The Wawanesa Mutual Insurance company, one of the largest property/casualty insurers in Canada, offers commercial and personal lines, including business, farm, homeowner, and automobile policies. It also owns a demutualized life insurer, Wawanesa Life. Wawanesa operates throughout Canada as well as in California and Oregon. The company sells its products through some 1,300 independent agents (except in Quebec where company agents handle the distribution). Wawanesa is owned by its policyholders.

Security Mutual Insurance provides personal and commercial property/casualty insurance in the northeastern US. Its offerings include homeowners, business owners, liability, umbrella, and marine coverage. The member-owned company also offers specialty multi-peril programs for small businesses. It co-owns another property/casualty insurance firm, New York Mutual Underwriters, with Sterling Insurance. More than 300 independent agencies represent the company throughout the state of New York and in northern Pennsylvania. Security Mutual Insurance Company was founded in 1887 as Tompkins County Co-Operative Fire Insurance.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Linda Blood and Frank Berriz opened American Coast Title Company in 1988. Joel Phillips joined Linda and Frank in ownership in 1999. All three are involved in day-to-day operations.ACT is a hands-on company. ACT has no outside investors awaiting huge profits, no stock analysts to keep happy and no consulting firm creating or revising the company's public image. ACT has dedicated title professionals who understand that the best insurance of success is superior service to our clients.

GuideOne provides personal and commercial lines of property/casualty and liability insurance, including standard auto and homeowners coverage. The company targets churches of all faiths (it insures nearly 45,000 -- nearly a fifth of the nation's churches) as well as faith-based private schools and colleges, and church-affiliated senior living facilities. GuideOne's FaithGuard products offer coverage for people who actively attend church. A network of more than 1,500 independent and company agents sell its products. GuideOne was founded in 1947.

ProAssurance Corporation, through its subsidiaries, provides professional liability insurance products primarily to physicians, dentists, other healthcare providers, and healthcare facilities in the United States. It also engages in the legal professional liability business. The company markets its products through direct marketing and independent agents. ProAssurance Corporation was founded in 1976 and is based in Birmingham, Alabama.

MGIC (www.mgic.com), the principal subsidiary of MGIC Investment Corporation, is the founder and leader of the private mortgage insurance industry, serving more than 3,300 lenders with locations across the country and Puerto Rico. MGIC provides a critical component of our country's residential mortgage finance system, protecting mortgage investors from credit losses. Mortgage insurance from MGIC also benefits consumers by helping them achieve homeownership sooner with low-down-payment loans.

Keystone Insurers Group (KIG) was incorporated in 1983 by four Central Pennsylvania Agencies who joined forces in an increasingly difficult, constricted market. Their number increased with the express purpose of realizing greater opportunities through association than they could realize individually.While preserving the entrepreneurial spirit of the American Independent Insurance Agent, the founders recognized that as a profitable, productive group, they wielded significant bargaining power, were provided greater opportunities, and could offer a wider array of products and services to customers and the communities in which they lived.

Direct Line Insurance plc was founded in 1985 with a simple idea in mind -- selling car insurance over the phone. It is the UK's leading private automobile insurer, and it has more than 5 million customers across its lines of business. Since its founding, the company has expanded its business to include home, pet, travel, and life insurance. Other products and services include home mortgages, loans, savings, online car buying, and car breakdown service. Direct Line has also expanded geographically by offering services in Germany and Italy. The company is an affiliate of The Royal Bank of Scotland.

Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.