Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

GeoVera Holdings, Inc. is a provider of specialty residential property insurance products, focused on catastrophe exposed property in the homeowners and residential earthquake markets, operating on both an admitted and surplus lines basis. GeoVera Holdings, Inc. is a subsidiary of GeoVera Insurance Holdings, Ltd. and is headquartered in Fairfield, CA with offices in Sheboygan, WI and Tallahassee, FL.

Bituminous provides quality insurance services to special industries including construction, forest products and oil & gas. You are invited to take a closer look at Bituminous' insurance programs specially designed for these industries. Primarily Bituminous is known for workers compensation, general liability, commercial automobile and commercial property insurance lines.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

Lombard International Assurance S.A. has expanded from its traditional European operating base to include operations in Latin America and the Asia/Pacific region. Lombard International Assurance S.A. is a subsidiary of UK insurer Friends Provident. Don't look to Lombard unless you live the "luxe" life. Lombard International Assurance targets Europe's high-net-worth and ultra high-net-worth individuals with its international life insurance products, which are sold through private banks and financial advisors. Lombard company's offerings include insurance policies and wealth preservation and investment advisory services, including tax and inheritance planning services. Its partnerships with financial advisors allow for the coordination of asset management services.

National American Insurance Company (NAICO) provides commercial property and casualty insurance coverage targeted to the oil and gas, construction, retail, and trucking industries in Oklahoma and Texas. The company also writes property and casualty policies for Oklahoma school districts which, along with workers compensation and general liability, also cover school board legal liability. Having sold off its retail operations, NAICO relies upon a network of some 200 independent agents sell its products. Chairman and CEO Brent LaGere controls Chandler Insurance which owns NAICO.

Sanlam Limited company has been expanding its investment business through segments including Sanlam Investment Management, its Octane hedge fund of funds, and its SIM Emerging Markets, which focuses on African economies. Charlize Theron may have run away to Hollywood, but the Sanlam Group keeps its star power at home in South Africa. Targeting middle-market and affluent clients, the company provides insurance and wealth management services. Major segments are life insurance (including annuities and other investment products) and short-term insurance (property and casualty coverage sold through majority-owned Santam).

The Graham Company ranks among the top Insurance Brokers in the United States. From construction and manufacturing to longshore operations, hospitals and more, we provide a full spectrum of property & casualty products, and surety bonds at competitive rates, for high-risk businesses. Additionally, we provide a broad array of employee benefits solutions that can be tailored to meet the needs of businesses in virtually any industry.While many agencies our size have 2,500 accounts, we focus our attention on fewer than 200 clients. That allows us to gain a deeper understanding of the risks associated with each client's operations and tailor-fit insurance programs to best meet their needs.

CNinsure Inc. (Nasdaq: CISG), founded in 1998 and headquartered in Guangzhou, is a leading independent insurance intermediary company operating in China. It distributes a wide variety of property and casualty insurance products and life insurance products underwritten by both domestic and foreign insurance companies operating in China, and offer insurance claims adjusting services, such as assessment, survey, authentication and loss estimation, as well as other insurance-related services to individuals and institutions. As an insurance intermediary, the Company is not exposed to any underwriting risks.

Marsh & McLennan Companies is the premier global professional services firm providing advice and solutions in risk, strategy and human capital. Through our market leading brands, colleagues in more than 100 countries help clients identify, plan for and respond to critical business issues and risks.

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