Life Insurance Company of The Southwest was founded in 1955 and is licensed to do business in 49 states and the District of Columbia. It is a subsidiary of National Life Group. Some people look to the Southwest as a potential retirement spot; others look to the Southwest as a means to get to their retirement spot. Life Insurance Company of the Southwest (LSW) provides a variety of retirement-related annuities and life insurance products. It specializes in 403(b) tax-sheltered annuities, or retirement savings programs available to schoolteachers and some not-for-profit employees. Other offerings include annuities for government employees (457 plans) and other kinds of fixed annuities, as well as traditional life insurance policies.

Ageas N.V. (formerly Fortis N.V.) is hoping to offer insurance throughout the ages. ageas N.V. company provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. While still operating as Fortis N.V., ageas N.V. company was laid low by high debt and the contraction of credit markets in 2008. After receiving a hefty bailout from the Benelux governments, ageas N.V. company sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. Ageas N.V. is the Dutch half of the larger Ageas holding organization. Ageas N.V. and its sister company, Belgian-traded Ageas SA/NV, have identical operations and are known simply as Ageas.

Citizens, Inc. and its subsidiaries provide life and health insurance products and services in the United States and internationally. Its Life Insurance segment engages in issuing ordinary whole life insurance products to foreign residents, high net worth and high income residents, and middle income households. This segment offers its products through independent marketing firms and consultants in Latin America and the Pacific Rim. Citizens company’s Home Service Insurance segment focuses on the life insurance needs of the middle to lower income market in Louisiana, Mississippi, and Arkansas. This segment sells ordinary whole life products to provide funding individuals’ final expenses, primarily consisting of funeral and other burial costs, as well as offers limited liability, named peril property policies covering dwellings and contents. Home Service Insurance segment provides policies and services through home service marketing distribution system agents, who sell policies, collect premiums, and service policyholders. Citizens, Inc. was founded in 1969 and is based in Austin, Texas.

Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

Harleysville Group Inc., through its subsidiaries, engages in the property and casualty insurance business primarily in the eastern and midwestern United States. It underwrites personal and commercial property and casualty coverage, including automobile, homeowners, commercial multi-peril, and workers compensation. The company sells its products through independent agents to individuals, and small and medium-sized businesses. The company was founded in 1979 and is based in Harleysville, Pennsylvania. Harleysville Group Inc. is a subsidiary of Harleysville Mutual Insurance Company.

Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

Colorado Casualty is proud to be a member of Liberty Mutual Group, who currently ranks 71 on the Fortune 500 list of largest U.S. Corporations based on 2009 revenues. We specialize in providing insurance products to small- to mid-sized commercial business through strong relationships with our independent insurance agents. We live and work in the communities we serve across Arizona, Colorado, Nevada, New Mexico, Utah and Wyoming.

Equity Red Star, the Lloyd’s underwriting business, is the UK’s 6th largest motor insurer and has been providing insurance products for more than 60 years. It offers a diverse range of products, including private car, classic car, van, motorcycle, taxi, minibus, fleet, haulage, agricultural vehicle, motor breakdown, household and personal accident. Equity Direct Broking Limited operates through affinity partners, driving leading brands in their markets and administering transferred existing businesses from UK brokers, supported through UK call centres.

NKSJ Holdings was created to hold two insurance companies: Sompo Japan and Nipponkoa Insurance. While each was a strong player in Japan's property/casualty and life insurance markets, when merger mania hit the industry they didn't want to be left out and formed the joint holding company in 2010. Eventually the two companies will merge into one entity, but until then, the two company brands remain separate. Its businesses include both domestic property/casualty and life insurance as well as overseas insurance products, asset and risk management services, pension plans, and some supplemental health insurance products.

Insurance Australia Group (IAG) provides business and personal insurance lines, including auto, home, marine, and workers' compensation insurance, in Australia, New Zealand, the UK, and four countries in Asia (China, Thailand, India, Malaysia). Brands include CGU, SGIC, SGIO, State, Swann Insurance, NZI, CAA, Safety, and Equity. The Buzz is the company's online insurance brand. IAG's products are sold by company agents and through brokers, representatives, auto dealers, and financial institutions. The company's history goes back to 1925 when it was the National Roads and Motorists' Association (NRMA).

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