Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

PICC Property and Casualty (PICC P&C) is the leading property and casualty (P&C) insurer in bustling China. Founded in 1949 as the state-owned People's Insurance Company of China (now known as PICC Group), PICC P&C was spun off in 2003. It operates throughout most of China with more than 10,000 branch offices providing primarily auto insurance (more than 70% of sales). Additional types of coverage include commercial property, liability, accident, and homeowners insurance. PICC Group holds 70% of the company while beleaguered US firm AIG holds 10% of its shares.

The Economical Insurance Company is one of the last mutuals left in Canada. Founded in 1871, the company provides property and casualty policies to individuals and businesses from more than 15 offices in six Canadian provinces. Consumer policies include auto, home, property, and liability insurance; business lines include manufacturers, commercial liability, and farm insurance. The company operates as a group of member companies, one of which, Missisquoi Insurance, has been in operation since 1835. Group member The Mattei Companies underwrites commercial insurance in the US. The company distributes its products through some 900 independent insurance brokers.

First American provides financial services through its Title Insurance and Services segment and its Specialty Insurance segment. The First American Family of Companies’ core business lines include title insurance and closing/settlement services; property data and automated title plant records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust and investment advisory services.First American serves homebuyers and sellers, real estate professionals, loan originators and servicers, commercial property professionals, homebuilders and others involved in residential and commercial property transactions with products and services specific to their needs.

Amlin plays guardian over consumer and commercial property interests in the UK and abroad. The company underwrites a range of insurance and reinsurance coverage through its Syndicate 2001 division, which underwrites policies traded on the Lloyd's of London exchange. It also provides underwriting through its Amlin Bermuda and Amlin Corporate Insurance units. Traditional insurance lines include commercial marine, aviation, and property/casualty insurance. Most of Amlin's reinsurance (insuring other insurers) business falls in the area of catastrophe coverage. While Amlin does business around the world, mostly through independent brokers, its primary markets are Continental Europe, Bermuda, the UK, the US.

Through operating subsidiary Greenlight Reinsurance, the company sells property/casualty reinsurance, specializing in writing customized contracts in underserved markets including professional liability, casualty clash, homeowners insurance, marine coverage, accident coverage, credit insurance, and property catastrophe policies. It also provides medical malpractice and workers' compensation reinsurance. Greenlight Re is affiliated with investment firm Greenlight Capital.

AXA Equitable Life Insurance is the US life insurance and annuities underwriting arm of its globe-spanning ultimate parent, AXA. The company has some 2.3 million life insurance policies in force, and is licensed throughout the US and Puerto Rico. Policies are sold through affiliates AXA Advisors (retail brokerage) and AXA Distributors (wholesale brokerage that sells to independent brokers and advisors), as well as corporate sales representatives. AXA Equitable, a subsidiary of AXA Financial, offers investment management services through affiliate Alliance Bernstein; together the firms have about $570 billion in assets under management. This company definitely has what it takes to be equitable.

Regence Life & Health Insurance is a provider of group life, disability, and accidental death and dismemberment insurance. It also offers supplemental programs in weight management, hearing aid service discounts, child safety and health products, dental care products, and laser vision correction services. Regence Life & Health is active in four states in the Pacific Northwest: Idaho, Oregon, Utah, and Washington. Regence Life and Health Insurance Company is the life and disability subsidiary of The Regence Group, which operates the largest group of Blue Cross Blue Shield companies in the region.

GuideOne provides personal and commercial lines of property/casualty and liability insurance, including standard auto and homeowners coverage. The company targets churches of all faiths (it insures nearly 45,000 -- nearly a fifth of the nation's churches) as well as faith-based private schools and colleges, and church-affiliated senior living facilities. GuideOne's FaithGuard products offer coverage for people who actively attend church. A network of more than 1,500 independent and company agents sell its products. GuideOne was founded in 1947.

California Title Company underwrites title insurance and provides related real estate services for homebuyers throughout Southern California. Among its offerings are property listings and lending information. The company also provides services for commercial builders and investment buyers. California Title Company has offices in Los Angeles, San Diego, and Orange County and is a member of the Orange Coast Title family of companies.

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