EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Carolina Casualty has a rich history in the Transportation Insurance industry. Originally incorporated in North Carolina in 1943, we have been writing insurance for over 60 years. The Company moved to Jacksonville, FL in 1958, after a long affiliation with the Insurance Company of the South, a Florida corporation since 1951. The two companies merged in 1966. In January 1985, W. R. Berkley Corporation purchased Carolina Casualty. The Company was redomiciled to Iowa in 2007, although it's administrative office remains in Jacksonville, FL. For more information about W. R. Berkley Corporation, please visit their website.

Portage la Prairie Mutual Insurance Company, also known as Portage Mutual is in business since 1884, Portage Mutual has a long history providing property/casualty insurance. Started as a farm mutual, the company has continued serving the farming community, but it has branched out into other lines as well. The company sells agricultural, automobile, and homeowners' insurance; other lines include those geared for contractors, home businesses, offices, and retailers. Portage Mutual has offices in Manitoba, Alberta, Nova Scotia, Ontario, and Saskatchewan.

Through four regional insurance companies, the company, which operates as Western National Insurance Group, sells commercial and personal lines of property/casualty insurance in eight states of the Upper Midwest, Northwest, and Mountain West. Offerings include commercial and personal automobile, homeowners, renters, general liability, and workers' compensation insurance, as well as inland marine, snowmobile and ATV, and personal umbrella coverages. Its MainStreetXpress package offering is specially designed for small businesses.

A subsidiary of Allianz, Mondial Assistance Group primarily sells travel insurance for individuals and business in partnership with travel agents, brokers, tour operators, and online travel companies worldwide. Mondial's standard offerings include protection for lost or stolen luggage, medical coverage, vehicle repair during travel, and trip cancelation protection. The company also offers a variety of complementary services such as reservation, rental, and property care assistance.

Comprised of Axis Insurance and Axis Re, AXIS Capital Holdings offers specialty insurance and treaty reinsurance. Its specialty coverage includes terrorism, aviation and marine war, and political risk; commercial property; professional liability; and onshore and offshore energy. AXIS Capital's reinsurance products, which allow for risk-sharing among insurance companies, include catastrophe, property, liability, credit, auto, and engineering lines. The company, which has operations in Australia, Bermuda, Canada, Ireland, Singapore, Switzerland, the UK, and the US, sells its products through brokers including Marsh, Aon, and Willis Group.

American Financial Group, Inc., through its subsidiaries, engages in property and casualty insurance business in the United States. It offers property and transportation insurance products that include inland and ocean marine, agricultural-related, and commercial automobile insurance; specialty casualty products consisting of executive and professional liability, umbrella and excess liability, excess and surplus, general liability, and targeted programs; and specialty financial products, such as fidelity and surety bonds, and lease and loan services; and workers’ compensation products. The company also provides various retirement products, primarily fixed, indexed, and variable annuities; life; and supplemental insurance products. In addition, it engages in commercial real estate operations, including hotels, marinas, resorts, apartments, and office buildings. The company was founded in 1872 and is based in Cincinnati, Ohio.

Family owned and operated, Burns & Wilcox was founded by Herbert W. Kaufman in 1969. Herbert’s son Alan Jay Kaufman has served as Chairman, President and CEO since 2001. From humble beginnings more than 40 years ago, Burns & Wilcox has grown to become North America’s largest independently owned wholesale broker, with 37 offices stretching across the continent. An autonomous entity not beholden to Wall Street, private equity or any financial institutions, Burns & Wilcox is a privately owned company whose standards of service and depth of underwriting and management talent are unsurpassed in the specialty insurance sector.

The Western Reserve Group sells personal and commercial property/casualty coverage to policyholders in Ohio and Indiana. The group consists of three property/casualty insurers -- Lightning Rod Mutual Insurance, Western Reserve Mutual Casualty, and Sonnenberg Mutual Insurance -- that pool their premiums, expenses, losses, and other liabilities. The Western Reserve companies offer personal auto, homeowners, and umbrella policies, as well as commercial and farm coverage, including workers' compensation. The company sells its products through some 400 independent agents. The Western Reserve Group traces its roots back to 1859, when Sonnenberg Mutual Insurance was founded.

When Allianz's eyes are smiling -- people are buying insurance. Allianz Ireland, the Irish insurance branch for worldwide insurer Allianz, offers a variety of personal property/casualty insurance offerings including home, motor, pet, travel, and pleasure craft coverage. Its business offerings include motor, commercial property, employer and public liability, and marine and aviation transit insurance products, as well as policies covering health care facilities and schools.

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