These pages have been created specially to comply with the laws of accessibility of level AA. This means that we have summarized here the most important contents of our corporate website. If you wish to obtain more information you can access our website in its extended version. Here, internet users will find information about who we are, which is our philosophy and our evolution. One can find articles, details, curiosities, information about our products and about the Group's dimension and financial development...in general the user will find many options to get to know in depth the Grupo Catalana Occidente, the independent company leader in the insurance sector in our country as well as the oldest, on its way up to 150 years of history.

Carolina Casualty has a rich history in the Transportation Insurance industry. Originally incorporated in North Carolina in 1943, we have been writing insurance for over 60 years. The Company moved to Jacksonville, FL in 1958, after a long affiliation with the Insurance Company of the South, a Florida corporation since 1951. The two companies merged in 1966. In January 1985, W. R. Berkley Corporation purchased Carolina Casualty. The Company was redomiciled to Iowa in 2007, although it's administrative office remains in Jacksonville, FL. For more information about W. R. Berkley Corporation, please visit their website.

Serving approximately 170 countries worldwide, Zurich Financial Services AG is a leading provider of general corporate insurance. Focused on markets in Europe and North America, the company's General Insurance segment offers commercial and personal property/casualty and specialty coverage, while its Global Life segment offers life insurance, annuities, and other investment policies. Zurich's Farmers Group division offers personal property/casualty insurance policies in the US. The company was founded in 1872.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The company’s policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

AMERISAFE is a specialty provider of Workers' Comp Insurance focused on small to mid-sized employers in hazardous industries. From AMERISAFE humble origins in 1986, AMERISAFE began providing Workers' Comp coverage to employers in the logging industry in a handful of states. AMERISAFE has grown to focus on a wide range of hazardous occupations in more than 30 states. AMERISAFE have demonstrated expertise in underwriting the complex Workers' Comp exposures inherent in our targeted industries: construction, trucking, agriculture, logging and wood products, oil and gas, maritime, aggregates, and manufacturing.

In Japan, "non-life" isn't creepy, it's just car insurance, and Sompo Japan is one of the biggest players. Voluntary and compulsory automobile insurance combined account for over half of the insurance company's premiums. Though non-life is its largest segment, the company also provides life insurance through its Sompo Japan Himawari Life and Sompo Japan DIY Life Insurance subsidiaries. It also provides fire, accident, and marine insurance, as well as reinsurance, asset management, and venture capital products and services. Sompo Japan formed a joint holding company with smaller property/casualty insurer Nipponkoa in 2010. As NKSJ Holdings, the two companies hope to better compete in their markets.

From pro sports teams to your local parking garage, Crump Insurance Services provides insurance wholesaling services to a broad spectrum of clients. The company's specialty products include cargo insurance, terrorism coverage, and specialized coverage for the sports and entertainment industries. Operating from about 20 offices throughout the US, the company also offers standard lines including workers' compensation, homeowners, and automobile coverage. Former parent company Marsh sold Crump Insurance Services to an affiliate of private equity firm J.C. Flowers & Co. in 2006. In 2007 J.C. Flowers bought BISYS' insurance and retirement fund businesses and combined them with Crump to make the Crump Group.

Achmea, the primary operating subsidiary of Dutch firm Eureko, provides insurance and financial services through several subsidiaries in the Netherlands, Belgium, and Luxembourg. The company sells life, non-life, health, and disability insurance under several brand names, including Centraal Beheer Achmea, Zilveren Kruis Achmea, Interpolis, and Avero Achmea. Company agents, bankers, and brokers sell the companies products. Achmea also sells directly over the Internet through its FBTO unit and through brokers. In addition to its insurance operations, Achmea provides mortgage lending and retail lending services, as well as private banking for high-net-worth individuals.

FBL Financial Group, Inc., through its subsidiaries, sells individual life insurance and annuity products in the United States. The company provides whole life, term life, and universal life policies; annuity and investment products; supplementary contracts; traditional fixed rate and index annuities; and a line of personal and commercial property-casualty insurance products. It also offers variable universal life insurance and variable annuity contracts. The company markets its individual annuity products through independent agents and brokers; and variable products through alliances with other insurance companies. As of December 31, 2009, its Farm Bureau life distribution channel consisted of 2,020 exclusive agents and agency managers; and EquiTrust life independent distribution channel consisted of 20,195 independent agents. FBL Financial Group was founded in 1993 and is headquartered in West Des Moines, Iowa.

The Variable Annuity Life Insurance Company (VALIC) is anything but boring. The firm is a major provider of group retirement plan services to elementary and high schools, colleges, and hospitals. It provides annuities and life insurance to more than 25,000 client groups (representing some 2 million investors) throughout the US. VALIC is part of AIG American General, the domestic life insurance operations of American International Group. AIG has announced that it will sell all of its domestic life insurance operations, including VALIC.

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