White Mountains Insurance Group, Ltd., through its subsidiaries, operates property and casualty insurance, and reinsurance businesses. The company’s OneBeacon segment offers specialty line products, including specialty liability products, marine insurance, tuition reimbursement, professional liability, collector car and boat, and accident and health products; commercial line products, such as multi-peril, auto, workers compensation, general liability, umbrella, property, and inland marine products to small and middle market businesses; and personal insurance products, including homeowners, personal auto, and combination insurance policies. This segment offers its products through a network of independent agents, regional and national brokers, and wholesalers. Its White Mountains Re segment provides reinsurance coverage for property, casualty, accident and health, agriculture, aviation and space, and other exposures, as well as reinsurance advisory services, specializing primarily in property and other short-tailed lines of reinsurance. The company’s Esurance segment writes personal auto insurance through its Website and through select online agents. It offers its products and services in the United States, Europe, Canada, the Caribbean, Latin America, and Asia. White Mountains Insurance Group, Ltd. was founded in 1980 and is headquartered in Hamilton, Bermuda.

American Physicians Service Group is a liability insurance writer and provider for medical professionals through its wholly-owned subsidiary American Physicians Insurance Company (API). It insures about 6,400 individual doctors and group practices primarily in Texas, but also in Arkansas and Oklahoma. Approximately 90% of its premiums are written through purchasing groups. About one-fifth of its premiums come from selling directly to policyholders. American Physicians Service Group has agreed to be acquired by ProAssurance for about $230 million.

Maine Employers' Mutual Insurance Company (MEMIC) is a private mutual insurance company that opened for business in January 1993. MEMIC was, and remains, the keystone to the landmark 1992 reforms of Maine workers' compensation law passed by the Maine Legislature and signed by then - Gov. John R. McKernan.Among other reforms, this legislation called for the creation of MEMIC as a private company that would serve as the guarantor of workers' compensation insurance for Maine companies. With its private structure, MEMIC serves as a competitive force within the workers' compensation insurance market.

The Western Reserve Group sells personal and commercial property/casualty coverage to policyholders in Ohio and Indiana. The group consists of three property/casualty insurers -- Lightning Rod Mutual Insurance, Western Reserve Mutual Casualty, and Sonnenberg Mutual Insurance -- that pool their premiums, expenses, losses, and other liabilities. The Western Reserve companies offer personal auto, homeowners, and umbrella policies, as well as commercial and farm coverage, including workers' compensation. The company sells its products through some 400 independent agents. The Western Reserve Group traces its roots back to 1859, when Sonnenberg Mutual Insurance was founded.

OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

Union Mutual Fire Insurance Company writes property/casualty insurance for individual and small to midsized business clients throughout New England and upstate New York. Union Mutual Fire Insurance, its New England Guaranty Insurance subsidiary, and its Eastern Mutual Insurance affiliate together operate as Union Mutual of Vermont Companies. Policy lines include automobile, homeowners, marine, business owners, and workers' compensation. All products are sold through a network of independent agencies. Union Mutual Fire Insurance, a mutual insurance company owned by its shareholders, has a history dating back to 1874.

Safeway Insurance is dedicated to being a leading provider of insurance products and services. This is achieved through our commitment to principled performance and our high professional standards. Since 1959, Safeway Insurance has reliably served our clients. Our goal, each and every day, is to exceed the expectations of all our stakeholders: policyholders, producers, business partners, regulators, shareholders, the communities we serve and our valued employees.

Euler Hermes Kreditversicherungs helps business owners sleep better at night. The company, which touts itself as the top credit insurer in Germany, offers commercial bonds and guarantees, asset-backed securities, and coverage against bad debt losses and fraud. The firm also offers related commercial services, including risk management, factoring, and debt collection. Euler Hermes Kreditversicherungs, which is a subsidiary of Allianz unit Euler Hermes, traces its roots to the 1917 founding of Hermes Kreditversicherungsbank in Berlin.

One of the largest surety companies in the US, CNA Surety offers contract and commercial surety bonds, which guarantee fulfillment of contracts. The company's Western Surety unit handles fidelity, commercial, and contract bonds and international surety and credit insurance; Surety Bonding, another subsidiary, specializes in commercial and contract bonds to small businesses. Contract surety (for construction contractors) accounts for nearly two-thirds of CNA Surety's premiums. CNA Surety sells its products in all 50 states through a network of independent agents and brokers. CNA Financial owns 62% of CNA Surety and has offered to acquire the balance.

American Farmers & Ranchers Mutual Insurance wanted to become more inclusive, hence its change from the former company name, Oklahoma Farmers Union Mutual Insurance. The company offers personal property/casualty and life insurance coverage including homeowners, farm liability, and automobile in the southern and western US. It also sells commercial insurance tailored for small businesses. Despite the name change, the company still primarily serves customers in Oklahoma. Some 200 agencies throughout the state sell American Farmers & Ranchers Mutual's products. The insurance company was founded in 1905.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.