The Navigators Group's various subsidiaries write marine, liability, and other lines of business, primarily in the US and the UK. Its Navigators Insurance and Navigators Underwriting Agency (a Lloyd's of London agency) units write ocean and marine insurance including hull, energy, and cargo insurance, as well as property insurance for onshore energy concerns. Navigators Specialty primarily provides excess and surplus (high risk) lines and general liability coverage for contractors. The firm's subsidiaries are also involved in professional liability, especially directors and officers coverage.

Life Insurance Company of The Southwest was founded in 1955 and is licensed to do business in 49 states and the District of Columbia. It is a subsidiary of National Life Group. Some people look to the Southwest as a potential retirement spot; others look to the Southwest as a means to get to their retirement spot. Life Insurance Company of the Southwest (LSW) provides a variety of retirement-related annuities and life insurance products. It specializes in 403(b) tax-sheltered annuities, or retirement savings programs available to schoolteachers and some not-for-profit employees. Other offerings include annuities for government employees (457 plans) and other kinds of fixed annuities, as well as traditional life insurance policies.

Encompass Insurance company, formerly known as CNA Personal Insurance, specializes in personal insurance. As one of the largest personal brands in the US, it has more than 1.2 million customers in 42 states. The company offers its products through more than 2,800 independent agents. Products include auto, collectible auto, boat, and homeowners coverage, as well as its Universal Security Policy (combining personal insurance policies into one). Encompass Insurance is a subsidiary of auto insurance giant Allstate Insurance Company, part of the Allstate Corporation.

Provident Title Company offers title insurance and related services and products to home buyers in Southern California. Its products are underwritten by insurance providers United General Title, Fidelity National Title, and Stewart Title. Established as a Los Angeles-based company, it announced its expansion into Orange, Riverside, San Bernadino, San Diego, and Ventura counties in 2005. Provident Title Company was founded in 1986.

Vermont Mutual Insurance Group sells commercial and personal property/casualty insurance -- including automobile, businessowners, homeowners, inland marine, and umbrella coverage -- to clients in the northeastern US. The group consists of three companies: Granite Mutual, Northern Security, and Vermont Mutual Insurance. The companies operate in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont. A network of independent agents markets the group's products. One of the oldest American mutual insurance firms, Vermont Mutual Insurance Group traces its roots back to 1828 when it was established as a fire insurance company.

Alleanza Toro is a young company built on an old and long standing foundation. The company, a merger of fellow Assicurazioni Generali subsidiaries Toro Assicurazioni (founded in 1833) and Alleanza Assicurazioni (1898), offers life, property, and business insurance to individuals and small businesses in Italy. The company covers more than 3.3 million customers giving it a 5% market share. In addition to insurance Alleanza Toro also offers pension plans and other financial planning products. Subsidiaries Alleanza, Toro, Lloyd Italico, Augusta Insurance, and DAS combine for more than 2,000 branches operating under the Alleanza Toro umbrella. The company was formed in 2009 when Generali combined the two units.

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. We are the market leader, issuing almost half of the policies in Oregon and providing coverage to more than 600,000 workers. They unique charter, mission, vision, and leadership principles drive our dedication to the people, businesses, and state of Oregon.

John A. Folino is RTI Insurance Services' founder, President and CEO. With offices expanding throughout Pennsylvania, Maryland and Florida, RTI has successfully flourished as a result of mutually beneficial, long-term relationships with clients.Mr. Folino graduated from Duquesne University with a degree in Business Administration. He entered the insurance industry as an independent agent and rapidly became one of the most accomplished producers in the field. With 27 years experience, Mr. Folino has navigated RTI in to a well-established firm by strategic acquisition of key agencies in Western Pennsylvania and Florida, as well as by organic acquisition of new clients.

Think of the Society of Lloyd's (dba Lloyd's of London) as a busy market where groups who have risks can meet up with groups who have money to insure risk. As the world's leading insurance exchange, Lloyd's regulates about 80 syndicates run by more than 50 managing agents. Customers include corporate underwriters and wealthy individuals transacting specialty property/casualty insurance business worth billions in premiums each year. Also part of the picture are Lloyd's brokers, who bring business to the market. Lloyd's is a top conduit for aviation and marine insurance, as well as its more specialized specialty insurance covering celebrity body parts or protecting against acts of terrorism.

The world's oldest mutual life insurance company isn't aging well. The Equitable Life Assurance Society, founded in 1762, provided life insurance, annuities, pensions, and permanent health insurance to some 650,000 customers in the UK, Germany, and Ireland, until it ceased writing new business in 2000 after a House of Lords ruling that it underpaid some 90,000 guaranteed-annuity policyholders. After losing its court battle, it sought a buyer. Mortgage bank Halifax plc bought much of the troubled company and formed Halifax Equitable (part of Lloyds Banking Group, formerly HBOS plc). Equitable Life has given up hopes of a buyer and intends to just let its business continue until there are no more policy holders.

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