Boston Mutual has remained a mutual company since it was founded in 1891. What Boston Mutual knows about life insurance amounts to a whole lot more than a hill of beans. The company sells traditional group and individual life insurance, as well as disability and supplemental accident and illness coverage. The company distributes its products to individuals through its in-house General Agencies division, while its Group and Worksite Divisions distribute to employers. Additional products include employee assistance programs and voluntary supplemental insurance products.

In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

AXA Asia Pacific Holdings (AXA APH) helps its clients hold onto their assets. It provides life and property/casualty insurance, retirement funds, and investment products to individuals and businesses. The company has operations through subsidiaries and partnerships in Australia, China, Indonesia, Macao, New Zealand, and other Asia/Pacific countries. The company partners with AllianceBernstein to provide asset management services in Australia and New Zealand. French insurance giant AXA owns 54% of the firm. AXA APH has become an object of desire for local banks, and AXA would like to take over all of its Asian operations.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

NYMAGIC, INC. is an established holding company that owns and operates New York Marine And General Insurance Company, Southwest Marine And General Insurance Company, and Gotham Insurance Company. We also own an insurance manager, MMO INC, which underwrites business on behalf of our insurance companies. Our company's head office is located in New York City, with two other offices in Chicago and on Long Island.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, offers property and casualty insurance products to small businesses and individuals in New York. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies was founded in 1961 and is based in Hewlett, New York.

Stewart Information Services is happy to have a place in that mountain of papers you sign when buying real estate. The company writes title insurance through its Stewart Title, National Title, and other subsidiaries and distributes policies through more than 8,500 offices and independent agencies in the US and abroad. Unlike most insurance that covers future events or losses, title insurance protects lenders and buyers against past problems with titles. The company also provides real estate information services through its PropertyInfo subsidiary while its Stewart Lender Services offers a variety of mortgage origination process services such as credit reports, property valuations, and tax services.

Founded in 1912 and headquartered in Lansing, Mich., Accident Fund Insurance Company of America has always been the No. 1 provider of workers compensation insurance in Michigan. Since we began our national expansion in 2000, we have become a formidable competitor on the national level. We are licensed to provide workers compensation coverage in 49 states and the District of Columbia.

Hallmark Financial sells insurance to cover risks both general and exceptional. Its Hallmark General Agency unit markets and underwrites general commercial property/casualty insurance, while its Texas General Agency sells specialty property/casualty coverage to businesses that don't fit into standard coverage. Its Aerospace unit provides specialty aviation insurance to both commercial and private pilots and small airports. Other Hallmark Financial units provide personal non-standard auto insurance and specialty commercial auto and umbrella policies. Chairman Mark Schwarz owns about 60% of the company, partially through his investment firm, Newcastle Partners.

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