Founded in 1970 as N.E.L. Permanent Health Insurances Limited (a subsidiary of Surrey-based life insurer NEL), in 1990 Unum Limited became a subsidiary of US-based Unum Corporation (now UnumProvident Corporation) after Unum acquired NEL. E pluribus unum is an apt phrase for describing this company. Unum Limited, which operates as UnumProvident, provides short- and long-term income protection or disability insurance to more than 2 million people in the UK. UnumProvident is the leading UK provider of group income protection and also offers critical illness insurance, as well as executive-income replacement insurance. The company's insurance products cover both employer groups and individuals.

MAPFRE, S.A., through its subsidiaries, MAPFRE provides customers with property/casualty (especially auto) coverage, life insurance, and reinsurance. The firm does business primarily in its home country of Spain, where it is a top insurer, and in about 40 other nations, including many in North and South America. Individual and group offerings include funeral, home, medical, and agricultural insurance. It additionally provides financial services such as investment and pension funds. MAPFRE also maintains a very successful alliance with Spanish banking company Caja Madrid through which the companies cross-market each other's products.

Celina Insurance Group's mission is to be a high-performing organization that is recognized as a long-term, profitable, premier insurance company by agents, policyholders, employees, the industry and our local community. Celina Insurance Group is a family of mutual property and casualty insurance companies.

For over 30 years Total Financial has been the primary independent resource for producers who dominate their marketplace. We are one of the nation’s leading experts in developing and underwriting life insurance for wealthy individuals and corporations. The companies we represent, several of whom we lead every year, value our input and consult with us to keep them on the cutting edge of the brokerage world. Today they offer the successful insurance producer a powerful package of skill and selection. You get the most for your clients in this dynamic life insurance marketplace.

Founder, chairman, and CEO Bruno Rousset owns a controlling stake in April Group company. April Group provides services for insurers that design and administer health, accident, and savings plans. April Group distributes its products and services through brokers and agents, as well as through partnerships with retailers, banks, and travel agencies. When "avril" showers bring a flood of insurance claims, April can help you. The firm owns more than 40 companies that operate in four areas: individual personal protection insurance, corporate insurance, life insurance and savings, and individual property and casualty.

Generali Holding Vienna AG is generally addressing Austria's insurance and banking needs. Through its operating insurance companies, including Generali Versicherung, Europaische Reiseversicherung, and BAWAG P.S.K. Versicherung, the firm offers property/casualty insurance (including auto, legal, and travel insurance), life insurance, health insurance, and pensions. It also provides other financial services including investments, benefit management, and real estate through units including Generali Bank and Generali Leasing. The company is the Austrian arm of Italy's insurance giant Assicurazioni Generali.

Scottsdale Insurance Company is the property/casualty insurer specializes in excess and surplus insurance lines (E&S) -- insurance coverage for higher-risk individuals and businesses including alarm contractors, bars, exterminators, and tree trimmers. The company also offers such niche products as pet insurance, professional liability, and products for public entities (cities and counties). E&S providers are not allowed to advertise directly to consumers, so Scottsdale Insurance relies upon wholesale general agents, brokers, and managers to sell its products through local agents. The company is a subsidiary of Nationwide Mutual Insurance.

National Indemnity Company (NICO) is one of the leading property/casualty members of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating. Located in Omaha, NE and backed by a wealth of experience, National Indemnity Company offers one of the widest selections of commercial insurance products in the industry and the stability that agents and insureds have depended on for decades. Whether your company is big or small, new or established, if you're in the market for commercial auto, general liability or garage liability coverage, let NICO assist with a policy that best suits your needs.

Ecclesiastical Insurance Group (EIG) provides insurance coverage to more than 16,000 primarily Anglican churches and cathedrals, some 3,500 charities, and 6,000 educational institutions (it insures more than 60% of the UK's private schools, including Eton). It also insures nursing homes, child care facilities, and historical sites, and it offers commercial lines. In addition, EIG offers financial services for Anglican clergy and church members, such as pensions, investment savings accounts, mortgages, and home, auto, and wedding insurance. EIG operates mainly in the UK, but also in Australia, New Zealand, and Canada. Founded in 1887, the company is owned by a charity, Allchurches Trust Limited.

Penn-America Group® offers property and casualty products designed for small commercial businesses through a select network of wholesale general agents empowered with specific binding authority. Its insurance companies hold admitted licenses and surplus lines qualifications in all 50 states and D.C. and maintain A.M. Best "A" (Excellent) XI ratings.Penn-America's insureds are small businesses that have limited access to larger standard lines insurers and must seek insurance in the “excess and surplus lines” market because of their rural locations, small premium size and non-standard risk characteristics. In this secondary market Penn-America is rewarded with higher prices than the standard lines segment, more flexibility in excluding coverage for specific loss exposures and lower premium taxes and state guaranty-fund assessments.

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