The IHC Group is an organization of affiliated insurance carriers, marketing and administrative companies and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed of Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc., Independence American Insurance Company and their respective operating subsidiaries. With more than $1.3 billion in total assets, the companies in the IHC Group have been providing life, health, disability and stop-loss insurance for over 25 years.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

Matrix Direct in 1995, because people told us they wanted a better way to secure important term life insurance protection. They were right; finding high-quality term life insurance coverage for your loved ones should be simple, straightforward and convenient. Matrix Direct is an appointed agent for ten highly-rated insurance companies, to provide our customers a range of products at affordable rates. Since our founding, we've helped over 5 million people. We continue to assist thousands of people each month, helping them secure top-quality coverage from some of the country's most highly rated life insurance carriers.

Arrowhead is an independent program manager providing an extensive range of insurance products nationwide. We pledge to honor our commitments to our producers and carriers by holding ourselves to the highest ethical standards. Our entrepreneurial spirit encourages opportunity and growth while our contributions to the community offer inspiration and motivation.

Unitrin, Inc., through its subsidiaries, engages in the property and casualty insurance, life and health insurance, and automobile finance businesses primarily in the United States. The company offers automobile, homeowners, fire, and various other types of property and casualty insurance to individuals; and commercial automobile insurance to businesses. It also provides preferred and standard risk automobile and homeowners insurance, as well as nonstandard personal and commercial automobile insurance. In addition, the company sells automobile and homeowners insurance through employer-sponsored voluntary benefit programs. Further, it offers homeowners and renters insurance directly to consumers. The company also involves in reinsurance services; and financing of used automobiles through the purchase of retail installment contracts from automobile dealers. It provides automobile insurance primarily through direct mail and Web insurance portals. The company was founded in 1990 and is based in Chicago, Illinois.

Living Benefits Financial Services, LLC (LBFS) is the oldest name and longest-running provider of institutionally funded life settlements in the United States. Life insurance policies acquired from seniors are considered an attractive, non-correlated asset for institutional investors worldwide. A portfolio of life insurance policies can be structured to meet a wide variety of investment needs.

Keystone Insurers Group (KIG) was incorporated in 1983 by four Central Pennsylvania Agencies who joined forces in an increasingly difficult, constricted market. Their number increased with the express purpose of realizing greater opportunities through association than they could realize individually.While preserving the entrepreneurial spirit of the American Independent Insurance Agent, the founders recognized that as a profitable, productive group, they wielded significant bargaining power, were provided greater opportunities, and could offer a wider array of products and services to customers and the communities in which they lived.

Cathay Life Insurance Co., Ltd. was founded in August 1962. It became the first publicly – listed insurance company following its listing in November 1964. Over last years, Cathay Life Insurance has maintained steady growth in revenues, assets, and in-force policies and becomes the leading brand in the life insurance market in Taiwan. In response to the increased globalization and the changes in the insurance sector, we have been actively developing overseas markets, with an emphasis on employee training and balanced organization at development. We are focused on the needs of our customers’ and seek to strengthen our operational efficiency while expanding our business.

Radian Asset Assurance backs up bonds. The Radian Group subsidiary, is in the financial guaranty business, meaning that it insures and reinsures state and municipal bonds and provides direct financial guarantees of smaller debt obligations. The company reinsures in the US and Puerto Rico; its UK-based subsidiaries, Radian Asset Assurance Limited and Radian Financial Products Limited, provide financial guaranty products in Europe. As Radian Asset Assurance was heavily involved in insuring collateralized debt obligations and asset-backed securities, in 2008 its ratings were downgraded and the company ceased writing new financial guaranty business.

CorVel Corporation is a national provider of industry leading workers' compensation solutions to employers, third party administrators, insurance companies and government agencies. CorVel specializes in applying advanced communication and information technology to improve disability management. Our associates nationwide work side by side with our customers to deliver innovative, tailored solutions to manage risk and keep our customers ahead of their costs.

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