Kiln underwrites a wide range of specialty property/casualty insurance, including marine, aviation, and special risk coverage (ranging from wind farms and high-tech laboratories to political and intellectual property risk). Kiln also underwrites accident and health insurance, reinsurance, and life insurance. The company, with offices in Asia, Africa, and Europe, is one of the largest agencies trading in Lloyd's of London's insurance market. Kiln operates primarily through subsidiary R J Kiln & Co., which was founded in 1962. Kiln was acquired by Tokio Marine & Nichido Fire Insurance, a unit of Tokio Marine Holdings (formerly Millea Holdings), in 2008.

ALIC was founded in 1853 as a spinoff of Aetna Insurance Company. After more than 150 years in operation, the company has more than 20,000 group life contracts in force. The parent company's operations are focused on accident and health insurance, while life insurance accounts for about 5% of total earned premiums. Aetna thinks you oughta have some life insurance. As the life insurance subsidiary of health care giant Aetna, Aetna Life Insurance Company (ALIC) offers group life policies and select individual products throughout North America.

Financial Guaranty Insurance Company provided credit enhancement on public finance (including transportation, state and local leases, and municipal electric utility), structured finance (asset-backed securities including mortgage and consumer loans), and global infrastructure and utility securities. FGIC has historically guaranteed the scheduled payments of principal and interest on an issuer's obligation. Founded in 1983, the company is owned by investors including mortgage guaranty insurer The PMI Group. FGIC is currently not issuing new policies or paying claims.

Markel International Limited, a subsidiary of the US-based property and casualty insurance company, Markel Corporation, writes business through two companies: Markel International Insurance Company and Markel Syndicate 3000, its Lloyd's syndicate. Markel International operates six divisions: professional risk and commercial coverage in the UK (Markel UK), marine and energy, non-marine property, professional liability, specialty property/casualty (including accident and reinsurance), and high-end livestock insurance. The company has focused on growing its business abroad, including Canada, Singapore, Spain, and Sweden.

Lancashire Holdings Limited property insurance and reinsurance operations (nearly half of sales) insure damage to residential, commercial, manufacturing, government, and other structures. Its energy segment specializes in worldwide offshore property damage, business interruption, and construction insurance to the upstream and downstream energy industries. Lancashire also offers marine, aviation, terrorism, and political risk (including war) coverage. The company -- which relies on brokers to sell its products in more than 30 countries around the world -- has underwriting offices in Bermuda and London, and a marketing office in Dubai.

Personal Group Holdings may seem like an oxymoron to some, but not to these folks. Established in 1984, Personal Group Holdings provides employee benefits administration, insurance brokerage services, mortgage services, and financial planning through subsidiaries such as Personal Insurance & Reinsurance Brokers, Personal Group Benefits, Personal Assurance, and Personal Assurance Financial Services. Clients include Game Stores, Universal Music, and Marston's. In 2005 Personal Group Holdings bought Berkeley Morgan Group, an insurance and finance advising company.

Despite its name General Casualty Insurance Companies gets very specific about its property/casualty products. The company administers personal and commercial auto, homeowners, liability, and workers' compensation coverage through regional offices. General Casualty's products are sold through some 1,300 independent insurance agencies in 25 states in the northeastern and midwestern US. The company specializes in packages for large commercial accounts; it also serves niche and small business clients including golf courses and restaurants. Its individual auto insurance segment includes nonstandard policies. General Casualty is a subsidiary of QBE Regional Insurance.

With roots (and tree rings) dating back over a hundred years, Lumbermen's Underwriting Alliance offers commercial property/casualty coverage to the forest products industry, plastics industry, professional employment organizations, and assisted living facilities. Its products include building and personal property insurance, specialty policies, surety bonds, and workers' compensation plans, which make up about one-quarter of the company's business. Lumbermen's Underwriting Alliance is licensed to do business in the continental US and throughout Canada.

NKSJ Holdings was created to hold two insurance companies: Sompo Japan and Nipponkoa Insurance. While each was a strong player in Japan's property/casualty and life insurance markets, when merger mania hit the industry they didn't want to be left out and formed the joint holding company in 2010. Eventually the two companies will merge into one entity, but until then, the two company brands remain separate. Its businesses include both domestic property/casualty and life insurance as well as overseas insurance products, asset and risk management services, pension plans, and some supplemental health insurance products.

Tenet Insurance Company sells a range of business and individual insurance products, including home, liability, vehicle, travel, and medical insurance. The company's business packages provide comprehensive coverage catered to the food and beverage, retail, and light industrial industries. Tenet sells its products through in-house agents to individuals and small to midsized businesses. Other lines include coverage for domestic helpers and overseas coverage for students. Formerly owned by Singapore investment firm Hwa Hong, Tenet Insurance was acquired by Japanese insurance company.

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