This ACE aims to provide a full house of insurance services. Through subsidiaries, ACE Limited sells property/casualty insurance, life insurance, and reinsurance through subsidiaries around the globe. It primarily provides property/casualty insurance to commercial and personal customers. Policies offered include general liability, homeowners, auto, accident, workers' compensation, and specialty crop and marine coverage. The company's ACE Tempest Re businesses provide reinsurance to property/casualty insurers in North America and Europe. ACE's life insurance and life reinsurance operations are focused in the US and other select markets. Products are primarily marketed through independent brokers.

Title provides real estate title insurance and escrow closing services for residential and commercial property transactions. The company operates offices throughout the US. Along with the basic title insurance and escrow services, the company also offers other title-related services. The company was a subsidiary of LandAmerica Financial Group from 2003 until 2008 when it was sold to Fidelity National Financial. It now operates alongside Fidelity National's other title operations.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Protecting from the multitude of dangers lurking in the water, mutual insurer North of England Protecting and Indemnity Association (NEPIA) provides marine liability insurance to some 300 members, including cargo carriers and large tanker owners. NEPIA offers protection and indemnity (P&I) insurance, freight demurrage and defense (FD&D, legal expenses), war risk coverage, and more. The company's operations are run through its wholly owned subsidiary, North Insurance Management Limited (NIML). While NEPIA operates primarily in Europe, it also has customers in Asia, the Middle East, and North America. The company maintains liaison offices in Greece, Singapore, and Hong Kong. It was founded in 1886.

Unity Mutual Life Insurance was founded in 1903 as Imperial Order Tycoons, a fraternal benefit society; it converted to a mutual life insurance company in 1957. Unity Mutual has agreed to merge with Columbian Mutual Life Insurance, a unit of Columbian Financial Group. Unity Mutual Life Insurance prefers working with mature individuals. Focusing on customers over 50 years of age, the company provides whole life insurance policies, and both fixed-rate and variable annuities, and It also provides final expense coverage insurance through its affiliate Unity Financial Life Insurance. Unity Mutual Life Insurance company is licensed to do business throughout the US. Some 5,000 independent agents represent the company's products.

Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

Through its three subsidiaries,RLI Corp. mainly offers coverage for US niche markets -- risks that are hard to place in the standard market and are otherwise underserved. It focuses on public and private companies as well as non-profit organizations. RLI's property/casualty lines include commercial and personal liability, commercial property, directors and officers liability, general liability, and surety. Transportation, employers excess indemnity, and residential property are among its other lines.

Horace Mann Educators Corporation, through its subsidiaries, markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance in the United States. Its property and casualty insurance products primarily include private passenger automobile and homeowners insurance. The company also offers annuity products, such as tax-qualified products; and traditional term, whole life, and group life insurance policies. Horace Mann markets its products to K-12 teachers, administrators, and other employees of public schools and their families, as well as to other education-related customers, including elementary and secondary teachers, school administrators, and education support personnel. It sells its products through its agent sales force and independent agent distribution channels. The company was founded in 1945 and is based in Springfield, Illinois.

A subsidiary of Allianz, Mondial Assistance Group primarily sells travel insurance for individuals and business in partnership with travel agents, brokers, tour operators, and online travel companies worldwide. Mondial's standard offerings include protection for lost or stolen luggage, medical coverage, vehicle repair during travel, and trip cancelation protection. The company also offers a variety of complementary services such as reservation, rental, and property care assistance.

ProMutual Group, consisting of primary operating units Medical Professional Mutual Insurance (MPMI), FinCor Holdings, and MPMI's ProSelect Insurance subsidiary, offers medical malpractice coverage to physicians, surgeons, dentists, medical groups, and hospitals in the northeastern, midwestern, and northwestern US. It insures some 22,000 health care practitioners and 500 hospitals under the brands ProMutual and ProSelect, and it provides risk management seminars and other training and compliance tools that help its clients avoid malpractice claims. A network of independent agents market the company's products in nearly 20 states. ProMutual Group was established in 1975.

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