Kingsway Financial Services Inc. provides insurance solutions to individuals and businesses in the United States. The company primarily offers non-standard automobile insurance that covers drivers who do not qualify for standard automobile insurance coverage because of their payment history, driving record, place of residence, age, vehicle type, or other factors, as well as provides commercial automobile insurance products. It distributes its products through a network of independent agents. The company was founded in 1989 and is based in Mississauga, Canada.

Security Mutual Life Insurance Company of New York (SMLINY) offers more than just life insurance and it offers it in 49 states in addition to New York. The company, founded in 1886, markets individual and group life, accident, and disability coverage. Its Secure Benefits Solutions unit sells worksite benefits to businesses and credit union members. It also offers third-party administration to businesses that sponsor their own pensions. SMLINY holds 20% of National Security Life and Annuity Company and markets its products in New York, while Ohio National Financial Services holds the remainder of the business.

Texas Life was founded in 1901 and for its first 80 years operated primarily in Texas and Oklahoma. Now Texas Life is authorized to do business in 49 states and Washington DC. Its products are sold through independent agents. Texas Life Insurance company is the oldest legal reserve life insurance company from Texas and holds Charter Number 1 from the state's banking commission prior to the establishment of an insurance department.

In Japan, "non-life" isn't creepy, it's just car insurance, and Sompo Japan is one of the biggest players. Voluntary and compulsory automobile insurance combined account for over half of the insurance company's premiums. Though non-life is its largest segment, the company also provides life insurance through its Sompo Japan Himawari Life and Sompo Japan DIY Life Insurance subsidiaries. It also provides fire, accident, and marine insurance, as well as reinsurance, asset management, and venture capital products and services. Sompo Japan formed a joint holding company with smaller property/casualty insurer Nipponkoa in 2010. As NKSJ Holdings, the two companies hope to better compete in their markets.

Co-operative Insurance Society (CIS) has been watching people's backs-- and their assets-- since 1867. The only co-operative insurance company in the UK, CIS offers and manages life, home, and auto insurance, for individuals as well as businesses. Services may be procured either with the assistance of a CIS broker, or, for simplified transactions, through the company Web site. Together with Co-operative Bank, the company is a part of Co-operative Financial Services, which is the finance arm of Co-operative Group, the world's largest co-operative.

HCC Insurance Holdings, Inc., together with its subsidiaries, provides property and casualty, surety, group life, accident, and health insurance coverage, as well as related agency and reinsurance brokerage services to commercial customers and individuals worldwide. It underwrites financial insurance risks in its financial products line of business, which includes directors’ and officers’ liability, employment practices liability, errors and omissions liability, surety and credit, and fidelity insurance products. The company writes medical stop-loss insurance that provides coverage to companies, associations, and public entities that elect to self-insure their employees’ medical coverage for losses. It also engages in insuring aviation risks, which include coverage for antique and vintage military aircrafts, cargo operators, commuter airlines, corporate aircrafts, fixed base operations, military and law enforcement aircrafts, private aircraft owners, and rotor wing aircrafts. The company offers hulls, engines, avionics and other systems, liabilities, and cargo and other ancillary coverage. Its London market account business consists of marine, energy, property, and accident and health businesses. In addition, HCC Insurance Holdings underwrites property and liability businesses, such as event cancellation, contingency, public entity, and U.K. liability; and writes facultative or individual account reinsurance, and treaty reinsurance businesses. The company markets its products directly to customers, as well as through a network of independent and affiliated brokers, producers, agents, and third party administrators. HCC Insurance Holdings was founded in 1974 and is headquartered in Houston, Texas.

Aviva Life Insurance Company India is more India than Aviva. Although it is listed as a joint venture between UK insurance giant Aviva and India-based Dabur, the company's Indian parent -- which owns a collection of health care, personal care, and food concerns -- holds 74% of the company. Aviva Life Insurance Company India (Aviva India) offers a variety of life insurance and investment products under the Aviva brand name, as well as financial planning services. It sells its products through a network of some 225 branch locations and a direct sales force. It also distributes its products through partnerships with Indian bank branches.

In 1993, a joint venture was created with South Staffordshire Water in response to a perceived gap in the home emergency market. Home insurers did not offer customers a complete home emergency solution. With this in mind, the HomeServe vision - to offer customers home emergency related insurance products, and give them peace of mind - was born. From selling the first plumbing and drains policy in 1994, the business has transformed into a successful, fast moving FTSE 250 company, with over 9 million emergency insurance policies sold across the UK, France, Spain and the US. Partnerships have been formed with utility, energy and insurance companies.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Heritage Title Company offers title insurance, marketing, and escrow services throughout Central Texas and beyond. Its products cover office, industrial, retail, multifamily, and residential properties. The company is an independent agent for underwriters such as First American Title and Chicago Title (part of Fidelity National Financial). Heritage Title Company, founded in 1984, operates three offices in Austin, Texas.

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