Sterling Insurance Group is the holding company for a family of subsidiaries that provide insurance underwriting and administration in the UK. The company serves some 2 million customers with life and property/casualty insurance policies, including specialized creditor, personal accident, household, and commercial lines. It also provides limited health insurance products. Insurance subsidiaries include Sterling Insurance Company and Sterling Life. Its Sterling Administration Services unit provides third-party claims processing.

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 60 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East.

The Texas Windstorm Insurance Association is a not-for-profit association that provides hail and windstorm coverage to Texan gulf coast property owners. The company is a pool of all property/casualty insurers that are authorized to write such policies in the state of Texas. The association has seen its policyholders triple to hundreds of thousands since Hurricanes Katrina and Rita hit the gulf coast several years ago. State legislators founded Texas Windstorm Insurance Association as a last resort provider -- providing coverage when other carriers pull out of high risk areas -- in 1971.

Prudential plc provides retail financial services in Asia, the United States, and the United Kingdom. It offers savings, protection, investment, and unit-linked products; and manages retail assets investing in equities, fixed income, and structured products, as well as institutional and internal assets investing in equities, fixed income, property, and private equity. The company also provides retirement savings and income solutions, variable annuities, fixed and fixed index annuities, term and permanent life insurance, and institutional products, as well as asset management and retail brokerage services. In addition, it offers retail products, such as individual annuities, income drawdown, individual and corporate pensions, with-profits and unit-linked bonds, lifetime mortgages, and health insurance products; and wholesale products, including bulk annuities and annuity back-books. Further, Prudential plc manages funds for retail businesses, including open ended investment companies and unit trusts, investment trusts, and individual savings accounts; and institutional businesses, which include segregated equity and fixed interest, pooled pension funds, and structured and private finance. Prudential plc offers its products through independent broker-dealers, independent agents, banks, regional broker-dealers, registered investment advisors, and financial advisers, as well as directly to customers through telephone, Internet, and mail. It has strategic partnerships with China International Trust and Investment Corporation Group, ICICI Bank, and Bank of China International. Prudential plc was founded in 1848 and is headquartered in London, the United Kingdom.

First Nonprofit Insurance specializes in meeting the property/casualty insurance needs of not-for-profit organizations. The mutually-owned company writes automobile, workers' compensation, and umbrella policies as well as specialized products such as social workers liability and pastoral counseling lines. The company also offers loss control education and consultation services. In addition, it provides financial services and retirement products to groups around the US. Founded in 1978, First Nonprofit Insurance is a member of First Nonprofit Mutual Group. Its products are distributed by independent brokers and agents.

Despite its name General Casualty Insurance Companies gets very specific about its property/casualty products. The company administers personal and commercial auto, homeowners, liability, and workers' compensation coverage through regional offices. General Casualty's products are sold through some 1,300 independent insurance agencies in 25 states in the northeastern and midwestern US. The company specializes in packages for large commercial accounts; it also serves niche and small business clients including golf courses and restaurants. Its individual auto insurance segment includes nonstandard policies. General Casualty is a subsidiary of QBE Regional Insurance.

Texas Life was founded in 1901 and for its first 80 years operated primarily in Texas and Oklahoma. Now Texas Life is authorized to do business in 49 states and Washington DC. Its products are sold through independent agents. Texas Life Insurance company is the oldest legal reserve life insurance company from Texas and holds Charter Number 1 from the state's banking commission prior to the establishment of an insurance department.

Baldwin & Lyons, Inc. Protective Insurance subsidiary, licensed throughout the US and Canada, writes property/casualty insurance for large to midsized trucking fleets, as well as public transportation fleets. Baldwin & Lyons' Sagamore Insurance unit specializes in providing insurance to high-risk private auto drivers through a network of independent agents in most US states. Sagamore also sells physical-damage insurance and liability insurance for small trucking fleets. Founded in 1930, Baldwin & Lyons also provides brokerage services.

Bermuda: sun, sand, and reinsurance. In 1998 struggling Annuity and Life Re (Holdings) was the first life reinsurer to hang its shingle in the tax-sheltered haven of Bermuda. However, it has ceased writing new coverage and in 2008 dissolved Annuity and Life Re America, which was once the company's flagship subsidiary. Previously it covered term, whole, and universal life insurance policies.

RAC is best known for providing roadside assistance for stranded motorists in the UK and also offers the same deal in around 50 European countries. It serves some 7 million customers. In addition, the company provides advice on car buying and car care, sells insurance (including auto, home, travel), offers drivers' training courses, and repairs windshields. RAC is a subsidiary of insurance titan Aviva, which acquired RAC to expand the offerings of the insurer's Norwich Union brand. The RAC name comes from the UK's Royal Automobile Club, which sold its breakdown assistance unit to the company in 1999.

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