Hochheim (pronounced "Hoe Hime") Prairie Insurance provides property/casualty insurance to residents of rural Texas towns. Products include auto, homeowner, farmowner, small business, and machinery coverage, as well as insurance for hay, feed, seed, and fertilizer; water and irrigation systems; and windmills. The company sells its products through a network of some 200 independent agents across the state. Subsidiary Texana Financial provides non-insurance services. Hochheim Prairie Insurance was founded by a group of rural Texans in 1892 to help protect members from property losses due to storms and fires; it is mutually-owned by its 120,000 policyholders.

The Texas Windstorm Insurance Association is a not-for-profit association that provides hail and windstorm coverage to Texan gulf coast property owners. The company is a pool of all property/casualty insurers that are authorized to write such policies in the state of Texas. The association has seen its policyholders triple to hundreds of thousands since Hurricanes Katrina and Rita hit the gulf coast several years ago. State legislators founded Texas Windstorm Insurance Association as a last resort provider -- providing coverage when other carriers pull out of high risk areas -- in 1971.

AFBA's for-profit 5Star Financial division, founded in 1989, sells to the general public, offering individual life insurance, supplemental health insurance, and other financial services such as banking and mutual funds. Taking risks that might scare off other commercial insurance companies, Armed Forces Benefit Association (AFBA) provides group life insurance products for military personnel, government employees, police officers and firefighters, and defense department contractors. The not-for-profit membership association was established in 1947 and has some 300,000 members; its policies contain no war or terrorism restrictions. It sells property/casualty policies through affiliate Armed Forces Insurance.

As the industry leader in treaty, facultative and capital markets, Aon Benfield is redefining the role of the reinsurance intermediary and capital advisor. Through our unmatched talent and industry-leading proprietary tools and products, we help our clients redefine themselves and their success. As a trusted advocate, we provide local reach to the world's markets, an unparalleled investment of USD100+ million per year in innovative analytics, including catastrophe management, actuarial, and rating agency advisory, and the right professionals to advise clients in making the optimal capital choice for their business. With an international network of more than 450 dedicated analytics experts, our worldwide client base is able to access the broadest portfolio of integrated capital solutions and services.

Assured Guaranty Ltd. (AGL or, together with its subsidiaries, Assured Guaranty) is a Bermuda-based holding company whose subsidiaries provide credit enhancement products to the capital markets through its three principal insurance subsidiaries: Assured Guaranty Corp. (AGC), Assured Guaranty Municipal Corp. (AGM) and Assured Guaranty Re Ltd. (AG Re). In addition to its headquarters in Hamilton, Bermuda, Assured Guaranty has offices in New York, San Francisco, London, Madrid, Sydney and Tokyo.

Gen Re's history began in 1921 when two Norwegian companies, Norwegian Globe and Norwegian Assurance, merged and took the name General Casualty and Surety Reinsurance Corporation. Starting with $800,000 in capital and $900,000 in surplus, General Casualty and Surety set out to write casualty reinsurance. In 1923, American investors acquired the company and changed the name to General Reinsurance Corporation. In 1929 General Reinsurance affirmed that it would be only a direct reinsurer and also would write no less than 100% of a treaty. In 1945, General Reinsurance Corporation merged with Mellon Indemnity, bringing new capital to the company so that, in the face of foreign competition, it could become a stronger reinsurance force.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

Texas Lawyers' Insurance Exchange was organized in 1978 as a Texas reciprocal insurance exchange and began operations in 1979 under the sponsorship of the State Bar of Texas Insurance Trust. Prior to 1978, Texas lawyers were experiencing significant difficulty obtaining legal malpractice coverage at reasonable rates. Consequently, the Board of Directors of the State Bar of Texas and the Insurance Trust approved a plan for the organization of an insurance carrier devoted to writing professional liability insurance for Texas lawyers.

The company wrote medical professional-liability insurance through subsidiary American Physicians Assurance Corporation. Operating principally in a handful of states in the Midwest, it concentrated on individual and small-group practices and had more than 9,000 policies in force. Other subsidiaries dealt with income portfolio management, health care consulting, and physician and medical staff credential verification and review. Founded in 1975, the company was known as Mutual Insurance Corporation until 2000, when it was demutualized. APCapital was acquired by The Doctors Company in 2010.

As one of the largest marketers of employee benefits in the United States, we offer the product diversity and security you seek in a benefits provider. Our core business is focused on small to mid-size employer groups. Assurant Employee Benefits offers the strength and stability you can count on and is a national leader in all product lines based on number of contracts in force.* We are a part of Assurant Inc., a Fortune 500 company and a member of the S&P 500 Index. Assurant Employee Benefits has offices nationwide and is headquartered in Kansas City, Missouri. We are a customer-driven, service-oriented organization committed to providing its customers with the quality products and services they've come to expect.

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