Crum & Forster looks out for the best interests of employers. Through its subsidiaries, the company offers an array of property/casualty insurance products to businesses, including general liability, automobile, property, and workers' compensation coverage. Crum & Forster also offers The Defender, a broad commercial umbrella policy. The company's specialty policies include management protection, crime insurance; it also offers personal auto and homeowners policies. In addition, Crum & Forster provides risk management services. The company's products are sold through some 1,500 independent brokers across the US. Crum & Forster is a subsidiary of Fairfax Financial Holdings.

Celina Insurance Group's mission is to be a high-performing organization that is recognized as a long-term, profitable, premier insurance company by agents, policyholders, employees, the industry and our local community. Celina Insurance Group is a family of mutual property and casualty insurance companies.

MGIC (www.mgic.com), the principal subsidiary of MGIC Investment Corporation, is the founder and leader of the private mortgage insurance industry, serving more than 3,300 lenders with locations across the country and Puerto Rico. MGIC provides a critical component of our country's residential mortgage finance system, protecting mortgage investors from credit losses. Mortgage insurance from MGIC also benefits consumers by helping them achieve homeownership sooner with low-down-payment loans.

AEGON Direct Marketing Services, Inc. (ADMS), through its affiliated insurance carriers and non-insurance companies, is a leading direct marketer of life, supplemental health, credit, and specialty insurance products as well as fee-based programs. Using a variety of direct response techniques such as inbound and outbound telemarketing, point-of-sale, direct mail, television, statement inserts, internet, and more, ADMS offers consumers convenient alternatives for purchasing insurance. With North American and international operations, ADMS currently services over 17 million policies worldwide. Using the endorsement of sponsoring organizations, ADMS develops and executes co-branded marketing programs that deliver results. ADMS works through brokers, agents, and third party administrators as well as directly with business partners. The Company’s expertise and longevity in direct marketing have made it a valued partner of many of the leading financial institutions, associations, retailers, credit unions, catalogers, and employer groups in the United States and around the world. Customized programs range from a full package of product development, administrative, technology, and marketing services, to providing only products or a single service such as product underwriting.

CastlePoint is a new entity with a Bermuda-based property and casualty reinsurer and U.S. specialty insurer offering customized solutions to clients who share CastlePoint’s perspective on capital deployment, risk management and business growth. CastlePoint enters the market with financial strength, a clean balance sheet and an experienced leadership team.

Manulife Financial Corporation, through its subsidiaries, operates as a life insurance company. It provides a range of financial products and services, including individual life insurance, group life and health insurance, long-term care insurance, pension products, annuities, and mutual funds to individual and group customers in the United States, Canada, and Asia. The company also offers reinsurance services, specializing in life retrocession, and property and casualty reinsurance, as well as provides investment management services to mutual funds and institutional customers. Manulife Financial Corporation was founded in 1887 and is headquartered in Toronto, Canada.

Genworth Financial, Inc., a financial security company, provides insurance, wealth management, investment, and financial solutions in the United States and internationally. The company operates in three segments: Retirement and Protection, International, and U.S. Mortgage Insurance. The Retirement and Protection segment offers various protection products, including life, long-term care, Medicare supplement insurance, and senior supplemental products, as well as care co-ordination services; and wealth management and retirement income products, such as managed account programs and advisor services, financial planning services, fixed and variable deferred and immediate individual annuities, and group variable annuities. The International segment provides mortgage insurance products in Canada, Australia, Mexico, and European countries, as well as offers payment protection coverages. This segment also provides various services, analytical tools, and technology that enable lenders to manage risk. The U.S. Mortgage Insurance segment offers mortgage insurance products principally insuring prime-based, individually underwritten residential mortgage loans, known as flow mortgage insurance. Additionally, the company provides institutional products consisting of funding agreements, funding agreements backing notes, and guaranteed investment contracts; and corporate-owned life insurance products. It primarily serves individual investors, institutional customers, financial institutions, mortgage originators, banks, building societies, credit unions, and non bank mortgage originators. Genworth Financial distributes its products and services through financial intermediaries, advisors, independent distributors, affinity groups, and sales specialists. Genworth Financial, Inc. was founded in 2003 and is headquartered in Richmond, Virginia.

Delphi Financial Group, Inc., together with its subsidiaries, provides integrated employee benefit services. The company operates in two segments, Group Employee Benefit Products and Asset Accumulation Products. The Group Employee Benefit Products segment provides group life, disability, and excess workers’ compensation insurance products to small and mid-sized employers. It also offers travel accident, voluntary accidental death and dismemberment, and group dental and limited benefit health insurance products, as well as assumed workers’ compensation and casualty reinsurance. This segment markets its group products to employer-employee groups and associations in various industries primarily through independent brokers and agents. The Asset Accumulation Products segment offers fixed annuities, such as single premium deferred annuities, flexible premium annuities, and multi-year interest guarantee products. It offers its products and services in the United States and Canada to individuals through networks of independent insurance agents. Delphi Financial Group also provides integrated disability and absence management services, including event reporting, leave of absence management, claims and case management, and return to work management. Delphi Financial Group, Inc. was founded in 1987 and is based in Wilmington, Delaware.

Cornerstone National Insurance Company was founded in 1996, by a group of insurance executives with hundreds of years of combined experience in the business. We commenced writing automobile insurance business in March of 1997. Today our insurance brokerage division also provides life, health, property and liability coverage for personal and commercial applicants.

Medical Liability Mutual Insurance Company (MLMIC) is a leader in the medical malpractice insurance industry and has been meeting the professional liability needs of healthcare professionals for more than 30 years. Its mission is to provide quality professional liability insurance to physicians, dentists, hospitals, and other healthcare professionals at the lowest possible cost.

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