The Guardian Insurance & Annuity Company stands like a sentinel protecting its clients' retirement savings. The company, a subsidiary of mutually owned life insurer The Guardian Life Insurance Company of America, sells variable annuities and variable life insurance policies to individuals and groups looking to accumulate and manage savings over the long term. Its variable annuities have optional riders, including a Guaranteed Minimum Withdrawal Benefit, that protect a client's investment from market fluctuations. Guardian Insurance & Annuity distributes its products primarily through its sister firm, Guardian Investor Services.

Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It sells a range of wealth protection, accumulation, and retirement income products and solutions. These products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL, term life insurance, mutual funds, and group life insurance. Lincoln National Corporation also provides employer-sponsored fixed and variable annuities, and mutual fund-based programs; single and survivorship versions of UL and VUL, including corporate-owned UL and VUL, and bank-owned UL and VUL products to small and mid-sized banks and large-sized corporations; and group non-medical insurance products, principally term life, disability, and dental. Lincoln National Corporation distributes its products through a range of intermediaries, including financial advisors, consultants, brokers, banks, wirehouses, planners, third party administrators, and other intermediaries. Lincoln National Corporation was founded in 1904 and is headquartered in Radnor, Pennsylvania.

Allianz Insurance is one of the largest general insurance providers in the UK. The company provides property, casualty, and automobile insurance policies to businesses and individuals. The company's largest segment is its commercial division, which provides property, liability, and motor insurance and risk management services. Its personal business products range from such standard fare as car and home coverage to more specialized products such as wedding, musical instrument and pet insurance. Independent brokers, agents, and affinity groups distribute the company's products. It is also growing its direct-to-consumer sales. Allianz Insurance is part of the Munich, Germany-based Allianz SE.

Keenan is the largest privately held insurance brokerage/consulting firm in California. Keenan’s innovative solutions provide high quality, cost-effective insurance, employee benefits, and financial services. We specialize in proprietary programs for public agencies and healthcare organizations. Our expertise in risk management, claims services, and technology consistently exceeds customer expectations.

Japan's oldest property/casualty insurance company, Tokio Marine Holdings has one of the largest insurance sales networks in Japan and has expanded its insurance operations to about 40 additional countries in Asia, Europe, and North America. Through Tokio Marine & Nichido Fire (TMNF), Nisshin Fire, Philadelphia Insurance Companies, Kiln, and other subsidiaries, Tokio Marine Holdings provides marine, property/casualty, personal accident, fire, auto, and life insurance as well as reinsurance. It also offers asset management, pension plans, and other services.

Clarendon Insurance Group was the US-based property and casualty subsidiary of Hannover Re. Clarendon's particular forte was specialty insurance, but all four of its property/casualty insurance companies are now in run off, meaning that they are no longer writing new business and are only servicing existing policies. In 2006 Clarendon spun off its ongoing property and casualty business as a separate entity called Praetorian Financial Group, to assume Clarendon's renewal business. Praetorian Financial was subsequently acquired by QBE Insurance Group.

HUB International Limited is a leading North American insurance brokerage that provides a broad array of property and casualty, life and health, employee benefits, reinsurance, investment and risk management products and services throughout offices located in the United States and Canada.Eleven Canadian brokerages merge to form HUB International, Limited.HUB posts net earnings of $1.7 million on revenue of $38.7 million.

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), provides supplemental health and life insurance. The company offers cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. It also offers accident/disability plans, cancer plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans, and life insurance products in the United States. Aflac Incorporated sells its products through sales associates, independent corporate/individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Arch Capital Group Ltd., together with its subsidiaries, provides insurance and reinsurance products worldwide. It operates in two segments, Insurance and Reinsurance. The Insurance segment offers casualty; construction; executive assurance; healthcare; national accounts casualty; professional liability; programs; property, energy, marine, and aviation; surety; travel and accident; and other insurance products, such as collateral protection, excess workers' compensation, and employers' liability business. Its products are marketed through a network of licensed independent retail and wholesale brokers. The Reinsurance segment reinsures third party liability and worker’s compensation exposures; individual property risks that include personal lines and commercial property exposures; other specialty lines, including non-standard automobile, surety, accident and health, trade credit, and political risk; catastrophic perils, such as hurricane, earthquake, flood, tornado, hail, and fire; marine business, which includes coverage for hull, cargo, and transit and offshore oil and gas operations, as well as aviation business that includes coverage for airline and general aviation risks; and non-traditional business to provide insurers with risk management solutions. This segment markets its reinsurance products through brokers, as well as directly with the ceding companies. The company was founded in 1995 and is based in Hamilton, Bermuda.

Magna Carta Companies sells mutual commercial property and casualty insurance through Public Service Mutual Company and its subsidiaries, Paramount Insurance and Western Select Insurance. Offering services in select states, the group focuses on property, liability, and workers' compensation coverage for real estate firms and restaurants. The company also offers coverage to various small-to-medium sized businesses. Established as Public Service Mutual Company in 1925, the New York-based company was founded as a mutual insurance provider for companies in the taxicab business. The company changed its name to Magna Carta Companies in 2000.

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