The senior managers conceived AIX's innovative concept and mission in the summer of 2004. Combining a deep knowledge of marketing, finance and operations with 15 decades of insurance program expertise, the founder fashioned a state-of-the-art organization focused on a very specialized niche within the insurance industry.AIX soon became a magnet for exceptional underwriters, drawing talent (with a minimum of a decade of experience) from well-known underwriting companies such as General Re, Swiss Re, Employers Re, Discover Re, Chubb and Fireman's Fund.

Multi-line insurer Groupama is the operating company responsible for a group of regional mutual insurance companies that provide life, health, and property/casualty insurance throughout France. The group also offers retirement savings products, as well as banking and asset management services. Under its three distinct brand names, Groupama, Gan, and Amaguiz.com, the company caters to private individuals, small and midsized businesses, and Internet sales, respectively. The company operates in about a dozen countries in Europe and Asia. Groupama is owned indirectly (through a holding company) by the mutual companies it operates.

Founded in 1997 by CEO Luke Yeransian, FirstComp's mission is to provide superior service in workers' compensation insurance for small and midsize 'Main Street' businesses through local insurance agents nationwide. Since its inception, the company has grown to a group of more than 8,300 independent insurance agencies in 31 states. Started with three employees, FirstComp has grown to more than 550 employees in four regional offices serving over 110,000 business customers around the U.S.

Jardine Lloyd Thompson Group plc are an international group of Risk Specialists and Employee Benefits Consultants and one of the largest companies of its type in the world. We offer a distinctive choice to our clients and partners through our combination of independence, scale and specialism.As an independent business, we are able to operate with autonomy and flexibility. We have the scale to provide solutions to the complex demands of the world's leading companies and to deliver global servicing whilst recognising that the needs of each of our clients are unique. By developing highly specialised services, we provide our clients with a depth of expertise and experience.

Endurance Specialty Holdings Ltd. insurance underwriting operations include crop and livestock insurance, health care liability coverage for hospitals, and professional coverage for corporate officers, as well as general property/casualty lines. The company offers various property/casualty reinsurance policies, with a focus on catastrophe coverage. Other reinsurance offerings include marine, aerospace, and surety lines. Endurance Specialty is domiciled in Bermuda and has additional offices in the US and the UK.

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, offers property and casualty insurance products to small businesses and individuals in New York. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies was founded in 1961 and is based in Hewlett, New York.

Fondiaria-SAI's property/casualty and life policies can be found in the Italian insurance market. The company, also known as FonSAI, primarily offers auto and life insurance policies, as well as niche coverage in areas including accident, health, liability, fire, and product loss coverage, partially through subsidiary Milano Assicurazioni. Products are distributed through a network of independent agents, financial advisors, and banking affiliates across the country.

The Progressive Corporation has motored beyond its traditional business into standard-risk and preferred auto insurance, as well as other personal-use vehicle coverage (motorcycles, recreational vehicles, and snowmobiles). Progressive also offers commercial policies for heavy trucks, vans, and lighter trucks. It writes a bit of professional liability insurance for directors' and officers' insurance of community banks. The company markets directly to consumers online and by phone, and through 30,000 independent agents who account for roughly 60% of the company's business.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

Rockhill Holding company covers risks not covered by the standard market. It writes specialty property and casualty commercial policies through its subsidiaries, Rockhill Insurance and Plaza Insurance. It focuses on six excess and surplus areas: professional liability, umbrella, general liability for residential construction, wind, primary property, and excess property. Policies are written in most US states. The company's RTW, Inc. subsidiary offers workers compensation and absence management services to employers. Rockhill Holding is owned by State Automobile Mutual Insurance Company.

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