Beacon Mutual Insurance Company is a non-assessable mutual insurance company chartered by the State of Rhode Island. We are now the largest writer of workers' compensation insurance, as well as the largest writer of commercial insurance (property casualty) in Rhode Island. We are financially secure, with over $450 million in admitted assets. Excess surplus is returned to policyholders in the form of lower premiums and/or dividends. Beacon's staff assists policyholders in implementing safety and return-to-work programs that are customized for their particular business. We are dedicated to providing continuous coverage and have the largest claim staff dedicated to workers' compensation.

From pro sports teams to your local parking garage, Crump Insurance Services provides insurance wholesaling services to a broad spectrum of clients. The company's specialty products include cargo insurance, terrorism coverage, and specialized coverage for the sports and entertainment industries. Operating from about 20 offices throughout the US, the company also offers standard lines including workers' compensation, homeowners, and automobile coverage. Former parent company Marsh sold Crump Insurance Services to an affiliate of private equity firm J.C. Flowers & Co. in 2006. In 2007 J.C. Flowers bought BISYS' insurance and retirement fund businesses and combined them with Crump to make the Crump Group.

Churchill Insurance provides coverage for your car, home, and even for travel. Other services include pet insurance (making at least one bulldog very happy), breakdown coverage (think of a British version of AAA), and van and motorcycle insurance. The company has some interesting marketing techniques, and even sells a nodding-head (aka a bobble head) version of Churchill (the dog) on its Web site, as well as Churchill ringtones and wallpaper for cell phones. Churchill Insurance is a subsidiary of The Royal Bank of Scotland.

Catlin Group Limited is an international specialist property and casualty insurer and reinsurer, writing more than 30 classes of business. Catlin operates four underwriting platforms - the Catlin Syndicate at Lloyd's, Catlin Bermuda, Catlin UK and Catlin US - as well as a network of international offices. Our structure provides both strength and flexibility. Throughout its history, Catlin has strived to build a business for the future through a firm commitment to disciplined underwriting and a forward looking approach to managing underwriting cycles. Catlin's goal is to offer a consistent source of underwriting expertise and capacity to clients and their brokers through both hard and soft markets.

Insurance Australia Group (IAG) provides business and personal insurance lines, including auto, home, marine, and workers' compensation insurance, in Australia, New Zealand, the UK, and four countries in Asia (China, Thailand, India, Malaysia). Brands include CGU, SGIC, SGIO, State, Swann Insurance, NZI, CAA, Safety, and Equity. The Buzz is the company's online insurance brand. IAG's products are sold by company agents and through brokers, representatives, auto dealers, and financial institutions. The company's history goes back to 1925 when it was the National Roads and Motorists' Association (NRMA).

Ambac Financial Group, Inc. is a holding company whose affiliates provide financial guarantees and financial services to clients in both the public and private sectors around the world. Ambac's principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations. The Ambac Assurance financial guarantee is an unconditional and irrevocable pledge that investors will receive principal and interest payments in full and on time should the issuer of an Ambac-insured security default.

Phoenix Group Holdings has a Premium Listing on the London Stock Exchange and is a member of the FTSE 250 index. The Group is a closed life assurance fund consolidator that specialises in the management and acquisition of closed life and pension funds, and operates primarily in the United Kingdom. Measured by total assets, the Group is the largest UK consolidator of closed life assurance funds. The Group has around 6.5 million1 policyholders and assets of £69 billion1. The Group has two core business segments: life assurance (including its management services operations) which is referred to as 'Phoenix Life', and asset management which is referred to as 'Ignis Asset Management'. The Group has eight operating life companies which hold policyholder assets.

large companies need some assurance that their holdings are safe. Bermuda-based Allied World Assurance Company Holdings aims to provide that. It offers insurance and reinsurance products internationally. Its insurance products include general property coverage, professional liability, and health care liability coverage in Bermuda, Europe, Hong Kong, and the US. Its US insurance operations target small and mid-market clients through regional offices while its Bermuda insurance operations serve larger US companies. In Europe its products are geared for large non-US based companies. Allied World's reinsurance segment operates out of its Bermuda, New York, and Swiss offices.

FBL Financial Group, Inc., through its subsidiaries, sells individual life insurance and annuity products in the United States. The company provides whole life, term life, and universal life policies; annuity and investment products; supplementary contracts; traditional fixed rate and index annuities; and a line of personal and commercial property-casualty insurance products. It also offers variable universal life insurance and variable annuity contracts. The company markets its individual annuity products through independent agents and brokers; and variable products through alliances with other insurance companies. As of December 31, 2009, its Farm Bureau life distribution channel consisted of 2,020 exclusive agents and agency managers; and EquiTrust life independent distribution channel consisted of 20,195 independent agents. FBL Financial Group was founded in 1993 and is headquartered in West Des Moines, Iowa.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

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