ocated in Carlsbad, California, William J. King & Associates has served local businesses with their insurance and employee benefit needs since 1972. Our success over the past 30 years has made us the number one agency in North County and among the top ten in San Diego each of the past six years. We pride ourselves on our extensive industry knowledge and creative problem solving solutions that get our clients the best plan to meet their needs; and then providing them with an unprecedented level of personal service.

Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

If AEGON USA was an Argonaut, its quest would be to conquer the US insurance market. AEGON USA, LLC company, a subsidiary of Dutch insurance giant AEGON that operates under the AEGON Americas moniker, provides life insurance and accident and health insurance (such as cancer and long-term care policies) to some 30 million customers throughout the US. Its products include traditional whole life, universal life, variable universal life, and term life insurance for individuals and groups. AEGON USA also offers annuity and investment products, such as mutual funds, as well as asset management services. Subsidiaries include Monumental Life, Transamerica Life, and Western Reserve Life.

ICW Group provides multiple lines of property/casualty insurance, including commercial property, workers' compensation, surety bonds, catastrophe coverage, and personal and corporate auto insurance; customers are primarily in the western US. Its member companies are flagship Insurance Company of the West (licensed in about 50 states), Explorer Insurance (about 20 states), and Independence Casualty and Surety (Texas and select other states). The companies have offices in about a dozen states, mostly California and Texas. ICW Group is a subsidiary of Western Insurance Holdings.

Unity Mutual Life Insurance was founded in 1903 as Imperial Order Tycoons, a fraternal benefit society; it converted to a mutual life insurance company in 1957. Unity Mutual has agreed to merge with Columbian Mutual Life Insurance, a unit of Columbian Financial Group. Unity Mutual Life Insurance prefers working with mature individuals. Focusing on customers over 50 years of age, the company provides whole life insurance policies, and both fixed-rate and variable annuities, and It also provides final expense coverage insurance through its affiliate Unity Financial Life Insurance. Unity Mutual Life Insurance company is licensed to do business throughout the US. Some 5,000 independent agents represent the company's products.

CoreLogic (formerly First American CoreLogic) is an information provider to the core. The company provides consumer, financial, and property data to businesses and government to help them develop predictive decision analytics. It maintains comprehensive US real estate, mortgage application, fraud, and loan performance databases and is also a provider of mortgage and automotive credit reporting. Customers use the data to assess risk, support underwriting, make investment and marketing decisions, prevent fraud, and improve business performance. The company was formerly a part of financial services giant The First American Corporation. In 2010 CoreLogic became an independent publicly traded company.

Burlington Insurance Group, Inc. ("BIG") is headquartered in Burlington, North Carolina and operates primarily through contracted producers. BIG offers a broad portfolio of insurance products through its Binding Authority Division and its Submit/Brokerage Division. Admitted and non-admitted coverages are provided through First Financial Insurance Company, The Burlington Insurance Company, Alamance Insurance Company and Guilford Insurance Company.

ERGO is controlled by reinsurance giant Munich Re; the two companies have formed joint venture MEAG MUNICH ERGO AssetManagement to provide financial services. ERGO Insurance Group thinks logically: people need insurance, ergo they sell it! The company comprises a number of firms specializing in life, health, property, casualty, and legal expenses insurance, as well as pensions. Property/casualty and life policies are offered under the ERGO brand, while health, legal, and travel insurance are provided through the DKV, D.A.S., and ERV divisions. ERGO Insurance Group targets individuals and small to midsized businesses.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Validus Holdings, Ltd., through its subsidiaries, provides reinsurance and insurance coverage in the property, marine, and specialty lines markets worldwide. The company underwrites property catastrophe reinsurance, property per risk reinsurance, and property pro rata reinsurance; and insurance and reinsurance on marine risks covering damage to or losses of marine vessels or cargo, yachts and marinas, third-party liability for marine accidents, and physical loss and liability from offshore energy properties. It also underwrites reinsurance on other lines of business, including aerospace, terrorism, life and accident, and health and workers’ compensation catastrophe. In addition, Validus Holdings underwrites short-tail insurance and reinsurance contracts; and specialty insurance products consisting of war (which comprises marine and aviation war, political risks, and political violence), financial institutions, contingency, bloodstock and livestock, accident and health, airlines, and aviation treaty. The company offers its products primarily in the United States, Europe, Latin America and the Caribbean, Japan, and Canada. Validus Holdings, Ltd. was founded in 2005 and is based in Hamilton, Bermuda.

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