Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

Bexil Corporation does not have significant operations. The company intends to acquire and/or develop one or more businesses. Previously, it provided insurance services. The company was formerly known as Bull & Bear U.S. Government Securities Fund, Inc. and changed its name to Bexil Corporation in 1999. Bexil Corporation was founded in 1955 and is based in New York, New York.

Four European mutual companies formed White Mountains Reinsurance Company of America (formerly Folksamerica Reinsurance Company) in 1980. Since then, White Mountains Reinsurance Company of America (“White Mountains Re America”) has employed a focused, forward-looking strategy that has provided a foundation for our growth, strengthened our financial position and established our reputation for quality. In 1996, seeing the need for continued surplus growth, White Mountains Re America attracted the interest of White Mountains Insurance Group, Ltd. (“White Mountains”).

Marrs Maddocks & Associates is an independent insurance agency with over 300 years of combined experience. Since our inception in 1991, we have grown to be a top 10 agency in premium volume in San Diego. Our size and experience allows us to represent all major carriers so that we can provide our customers with the best combination of coverage at the lowest possible cost. Additionally, our controlled growth has allowed us to remain at a size where we can effectively manage our business so that the needs of our customers always come first.

The Campbell Group got its start over 40 years ago at the kitchen table of its founder, Ward Scott Campbell, in Grand Rapids, Michigan. Today, thanks to a "rolled-up sleeves" attitude from our 130 employee owners, and their comprehensive approach to working with clients, Campbell has grown to become one of the largest and most trusted independent insurance providers.

Founded in 1911 in the Caribbean basin, the company also provides voluntary and employer-paid worksite benefit programs. Along with its regular coverage to middle-income customers, the company also offers dollar-denominated life insurance in Latin America for wealthy individuals. It is licensed in 42 states and in the District of Columbia and Puerto Rico. Pan-American Life reorganized as a mutual holding company in 2006. Pan-American spans the Americas with its insurance offerings. The company sells such products as individual and group life insurance, disability insurance, and investment products in the US, Puerto Rico, and its main focus of six Latin American countries.

Personal Group Holdings may seem like an oxymoron to some, but not to these folks. Established in 1984, Personal Group Holdings provides employee benefits administration, insurance brokerage services, mortgage services, and financial planning through subsidiaries such as Personal Insurance & Reinsurance Brokers, Personal Group Benefits, Personal Assurance, and Personal Assurance Financial Services. Clients include Game Stores, Universal Music, and Marston's. In 2005 Personal Group Holdings bought Berkeley Morgan Group, an insurance and finance advising company.

Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It sells a range of wealth protection, accumulation, and retirement income products and solutions. These products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL, term life insurance, mutual funds, and group life insurance. Lincoln National Corporation also provides employer-sponsored fixed and variable annuities, and mutual fund-based programs; single and survivorship versions of UL and VUL, including corporate-owned UL and VUL, and bank-owned UL and VUL products to small and mid-sized banks and large-sized corporations; and group non-medical insurance products, principally term life, disability, and dental. Lincoln National Corporation distributes its products through a range of intermediaries, including financial advisors, consultants, brokers, banks, wirehouses, planners, third party administrators, and other intermediaries. Lincoln National Corporation was founded in 1904 and is headquartered in Radnor, Pennsylvania.

Zenith National Insurance Corp. is an indirect wholly-owned subsidiary of Fairfax Financial Holdings Limited. Zenith National Insurance Corp. is the holding company for Zenith Insurance Company and its subsidiaries, including ZNAT Insurance Company ("Zenith"). Zenith is primarily engaged nationally in the workers' compensation insurance business. Zenith conducts business in 45 states and the District of Columbia through independent agencies.

Allianz ROSNO Life Ltd. was formed in 2004 as a fully-owned subsidiary of ROSNO (one of the largest insurance providers in Russia, whose majority shareholder -- with about 97% of the company -- is Allianz). Since opening, Allianz ROSNO has expanded to more than 40 branch offices throughout the country. Allianz ROSNO Life works to protect the life of the party. The company provides a range of life insurance services and retirement plans including endowment, term fix, term, pension, and annuity insurance products. Allianz ROSNO employs a multichannel strategy of distribution that encompasses banks and brokers. It makes most of its sales to individuals looking for life insurance (about 80%), and the rest to corporate clients.

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