Founded in 2006, Homeowners Choice began providing property and casualty insurance for Floridians just as large national insurers began exiting the hurricane-prone market to reduce exposure. The majority of the company's insurance policies have been assumed from Citizens Property Insurance Corporation, a state-supported insurer. Although Homeowners Choice has assumed more than 50,000 property and casualty insurance policies from Citizens, the company has done so selectively, assuming policies based on its own underwriting criteria. The company also sells policies through a network of more than 1,300 independent agents.

OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

Think of the Society of Lloyd's (dba Lloyd's of London) as a busy market where groups who have risks can meet up with groups who have money to insure risk. As the world's leading insurance exchange, Lloyd's regulates about 80 syndicates run by more than 50 managing agents. Customers include corporate underwriters and wealthy individuals transacting specialty property/casualty insurance business worth billions in premiums each year. Also part of the picture are Lloyd's brokers, who bring business to the market. Lloyd's is a top conduit for aviation and marine insurance, as well as its more specialized specialty insurance covering celebrity body parts or protecting against acts of terrorism.

MEEMIC Insurance Company provides personal auto, homeowners, boat, and umbrella coverages to teachers and other educational employees in the state of Michigan.In 1950, seven teachers formed MEEMIC based on their belief that they could provide an invaluable service to their fellow educators by offering high-quality, affordable insurance protection. Nearly 60 years later, MEEMIC remains a Michigan-based company that proudly reflects our roots in the educational community, and a commitment to offering the finest possible protection, products and service at affordable rates.

Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.KEMI was created in 1994 as the centerpiece of workers’ compensation reform for the Commonwealth. Through exceptional service, competitive pricing, responsible financial management, safety education, responsive claims practices, and a focus on innovation, KEMI brought stability to the workers’ compensation market in Kentucky and continues today as a model for success.

Operating through half a dozen property/casualty insurance subsidiaries, American Modern Insurance Group provides specialty insurance products and services to owners of boats, classic cars, motorcycles, RVs, manufactured homes, rental properties, and vacation homes. Its Financial Institutions division also offers credit life insurance. The company is licensed throughout the US. It distributes its products through a network of agents, as well as through financial institutions, manufacturers, and other dealers. American Modern Insurance is a subsidiary of Munich Re America.

Farmers New World Life Insurance Company was founded in 1910. Individuals hoping to reap the rich rewards of life may discover Farmers New World Life Insurance without crossing treacherous oceans. The company is the primary life insurance subsidiary of Farmers Group, a top provider of personal property/casualty insurance in the US. Farmers New World Life Insurance offers a range of individual life insurance products, including universal, term, and whole life policies, as well fixed and variable annuities. The products of Farmers New World Life Insurance (which operates under the Farmers Life brand) are marketed through the Farmers Group's agency force.

Regence Life & Health Insurance is a provider of group life, disability, and accidental death and dismemberment insurance. It also offers supplemental programs in weight management, hearing aid service discounts, child safety and health products, dental care products, and laser vision correction services. Regence Life & Health is active in four states in the Pacific Northwest: Idaho, Oregon, Utah, and Washington. Regence Life and Health Insurance Company is the life and disability subsidiary of The Regence Group, which operates the largest group of Blue Cross Blue Shield companies in the region.

Heritage Title Company offers title insurance, marketing, and escrow services throughout Central Texas and beyond. Its products cover office, industrial, retail, multifamily, and residential properties. The company is an independent agent for underwriters such as First American Title and Chicago Title (part of Fidelity National Financial). Heritage Title Company, founded in 1984, operates three offices in Austin, Texas.

Western World Insurance Group, established in 1964, is among the top excess and surplus lines insurance groups in the United States with more than forty five years of experience, success and stability. The administrative office of the Western World Insurance Group of companies, including our admitted company affiliate, Stratford Insurance Company, is located in Franklin Lakes, New Jersey, with all member companies domiciled in New Hampshire.

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