Credit Guarantee Insurance of Africa insures that your debtors won't leave you holding the bill. The South Africa-based insurance and reinsurance underwriting firm provides coverage products to businesses that protect them from bad debt and non-payment. Credit Guarantee Insurance of Africa also helps companies spot credit risks, both domestic and international. In business since 1956, the company is owned by insurers, banks, and financial institutions.

Genworth help borrowers buy a home—and we help them stay there. By putting less than 20% down, borrowers can responsibly buy a home years sooner, and our MI products make it possible. Even after closing, our innovative HomeOpeners products and services help keep borrowers in their home if times get tough.

Through its three subsidiaries,RLI Corp. mainly offers coverage for US niche markets -- risks that are hard to place in the standard market and are otherwise underserved. It focuses on public and private companies as well as non-profit organizations. RLI's property/casualty lines include commercial and personal liability, commercial property, directors and officers liability, general liability, and surety. Transportation, employers excess indemnity, and residential property are among its other lines.

National Western Life Insurance Company provides life insurance products for the savings and protection needs of policyholders and annuity contracts for the asset accumulation and retirement needs of contract holders. Its life products include universal life insurance and interest-sensitive whole life, as well as traditional products, such as term insurance coverage; and annuity products comprise flexible premium and single premium deferred annuities, fixed indexed annuities, and single premium immediate annuities. The company offers its insurance products to residents of various countries in Central and South America, the Caribbean, the Pacific Rim, eastern Europe, and Asia. It markets and distributes its products primarily through independent national marketing organizations. National Western Life Insurance Company also engages in small real estate, nursing home, and other investment operations. National Western Life Insurance Company was founded in 1956 and is based in Austin, Texas.

ProAssurance Corporation, through its subsidiaries, provides professional liability insurance products primarily to physicians, dentists, other healthcare providers, and healthcare facilities in the United States. It also engages in the legal professional liability business. The company markets its products through direct marketing and independent agents. ProAssurance Corporation was founded in 1976 and is based in Birmingham, Alabama.

Churchill Insurance provides coverage for your car, home, and even for travel. Other services include pet insurance (making at least one bulldog very happy), breakdown coverage (think of a British version of AAA), and van and motorcycle insurance. The company has some interesting marketing techniques, and even sells a nodding-head (aka a bobble head) version of Churchill (the dog) on its Web site, as well as Churchill ringtones and wallpaper for cell phones. Churchill Insurance is a subsidiary of The Royal Bank of Scotland.

Through its Lloyd's syndicates, Beazley Group underwrites specialty property/casualty insurance, as well as catastrophe reinsurance and risk excess. Products include officers liability, war and terrorism, commercial property, and marine liability coverage. One syndicate also provides life insurance. Beazley Group is expanding beyond the Lloyd's market, especially into property/casualty and specialty lines in the US. The company also has international operations in France (professional indemnity), Singapore (engineering and construction insurance), and Hong Kong (specialty lines). Beazley Group has been in business since 1986.

If AEGON USA was an Argonaut, its quest would be to conquer the US insurance market. AEGON USA, LLC company, a subsidiary of Dutch insurance giant AEGON that operates under the AEGON Americas moniker, provides life insurance and accident and health insurance (such as cancer and long-term care policies) to some 30 million customers throughout the US. Its products include traditional whole life, universal life, variable universal life, and term life insurance for individuals and groups. AEGON USA also offers annuity and investment products, such as mutual funds, as well as asset management services. Subsidiaries include Monumental Life, Transamerica Life, and Western Reserve Life.

Prudential plc provides retail financial services in Asia, the United States, and the United Kingdom. It offers savings, protection, investment, and unit-linked products; and manages retail assets investing in equities, fixed income, and structured products, as well as institutional and internal assets investing in equities, fixed income, property, and private equity. The company also provides retirement savings and income solutions, variable annuities, fixed and fixed index annuities, term and permanent life insurance, and institutional products, as well as asset management and retail brokerage services. In addition, it offers retail products, such as individual annuities, income drawdown, individual and corporate pensions, with-profits and unit-linked bonds, lifetime mortgages, and health insurance products; and wholesale products, including bulk annuities and annuity back-books. Further, Prudential plc manages funds for retail businesses, including open ended investment companies and unit trusts, investment trusts, and individual savings accounts; and institutional businesses, which include segregated equity and fixed interest, pooled pension funds, and structured and private finance. Prudential plc offers its products through independent broker-dealers, independent agents, banks, regional broker-dealers, registered investment advisors, and financial advisers, as well as directly to customers through telephone, Internet, and mail. It has strategic partnerships with China International Trust and Investment Corporation Group, ICICI Bank, and Bank of China International. Prudential plc was founded in 1848 and is headquartered in London, the United Kingdom.

MAPFRE, S.A., through its subsidiaries, MAPFRE provides customers with property/casualty (especially auto) coverage, life insurance, and reinsurance. The firm does business primarily in its home country of Spain, where it is a top insurer, and in about 40 other nations, including many in North and South America. Individual and group offerings include funeral, home, medical, and agricultural insurance. It additionally provides financial services such as investment and pension funds. MAPFRE also maintains a very successful alliance with Spanish banking company Caja Madrid through which the companies cross-market each other's products.

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