Baltimore Life was founded in 1882 and reorganized to a mutual insurance holding company structure in 2001. Baltimore Life keeps its finger on the pulse of citizens in Baltimore and beyond. The company provides a variety of life insurance products and annuities to customers in the US. Products include term and universal life, stewardship annuities, and single premium policies. Independent and affiliated agents sell the company's policies. Licensed in 48 states and Washington, DC, the firm operates primarily in Maryland and Pennsylvania.

Horace Mann Educators Corporation, through its subsidiaries, markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance in the United States. Its property and casualty insurance products primarily include private passenger automobile and homeowners insurance. The company also offers annuity products, such as tax-qualified products; and traditional term, whole life, and group life insurance policies. Horace Mann markets its products to K-12 teachers, administrators, and other employees of public schools and their families, as well as to other education-related customers, including elementary and secondary teachers, school administrators, and education support personnel. It sells its products through its agent sales force and independent agent distribution channels. The company was founded in 1945 and is based in Springfield, Illinois.

PICC Property and Casualty (PICC P&C) is the leading property and casualty (P&C) insurer in bustling China. Founded in 1949 as the state-owned People's Insurance Company of China (now known as PICC Group), PICC P&C was spun off in 2003. It operates throughout most of China with more than 10,000 branch offices providing primarily auto insurance (more than 70% of sales). Additional types of coverage include commercial property, liability, accident, and homeowners insurance. PICC Group holds 70% of the company while beleaguered US firm AIG holds 10% of its shares.

AEGON Direct Marketing Services, Inc. (ADMS), through its affiliated insurance carriers and non-insurance companies, is a leading direct marketer of life, supplemental health, credit, and specialty insurance products as well as fee-based programs. Using a variety of direct response techniques such as inbound and outbound telemarketing, point-of-sale, direct mail, television, statement inserts, internet, and more, ADMS offers consumers convenient alternatives for purchasing insurance. With North American and international operations, ADMS currently services over 17 million policies worldwide. Using the endorsement of sponsoring organizations, ADMS develops and executes co-branded marketing programs that deliver results. ADMS works through brokers, agents, and third party administrators as well as directly with business partners. The Company’s expertise and longevity in direct marketing have made it a valued partner of many of the leading financial institutions, associations, retailers, credit unions, catalogers, and employer groups in the United States and around the world. Customized programs range from a full package of product development, administrative, technology, and marketing services, to providing only products or a single service such as product underwriting.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Reinsurance Group of America, Incorporated, an insurance holding company, engages in individual and group life, annuity, asset-intensive, critical illness, and financial reinsurance in the United States, Canada, Europe, South Africa, and the Asia Pacific. It provides reinsurance for a portfolio of life insurance products, including term life, credit life, universal life, whole life, group life, joint and last survivor insurance, and critical illness, as well as annuities and financial reinsurance. The company’s asset-intensive reinsurance products primarily include reinsurance of corporate-owned life insurance and annuities. It also offers reinsurance for mortality, morbidity, lapse risks, and investment-related risks. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

Through its three subsidiaries,RLI Corp. mainly offers coverage for US niche markets -- risks that are hard to place in the standard market and are otherwise underserved. It focuses on public and private companies as well as non-profit organizations. RLI's property/casualty lines include commercial and personal liability, commercial property, directors and officers liability, general liability, and surety. Transportation, employers excess indemnity, and residential property are among its other lines.

FCCI writes business in 14 contiguous states. Our mission is to expand in an orderly fashion and on a profitable basis to fulfill the needs of our agents and their customers. FCCI began as a workers’ compensation self-insurance fund in 1959. Over the years, They have achieved significant milestones, strengthening and expanding our products and territories along the way.

Texas Lawyers' Insurance Exchange was organized in 1978 as a Texas reciprocal insurance exchange and began operations in 1979 under the sponsorship of the State Bar of Texas Insurance Trust. Prior to 1978, Texas lawyers were experiencing significant difficulty obtaining legal malpractice coverage at reasonable rates. Consequently, the Board of Directors of the State Bar of Texas and the Insurance Trust approved a plan for the organization of an insurance carrier devoted to writing professional liability insurance for Texas lawyers.

To assure the continued availability of the highest quality insurance for dentists at the lowest premiums consistent with sound operating principles. To remain sensitive and responsive to our shareholder, policyholders, participating associations and the communities they serve.

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