Multi-line insurer Groupama is the operating company responsible for a group of regional mutual insurance companies that provide life, health, and property/casualty insurance throughout France. The group also offers retirement savings products, as well as banking and asset management services. Under its three distinct brand names, Groupama, Gan, and Amaguiz.com, the company caters to private individuals, small and midsized businesses, and Internet sales, respectively. The company operates in about a dozen countries in Europe and Asia. Groupama is owned indirectly (through a holding company) by the mutual companies it operates.