American Southern began business in March, 1937, operating under the corporate name of Southern Fire and Marine Insurance Company until 1953, when the present name was adopted.There specialize in writing in commercial automobile liability, auto physical damage, and general liability programs through retail agents as well as managing general agents. They are also interested in specialized and unique books of business in the lines we specialize in. Although historically our writings have been directed at public entity automobile, truck physical damage, and general liability, we will consider large blocks of business in other lines, depending upon volume, prior loss experience and expose.