Jelf is a leading independent consultancy supporting businesses and individuals with expert advice on matters relating to insurance, healthcare, employee benefits and financial planning.When Chris Jelf founded the Group in 1989, he had a two-fold vision: to build long-lasting, trusted relationships with clients and to provide them with expert advice – a business model which remains fundamental to how we operate today.

The Loews Corporation's main interest is insurance through publicly traded subsidiary CNA Financial, which offers commercial property/casualty coverage. Other wholly owned and partially owned holdings include hotels in the US and Canada through its Loews Hotels subsidiary. Its energy holdings include contract oil-drilling operator Diamond Offshore Drilling (which operates roughly 50 offshore oil rigs), interstate natural gas transmission pipeline systems operator Boardwalk Pipelines, and HighMount Exploration & Production (also natural gas)

Putting life online, Berkshire Hathaway Life Insurance Company of Nebraska peddles insurance over the Internet. As part of a group of affiliated insurers known as BRKDirect.com, Berkshire Hathaway Life provides retirement planning products (single premium deferred annuities and single premium immediate annuities, also known as a lifetime annuity) and personal quotes through its Web site. Berkshire Hathaway Life Insurance is a subsidiary of National Indemnity Company and both are part of the Berkshire Hathaway Group, the insurance operations of Warren Buffett's investment vehicle Berkshire Hathaway.

Aon Corporation is the leading global provider of risk management services, insurance and reinsurance brokerage, and human capital consulting. Through its more than 36,000 colleagues worldwide, Aon delivers distinctive client value via innovative and effective risk management and workforce productivity solutions.

Hannover Rückversicherung AG, together with its subsidiaries, operates as a reinsurance company worldwide. It offers non-life reinsurance products and services, including property and casualty reinsurance; structured reinsurance; marine and aviation reinsurance; credit and surety reinsurance, as well as reinsurance products for political risks; facultative and catastrophe reinsurance; reinsurance for agricultural risks; and treaty reinsurance, as well as financial reinsurance and specialty insurance. The company also provides life and health reinsurance products and services, such as life, health, annuity, and personal accident reinsurance.

SBLI USA Mutual Life Insurance Company began life in 1939 as The Savings Banks Life Insurance system, which had been promoted by former Supreme Court Justice Louis Brandeis as a means to provide "ordinary working people" with life insurance sold through more than 20 savings banks in New York. Today SBLI USA and subsidiary S.USA Life Insurance serve 300,000 policyholders across the US. The company has stuck to its original mandate and sells individual and group life insurance and other products through banks, though its primary source is direct marketing. In addition to life insurance, SBLI USA's offerings also include accident insurance and annuities.

Founded in 1863 as a fire insurance company, Baloise-Holding today is a general insurer that sells such standardized products as group and individual life policies and accident, property, and auto insurance to small firms and individuals. Baloise-Holding company is one of the leading insurers in Switzerland, operating primarily there and in Germany; together the countries account for about 80% of its sales. Through subsidiaries, it also operates in six other nearby countries including Croatia and Serbia. Baloise also provides banking, pension plans, and other financial services through its Baloise Bank SoBa. Baloise-Holding company uses its own sales force as well as partner distributors and independent brokers to sell its wares.

Born in 1898, Metropolitan Holdings Limited company is one of the largest financial services conglomerates in Africa serving the low- to mid-income markets. Metropolitan Holdings provides life insurance to some 4 million residents in eight nations, including South Africa where it is a leading life insurer. Its life products are distributed directly and through intermediaries and brokers. Metropolitan also offers retirement fund benefits, asset management, and managed health-care administration. Metropolitan Holdings Limited company plans to merge with another South African insurer, FirstRand's Momentum Group, to form MMI Holdings. Metropolitan brings insurance and financial services to those who may not be accustomed to such things.

Churchill Insurance provides coverage for your car, home, and even for travel. Other services include pet insurance (making at least one bulldog very happy), breakdown coverage (think of a British version of AAA), and van and motorcycle insurance. The company has some interesting marketing techniques, and even sells a nodding-head (aka a bobble head) version of Churchill (the dog) on its Web site, as well as Churchill ringtones and wallpaper for cell phones. Churchill Insurance is a subsidiary of The Royal Bank of Scotland.

Royal Neighbors of America is not referring to Canadians. The company, a not-for-profit fraternal benefit society established in 1895, is all-American. Formed to offer affordable life insurance to US women, who were largely excluded from the life insurance market of the time, today Royal Neighbors sells traditional life insurance products and annuities to both men and women. Its 250,000 policyholders benefit from a number of other membership privileges, including scholarship opportunities and fraternal aid in the wake of illness or disaster. In addition to life insurance, the organization sells Medicare supplemental insurance.

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