Financial Guaranty Insurance Company provided credit enhancement on public finance (including transportation, state and local leases, and municipal electric utility), structured finance (asset-backed securities including mortgage and consumer loans), and global infrastructure and utility securities. FGIC has historically guaranteed the scheduled payments of principal and interest on an issuer's obligation. Founded in 1983, the company is owned by investors including mortgage guaranty insurer The PMI Group. FGIC is currently not issuing new policies or paying claims.

Alleghany's subsidiaries include Capitol Transamerica (property/casualty, fidelity, and surety insurance) and RSUI Group, an underwriter of wholesale specialty insurance. It distributes its insurance products through independent insurance brokers in the US. Its Pacific Compensation Corp handles workers' compensation insurance in California. Alleghany also has commercial and residential real estate interests in California.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The company’s policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

Through its Lloyd's syndicates, Beazley Group underwrites specialty property/casualty insurance, as well as catastrophe reinsurance and risk excess. Products include officers liability, war and terrorism, commercial property, and marine liability coverage. One syndicate also provides life insurance. Beazley Group is expanding beyond the Lloyd's market, especially into property/casualty and specialty lines in the US. The company also has international operations in France (professional indemnity), Singapore (engineering and construction insurance), and Hong Kong (specialty lines). Beazley Group has been in business since 1986.

The Injured Workers' Insurance Fund (IWIF) has specialized in providing workers' compensation insurance to Maryland businesses since 1914.As the leading writer of workers' compensation insurance in Maryland, IWIF continues to be a competitive force in the industry, with an array of consumer-driven products and services that are available to all Maryland businesses.

Pacific Life & Annuity can turn your wishes into a plan. Along with parent company Pacific Life Insurance, Pacific Life & Annuity (PL&A) offers annuity and life insurance products to individuals and groups. Unlike Pacific Life, however, PL&A is licensed in the state of New York and offers many of its products only in the New York market. In addition to individual life insurance and annuities, PL&A issues structured settlement annuities, which are used to make payments to injured parties in personal injury and workers' compensation cases, and other financial investment products.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

Unigard Insurance Group has proud roots in the Northwest going back to 1901. The Unigard of today is a super-regional multi-line, property and casualty insurer with corporate headquarters in Bellevue, Wash.Also in Bellevue is a wealth of centralized services, including policy processing for commercial and personal lines, underwriting for all personal and certain commercial accounts and billing services.Unigard markets insurance through licensed independent insurance agencies in approximately 600 locations spanning the states of Arizona, California, Idaho, Montana, Nevada, Oregon, Utah and Washington. Seven branch offices provide local service and authority for commercial underwriting, sales and claims service to agents and policyholders.

Western & Southern was founded in 1888 and is a mutual insurance firm owned by its members. Whether cowboy or Southern belle, if it's insurance and investment advice you seek, Western & Southern Financial Group wants to be your destination. Through its subsidiaries the company offers a variety of life insurance products and annuities; accident and supplemental health coverage; mutual funds; and other investment management products and services. Western & Southern's financial services include mutual fund administration, trust services, financial advisory, and real estate development; it owns or manages some $43 billion in assets. Western & Southern Financial Group, Inc. is licensed in most states and the District of Columbia.

Marsh & McLennan Companies is the premier global professional services firm providing advice and solutions in risk, strategy and human capital. Through our market leading brands, colleagues in more than 100 countries help clients identify, plan for and respond to critical business issues and risks.

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