The National Security Group, Inc., an insurance holding company, provides various property and casualty, and life insurance products and services in the United States. It operates in two segments, Property and Casualty Insurance, and Life Insurance. The Property and Casualty Insurance segment primarily provides personal lines coverage, including dwelling fire and windstorm, homeowners, mobile homeowners, ocean marine, and personal non-standard automobile lines of insurance in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, Oklahoma, South Carolina, Tennessee, and West Virginia, and operates on a surplus lines basis in the states of Louisiana, Missouri, and Texas. The Life Insurance segment principally offers ordinary life, accident and health, supplemental hospital, and cancer insurance products in Alabama, Florida, Georgia, Mississippi, South Carolina, and Texas. The company markets its products through a field force of agents and career agents, as well as through a network of independent agents and brokers. The National Security Group, Inc. was founded in 1947 and is based in Elba, Alabama.

Grain Dealers Mutual underwrites a variety of commercial and personal property/casualty insurance. Its product lines include automobile, businessowner, and homeowners policies. The company does business in Arizona, Arkansas, Indiana, Mississippi, North Carolina, New Mexico, Oklahoma, Tennessee, and Virginia. Some 450 independent agencies represent the company. Grain Dealers Mutual was established in 1902, primarily to protect the assets of commercial grain elevator operators.

AXA Asia Pacific Holdings (AXA APH) helps its clients hold onto their assets. It provides life and property/casualty insurance, retirement funds, and investment products to individuals and businesses. The company has operations through subsidiaries and partnerships in Australia, China, Indonesia, Macao, New Zealand, and other Asia/Pacific countries. The company partners with AllianceBernstein to provide asset management services in Australia and New Zealand. French insurance giant AXA owns 54% of the firm. AXA APH has become an object of desire for local banks, and AXA would like to take over all of its Asian operations.

Kroll Factual Data is a leading provider of independent verification services to mortgage lenders, banks, credit unions, property management firms, and other businesses. Combining innovative services with cutting-edge technology and industry-leading customer service, Kroll Factual Data enables prompt, accurate decisions.

SBLI USA Mutual Life Insurance Company began life in 1939 as The Savings Banks Life Insurance system, which had been promoted by former Supreme Court Justice Louis Brandeis as a means to provide "ordinary working people" with life insurance sold through more than 20 savings banks in New York. Today SBLI USA and subsidiary S.USA Life Insurance serve 300,000 policyholders across the US. The company has stuck to its original mandate and sells individual and group life insurance and other products through banks, though its primary source is direct marketing. In addition to life insurance, SBLI USA's offerings also include accident insurance and annuities.

A UK division of The Travelers Companies, Travelers Insurance Company provides commercial property and liability insurance, as well as professional indemnity, and risk management services. Customers include computer and technology companies, the automotive industry, law firms, medical institutions, and local governments. The company also provides marine insurance and surety bonds. Travelers Insurance Company Ltd. operates alongside its parent's Lloyd's operations known as Travelers Syndicate 5000. In Ireland it provides both commercial insurance and personal auto coverage.

Indiana Farmers Mutual underwrites personal auto, homeowners, farmowners, and commercial insurance for customers in (and only in) Indiana. The company sells its products exclusively through independent agents throughout the state. Indiana Farmers Mutual traces its roots back to 1877 when a group of farmers banded together for protection against fire loss.

West Coast Life Insurance was founded in 1906 and became a subsidiary of Protective Life in 1997. This West Coast Life isn't about cosmetic surgery and cruising in a convertible. West Coast Life Insurance provides a variety of life insurance products, including term, universal, and survivor life policies. The company writes policies primarily in California and other western states. Its policies are sold through independent agents, brokerages, and financial advisors. West Coast Life Insurance company also provides indexed and fixed annuities, and it offers estate and business continuity planning services.

Triad Guaranty Insurance, sold private mortgage insurance on residential mortgage loans when buyers could put up less than 20% of the down payment. Its customers have been residential mortgage lenders, including commercial banks and mortgage bankers and brokers. Triad Guaranty marketed its products across the US through its in-house sales force. The company is in the operating in run-off, which means it no longer writes new policies, but continues to service existing customers.

Frenkel & Co., Inc. (“Frenkel”) was founded in 1878 by Emil Frenkel, a German immigrant. His sons, George and Leo, participated in the business and emulated Emil’s pioneering spirit and leadership. They firmly established Frenkel’s presence and reputation in the New York insurance market with the imagination and ingenuity characteristic of the American dream. In 1985, the Frenkel & Co., Inc. Employee Stock Ownership Plan (ESOP) was established, allowing Frenkel to remain an independent broker. Frenkel’s ownership remained in the ESOP structure until it was purchased in January 2001 by our current President and Chief Executive Officer, John F. Kelly, and current Chairman of our Board of Directors, Robert E. Shunk.

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