Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

Selective Insurance Group, Inc., together with its subsidiaries, provides property and casualty insurance products in the United States. The company operates in two segments, Insurance Operations and Investments. The Insurance Operations segment sells property and casualty insurance products and services primarily in 22 states in the eastern and Midwestern United States. It underwrites and issues commercial lines of insurance, such as general liability (including excess liability/umbrella), commercial automobile, workers compensation, commercial property, business owners’ policies, and bond risks through traditional insurance and alternative risk management products; and personal lines insurance for personal automobile and homeowners. This segment also provides federal flood insurance administrative services. The Investments segment invests in fixed maturity investments, equity securities, short-term investments, and other investments primarily in Parsippany, New Jersey. The company sells and distributes its products and services through independent insurance agents. Selective Insurance Group, Inc. was founded in 1925 and is headquartered in Branchville, New Jersey.

Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It sells a range of wealth protection, accumulation, and retirement income products and solutions. These products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL, term life insurance, mutual funds, and group life insurance. Lincoln National Corporation also provides employer-sponsored fixed and variable annuities, and mutual fund-based programs; single and survivorship versions of UL and VUL, including corporate-owned UL and VUL, and bank-owned UL and VUL products to small and mid-sized banks and large-sized corporations; and group non-medical insurance products, principally term life, disability, and dental. Lincoln National Corporation distributes its products through a range of intermediaries, including financial advisors, consultants, brokers, banks, wirehouses, planners, third party administrators, and other intermediaries. Lincoln National Corporation was founded in 1904 and is headquartered in Radnor, Pennsylvania.

With one of the world's leading insurers and one of India's leading makers of motorcycles as its investors, Bajaj Allianz knows a thing or two about property insurance. The company is a joint venture between Allianz and Bajaj Auto subsidiary Bajaj Finserv. Bajaj Allianz provides an array of general insurance services via a domestic network of some 200 offices. Its product line includes auto, homeowners, commercial, health, and travel insurance. Automotive insurance comprises the bulk of the company's annual revenue. Since its founding in 2001, Bajaj Allianz has grown to become one of the leading general insurance agencies in the country. Bajaj Auto owns about 75% of the company.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

In 1922, a group of Universal Motor Car Company (Ford) dealers was searching for a way to insure their rapidly growing businesses. Fire insurance was expensive and qualified professional insurance carriers were hard to find for the young industry.So, the group formed a reciprocal insurance company and called it Universal Underwriters. Through the years, Universal Underwriters expanded its offerings, to serve not only vehicle dealers, but the entire automotive aftermarket. In 2007, Universal Underwriters takes on the Zurich name. We're changing our brand, but we're not changing our legacy.

Liberty National Life Insurance Company, headquartered in McKinney, Texas, traces its origin back to 1900 when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929 Liberty National was incorporated as a stock company. Read about our history. Today Liberty National is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). TMK is one of the largest publicly held holding companies in the nation, specializing in life and supplemental health insurance, including Medicare Supplements. Every year since 1995, Liberty National has been named to Ward's 50 Life-Health List. The Ward’s 50 analysis is based on financial performance over a five-year period. More than 800 insurance companies were included in this year’s analysis.

A vital piece of the Allianz SE puzzle, Allianz SpA comprises the Italian operations of the Germany-based insurance giant. The firm sells insurance under three distinct brand names: Allianz Ras, Allianz Subalpina, and Allianz Lloyd Adriatico. The group offers personal and commercial insurance, including auto, liability, and life insurance, as well as annuities. It sells financial services through Allianz Bank Financial Advisors and Allianz Global Investors Italia and has real estate and other holdings.

Markel International Limited, a subsidiary of the US-based property and casualty insurance company, Markel Corporation, writes business through two companies: Markel International Insurance Company and Markel Syndicate 3000, its Lloyd's syndicate. Markel International operates six divisions: professional risk and commercial coverage in the UK (Markel UK), marine and energy, non-marine property, professional liability, specialty property/casualty (including accident and reinsurance), and high-end livestock insurance. The company has focused on growing its business abroad, including Canada, Singapore, Spain, and Sweden.

Southern California home buyers aren't the only ones who can partake of Orange Coast Title's (OCT) services. OCT and its subsidiaries provide commercial and consumer title insurance and closing services to homebuyers and lenders in more than 40 states from dozens of offices located mostly in the West, though the company does have offices in Pennsylvania and Texas. Its operating subsidiaries include California Title Company, Advantage Title, Equity Title, and First Centennial Title. OCT's Lender Services division, headed by subsidiary National Asset Management Group, offers foreclosure processing, appraisals, and other services nationwide. Chairman and CEO John Marconi founded Orange Coast Title in 1974.

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