
At AmWINS, we’re all about finding a better way. That’s why we’ve created a culture in which we continually challenge each other to maintain a clear vision, seek new solutions, utilize the newest technology and offer superior responsiveness.With seasoned personnel, broad market relationships and deep knowledge of our specific industry niches, we can help you structure the right solutions for your clients. We are dedicated to supporting the efforts of retail agents and brokers, giving you the freedom and flexibility to take advantage of our wholesale insurance expertise and market clout. A strong and cohesive company with resources stretching from coast to coast, we also value a very personal approach to business and still operate in an entrepreneurial spirit – allowing our brokers to continue to grow and provide leading-edge solutions to our retail clients.

New York-based NFP opened for business in January 1999. On September 18, 2003 management rang the opening bell at the New York Stock exchange and NFP became a public company (NYSE:NFP). NFP has grown organically and through acquisitions across benefits, insurance and wealth management, and at its premier membership organizations in Austin, Texas. NFP was built to serve corporations and high net worth individuals who value client-focused advice, product choice and assistance in comprehensive financial planning. NFP and its businesses partner with companies and individuals to provide a full range of advisory and brokerage services, helping them preserve their assets, build wealth and prosper over the long term. Backed by NFP’s national scale and resources, our advisors help provide clients innovative, comprehensive benefits, insurance and wealth management solutions.

The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

The Guardian Insurance & Annuity Company stands like a sentinel protecting its clients' retirement savings. The company, a subsidiary of mutually owned life insurer The Guardian Life Insurance Company of America, sells variable annuities and variable life insurance policies to individuals and groups looking to accumulate and manage savings over the long term. Its variable annuities have optional riders, including a Guaranteed Minimum Withdrawal Benefit, that protect a client's investment from market fluctuations. Guardian Insurance & Annuity distributes its products primarily through its sister firm, Guardian Investor Services.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

Chairman Peter Wood started Esure Holdings Ltd. in 2000, offering auto and homeowners insurance using the Internet as its primary sales channel. Since then, esure has added travel and pet insurance as well as personal loans to its stable of offerings. It jointly sells car insurance with Sainsbury's Bank; esure also underwrites and manages Halifax Car Insurance. With offices in Glasgow, Manchester, and Reigate, esure boasts more than 1 million customers. A management group led by Wood bought the majority of the company back from former parent Lloyds Banking Group in 2010.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The companys policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), provides supplemental health and life insurance. The company offers cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. It also offers accident/disability plans, cancer plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans, and life insurance products in the United States. Aflac Incorporated sells its products through sales associates, independent corporate/individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Founded in 1851, MassMutual's US and global clients include individuals and businesses. The company also offers disability income insurance, long-term care insurance, structured settlement annuities, and trust services. Its subsidiaries include OppenheimerFunds (mutual funds), Babson Capital Management (investor services), Baring Asset Management (international investment), and Cornerstone Real Estate Advisors (real estate investment management). Massachusetts Mutual Life Insurance, sometimes known as MassMutual Financial Group, but usually called by its nickname, MassMutual, provides financial services including life insurance, annuities, money management, and retirement planning.

Kemper® markets and sells automobile, homeowners and other personal lines property and casualty insurance. Kemper’s predecessors date back to 1926 and was acquired by Unitrin in 2002 from Lumbermens Mutual Casualty Company. ("Lumbermens Mutual"). Unitrin, Inc. is a $3 billion, NYSE – listed company.Today, Kemper proudly works along side more than 4,700 independent agents who provide customers with a choice of insurance companies, policies and insurance programs designed to meet their individual needs. Its policyholders number more than 755,000 nationwide. All of Kemper’s underwriting companies are rated "A-" (excellent) by A.M. Best, the insurance industry’s most trusted rating authority.
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