Jelf is a leading independent consultancy supporting businesses and individuals with expert advice on matters relating to insurance, healthcare, employee benefits and financial planning.When Chris Jelf founded the Group in 1989, he had a two-fold vision: to build long-lasting, trusted relationships with clients and to provide them with expert advice – a business model which remains fundamental to how we operate today.

Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.

Liberty National Life Insurance Company, headquartered in McKinney, Texas, traces its origin back to 1900 when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929 Liberty National was incorporated as a stock company. Read about our history. Today Liberty National is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). TMK is one of the largest publicly held holding companies in the nation, specializing in life and supplemental health insurance, including Medicare Supplements. Every year since 1995, Liberty National has been named to Ward's 50 Life-Health List. The Ward’s 50 analysis is based on financial performance over a five-year period. More than 800 insurance companies were included in this year’s analysis.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The company’s policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

By focusing our attention on responsible individuals living in Washington state, PEMCO has earned a national reputation for delivering on its promise. Our claim service is unsurpassed and our rates are highly competitive. We offer protection for your auto, home, boat, and life. You simply won't find a better value for protecting your most valuable assets.In addition to providing our customers with peace of mind, we work diligently enriching the communities we serve.For more information, visit our history page, read the Perspective newsletter, or read our news releases.

CoreLogic (formerly First American CoreLogic) is an information provider to the core. The company provides consumer, financial, and property data to businesses and government to help them develop predictive decision analytics. It maintains comprehensive US real estate, mortgage application, fraud, and loan performance databases and is also a provider of mortgage and automotive credit reporting. Customers use the data to assess risk, support underwriting, make investment and marketing decisions, prevent fraud, and improve business performance. The company was formerly a part of financial services giant The First American Corporation. In 2010 CoreLogic became an independent publicly traded company.

Achmea, the primary operating subsidiary of Dutch firm Eureko, provides insurance and financial services through several subsidiaries in the Netherlands, Belgium, and Luxembourg. The company sells life, non-life, health, and disability insurance under several brand names, including Centraal Beheer Achmea, Zilveren Kruis Achmea, Interpolis, and Avero Achmea. Company agents, bankers, and brokers sell the companies products. Achmea also sells directly over the Internet through its FBTO unit and through brokers. In addition to its insurance operations, Achmea provides mortgage lending and retail lending services, as well as private banking for high-net-worth individuals.

NBIS delivers premier Construction and Transport Risk Management Products and Services. Our goal is to be recognized as a market leader in Specialty Construction and Transport Insurance through customized programs with carriers, trade groups, and distribution partners.Through our special relationships with producers, affinity groups and insured’s, we partner with insurance carriers in customizing responsive risk management programs. Carriers focused on underwriting niche products through Managing General Underwriter (MGU) program administrators are attracted by our specialized expertise in Construction and Transport Industry Underwriting, our proprietary Risk Management Support System©, our ability to assume risk, and the capability of our support professionals and systems to adapt to new opportunities.

The Fuji Fire and Marine Insurance Company offers property/casualty insurance including automobile, medical, personal accident, and other lines, as well as life insurance, offered through its Fuji Life subsidiary. The company sells to individuals and to businesses and their employees, and operates "walk-in" insurance retail stores. The Fuji Fire and Marine Insurance Company has roots that run back to 1918, when Nippon Kan-i Kasai Insurance was established as a specialist fire insurer.

Foyer S.A. operates through various subsidiaries such as Foyer Re, Le Foyer Vie, Europ Assistance, and Le Foyer Santé. It offers a variety of life and non-life insurance products including coverage for automotive liability and comprehensive damage, civil liability, property damage, and commercial transport, as well as reinsurance and legal expense coverage. In 2005 the company simplified its name from Le Foyer, Compagnie Luxembourgeoise S.A. to the present form. Holding company Le Foyer Finance owns nearly 80% of Foyer.

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