Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

Great-West Life Assurance has a great big array of insurance, benefits, and investment products for individuals and businesses large and small in Canada and Europe. Through its operating subsidiaries Canada Life and London Life, Great-West Life Assurance company provides group and individual life insurance, supplemental health insurance, disability and critical illness insurance, and investment and retirement plans. Its European business is focused on the UK, Ireland, and Germany where it provides asset management, individual insurance, and reinsurance. Great-West Life Assurance is a subsidiary of Great-West Lifeco and part of the Power Financial group of companies.

The NIA Group is a Marsh & McLennan Agency LLC company, a wholly owned subsidiary of Marsh, the world's largest insurance broker. At The NIA Group, we create customized insurance and financial solutions that fit your unique needs and make it possible for you, your company, your employees and your family to flourish in business, at home and in life. Our 500 insurance and financial services professionals, employed at NIA offices throughout New York, New Jersey, Connecticut and Florida, are passionate about their work and highly dedicated to delivering the very best in client service.

Triad Guaranty Insurance, sold private mortgage insurance on residential mortgage loans when buyers could put up less than 20% of the down payment. Its customers have been residential mortgage lenders, including commercial banks and mortgage bankers and brokers. Triad Guaranty marketed its products across the US through its in-house sales force. The company is in the operating in run-off, which means it no longer writes new policies, but continues to service existing customers.

AEGON Direct Marketing Services, Inc. (ADMS), through its affiliated insurance carriers and non-insurance companies, is a leading direct marketer of life, supplemental health, credit, and specialty insurance products as well as fee-based programs. Using a variety of direct response techniques such as inbound and outbound telemarketing, point-of-sale, direct mail, television, statement inserts, internet, and more, ADMS offers consumers convenient alternatives for purchasing insurance. With North American and international operations, ADMS currently services over 17 million policies worldwide. Using the endorsement of sponsoring organizations, ADMS develops and executes co-branded marketing programs that deliver results. ADMS works through brokers, agents, and third party administrators as well as directly with business partners. The Company’s expertise and longevity in direct marketing have made it a valued partner of many of the leading financial institutions, associations, retailers, credit unions, catalogers, and employer groups in the United States and around the world. Customized programs range from a full package of product development, administrative, technology, and marketing services, to providing only products or a single service such as product underwriting.

Genworth Financial, Inc., a financial security company, provides insurance, wealth management, investment, and financial solutions in the United States and internationally. The company operates in three segments: Retirement and Protection, International, and U.S. Mortgage Insurance. The Retirement and Protection segment offers various protection products, including life, long-term care, Medicare supplement insurance, and senior supplemental products, as well as care co-ordination services; and wealth management and retirement income products, such as managed account programs and advisor services, financial planning services, fixed and variable deferred and immediate individual annuities, and group variable annuities. The International segment provides mortgage insurance products in Canada, Australia, Mexico, and European countries, as well as offers payment protection coverages. This segment also provides various services, analytical tools, and technology that enable lenders to manage risk. The U.S. Mortgage Insurance segment offers mortgage insurance products principally insuring prime-based, individually underwritten residential mortgage loans, known as flow mortgage insurance. Additionally, the company provides institutional products consisting of funding agreements, funding agreements backing notes, and guaranteed investment contracts; and corporate-owned life insurance products. It primarily serves individual investors, institutional customers, financial institutions, mortgage originators, banks, building societies, credit unions, and non bank mortgage originators. Genworth Financial distributes its products and services through financial intermediaries, advisors, independent distributors, affinity groups, and sales specialists. Genworth Financial, Inc. was founded in 2003 and is headquartered in Richmond, Virginia.

Transamerica Reinsurance is an operating unit of Transamerica Life Insurance Company, an AEGON company. We help companies maximize the value of their life products portfolios through traditional life reinsurance and related services that attach to our core life reinsurance offering. Our value-added solutions help companies manage risk, price their products more competitively, strengthen underwriting, enhance capital efficiency and improve the economics of their business.

UK insurer Legal & General bought Banner Life Insurance company in 1981 and changed its name to Banner Life two years later. Banner Life and its sister company, William Penn Life Insurance Company of New York, are the primary operations of Legal & General America. Is it a banner day everyday at Banner Life? Legal & General subsidiary Banner Life Insurance offers various life insurance products, including term life and fixed universal life, sold through independent brokers in 49 states and in the District of Columbia. Banner Life Insurance company has been in business for about 60 years, having started out as Government Employees Life Insurance Company (GELICO).

GUARD Insurance Group protects employers from potential liabilities the entrepreneurial spirit of our roots still lives. Current CEO and President Sy Foguel has taken the pulse of the marketplace and believes that insurance has become an overly complicated but increasingly critical challenge for smaller business owners. As a result, he feels the time is right to make GUARD the place to go for simple, fast, and reliable “One-Stop Insurance Shopping.” This vision marked the start of BizGUARD Plus, and we are currently taking this product into more and more states. This success has been one of many proud milestones.

The Fuji Fire and Marine Insurance Company offers property/casualty insurance including automobile, medical, personal accident, and other lines, as well as life insurance, offered through its Fuji Life subsidiary. The company sells to individuals and to businesses and their employees, and operates "walk-in" insurance retail stores. The Fuji Fire and Marine Insurance Company has roots that run back to 1918, when Nippon Kan-i Kasai Insurance was established as a specialist fire insurer.

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