Jelf is a leading independent consultancy supporting businesses and individuals with expert advice on matters relating to insurance, healthcare, employee benefits and financial planning.When Chris Jelf founded the Group in 1989, he had a two-fold vision: to build long-lasting, trusted relationships with clients and to provide them with expert advice – a business model which remains fundamental to how we operate today.

Mutual of Omaha, which is owned by its policyholders, offers its products through both its agency sales force and independent agents, as well as direct marketing. In the wild kingdom that is today's insurance industry, Mutual of Omaha Insurance Company wants to distinguish itself from the pack. Mutual of Omaha Insurance Company provides individual, group, and employee benefits products through a range of affiliated companies. It offers Medicare supplement, disability, and long-term care coverage as well as life insurance and annuities through its United of Omaha Life Insurance unit. Its Mutual of Omaha Investor Services offers brokerage services, pension plans, and mutual funds, while the Mutual of Omaha Bank operates regionally.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

SECURA offers a range of personal and commercial property/casualty insurance, including auto, homeowners, and farmowners lines throughout the Midwest. It also provides specialty coverage for the manufacturing, restaurant, and service industries. Nearly two-thirds of the company's business is commercial. Some 400 independent agencies market the company's products. The mutual firm does business in Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin; it has one office each in Wisconsin and Michigan. SECURA was founded in 1900 as The Farmers Home Mutual Hail, Tornado, and Cyclone Insurance Company.

The Seibels Bruce Group writes and sells auto, homeowners, and other property/casualty insurance products and services. Subsidiary Universal Insurance provides standard and nonstandard auto coverage in six Southeastern states. Commercial lines include business owners' policies, commercial auto and umbrella, and commercial package policies. Seibels Bruce, which was taken private in 2004, traces its history back to 1869 and the beginnings of the insurance industry.

GuideOne provides personal and commercial lines of property/casualty and liability insurance, including standard auto and homeowners coverage. The company targets churches of all faiths (it insures nearly 45,000 -- nearly a fifth of the nation's churches) as well as faith-based private schools and colleges, and church-affiliated senior living facilities. GuideOne's FaithGuard products offer coverage for people who actively attend church. A network of more than 1,500 independent and company agents sell its products. GuideOne was founded in 1947.

When Allianz's eyes are smiling -- people are buying insurance. Allianz Ireland, the Irish insurance branch for worldwide insurer Allianz, offers a variety of personal property/casualty insurance offerings including home, motor, pet, travel, and pleasure craft coverage. Its business offerings include motor, commercial property, employer and public liability, and marine and aviation transit insurance products, as well as policies covering health care facilities and schools.

The Motorists Insurance Group, through its group operating companies, offers personal and commercial property/casualty products, primarily in the Midwest but in other areas of the US as well. Its main subsidiary, Motorists Mutual Insurance, sells car, home, and business insurance; Ohio is its largest market. Motorists is affiliated with several other regional insurers through management contracts and reinsurance arrangements. Among its affiliates are business insurer American Hardware; Wilson Mutual, which operates in Wisconsin and Minnesota; and Iowa Mutual Insurance, which operates in Illinois, Iowa, and Nebraska.

The world's oldest mutual life insurance company isn't aging well. The Equitable Life Assurance Society, founded in 1762, provided life insurance, annuities, pensions, and permanent health insurance to some 650,000 customers in the UK, Germany, and Ireland, until it ceased writing new business in 2000 after a House of Lords ruling that it underpaid some 90,000 guaranteed-annuity policyholders. After losing its court battle, it sought a buyer. Mortgage bank Halifax plc bought much of the troubled company and formed Halifax Equitable (part of Lloyds Banking Group, formerly HBOS plc). Equitable Life has given up hopes of a buyer and intends to just let its business continue until there are no more policy holders.

QBE Insurance Group may be one of Australia's leading insurers, but it also has a hefty global reach. The company offers a variety of insurance and reinsurance through offices in about 50 countries. QBE provides general property/casualty policies, as well as liability, auto, marine, aviation, energy, accident, workers' compensation, and professional indemnity coverage. The company writes both individual and commercial insurance policies and also administers reinsurance coverage. Its products are sold through direct and independent representative agencies. QBE Insurance Group earns about three-fourths of its revenue outside of Australia.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.