Allianz ROSNO Life Ltd. was formed in 2004 as a fully-owned subsidiary of ROSNO (one of the largest insurance providers in Russia, whose majority shareholder -- with about 97% of the company -- is Allianz). Since opening, Allianz ROSNO has expanded to more than 40 branch offices throughout the country. Allianz ROSNO Life works to protect the life of the party. The company provides a range of life insurance services and retirement plans including endowment, term fix, term, pension, and annuity insurance products. Allianz ROSNO employs a multichannel strategy of distribution that encompasses banks and brokers. It makes most of its sales to individuals looking for life insurance (about 80%), and the rest to corporate clients.

Through subsidiaries that include Aspen Re, Aspen Bermuda, Aspen UK, and Aspen Specialty, Aspen Insurance Holdings Limited provides property/casualty insurance, specialty insurance, and reinsurance to customers around the world. Its property/casualty reinsurance lines are offered in global markets, as are its specialty insurance products, which include marine, energy and liability, aviation, and specialty reinsurance. Aspen offers commercial property/casualty insurance primarily in the US and UK domestic markets.

XL Group plc, through its subsidiaries, provides insurance and reinsurance coverages to industrial, commercial, and professional firms, insurance companies, and other enterprises worldwide. The company operates in three segments: Insurance, Reinsurance, and Life Operations. The Insurance segment provides property, casualty, professional liability, environmental liability, aviation and satellite, marine and offshore energy, equine, fine art and specie, and excess and surplus lines, as well as other insurance coverages, including program business. The Reinsurance segment provides casualty, property risk (including energy and engineering), property catastrophe, marine, aviation, and other specialty reinsurance on a global basis with business being written on both a proportional and non-proportional basis and in certain limited instances on a direct basis. The Life Operations segment provides life reinsurance on business written by life insurance companies, principally to help them manage mortality, morbidity, survivorship, investment, and lapse risks. XL Group plc was formerly known as XL Capital Ltd and changed its name to XL Group plc in July 2010. XL Group plc was founded in 1986 and is based in Dublin, Ireland.

Boston Mutual has remained a mutual company since it was founded in 1891. What Boston Mutual knows about life insurance amounts to a whole lot more than a hill of beans. The company sells traditional group and individual life insurance, as well as disability and supplemental accident and illness coverage. The company distributes its products to individuals through its in-house General Agencies division, while its Group and Worksite Divisions distribute to employers. Additional products include employee assistance programs and voluntary supplemental insurance products.

The company wrote medical professional-liability insurance through subsidiary American Physicians Assurance Corporation. Operating principally in a handful of states in the Midwest, it concentrated on individual and small-group practices and had more than 9,000 policies in force. Other subsidiaries dealt with income portfolio management, health care consulting, and physician and medical staff credential verification and review. Founded in 1975, the company was known as Mutual Insurance Corporation until 2000, when it was demutualized. APCapital was acquired by The Doctors Company in 2010.

Portage la Prairie Mutual Insurance Company, also known as Portage Mutual is in business since 1884, Portage Mutual has a long history providing property/casualty insurance. Started as a farm mutual, the company has continued serving the farming community, but it has branched out into other lines as well. The company sells agricultural, automobile, and homeowners' insurance; other lines include those geared for contractors, home businesses, offices, and retailers. Portage Mutual has offices in Manitoba, Alberta, Nova Scotia, Ontario, and Saskatchewan.

Hansard, which traces its roots back to 1970, went public in 2006. Hansard Global wants investors around the globe to live a long life and prosper while they're doing it. As a life insurance company, Hansard provides life insurance products and financial services to European and international high-net worth investors. From its base in the tax-friendly Isle of Man, the company operates in more than 170 countries. Its financial services products, which are offered in conjunction with its life insurance products, include managed funds (similar to broad-based mutual funds), as well as equity, fixed-rate, and deposit funds. It distributes its products through hundreds of independent intermediaries.

Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

Sun Life Financial Inc., together with its subsidiaries, provides various life and health insurance, savings, investment management, retirement, and pension products and services to individuals and corporate customers. Its product portfolio includes individual life insurance, individual annuity and saving products, group life and health insurance, group pension and retirement products, mutual funds, asset management services, individual health insurance, and reinsurance-life retrocession. The company distributes its products through direct sales agents; independent and managing general agents; financial intermediaries, such as brokers; banks; pension and benefit consultants; and direct sales, including Internet and telemarketing. Sun Life Financial Inc. operates primarily in Canada, the United States, the United Kingdom, and Asia. It has a joint venture agreement with CIMB Group Sdn Bhd. Sun Life Financial Inc. was founded in 1999 and is based in Toronto, Canada.

AXA Equitable Life Insurance is the US life insurance and annuities underwriting arm of its globe-spanning ultimate parent, AXA. The company has some 2.3 million life insurance policies in force, and is licensed throughout the US and Puerto Rico. Policies are sold through affiliates AXA Advisors (retail brokerage) and AXA Distributors (wholesale brokerage that sells to independent brokers and advisors), as well as corporate sales representatives. AXA Equitable, a subsidiary of AXA Financial, offers investment management services through affiliate Alliance Bernstein; together the firms have about $570 billion in assets under management. This company definitely has what it takes to be equitable.

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