Saga Services is the company's insurance and finance arm, offering auto, home, and medical insurance for that age group, as well as savings and investment services. The group's publishing arm produces "Saga Magazine", which covers entertainment and current events of interest to older people. Saga Holidays offers cruises, guided tours, and resort deals. The company also has a direct-mail subsidiary (MetroMail) and it offers telephone services. In 2007 the company merged with the AA, a UK motorists' association.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

Founded in 1992 by the Dental Society of Massachusetts, as a "by dentists, for dentists,®" company, Eastern Dentists Insurance Company (EDIC) has grown to thousands of members in Massachusetts, Rhode Island, Connecticut, New Hampshire, Vermont, Maine, New Jersey, New York and Pennsylvania. The company was expressly formed to control the rising costs of dental malpractice insurance and allow our colleagues to control our own destinies.

What if your auto insurance company could also issue you a driver's license? It can in western Canada, where Insurance Corporation of British Columbia (ICBC) is not only the sole provider of British Columbia's (BC) mandated basic auto insurance coverage, but is also in charge of operating the province's motor vehicle department. Formed by the provincial government in 1973, ICBC provides liability and uninsured motorist coverage to about 2.6 million customers through its required Basic Autoplan policy. The company also issues drivers' licenses and offers other standard motor vehicle services. ICBC is regulated by The BC Utilities Commission, which approves the insurance company's rates.

SNS REAAL Groep has a real focus on financial services for Dutch customers, particularly retail clients and small-to-medium businesses. Through several operating units, SNS REAAL offers a wide variety of banking and insurance products in the Netherlands. The group's primary subsidiaries are SNS Bank and REAAL Verzekeringen. SNS Bank provides retail banking services online and through about 150 branch offices throughout the Netherlands. REAAL Verzekeringen offers life and general insurance to retail and business clients through independent financial advisers. In addition, the company operates about a dozen other subsidiaries offering everything from socially responsible banking to sustainable asset management.

Equity Red Star, the Lloyd’s underwriting business, is the UK’s 6th largest motor insurer and has been providing insurance products for more than 60 years. It offers a diverse range of products, including private car, classic car, van, motorcycle, taxi, minibus, fleet, haulage, agricultural vehicle, motor breakdown, household and personal accident. Equity Direct Broking Limited operates through affinity partners, driving leading brands in their markets and administering transferred existing businesses from UK brokers, supported through UK call centres.

National Indemnity Company (NICO) is one of the leading property/casualty members of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating. Located in Omaha, NE and backed by a wealth of experience, National Indemnity Company offers one of the widest selections of commercial insurance products in the industry and the stability that agents and insureds have depended on for decades. Whether your company is big or small, new or established, if you're in the market for commercial auto, general liability or garage liability coverage, let NICO assist with a policy that best suits your needs.

Selling specialist insurance and reinsurance coverage, Chaucer Holdings runs two Lloyd's of London syndicates through its primary subsidiary, Chaucer Syndicates Limited. Chaucer owns Syndicate 1084, which underwrites marine, auto, and other property risks, and controls 54% of Nuclear Syndicate 1176, which covers property and liability risks at nuclear power stations. The company also manages syndicates for other insurance companies, including Antares Holdings and Broadgate Underwriting. Chaucer Holdings, originally established in 1922 as Stewart and Hughman Limited, has operations in counties including the UK, Denmark, and Singapore.

Title insurance is effectively insures the past and guarantees a home's title is free and clear to sell and buy with no outstanding claims upon it. CalCounties Title Nation (formerly California Counties Title Company) provides real estate title insurance and escrow services in Orange and Los Angeles counties. The firm's products are underwritten by TransUnion Title Insurance. CalCounties is managed by TEAM Nation Holdings.

Prudential Annuities Life Assurance has a name that fits -- Prudential Annuities Life Assurance Corporation is the annuities business unit of life insurance giant Prudential Financial. It offers variable and fixed annuities, mutual funds, and other retirement and long-term investment products and services, primarily to high-income individuals. Prudential Annuities Life Assurance's products are distributed through independent financial planners, brokers, and banks, as well as through the Prudential Financial network of agents. The company's Prudential Annuities Distributors arm also provides variable annuity products through Allstate's distribution force.

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