The Hanover Insurance company operates through a handful of property/casualty insurance companies, of which Hanover Insurance Company is the largest. Hanover offers personal and commercial insurance, including automobile, homeowners, workers' compensation, and commercial multiple-peril insurance coverage. While the company is licensed to sell its products in all 50 states, its network of independent agents is concentrated in the Midwest, Northeast, and Southeastern US. Citizens Insurance Company of America, which sold the first auto insurance policy in the US, is Hanover's sister company operating in Michigan.

The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies company’s life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investor’s managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

Companion Life Insurance Company was founded in 1971. Companion Life Insurance makes sure no one has to face death, disability, or the dentist all alone. Companion Life Insurance, one of several subsidiaries of Blue Cross & Blue Shield of South Carolina, specializes in employee benefits, including life, disability, dental, vision, and accidental-death coverage. It has packages for small and large employers, and a complete line of voluntary products and plans. Independent and affiliated brokers, agents, and managing general underwriters (MGUs) sell the company's products. Companion Life operates in most US states and the District of Columbia.

Nationwide Financial Services (NFS) oversees the life insurance and banking services business of insurance giant Nationwide Mutual. Through Nationwide Life Insurance, it offers long-term savings and retirement products including individual variable annuity contracts. It also offers group and individual protective life insurance policies. Retirement plans are offered to individuals and through employer-sponsored plans. Nationwide Financial Services also provides banking services (savings, mortgage loan origination) while its Nationwide Better Health offers workplace health management products. Its products are sold through direct sales and brokers.

Illinois Mutual is a McCord family affair. O.L. McCord, the great-grandfather of current chairman and president Michel A. McCord, founded Illinois Mutual Life Insurance Company in 1910, and four consecutive generations of McCord men have done their family proud by helming the insurer. Illinois Mutual specializes in disability income insurance, but also offers life insurance and annuity products. Illinois Mutual Life Insurance company's offerings include personal income protection, business expense coverage, and special risk income protection for those with medical conditions. Illinois Mutual Life Insurance Company distributes its products nationwide through more than 18,000 independent agents.

The Fuji Fire and Marine Insurance Company offers property/casualty insurance including automobile, medical, personal accident, and other lines, as well as life insurance, offered through its Fuji Life subsidiary. The company sells to individuals and to businesses and their employees, and operates "walk-in" insurance retail stores. The Fuji Fire and Marine Insurance Company has roots that run back to 1918, when Nippon Kan-i Kasai Insurance was established as a specialist fire insurer.

Companion Property & Casualty Insurance Group was founded in Columbia, South Carolina in 1984, to provide workers' compensation insurance in South Carolina. At that time, we capitalized on extensive distribution channels and health-based relationships with South Carolina employers, in order to establish a successful insurance business in our chosen market.

Achieving a high rate of return is the main objective at Fairfax Financial Holdings. The holding company provides insurance, reinsurance, and other financial services. Its subsidiaries (including Northbridge Financial, Falcon Insurance,and Crum & Forster) focus on property/casualty coverage such as commercial, auto liability, trucking, and accident insurance in Singapore, Hong Kong, the US, and Canada. Fairfax's reinsurance operations span North America, the UK, and Central Europe. Chairman and CEO Prem Watsa's unorthodox business strategies have been compared to those of Warren Buffett; he controls about half the voting rights of Fairfax Financial.

Through its Lloyd's syndicates, Beazley Group underwrites specialty property/casualty insurance, as well as catastrophe reinsurance and risk excess. Products include officers liability, war and terrorism, commercial property, and marine liability coverage. One syndicate also provides life insurance. Beazley Group is expanding beyond the Lloyd's market, especially into property/casualty and specialty lines in the US. The company also has international operations in France (professional indemnity), Singapore (engineering and construction insurance), and Hong Kong (specialty lines). Beazley Group has been in business since 1986.

Saga Services is the company's insurance and finance arm, offering auto, home, and medical insurance for that age group, as well as savings and investment services. The group's publishing arm produces "Saga Magazine", which covers entertainment and current events of interest to older people. Saga Holidays offers cruises, guided tours, and resort deals. The company also has a direct-mail subsidiary (MetroMail) and it offers telephone services. In 2007 the company merged with the AA, a UK motorists' association.

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