A Brief History of UIC UIC, Inc. was established by Jerold Armstrong in 1965 as a manufacturer's representative firm and has grown into a full manufacturing and R&D facility.Currently, UIC is composed of two divisions: Instruments and Pumps. The Instrument Division manufactures coulometric carbon and sulfur analysis systems, vapor pressure and membrane osmometers, and kinematic/dynamic viscosity systems. UIC is also the exclusive US distributor for Cosmo automatic asphaltene analyzers.The Pumps Division operates under the Uniquest name and has been a division of UIC since the mid-1980s. The Pumps Division manufactures products for OEM applications for HPLC and GC manufacturers worldwide.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

Allianz Insurance is one of the largest general insurance providers in the UK. The company provides property, casualty, and automobile insurance policies to businesses and individuals. The company's largest segment is its commercial division, which provides property, liability, and motor insurance and risk management services. Its personal business products range from such standard fare as car and home coverage to more specialized products such as wedding, musical instrument and pet insurance. Independent brokers, agents, and affinity groups distribute the company's products. It is also growing its direct-to-consumer sales. Allianz Insurance is part of the Munich, Germany-based Allianz SE.

Churchill Insurance provides coverage for your car, home, and even for travel. Other services include pet insurance (making at least one bulldog very happy), breakdown coverage (think of a British version of AAA), and van and motorcycle insurance. The company has some interesting marketing techniques, and even sells a nodding-head (aka a bobble head) version of Churchill (the dog) on its Web site, as well as Churchill ringtones and wallpaper for cell phones. Churchill Insurance is a subsidiary of The Royal Bank of Scotland.

FinCor Holdings has just what the doctor ordered. FinCor is an insurance company for the health care industry, providing medical malpractice, risk management, workers' compensation, and other liability policies to hospitals, clinics, and physicians. The company operates through five subsidiaries: FinCor Solutions, The Risk Management and Patient Safety Institute (RM&PSI), MHA Insurance Company, Washington Casual Company, and Capital Risk Solutions. FinCor Solutions also offers homeowner's and auto insurance to individuals in the health care profession.

Co-operative Insurance Society (CIS) has been watching people's backs-- and their assets-- since 1867. The only co-operative insurance company in the UK, CIS offers and manages life, home, and auto insurance, for individuals as well as businesses. Services may be procured either with the assistance of a CIS broker, or, for simplified transactions, through the company Web site. Together with Co-operative Bank, the company is a part of Co-operative Financial Services, which is the finance arm of Co-operative Group, the world's largest co-operative.

Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

The world's oldest mutual life insurance company isn't aging well. The Equitable Life Assurance Society, founded in 1762, provided life insurance, annuities, pensions, and permanent health insurance to some 650,000 customers in the UK, Germany, and Ireland, until it ceased writing new business in 2000 after a House of Lords ruling that it underpaid some 90,000 guaranteed-annuity policyholders. After losing its court battle, it sought a buyer. Mortgage bank Halifax plc bought much of the troubled company and formed Halifax Equitable (part of Lloyds Banking Group, formerly HBOS plc). Equitable Life has given up hopes of a buyer and intends to just let its business continue until there are no more policy holders.

StanCorp Financial Group, Inc., through its subsidiaries, provides group insurance products and services in the United States. The company operates in two segments, Insurance Services and Asset Management. The Insurance Services segment offers group and individual disability, group life, accidental death and dismemberment, and group dental and vision insurance products, as well as absence management services to individuals and employer groups. Its Asset Management segment provides 401(K) plans, 403(b) plans, 457 plans, defined benefit plans, money purchase pension plans, profit sharing plans, and non-qualified deferred compensation products and services through an affiliated broker-dealer. This segment also offers investment management and advisory services, financial planning services, commercial mortgage loan origination and servicing, individual fixed-rate annuity products, group annuity contracts, and retirement plan trust products. The company sells its products through master general agents, brokers, consultants, and financial institutions primarily to physicians, lawyers, executives, employer groups, professionals, small business owners, and individuals. StanCorp Financial Group was founded in 1998 and is headquartered in Portland, Oregon.

The country's leading animal health insurer, Petplan covers more than a million dogs, cats, and rabbits. Veterinary fees, death from illness or injury, boarding kennel fees, and loss by theft or straying are just some of Petplan's coverage plans. The company was established in 1976 in response to the high cost of veterinary care, and it commands a 45% market share of the UK small-animal market. Founder Patsy Bloom (who started Petplan with a £250 loan) sold the company to Allianz Insurance in 1996 for £32 million.

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