Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

Avemco Insurance company provides personal aircraft coverage and other property/casualty coverage for pilots, student pilots, aircraft owners, hangar owners, and others in the aviation industry. Products include construction, medical stop-loss, and coverage of rented and borrowed aircraft; it also sponsors term life insurance policies. The company is licensed to do business throughout the US. Avemco Insurance was founded in 1961 and acquired by specialty insurer HCC Insurance Holdings in 1997.

BUPA Health Insurance (Thailand) Ltd. has been established for over thirty years. Formerly known as Blue Cross Health Insurance, Bupa is the leading health insurance specialist in Thailand providing cover for the employees and families of more than 2,000 companies as well as individual policyholders. The parent company, Bupa (British United Provident Association) is one of the largest independent health and care organisations in the world with over 61 years of health care experience. As well as providing insurance to over 10 million people in 195 countries, Bupa also owns and manages hospitals, care for the elderly homes and health assessment and child care centers. Our local knowledge combined with Bupa's world-wide presence ensures that our customers have access to some of the best ideas and innovations in the world as well as global health care expertise.

UNIFI Mutual Holding respects the individuality of its subsidiaries, but likes to keep them all in one place. UNIFI Mutual Holding owns Ameritas Holding, which in turn owns three subsidiaries: Ameritas Life, Acacia Life, and Union Central Life. All three companies provide life insurance and annuity products nationwide. Through its companies, UNIFI also offers such services as financial planning and workplace investing, and has some $30 billion of assets under management. Other companies under its umbrella include socially responsible mutual fund manager Calvert Group, Acacia Federal Savings Bank in Virginia, and Ameritas Group, which offers dental and eye care insurance.

Citizens, Inc. and its subsidiaries provide life and health insurance products and services in the United States and internationally. Its Life Insurance segment engages in issuing ordinary whole life insurance products to foreign residents, high net worth and high income residents, and middle income households. This segment offers its products through independent marketing firms and consultants in Latin America and the Pacific Rim. Citizens company’s Home Service Insurance segment focuses on the life insurance needs of the middle to lower income market in Louisiana, Mississippi, and Arkansas. This segment sells ordinary whole life products to provide funding individuals’ final expenses, primarily consisting of funeral and other burial costs, as well as offers limited liability, named peril property policies covering dwellings and contents. Home Service Insurance segment provides policies and services through home service marketing distribution system agents, who sell policies, collect premiums, and service policyholders. Citizens, Inc. was founded in 1969 and is based in Austin, Texas.

Specialty Underwriters’ Alliance, Inc., through our subsidiary SUA Insurance Company (SUA), is a specialty commercial property and casualty insurance company that offers insurance products through independent general agents that serve niche groups of insureds. These targeted customer groups require highly specialized knowledge due to their unique risk characteristics. Through our innovative business model, we are able to better serve the specialty property and casualty marketplace and fill the void that exists in underserved niche markets.

Located in Carlsbad, California, William J. King & Associates has served local businesses with their insurance and employee benefit needs since 1972. Our success over the past 30 years has made us the number one agency in North County and among the top ten in San Diego each of the past six years. We pride ourselves on our extensive industry knowledge and creative problem solving solutions that get our clients the best plan to meet their needs; and then providing them with an unprecedented level of personal service.

Operating in the country since 1993, Allianz pojistovna is the Czech Republic insurance branch for one of the largest insurers in the world, Allianz. The company provides property, auto, liability, life, travel, entrepreneurial, and industrial insurance for both individuals and corporations through about 10 branches around the Republic. It operates a sales network of some 1,700 representatives as well as an external network of brokers, banks, and health insurance companies. Allianz pojistovna offers the Allianz Pension Fund, managed by a large network of advisors. It also specializes in retirement savings plans.

Headquartered in Philadelphia, Radian connects lenders, homebuyers, investors and loan servicers using a suite of private mortgage insurance and related risk management products and services. They help promote and preserve the tradition of homeownership while protecting lenders from default-related losses on residential first mortgages. We also facilitate the sale of low-downpayment mortgages in the secondary market. Our commitment to homeownership is built on a foundation of evaluating credit risk; we help clients and investors expertly and prudently manage risk in any market condition. Radia

Peerless Insurance, headquartered in Keene, NH, provides small business insurance products and services for business owners like you. We believe that buying insurance is one of the most important decisions you’ll need to make for your business. That’s why we only sell our insurance through independent insurance agents—they are experts who will provide you with all the information you need to make the best decision for your operation.

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