The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

Heritage Title Company offers title insurance, marketing, and escrow services throughout Central Texas and beyond. Its products cover office, industrial, retail, multifamily, and residential properties. The company is an independent agent for underwriters such as First American Title and Chicago Title (part of Fidelity National Financial). Heritage Title Company, founded in 1984, operates three offices in Austin, Texas.

Desjardins Financial Security Life Assurance nurtures a garden of insurance and investment products. The subsidiary of the Desjardins Group offers individual and group life and health insurance, as well as a variety of investment products and other financial services, to some 5 million Canadians. The company's products are distributed through the caisses (savings banks) that make up the Desjardins Group network; Desjardins Financial Security also sells through independent agents, brokers, and financial institutions, as well as via direct marketing (online and telephone).

The Motorists Insurance Group, through its group operating companies, offers personal and commercial property/casualty products, primarily in the Midwest but in other areas of the US as well. Its main subsidiary, Motorists Mutual Insurance, sells car, home, and business insurance; Ohio is its largest market. Motorists is affiliated with several other regional insurers through management contracts and reinsurance arrangements. Among its affiliates are business insurer American Hardware; Wilson Mutual, which operates in Wisconsin and Minnesota; and Iowa Mutual Insurance, which operates in Illinois, Iowa, and Nebraska.

Colemont Brokerage Group knows that commerce can be risky business, so it offers specialty commercial property/casualty coverages, such as pollution and trucker's liability, to businesses of all sizes. The company operates as Colemont Insurance Brokers in the US and Colemont Global Group internationally. With more than a dozen locations across the nation, Colemont ranks among the largest wholesale insurance brokers in the US. International expansion is part of Colemont's growth plan, and to that end it established offices in Europe, Latin America, Asia, and the Middle East. Colemont was acquired by US wholesale broker AmWINS in 2010.

Eastern Insurance Holdings, Inc., through its subsidiaries, offers workers’ compensation and group benefits insurance and reinsurance products in the United States. Its Workers’ Compensation Insurance segment provides traditional workers’ compensation insurance coverage products, including guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, large deductible policies, and alternative market products to employers primarily in Pennsylvania, Delaware, North Carolina, Maryland, Indiana, and Virginia. Eastern Insurance Holdings company’s Segregated Portfolio Cell Reinsurance segment provides program design, fronting, claims administration, risk management, segregated portfolio cell rental, investment, and segregated portfolio management services. Its Group Benefits Insurance segment offers group benefits insurance products, such as dental, short-term and long-term disability, vision, and term life insurance products to employer groups primarily in the Mid-Atlantic, Southeast, and Midwest regions of the continental United States. Eastern Insurance Holdings company offers its products through a network of independent insurance producers and general agencies. Eastern Insurance Holdings is headquartered in Lancaster, Pennsylvania.

Atrium Underwriters, a Lloyd's of London insurer and reinsurer also provides insurance for cargo, art, and against acts of terrorism. Its Atrium Underwriters Limited subsidiary manages two Lloyd's syndicates -- Syndicate 570 (property & casualty insurance and reinsurance, accident & health, and professional liability) and Syndicate 609 (energy, marine and aviation risks, non-marine property, war, and more). The company provides its services throughout the UK using a direct sales force.

National American Insurance Company (NAICO) provides commercial property and casualty insurance coverage targeted to the oil and gas, construction, retail, and trucking industries in Oklahoma and Texas. The company also writes property and casualty policies for Oklahoma school districts which, along with workers compensation and general liability, also cover school board legal liability. Having sold off its retail operations, NAICO relies upon a network of some 200 independent agents sell its products. Chairman and CEO Brent LaGere controls Chandler Insurance which owns NAICO.

MBIA will make sure that bonds get paid, no matter what. Its independent subsidiary, National Public Finance Guarantee Corporation, is a leading provider of insurance for municipal bonds and stable corporate bonds (such as utility bonds) in the US. Separately, its MBIA Insurance Corporation provides global structured finance products and non-US public financial guarantees. MBIA's Cutwater business manages assets for public-sector clients. Other lines of business include tax compliance services and buying and servicing municipal real estate tax liens.

Ethias Verzekering provides an array of insurance and financial services to 1 million customers in Belgium and Luxembourg. Tracing its roots back to 1920, Ethias specializes in life policies and additionally offers insurance coverage for automobiles, homes, property and casualty, and death. Recently Ethias Verzekering company also began offering home, vehicle, and domestic renovation loans through its Ethias Banque division (formerly Smap Banque). About 84% of Ethias' income comes from its life policies. Ethias Verzekering company also owns an approximate 6.8% stake in Belgian bank Dexia.

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