Born in 1898, Metropolitan Holdings Limited company is one of the largest financial services conglomerates in Africa serving the low- to mid-income markets. Metropolitan Holdings provides life insurance to some 4 million residents in eight nations, including South Africa where it is a leading life insurer. Its life products are distributed directly and through intermediaries and brokers. Metropolitan also offers retirement fund benefits, asset management, and managed health-care administration. Metropolitan Holdings Limited company plans to merge with another South African insurer, FirstRand's Momentum Group, to form MMI Holdings. Metropolitan brings insurance and financial services to those who may not be accustomed to such things.

Ohio National Financial Services sells its products in 47 states, the District of Columbia, Puerto Rico, and through a subsidiary in Chile. The company distributes its products through independent agents, brokers, and banks. Mutual holding company Ohio National Mutual Holdings owns a majority of the firm's stock. What's round on both ends, "hi" in the middle, and covers millions of people? Ohio National Financial Services! That is the marketing name for Ohio National Life Insurance and Ohio National Life Assurance, which sell individual and group life insurance, disability insurance, pension plans, and annuities. Other products and services include wholesale and retail brokerage and mutual funds.

Responding to the hardship faced by many Liverpudlians in the mid 19th century, nine local men decided they could make a difference to people’s lives by forming the Liverpool Lyver Burial Society, which would fund funerals and save families from financial ruin when a wage-earning relative passed away. The society was registered in 1850 and it grew so fast that by 1907 it was called the Royal Liver Friendly Society – the Royal Liver Assurance that exists today – and work had started on our new Royal Liver Building head office at Liverpool’s Pier Head. During the 20th century, Royal Liver Assurance expanded to cover the whole of the United Kingdom and the Republic of Ireland. We continued our mission to protect the poor and provide financial services to people during times of major change.As a friendly society or a ‘mutual’, Royal Liver Assurance is not owned by shareholders but by our members – everyone that takes out a policy. This means our main aim is to operate for the benefit of our members and we are totally committed to putting their interests at the heart of everything we do. Members have the opportunity to be involved in running Royal Liver Assurance through our Delegation – elected representatives of our membership. This echoes our traditional values but today, we look after around 3.5 million policies for almost two million members. We also have more than £3.7 billion pounds in funds and provide a range of financial services to people in the United Kingdom and the Republic of Ireland.

At Rutherfoord, our first responsibility is to help reduce your potential for loss. That's part of the comprehensive approach we take at Rutherfoord. And it's one of the reasons why we've been awarded our client's loyalty since 1916.On March 16, 2010, Rutherfoord became a Marsh & McLennan Agency LLC company (MMA), which operates independently of parent company Marsh Inc., the world's largest insurance broker. This combination of great companies offers the middle market Rutherfoord's integrity, industry knowledge and best-in-class customer service with a broader array of capabilities and resources through the MMA network.

Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Kiln underwrites a wide range of specialty property/casualty insurance, including marine, aviation, and special risk coverage (ranging from wind farms and high-tech laboratories to political and intellectual property risk). Kiln also underwrites accident and health insurance, reinsurance, and life insurance. The company, with offices in Asia, Africa, and Europe, is one of the largest agencies trading in Lloyd's of London's insurance market. Kiln operates primarily through subsidiary R J Kiln & Co., which was founded in 1962. Kiln was acquired by Tokio Marine & Nichido Fire Insurance, a unit of Tokio Marine Holdings (formerly Millea Holdings), in 2008.

What if your auto insurance company could also issue you a driver's license? It can in western Canada, where Insurance Corporation of British Columbia (ICBC) is not only the sole provider of British Columbia's (BC) mandated basic auto insurance coverage, but is also in charge of operating the province's motor vehicle department. Formed by the provincial government in 1973, ICBC provides liability and uninsured motorist coverage to about 2.6 million customers through its required Basic Autoplan policy. The company also issues drivers' licenses and offers other standard motor vehicle services. ICBC is regulated by The BC Utilities Commission, which approves the insurance company's rates.

OdysseyRe is a leading worldwide underwriter of property and casualty treaty and facultative reinsurance, as well as specialty insurance. OdysseyRe operates through its subsidiaries Odyssey America Reinsurance Corporation, Hudson Insurance Company, Hudson Specialty Insurance Company, Newline Underwriting Management Limited, OdysseyRe's managing agent at Lloyd's, Newline Insurance Company Limited, Newline Asia Services Pte. Ltd. and Odyssey America Reinsurance Corporation Escritório de Representação no Brasil Ltda.

Endurance Specialty Holdings Ltd. insurance underwriting operations include crop and livestock insurance, health care liability coverage for hospitals, and professional coverage for corporate officers, as well as general property/casualty lines. The company offers various property/casualty reinsurance policies, with a focus on catastrophe coverage. Other reinsurance offerings include marine, aerospace, and surety lines. Endurance Specialty is domiciled in Bermuda and has additional offices in the US and the UK.

UNIQA Versicherungen, a leading insurance provider in Central Europe, holds a group of insurance companies serving some 15 million customers in about 20 European countries. The group offers life, health, and property/casualty insurance and related financial services. Subsidiaries include UNIQA Sachversicherung (property and casualty insurance lines), UNIQA Personenversicherung (personal insurance), and Raiffeisen Versicherung, which covers accident and life insurance lines and distributes through affiliated Raiffeisen bank branches. Its Salzburger Landes-Versicherung subsidiary, which offers property and and casualty insurance, serves regional insurance companies and is Austria's oldest fire insurer.

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