Atrium Underwriters, a Lloyd's of London insurer and reinsurer also provides insurance for cargo, art, and against acts of terrorism. Its Atrium Underwriters Limited subsidiary manages two Lloyd's syndicates -- Syndicate 570 (property & casualty insurance and reinsurance, accident & health, and professional liability) and Syndicate 609 (energy, marine and aviation risks, non-marine property, war, and more). The company provides its services throughout the UK using a direct sales force.

MEEMIC Insurance Company provides personal auto, homeowners, boat, and umbrella coverages to teachers and other educational employees in the state of Michigan.In 1950, seven teachers formed MEEMIC based on their belief that they could provide an invaluable service to their fellow educators by offering high-quality, affordable insurance protection. Nearly 60 years later, MEEMIC remains a Michigan-based company that proudly reflects our roots in the educational community, and a commitment to offering the finest possible protection, products and service at affordable rates.

Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

Arthur J. Gallagher knows all about risky business. The company provides insurance brokerage and risk management services through a network of subsidiaries and agencies. It places traditional and niche property/casualty lines in addition to offering retirement solutions and managing employee benefits programs. Risk management services include claims management, loss control consulting, and workers' compensation investigations. Gallagher UK places insurance with the Lloyd's of London exchange

When other insurance carriers reject you, don't cry a river, call one! James River Group writes specialty property/casualty insurance through its two primary operating subsidiaries. James River Insurance offers excess & surplus lines (policies that have been rejected by standard carriers), including general casualty, professional liability, and environmental coverage in 49 states and Washington, DC. Stonewood Insurance provides workers' compensation in North Carolina and Virginia, primarily for homebuilders. The company distributes its products through a network of independent brokers and agents. Private investment firm D. E. Shaw owns James River.

RSA Insurance Group plc is one of Britain's largest insurers, covering everything from pets to palaces. With operations in more than 30 countries, the company focuses on commercial lines, but it also offers personal line products such as auto, home, and pet insurance in select markets. RSA, which operates through numerous subsidiaries, offers such commercial products as liability, legal insurance, and property insurance, RSA's largest business. The company, which changed its name from Royal & Sun Alliance Insurance Group to RSA Insurance Group in 2008, formed its current structure in 1996 following the merger of UK insurance companies Royal Insurance and Sun Alliance. RSA's roots date back to the 1700s.

John A. Folino is RTI Insurance Services' founder, President and CEO. With offices expanding throughout Pennsylvania, Maryland and Florida, RTI has successfully flourished as a result of mutually beneficial, long-term relationships with clients.Mr. Folino graduated from Duquesne University with a degree in Business Administration. He entered the insurance industry as an independent agent and rapidly became one of the most accomplished producers in the field. With 27 years experience, Mr. Folino has navigated RTI in to a well-established firm by strategic acquisition of key agencies in Western Pennsylvania and Florida, as well as by organic acquisition of new clients.

Arig has been a trusted risk partner for over a quarter century. Established by the governments of Kuwait, Libya and the United Arab Emirates, the Company has since grown to become one the market leaders among regional reinsurers. Today, Arig is a publically traded company owned by over 6000 private and institutional investors and listed on the stock exchanges of Bahrain, Dubai and Kuwait.

large companies need some assurance that their holdings are safe. Bermuda-based Allied World Assurance Company Holdings aims to provide that. It offers insurance and reinsurance products internationally. Its insurance products include general property coverage, professional liability, and health care liability coverage in Bermuda, Europe, Hong Kong, and the US. Its US insurance operations target small and mid-market clients through regional offices while its Bermuda insurance operations serve larger US companies. In Europe its products are geared for large non-US based companies. Allied World's reinsurance segment operates out of its Bermuda, New York, and Swiss offices.

Frankenmuth Mutual Insurance provides personal automobile, umbrella, and homeowners coverage, as well as commercial liability, workers' compensation, and other business products. Other offerings include identity theft coverage and yacht and collector car policies. More than 500 independent agencies market the company's products. Founded by Bavarian settlers in 1868, the company only served policyholders in Michigan until the 1970s. Frankenmuth Mutual Insurance is now licensed in 47 states and does business in about a dozen states in the Midwest and Southeast. It operates through Patriot Insurance in the Northeast.

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