Georgia Farm Bureau Mutual Insurance and its affiliates provide a variety of commercial and individual property/casualty products to members of the Georgia Farm Bureau. Its offerings include automobile, farm, marine, homeowners, business owners, and personal liability insurance. The company specializes in writing lower-cost, preferred risk policies (policies for customers that are less likely to file claims). A network of more than 550 company agents and representatives market Georgia Farm Bureau Mutual's products.

In 1983, Frank and Louise Hagerty realized that appropriate insurance coverage for their collector wooden boats didn't exist. So — armed with years of general-lines insurance experience — the Hagerty's launched a revolutionary agreed value policy for collector boats. Within a few years, half of the vintage boat owners in the country were Hagerty clients. In 1991, Hagerty created a similar product for collector cars. And in 1995 two of Frank and Louise's three children, Kim and McKeel, came home to run the family business - despite their vows to never make a career of insurance! Together they've overseen the company's tremendous growth, which has been supported by a great product, exceptional client service, cutting-edge technology, creative marketing and, of course, intelligent, forward-thinking and hard-working employees. In 25 years, Hagerty has grown from a small agency headquartered in the Hagerty family basement to the leading provider of collector car and boat insurance in the world.

Citizens, Inc. and its subsidiaries provide life and health insurance products and services in the United States and internationally. Its Life Insurance segment engages in issuing ordinary whole life insurance products to foreign residents, high net worth and high income residents, and middle income households. This segment offers its products through independent marketing firms and consultants in Latin America and the Pacific Rim. Citizens company’s Home Service Insurance segment focuses on the life insurance needs of the middle to lower income market in Louisiana, Mississippi, and Arkansas. This segment sells ordinary whole life products to provide funding individuals’ final expenses, primarily consisting of funeral and other burial costs, as well as offers limited liability, named peril property policies covering dwellings and contents. Home Service Insurance segment provides policies and services through home service marketing distribution system agents, who sell policies, collect premiums, and service policyholders. Citizens, Inc. was founded in 1969 and is based in Austin, Texas.

SunAmerica Annuity and Life Assurance (formerly AIG SunAmerica Life Assurance) never wavers in its mission to sell variable annuities. The company is one of the many subsidiaries of AIG Retirement Services and ultimately in the family of insurance giant AIG. Along with its sister company AIG VALIC, it is one of the US's top issuers of variable annuities, which are distributed through independent financial advisors, brokerages, and financial institutions. It also administers closed blocks of institutional investment products (fixed annuities and universal life policies). However, parent firm AIG has announced that it will sell all of its US life insurance operations, including SunAmerica Annuity and Life.

Vermont Mutual Insurance Group sells commercial and personal property/casualty insurance -- including automobile, businessowners, homeowners, inland marine, and umbrella coverage -- to clients in the northeastern US. The group consists of three companies: Granite Mutual, Northern Security, and Vermont Mutual Insurance. The companies operate in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont. A network of independent agents markets the group's products. One of the oldest American mutual insurance firms, Vermont Mutual Insurance Group traces its roots back to 1828 when it was established as a fire insurance company.

The Fuji Fire and Marine Insurance Company offers property/casualty insurance including automobile, medical, personal accident, and other lines, as well as life insurance, offered through its Fuji Life subsidiary. The company sells to individuals and to businesses and their employees, and operates "walk-in" insurance retail stores. The Fuji Fire and Marine Insurance Company has roots that run back to 1918, when Nippon Kan-i Kasai Insurance was established as a specialist fire insurer.

MARC my words: If the subject is reinsurance, MARC is ready to talk. Munich American Reassurance Company (MARC) is the US-based life reinsurance subsidiary of global industry giant Munich Re (its sister company Munich Reinsurance America provides property/casualty reinsurance). MARC provides life, annuity, disability, and health reinsurance for insurance companies throughout the US. The company, founded in 1959, writes reinsurance for annuities, credit insurance, and long-term care insurance. It also provides risk management services. Munich American Reassurance Company has offices in Atlanta and Chicago.

Established in 1902 to insure doctors and dentists, Physicians Mutual now provides general and supplemental health insurance products such as cancer, dental, long-term care, and Medicare supplements to members nationwide. It offers packaged insurance products for consumers and small business employees. The company's Physicians Life Insurance subsidiary provides individual life insurance and annuity products. Physicians Mutual has a nationwide agency distribution and is boosting its online and direct marketing efforts. Although the name seems narrow, Physicians Mutual Insurance Company offers insurance to a wide range of customers.

Farmers Mutual Hail has been providing peace of mind for Midwest Farmers and their families since 1893. Our customers have come to rely on our strong tradition of excellent claims service and unmatched financial security.FMH provides crop insurance in 15 Midwestern states, and maintains a Reinsurance Department for accepting risks from both domestic and international insurance companies. For security and peace of mind in the heartland, look to the cloud of Farmers Mutual Hail.

GUARD Insurance Group protects employers from potential liabilities the entrepreneurial spirit of our roots still lives. Current CEO and President Sy Foguel has taken the pulse of the marketplace and believes that insurance has become an overly complicated but increasingly critical challenge for smaller business owners. As a result, he feels the time is right to make GUARD the place to go for simple, fast, and reliable “One-Stop Insurance Shopping.” This vision marked the start of BizGUARD Plus, and we are currently taking this product into more and more states. This success has been one of many proud milestones.

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