American Hardware Mutual Insurance knows the nuts and bolts of commercial property/casualty insurance, including auto, liability, specialty lines, and workers' compensation. The company caters to small and midsized businesses, selling through employed sales representatives in 35 states, primarily in the western, midwestern, and northeastern US. American Hardware Mutual was founded in 1899 to protect hardware dealers from fire losses; it still provides specialized coverage for hardware stores, as well as for farm machinery dealers, car and boat dealers, repair shops, and several other niche businesses.

Insurance Marketers Inc was founded in 1987 by Evarist Milian Jr., who began operating by marketing employee benefits products. In 1991, the agency diversified into all lines of insurance and since has enjoyed a consistent growth well over 25% per year. IMI is an elite insurance agency in the State of Florida which is committed and specialized in asset protection and Risk Management consulting. We are deeply embedded in our community and committed to offer our customers the best possible innovative insurance solutions along with professionalism and integrity. IMI is motivated by a strong sense of ethics and responsibility to you, our clients.

For Acuity, A Mutual Insurance Company, keeping an eye on the prize means meeting its customers' insurance needs. The company writes a variety of personal and commercial property/casualty insurance plans for policyholders in nearly 20 states, primarily in the Midwest. Its products include automobile, homeowners, liability, marine, umbrella, and workers' compensation coverage. Acuity provides policies for such businesses as construction contractors, manufacturers, and small service businesses. Some 900 independent agents sell the company's policies. Acuity was founded in 1925 as Mutual Auto Insurance Company of the Town of Herman. As a mutual insurance firm, the company is owned by its policyholders.

RGA posted $2.3 trillion of life reinsurance in force and assets of more than $25 billion. In October, RGA announced an agreement with ReliaStar Life Insurance Company to acquire ReliaStar’s U.S. and Canadian group life, accident and health reinsurance business, which operated under the name ING Reinsurance. The acquisition was finalized January 1, 2010. RGA’s mortality expertise and facultative experience continued to lead the industry. Company-wide, RGA processed 286,756 facultative submissions in 2009.RGA was named “Life Reinsurance Company of the Year” at The Review Worldwide Reinsurance Awards. This was the third time in six years RGA has received this award. RGA Reinsurance Company was named “Best Overall Life Reinsurer” for the third consecutive time by North American life insurers in the 2009 Flaspöhler Cedant Survey (Life – North America).

West Coast Life Insurance was founded in 1906 and became a subsidiary of Protective Life in 1997. This West Coast Life isn't about cosmetic surgery and cruising in a convertible. West Coast Life Insurance provides a variety of life insurance products, including term, universal, and survivor life policies. The company writes policies primarily in California and other western states. Its policies are sold through independent agents, brokerages, and financial advisors. West Coast Life Insurance company also provides indexed and fixed annuities, and it offers estate and business continuity planning services.

American National Insurance Company and its subsidiaries operate primarily in insurance industry in the United States, the District of Columbia, Puerto Rico, Guam, and American Samoa. American National Insurance Company operates through five segments: Life, Annuity, Health, Property and Casualty, and Corporate and Other. The Life segment offers individual and group life insurance products, including universal life, variable universal life, whole life, and term life; and credit life insurance. The Annuity segment provides variable and fixed annuities for individuals and institutional investors. The Health segment offers medicare supplement, supplemental insurance, hospital surgical, stop-loss, and credit disability insurance. The Property and Casualty segment provides auto insurance, homeowners insurance, agribusiness and commercial insurance, and credit property and casualty insurance. The Corporate and Other segment offers mutual fund and investment advisory products and services. In addition, American National Insurance Company invests in mortgage loans and real estate properties. It distributes its products through home service, multiple line, credit, independent third party marketing organizations, and direct sales to the public. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas.

NYMAGIC, INC. is an established holding company that owns and operates New York Marine And General Insurance Company, Southwest Marine And General Insurance Company, and Gotham Insurance Company. We also own an insurance manager, MMO INC, which underwrites business on behalf of our insurance companies. Our company's head office is located in New York City, with two other offices in Chicago and on Long Island.

SBLI USA Mutual Life Insurance Company began life in 1939 as The Savings Banks Life Insurance system, which had been promoted by former Supreme Court Justice Louis Brandeis as a means to provide "ordinary working people" with life insurance sold through more than 20 savings banks in New York. Today SBLI USA and subsidiary S.USA Life Insurance serve 300,000 policyholders across the US. The company has stuck to its original mandate and sells individual and group life insurance and other products through banks, though its primary source is direct marketing. In addition to life insurance, SBLI USA's offerings also include accident insurance and annuities.

Greater New York Mutual Insurance Company (GNY) underwrites and markets commercial insurance lines. GNY and its subsidiaries Insurance Company of Greater New York, Strathmore Insurance, and GNY Custom Insurance Company, offer business owners such coverage as multi-peril, auto, excess and surplus, umbrella, mechanical breakdown. The GNY companies specialize in multi-peril policies for operators of light industrial and office buildings, residential properties, shopping centers, microbreweries, restaurants, and other industries. GNY has licensed operations in nearly every state but primarily serves commercial customers in the Northeast and Midwest through its Brite Insurance Agency and independent brokers.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

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