
Atlantic American Corporation is headquartered in Atlanta, Georgia, a vibrant, international city that is home to some of the most respected companies in America. Atlantic American is a publicly traded (Nasdaq - AAME) holding company with three subsidiaries involved in well-defined specialty markets of the life, health, property and casualty insurance industries. Bankers Fidelity Life Insurance Company is the flagship carrier in the Life and Health Division. Our Property and Casualty Division is comprised of American Southern Insurance Company and xCalibre Risk Services. Our insurance companies are rated either A (Excellent), or B++ (Good), by A.M. Best. Atlantic American companies hold one or more licenses in 46 states and the District of Columbia. Our products, marketed through an exclusive network of independent agents and brokers, are backed by nearly a half-billion dollars in assets and almost $200 million in annual revenues.

Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Physicians' Reciprocal Insurers (PRI) was founded by the doctors, for the doctors. The company is one of the largest writers of medical malpractice insurance in the state of New York, serving more than 12,500 physicians, chiropractors, dentists, and other health care professionals. PRI also offers general and specialty liability coverage for hospitals, nursing homes, and other health care facilities. The company's day-to-day operations are conducted by a third party, Administrators for the Professions (AFP), and its policies are distributed through independent brokers. PRI was founded by a group of physicians in 1982 and is owned by its policyholders.

Allianz was the first European country to offer life insurance in China, opening Allianz China Life in 1999. You only have one life to live, and Allianz China Life (AZCL) wants to be the one to insure it. The company -- a joint venture between Allianz and China's financial services firm CITIC Trust & Investment -- provides universal and term life insurance as well as participating, annuity, pension, accident, travel, health, medical, and group insurance products. Banks, brokers, and company agents sell AZCL products; they are also available through direct sales. Its 13,000 agents operate from seven offices and 60 sales centers located in mostly southern and eastern China.

The Commercial Division, based in Minneapolis, is an integral part of Oakbrook Terrace, Illinois-based BCS Insurance Company (BCSI), a for-profit, multiple-line property and casualty insurance company with roots that date back more than 50 years.The Commercial Division was established to underwrite business for the BCS Life Insurance Company and BCS Insurance Company for insurance associated with employers and affinity (voluntary purchase) groups. It exists to underwrite substantial and diverse blocks of business with flexible coverage solutions. It is here to help our customers manage risk with stable and consistent strategies. BCSI is part of the BCS Insurance Group, comprised of a number of for-profit, multi-line insurance companies with diverse capabilities. For more information about the BCS Insurance Group, visit our Web site by clicking here.

Operating as COUNTRY Financial, CC Services provides insurance services nationwide that include life, property/casualty, farm and ranch, disability and other traditional insurance products. Its COUNTRY Trust Bank and COUNTRY Capital Management units offer retirement planning, investment advice, asset management, and mutual funds. The company offers niche coverage on farm-related products, including crop insurance and farm vehicle policies. COUNTRY Financial traces its roots back to 1925, when a group of agricultural workers created a fire and lightning insurance company.

Deutscher Ring sells its products through its own sales force and through German marketing companies OVB and ZEUS. In 2005 the group acquired former AEGON Lebensversicherungs-AG from Dutch insurance group AEGON. The acquisition included the MoneyMaxx brand of the unit, which markets pension and life insurance products to about 112,000 customers. It took Wagner 30 years to write his Ring, but Deutscher Ring can write life insurance policies all day long. Deutscher Ring offers insurance and pension products for private customers, targeting average-income clients. A part of Baloise-Holding's Basler insurance group since 1985, the company is affiliated with Deutscher Ring Sachversicherungs-AG.

Founded in 1958, United Teacher Associates Insurance Company became a subsidiary of Great American Financial Resources in 1999. For United Teacher Associates (UTA), the three "Rs" are really reading, writing, and retirement. Doing business as United Teacher Associates Insurance Company, it offers a mix of life insurance, disability insurance, and other products. The company helps teachers prepare for their golden years with tax-deferred annuities, long-term care, and Medicare supplement insurance. UTA is licensed to operate throughout most of the US (46 states) but its business is concentrated in Louisiana, Mississippi, and Texas. Its products are distributed through independent agents.

Despite its name General Casualty Insurance Companies gets very specific about its property/casualty products. The company administers personal and commercial auto, homeowners, liability, and workers' compensation coverage through regional offices. General Casualty's products are sold through some 1,300 independent insurance agencies in 25 states in the northeastern and midwestern US. The company specializes in packages for large commercial accounts; it also serves niche and small business clients including golf courses and restaurants. Its individual auto insurance segment includes nonstandard policies. General Casualty is a subsidiary of QBE Regional Insurance.

Lancer Insurance isn't your average car insurer. The firm specializes in commercial auto insurance for niche markets, writing coverage for clients such as bus companies, limousine drivers, long-haul truckers, and rental car fleets. Its main Lancer Insurance division provides transportation coverage nationwide. The company also operates smaller subsidiaries that cater to customers in and outside of the commercial auto arena. Its D.C. White unit targets small and midsized auto businesses in New York and New Jersey. Nobel Insurance provides coverage to explosives manufacturers, MOPS provides coverage for Coast Guard employees, and Owner Operator DIRECT provides single-unit trucking policies.
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