Central Mutual Insurance company is centrally located, is mutually held, and by golly, it does sell insurance through its operating subsidiaries Central Insurance Companies, All America Insurance, and CMI Lloyds. These subsidiaries offer auto, business, and homeowners insurance; underwrite commercial policies; and assess computer and electronic equipment claims. The company does business in more than 15 states; its products are sold by independent agents in the central, northeastern, southeastern, and southwestern regions of the US. The company was founded in 1876. Chairman and president Francis Purmort III is the fifth generation of his family to lead the company.