Four European mutual companies formed White Mountains Reinsurance Company of America (formerly Folksamerica Reinsurance Company) in 1980. Since then, White Mountains Reinsurance Company of America (“White Mountains Re America”) has employed a focused, forward-looking strategy that has provided a foundation for our growth, strengthened our financial position and established our reputation for quality. In 1996, seeing the need for continued surplus growth, White Mountains Re America attracted the interest of White Mountains Insurance Group, Ltd. (“White Mountains”).

Life Equity LLC has earned national recognition as a leader in the life settlement segment of the life insurance industry. Founded in 2000 with a vision to bring good business practices to the developing life settlement industry, Life Equity has achieved its goal by operating with the highest professional, legal, and ethical standards. We strive to provide an unsurpassed financial service to our internationally reputable institutional investors by using a comprehensive data analysis approach to assess the value of each investment. At Life Equity we raise the bar and set the standards in the life settlement industr

The Liberty Group provides clients with life, health, and disability insurance. Liberty Holdings Limited company also offers a range of investment advice and products. The Liberty Group sells individual and group insurance policies and investment products in South Africa and Namibia. Business products include executive coverage and employee benefits while its individual products include accident and funeral expense plans. The firm's Liberty Group Properties unit leases and manages a portfolio of real estate holdings; its STANLIB subsidiary provides asset management services. South African banking firm Standard Bank Group owns just over 50% of the Liberty Group.

FinCor Holdings has just what the doctor ordered. FinCor is an insurance company for the health care industry, providing medical malpractice, risk management, workers' compensation, and other liability policies to hospitals, clinics, and physicians. The company operates through five subsidiaries: FinCor Solutions, The Risk Management and Patient Safety Institute (RM&PSI), MHA Insurance Company, Washington Casual Company, and Capital Risk Solutions. FinCor Solutions also offers homeowner's and auto insurance to individuals in the health care profession.

Founded in 1991, Direct General offers non-standard personal automobile coverage and motorcycle insurance through such subsidiaries as Direct General Insurance, Cash Register Auto, Right Choice Insurance, and Florida No Fault. Direct General also offers a bit of term life insurance and premium financing products. It has also branched out into offering tax preparation services. Direct General sells its products through more than 400 locally-based sales offices in 13 southern states. The company was acquired by private investment partnerships Calera Capital and TPG Capital in 2007.

American Safety Insurance Holdings (ASI) was part of the first wave of insurance firms domiciling in this tax-sheltered location. Formed to offer insurance to asbestos removers and other environmental risk-remediation providers, the company has expanded into other specialty lines. American Safety Insurance now underwrites residential and commercial construction risks, as well as professional and product liability, and excess and surplus policies. The company also offers alternative risk transfer programs that rely on some measure of self-insurance or shared risk on the part of the insured. The firm sells through a network of 250 agencies in the US.

The Navigators Group's various subsidiaries write marine, liability, and other lines of business, primarily in the US and the UK. Its Navigators Insurance and Navigators Underwriting Agency (a Lloyd's of London agency) units write ocean and marine insurance including hull, energy, and cargo insurance, as well as property insurance for onshore energy concerns. Navigators Specialty primarily provides excess and surplus (high risk) lines and general liability coverage for contractors. The firm's subsidiaries are also involved in professional liability, especially directors and officers coverage.

Alleghany's subsidiaries include Capitol Transamerica (property/casualty, fidelity, and surety insurance) and RSUI Group, an underwriter of wholesale specialty insurance. It distributes its insurance products through independent insurance brokers in the US. Its Pacific Compensation Corp handles workers' compensation insurance in California. Alleghany also has commercial and residential real estate interests in California.

Security Mutual Life Insurance Company of New York (SMLINY) offers more than just life insurance and it offers it in 49 states in addition to New York. The company, founded in 1886, markets individual and group life, accident, and disability coverage. Its Secure Benefits Solutions unit sells worksite benefits to businesses and credit union members. It also offers third-party administration to businesses that sponsor their own pensions. SMLINY holds 20% of National Security Life and Annuity Company and markets its products in New York, while Ohio National Financial Services holds the remainder of the business.

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. We are the market leader, issuing almost half of the policies in Oregon and providing coverage to more than 600,000 workers. They unique charter, mission, vision, and leadership principles drive our dedication to the people, businesses, and state of Oregon.

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