FCCI writes business in 14 contiguous states. Our mission is to expand in an orderly fashion and on a profitable basis to fulfill the needs of our agents and their customers. FCCI began as a workers’ compensation self-insurance fund in 1959. Over the years, They have achieved significant milestones, strengthening and expanding our products and territories along the way.

Founded in 1992 by the Dental Society of Massachusetts, as a "by dentists, for dentists,®" company, Eastern Dentists Insurance Company (EDIC) has grown to thousands of members in Massachusetts, Rhode Island, Connecticut, New Hampshire, Vermont, Maine, New Jersey, New York and Pennsylvania. The company was expressly formed to control the rising costs of dental malpractice insurance and allow our colleagues to control our own destinies.

If AEGON USA was an Argonaut, its quest would be to conquer the US insurance market. AEGON USA, LLC company, a subsidiary of Dutch insurance giant AEGON that operates under the AEGON Americas moniker, provides life insurance and accident and health insurance (such as cancer and long-term care policies) to some 30 million customers throughout the US. Its products include traditional whole life, universal life, variable universal life, and term life insurance for individuals and groups. AEGON USA also offers annuity and investment products, such as mutual funds, as well as asset management services. Subsidiaries include Monumental Life, Transamerica Life, and Western Reserve Life.

The its founding nearly a half century ago, Republic Indemnity has served the workers' compensation needs of small and medium-sized businesses in California and the western United States. That has always been our sole focus and remains so today. There customers have justifiably come to rely on our knowledgeable professionals, who combine responsive service to policyholders with innovation in developing customized programs. For its many satisfied customers, Republic Indemnity provides the peace of mind they need and they deserve.

OMIC is pleased to provide qualified ophthalmologists with a single, comprehensive, affordable professional liability policy for the full scope of ophthalmic practice. Our underwriters have a clear understanding of the ever-changing risk exposures and business issues facing ophthalmologists today and will work with physicians and their administrators to tailor an insurance policy for their practice. Coverage is available in all 50* states and the District of Columbia (coverage in Wisconsin is limited to eye banks).

CNinsure Inc. (Nasdaq: CISG), founded in 1998 and headquartered in Guangzhou, is a leading independent insurance intermediary company operating in China. It distributes a wide variety of property and casualty insurance products and life insurance products underwritten by both domestic and foreign insurance companies operating in China, and offer insurance claims adjusting services, such as assessment, survey, authentication and loss estimation, as well as other insurance-related services to individuals and institutions. As an insurance intermediary, the Company is not exposed to any underwriting risks.

Everest Re markets to US and international insurance companies directly and through independent brokers. Under its reinsurance arrangements, Everest Re assumes risks of policies written by other insurance companies. The company offers specialized underwriting in several areas, including property/casualty, marine, aviation, and surety, as well as medical malpractice, directors and officers liability, and professional errors and omissions liability.

Physicians' Reciprocal Insurers (PRI) was founded by the doctors, for the doctors. The company is one of the largest writers of medical malpractice insurance in the state of New York, serving more than 12,500 physicians, chiropractors, dentists, and other health care professionals. PRI also offers general and specialty liability coverage for hospitals, nursing homes, and other health care facilities. The company's day-to-day operations are conducted by a third party, Administrators for the Professions (AFP), and its policies are distributed through independent brokers. PRI was founded by a group of physicians in 1982 and is owned by its policyholders.

ERGO is controlled by reinsurance giant Munich Re; the two companies have formed joint venture MEAG MUNICH ERGO AssetManagement to provide financial services. ERGO Insurance Group thinks logically: people need insurance, ergo they sell it! The company comprises a number of firms specializing in life, health, property, casualty, and legal expenses insurance, as well as pensions. Property/casualty and life policies are offered under the ERGO brand, while health, legal, and travel insurance are provided through the DKV, D.A.S., and ERV divisions. ERGO Insurance Group targets individuals and small to midsized businesses.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

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