Validus Holdings, Ltd., through its subsidiaries, provides reinsurance and insurance coverage in the property, marine, and specialty lines markets worldwide. The company underwrites property catastrophe reinsurance, property per risk reinsurance, and property pro rata reinsurance; and insurance and reinsurance on marine risks covering damage to or losses of marine vessels or cargo, yachts and marinas, third-party liability for marine accidents, and physical loss and liability from offshore energy properties. It also underwrites reinsurance on other lines of business, including aerospace, terrorism, life and accident, and health and workers’ compensation catastrophe. In addition, Validus Holdings underwrites short-tail insurance and reinsurance contracts; and specialty insurance products consisting of war (which comprises marine and aviation war, political risks, and political violence), financial institutions, contingency, bloodstock and livestock, accident and health, airlines, and aviation treaty. The company offers its products primarily in the United States, Europe, Latin America and the Caribbean, Japan, and Canada. Validus Holdings, Ltd. was founded in 2005 and is based in Hamilton, Bermuda.

Operating through half a dozen property/casualty insurance subsidiaries, American Modern Insurance Group provides specialty insurance products and services to owners of boats, classic cars, motorcycles, RVs, manufactured homes, rental properties, and vacation homes. Its Financial Institutions division also offers credit life insurance. The company is licensed throughout the US. It distributes its products through a network of agents, as well as through financial institutions, manufacturers, and other dealers. American Modern Insurance is a subsidiary of Munich Re America.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

In the mid-1970s, physicians nationwide faced an insurance crisis that threatened their very livelihood. With claims and judgments escalating dramatically, many commercial insurance companies ceased to offer medical professional liability coverage. The practice of medicine was under attack. Something had to be done.

Vermont Mutual Insurance Group sells commercial and personal property/casualty insurance -- including automobile, businessowners, homeowners, inland marine, and umbrella coverage -- to clients in the northeastern US. The group consists of three companies: Granite Mutual, Northern Security, and Vermont Mutual Insurance. The companies operate in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont. A network of independent agents markets the group's products. One of the oldest American mutual insurance firms, Vermont Mutual Insurance Group traces its roots back to 1828 when it was established as a fire insurance company.

CNinsure Inc. (Nasdaq: CISG), founded in 1998 and headquartered in Guangzhou, is a leading independent insurance intermediary company operating in China. It distributes a wide variety of property and casualty insurance products and life insurance products underwritten by both domestic and foreign insurance companies operating in China, and offer insurance claims adjusting services, such as assessment, survey, authentication and loss estimation, as well as other insurance-related services to individuals and institutions. As an insurance intermediary, the Company is not exposed to any underwriting risks.

Nationwide Mutual Insurance Company has offices throughout the US. The company is a leading US property/casualty insurer that also provides life insurance and retirement products through its Nationwide Financial Services subsidiary. Its property/casualty products range from general personal and commercial coverage to such specialty lines as professional liability, workers' compensation, agricultural insurance and loss-control, pet insurance, and other coverage. The company sells its products and provides services through such subsidiaries as ALLIED Group, Nationwide Agribusiness Insurance, GatesMcDonald, and Scottsdale Insurance.

Transatlantic Holdings, Inc., through its subsidiaries, offers reinsurance capacity for a range of property and casualty products, directly and through brokers, to insurance and reinsurance companies, in domestic and international markets. The company is licensed as a reinsurer in 50 states and the District of Columbia in the United States and in Puerto Rico and Guam, through its subsidiaries. It also has operations in Canada, six countries in Europe, three countries in central and South America, one country in Africa, one country in Asia (excluding Japan), Japan, and Australia. The company was formerly known as PREINCO Holdings, Inc. and changed its name to Transatlantic Holdings, Inc. in April 1990. Transatlantic Holdings was founded in 1986 and is headquartered in New York, New York.

FPIC Insurance Group, Inc., through its subsidiary companies, is a leading provider of medical professional liability (MPL) insurance for physicians, dentists and other healthcare providers. The company's largest subsidiary, First Professionals Insurance Company, Inc., is the largest writer of MPL insurance in Florida and has served the market for 35 years. The company is also a leading writer of MPL insurance in Texas as a result of the company's acquisition of Advocate, MD Insurance Group, Inc. and subsidiaries. Other core markets include Georgia, Arkansas and Missouri. Licensed in 32 states, FPIC insurance subsidiaries currently have policyholders in a total of 13 states.

Personal Group Holdings may seem like an oxymoron to some, but not to these folks. Established in 1984, Personal Group Holdings provides employee benefits administration, insurance brokerage services, mortgage services, and financial planning through subsidiaries such as Personal Insurance & Reinsurance Brokers, Personal Group Benefits, Personal Assurance, and Personal Assurance Financial Services. Clients include Game Stores, Universal Music, and Marston's. In 2005 Personal Group Holdings bought Berkeley Morgan Group, an insurance and finance advising company.

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