When Allianz's eyes are smiling -- people are buying insurance. Allianz Ireland, the Irish insurance branch for worldwide insurer Allianz, offers a variety of personal property/casualty insurance offerings including home, motor, pet, travel, and pleasure craft coverage. Its business offerings include motor, commercial property, employer and public liability, and marine and aviation transit insurance products, as well as policies covering health care facilities and schools.

Marine and General Mutual Life Assurance Society founded in 1852, has some £1.6 billion in assets under management. The company's products are distributed through a network of independent agents. As a mutual society, MGM Advantage has no shareholders, but rather is owned by a group of its policyholders. Marine and General Mutual Life Assurance Society, better known as MGM Advantage, has no connection to Metro-Goldwyn-Mayer or their roaring lion. Mutual insurer MGM Advantage, which formerly conducted business as MGM Assurance, provides financial services, pension products, life insurance, mortgages, and annuities to customers in the UK.

Looking for auto coverage? Go west, young man -- or east, north, or south. Bristol West Holdings Bristol West Holdings sells non-standard private passenger insurance; that is, insurance for those who have trouble getting standard coverage because of bad driving records, age, limited financial resources, and the like. The company operates in some 40 states through about 10,000 agents. Though the majority of Bristol West's customers buy minimum liability policies, the company also offers collision and comprehensive coverage, as well as medical payments coverage that pays for health care costs related to automobile accidents.

ISIS Life is a top-rated independent brokerage-general agency. Our reputation for innovative and effective solutions attracts best-in-class producers nationwide. From life insurance and annuities to long-term care or advanced sales, ISIS Life is one source for all your client needs.

MAPFRE, S.A., through its subsidiaries, MAPFRE provides customers with property/casualty (especially auto) coverage, life insurance, and reinsurance. The firm does business primarily in its home country of Spain, where it is a top insurer, and in about 40 other nations, including many in North and South America. Individual and group offerings include funeral, home, medical, and agricultural insurance. It additionally provides financial services such as investment and pension funds. MAPFRE also maintains a very successful alliance with Spanish banking company Caja Madrid through which the companies cross-market each other's products.

Generali Holding Vienna AG is generally addressing Austria's insurance and banking needs. Through its operating insurance companies, including Generali Versicherung, Europaische Reiseversicherung, and BAWAG P.S.K. Versicherung, the firm offers property/casualty insurance (including auto, legal, and travel insurance), life insurance, health insurance, and pensions. It also provides other financial services including investments, benefit management, and real estate through units including Generali Bank and Generali Leasing. The company is the Austrian arm of Italy's insurance giant Assicurazioni Generali.

UNIFI Mutual Holding respects the individuality of its subsidiaries, but likes to keep them all in one place. UNIFI Mutual Holding owns Ameritas Holding, which in turn owns three subsidiaries: Ameritas Life, Acacia Life, and Union Central Life. All three companies provide life insurance and annuity products nationwide. Through its companies, UNIFI also offers such services as financial planning and workplace investing, and has some $30 billion of assets under management. Other companies under its umbrella include socially responsible mutual fund manager Calvert Group, Acacia Federal Savings Bank in Virginia, and Ameritas Group, which offers dental and eye care insurance.

Avemco Insurance company provides personal aircraft coverage and other property/casualty coverage for pilots, student pilots, aircraft owners, hangar owners, and others in the aviation industry. Products include construction, medical stop-loss, and coverage of rented and borrowed aircraft; it also sponsors term life insurance policies. The company is licensed to do business throughout the US. Avemco Insurance was founded in 1961 and acquired by specialty insurer HCC Insurance Holdings in 1997.

Founded in 1970 as N.E.L. Permanent Health Insurances Limited (a subsidiary of Surrey-based life insurer NEL), in 1990 Unum Limited became a subsidiary of US-based Unum Corporation (now UnumProvident Corporation) after Unum acquired NEL. E pluribus unum is an apt phrase for describing this company. Unum Limited, which operates as UnumProvident, provides short- and long-term income protection or disability insurance to more than 2 million people in the UK. UnumProvident is the leading UK provider of group income protection and also offers critical illness insurance, as well as executive-income replacement insurance. The company's insurance products cover both employer groups and individuals.

Liberty International Underwriters (LIU)™, a division of Liberty Mutual Group, was formed in 1999 as a global specialty lines business with an emphasis on niche insurance products distributed through the independent broker network.With offices in Atlanta, Boston, Chicago, Dallas, Houston, Los Angeles, New York, Miami, San Juan, Seattle, San Francisco, Toronto, Calgary, Montreal, Vancouver, Dublin, London, Bristol, Manchester, Paris, Madrid, Cologne, Dubai, Zurich, Amsterdam, Hong Kong, Brisbane, Melbourne, Sydney and Singapore, LIU is a major focal point for specialized coverage of complex risks for Liberty Mutual.

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