Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

Texas Mutual Insurance Companies are the state's leading provider of workers' compensation insurance, and we offer exceptional services at competitive prices. They've been serving Texas since 1991. That's when the Texas Legislature first chartered the Texas Workers' Compensation Insurance Fund and gave us the task of stabilizing the workers' comp system. In 2001, the Legislature redesigned our charter and changed our name to Texas Mutual Insurance Company.

The its founding nearly a half century ago, Republic Indemnity has served the workers' compensation needs of small and medium-sized businesses in California and the western United States. That has always been our sole focus and remains so today. There customers have justifiably come to rely on our knowledgeable professionals, who combine responsive service to policyholders with innovation in developing customized programs. For its many satisfied customers, Republic Indemnity provides the peace of mind they need and they deserve.

Gracy Title Company (which does business as Gracy Title, A Stewart Company) provides title insurance and related services to customers throughout Central Texas. Operating from about 15 offices in and around the capital city, it offers coverage for home purchases, assumptions, construction, and a number of other transactions for customers including developers and lenders. Gracy Title also participates in the SureClose online transaction management service. The oldest title company in Texas, Gracy Title was founded in 1873. In 2008 parent company Stewart Title merged sister subsidiary Stewart Title Austin into Gracy Title.

Farmers group began there journey in 1928, when two men who shared a dream of providing a quality insurance product at a reasonable price opened the doors to the Farmers Automobile Inter-Insurance Exchange in Los Angeles. In the eighty years that followed, They've grown and adapted to meet the changing needs of Americans - but one constant has remained. They have an unwavering commitment to upholding the ideals with which we began by providing industry-leading products and services to the customers they're privileged to serve.

Euler Hermes Kreditversicherungs helps business owners sleep better at night. The company, which touts itself as the top credit insurer in Germany, offers commercial bonds and guarantees, asset-backed securities, and coverage against bad debt losses and fraud. The firm also offers related commercial services, including risk management, factoring, and debt collection. Euler Hermes Kreditversicherungs, which is a subsidiary of Allianz unit Euler Hermes, traces its roots to the 1917 founding of Hermes Kreditversicherungsbank in Berlin.

Markel Insurance Company receives high marks for financial stability and claims paying ability from insurance industry analysts. Our "A Excellent" rating by A.M. Best Company was reaffirmed in June 2009.A.M. Best cited Markel's "well-established market position, sustained operating profitability, solid risk-adjusted capitalization, excellent operating cash flow, adequate liquidity, and financial flexibility" in the rating affirmation.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

Through operating subsidiary Greenlight Reinsurance, the company sells property/casualty reinsurance, specializing in writing customized contracts in underserved markets including professional liability, casualty clash, homeowners insurance, marine coverage, accident coverage, credit insurance, and property catastrophe policies. It also provides medical malpractice and workers' compensation reinsurance. Greenlight Re is affiliated with investment firm Greenlight Capital.

Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

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