For over 90 years, Auto-Owners has been dedicated to the independent agency system. We're proud to be ranked among the Fortune 500 every year since 2002, and our written premium is over $4.4 billion.Comprised of five property and casualty companies and one life/health/annuity insurer, the group is recognized for exceptional financial strength and stability among the nation's largest insurers

Electric Insurance company was established in 1927 to provide worker's compensation benefits exclusively to General Electric employees. In 1996 it added personal lines for GE employees and in 2003 opened its coverage to the general public which now accounts for over half of its policyholders. Electric Insurance underwrites auto, homeowner, renter, and umbrella insurance to more than 130,000 policyholders. It distributes its products directly to consumers online and through independent agencies. The firm still writes commercial insurance policies for General Electric. Electric Insurance is licensed in all US states, Canada, and the EU.

Allianz was the first European country to offer life insurance in China, opening Allianz China Life in 1999. You only have one life to live, and Allianz China Life (AZCL) wants to be the one to insure it. The company -- a joint venture between Allianz and China's financial services firm CITIC Trust & Investment -- provides universal and term life insurance as well as participating, annuity, pension, accident, travel, health, medical, and group insurance products. Banks, brokers, and company agents sell AZCL products; they are also available through direct sales. Its 13,000 agents operate from seven offices and 60 sales centers located in mostly southern and eastern China.

W. R. Berkley Corporation offers an assortment of commercial property/casualty insurance across five segments. Its specialty insurance segment underwrites complex third-party liability risks, especially excess and surplus lines, professional liability, and commercial transportation insurance. Its regional segment offers commercial insurance focused on small to midsized business customers and state and local governments through regional subsidiaries. The alternative markets segment develops self-insuring programs aimed at employers and employer groups. W. R. Berkley also does a bit of reinsurance and a smidgen of international property/casualty underwriting.

The Group has expanded over the years with the acquisition of CBC UK Limited in 2003, the establishment of Besso Re Limited in 2004 and the acquisition of H. Bernstein Insurance Brokers Limited in 2006. The latter now forms part of the Besso UK division within Besso Limited. Besso Limited in turn has expanded over the years with the arrival of specialist teams, which has combined with steady growth in its traditional broking areas. The Besso Group now has staff of just under 300 people and is based in the City with headquarters in the Crescent, between the Minories and Tower Hill, with CBC UK Limited located in Mansell Street.

Through its many titles, the companies of North American Title Group (NATG) have accommodated all sides of the home buying and building process for many years. As a title agency, the company operates in more than a dozen states, offering title insurance policies from all major underwriters in addition to its own underwriting subsidiary. That subsidiary, North American Title Insurance Company (NATIC) does business in more than 20 states. NATG supports both residential and commercial transactions and, in addition to issuing title insurance, provides other real-estate settlement services to lenders, realtors, and builders. North American Title Company is a subsidiary of homebuilder Lennar.

Japan's oldest property/casualty insurance company, Tokio Marine Holdings has one of the largest insurance sales networks in Japan and has expanded its insurance operations to about 40 additional countries in Asia, Europe, and North America. Through Tokio Marine & Nichido Fire (TMNF), Nisshin Fire, Philadelphia Insurance Companies, Kiln, and other subsidiaries, Tokio Marine Holdings provides marine, property/casualty, personal accident, fire, auto, and life insurance as well as reinsurance. It also offers asset management, pension plans, and other services.

Farmers Mutual Hail has been providing peace of mind for Midwest Farmers and their families since 1893. Our customers have come to rely on our strong tradition of excellent claims service and unmatched financial security.FMH provides crop insurance in 15 Midwestern states, and maintains a Reinsurance Department for accepting risks from both domestic and international insurance companies. For security and peace of mind in the heartland, look to the cloud of Farmers Mutual Hail.

Lombard International Assurance S.A. has expanded from its traditional European operating base to include operations in Latin America and the Asia/Pacific region. Lombard International Assurance S.A. is a subsidiary of UK insurer Friends Provident. Don't look to Lombard unless you live the "luxe" life. Lombard International Assurance targets Europe's high-net-worth and ultra high-net-worth individuals with its international life insurance products, which are sold through private banks and financial advisors. Lombard company's offerings include insurance policies and wealth preservation and investment advisory services, including tax and inheritance planning services. Its partnerships with financial advisors allow for the coordination of asset management services.

Monumental Life Insurance markets its products through general career agents and independent marketing groups. It also markets its final expense and funeral costs coverage through funeral directors. Many of its general agents are former military personnel who sell life insurance to service members. Even ordinary life insurance sounds more impressive when it's monumental life. Monumental Life Insurance offers life insurance, annuities, disability and disease insurance, final expense coverage, and other products. A subsidiary of Dutch insurance giant AEGON, Monumental Life Insurance targets lower- and middle-income markets. It is licensed in all states (except New York) and Washington, DC.

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