
Physicians' Reciprocal Insurers (PRI) was founded by the doctors, for the doctors. The company is one of the largest writers of medical malpractice insurance in the state of New York, serving more than 12,500 physicians, chiropractors, dentists, and other health care professionals. PRI also offers general and specialty liability coverage for hospitals, nursing homes, and other health care facilities. The company's day-to-day operations are conducted by a third party, Administrators for the Professions (AFP), and its policies are distributed through independent brokers. PRI was founded by a group of physicians in 1982 and is owned by its policyholders.

Industrial Alliance Insurance and Financial Services covers all of Canada with its individual and group insurance, savings, and retirement products. The company, through its Industrial Alliance Pacific and Excellence Life subsidiaries, sells life, health, and disability insurance, as well as retirement savings plans and annuities to individuals and employers across the country and, to a much lesser extent, in parts of the US. The company manages mutual funds through its IA Clarington unit, and it brokers securities and funds through Investia, FundEX Investments, and Industrial Alliance Securities. Additionally, Industrial Alliance sells auto and homeowners insurance, primarily in Quebec.

Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It sells a range of wealth protection, accumulation, and retirement income products and solutions. These products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL, term life insurance, mutual funds, and group life insurance. Lincoln National Corporation also provides employer-sponsored fixed and variable annuities, and mutual fund-based programs; single and survivorship versions of UL and VUL, including corporate-owned UL and VUL, and bank-owned UL and VUL products to small and mid-sized banks and large-sized corporations; and group non-medical insurance products, principally term life, disability, and dental. Lincoln National Corporation distributes its products through a range of intermediaries, including financial advisors, consultants, brokers, banks, wirehouses, planners, third party administrators, and other intermediaries. Lincoln National Corporation was founded in 1904 and is headquartered in Radnor, Pennsylvania.

AXA, through its subsidiaries, provides insurance and asset management services worldwide. The companys Life and Savings segment offers term life, whole life, universal life, endowment, disability, deferred annuities, immediate annuities, and other investment-based products, as well as critical illness and permanent health insurance products for individuals and commercial clients. Its Property and Casualty segment provides motor, household, property, and general liability insurance for personal and commercial customers, as well as health products and engineering services to support prevention policies in companies. The companys International Insurance segment offers coverage for various insurance risks, such as property damage, third party liability, marine, aviation and transport, construction risks, financial risks, and directors and officers liability to national and international corporations, as well as provides loss-prevention and risk management services. It also provides assistance services, including medical aid for travelers, automobile-related road assistance, home assistance, and health-related services primarily to banking and insurance companies, tour operators, telecommunication operators, and automobile manufacturers, as well as to gas, water, and electricity utilities. Its Asset Management segment provides investment management and related services to individual investors, private clients, and institutional clients; independent research and brokerage-related services for institutional investors; and equity capital markets services for issuers of publicly traded securities. It also manages mutual funds for individual investors and investments on behalf of institutional investors. The companys Banking segment provides a range of retail banking products, including deposit, current, saving, term, and pension savings accounts, as well as mortgage loans and mutual funds. AXA was founded in 1852 and is headquartered in Paris, France.

Irish Life & Permanent hopes the green, green grass of home will be a fertile spot for growth. Irish Life & Permanent plc has pulled in its expansionist horns in favor of an "Ireland first" strategy, all but confining its sales of insurance, investment management, mortgage loans, and other personal financial products and services to its home country, where it has about a million customers. The company's retail division (Irish Life) provides life insurance, other insurance, and investment products to individuals through its own sales force, independent agents, and the branches of Irish Life & Permanent plc company's banking subsidiary, permanent tsb. Through the bank, Irish Life & Permanent is one of Ireland's leading mortgage lenders.

Evoking tree and shop-lined boulevards, The Main Street America Group provides a range of personal and commercial property/casualty products including coverage for small and midsized businesses and individual auto and homeowners insurance plans. The company operates through regional subsidiaries Great Lakes Casualty, Main Street America Assurance, MSA Insurance, NGM Insurance, and Old Dominion Insurance, and affiliate Grain Dealers Mutual. Along with specialized surety bonds for contractors, executors, and public officials, the company also offers fidelity bonds to protect businesses from employee dishonesty. Main Street America sells its products through more than 1,500 independent agents in 25 states.

Home Sweet Motorhome? Vintage Ford Fairlane? Summer cottage at Coldwater Lake? Foremost Insurance Company will insure them all. Foremost Insurance is a holding company for six insurance companies that underwrite property/casualty insurance primarily for assets on wheels ranging from luxury motor coaches and motorcycles to golf carts and collectible autos. No wheels? Foremost has coverage for boats and snowmobiles as well. Foremost also provides specialty homeowners insurance for rental, seasonal, and vacant homes. Insurance products are sold direct nationwide and through company agencies as well as by independent agents. Founded in 1952, Foremost Insurance became part of the Farmers Group in 2000.

ACSTAR writes many difficult contract and commercial surety bonds. ACSTAR make relationship driven decisions on borderline cases based on solid and supported recommendations from agents.ACSTAR is licensed in all 50 states. At ACSTAR, the company view the agents as strategic partners, thereby eliminating unnecessary and time consuming layers of underwriting. Whether coverage is needed for a standard or difficult case, ACSTAR is interested in discussing your client's needs. ACSTAR is committed to developing special relationships with proven surety professionals.ACSTAR is rated A by A.M. Best, U.S. Treasury-Listed, and can write bonds up to $11 million with the reinsurance. However, ACSTAR don't consider any bond too small.

Born in 1898, Metropolitan Holdings Limited company is one of the largest financial services conglomerates in Africa serving the low- to mid-income markets. Metropolitan Holdings provides life insurance to some 4 million residents in eight nations, including South Africa where it is a leading life insurer. Its life products are distributed directly and through intermediaries and brokers. Metropolitan also offers retirement fund benefits, asset management, and managed health-care administration. Metropolitan Holdings Limited company plans to merge with another South African insurer, FirstRand's Momentum Group, to form MMI Holdings. Metropolitan brings insurance and financial services to those who may not be accustomed to such things.

Churchill Insurance provides coverage for your car, home, and even for travel. Other services include pet insurance (making at least one bulldog very happy), breakdown coverage (think of a British version of AAA), and van and motorcycle insurance. The company has some interesting marketing techniques, and even sells a nodding-head (aka a bobble head) version of Churchill (the dog) on its Web site, as well as Churchill ringtones and wallpaper for cell phones. Churchill Insurance is a subsidiary of The Royal Bank of Scotland.
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