The senior managers conceived AIX's innovative concept and mission in the summer of 2004. Combining a deep knowledge of marketing, finance and operations with 15 decades of insurance program expertise, the founder fashioned a state-of-the-art organization focused on a very specialized niche within the insurance industry.AIX soon became a magnet for exceptional underwriters, drawing talent (with a minimum of a decade of experience) from well-known underwriting companies such as General Re, Swiss Re, Employers Re, Discover Re, Chubb and Fireman's Fund.

W. R. Berkley Corporation offers an assortment of commercial property/casualty insurance across five segments. Its specialty insurance segment underwrites complex third-party liability risks, especially excess and surplus lines, professional liability, and commercial transportation insurance. Its regional segment offers commercial insurance focused on small to midsized business customers and state and local governments through regional subsidiaries. The alternative markets segment develops self-insuring programs aimed at employers and employer groups. W. R. Berkley also does a bit of reinsurance and a smidgen of international property/casualty underwriting.

Crum & Forster looks out for the best interests of employers. Through its subsidiaries, the company offers an array of property/casualty insurance products to businesses, including general liability, automobile, property, and workers' compensation coverage. Crum & Forster also offers The Defender, a broad commercial umbrella policy. The company's specialty policies include management protection, crime insurance; it also offers personal auto and homeowners policies. In addition, Crum & Forster provides risk management services. The company's products are sold through some 1,500 independent brokers across the US. Crum & Forster is a subsidiary of Fairfax Financial Holdings.

Farmers Insurance Hawaii is part of the Farmers Insurance Group of Companies, one of the most trusted and financially solid names in insurance. Farmers Insurance holds "A" ratings from insurance rating companies A.M. Best and Standard & Poor's. Farmers is the third largest provider of personal lines insurance in the country, serving more than 15 million customers. Farmers offers a full range of products including auto, homeowners, life, motorcycle and business insurance. We look forward to brining some of these quality products to you in the future.

Swiss Life Holding Ltd provides life and health insurance products to groups and individuals and pension systems to multinational corporations. It markets to its individual and group customers, located in a handful of western European countries, through its own agents and a network of independent agents and banking partners. It sets up customized employee benefit programs for multinationals through the Swiss Life Network, an association of local insurers, some of them owned by Swiss life, some of them independent. The firm also does business in asset management and private banking. Though it has pared down its operations and ambitions considerably, Swiss Life Holding is still Switzerland's leading life insurer.

The Commercial Division, based in Minneapolis, is an integral part of Oakbrook Terrace, Illinois-based BCS Insurance Company (BCSI), a for-profit, multiple-line property and casualty insurance company with roots that date back more than 50 years.The Commercial Division was established to underwrite business for the BCS Life Insurance Company and BCS Insurance Company for insurance associated with employers and affinity (voluntary purchase) groups. It exists to underwrite substantial and diverse blocks of business with flexible coverage solutions. It is here to help our customers manage risk with stable and consistent strategies. BCSI is part of the BCS Insurance Group, comprised of a number of for-profit, multi-line insurance companies with diverse capabilities. For more information about the BCS Insurance Group, visit our Web site by clicking here.

Young drivers in hot hatches make up the favorite fleet of UK car insurer Admiral Group, which targets young people, drivers of performance cars, and city dwellers -- those who typically pay higher-than-average premiums. Admiral Group uses a direct-to-consumer business model, selling policies online under a number of brand names including its largest, Admiral (aimed at youngsters and urbanites); Bell (low-risk drivers); Diamond (young women); and Elephant (online only for bargain hunters). This section provides you with information about the history of the Admiral Group, our company culture, our charity partnerships and how we support the communities in which we are based.

Nationwide Mutual Insurance Company has offices throughout the US. The company is a leading US property/casualty insurer that also provides life insurance and retirement products through its Nationwide Financial Services subsidiary. Its property/casualty products range from general personal and commercial coverage to such specialty lines as professional liability, workers' compensation, agricultural insurance and loss-control, pet insurance, and other coverage. The company sells its products and provides services through such subsidiaries as ALLIED Group, Nationwide Agribusiness Insurance, GatesMcDonald, and Scottsdale Insurance.

Allianz Life became a subsidiary of Allianz SE in 1979. There's more to Allianz Life than life. The subsidiaries and affiliates of Allianz Life Insurance Company of North America (Allianz Life) offer a range of insurance, investment, and savings products to individuals throughout the US. Allianz Life boasts a network of more than 100,000 independent agents and financial planners selling such products as life insurance, variable and fixed life annuity products, and long-term care insurance. It offers mutual funds and other broker-dealer services through its Questar Capital affiliate. Allianz Life operates in New York through its Allianz Life Insurance Company of New York unit.

MS&AD Insurance Group has insurance in Japan covered. MS&AD Insurance Group is the holding company for several large Japanese insurance companies including Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Together, the insurance companies offer property/casualty (e.g. auto, personal, fire, marine) and life insurance, as well as asset management (mutual funds, financial consulting) and risk management services. MS&AD Insurance's subsidiaries, which serve individuals and businesses in Japan, also offer their products and services to customers in more than 40 countries in Europe, Asia, and the Americas.

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