Businesses are being transformed by technology and the internet. As businesses continue utilizing new technology-based processes, they may not be aware of the emerging risks that could potentially threaten their bottom line. Businesses require risk management professionals who can stay abreast of and mitigate these emerging risks.

Never content to rest on our laurels, Pinnacol Assurance has set our sights on being best in the nation. Our name itself (a play on "pinnacle") reflects a commitment to being the peak performer in the workers' compensation industry. And its spelling ("col" at the end, instead of "cle") recognizes our heritage and dedication to the people of Colorado.Helping our customers reach the pinnacle of success in Colorado is what we're all about. It's what our name says, but, more importantly, it reflects our entire way of doing business. We perform at the peak, so that you can too.

SECURA offers a range of personal and commercial property/casualty insurance, including auto, homeowners, and farmowners lines throughout the Midwest. It also provides specialty coverage for the manufacturing, restaurant, and service industries. Nearly two-thirds of the company's business is commercial. Some 400 independent agencies market the company's products. The mutual firm does business in Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin; it has one office each in Wisconsin and Michigan. SECURA was founded in 1900 as The Farmers Home Mutual Hail, Tornado, and Cyclone Insurance Company.

Southwest Administrators is a third-party administrator (TPA) of union-funded employee benefits plans including health and welfare plans and pensions. The company processes the paperwork --handling claims, billing, and benefits processing -- for numerous southern California- and Nevada-based union trust funds. It services pension trust funds covering some 200,000 members. Participating employer groups include the Southern California Bakery Drivers Trust Fund, the Southern California Soft Drink Industry Health and Welfare Trust Fund, and the Las Vegas Firefighters Health & Welfare Trust Fund. Southwest Administrators has offices in California and Nevada.

SBLI USA Mutual Life Insurance Company began life in 1939 as The Savings Banks Life Insurance system, which had been promoted by former Supreme Court Justice Louis Brandeis as a means to provide "ordinary working people" with life insurance sold through more than 20 savings banks in New York. Today SBLI USA and subsidiary S.USA Life Insurance serve 300,000 policyholders across the US. The company has stuck to its original mandate and sells individual and group life insurance and other products through banks, though its primary source is direct marketing. In addition to life insurance, SBLI USA's offerings also include accident insurance and annuities.

Arch Insurance Group (Arch), a division of Arch Capital Group Ltd., is a market-leading specialty insurer.They provide a wide range of property, casualty and specialty insurance for corporations, professional firms and financial institutions across the United States and Canada The capabilities are powered by "Fresh.Thinking". It's a perspective that drives how we do business and why we generate results for our clients. Specifically, our approach is anchored by:

Count the rings on Woodmen and you'll get back to 1890. Woodmen of the World Life Insurance Society is a life insurance company formed to benefit the members of Woodmen of the World, a fraternal organization with some 750,000 members across the US. The company provides its members with traditional life insurance, as well as annuities for both individuals and small businesses. It also offers mutual funds and 529 college savings accounts through its Woodmen Financial Services subsidiary. Additionally, members have access to major medical coverage and disability insurance via marketing agreements with some third-party insurers.

Harleysville Group Inc., through its subsidiaries, engages in the property and casualty insurance business primarily in the eastern and midwestern United States. It underwrites personal and commercial property and casualty coverage, including automobile, homeowners, commercial multi-peril, and workers compensation. The company sells its products through independent agents to individuals, and small and medium-sized businesses. The company was founded in 1979 and is based in Harleysville, Pennsylvania. Harleysville Group Inc. is a subsidiary of Harleysville Mutual Insurance Company.

Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

Capitol Transamerica does business across the US but mostly in the middle. The insurance holding company operates in 50 states and Washington, DC, but its business is concentrated in the Midwest and Plains states. Its primary operating subsidiaries, Capitol Indemnity and Capitol Specialty Insurance, offer property/casualty coverage for such niches as barber and beauty shops, bowling alleys, and taverns. It also offers fidelity and surety bonds to commercial entities through Capital Indemnity and another unit, Platte River Insurance.

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