CNA Financial is the umbrella organization for a wide range of insurance providers, including Continental Casualty. The company primarily provides commercial coverage, with such standard offerings as workers' compensation, auto, general, and professional liability, and other products for businesses and institutions. CNA also sells specialty insurance including professional liability for doctors, lawyers, and architects, and vehicle warranty service contracts. The company offers commercial surety bonds, risk and health care claims management, claims administration, and information services. Its products are sold by independent agents and brokers. Holding company Loews owns about 90% of CNA.

Deutscher Ring sells its products through its own sales force and through German marketing companies OVB and ZEUS. In 2005 the group acquired former AEGON Lebensversicherungs-AG from Dutch insurance group AEGON. The acquisition included the MoneyMaxx brand of the unit, which markets pension and life insurance products to about 112,000 customers. It took Wagner 30 years to write his Ring, but Deutscher Ring can write life insurance policies all day long. Deutscher Ring offers insurance and pension products for private customers, targeting average-income clients. A part of Baloise-Holding's Basler insurance group since 1985, the company is affiliated with Deutscher Ring Sachversicherungs-AG.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Allianz Insurance Company Guangzhou Branch represents global insurer Allianz's non-life operation in the Chinese province of Guangzhou. Allianz Guangzhou offers a variety of individual and commercial property/casualty insurance policies. Its product line includes auto, homeowners, travel, marine cargo, engineering, and liability insurance, as well as short-term health and accident policies. Allianz Guangzhou is licensed to provide insurance only within Guangdong province, with the exception of certain large-scale commercial risk offerings, which are offered nationwide.

United Investors Life Insurance, which was founded in 1961, markets its products through more than 4,000 representatives across the US. A bad breakup with a significant customer in 2001 reduced revenues, and several of the company's products are operating in run-off. United Investors Life Insurance company is a subsidiary of Torchmark Corporation, but is being sold to Protective Life for $316 million. United Investors Life Insurance presents a united front in the battle for life insurance and a peaceful retirement for middle-income Americans. United Investors Life Insurance company sells a variety of life insurance and annuity products, including variable universal life, variable annuities, term life, whole life, and fixed annuities.

Standard Life plc operates as a long term savings and investments company worldwide. The company offers a range of life, pensions, protection, savings, and investment products to individual and corporate customers. It also provides commercial mortgage products; investment management services; investment products for individuals and institutional customers through various investment vehicles; open architecture funds; and a range of retirement products and mutual funds. In addition, the company offers group term assurance and savings products; and group savings and retirement, group insurance, and portfolio management products. Standard Life has operations in the United Kingdom, the Asia Pacific, Europe, and North America. It distributes its products through financial consultants, corporate agents, brokers, and bancassurance partners, as well as direct sales force. It was formerly known as Standard Life Assurance Company and changed its name in 2006. Standard Life plc was founded in 1825 and is headquartered in Edinburgh, United Kingdom.

PICO Holdings, Inc., together with its subsidiaries, engages in the ownership and development of water resources and water storage operations in the southwestern United States and Europe. It identifies end users, such as water utilities, municipalities, or developers who require water and develops new sources of water for municipal and industrial usage, as well as constructs and develops water storage infrastructure to facilitate the allocation of available water supplies. The company also develops and sells real estate, and water and geothermal rights; and leases properties for grazing and agricultural uses. In addition, it acquires and develops residential lots, primarily in California. Further, PICO Holdings engages in the acquisition and financing of businesses. PICO Holdings, Inc. was founded in 1981 and is based in La Jolla, California.

One of the largest fraternal benefit societies in the US, Modern Woodmen provides annuities and life insurance to more than 750,000 members through some 1,500 agents. The group, founded in 1883, is organized into "camps" (or chapters) that provide social, recreational, and service -- as well as financial -- benefits to members. Founder Joseph Cullen Root chose the society's name to compare pioneering woodmen clearing forests to men using life insurance to remove the financial burdens their families could face upon their deaths. Modern Woodmen offerings also include mutual funds, brokerage, and retirement and educational savings plans.

Provident Title Company offers title insurance and related services and products to home buyers in Southern California. Its products are underwritten by insurance providers United General Title, Fidelity National Title, and Stewart Title. Established as a Los Angeles-based company, it announced its expansion into Orange, Riverside, San Bernadino, San Diego, and Ventura counties in 2005. Provident Title Company was founded in 1986.

MetLife, Inc., through its subsidiaries, provides insurance, employee benefits, and financial services in the United States, Latin America, the Asia Pacific, Europe, the Middle East, and India. It offers group life insurance products and services as employer-paid benefits, including variable life, universal life, and term life products, as well as employee paid supplemental life products; individual life insurance products and services comprising variable life, universal life, term life, and whole life products, as well as a range of mutual funds and other securities products; and non-medical health insurance products and services, such as dental insurance, group short- and long-term disability, individual disability income, long-term care, critical illness, and accidental death and dismemberment coverages, as well as employer-sponsored auto and homeowners insurance and administrative services-only arrangements to employers. MetLife company also provides retirement products consisting of variable and fixed annuities for individuals and employees of corporations, and other institutions. In addition, MetLife provides an array of annuity and investment products, including guaranteed interest products and other stable value products, income annuities, and separate account contracts for the investment management of defined benefit and defined contribution plan assets, as well as offers certain products to fund postretirement benefits. Further, it offers auto insurance and homeowners’ insurance policies, as well as personal excess liability and coverage for recreational vehicles and boat owners; and credit insurance and endowment products. Additionally, MetLife funds company initiatives, various start-up entities, and run-off entities; and banking services, such as residential mortgage loans and various deposit products. MetLife, Inc. was founded in 1868 and is based in New York, New York.

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