Capitol Transamerica does business across the US but mostly in the middle. The insurance holding company operates in 50 states and Washington, DC, but its business is concentrated in the Midwest and Plains states. Its primary operating subsidiaries, Capitol Indemnity and Capitol Specialty Insurance, offer property/casualty coverage for such niches as barber and beauty shops, bowling alleys, and taverns. It also offers fidelity and surety bonds to commercial entities through Capital Indemnity and another unit, Platte River Insurance.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

AFBA's for-profit 5Star Financial division, founded in 1989, sells to the general public, offering individual life insurance, supplemental health insurance, and other financial services such as banking and mutual funds. Taking risks that might scare off other commercial insurance companies, Armed Forces Benefit Association (AFBA) provides group life insurance products for military personnel, government employees, police officers and firefighters, and defense department contractors. The not-for-profit membership association was established in 1947 and has some 300,000 members; its policies contain no war or terrorism restrictions. It sells property/casualty policies through affiliate Armed Forces Insurance.

ACSTAR writes many difficult contract and commercial surety bonds. ACSTAR make relationship driven decisions on borderline cases based on solid and supported recommendations from agents.ACSTAR is licensed in all 50 states. At ACSTAR, the company view the agents as strategic partners, thereby eliminating unnecessary and time consuming layers of underwriting. Whether coverage is needed for a standard or difficult case, ACSTAR is interested in discussing your client's needs. ACSTAR is committed to developing special relationships with proven surety professionals.ACSTAR is rated A by A.M. Best, U.S. Treasury-Listed, and can write bonds up to $11 million with the reinsurance. However, ACSTAR don't consider any bond too small.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

Colonial Life & Accident Insurance Company is a market leader in providing benefits solutions in one neat package: excellence in communications, enrollments, service, and personal insurance products and services that make benefits count for employers and their employees alike. For employees whose insurance plans leave them feeling vulnerable, Colonial Life can help restore peace of mind through personal insurance products that complete their coverage. Headquartered in Columbia, S.C, and founded in 1939, Colonial Life offers a broad line of personal insurance products including disability, accident, life, cancer, critical illness, hospital confinement and limited benefit medical coverage.

Plymouth Rock Assurance Corporation has provided automobile insurance to New England drivers for nearly 25 years. We are the flagship company of the Plymouth Rock Group of Companies, headquartered in Boston, Massachusetts.Customers consistently choose Plymouth Rock because we provide more than just insurance – we offer the added assurance of great value, ease, and service. Our commitment to delivering more than just insurance has made our agents and policyholders among the most loyal in the industry, and earned us praise from Boston Consumers’ Checkbook. We have also received an "A-/Excellent" rating from the A.M. Best Company, the insurance industry’s premier rating service.

Despite its name, UK insurance brokerage group Windsor is not related to the Royal Family. Windsor is an insurance and reinsurance broker, focusing on specialty products including liability insurance for corporate officers and policies for professional soccer players. Its other specialty divisions include aviation, marine, equine and bloodstock, energy, pharmaceuticals, and politics, as well as coverage for high-net-worth individuals. Established in 1933, the company primarily operates through its Windsor Partners unit, which brokers policies through the Lloyd's exchange. Windsor also operates in the UK and internationally through subsidiaries Windsor Insurance Brokers and Windsor Professional Indemnity.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

Lancashire Holdings Limited property insurance and reinsurance operations (nearly half of sales) insure damage to residential, commercial, manufacturing, government, and other structures. Its energy segment specializes in worldwide offshore property damage, business interruption, and construction insurance to the upstream and downstream energy industries. Lancashire also offers marine, aviation, terrorism, and political risk (including war) coverage. The company -- which relies on brokers to sell its products in more than 30 countries around the world -- has underwriting offices in Bermuda and London, and a marketing office in Dubai.

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