
Western National Life Insurance Company has helped Americans achieve financial security with innovative fixed annuity products for more than 50 years. In fact, Western National was one of the first insurance companies to develop fixed annuity products specifically for sale through banks, and has been the nation’s #1 provider of tax-deferred fixed annuities in this market for 14 consecutive years.1, 2Over the past two decades, Western National has consistently received some of the highest ratings from independent nationally recognized insurance company rating agencies. We have operated for 54 years without ever defaulting on an annuity contract. Licensed in 49 states and the District of Columbia, Western National products are built upon deep market knowledge and supported by the financial strength of Western National.

Prudential Financial, Inc., through its subsidiaries, provides various financial products and services in the United States, Asia, Europe, and Latin America. The company operates through three divisions: The U.S. Retirement Solutions and Investment Management, The U.S. Individual Life and Group Insurance, and The International Insurance and Investments. The U.S. Retirement Solutions and Investment Management division offers individual variable and fixed annuity products, as well as provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. This division also provides investment management and advisory services to the public and private marketplace. The U.S. Individual Life and Group Insurance division provides individual variable life, term life, and universal life insurance products; and group life, long-term and short-term group disability, long-term care, and group corporate-owned and trust-owned life insurance products to institutional clients. It also sells accidental death and dismemberment, and other ancillary coverages, as well as provides plan administrative services. In addition, this division offers preferred provider and indemnity dental coverage plans to clients. The International Insurance and Investments division provides international individual life insurance products in Japan, Korea, and other foreign countries; and provides proprietary and non-proprietary asset management and investment advice and services to retail and institutional clients internationally. In addition, the company engages in real estate brokerage franchise business, which involves marketing its franchises to the real estate companies. Further, it provides institutional clients and government agencies with various services in connection with the relocation of their employees. Prudential Financial was founded in 1875 and is headquartered in Newark, New Jersey.

American Safety Insurance Holdings (ASI) was part of the first wave of insurance firms domiciling in this tax-sheltered location. Formed to offer insurance to asbestos removers and other environmental risk-remediation providers, the company has expanded into other specialty lines. American Safety Insurance now underwrites residential and commercial construction risks, as well as professional and product liability, and excess and surplus policies. The company also offers alternative risk transfer programs that rely on some measure of self-insurance or shared risk on the part of the insured. The firm sells through a network of 250 agencies in the US.

FCCI writes business in 14 contiguous states. Our mission is to expand in an orderly fashion and on a profitable basis to fulfill the needs of our agents and their customers. FCCI began as a workers’ compensation self-insurance fund in 1959. Over the years, They have achieved significant milestones, strengthening and expanding our products and territories along the way.

Businesses are being transformed by technology and the internet. As businesses continue utilizing new technology-based processes, they may not be aware of the emerging risks that could potentially threaten their bottom line. Businesses require risk management professionals who can stay abreast of and mitigate these emerging risks.

Ecclesiastical Insurance Group (EIG) provides insurance coverage to more than 16,000 primarily Anglican churches and cathedrals, some 3,500 charities, and 6,000 educational institutions (it insures more than 60% of the UK's private schools, including Eton). It also insures nursing homes, child care facilities, and historical sites, and it offers commercial lines. In addition, EIG offers financial services for Anglican clergy and church members, such as pensions, investment savings accounts, mortgages, and home, auto, and wedding insurance. EIG operates mainly in the UK, but also in Australia, New Zealand, and Canada. Founded in 1887, the company is owned by a charity, Allchurches Trust Limited.

FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

Title Resource Group takes buyers through the last few steps in securing real estate. It offers commercial and residential title insurance, which insures that a property is really available for sale by the person selling it and covers the buyer if disputes should arise later on. Title Resource Group also provides settlement services, including closing and escrow services. Its customers are typically real estate companies and financial institutions. The firm is a subsidiary of real estate company Realogy.

Samsung Life Insurance is the Korean insurance dragon. As South Korea's largest insurance company (with a commanding market share upwards of one-third) and a part of the Samsung chaebol, the company offers insurance (life, health, and accident), asset management, retirement products (annuities and pensions), and financial products, including mortgage loans. Samsung Life sells both individual and group life insurance through a vast branch network and more than 37,000 salespeople. Reaching beyond Korea, the company has operations in China, India, Japan, Thailand, the UK, and the US. Non-life, or property/casualty insurance is offered by its sister company Samsung Fire & Marine.
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