Linda Blood and Frank Berriz opened American Coast Title Company in 1988. Joel Phillips joined Linda and Frank in ownership in 1999. All three are involved in day-to-day operations.ACT is a hands-on company. ACT has no outside investors awaiting huge profits, no stock analysts to keep happy and no consulting firm creating or revising the company's public image. ACT has dedicated title professionals who understand that the best insurance of success is superior service to our clients.

West Coast Life Insurance was founded in 1906 and became a subsidiary of Protective Life in 1997. This West Coast Life isn't about cosmetic surgery and cruising in a convertible. West Coast Life Insurance provides a variety of life insurance products, including term, universal, and survivor life policies. The company writes policies primarily in California and other western states. Its policies are sold through independent agents, brokerages, and financial advisors. West Coast Life Insurance company also provides indexed and fixed annuities, and it offers estate and business continuity planning services.

StanCorp Financial Group, Inc., through its subsidiaries, provides group insurance products and services in the United States. The company operates in two segments, Insurance Services and Asset Management. The Insurance Services segment offers group and individual disability, group life, accidental death and dismemberment, and group dental and vision insurance products, as well as absence management services to individuals and employer groups. Its Asset Management segment provides 401(K) plans, 403(b) plans, 457 plans, defined benefit plans, money purchase pension plans, profit sharing plans, and non-qualified deferred compensation products and services through an affiliated broker-dealer. This segment also offers investment management and advisory services, financial planning services, commercial mortgage loan origination and servicing, individual fixed-rate annuity products, group annuity contracts, and retirement plan trust products. The company sells its products through master general agents, brokers, consultants, and financial institutions primarily to physicians, lawyers, executives, employer groups, professionals, small business owners, and individuals. StanCorp Financial Group was founded in 1998 and is headquartered in Portland, Oregon.

The Motorists Insurance Group, through its group operating companies, offers personal and commercial property/casualty products, primarily in the Midwest but in other areas of the US as well. Its main subsidiary, Motorists Mutual Insurance, sells car, home, and business insurance; Ohio is its largest market. Motorists is affiliated with several other regional insurers through management contracts and reinsurance arrangements. Among its affiliates are business insurer American Hardware; Wilson Mutual, which operates in Wisconsin and Minnesota; and Iowa Mutual Insurance, which operates in Illinois, Iowa, and Nebraska.

FHM Insurance Company was formed in 1954 and is one of the oldest and most experienced workers’ compensation companies in the Southeast. FHM is dedicated to delivering the highest quality of service through a philosophy of “A Policy To Do More.” FHM leads the industry in delivering the “lowest ultimate cost” in workers’ compensation through cutting-edge cost containment, loss control, fraud and safety programs. FHM’s strong financial position has resulted in 100% payment of dividends since 1954.

Presidential Life Corporation, through its subsidiary, Presidential Life Insurance Company engages in the sale of annuity contracts, life insurance, and accident and health insurance products in the United States. Presidential Life Corporation offers various annuity products, which include single premium annuity, single premium deferred annuities, single premium immediate products, and other annuity products, such as flexible premium annuities and group terminal funding annuities. It also provides life insurance products, such as graded benefit life and simplified issue whole life policies, as well as other life products, including universal life, whole life, and term life products. Further, Presidential Life Corporation offers accident and health insurance policies, including New York statutory disability benefits, which are short-term disability contracts issued to employers of one or more employees in New York State. In addition, Presidential Life Corporation offers ancillary products, which include medical stop loss, group dental insurance, individual impaired risk disability, hospital indemnity products, accident products, and group life insurance products. It distributes its annuity contracts and life insurance policies through independent general agents. Presidential Life Corporation was founded in 1965 and is headquartered in Nyack, New York.

Founded in 2006, Homeowners Choice began providing property and casualty insurance for Floridians just as large national insurers began exiting the hurricane-prone market to reduce exposure. The majority of the company's insurance policies have been assumed from Citizens Property Insurance Corporation, a state-supported insurer. Although Homeowners Choice has assumed more than 50,000 property and casualty insurance policies from Citizens, the company has done so selectively, assuming policies based on its own underwriting criteria. The company also sells policies through a network of more than 1,300 independent agents.

Transatlantic Holdings, Inc., through its subsidiaries, offers reinsurance capacity for a range of property and casualty products, directly and through brokers, to insurance and reinsurance companies, in domestic and international markets. The company is licensed as a reinsurer in 50 states and the District of Columbia in the United States and in Puerto Rico and Guam, through its subsidiaries. It also has operations in Canada, six countries in Europe, three countries in central and South America, one country in Africa, one country in Asia (excluding Japan), Japan, and Australia. The company was formerly known as PREINCO Holdings, Inc. and changed its name to Transatlantic Holdings, Inc. in April 1990. Transatlantic Holdings was founded in 1986 and is headquartered in New York, New York.

Novae Group offers insurance and reinsurance underwriting through the Lloyd's of London market. Subsidiary Novae Syndicates manages Lloyd's Syndicate 2007, which handles property and specialty policies, including marine, aviation, energy, medical malpractice, and political risk lines, in the UK and internationally. (Syndicates are groups of underwriters who specialize in particular risk categories.) It also operates a separate company, Novae Insurance Company, for European commercial lines written outside of the Lloyd's cost structure. The company underwent restructuring efforts in 2007, including the combining of its two syndicates into one.

One of the largest fraternal benefit societies in the US, Modern Woodmen provides annuities and life insurance to more than 750,000 members through some 1,500 agents. The group, founded in 1883, is organized into "camps" (or chapters) that provide social, recreational, and service -- as well as financial -- benefits to members. Founder Joseph Cullen Root chose the society's name to compare pioneering woodmen clearing forests to men using life insurance to remove the financial burdens their families could face upon their deaths. Modern Woodmen offerings also include mutual funds, brokerage, and retirement and educational savings plans.

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