For over a quarter of a century, Bowen, Miclette & Britt has brought to its customers a commitment to excellence, innovation and service in the complex world of insurance and risk management. Bowen, Miclette & Britt is a leading independent privately-held insurance brokerage and risk management consulting firm. They are the 76th largest commercial retail insurance broker in the United States, offering a wide array of insurance services, including all lines of commercial insurance, bonds and surety, employee benefits, personal insurance and professional employer services.

American Equity Investment Life Holding Company, through its subsidiaries, provides annuities and life insurance products in the United States and the District of Columbia. American Equity Investment Life Holding Company underwrites annuity and insurance products, as well as collects renewal premiums on certain accident and health insurance policies. Its annuity products include fixed index annuities and fixed rate annuities, as well as single premium immediate annuities. The company’s insurance products comprise traditional ordinary and term, universal life, and other interest-sensitive life insurance products. It markets its products through a brokerage distribution network of approximately 50 national marketing organizations and approximately 41,000 independent agents. American Equity Investment Life Holding company was founded in 1995 and is based in West Des Moines, Iowa.

Operating in the country since 1993, Allianz pojistovna is the Czech Republic insurance branch for one of the largest insurers in the world, Allianz. The company provides property, auto, liability, life, travel, entrepreneurial, and industrial insurance for both individuals and corporations through about 10 branches around the Republic. It operates a sales network of some 1,700 representatives as well as an external network of brokers, banks, and health insurance companies. Allianz pojistovna offers the Allianz Pension Fund, managed by a large network of advisors. It also specializes in retirement savings plans.

American Heritage Life Insurance Company (American Heritage Life®) was founded in 1956 in Jacksonville, FL and has expanded to a national presence. The company is licensed to conduct business in 49 states, Puerto Rico, the District of Columbia, Guam, and the U.S. Virgin Islands. In October 1999, American Heritage Life was acquired by The Allstate Corporation and now uses the marketing name of Allstate Workplace Division. All products are underwritten by American Heritage Life, a subsidiary of The Allstate Corporation. Our home office is located in Jacksonville, Florida. More than 31,000 agents are licensed to sell American Heritage Life workplace and direct products. Our portfolio of products currently include universal life, term life, disability income, cancer, accident, heart & stroke, critical illness, hospital indemnity, vision and dental insurance. Workplace products are now offered to more than 20,000 companies.

Marsh is a world leader in delivering risk and insurance services and solutions to its clients. From its founding in 1871 to the present day, Marsh has provided thought leadership and innovation for clients and the insurance industry — introducing and promoting the concept and practice of client representation through brokerage, the discipline of risk management, the globalization of insurance and risk management services and many other innovative tools and service platforms.

Power Financial owns about half of IGM Financial, which owns Investors Group and Mackenzie Financial, distributors of mutual funds and other investment products and services. Power Financial gets a charge out of insurance and investments. The holding company seeks controlling stakes in financial services companies in the US, the UK, and Canada. Core investments include 73%-owned Great-West Lifeco (subsidiaries include Great-West Life Assurance, Canada Life, and London Life Insurance, leading providers of insurance in Canada). Lifeco's US subsidiary, Great-West Life & Annuity Insurance, provides employee benefits and retirement plans. Boston-based fund manager Putnam Investments is also part of the family.

You might say that it's not the size of the business that counts, but the quality of the retirement plan. Geller Group, a subsidiary of Focus Financial Partners, helps companies design, establish, and maintain employee benefit plans. Targeting small to midsized employers, the firm specializes in pension plans, welfare benefit plans, and 401(k) plans. It provides regulatory compliance, recordkeeping, plan administration, and investment advice, among other services. Geller Group was founded in 1984 and has offices in Boston; Los Angeles; New York City; and Washington, DC.

Multi-line insurer Groupama is the operating company responsible for a group of regional mutual insurance companies that provide life, health, and property/casualty insurance throughout France. The group also offers retirement savings products, as well as banking and asset management services. Under its three distinct brand names, Groupama, Gan, and Amaguiz.com, the company caters to private individuals, small and midsized businesses, and Internet sales, respectively. The company operates in about a dozen countries in Europe and Asia. Groupama is owned indirectly (through a holding company) by the mutual companies it operates.

Pojistovna Ceska sporitelny (PCS) may be daunting, but its product offering is easily whittled into one word: insurance. Originally founded as a business insurer, the company is one of the largest life insurance providers in the Czech Republic. Austria-based Erste Bank, which acquired PCS in 2000, owns the company through savings bank Ceska sporitelna (acquired in the same transaction) and Sparkassen Versicherung. PCS divested its non-life insurance business in 2004. In 2008 Erste Bank announced plans to sell its remaining insurance operations, including PCS, to Vienna Insurance Group.

As one of the nation’s largest privately owned insurance agencies, Bollinger provides insurance solutions to thousands of customers. We pledge to keep pace with the growing complexity of our customers’ needs by continuing to upgrade and improve our resources and capabilities. You want to deal with a growing, profitable and efficient insurance agency and brokerage firm, and we strive to excel in those areas. They commit to you that we will partner with the strongest, most capable insurance carriers with the financial strength and expertise to meet your needs. Bollinger’s goal is to forge a three-way partnership with our customers and our insurance carriers to provide the stability you can rely on.

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