At St.andrew's base in Shannon, Co. Clare, we look after there colleagues to ensure they are happy in their jobs. Our colleagues work hard to ensure our customers are kept happy by receiving the very best customer service. And, by keeping our customers and colleagues happy, we keep our shareholders happy by growing and consolidating a successful business.

Jackson National Life Insurance Company, a subsidiary of UK insurer Prudential plc, offers financial services (fixed, indexed, and variable annuities) and life insurance products through banks, financial planners, regional broker/dealers, and independent agents. The company also provides asset management, mutual fund, and brokerage services. Its subsidiaries include Jackson National Life Distributors (the company's wholesale distribution arm) and National Planning Holdings (broker relationship management), as well as investment consulting and account management units Curian Capital, Jackson National Asset Management, and PPM America.

Burlington Insurance Group, Inc. ("BIG") is headquartered in Burlington, North Carolina and operates primarily through contracted producers. BIG offers a broad portfolio of insurance products through its Binding Authority Division and its Submit/Brokerage Division. Admitted and non-admitted coverages are provided through First Financial Insurance Company, The Burlington Insurance Company, Alamance Insurance Company and Guilford Insurance Company.

Pacific Life & Annuity can turn your wishes into a plan. Along with parent company Pacific Life Insurance, Pacific Life & Annuity (PL&A) offers annuity and life insurance products to individuals and groups. Unlike Pacific Life, however, PL&A is licensed in the state of New York and offers many of its products only in the New York market. In addition to individual life insurance and annuities, PL&A issues structured settlement annuities, which are used to make payments to injured parties in personal injury and workers' compensation cases, and other financial investment products.

China Taiping Insurance Holdings Company Limited ("CTIH") (formerly known as China Insurance International Holdings Company Limited ("CIIH")) is publicly listed on the Main Board of the Hong Kong Stock Exchange (Stock Code: HK 00966) and is an insurance conglomerate incorporated and headquartered in Hong Kong. The corporate company is mainly responsible for overall group strategic planning, overall group capital management and development in support of the operatory businesses, investor relations, credit ratings and research analysts relations, and compliance with the listing and other laws and regulations of Hong Kong.

Insurance holding company Bancinsurance Corporation underwrites niche insurance products through its subsidiary Ohio Indemnity Company. Operating throughout the US, it provides coverage to protect auto dealers, banks, and other lenders by insuring collateralized personal property against damage and theft. It also bonds employers that elect not to pay unemployment taxes and provides waste management coverage. Policies are sold directly to lenders through subsidiary Ultimate Services Agency; Bancinsurance also sells insurance through independent agents. CEO John Sokol (son of founder Si Sokol) and his family own a controlling stake in the firm and plan to take the company private.

SCOR Reinsurance is an insurer's insurer. The company is the American arm of French firm SCOR and covers other insurers against large losses such as hurricanes and earthquakes. It is also licensed to write a wide array of both life insurance and property/casualty insurance such as accident, burglary and theft, health, aircraft liability, fire, forgery, hail, ocean marine, and auto liability. North American premiums account for for about a quarter of the total premiums collected by the parent company. SCOR Reinsurance is now part of the SCOR Americas hub that oversees SCOR activities from Toronto to Rio de Janiero.

Kiln underwrites a wide range of specialty property/casualty insurance, including marine, aviation, and special risk coverage (ranging from wind farms and high-tech laboratories to political and intellectual property risk). Kiln also underwrites accident and health insurance, reinsurance, and life insurance. The company, with offices in Asia, Africa, and Europe, is one of the largest agencies trading in Lloyd's of London's insurance market. Kiln operates primarily through subsidiary R J Kiln & Co., which was founded in 1962. Kiln was acquired by Tokio Marine & Nichido Fire Insurance, a unit of Tokio Marine Holdings (formerly Millea Holdings), in 2008.

Bajaj Allianz Life hopes it's aligned with its clientele's life insurance needs. The company, which provides life insurance and retirement products to customers from more than 1,100 branch locations throughout India, is a joint venture between global insurance company Allianz and motorcycle maker Bajaj Auto. Bajaj Allianz Life specializes in bancassurance, or providing financial services through partnership tie-ups with Standard Chartered Bank, Syndicate Bank, and other banks. It caters to a wide spectrum of customers and needs, including companies, individuals, and families. Products include traditional, unit linked, and term life policies, as well as pensions and annuities.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

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