Maine Employers' Mutual Insurance Company (MEMIC) is a private mutual insurance company that opened for business in January 1993. MEMIC was, and remains, the keystone to the landmark 1992 reforms of Maine workers' compensation law passed by the Maine Legislature and signed by then - Gov. John R. McKernan.Among other reforms, this legislation called for the creation of MEMIC as a private company that would serve as the guarantor of workers' compensation insurance for Maine companies. With its private structure, MEMIC serves as a competitive force within the workers' compensation insurance market.

Founded in 2006, Homeowners Choice began providing property and casualty insurance for Floridians just as large national insurers began exiting the hurricane-prone market to reduce exposure. The majority of the company's insurance policies have been assumed from Citizens Property Insurance Corporation, a state-supported insurer. Although Homeowners Choice has assumed more than 50,000 property and casualty insurance policies from Citizens, the company has done so selectively, assuming policies based on its own underwriting criteria. The company also sells policies through a network of more than 1,300 independent agents.

Generali Deutschland Holding AG is controlled by Italian insurer Assicurazioni Generali and is the holding company for its German operations. For individuals and smaller commercial customers seeking insurance in Germany, Generali Deutschland (formerly AMB Generali) has them covered. Through more than 20 subsidiaries, it is one of that country's top health, life, property/casualty, and liability insurers. Its multiline companies include Aachen Munchener, Volksfursorge, and CosmosDirekt. The company also offers financial services and asset management and owns mortgage bank Deutsche Bausparkasse Badenia. Through its affiliates Generali Deutschland owns interests in building societies and real estate companies.

Aviva Life Insurance Company India is more India than Aviva. Although it is listed as a joint venture between UK insurance giant Aviva and India-based Dabur, the company's Indian parent -- which owns a collection of health care, personal care, and food concerns -- holds 74% of the company. Aviva Life Insurance Company India (Aviva India) offers a variety of life insurance and investment products under the Aviva brand name, as well as financial planning services. It sells its products through a network of some 225 branch locations and a direct sales force. It also distributes its products through partnerships with Indian bank branches.

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. We are the market leader, issuing almost half of the policies in Oregon and providing coverage to more than 600,000 workers. They unique charter, mission, vision, and leadership principles drive our dedication to the people, businesses, and state of Oregon.

AFBA's for-profit 5Star Financial division, founded in 1989, sells to the general public, offering individual life insurance, supplemental health insurance, and other financial services such as banking and mutual funds. Taking risks that might scare off other commercial insurance companies, Armed Forces Benefit Association (AFBA) provides group life insurance products for military personnel, government employees, police officers and firefighters, and defense department contractors. The not-for-profit membership association was established in 1947 and has some 300,000 members; its policies contain no war or terrorism restrictions. It sells property/casualty policies through affiliate Armed Forces Insurance.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Established in 1947, Snapp & Associates has been providing premier insurance solutions to our clients for over fifty years. We are relied upon for our depth of knowledge and ability to perform in all economic cycles. We are trusted for our integrity and track record of creativity, diligence, and service.Reputation and ethics have built trust between our Clients and the Carriers we represent. As a trusted advisor, we will ensure your business and personal assets are clearly defined while providing premier Risk Transfer through the Carriers we represent.

Young drivers in hot hatches make up the favorite fleet of UK car insurer Admiral Group, which targets young people, drivers of performance cars, and city dwellers -- those who typically pay higher-than-average premiums. Admiral Group uses a direct-to-consumer business model, selling policies online under a number of brand names including its largest, Admiral (aimed at youngsters and urbanites); Bell (low-risk drivers); Diamond (young women); and Elephant (online only for bargain hunters). This section provides you with information about the history of the Admiral Group, our company culture, our charity partnerships and how we support the communities in which we are based.

Triad Guaranty Insurance, sold private mortgage insurance on residential mortgage loans when buyers could put up less than 20% of the down payment. Its customers have been residential mortgage lenders, including commercial banks and mortgage bankers and brokers. Triad Guaranty marketed its products across the US through its in-house sales force. The company is in the operating in run-off, which means it no longer writes new policies, but continues to service existing customers.

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