AEGON N.V., through its subsidiaries, provides life insurance, pensions, and investment products in the Americas, Europe, and Asia. The company also involves in accident, supplemental health, general insurance, and banking activities. Its life insurance products include permanent and universal insurance; traditional life products, such as life insurance sold as part of defined benefit pension plans, endowment policies, post-retirement annuity products, and group risk products; endowment insurance; term and whole life insurance; annuity insurance; endowment savings; variable unit linked products; and health insurance products. The company also offers individual savings and retirement products, including savings accounts and investment contracts, fixed and variable annuities, and retail mutual funds; pensions and asset management products, such as individual and corporate pensions, investment, and asset management products, as well as institutional and retail funds, and life and pensions products; and guaranteed investment contracts, funding agreements, and medium-term notes. AEGON also provides employer solutions, such as single premium group annuities; and reinsurance products and solutions to life insurance and financial services companies. In addition, it offers asset management services, including general account assets, unit-linked portfolio, and guaranteed fund; general insurance products, such as house, car, and fire insurance; supplemental health insurance; and investment advisory services. The company offers its products through financial advice channel, specialist employee benefit consultancies, independent and career agents, financial planners, registered representatives, independent marketing organizations, banks, regional and independent broker-dealers, benefit consulting firms, wirehouses, and affinity groups, as well as through online, and direct and worksite marketing. AEGON was founded in 1900 and is headquartered in The Hague, the Netherlands.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.

Lancashire Holdings Limited property insurance and reinsurance operations (nearly half of sales) insure damage to residential, commercial, manufacturing, government, and other structures. Its energy segment specializes in worldwide offshore property damage, business interruption, and construction insurance to the upstream and downstream energy industries. Lancashire also offers marine, aviation, terrorism, and political risk (including war) coverage. The company -- which relies on brokers to sell its products in more than 30 countries around the world -- has underwriting offices in Bermuda and London, and a marketing office in Dubai.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

Since opening our doors in 1995, MEM has been committed to promoting safe, healthy and injury-free workplaces. Through our WorkSAFE program we’ve put our loss prevention expertise, safety education and training to work for our policyholders. And it’s paid off. More than 80 percent of our 12,000 policyholders are injury-free in a typical year.

Ageas N.V. (formerly Fortis N.V.) is hoping to offer insurance throughout the ages. ageas N.V. company provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. While still operating as Fortis N.V., ageas N.V. company was laid low by high debt and the contraction of credit markets in 2008. After receiving a hefty bailout from the Benelux governments, ageas N.V. company sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. Ageas N.V. is the Dutch half of the larger Ageas holding organization. Ageas N.V. and its sister company, Belgian-traded Ageas SA/NV, have identical operations and are known simply as Ageas.

Reinsurance Group of America, Incorporated, an insurance holding company, engages in individual and group life, annuity, asset-intensive, critical illness, and financial reinsurance in the United States, Canada, Europe, South Africa, and the Asia Pacific. It provides reinsurance for a portfolio of life insurance products, including term life, credit life, universal life, whole life, group life, joint and last survivor insurance, and critical illness, as well as annuities and financial reinsurance. The company’s asset-intensive reinsurance products primarily include reinsurance of corporate-owned life insurance and annuities. It also offers reinsurance for mortality, morbidity, lapse risks, and investment-related risks. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

Matrix Direct in 1995, because people told us they wanted a better way to secure important term life insurance protection. They were right; finding high-quality term life insurance coverage for your loved ones should be simple, straightforward and convenient. Matrix Direct is an appointed agent for ten highly-rated insurance companies, to provide our customers a range of products at affordable rates. Since our founding, we've helped over 5 million people. We continue to assist thousands of people each month, helping them secure top-quality coverage from some of the country's most highly rated life insurance carriers.

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