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Rain and Hail Insurance Service is among the largest crop insurers; it is an underwriter for multiple lines of insurance for agents and rural policyholders in Canada and the US. Covering family farms to corporate farms its products run the gamut from low farm revenue to agribusiness risk management, from crop hail insurance to livestock risk protection. The company also provides claims adjusting and accounting services. It operates about 10 divisional offices across the US, as well as in Canada. Rain and Hail has agreed to be acquired by ACE Limited, which already holds 20% of the company's stock.

Through its Renaissance Reinsurance subsidiary, the Bermuda-based firm indemnifies insurance companies around the globe against excess losses on natural catastrophes, paying insurance claims after they exceed a certain retained amount. Top Layer Re, a joint venture with State Farm, provides excess non-US property catastrophe reinsurance. Another RenaissanceRe venture, DaVinci Reinsurance, covers catastrophes and specialty risks such as terrorism. Subsidiary RenRe offered primary-property insurance in the US until the company agreed to sell it in 2010 to QBE for about $275 million.

A subsidiary of AMERCO, the parent of DIY moving company U-Haul International, RepWest handles the property/casualty insurance needs of U-Haul, as well as its customers and dealers. The company administers and underwrites parts of the insurance products U-Haul offers to its customers. Its policies protect against damage to rented vehicles and the cargo inside them, and they provide medical and life coverage to drivers as well. Other products cover damage to property stored in U-Haul storage facilities (Safestor) and business insurance for storage facility owners.

Through its three subsidiaries,RLI Corp. mainly offers coverage for US niche markets -- risks that are hard to place in the standard market and are otherwise underserved. It focuses on public and private companies as well as non-profit organizations. RLI's property/casualty lines include commercial and personal liability, commercial property, directors and officers liability, general liability, and surety. Transportation, employers excess indemnity, and residential property are among its other lines.

Rockhill Holding company covers risks not covered by the standard market. It writes specialty property and casualty commercial policies through its subsidiaries, Rockhill Insurance and Plaza Insurance. It focuses on six excess and surplus areas: professional liability, umbrella, general liability for residential construction, wind, primary property, and excess property. Policies are written in most US states. The company's RTW, Inc. subsidiary offers workers compensation and absence management services to employers. Rockhill Holding is owned by State Automobile Mutual Insurance Company.

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