Regence Life & Health Insurance is a provider of group life, disability, and accidental death and dismemberment insurance. It also offers supplemental programs in weight management, hearing aid service discounts, child safety and health products, dental care products, and laser vision correction services. Regence Life & Health is active in four states in the Pacific Northwest: Idaho, Oregon, Utah, and Washington. Regence Life and Health Insurance Company is the life and disability subsidiary of The Regence Group, which operates the largest group of Blue Cross Blue Shield companies in the region.

Hiscox focuses on niche risks rarely placed by other insurers. The company also provides reinsurance and operates a Lloyd's of London syndicate. Products include personal accident, travel, and kidnapping coverage for high net-worth individuals and a variety of protection for businesses (small and medium-sized), including fine art, marine, liability, political risk, professional indemnity, and terrorism policies. Hiscox's biggest market is the US, where it has expanded its presence through acquisitions and new operations, including offering professional liability coverage to the technology, media, and telecommunications industries.

With roots (and tree rings) dating back over a hundred years, Lumbermen's Underwriting Alliance offers commercial property/casualty coverage to the forest products industry, plastics industry, professional employment organizations, and assisted living facilities. Its products include building and personal property insurance, specialty policies, surety bonds, and workers' compensation plans, which make up about one-quarter of the company's business. Lumbermen's Underwriting Alliance is licensed to do business in the continental US and throughout Canada.

Bolton & Company can make the search for risk reduction products smooth and easy. An employee-owned insurance brokerage, Bolton & Company offers property/casualty insurance policies, employee benefit programs, estate planning, surety bonding, risk management services, and human resources consulting to both corporations and individuals. It also provides claims handling and loss prevention programs. The company maintains licenses throughout the US but does most of its business in Southern California. Dorance Bolton founded the company, which is a member of brokerage consortium Assurex Global, in 1931.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

Church Mutual is the largest provider of property/casualty insurance, including liability, and workers' compensation coverage, to the religious market. The company insures more than 100,000 religious organizations including churches, offices, schools, senior living facilities, conference centers, and camps. It also provides homeowners insurance to clergy members. Licensed throughout the US, Church Mutual also offers a variety of risk management resources including seminars and safety videos. Regional company representatives sell and service the firm's products. Church Mutual was founded in 1897.

Linda Blood and Frank Berriz opened American Coast Title Company in 1988. Joel Phillips joined Linda and Frank in ownership in 1999. All three are involved in day-to-day operations.ACT is a hands-on company. ACT has no outside investors awaiting huge profits, no stock analysts to keep happy and no consulting firm creating or revising the company's public image. ACT has dedicated title professionals who understand that the best insurance of success is superior service to our clients.

Transamerica Reinsurance is an operating unit of Transamerica Life Insurance Company, an AEGON company. We help companies maximize the value of their life products portfolios through traditional life reinsurance and related services that attach to our core life reinsurance offering. Our value-added solutions help companies manage risk, price their products more competitively, strengthen underwriting, enhance capital efficiency and improve the economics of their business.

Kyobo Life Insurance Co., Ltd. was founded in 1958 by Shin Yong-Ho, father of CEO Shin Chang-Jae. The Kyobo Group conglomerate (or "chaebol)" operates under a common management structure in a variety of sectors including real estate, investment banking, and a bookstore. Kyobo Life Insurance is one of South Korea's top life insurance firms. The company provides life insurance and asset management products to more than 10 million customers. Its offerings include traditional life, health and disability, and retirement and pension products for individuals and businesses. Products are distributed through financial planning agents. Kyobo Life also offers personal-use and mortgage loans, and it has some international operations.

One of the largest surety companies in the US, CNA Surety offers contract and commercial surety bonds, which guarantee fulfillment of contracts. The company's Western Surety unit handles fidelity, commercial, and contract bonds and international surety and credit insurance; Surety Bonding, another subsidiary, specializes in commercial and contract bonds to small businesses. Contract surety (for construction contractors) accounts for nearly two-thirds of CNA Surety's premiums. CNA Surety sells its products in all 50 states through a network of independent agents and brokers. CNA Financial owns 62% of CNA Surety and has offered to acquire the balance.

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