AEGON N.V., through its subsidiaries, provides life insurance, pensions, and investment products in the Americas, Europe, and Asia. The company also involves in accident, supplemental health, general insurance, and banking activities. Its life insurance products include permanent and universal insurance; traditional life products, such as life insurance sold as part of defined benefit pension plans, endowment policies, post-retirement annuity products, and group risk products; endowment insurance; term and whole life insurance; annuity insurance; endowment savings; variable unit linked products; and health insurance products. The company also offers individual savings and retirement products, including savings accounts and investment contracts, fixed and variable annuities, and retail mutual funds; pensions and asset management products, such as individual and corporate pensions, investment, and asset management products, as well as institutional and retail funds, and life and pensions products; and guaranteed investment contracts, funding agreements, and medium-term notes. AEGON also provides employer solutions, such as single premium group annuities; and reinsurance products and solutions to life insurance and financial services companies. In addition, it offers asset management services, including general account assets, unit-linked portfolio, and guaranteed fund; general insurance products, such as house, car, and fire insurance; supplemental health insurance; and investment advisory services. The company offers its products through financial advice channel, specialist employee benefit consultancies, independent and career agents, financial planners, registered representatives, independent marketing organizations, banks, regional and independent broker-dealers, benefit consulting firms, wirehouses, and affinity groups, as well as through online, and direct and worksite marketing. AEGON was founded in 1900 and is headquartered in The Hague, the Netherlands.

On February 11, 1992, at 8:30 a.m., Jeff Cavignac walked out the door of Robson, Cavignac & Associates, and the Jeffrey W. Cavignac Insurance Brokerage (JWCIB) was founded. It was truly a one-man shop. There was no staff, and no business, but there was a mission statement and a business plan. Shortly after opening the doors at 402 West Broadway, Jeff Cavignac was joined by Rob Supple. Rob had also worked at Robson, Cavignac.

XL Group plc, through its subsidiaries, provides insurance and reinsurance coverages to industrial, commercial, and professional firms, insurance companies, and other enterprises worldwide. The company operates in three segments: Insurance, Reinsurance, and Life Operations. The Insurance segment provides property, casualty, professional liability, environmental liability, aviation and satellite, marine and offshore energy, equine, fine art and specie, and excess and surplus lines, as well as other insurance coverages, including program business. The Reinsurance segment provides casualty, property risk (including energy and engineering), property catastrophe, marine, aviation, and other specialty reinsurance on a global basis with business being written on both a proportional and non-proportional basis and in certain limited instances on a direct basis. The Life Operations segment provides life reinsurance on business written by life insurance companies, principally to help them manage mortality, morbidity, survivorship, investment, and lapse risks. XL Group plc was formerly known as XL Capital Ltd and changed its name to XL Group plc in July 2010. XL Group plc was founded in 1986 and is based in Dublin, Ireland.

Eastern Insurance Holdings, Inc., through its subsidiaries, offers workers’ compensation and group benefits insurance and reinsurance products in the United States. Its Workers’ Compensation Insurance segment provides traditional workers’ compensation insurance coverage products, including guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, large deductible policies, and alternative market products to employers primarily in Pennsylvania, Delaware, North Carolina, Maryland, Indiana, and Virginia. Eastern Insurance Holdings company’s Segregated Portfolio Cell Reinsurance segment provides program design, fronting, claims administration, risk management, segregated portfolio cell rental, investment, and segregated portfolio management services. Its Group Benefits Insurance segment offers group benefits insurance products, such as dental, short-term and long-term disability, vision, and term life insurance products to employer groups primarily in the Mid-Atlantic, Southeast, and Midwest regions of the continental United States. Eastern Insurance Holdings company offers its products through a network of independent insurance producers and general agencies. Eastern Insurance Holdings is headquartered in Lancaster, Pennsylvania.

Presidential Life Corporation, through its subsidiary, Presidential Life Insurance Company engages in the sale of annuity contracts, life insurance, and accident and health insurance products in the United States. Presidential Life Corporation offers various annuity products, which include single premium annuity, single premium deferred annuities, single premium immediate products, and other annuity products, such as flexible premium annuities and group terminal funding annuities. It also provides life insurance products, such as graded benefit life and simplified issue whole life policies, as well as other life products, including universal life, whole life, and term life products. Further, Presidential Life Corporation offers accident and health insurance policies, including New York statutory disability benefits, which are short-term disability contracts issued to employers of one or more employees in New York State. In addition, Presidential Life Corporation offers ancillary products, which include medical stop loss, group dental insurance, individual impaired risk disability, hospital indemnity products, accident products, and group life insurance products. It distributes its annuity contracts and life insurance policies through independent general agents. Presidential Life Corporation was founded in 1965 and is headquartered in Nyack, New York.

The Western Reserve Group sells personal and commercial property/casualty coverage to policyholders in Ohio and Indiana. The group consists of three property/casualty insurers -- Lightning Rod Mutual Insurance, Western Reserve Mutual Casualty, and Sonnenberg Mutual Insurance -- that pool their premiums, expenses, losses, and other liabilities. The Western Reserve companies offer personal auto, homeowners, and umbrella policies, as well as commercial and farm coverage, including workers' compensation. The company sells its products through some 400 independent agents. The Western Reserve Group traces its roots back to 1859, when Sonnenberg Mutual Insurance was founded.

The Western and Southern Life Insurance Company was founded in 1888 and is held by diversified financial services firm Western & Southern Financial Group. Easterners and Northerners need not apply? Nah, The Western and Southern Life Insurance Company offers life insurance, critical illness insurance, annuities, investment funds, and related products in nearly half of the states in the Union (it's also licensed in about 45 states). The Western and Southern Life Insurance company and its Western-Southern Life Assurance (universal and term life and annuity products) subsidiary market their products through W&S Agency Group, its own sales force of more than 2,000 career agents.

Putting life online, Berkshire Hathaway Life Insurance Company of Nebraska peddles insurance over the Internet. As part of a group of affiliated insurers known as BRKDirect.com, Berkshire Hathaway Life provides retirement planning products (single premium deferred annuities and single premium immediate annuities, also known as a lifetime annuity) and personal quotes through its Web site. Berkshire Hathaway Life Insurance is a subsidiary of National Indemnity Company and both are part of the Berkshire Hathaway Group, the insurance operations of Warren Buffett's investment vehicle Berkshire Hathaway.

Medical Liability Mutual Insurance Company (MLMIC) is a leader in the medical malpractice insurance industry and has been meeting the professional liability needs of healthcare professionals for more than 30 years. Its mission is to provide quality professional liability insurance to physicians, dentists, hospitals, and other healthcare professionals at the lowest possible cost.

Western World Insurance Group, established in 1964, is among the top excess and surplus lines insurance groups in the United States with more than forty five years of experience, success and stability. The administrative office of the Western World Insurance Group of companies, including our admitted company affiliate, Stratford Insurance Company, is located in Franklin Lakes, New Jersey, with all member companies domiciled in New Hampshire.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.