Liberty Northwest Insurance is a regional multiline insurer operating in five northwestern states: Alaska, Idaho, Montana, Oregon, and Washington. Its main business is providing workers' compensation insurance to area businesses, and it is the leading private workers' compensation insurer in some of its markets, including Oregon and Montana. However, Liberty Northwest also provides other kinds of commercial and personal coverage, including car, homeowners, business owners, and agribusiness insurance. A subsidiary of Boston-based insurance giant Liberty Mutual, the company is part of its parent's Agency Markets segment, a unit comprising Liberty Mutual's regional insurance carriers.

Texas Life was founded in 1901 and for its first 80 years operated primarily in Texas and Oklahoma. Now Texas Life is authorized to do business in 49 states and Washington DC. Its products are sold through independent agents. Texas Life Insurance company is the oldest legal reserve life insurance company from Texas and holds Charter Number 1 from the state's banking commission prior to the establishment of an insurance department.

Looking for auto coverage? Go west, young man -- or east, north, or south. Bristol West Holdings Bristol West Holdings sells non-standard private passenger insurance; that is, insurance for those who have trouble getting standard coverage because of bad driving records, age, limited financial resources, and the like. The company operates in some 40 states through about 10,000 agents. Though the majority of Bristol West's customers buy minimum liability policies, the company also offers collision and comprehensive coverage, as well as medical payments coverage that pays for health care costs related to automobile accidents.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

Kingsway Financial Services Inc. provides insurance solutions to individuals and businesses in the United States. The company primarily offers non-standard automobile insurance that covers drivers who do not qualify for standard automobile insurance coverage because of their payment history, driving record, place of residence, age, vehicle type, or other factors, as well as provides commercial automobile insurance products. It distributes its products through a network of independent agents. The company was founded in 1989 and is based in Mississauga, Canada.

Hallmark Financial sells insurance to cover risks both general and exceptional. Its Hallmark General Agency unit markets and underwrites general commercial property/casualty insurance, while its Texas General Agency sells specialty property/casualty coverage to businesses that don't fit into standard coverage. Its Aerospace unit provides specialty aviation insurance to both commercial and private pilots and small airports. Other Hallmark Financial units provide personal non-standard auto insurance and specialty commercial auto and umbrella policies. Chairman Mark Schwarz owns about 60% of the company, partially through his investment firm, Newcastle Partners.

Genworth help borrowers buy a home—and we help them stay there. By putting less than 20% down, borrowers can responsibly buy a home years sooner, and our MI products make it possible. Even after closing, our innovative HomeOpeners products and services help keep borrowers in their home if times get tough.

Brown & Brown, Inc., together with its subsidiaries, operates as a diversified insurance agency, wholesale brokerage, insurance programs, and service organization in the United States. Its Retail segment provides various insurance products and services to commercial, public and quasi-public entity, professional, and individual customers. It provides insurance relating to physical damage to property, and resultant interruption of business or extra expense caused by fire, windstorm, or other perils; casualty insurance relating to legal liabilities, workers compensation, and commercial and private passenger automobile coverage; and fidelity and surety bonds. This segment also sells and services group and individual life, accident, disability, health, hospitalization, medical, and dental insurance; and provides risk management and loss control surveys and analysis, and consultation services.

Anthony Clark operates as a general insurance brokerage through its various subsidiaries and has been in business since 1989. The Company carries on its current operations in Alberta, Canada and the States of California, and Virginia, U.S.A. The Company operates out of twenty three locations: 6 in Alberta; 5 in California; 1 in Arizona and 11 in Virginia.

American Equity Investment Life Holding Company, through its subsidiaries, provides annuities and life insurance products in the United States and the District of Columbia. American Equity Investment Life Holding Company underwrites annuity and insurance products, as well as collects renewal premiums on certain accident and health insurance policies. Its annuity products include fixed index annuities and fixed rate annuities, as well as single premium immediate annuities. The company’s insurance products comprise traditional ordinary and term, universal life, and other interest-sensitive life insurance products. It markets its products through a brokerage distribution network of approximately 50 national marketing organizations and approximately 41,000 independent agents. American Equity Investment Life Holding company was founded in 1995 and is based in West Des Moines, Iowa.

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