The Guardian Insurance & Annuity Company stands like a sentinel protecting its clients' retirement savings. The company, a subsidiary of mutually owned life insurer The Guardian Life Insurance Company of America, sells variable annuities and variable life insurance policies to individuals and groups looking to accumulate and manage savings over the long term. Its variable annuities have optional riders, including a Guaranteed Minimum Withdrawal Benefit, that protect a client's investment from market fluctuations. Guardian Insurance & Annuity distributes its products primarily through its sister firm, Guardian Investor Services.

Kemper® markets and sells automobile, homeowners and other personal lines property and casualty insurance. Kemper’s predecessors date back to 1926 and was acquired by Unitrin in 2002 from Lumbermens Mutual Casualty Company. ("Lumbermens Mutual"). Unitrin, Inc. is a $3 billion, NYSE – listed company.Today, Kemper proudly works along side more than 4,700 independent agents who provide customers with a choice of insurance companies, policies and insurance programs designed to meet their individual needs. Its policyholders number more than 755,000 nationwide. All of Kemper’s underwriting companies are rated "A-" (excellent) by A.M. Best, the insurance industry’s most trusted rating authority.

The predecessor company to Princeton Insurance was created in 1976 to meet a critical need as commercial insurers withdrew from the state or raised rates by as much as 300 percent. This new company embarked on what has now become more than three decades of partnership with the New Jersey healthcare community, the longest continuous market presence of any company writing medical professional liability insurance in New Jersey. Measured either by numbers of policyholders or total premium writings, Princeton Insurance is the leading medical professional liability insurer in the Garden State.

Unity Mutual Life Insurance was founded in 1903 as Imperial Order Tycoons, a fraternal benefit society; it converted to a mutual life insurance company in 1957. Unity Mutual has agreed to merge with Columbian Mutual Life Insurance, a unit of Columbian Financial Group. Unity Mutual Life Insurance prefers working with mature individuals. Focusing on customers over 50 years of age, the company provides whole life insurance policies, and both fixed-rate and variable annuities, and It also provides final expense coverage insurance through its affiliate Unity Financial Life Insurance. Unity Mutual Life Insurance company is licensed to do business throughout the US. Some 5,000 independent agents represent the company's products.

Wilton Re began operations in January 2005 to fill a growing need in the U.S. life reinsurance market. At that time, the number of life reinsurers had decreased materially due to consolidation and decisions by a number of primary companies to eliminate non-core life reinsurance activities. The consolidation reduced the options for risk diversification and reinsurance, and the industry was in need of fresh sources of capital and risk diversification

The National Security Group, Inc., an insurance holding company, provides various property and casualty, and life insurance products and services in the United States. It operates in two segments, Property and Casualty Insurance, and Life Insurance. The Property and Casualty Insurance segment primarily provides personal lines coverage, including dwelling fire and windstorm, homeowners, mobile homeowners, ocean marine, and personal non-standard automobile lines of insurance in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, Oklahoma, South Carolina, Tennessee, and West Virginia, and operates on a surplus lines basis in the states of Louisiana, Missouri, and Texas. The Life Insurance segment principally offers ordinary life, accident and health, supplemental hospital, and cancer insurance products in Alabama, Florida, Georgia, Mississippi, South Carolina, and Texas. The company markets its products through a field force of agents and career agents, as well as through a network of independent agents and brokers. The National Security Group, Inc. was founded in 1947 and is based in Elba, Alabama.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

American Independence Corp. (NASDAQ: AMIC) is an insurance holding company specializing in health insurance. We are comprised of an insurance company, Independence American Insurance Company (“Independence American”), a brokerage organization, Independent Producers of America, and a general underwriter (“MGU”) division. Our MGU Division consists of Marlton Risk Group and Risk Assessment Strategies. AMIC is headquartered at 485 Madison Avenue, New York, New York. Since November 2002, AMIC has been affiliated with Independence Holding Company (NYSE : IHC), which owns 48 percent of AMIC’s stock. IHC’s senior managers (who also manage AMIC) have been recognized as innovators in the insurance industry for over 40 years.

The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

Colemont Brokerage Group knows that commerce can be risky business, so it offers specialty commercial property/casualty coverages, such as pollution and trucker's liability, to businesses of all sizes. The company operates as Colemont Insurance Brokers in the US and Colemont Global Group internationally. With more than a dozen locations across the nation, Colemont ranks among the largest wholesale insurance brokers in the US. International expansion is part of Colemont's growth plan, and to that end it established offices in Europe, Latin America, Asia, and the Middle East.

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