The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.