Jelf is a leading independent consultancy supporting businesses and individuals with expert advice on matters relating to insurance, healthcare, employee benefits and financial planning.When Chris Jelf founded the Group in 1989, he had a two-fold vision: to build long-lasting, trusted relationships with clients and to provide them with expert advice – a business model which remains fundamental to how we operate today.

Through its Renaissance Reinsurance subsidiary, the Bermuda-based firm indemnifies insurance companies around the globe against excess losses on natural catastrophes, paying insurance claims after they exceed a certain retained amount. Top Layer Re, a joint venture with State Farm, provides excess non-US property catastrophe reinsurance. Another RenaissanceRe venture, DaVinci Reinsurance, covers catastrophes and specialty risks such as terrorism. Subsidiary RenRe offered primary-property insurance in the US until the company agreed to sell it in 2010 to QBE for about $275 million.

Golden Eagle Insurance, headquartered in San Diego, CA,with regional offices in Aliso Viejo and Walnut Creek, provides insurance products and services for business owners like you. We believe that buying insurance is one of the most important decisions you need to make for your business. That’s why we only sell our insurance through independent agents. As your trusted advisor, they are experts who will provide you with all the information you need to make the best decision for your operation.

Veterinary Pet Insurance (VPI) is one of the oldest and largest providers of medical insurance for dogs, cats, birds, and exotic pets, covering about 475,000 pets in all 50 states and the District of Columbia. Policies cover illnesses, accidents, medical conditions, vaccines, and routine care, with an optional wellness plan. The company was founded in 1980 with the goals of ending economic euthanasia and making veterinary services affordable for all pet owners. VPI is part of Nationwide Mutual Insurance Company.

MEEMIC Insurance Company provides personal auto, homeowners, boat, and umbrella coverages to teachers and other educational employees in the state of Michigan.In 1950, seven teachers formed MEEMIC based on their belief that they could provide an invaluable service to their fellow educators by offering high-quality, affordable insurance protection. Nearly 60 years later, MEEMIC remains a Michigan-based company that proudly reflects our roots in the educational community, and a commitment to offering the finest possible protection, products and service at affordable rates.

These pages have been created specially to comply with the laws of accessibility of level AA. This means that we have summarized here the most important contents of our corporate website. If you wish to obtain more information you can access our website in its extended version. Here, internet users will find information about who we are, which is our philosophy and our evolution. One can find articles, details, curiosities, information about our products and about the Group's dimension and financial development...in general the user will find many options to get to know in depth the Grupo Catalana Occidente, the independent company leader in the insurance sector in our country as well as the oldest, on its way up to 150 years of history.

W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

MAPFRE, S.A., through its subsidiaries, MAPFRE provides customers with property/casualty (especially auto) coverage, life insurance, and reinsurance. The firm does business primarily in its home country of Spain, where it is a top insurer, and in about 40 other nations, including many in North and South America. Individual and group offerings include funeral, home, medical, and agricultural insurance. It additionally provides financial services such as investment and pension funds. MAPFRE also maintains a very successful alliance with Spanish banking company Caja Madrid through which the companies cross-market each other's products.

Syncora Holdings Ltd., through its subsidiary, Syncora Guarantee Inc., provides financial guarantee insurance to debt issuers worldwide. It guarantees US municipal bonds; asset-backed securities; debt backed by utilities and selected infrastructure projects; specialized risks, including future flow securitizations and bank deposit insurance; and collateralized debt obligations. The company, formerly known as Security Capital Assurance Ltd., is headquartered in Hamilton, Bermuda. Syncora Holdings Ltd. is a subsidiary of XL Capital Ltd.

Wilton Re began operations in January 2005 to fill a growing need in the U.S. life reinsurance market. At that time, the number of life reinsurers had decreased materially due to consolidation and decisions by a number of primary companies to eliminate non-core life reinsurance activities. The consolidation reduced the options for risk diversification and reinsurance, and the industry was in need of fresh sources of capital and risk diversification

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