American Farmers & Ranchers Mutual Insurance wanted to become more inclusive, hence its change from the former company name, Oklahoma Farmers Union Mutual Insurance. The company offers personal property/casualty and life insurance coverage including homeowners, farm liability, and automobile in the southern and western US. It also sells commercial insurance tailored for small businesses. Despite the name change, the company still primarily serves customers in Oklahoma. Some 200 agencies throughout the state sell American Farmers & Ranchers Mutual's products. The insurance company was founded in 1905.

Home Sweet Motorhome? Vintage Ford Fairlane? Summer cottage at Coldwater Lake? Foremost Insurance Company will insure them all. Foremost Insurance is a holding company for six insurance companies that underwrite property/casualty insurance primarily for assets on wheels ranging from luxury motor coaches and motorcycles to golf carts and collectible autos. No wheels? Foremost has coverage for boats and snowmobiles as well. Foremost also provides specialty homeowners insurance for rental, seasonal, and vacant homes. Insurance products are sold direct nationwide and through company agencies as well as by independent agents. Founded in 1952, Foremost Insurance became part of the Farmers Group in 2000.

Ohio Casualty underwrites a variety of commercial property/casualty insurance products including property and general liability, equipment breakdown, workers' compensation, schools, and commercial farm policies. The company also offers loss prevention programs to its customers. Ohio Casualty sells its products through independent agents in seven mid-central and eastern states and Washington D.C. Historically, half of its customers are contractors or artisans, the rest are typically smaller business owners, including merchants and service providers. The company is owned by Liberty Mutual.

Founded in 1997 by CEO Luke Yeransian, FirstComp's mission is to provide superior service in workers' compensation insurance for small and midsize 'Main Street' businesses through local insurance agents nationwide. Since its inception, the company has grown to a group of more than 8,300 independent insurance agencies in 31 states. Started with three employees, FirstComp has grown to more than 550 employees in four regional offices serving over 110,000 business customers around the U.S.

The company wrote medical professional-liability insurance through subsidiary American Physicians Assurance Corporation. Operating principally in a handful of states in the Midwest, it concentrated on individual and small-group practices and had more than 9,000 policies in force. Other subsidiaries dealt with income portfolio management, health care consulting, and physician and medical staff credential verification and review. Founded in 1975, the company was known as Mutual Insurance Corporation until 2000, when it was demutualized. APCapital was acquired by The Doctors Company in 2010.

MS&AD Insurance Group has insurance in Japan covered. MS&AD Insurance Group is the holding company for several large Japanese insurance companies including Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Together, the insurance companies offer property/casualty (e.g. auto, personal, fire, marine) and life insurance, as well as asset management (mutual funds, financial consulting) and risk management services. MS&AD Insurance's subsidiaries, which serve individuals and businesses in Japan, also offer their products and services to customers in more than 40 countries in Europe, Asia, and the Americas.

Bajaj Allianz Life hopes it's aligned with its clientele's life insurance needs. The company, which provides life insurance and retirement products to customers from more than 1,100 branch locations throughout India, is a joint venture between global insurance company Allianz and motorcycle maker Bajaj Auto. Bajaj Allianz Life specializes in bancassurance, or providing financial services through partnership tie-ups with Standard Chartered Bank, Syndicate Bank, and other banks. It caters to a wide spectrum of customers and needs, including companies, individuals, and families. Products include traditional, unit linked, and term life policies, as well as pensions and annuities.

CNO Financial Group, Inc., through its subsidiaries, engages in the development, marketing, and administration of supplemental health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. The company markets and distributes Medicare supplement insurance, life insurance, and long-term care insurance products, as well as fixed annuities through career agents and sales managers; Medicare Part D prescription drug plans through a distribution and reinsurance arrangement with Coventry Health Care (Coventry); and Medicare advantage plans through a distribution arrangement with Humana Inc. (Humana). In addition, it markets primarily graded benefit and simplified issue life insurance products directly to customers through television advertising, direct mail, Internet, and telemarketing; and markets and distributes specified disease, accident, disability, and life insurance products, as well as annuities to middle-income consumers at home and at the worksite through independent marketing organizations and insurance agencies. Further, the company offers reinsurance products, a swell as sells products through professional independent producers and direct marketing. CNO Financial Group, Inc. has strategic alliances with Coventry and Humana. CNO Financial Group, Inc. was formerly known as Conseco, Inc. and changed its name to CNO Financial Group, Inc. on May 11, 2010. CNO Financial Group was founded in 1979 and is headquartered in Carmel, Indiana.

The Graham Company ranks among the top Insurance Brokers in the United States. From construction and manufacturing to longshore operations, hospitals and more, we provide a full spectrum of property & casualty products, and surety bonds at competitive rates, for high-risk businesses. Additionally, we provide a broad array of employee benefits solutions that can be tailored to meet the needs of businesses in virtually any industry.While many agencies our size have 2,500 accounts, we focus our attention on fewer than 200 clients. That allows us to gain a deeper understanding of the risks associated with each client's operations and tailor-fit insurance programs to best meet their needs.

Operating through half a dozen property/casualty insurance subsidiaries, American Modern Insurance Group provides specialty insurance products and services to owners of boats, classic cars, motorcycles, RVs, manufactured homes, rental properties, and vacation homes. Its Financial Institutions division also offers credit life insurance. The company is licensed throughout the US. It distributes its products through a network of agents, as well as through financial institutions, manufacturers, and other dealers. American Modern Insurance is a subsidiary of Munich Re America.

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