MS&AD Insurance Group has insurance in Japan covered. MS&AD Insurance Group is the holding company for several large Japanese insurance companies including Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Together, the insurance companies offer property/casualty (e.g. auto, personal, fire, marine) and life insurance, as well as asset management (mutual funds, financial consulting) and risk management services. MS&AD Insurance's subsidiaries, which serve individuals and businesses in Japan, also offer their products and services to customers in more than 40 countries in Europe, Asia, and the Americas.

SECURA offers a range of personal and commercial property/casualty insurance, including auto, homeowners, and farmowners lines throughout the Midwest. It also provides specialty coverage for the manufacturing, restaurant, and service industries. Nearly two-thirds of the company's business is commercial. Some 400 independent agencies market the company's products. The mutual firm does business in Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin; it has one office each in Wisconsin and Michigan. SECURA was founded in 1900 as The Farmers Home Mutual Hail, Tornado, and Cyclone Insurance Company.

Kingsway Financial Services Inc. provides insurance solutions to individuals and businesses in the United States. The company primarily offers non-standard automobile insurance that covers drivers who do not qualify for standard automobile insurance coverage because of their payment history, driving record, place of residence, age, vehicle type, or other factors, as well as provides commercial automobile insurance products. It distributes its products through a network of independent agents. The company was founded in 1989 and is based in Mississauga, Canada.

The mutual insurance company serves 7.7 million member customers, primarily military personnel, military retirees, and their families. Its products and services include property/casualty and life insurance, banking, discount brokerage, and investment management. It offers such specialty products as life insurance for soldiers deployed in war zones and financial planning services to invest hazardous duty pay. USAA relies largely on direct marketing to sell its products, reaching clients via the telephone and Internet. The company's USAA Alliance Services unit provides discount shopping (floral, jewelry, and safety items), and travel and delivery services to its members.

HM Insurance Group makes the grade in employer stop loss coverage and other group health-related insurance products. A subsidiary of health insurer Highmark, HM Insurance offers stop loss policies to help self-insured companies protect themselves from catastrophic medical claims. It also sells supplemental health plans that cover critical illness, accidents, and hospitalization; the plans also include disability and life insurance components. Additionally, the firm has introduced a customizable limited benefit medical plan and provides administrative services such as COBRA administration and claims processing for self-insured groups. HM Insurance, which consists of four operating companies, operates nationwide.

ING Groep N.V., a financial services company, provides banking, investment, life insurance, and retirement services worldwide. The company offers wealth accumulation, savings, and mortgage products and services to individuals, and small-and medium-sized businesses, as well as a range of banking products through independent banking agents; and credit products through agents, brokers, and vendors. It provides current account services and payments systems, such as savings accounts, mortgage loans, consumer loans, credit card services, investment products, and life and non-life insurance products, as well as asset management services. The company also provides wealth management services to high net worth individuals. In addition, it offers various financial products, such as mutual funds, e-brokerage, payment accounts, and pensions; and lending, payments and cash management, structured finance, leasing and commercial finance, and financial markets products and services. Further, the company offers life insurance, investments, and retirement services for retail customers; a range of traditional, unit-linked, and variable annuity policies written for individual and group customers; mandatory and voluntary pension funds; fire, motor, disability, transport, and third party liability insurance for individual and commercial/group clients; and disability insurance products and complementary services for employers and self-employed professionals, such as dentists, general practitioners, and lawyers, as well as manages equity, fixed income, and structured investments for institutional investors and private label investment funds. As of December 31, 2009, ING Groep N.V. had approximately 250 retail banking branches in the Netherlands; 800 in Belgium; 430 in Poland/central Europe; and 460 in Asia. ING Groep N.V. was founded in 1991 and is based in Amsterdam, the Netherlands.

Rain and Hail Insurance Service is among the largest crop insurers; it is an underwriter for multiple lines of insurance for agents and rural policyholders in Canada and the US. Covering family farms to corporate farms its products run the gamut from low farm revenue to agribusiness risk management, from crop hail insurance to livestock risk protection. The company also provides claims adjusting and accounting services. It operates about 10 divisional offices across the US, as well as in Canada. Rain and Hail has agreed to be acquired by ACE Limited, which already holds 20% of the company's stock.

FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

New York-based NFP opened for business in January 1999. On September 18, 2003 management rang the opening bell at the New York Stock exchange and NFP became a public company (NYSE:NFP). NFP has grown organically and through acquisitions across benefits, insurance and wealth management, and at its premier membership organizations in Austin, Texas. NFP was built to serve corporations and high net worth individuals who value client-focused advice, product choice and assistance in comprehensive financial planning. NFP and its businesses partner with companies and individuals to provide a full range of advisory and brokerage services, helping them preserve their assets, build wealth and prosper over the long term. Backed by NFP’s national scale and resources, our advisors help provide clients innovative, comprehensive benefits, insurance and wealth management solutions.

Founded in 1867, the mutual life insurer operates throughout the US, offering a range of individual and commercial life and disability insurance products. Union Central Life Insurance also provides employee and executive benefit planning, estate planning, and retirement planning. It distributes its products through independent general agencies. Union Central keeps dry under the umbrella of UNIFI Mutual Holding, along with its sister companies Ameritas Life Insurance and Acacia Life Insurance.

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