Horace Mann Educators Corporation, through its subsidiaries, markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance in the United States. Its property and casualty insurance products primarily include private passenger automobile and homeowners insurance. The company also offers annuity products, such as tax-qualified products; and traditional term, whole life, and group life insurance policies. Horace Mann markets its products to K-12 teachers, administrators, and other employees of public schools and their families, as well as to other education-related customers, including elementary and secondary teachers, school administrators, and education support personnel. It sells its products through its agent sales force and independent agent distribution channels. The company was founded in 1945 and is based in Springfield, Illinois.

Lincoln Financial Advisors is to be the country’s premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."Bob Dineen, President and CEO, Lincoln Financial Advisors Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

Amlin plays guardian over consumer and commercial property interests in the UK and abroad. The company underwrites a range of insurance and reinsurance coverage through its Syndicate 2001 division, which underwrites policies traded on the Lloyd's of London exchange. It also provides underwriting through its Amlin Bermuda and Amlin Corporate Insurance units. Traditional insurance lines include commercial marine, aviation, and property/casualty insurance. Most of Amlin's reinsurance (insuring other insurers) business falls in the area of catastrophe coverage. While Amlin does business around the world, mostly through independent brokers, its primary markets are Continental Europe, Bermuda, the UK, the US.

Arrowpoint Capital Corp. was a subsidiary of UK-based insurer Royal & Sun Alliance, but suffered from relentless trimmings when its business was deemed to be noncore. The business was eventually acquired by a group of its management and outside directors. Renamed Arrowpoint Capital, it operates through its Royal Indemnity, Royal Surplus Lines Insurance, and Security Insurance Company of Hartford subsidiaries. The company continues to offer individual and commercial property/casualty coverage under the Royal Care brand.

Northwestern Mutual also offers brokerage and trust services through its investment services and wealth management subsidiaries. Keep an eye on the quiet ones. Northwestern Mutual Life Insurance, touting itself as "The Quiet Company," is one of the largest US life insurers, with more than $1 trillion in individual policies in force. Its 7,000 representatives sell a lineup of life, disability, long-term care, and employee benefits products (health, dental, 401(k) plans). It also offers retirement products, including annuities and mutual funds, to a clientele of small businesses and prosperous individuals. Its institutional asset manager Frank Russell Company is known for the Russell 2000 stock index.

Grenville Mutual Insurance Company offers commercial, automotive, and homeowners insurance as well as agri-business insurance (such as for dairy and beef operations) to customers in Eastern Ontario. Property coverage generates more than 50% of revenues at the company, followed by auto insurance (25%). Established in 1892, Grenville Mutual Insurance Company has been doing what it does for more than 100 years. It is run on a not-for-profit basis and 100% owned by policyholders.

Carolina Casualty has a rich history in the Transportation Insurance industry. Originally incorporated in North Carolina in 1943, we have been writing insurance for over 60 years. The Company moved to Jacksonville, FL in 1958, after a long affiliation with the Insurance Company of the South, a Florida corporation since 1951. The two companies merged in 1966. In January 1985, W. R. Berkley Corporation purchased Carolina Casualty. The Company was redomiciled to Iowa in 2007, although it's administrative office remains in Jacksonville, FL. For more information about W. R. Berkley Corporation, please visit their website.

Northbridge is the largest commercial P&C insurance group in Canada, with premiums of approximately $1.4 billion. Northbridge seeks to bring long term value to our shareholders, insureds and brokers by focusing on diversified Canadian business, operational excellence, innovative differentiation, and a proactive mindset of continuous improvement. We are Canadian owned and operated

Capitol Indemnity offers property and casualty specialty insurance coverage as well as fidelity and surety bonds for businesses. It provides commercial and contract surety bonds in non-construction segments, including court bonds, money transfers, mortgage brokers, and for public officials. Its more specialized property/casualty includes coverage for health clubs, flea markets, martial arts schools, and even Christmas tree lots. Founded in 1959, the company has a network of independent and general agents across the US.

If you are one of the 15 million customers who do business with independent agents because of the counsel and choice they provide, you need to know about Deerbrook Insurance Company. Deerbrook is totally dedicated to customers who prefer an independent insurance advisor to help with insurance needs. At Deerbrook, we have the background and experience to help meet your auto insurance needs. Deerbrook has been built upon the cornerstones of reliable protection and superior service. This is how we build strong relationships that provide you with quality coverage and peace of mind.

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