As one of the largest marketers of employee benefits in the United States, we offer the product diversity and security you seek in a benefits provider. Our core business is focused on small to mid-size employer groups. Assurant Employee Benefits offers the strength and stability you can count on and is a national leader in all product lines based on number of contracts in force.* We are a part of Assurant Inc., a Fortune 500 company and a member of the S&P 500 Index. Assurant Employee Benefits has offices nationwide and is headquartered in Kansas City, Missouri. We are a customer-driven, service-oriented organization committed to providing its customers with the quality products and services they've come to expect.

Founded in 1906 for the expressed purpose of providing funds for "final expenses," Homesteaders has emerged as a national leader in funeral service funding. We're respected for our integrity, the security of our products and our long-term commitment to funeral service. Our funeral home owners trust that we'll be there when their families need us most. We share a common bond with our funeral home owners. As a mutual company, we're also family owned - by our policy owners.

Grain Dealers Mutual underwrites a variety of commercial and personal property/casualty insurance. Its product lines include automobile, businessowner, and homeowners policies. The company does business in Arizona, Arkansas, Indiana, Mississippi, North Carolina, New Mexico, Oklahoma, Tennessee, and Virginia. Some 450 independent agencies represent the company. Grain Dealers Mutual was established in 1902, primarily to protect the assets of commercial grain elevator operators.

Novae Group offers insurance and reinsurance underwriting through the Lloyd's of London market. Subsidiary Novae Syndicates manages Lloyd's Syndicate 2007, which handles property and specialty policies, including marine, aviation, energy, medical malpractice, and political risk lines, in the UK and internationally. (Syndicates are groups of underwriters who specialize in particular risk categories.) It also operates a separate company, Novae Insurance Company, for European commercial lines written outside of the Lloyd's cost structure. The company underwent restructuring efforts in 2007, including the combining of its two syndicates into one.

When other insurance carriers reject you, don't cry a river, call one! James River Group writes specialty property/casualty insurance through its two primary operating subsidiaries. James River Insurance offers excess & surplus lines (policies that have been rejected by standard carriers), including general casualty, professional liability, and environmental coverage in 49 states and Washington, DC. Stonewood Insurance provides workers' compensation in North Carolina and Virginia, primarily for homebuilders. The company distributes its products through a network of independent brokers and agents. Private investment firm D. E. Shaw owns James River.

Service Life and Casualty Insurance, which does business as Service Group, is driven in more ways than one. The company offers credit and gap loss insurance to consumers through automotive dealers in Arizona, Colorado, Louisiana, New Mexico, and Texas. Through sister firm Service Lloyds Insurance, the company also provides workers' compensation coverage to auto dealers in Texas. It issues vehicle service contracts through an affiliation with warranty provider United Service Protection. Service Life and Casualty writes and sells products directly and through a network of independent agents and managing general agents. The Service Group companies are controlled by the founding Gray family.

SBLI USA Mutual Life Insurance Company began life in 1939 as The Savings Banks Life Insurance system, which had been promoted by former Supreme Court Justice Louis Brandeis as a means to provide "ordinary working people" with life insurance sold through more than 20 savings banks in New York. Today SBLI USA and subsidiary S.USA Life Insurance serve 300,000 policyholders across the US. The company has stuck to its original mandate and sells individual and group life insurance and other products through banks, though its primary source is direct marketing. In addition to life insurance, SBLI USA's offerings also include accident insurance and annuities.

Flagstone Reinsurance Holdings Limited, through its subsidiaries, operates as a reinsurance and insurance company worldwide. The company primarily writes property, property catastrophe, and short-tail specialty and casualty reinsurance products; and property insurance products for homes, condominiums, and office buildings in the Caribbean region. It provides property catastrophe reinsurance coverage to a range of insurance companies for claims arising from natural catastrophes, such as hurricanes and earthquakes. The company also provides coverage for claims arising from other natural or man-made catastrophes, such as winter storms, freezes, floods, fires, and tornados, as well as covers various risks, which include aviation, energy, hull and cargo, accident and health, agribusiness, engineering, satellite, space, marine, marine liability, and workers’ compensation catastrophe. It offers its products and services through brokers and reinsurance intermediaries. The company was founded in 2005 and is based in Hamilton, Bermuda.

Boston Mutual has remained a mutual company since it was founded in 1891. What Boston Mutual knows about life insurance amounts to a whole lot more than a hill of beans. The company sells traditional group and individual life insurance, as well as disability and supplemental accident and illness coverage. The company distributes its products to individuals through its in-house General Agencies division, while its Group and Worksite Divisions distribute to employers. Additional products include employee assistance programs and voluntary supplemental insurance products.

Bajaj Allianz Life hopes it's aligned with its clientele's life insurance needs. The company, which provides life insurance and retirement products to customers from more than 1,100 branch locations throughout India, is a joint venture between global insurance company Allianz and motorcycle maker Bajaj Auto. Bajaj Allianz Life specializes in bancassurance, or providing financial services through partnership tie-ups with Standard Chartered Bank, Syndicate Bank, and other banks. It caters to a wide spectrum of customers and needs, including companies, individuals, and families. Products include traditional, unit linked, and term life policies, as well as pensions and annuities.

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