Colorado Casualty is proud to be a member of Liberty Mutual Group, who currently ranks 71 on the Fortune 500 list of largest U.S. Corporations based on 2009 revenues. We specialize in providing insurance products to small- to mid-sized commercial business through strong relationships with our independent insurance agents. We live and work in the communities we serve across Arizona, Colorado, Nevada, New Mexico, Utah and Wyoming.

Mercer Insurance Group offers a range of property/casualty insurance policies through subsidiaries such as Mercer Insurance Company, Mercer Insurance Company of New Jersey, Franklin Insurance, and Financial Pacific Insurance. The company focuses on commercial coverage for small to midsized businesses, including multi-peril, surety, and commercial automobile, as well as personal lines (primarily homeowners and auto coverage). Mercer Insurance Group sells its products in seven states - Arizona, California, Nevada, New Jersey, New York, Pennsylvania, and Oregon. The company has agreed to be acquired by United Fire & Casualty for about $190 million.

FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

Atrium Underwriters, a Lloyd's of London insurer and reinsurer also provides insurance for cargo, art, and against acts of terrorism. Its Atrium Underwriters Limited subsidiary manages two Lloyd's syndicates -- Syndicate 570 (property & casualty insurance and reinsurance, accident & health, and professional liability) and Syndicate 609 (energy, marine and aviation risks, non-marine property, war, and more). The company provides its services throughout the UK using a direct sales force.

Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.

Grupo Nacional Provincial has got Mexico covered -- from the insurance standpoint. One of Mexico's largest insurance providers (second to Metlife Mexico), Grupo Nacional Provincial provides accident, life, health, and auto insurance in addition to related financial products. The company sells its products through a national network of more than 5,000 agents operating from about 170 offices. GNP is part of Grupo Bal, along with its sister companies Media Integral GNP, Medica Movil, Credito Afianzador, and Valmex Soluciones Financieras.

Lombard International Assurance S.A. has expanded from its traditional European operating base to include operations in Latin America and the Asia/Pacific region. Lombard International Assurance S.A. is a subsidiary of UK insurer Friends Provident. Don't look to Lombard unless you live the "luxe" life. Lombard International Assurance targets Europe's high-net-worth and ultra high-net-worth individuals with its international life insurance products, which are sold through private banks and financial advisors. Lombard company's offerings include insurance policies and wealth preservation and investment advisory services, including tax and inheritance planning services. Its partnerships with financial advisors allow for the coordination of asset management services.

California Corporate Benefits Insurance Services offers, oddly enough, benefits insurance services to California corporations. The company also serves government agencies and schools. The brokerage firm provides a variety of services such as asset management and investment advisory services to the retail, manufacturing, and financial services industries, among others.

GUARD Insurance Group protects employers from potential liabilities the entrepreneurial spirit of our roots still lives. Current CEO and President Sy Foguel has taken the pulse of the marketplace and believes that insurance has become an overly complicated but increasingly critical challenge for smaller business owners. As a result, he feels the time is right to make GUARD the place to go for simple, fast, and reliable “One-Stop Insurance Shopping.” This vision marked the start of BizGUARD Plus, and we are currently taking this product into more and more states. This success has been one of many proud milestones.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

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