The Texas Windstorm Insurance Association is a not-for-profit association that provides hail and windstorm coverage to Texan gulf coast property owners. The company is a pool of all property/casualty insurers that are authorized to write such policies in the state of Texas. The association has seen its policyholders triple to hundreds of thousands since Hurricanes Katrina and Rita hit the gulf coast several years ago. State legislators founded Texas Windstorm Insurance Association as a last resort provider -- providing coverage when other carriers pull out of high risk areas -- in 1971.

Georgia Farm Bureau Mutual Insurance and its affiliates provide a variety of commercial and individual property/casualty products to members of the Georgia Farm Bureau. Its offerings include automobile, farm, marine, homeowners, business owners, and personal liability insurance. The company specializes in writing lower-cost, preferred risk policies (policies for customers that are less likely to file claims). A network of more than 550 company agents and representatives market Georgia Farm Bureau Mutual's products.

Foyer S.A. operates through various subsidiaries such as Foyer Re, Le Foyer Vie, Europ Assistance, and Le Foyer Santé. It offers a variety of life and non-life insurance products including coverage for automotive liability and comprehensive damage, civil liability, property damage, and commercial transport, as well as reinsurance and legal expense coverage. In 2005 the company simplified its name from Le Foyer, Compagnie Luxembourgeoise S.A. to the present form. Holding company Le Foyer Finance owns nearly 80% of Foyer.

Burlington Insurance Group, Inc. ("BIG") is headquartered in Burlington, North Carolina and operates primarily through contracted producers. BIG offers a broad portfolio of insurance products through its Binding Authority Division and its Submit/Brokerage Division. Admitted and non-admitted coverages are provided through First Financial Insurance Company, The Burlington Insurance Company, Alamance Insurance Company and Guilford Insurance Company.

Lincoln Financial Advisors is to be the country’s premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."Bob Dineen, President and CEO, Lincoln Financial Advisors Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

National Indemnity Company (NICO) is one of the leading property/casualty members of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating. Located in Omaha, NE and backed by a wealth of experience, National Indemnity Company offers one of the widest selections of commercial insurance products in the industry and the stability that agents and insureds have depended on for decades. Whether your company is big or small, new or established, if you're in the market for commercial auto, general liability or garage liability coverage, let NICO assist with a policy that best suits your needs.

The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.