Liberty National Life Insurance Company, headquartered in McKinney, Texas, traces its origin back to 1900 when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929 Liberty National was incorporated as a stock company. Read about our history. Today Liberty National is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). TMK is one of the largest publicly held holding companies in the nation, specializing in life and supplemental health insurance, including Medicare Supplements. Every year since 1995, Liberty National has been named to Ward's 50 Life-Health List. The Ward’s 50 analysis is based on financial performance over a five-year period. More than 800 insurance companies were included in this year’s analysis.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

Sanlam Limited company has been expanding its investment business through segments including Sanlam Investment Management, its Octane hedge fund of funds, and its SIM Emerging Markets, which focuses on African economies. Charlize Theron may have run away to Hollywood, but the Sanlam Group keeps its star power at home in South Africa. Targeting middle-market and affluent clients, the company provides insurance and wealth management services. Major segments are life insurance (including annuities and other investment products) and short-term insurance (property and casualty coverage sold through majority-owned Santam).

The National Motorcycle Dealers Association (NMDA), MBA's subsidiary, was created to provide to the large existing network of motorcycle dealerships, manufacturers and associated industry businesses in the U.S. and Canada an integrated platform of programs to deliver insurance, finance and business solutions backed by nationally recognized vendors.MBA's experience in the insurance field plus the company's existing operations infrastructure have provided the network and tools to build the NMDA rapidly from its formation in early fall 2004. Partners and program members of the NMDA already include GEICO, Aon, Aegon, Zurich, the Van Tuyl Group and many additional service providers.

Presidential Life Corporation, through its subsidiary, Presidential Life Insurance Company engages in the sale of annuity contracts, life insurance, and accident and health insurance products in the United States. Presidential Life Corporation offers various annuity products, which include single premium annuity, single premium deferred annuities, single premium immediate products, and other annuity products, such as flexible premium annuities and group terminal funding annuities. It also provides life insurance products, such as graded benefit life and simplified issue whole life policies, as well as other life products, including universal life, whole life, and term life products. Further, Presidential Life Corporation offers accident and health insurance policies, including New York statutory disability benefits, which are short-term disability contracts issued to employers of one or more employees in New York State. In addition, Presidential Life Corporation offers ancillary products, which include medical stop loss, group dental insurance, individual impaired risk disability, hospital indemnity products, accident products, and group life insurance products. It distributes its annuity contracts and life insurance policies through independent general agents. Presidential Life Corporation was founded in 1965 and is headquartered in Nyack, New York.

BDML Connect (formerly known as Rossborough Insurance Services) offers commercial and personal auto coverage (including property/casualty policies for car manufacturers). It offers pet insurance through its Thornside subsidiary. Another subsidiary, BDML Insurance Solutions, provides insurance brokerage services online as well as niche products such as tenant and travel coverage. BDML Connect also provides business process and insurance administration services to clients that include ASDA and Norwich Union (which has since become part of Aviva). In 2005 Capita Insurance Services Group acquired 100% of the share capital of BDML Connect from its previous owner, BDML Group.

As the industry leader in treaty, facultative and capital markets, Aon Benfield is redefining the role of the reinsurance intermediary and capital advisor. Through our unmatched talent and industry-leading proprietary tools and products, we help our clients redefine themselves and their success. As a trusted advocate, we provide local reach to the world's markets, an unparalleled investment of USD100+ million per year in innovative analytics, including catastrophe management, actuarial, and rating agency advisory, and the right professionals to advise clients in making the optimal capital choice for their business. With an international network of more than 450 dedicated analytics experts, our worldwide client base is able to access the broadest portfolio of integrated capital solutions and services.

Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

The Injured Workers' Insurance Fund (IWIF) has specialized in providing workers' compensation insurance to Maryland businesses since 1914.As the leading writer of workers' compensation insurance in Maryland, IWIF continues to be a competitive force in the industry, with an array of consumer-driven products and services that are available to all Maryland businesses.

Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

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