Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.KEMI was created in 1994 as the centerpiece of workers’ compensation reform for the Commonwealth. Through exceptional service, competitive pricing, responsible financial management, safety education, responsive claims practices, and a focus on innovation, KEMI brought stability to the workers’ compensation market in Kentucky and continues today as a model for success.

Multi-line insurer Groupama is the operating company responsible for a group of regional mutual insurance companies that provide life, health, and property/casualty insurance throughout France. The group also offers retirement savings products, as well as banking and asset management services. Under its three distinct brand names, Groupama, Gan, and Amaguiz.com, the company caters to private individuals, small and midsized businesses, and Internet sales, respectively. The company operates in about a dozen countries in Europe and Asia. Groupama is owned indirectly (through a holding company) by the mutual companies it operates.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

Advance Insurance Company of Kansas was established to take over the operations of a predecessor in 2004. No, they won't give you an advance until payday, but Advance Insurance Company of Kansas will set you up with some life or disability insurance through your employer. Advance Insurance Company of Kansas offers individual and group life, accidental death & dismemberment, and disability benefits in conjunction with the health benefits provided by parent Blue Cross and Blue Shield of Kansas (BCBSK). Advance Insurance company operates in all but two Kansas counties. Its products are sold through BCBSK representatives and brokers.

Rain and Hail Insurance Service is among the largest crop insurers; it is an underwriter for multiple lines of insurance for agents and rural policyholders in Canada and the US. Covering family farms to corporate farms its products run the gamut from low farm revenue to agribusiness risk management, from crop hail insurance to livestock risk protection. The company also provides claims adjusting and accounting services. It operates about 10 divisional offices across the US, as well as in Canada. Rain and Hail has agreed to be acquired by ACE Limited, which already holds 20% of the company's stock.

Swiss Life Holding Ltd provides life and health insurance products to groups and individuals and pension systems to multinational corporations. It markets to its individual and group customers, located in a handful of western European countries, through its own agents and a network of independent agents and banking partners. It sets up customized employee benefit programs for multinationals through the Swiss Life Network, an association of local insurers, some of them owned by Swiss life, some of them independent. The firm also does business in asset management and private banking. Though it has pared down its operations and ambitions considerably, Swiss Life Holding is still Switzerland's leading life insurer.

Through its many titles, the companies of North American Title Group (NATG) have accommodated all sides of the home buying and building process for many years. As a title agency, the company operates in more than a dozen states, offering title insurance policies from all major underwriters in addition to its own underwriting subsidiary. That subsidiary, North American Title Insurance Company (NATIC) does business in more than 20 states. NATG supports both residential and commercial transactions and, in addition to issuing title insurance, provides other real-estate settlement services to lenders, realtors, and builders. North American Title Company is a subsidiary of homebuilder Lennar.

Transatlantic Holdings, Inc. (TRH) is a leading international reinsurance organization headquartered in New York, with operations worldwide. TRH’s subsidiaries, Transatlantic Reinsurance Company® (TRC), Trans Re Zurich Reinsurance Company Ltd (TRZ) and Putnam Reinsurance Company (Putnam), offer reinsurance capacity on both a treaty and facultative basis -- structuring programs for a full range of property and casualty products, with an emphasis on specialty risks.

The Hanover Insurance Group acquired Professionals Direct Insurance Company, whose top talent possess over 20 years of experience writing professional liability insurance for small and mid-sized law firms. Our experienced team of customer support staff, underwriters, legal and claims professionals are all seasoned experts who fully understand complex risks lawyers face. Working in partnership with your agent, we can create a comprehensive insurance program that provides you with the right protection and a very competitive price.

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