BMI Financial Group, Inc. was founded in 1973 by chairman Tony Sierra. ¡Habla español! BMI Financial Group specializes in providing life and health insurance and other financial products to businesses and individuals in Latin America, and (to a lesser extent) in Asia and Europe. The company's primary subsidiary is Best Meridian Insurance, which targets Latin American upper-income business professionals through a network of approximately 300 general agencies. Best Meridian Insurance's offerings include life, credit, accident, health, and reinsurance products. Other subsidiaries offer investment products and third-party administration (TPA) services.

W. R. Berkley Corporation offers an assortment of commercial property/casualty insurance across five segments. Its specialty insurance segment underwrites complex third-party liability risks, especially excess and surplus lines, professional liability, and commercial transportation insurance. Its regional segment offers commercial insurance focused on small to midsized business customers and state and local governments through regional subsidiaries. The alternative markets segment develops self-insuring programs aimed at employers and employer groups. W. R. Berkley also does a bit of reinsurance and a smidgen of international property/casualty underwriting.

In Japan, "non-life" isn't creepy, it's just car insurance, and Sompo Japan is one of the biggest players. Voluntary and compulsory automobile insurance combined account for over half of the insurance company's premiums. Though non-life is its largest segment, the company also provides life insurance through its Sompo Japan Himawari Life and Sompo Japan DIY Life Insurance subsidiaries. It also provides fire, accident, and marine insurance, as well as reinsurance, asset management, and venture capital products and services. Sompo Japan formed a joint holding company with smaller property/casualty insurer Nipponkoa in 2010. As NKSJ Holdings, the two companies hope to better compete in their markets.

Great-West Life Assurance's two major subsidiaries, Canada Life and London Life Insurance, provide individual insurance and wealth-management products in Canada, Germany, Ireland, and the UK. Great-West writes policies for the Great White North and beyond. Holding company Great-West Lifeco, majority-owned by Power Financial, is one of Canada's largest insurance organizations, but its reach extends to the US and to Europe. Through subsidiaries (including Great-West Life Assurance in Canada and Great-West Life & Annuity in the US), the company offers a range of individual and group life and health insurance, retirement savings and investment products, reinsurance, and services to financial institutions.

Radian Group is glowing from a conflagration of private mortgage insurance claims. Through subsidiaries Radian Guaranty, Amerin Guaranty, and Radian Insurance, Radian Group provides traditional private mortgage insurance coverage to protect lenders from defaults by borrowers who put down a deposit of less than 20% when buying a home. Such coverage provides protection on individual loans and covers unpaid loan principal and delinquent interest. Its pool insurance covers limited exposure on groups of loans. Radian still insures municipal bonds through its financial guaranty business, but is winding down that business. Radian Group's customers include mortgage bankers, commercial banks, and savings institutions.

PartnerRe Ltd. (NYSE, Euronext: PRE) is a provider of risk-assumption solutions for the global insurance and capital markets. We provide insurance companies with multiple lines of reinsurance — property & casualty, catastrophe, specialty lines, life, and alternative risk transfer — through our offices around the world.

A-ten-schun! American General Life Companies is still among the top brass of US life insurance and financial services firms. It is the marketing name for the domestic life insurance companies and affiliates group of American International Group. American General Life offers clients a variety of products to build their nest eggs, including fixed and deferred annuities. Life insurance offerings include individual and group policies for families, businesses, and affiliation groups. Other products include accident and health insurance and worksite benefits programs.

MAPFRE, S.A., through its subsidiaries, MAPFRE provides customers with property/casualty (especially auto) coverage, life insurance, and reinsurance. The firm does business primarily in its home country of Spain, where it is a top insurer, and in about 40 other nations, including many in North and South America. Individual and group offerings include funeral, home, medical, and agricultural insurance. It additionally provides financial services such as investment and pension funds. MAPFRE also maintains a very successful alliance with Spanish banking company Caja Madrid through which the companies cross-market each other's products.

Pojistovna Ceska sporitelny (PCS) may be daunting, but its product offering is easily whittled into one word: insurance. Originally founded as a business insurer, the company is one of the largest life insurance providers in the Czech Republic. Austria-based Erste Bank, which acquired PCS in 2000, owns the company through savings bank Ceska sporitelna (acquired in the same transaction) and Sparkassen Versicherung. PCS divested its non-life insurance business in 2004. In 2008 Erste Bank announced plans to sell its remaining insurance operations, including PCS, to Vienna Insurance Group.

Americo Life sells insurance to cover American lives. The holding company sells life insurance and annuities to individuals, families, and groups, mainly through its Americo Financial Life and Annuity Insurance unit. Americo Life companies also offer insurance policies that cover funeral expenses and mortgages. Policies are distributed through 15,000 independent agents nationwide to about 850,000 policyholders. The firm is a wholly owned subsidiary of Financial Holding Corporation, which the family of chairman Michael Merriman controls. Other Financial Holding business interests include real estate ventures in the Southeast and a 50% stake in Argus Health Systems, a processor of prescription drug claims.

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