Euler Hermes has expanded organically or through acquisitions to become the world's largest credit insurer. Today the group is present in over 50 countries.After the acquisition by Euler of the German credit insurance group Hermes from Allianz in July 2002, the Euler Hermes group put in place a global harmonisation process of all its brands with a common visual identity. The current Euler Hermes group has mainly been built up by its two largest subsidiaries, Euler Hermes SFAC in France and Euler Hermes Kreditversicherung in Germany.SFAC was founded in 1927 by several large insurance companies, including Assurances Générales (a forerunner to AGF) and Swiss Reinsurance company and has hold since its beginning the no. 1 position in the French credit insurance market.

Founded in 1904, IFIC provides surety insurance in all 50 US states; Washington, DC; and Puerto Rico. IFIC writes five lines of surety: contract (which accounts for about half its business), commercial, bail, customs, and subdivision (covers construction costs related to municipal property projects such as fixing curbs or sewer lines). IFIC has a strong history with small contractors, primarily in its home base of New Jersey. The company operates more than two dozen branches throughout the US; its biggest concentration of offices is on the East Coast.

Willis Group Holdings Public Limited Company and its subsidiaries provide a range of insurance and reinsurance broking, and risk management consulting services to clients in various industries, including aerospace, marine, construction, and energy. It operates as an intermediary between its clients and insurance carriers by advising its clients on their risk management requirements, helping clients determine the means of managing risk, and negotiating and placing insurance risk with insurance carriers through its global distribution network.

USHEALTH is owned by a division of Credit Suisse. USHEALTH (formerly Ascent Assurance) wants to protect YOURHEALTH. The insurance holding company provides medical and supplemental health insurance through its subsidiaries, primarily to the self-employed and small businesses. The company's products include health spending accounts (HSA) and fixed-rate health insurance. USHEALTH also offers indemnity policies for the treatment of specified diseases and lump sum payments upon the diagnosis of catastrophic illness. The company's products are sold through its own network of career agent organizations.

Aviva Life Insurance Company India is more India than Aviva. Although it is listed as a joint venture between UK insurance giant Aviva and India-based Dabur, the company's Indian parent -- which owns a collection of health care, personal care, and food concerns -- holds 74% of the company. Aviva Life Insurance Company India (Aviva India) offers a variety of life insurance and investment products under the Aviva brand name, as well as financial planning services. It sells its products through a network of some 225 branch locations and a direct sales force. It also distributes its products through partnerships with Indian bank branches.

Matrix Direct in 1995, because people told us they wanted a better way to secure important term life insurance protection. They were right; finding high-quality term life insurance coverage for your loved ones should be simple, straightforward and convenient. Matrix Direct is an appointed agent for ten highly-rated insurance companies, to provide our customers a range of products at affordable rates. Since our founding, we've helped over 5 million people. We continue to assist thousands of people each month, helping them secure top-quality coverage from some of the country's most highly rated life insurance carriers.

American Heritage Life Insurance Company (American Heritage Life®) was founded in 1956 in Jacksonville, FL and has expanded to a national presence. The company is licensed to conduct business in 49 states, Puerto Rico, the District of Columbia, Guam, and the U.S. Virgin Islands. In October 1999, American Heritage Life was acquired by The Allstate Corporation and now uses the marketing name of Allstate Workplace Division. All products are underwritten by American Heritage Life, a subsidiary of The Allstate Corporation. Our home office is located in Jacksonville, Florida. More than 31,000 agents are licensed to sell American Heritage Life workplace and direct products. Our portfolio of products currently include universal life, term life, disability income, cancer, accident, heart & stroke, critical illness, hospital indemnity, vision and dental insurance. Workplace products are now offered to more than 20,000 companies.

RSA Insurance Group plc is one of Britain's largest insurers, covering everything from pets to palaces. With operations in more than 30 countries, the company focuses on commercial lines, but it also offers personal line products such as auto, home, and pet insurance in select markets. RSA, which operates through numerous subsidiaries, offers such commercial products as liability, legal insurance, and property insurance, RSA's largest business. The company, which changed its name from Royal & Sun Alliance Insurance Group to RSA Insurance Group in 2008, formed its current structure in 1996 following the merger of UK insurance companies Royal Insurance and Sun Alliance. RSA's roots date back to the 1700s.

Colemont Brokerage Group knows that commerce can be risky business, so it offers specialty commercial property/casualty coverages, such as pollution and trucker's liability, to businesses of all sizes. The company operates as Colemont Insurance Brokers in the US and Colemont Global Group internationally. With more than a dozen locations across the nation, Colemont ranks among the largest wholesale insurance brokers in the US. International expansion is part of Colemont's growth plan, and to that end it established offices in Europe, Latin America, Asia, and the Middle East. Colemont was acquired by US wholesale broker AmWINS in 2010.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

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