RTW, Inc (RTW) isn't just another look-alike provider offering workers' compensation, disability and absence management solutions. We are a company with a purpose. We attract exceptional people who desire to be the best . . . people who are honest and have unwavering ethics and integrity. We work in an environment where we support, trust, respect and listen to each other. We make and keep our promises and commitments to one another and to our customers. We are innovative, creative and passionate about the difference we make in the world. We exist to help you. That is why you need to get to know us better.At RTW, we transform people from absent or idle to present and productive. Knowing that employees are your greatest assets, we developed a proprietary process to identify potentially high-cost claims within the first forty-eight hours of an injury event. Nobody else can do this. To borrow the old cliche, knowledge is power. Putting knowledge into action, we outperform the industry, hands down. Our average claim cost is 57% better than the industry and we close claims faster, resulting in open claims that are 80% less than our competitors.

Sentry Insurance offers a variety of insurance products, including personal auto, homeowners, and other property/casualty lines, as well as life and annuities. The mutual company (owned by its policyholders) also provides specialized insurance to businesses of all sizes, including manufacturers, retailers, and truckers. The company's Sentry Equity Services offers mutual fund services through its Sentry Fund. Formerly named Hardware Mutual, Sentry Insurance was founded in 1904 to provide insurance to members of the Wisconsin Retail Hardware Association.

HM Insurance Group makes the grade in employer stop loss coverage and other group health-related insurance products. A subsidiary of health insurer Highmark, HM Insurance offers stop loss policies to help self-insured companies protect themselves from catastrophic medical claims. It also sells supplemental health plans that cover critical illness, accidents, and hospitalization; the plans also include disability and life insurance components. Additionally, the firm has introduced a customizable limited benefit medical plan and provides administrative services such as COBRA administration and claims processing for self-insured groups. HM Insurance, which consists of four operating companies, operates nationwide.

Rubin Insurance Agency provides commercial and personal insurance brokerage and risk management services. The company offers a full range of property/casualty products, including liability, workers' compensation, automobile, homeowners, and disability coverage. Rubin Insurance Agency develops niche programs for businesses including contractors, restaurants, and optometrists. It also provides whole and universal life and funeral insurance, as well as retirement planning, estate planning, and financial security analysis. Stuart Rubin founded the company in 1975.

Unity Mutual Life Insurance was founded in 1903 as Imperial Order Tycoons, a fraternal benefit society; it converted to a mutual life insurance company in 1957. Unity Mutual has agreed to merge with Columbian Mutual Life Insurance, a unit of Columbian Financial Group. Unity Mutual Life Insurance prefers working with mature individuals. Focusing on customers over 50 years of age, the company provides whole life insurance policies, and both fixed-rate and variable annuities, and It also provides final expense coverage insurance through its affiliate Unity Financial Life Insurance. Unity Mutual Life Insurance company is licensed to do business throughout the US. Some 5,000 independent agents represent the company's products.

National Interstate Corporation, through its subsidiaries, operates as a specialty property and casualty insurance company in the United States, the District of Columbia, and the Cayman Islands. It underwrites and sells traditional and alternative property and casualty insurance products primarily to the passenger transportation industry and the trucking industry; general commercial insurance to small businesses in Hawaii and Alaska; and personal insurance to owners of recreational vehicles and commercial vehicles in the United States. The company provides truck and passenger transportation alternative risk insurance products; workers’ compensation coverage; and commercial auto liability, general liability, physical damage, and motor truck cargo coverage for truck and passenger operators, as well as offers coverage for campsite liability, vehicle replacement coverage, and coverage for trailers, golf carts, and campsite storage facilities. National Interstate Corporation also provides companion personal auto coverage to recreational vehicle policyholders. It offers its products through various distribution channels, including independent agents and brokers, program administrators, affiliated agencies, and agent internet initiatives. The company was founded in 1989 and is headquartered in Richfield, Ohio. National Interstate Corporation is a subsidiary of Great American Insurance Company.

Workmen's Auto Insurance Company has been steering drivers in the right direction since 1949. Now in our 60th year of business, the Company continues an established tradition of customer satisfaction, technological innovation, and financial stability. Workmen's is headquartered in Los Angeles, California and is licensed in 23 states and active in 10, from Washington to Florida. We provide personal lines automobile insurance distributed through independent agents in those states, as well as offer homeowners and renters products in California!

The NIA Group is a Marsh & McLennan Agency LLC company, a wholly owned subsidiary of Marsh, the world's largest insurance broker. At The NIA Group, we create customized insurance and financial solutions that fit your unique needs and make it possible for you, your company, your employees and your family to flourish in business, at home and in life. Our 500 insurance and financial services professionals, employed at NIA offices throughout New York, New Jersey, Connecticut and Florida, are passionate about their work and highly dedicated to delivering the very best in client service.

HCC Insurance Holdings, Inc., together with its subsidiaries, provides property and casualty, surety, group life, accident, and health insurance coverage, as well as related agency and reinsurance brokerage services to commercial customers and individuals worldwide. It underwrites financial insurance risks in its financial products line of business, which includes directors’ and officers’ liability, employment practices liability, errors and omissions liability, surety and credit, and fidelity insurance products. The company writes medical stop-loss insurance that provides coverage to companies, associations, and public entities that elect to self-insure their employees’ medical coverage for losses. It also engages in insuring aviation risks, which include coverage for antique and vintage military aircrafts, cargo operators, commuter airlines, corporate aircrafts, fixed base operations, military and law enforcement aircrafts, private aircraft owners, and rotor wing aircrafts. The company offers hulls, engines, avionics and other systems, liabilities, and cargo and other ancillary coverage. Its London market account business consists of marine, energy, property, and accident and health businesses. In addition, HCC Insurance Holdings underwrites property and liability businesses, such as event cancellation, contingency, public entity, and U.K. liability; and writes facultative or individual account reinsurance, and treaty reinsurance businesses. The company markets its products directly to customers, as well as through a network of independent and affiliated brokers, producers, agents, and third party administrators. HCC Insurance Holdings was founded in 1974 and is headquartered in Houston, Texas.

The Injured Workers' Insurance Fund (IWIF) has specialized in providing workers' compensation insurance to Maryland businesses since 1914.As the leading writer of workers' compensation insurance in Maryland, IWIF continues to be a competitive force in the industry, with an array of consumer-driven products and services that are available to all Maryland businesses.

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