Ambac Financial Group, Inc. is a holding company whose affiliates provide financial guarantees and financial services to clients in both the public and private sectors around the world. Ambac's principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations. The Ambac Assurance financial guarantee is an unconditional and irrevocable pledge that investors will receive principal and interest payments in full and on time should the issuer of an Ambac-insured security default.

Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

Home Sweet Motorhome? Vintage Ford Fairlane? Summer cottage at Coldwater Lake? Foremost Insurance Company will insure them all. Foremost Insurance is a holding company for six insurance companies that underwrite property/casualty insurance primarily for assets on wheels ranging from luxury motor coaches and motorcycles to golf carts and collectible autos. No wheels? Foremost has coverage for boats and snowmobiles as well. Foremost also provides specialty homeowners insurance for rental, seasonal, and vacant homes. Insurance products are sold direct nationwide and through company agencies as well as by independent agents. Founded in 1952, Foremost Insurance became part of the Farmers Group in 2000.

MBIA will make sure that bonds get paid, no matter what. Its independent subsidiary, National Public Finance Guarantee Corporation, is a leading provider of insurance for municipal bonds and stable corporate bonds (such as utility bonds) in the US. Separately, its MBIA Insurance Corporation provides global structured finance products and non-US public financial guarantees. MBIA's Cutwater business manages assets for public-sector clients. Other lines of business include tax compliance services and buying and servicing municipal real estate tax liens.

Pacific Life & Annuity can turn your wishes into a plan. Along with parent company Pacific Life Insurance, Pacific Life & Annuity (PL&A) offers annuity and life insurance products to individuals and groups. Unlike Pacific Life, however, PL&A is licensed in the state of New York and offers many of its products only in the New York market. In addition to individual life insurance and annuities, PL&A issues structured settlement annuities, which are used to make payments to injured parties in personal injury and workers' compensation cases, and other financial investment products.

Physicians' Reciprocal Insurers (PRI) was founded by the doctors, for the doctors. The company is one of the largest writers of medical malpractice insurance in the state of New York, serving more than 12,500 physicians, chiropractors, dentists, and other health care professionals. PRI also offers general and specialty liability coverage for hospitals, nursing homes, and other health care facilities. The company's day-to-day operations are conducted by a third party, Administrators for the Professions (AFP), and its policies are distributed through independent brokers. PRI was founded by a group of physicians in 1982 and is owned by its policyholders.

Sony Financial Holdings was founded in 2004 and is led by president Teruhisa Tokunaka. Electronics giant Sony Corporation is taking electronics to the bank. Its financial arm Sony Financial Holdings provides banking and insurance services through operating subsidiaries including Sony Bank. The retail bank operates primarily online and via mobile phone; physical transactions are available at convenience store ATMs throughout Japan. Sony Life provides insurance planning and policies; it is partnering with AEGON to offer annuities. Sony Assurance offers automobile insurance and other property/casualty and medical coverage. Sony Bank subsidiary Sony Bank Securities provides securities brokerage services.

Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.KEMI was created in 1994 as the centerpiece of workers’ compensation reform for the Commonwealth. Through exceptional service, competitive pricing, responsible financial management, safety education, responsive claims practices, and a focus on innovation, KEMI brought stability to the workers’ compensation market in Kentucky and continues today as a model for success.

John A. Folino is RTI Insurance Services' founder, President and CEO. With offices expanding throughout Pennsylvania, Maryland and Florida, RTI has successfully flourished as a result of mutually beneficial, long-term relationships with clients.Mr. Folino graduated from Duquesne University with a degree in Business Administration. He entered the insurance industry as an independent agent and rapidly became one of the most accomplished producers in the field. With 27 years experience, Mr. Folino has navigated RTI in to a well-established firm by strategic acquisition of key agencies in Western Pennsylvania and Florida, as well as by organic acquisition of new clients.

Omega is the business solution for any insurance carrier, employer or Third Party Administrator (TPA) that desires a “back room” dental administrator to deliver services that meet and exceed industry standards in a cost effective manner.Omega Administrators is the “back room” for one of the nation's largest Dental TPA's. We provide claims administrative services for over 2,200 employer groups covering more than 1 million members with annualized revenue exceeding $260 million.

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