W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

MMA is an established and financially secure UK general insurer. Our parent company MMA IARD Assurances Mutuelles was founded 180 years ago and is part of the Covéa Group; one of the leading property and liability mutuals in France with an annual turnover of €13 billion and assets of €60 billion.The MMA Group has over 3 million customers spending nearly €6 billion in premiums every year. Across Europe, MMA has over 13,000 staff and 2,000 branches.

Hull & Company, Inc. is a wholesale insurance intermediary providing specialty products and unique solutions to the independent agency system. We are guided by strong ethics, honesty and professionalism. Our goal is to deliver insurance products at competitive terms, with financially sound markets, on a timely basis. We strive to consistently exceed the expectations of our customers, employees, insurance markets and shareholders. The result of our efforts is to make a profit for all concerned."Hull & Company, Inc. is a wholesale insurance intermediary providing specialty products and unique solutions to the independent agency system. We are guided by strong ethics, honesty and professionalism. Our goal is to deliver insurance products at competitive terms, with financially sound markets, on a timely basis. We strive to consistently exceed the expectations of our customers, employees, insurance markets and shareholders. The result of our efforts is to make a profit for all concerned.

A company's culture attracts and retains its workforce. We have assembled a diverse and talented team. Our team members provide quality service and a quality product. The staff is proud to be associated with a company who takes pride in maintaining an atmosphere of honesty and integrity; where doors are truly open at all levels of the organization, and discussion and ideas are welcomed.

Texas Life was founded in 1901 and for its first 80 years operated primarily in Texas and Oklahoma. Now Texas Life is authorized to do business in 49 states and Washington DC. Its products are sold through independent agents. Texas Life Insurance company is the oldest legal reserve life insurance company from Texas and holds Charter Number 1 from the state's banking commission prior to the establishment of an insurance department.

ACMAT Corporation underwrites surety bonds in the United States. It provides surety bonds for prime contractors, specialty trade, environmental remediation, and asbestos abatement contractors. The company also offers miscellaneous surety, such as workers' compensation bonds, supply bonds, subdivision bonds, and license and permit bonds. In addition, it provides general liability insurance; and leases office space. The company is based in New Britain, Connecticut.

Deutscher Ring sells its products through its own sales force and through German marketing companies OVB and ZEUS. In 2005 the group acquired former AEGON Lebensversicherungs-AG from Dutch insurance group AEGON. The acquisition included the MoneyMaxx brand of the unit, which markets pension and life insurance products to about 112,000 customers. It took Wagner 30 years to write his Ring, but Deutscher Ring can write life insurance policies all day long. Deutscher Ring offers insurance and pension products for private customers, targeting average-income clients. A part of Baloise-Holding's Basler insurance group since 1985, the company is affiliated with Deutscher Ring Sachversicherungs-AG.

Falvey Cargo Underwriting provides marine cargo insurance primarily for high technology and medical industries, but insures just about anything in need of coverage. Typical cargo loads include environmentally-sensitive fiber optic equipment, robotic surgical devices, and pharmaceutical products. The company also provides loss prevention consultations, claims processing services, and recovery services through its ProTecht Risk Solutions program. Falvey Cargo Underwriting -- a licensed underwriting manager for several Lloyd's syndicates -- was founded in 1995.

The Guardian Insurance & Annuity Company stands like a sentinel protecting its clients' retirement savings. The company, a subsidiary of mutually owned life insurer The Guardian Life Insurance Company of America, sells variable annuities and variable life insurance policies to individuals and groups looking to accumulate and manage savings over the long term. Its variable annuities have optional riders, including a Guaranteed Minimum Withdrawal Benefit, that protect a client's investment from market fluctuations. Guardian Insurance & Annuity distributes its products primarily through its sister firm, Guardian Investor Services.

In 1992, Palisades was founded to be the nice New Jersey car insurance company. Drivers and agents get more reasons to smile with more value, friendly New Jersey expertise, and service done right.Customers have consistently chosen Palisades, making us the largest independent agent auto insurance company in New Jersey. We continue to deliver more value, more service, and more insurance innovations.Palisades is a Plymouth Rock managed company. Plymouth Rock companies are locally focused providers of insurance, operating within the northeastern USA. Plymouth Rock Assurance Corporation, founded in 1983, provides auto insurance to Massachusetts and Connecticut drivers. Mt Washington Assurance Corporation provides auto, home, and umbrella insurance in New Hampshire. Bunker Hill provides homeowner’s and renter’s insurance Massachusetts and Connecticut.

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