Radian Asset Assurance backs up bonds. The Radian Group subsidiary, is in the financial guaranty business, meaning that it insures and reinsures state and municipal bonds and provides direct financial guarantees of smaller debt obligations. The company reinsures in the US and Puerto Rico; its UK-based subsidiaries, Radian Asset Assurance Limited and Radian Financial Products Limited, provide financial guaranty products in Europe. As Radian Asset Assurance was heavily involved in insuring collateralized debt obligations and asset-backed securities, in 2008 its ratings were downgraded and the company ceased writing new financial guaranty business.

NYMAGIC, INC. is an established holding company that owns and operates New York Marine And General Insurance Company, Southwest Marine And General Insurance Company, and Gotham Insurance Company. We also own an insurance manager, MMO INC, which underwrites business on behalf of our insurance companies. Our company's head office is located in New York City, with two other offices in Chicago and on Long Island.

United Fire & Casualty Company, together with its subsidiaries, engages in writing property, casualty, and life insurance; and selling annuities in the United States. Its commercial insurance product line comprises fire and allied lines, other liability, automobile, workers’ compensation, fidelity and surety, and miscellaneous products. The company’s personal insurance product line includes fire and allied lines, including homeowners; and automobile insurance. Its life insurance products comprise single premium annuities, universal life products, and traditional life products; and term and whole life insurance products. The company markets its products through independent agents. United Fire & Casualty Company was founded in 1946 and is headquartered in Cedar Rapids, Iowa.

The Western and Southern Life Insurance Company was founded in 1888 and is held by diversified financial services firm Western & Southern Financial Group. Easterners and Northerners need not apply? Nah, The Western and Southern Life Insurance Company offers life insurance, critical illness insurance, annuities, investment funds, and related products in nearly half of the states in the Union (it's also licensed in about 45 states). The Western and Southern Life Insurance company and its Western-Southern Life Assurance (universal and term life and annuity products) subsidiary market their products through W&S Agency Group, its own sales force of more than 2,000 career agents.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

A subsidiary of Allianz, Mondial Assistance Group primarily sells travel insurance for individuals and business in partnership with travel agents, brokers, tour operators, and online travel companies worldwide. Mondial's standard offerings include protection for lost or stolen luggage, medical coverage, vehicle repair during travel, and trip cancelation protection. The company also offers a variety of complementary services such as reservation, rental, and property care assistance.

Rain and Hail Insurance Service is among the largest crop insurers; it is an underwriter for multiple lines of insurance for agents and rural policyholders in Canada and the US. Covering family farms to corporate farms its products run the gamut from low farm revenue to agribusiness risk management, from crop hail insurance to livestock risk protection. The company also provides claims adjusting and accounting services. It operates about 10 divisional offices across the US, as well as in Canada. Rain and Hail has agreed to be acquired by ACE Limited, which already holds 20% of the company's stock.

IMA makes a business of danger. The company helps clients protect their businesses from dangers both natural and man-made. IMA Financial Group provides insurance brokerage, risk management, and related services for commercial customers in a number of industries, including the agricultural, biofuels, construction, energy, manufacturing, and hospitality sectors. The company offers analysis, advisory, and program design services to help businesses protect themselves from potentially unforseen risks. IMA Financial provides brokerage and consulting services through its IMA, Signature Select, and Towerstone subsidiaries. Its TrueNorth unit provides investment and asset management and consulting services.

Financial Guaranty Insurance Company provided credit enhancement on public finance (including transportation, state and local leases, and municipal electric utility), structured finance (asset-backed securities including mortgage and consumer loans), and global infrastructure and utility securities. FGIC has historically guaranteed the scheduled payments of principal and interest on an issuer's obligation. Founded in 1983, the company is owned by investors including mortgage guaranty insurer The PMI Group. FGIC is currently not issuing new policies or paying claims.

Founded in 1851, MassMutual's US and global clients include individuals and businesses. The company also offers disability income insurance, long-term care insurance, structured settlement annuities, and trust services. Its subsidiaries include OppenheimerFunds (mutual funds), Babson Capital Management (investor services), Baring Asset Management (international investment), and Cornerstone Real Estate Advisors (real estate investment management). Massachusetts Mutual Life Insurance, sometimes known as MassMutual Financial Group, but usually called by its nickname, MassMutual, provides financial services including life insurance, annuities, money management, and retirement planning.

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