Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

Alterra Capital Holdings Limited, through its subsidiaries, provides specialty insurance and reinsurance products for the property and casualty market principally in Bermuda, Ireland, the United States, and the United Kingdom. It offers aviation, excess liability, professional liability, property, general casualty, financial institutions, and accident and health insurance products. The company also provides agriculture, general casualty, aviation, marine and energy, professional liability, medical malpractice, whole account, workers’ compensation, property, annuity, health, and life reinsurance products. Alterra Capital Holdings Limited was formerly known as Max Capital Group and changed its name on 13 May, 2010 as a result of merger with Harbor Point Limited. The company was founded in 1999 and is based in Hamilton, Bermuda.

Northwestern Mutual also offers brokerage and trust services through its investment services and wealth management subsidiaries. Keep an eye on the quiet ones. Northwestern Mutual Life Insurance, touting itself as "The Quiet Company," is one of the largest US life insurers, with more than $1 trillion in individual policies in force. Its 7,000 representatives sell a lineup of life, disability, long-term care, and employee benefits products (health, dental, 401(k) plans). It also offers retirement products, including annuities and mutual funds, to a clientele of small businesses and prosperous individuals. Its institutional asset manager Frank Russell Company is known for the Russell 2000 stock index.

Sometimes you can have too much of a good thing. In the case of health plan information overload, Verisk Health (formerly Urix) can help share some of your burden. The firm provides health care data management, consulting, and analysis for self-insured employers and others. The company utilizes a series of software tools to help clients control health care costs, process claims, and avoid risk. Other clients include insurance providers, managed care groups, government entities, and reinsurance companies. Services include data warehousing, expense forecasting, and actuarial, statistical, and financial analysis. Verisk Health is a division of Insurance Services Office, itself a unit of Verisk Analytics.

Euler Hermes is a worldwide corporation, with offices in over 50 countries and over 6,200 staff members. This website is dedicated to the UK operations, but you will also find information on our global operations in the Euler Hermes Group area. Through our global presence and local offices in many countries we are in the unique position to examine the local risk of your trading partners, whether in the UK or overseas.

Trying its best to live up to its name (Dai-ichi means "first"), Dai-ichi Life Insurance Company is one of Japan's top insurers. The firm sells individual and group life insurance, annuities, and supplemental medical coverage, as well as individual and group pension products. Dai-ichi Life also provides nonlife insurance products through its partnership with Sompo Japan Insurance, as well as cancer insurance through a partnership with Aflac. Other services include asset management and risk management. Dai-ichi Life sells its products through thousands of sales representatives it calls "Total Life Plan Designers."

Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

Patriot Risk Management, Inc. is an insurance holding company focused on the workers' compensation insurance industry. Patriot Risk Services, a wholly owned subsidiary of Patriot Risk Management, Inc., provides workers' compensation nurse case management, cost containment services, claims administration and adjudication services to insurance companies, reinsurers and segregated portfolio captives.

Crum & Forster looks out for the best interests of employers. Through its subsidiaries, the company offers an array of property/casualty insurance products to businesses, including general liability, automobile, property, and workers' compensation coverage. Crum & Forster also offers The Defender, a broad commercial umbrella policy. The company's specialty policies include management protection, crime insurance; it also offers personal auto and homeowners policies. In addition, Crum & Forster provides risk management services. The company's products are sold through some 1,500 independent brokers across the US. Crum & Forster is a subsidiary of Fairfax Financial Holdings.

The Hanover Insurance Group acquired Professionals Direct Insurance Company, whose top talent possess over 20 years of experience writing professional liability insurance for small and mid-sized law firms. Our experienced team of customer support staff, underwriters, legal and claims professionals are all seasoned experts who fully understand complex risks lawyers face. Working in partnership with your agent, we can create a comprehensive insurance program that provides you with the right protection and a very competitive price.

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