European insurance firm Helvetia Holding primarily operates through Swiss life and property/casualty subsidiaries Helvetia Leben and Helvetia Versicherungen. Its associated companies serve more than 2 million private customers and thousands of small or medium-sized businesses. As a top insurer in Switzerland, Helvetia Holding provides life, pension, auto, liability, and accident insurance policies, as well as reinsurance coverage and risk management services. Geographically, the company's core market consists of Austria, Germany, and Switzerland, but it has expanded through acquisitions into other countries including France, Italy, and Spain. The Patria Cooperative owns 30% of Helvetia Holding.

Lancashire Holdings Limited property insurance and reinsurance operations (nearly half of sales) insure damage to residential, commercial, manufacturing, government, and other structures. Its energy segment specializes in worldwide offshore property damage, business interruption, and construction insurance to the upstream and downstream energy industries. Lancashire also offers marine, aviation, terrorism, and political risk (including war) coverage. The company -- which relies on brokers to sell its products in more than 30 countries around the world -- has underwriting offices in Bermuda and London, and a marketing office in Dubai.

The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies company’s life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investor’s managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

Western World Insurance Group, established in 1964, is among the top excess and surplus lines insurance groups in the United States with more than forty five years of experience, success and stability. The administrative office of the Western World Insurance Group of companies, including our admitted company affiliate, Stratford Insurance Company, is located in Franklin Lakes, New Jersey, with all member companies domiciled in New Hampshire.

The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

Originally founded in 1965, Endsleigh has since grown to become one of the UK's leading independent intermediaries. We specialise in providing insurance solutions for career people and therefore it is a lifelong relationship that we seek with our clients. We offer a product range that starts with students and continues through to retirement and beyond. You can therefore obtain the most appropriate insurance policy to suit your changing lifestyle - whatever you drive, or home insurance policy for whichever type of property you live in and wherever you travel. They understand that busy people require a competent and speedy service so we've made our policies available on-line, and over the phone. With fully integrated systems it means however you choose to deal with us, records and client files can be accessed immediately.

Power Financial owns about half of IGM Financial, which owns Investors Group and Mackenzie Financial, distributors of mutual funds and other investment products and services. Power Financial gets a charge out of insurance and investments. The holding company seeks controlling stakes in financial services companies in the US, the UK, and Canada. Core investments include 73%-owned Great-West Lifeco (subsidiaries include Great-West Life Assurance, Canada Life, and London Life Insurance, leading providers of insurance in Canada). Lifeco's US subsidiary, Great-West Life & Annuity Insurance, provides employee benefits and retirement plans. Boston-based fund manager Putnam Investments is also part of the family.

Founded in 1925 by the American Federation of Labor (which became the AFL-CIO) to provide life insurance to union members, ULLICO has since grown into an insurance and financial services holding company. The company serves unionized employers, individual union members, and jointly managed trust funds nationwide through its subsidiaries, including Union Labor Life Insurance and ULLICO Investment Advisors. ULLICO offers an array of individual and commercial insurance products, including annuities, group life and health insurance, property & casualty insurance, liability coverage for unions, and investment services. The company has more than $5.4 billion in total assets under management.

North Pointe Holdings Corporation Insurance is based on promises. It is a relationship that is built with trust as its foundation and satisfaction as its cornerstone. With our base firmly rooted in these principles, the management and employees of North Pointe Insurance Company confidently support our Company's Mission Statement.

Combined Insurance Company of America markets and underwrites a combination of supplemental accident, disability, health, and life insurance products. Combined Insurance offers a variety of low premium, low limit accident and health products for middle-income individuals. Its Combined Worksite Solutions division markets exclusively to small businesses while its Combined Select programs offer student insurance products through colleges. Combined Insurance Company of America operates in Europe, North America, and Asia/Pacific. Overseas, Combined Insurance Company of America distributes its products through some 3,000 independent agents while in North America it uses a dedicated sales force of more than 2,000 agents. Combined Insurance is held by ACE Limited.

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