Southwest Administrators is a third-party administrator (TPA) of union-funded employee benefits plans including health and welfare plans and pensions. The company processes the paperwork --handling claims, billing, and benefits processing -- for numerous southern California- and Nevada-based union trust funds. It services pension trust funds covering some 200,000 members. Participating employer groups include the Southern California Bakery Drivers Trust Fund, the Southern California Soft Drink Industry Health and Welfare Trust Fund, and the Las Vegas Firefighters Health & Welfare Trust Fund. Southwest Administrators has offices in California and Nevada.

PICC Property and Casualty (PICC P&C) is the leading property and casualty (P&C) insurer in bustling China. Founded in 1949 as the state-owned People's Insurance Company of China (now known as PICC Group), PICC P&C was spun off in 2003. It operates throughout most of China with more than 10,000 branch offices providing primarily auto insurance (more than 70% of sales). Additional types of coverage include commercial property, liability, accident, and homeowners insurance. PICC Group holds 70% of the company while beleaguered US firm AIG holds 10% of its shares.

Erie Indemnity Company was founded in 1925 as an auto insurer, it now provides underwriting and sales and policy administration services to Erie Insurance Exchange, a reciprocal insurance exchange that pools the underwriting of several property/casualty insurance firms. Most of its revenues come from the management fees it charges the exchange, but it also writes a bit of property/casualty insurance of its own through subsidiaries. Its reach includes coverage in about a dozen eastern states and it markets its products through some 9,000 independent agents. The company is the only publicly traded part of the Erie Insurance Group, which also includes Erie Family Life Insurance.

Founded in 1833, Asteron is a subsidiary Australian financial services concern Suncorp-Metway. Asteron Limited is one of the largest financial service providers on the world's smallest continent. The firm is one of Australia's and New Zealand's top life insurance companies with more than 250,000 policies in force. Additionally, it offers asset administration and risk management services. Asteron's insurance offerings, which include traditional life, income protection, and disability policies, are marketed exclusively through financial advisors.

Personal Group Holdings may seem like an oxymoron to some, but not to these folks. Established in 1984, Personal Group Holdings provides employee benefits administration, insurance brokerage services, mortgage services, and financial planning through subsidiaries such as Personal Insurance & Reinsurance Brokers, Personal Group Benefits, Personal Assurance, and Personal Assurance Financial Services. Clients include Game Stores, Universal Music, and Marston's. In 2005 Personal Group Holdings bought Berkeley Morgan Group, an insurance and finance advising company.

Through four regional insurance companies, the company, which operates as Western National Insurance Group, sells commercial and personal lines of property/casualty insurance in eight states of the Upper Midwest, Northwest, and Mountain West. Offerings include commercial and personal automobile, homeowners, renters, general liability, and workers' compensation insurance, as well as inland marine, snowmobile and ATV, and personal umbrella coverages. Its MainStreetXpress package offering is specially designed for small businesses.

Euler Hermes is a worldwide corporation, with offices in over 50 countries and over 6,200 staff members. This website is dedicated to the UK operations, but you will also find information on our global operations in the Euler Hermes Group area. Through our global presence and local offices in many countries we are in the unique position to examine the local risk of your trading partners, whether in the UK or overseas.

21st Century Holding Company, through its subsidiaries, engages in insurance underwriting, distribution, and claims processing primarily in the United States. 21st Century Holding company underwrites homeowners’ multi-peril, commercial general liability, personal and commercial automobile, fire, allied lines, surety, commercial multi- peril, and inland marine insurance products. It also provides premium financing to its subsidiaries insureds, as well as third party insureds. 21st Century Holding company markets and distributes its own and third-party insurer’s products, and other services through contractual relationships with independent agents. 21st Century Holding Company was founded in 1991 and is based in Lauderdale Lakes, Florida.

AXA Asia Pacific Holdings (AXA APH) helps its clients hold onto their assets. It provides life and property/casualty insurance, retirement funds, and investment products to individuals and businesses. The company has operations through subsidiaries and partnerships in Australia, China, Indonesia, Macao, New Zealand, and other Asia/Pacific countries. The company partners with AllianceBernstein to provide asset management services in Australia and New Zealand. French insurance giant AXA owns 54% of the firm. AXA APH has become an object of desire for local banks, and AXA would like to take over all of its Asian operations.

Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

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