USHEALTH is owned by a division of Credit Suisse. USHEALTH (formerly Ascent Assurance) wants to protect YOURHEALTH. The insurance holding company provides medical and supplemental health insurance through its subsidiaries, primarily to the self-employed and small businesses. The company's products include health spending accounts (HSA) and fixed-rate health insurance. USHEALTH also offers indemnity policies for the treatment of specified diseases and lump sum payments upon the diagnosis of catastrophic illness. The company's products are sold through its own network of career agent organizations.

Security Mutual Insurance provides personal and commercial property/casualty insurance in the northeastern US. Its offerings include homeowners, business owners, liability, umbrella, and marine coverage. The member-owned company also offers specialty multi-peril programs for small businesses. It co-owns another property/casualty insurance firm, New York Mutual Underwriters, with Sterling Insurance. More than 300 independent agencies represent the company throughout the state of New York and in northern Pennsylvania. Security Mutual Insurance Company was founded in 1887 as Tompkins County Co-Operative Fire Insurance.

Formerly known as GMAC Insurance Holdings, and formerly a subsidiary of what was formerly named GMAC (now named Ally Financial), GMAC Insurance Personal Lines is a slimmed down version of its former self. As per its name, GMAC Insurance Personal Lines does indeed provide personal property/casualty insurance, including preferred and nonstandard automobile insurance, homeowners coverage, and coverage for recreational vehicles and motorcycles. Its products are distributed through a network of some 10,000 independent agents and brokers in the US. GMAC Insurance Personal Lines was acquired by investment broker American Capital Partners LLC and insurance holding company AmTrust Financial Services.

Balboa Insurance Group has been helping lenders for more than 60 years by providing industry-leading risk management and loss mitigation solutions to financial institutions in the mortgage and auto finance industries. Balboa Insurance Group is a part of a Fortune 500 diversified financial services organization, that is financially sound and strong. The company's affliated underwriters include Balboa Insurance Company, Meritplan Insurance Company, Newport E&S Insurance Company, Newport Insurance Company, Balboa Life Insurance Company and Balboa Life Insurance Company of New York.

Achieving a high rate of return is the main objective at Fairfax Financial Holdings. The holding company provides insurance, reinsurance, and other financial services. Its subsidiaries (including Northbridge Financial, Falcon Insurance,and Crum & Forster) focus on property/casualty coverage such as commercial, auto liability, trucking, and accident insurance in Singapore, Hong Kong, the US, and Canada. Fairfax's reinsurance operations span North America, the UK, and Central Europe. Chairman and CEO Prem Watsa's unorthodox business strategies have been compared to those of Warren Buffett; he controls about half the voting rights of Fairfax Financial.

Hochheim (pronounced "Hoe Hime") Prairie Insurance provides property/casualty insurance to residents of rural Texas towns. Products include auto, homeowner, farmowner, small business, and machinery coverage, as well as insurance for hay, feed, seed, and fertilizer; water and irrigation systems; and windmills. The company sells its products through a network of some 200 independent agents across the state. Subsidiary Texana Financial provides non-insurance services. Hochheim Prairie Insurance was founded by a group of rural Texans in 1892 to help protect members from property losses due to storms and fires; it is mutually-owned by its 120,000 policyholders.

Lancer Insurance isn't your average car insurer. The firm specializes in commercial auto insurance for niche markets, writing coverage for clients such as bus companies, limousine drivers, long-haul truckers, and rental car fleets. Its main Lancer Insurance division provides transportation coverage nationwide. The company also operates smaller subsidiaries that cater to customers in and outside of the commercial auto arena. Its D.C. White unit targets small and midsized auto businesses in New York and New Jersey. Nobel Insurance provides coverage to explosives manufacturers, MOPS provides coverage for Coast Guard employees, and Owner Operator DIRECT provides single-unit trucking policies.

Insurance holding company Bancinsurance Corporation underwrites niche insurance products through its subsidiary Ohio Indemnity Company. Operating throughout the US, it provides coverage to protect auto dealers, banks, and other lenders by insuring collateralized personal property against damage and theft. It also bonds employers that elect not to pay unemployment taxes and provides waste management coverage. Policies are sold directly to lenders through subsidiary Ultimate Services Agency; Bancinsurance also sells insurance through independent agents. CEO John Sokol (son of founder Si Sokol) and his family own a controlling stake in the firm and plan to take the company private.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

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