Atlantic American Corporation is headquartered in Atlanta, Georgia, a vibrant, international city that is home to some of the most respected companies in America. Atlantic American is a publicly traded (Nasdaq - AAME) holding company with three subsidiaries involved in well-defined specialty markets of the life, health, property and casualty insurance industries. Bankers Fidelity Life Insurance Company is the flagship carrier in the Life and Health Division. Our Property and Casualty Division is comprised of American Southern Insurance Company and xCalibre Risk Services. Our insurance companies are rated either A (Excellent), or B++ (Good), by A.M. Best. Atlantic American companies hold one or more licenses in 46 states and the District of Columbia. Our products, marketed through an exclusive network of independent agents and brokers, are backed by nearly a half-billion dollars in assets and almost $200 million in annual revenues.

National American Insurance Company (NAICO) provides commercial property and casualty insurance coverage targeted to the oil and gas, construction, retail, and trucking industries in Oklahoma and Texas. The company also writes property and casualty policies for Oklahoma school districts which, along with workers compensation and general liability, also cover school board legal liability. Having sold off its retail operations, NAICO relies upon a network of some 200 independent agents sell its products. Chairman and CEO Brent LaGere controls Chandler Insurance which owns NAICO.

Living Benefits Financial Services, LLC (LBFS) is the oldest name and longest-running provider of institutionally funded life settlements in the United States. Life insurance policies acquired from seniors are considered an attractive, non-correlated asset for institutional investors worldwide. A portfolio of life insurance policies can be structured to meet a wide variety of investment needs.

Standard Mutual is an underwriter and provider of a full range of personal and commercial property/casualty insurance products. Its offerings of products and services include standard and preferred automobile coverage; homeowners and renters insurance; farm dwelling, livestock, tenant, and personal property insurance; packaged business owner policies; and workers' compensation coverage. A network of independent agents sells Standard Mutal's products. The company has operations in the US and Canada. Standard Mutual traces its roots back to 1921.

Established in 1847, Penn Mutual is an original pioneer of mutual life insurance in America. Partnering with our holistic financial professionals, we are committed to helping individuals, families, and small business owners unlock possibilities throughout life and meeting financial needs with confidence through our life insurance, annuity and investment solutions, available through our wholly owned broker/dealer subsidiary, Hornor, Townsend & Kent, Inc.

Union Mutual Fire Insurance Company writes property/casualty insurance for individual and small to midsized business clients throughout New England and upstate New York. Union Mutual Fire Insurance, its New England Guaranty Insurance subsidiary, and its Eastern Mutual Insurance affiliate together operate as Union Mutual of Vermont Companies. Policy lines include automobile, homeowners, marine, business owners, and workers' compensation. All products are sold through a network of independent agencies. Union Mutual Fire Insurance, a mutual insurance company owned by its shareholders, has a history dating back to 1874.

If you are one of the 15 million customers who do business with independent agents because of the counsel and choice they provide, you need to know about Deerbrook Insurance Company. Deerbrook is totally dedicated to customers who prefer an independent insurance advisor to help with insurance needs. At Deerbrook, we have the background and experience to help meet your auto insurance needs. Deerbrook has been built upon the cornerstones of reliable protection and superior service. This is how we build strong relationships that provide you with quality coverage and peace of mind.

Amlin plays guardian over consumer and commercial property interests in the UK and abroad. The company underwrites a range of insurance and reinsurance coverage through its Syndicate 2001 division, which underwrites policies traded on the Lloyd's of London exchange. It also provides underwriting through its Amlin Bermuda and Amlin Corporate Insurance units. Traditional insurance lines include commercial marine, aviation, and property/casualty insurance. Most of Amlin's reinsurance (insuring other insurers) business falls in the area of catastrophe coverage. While Amlin does business around the world, mostly through independent brokers, its primary markets are Continental Europe, Bermuda, the UK, the US.

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), provides supplemental health and life insurance. The company offers cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. It also offers accident/disability plans, cancer plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans, and life insurance products in the United States. Aflac Incorporated sells its products through sales associates, independent corporate/individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Meadowbrook Insurance Group's Star, Savers, Williamsburg, and Ameritrust subsidiaries write a variety of specialty commercial property/casualty products including excess and surplus products for high-risk clients. With products tailored to fit small to midsize businesses, its customers include self-insured companies, trade groups, and associations. The company also offers reinsurance brokering, risk management consulting, and insurance management services including claims handling and administrative services. Meadowbrook distributes its products through a network of independent agencies, brokers, and its own retail agency operations.

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