Founded in 1867, the mutual life insurer operates throughout the US, offering a range of individual and commercial life and disability insurance products. Union Central Life Insurance also provides employee and executive benefit planning, estate planning, and retirement planning. It distributes its products through independent general agencies. Union Central keeps dry under the umbrella of UNIFI Mutual Holding, along with its sister companies Ameritas Life Insurance and Acacia Life Insurance.

This company wants to help all businesses rest Amerisured. Amerisure provides a range of commercial property & casualty products with a special focus on the manufacturing and contracting industries. Coverage includes general and employee benefits liability, workers compensation, property, auto, inland marine, and equipment insurance. Amerisure has expanded to provide coverage to the healthcare industry, including long-term care facilities and hospitals. The company operates out of 10 offices around the US. It uses a network of independent agents and brokers to distribute its products. Amerisure was founded as Michigan Workmen's Compensation Mutual Insurance in 1912.

Prudential Financial, Inc., through its subsidiaries, provides various financial products and services in the United States, Asia, Europe, and Latin America. The company operates through three divisions: The U.S. Retirement Solutions and Investment Management, The U.S. Individual Life and Group Insurance, and The International Insurance and Investments. The U.S. Retirement Solutions and Investment Management division offers individual variable and fixed annuity products, as well as provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. This division also provides investment management and advisory services to the public and private marketplace. The U.S. Individual Life and Group Insurance division provides individual variable life, term life, and universal life insurance products; and group life, long-term and short-term group disability, long-term care, and group corporate-owned and trust-owned life insurance products to institutional clients. It also sells accidental death and dismemberment, and other ancillary coverages, as well as provides plan administrative services. In addition, this division offers preferred provider and indemnity dental coverage plans to clients. The International Insurance and Investments division provides international individual life insurance products in Japan, Korea, and other foreign countries; and provides proprietary and non-proprietary asset management and investment advice and services to retail and institutional clients internationally. In addition, the company engages in real estate brokerage franchise business, which involves marketing its franchises to the real estate companies. Further, it provides institutional clients and government agencies with various services in connection with the relocation of their employees. Prudential Financial was founded in 1875 and is headquartered in Newark, New Jersey.

Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

AFBA's for-profit 5Star Financial division, founded in 1989, sells to the general public, offering individual life insurance, supplemental health insurance, and other financial services such as banking and mutual funds. Taking risks that might scare off other commercial insurance companies, Armed Forces Benefit Association (AFBA) provides group life insurance products for military personnel, government employees, police officers and firefighters, and defense department contractors. The not-for-profit membership association was established in 1947 and has some 300,000 members; its policies contain no war or terrorism restrictions. It sells property/casualty policies through affiliate Armed Forces Insurance.

In Japan, "non-life" isn't creepy, it's just car insurance, and Sompo Japan is one of the biggest players. Voluntary and compulsory automobile insurance combined account for over half of the insurance company's premiums. Though non-life is its largest segment, the company also provides life insurance through its Sompo Japan Himawari Life and Sompo Japan DIY Life Insurance subsidiaries. It also provides fire, accident, and marine insurance, as well as reinsurance, asset management, and venture capital products and services. Sompo Japan formed a joint holding company with smaller property/casualty insurer Nipponkoa in 2010. As NKSJ Holdings, the two companies hope to better compete in their markets.

Mitsui Sumitomo Insurance is one of Japan's largest non-life insurance companies. The company sells property/casualty, shipping, accident, and auto lines. It also offers asset management and investment services including mutual funds, risk management, and financial consulting, as well as some life insurance products, through subsidiaries and affiliates. Mitsui Sumitomo sells insurance policies in Japan through a network of 570 branches and 40,000 independent representatives, and it has international operations in over 40 countries. The firm merged with fellow Japanese insurers Aioi Insurance and Nissay Dowa General Insurance in 2010; all three companies are now subsidiaries of holding company MS&AD Insurance Group.

Frankenmuth Mutual Insurance provides personal automobile, umbrella, and homeowners coverage, as well as commercial liability, workers' compensation, and other business products. Other offerings include identity theft coverage and yacht and collector car policies. More than 500 independent agencies market the company's products. Founded by Bavarian settlers in 1868, the company only served policyholders in Michigan until the 1970s. Frankenmuth Mutual Insurance is now licensed in 47 states and does business in about a dozen states in the Midwest and Southeast. It operates through Patriot Insurance in the Northeast.

White Mountains Insurance Group, Ltd., through its subsidiaries, operates property and casualty insurance, and reinsurance businesses. The company’s OneBeacon segment offers specialty line products, including specialty liability products, marine insurance, tuition reimbursement, professional liability, collector car and boat, and accident and health products; commercial line products, such as multi-peril, auto, workers compensation, general liability, umbrella, property, and inland marine products to small and middle market businesses; and personal insurance products, including homeowners, personal auto, and combination insurance policies. This segment offers its products through a network of independent agents, regional and national brokers, and wholesalers. Its White Mountains Re segment provides reinsurance coverage for property, casualty, accident and health, agriculture, aviation and space, and other exposures, as well as reinsurance advisory services, specializing primarily in property and other short-tailed lines of reinsurance. The company’s Esurance segment writes personal auto insurance through its Website and through select online agents. It offers its products and services in the United States, Europe, Canada, the Caribbean, Latin America, and Asia. White Mountains Insurance Group, Ltd. was founded in 1980 and is headquartered in Hamilton, Bermuda.

Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It sells a range of wealth protection, accumulation, and retirement income products and solutions. These products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL, term life insurance, mutual funds, and group life insurance. Lincoln National Corporation also provides employer-sponsored fixed and variable annuities, and mutual fund-based programs; single and survivorship versions of UL and VUL, including corporate-owned UL and VUL, and bank-owned UL and VUL products to small and mid-sized banks and large-sized corporations; and group non-medical insurance products, principally term life, disability, and dental. Lincoln National Corporation distributes its products through a range of intermediaries, including financial advisors, consultants, brokers, banks, wirehouses, planners, third party administrators, and other intermediaries. Lincoln National Corporation was founded in 1904 and is headquartered in Radnor, Pennsylvania.

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