They are a property and casualty insurance company located in central New York that employs over 1,000 dedicated insurance professionals. Our company was founded in 1899 by my great grandfather, VanNess DeMar Robinson. Our family, now in its fourth generation, continues to manage NYCM, providing the same service and security this company was built on over 100 years ago.

MARC my words: If the subject is reinsurance, MARC is ready to talk. Munich American Reassurance Company (MARC) is the US-based life reinsurance subsidiary of global industry giant Munich Re (its sister company Munich Reinsurance America provides property/casualty reinsurance). MARC provides life, annuity, disability, and health reinsurance for insurance companies throughout the US. The company, founded in 1959, writes reinsurance for annuities, credit insurance, and long-term care insurance. It also provides risk management services. Munich American Reassurance Company has offices in Atlanta and Chicago.

Heath Lambert is a leading UK independent insurance adviser and broker with over 130 years of experience in the insurance industry. We listen to our clients, and deliver the right insurance and advisory solutions for their needs. In 1997, during what was considered to be the softest market conditions in the history of insurance, a leveraged buy-out by the management was agreed.Lambert Fenchurch, itself a product of an earlier merger between Lowndes Lambert Group plc and Fenchurch plc can trace its origin back over 160 years to the coal factoring business set up by Francis Devereux Lambert, which developed into shipping and insurance broking.

A UK division of The Travelers Companies, Travelers Insurance Company provides commercial property and liability insurance, as well as professional indemnity, and risk management services. Customers include computer and technology companies, the automotive industry, law firms, medical institutions, and local governments. The company also provides marine insurance and surety bonds. Travelers Insurance Company Ltd. operates alongside its parent's Lloyd's operations known as Travelers Syndicate 5000. In Ireland it provides both commercial insurance and personal auto coverage.

Anthony Clark operates as a general insurance brokerage through its various subsidiaries and has been in business since 1989. The Company carries on its current operations in Alberta, Canada and the States of California, and Virginia, U.S.A. The Company operates out of twenty three locations: 6 in Alberta; 5 in California; 1 in Arizona and 11 in Virginia.

CNO Financial Group, Inc., through its subsidiaries, engages in the development, marketing, and administration of supplemental health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. The company markets and distributes Medicare supplement insurance, life insurance, and long-term care insurance products, as well as fixed annuities through career agents and sales managers; Medicare Part D prescription drug plans through a distribution and reinsurance arrangement with Coventry Health Care (Coventry); and Medicare advantage plans through a distribution arrangement with Humana Inc. (Humana). In addition, it markets primarily graded benefit and simplified issue life insurance products directly to customers through television advertising, direct mail, Internet, and telemarketing; and markets and distributes specified disease, accident, disability, and life insurance products, as well as annuities to middle-income consumers at home and at the worksite through independent marketing organizations and insurance agencies. Further, the company offers reinsurance products, a swell as sells products through professional independent producers and direct marketing. CNO Financial Group, Inc. has strategic alliances with Coventry and Humana. CNO Financial Group, Inc. was formerly known as Conseco, Inc. and changed its name to CNO Financial Group, Inc. on May 11, 2010. CNO Financial Group was founded in 1979 and is headquartered in Carmel, Indiana.

Catalyst Health Solutions, Inc. (formerly HealthExtras, Inc.) is built on strong, innovative principles in the management of prescription drug benefits and provides an unbiased, client-centered philosophy resulting in a year-over-year client retention rate of more than 98%. The Company’s subsidiaries include Catalyst Rx, a full-service pharmacy benefit manager (PBM) serving more than seven million lives in the United States and Puerto Rico; HospiScript Services, LLC, one of the largest providers of pharmacy benefit management services to the hospice industry; and Immediate Pharmaceutical Services, Inc., a fully-integrated prescription mail service facility based out of Avon Lake, Ohio. The Company also offers Medicare Part D and Workers’ Compensation PBM services. Its clients include self-insured employers including state and local governments, managed care organizations, unions, hospices, third-party administrators and individuals.

Triple-S Management Corporation operates as a managed care company in Puerto Rico. The company, through its subsidiaries, provides health benefits services to subscribers through contracts with hospitals, physicians, dentists, laboratories, and other organizations. It offers managed care plans for healthcare services that include emergency care, inpatient hospital and physician care, and outpatient medical services, as well as supplemental services, such as dental, vision, behavioral, and prescription drugs. Triple-S Management Corporation also underwrites life, accident and disability, and health insurance policies, including annuities; and property and casualty insurance policies, such as personal and commercial auto, commercial multiple peril, fire and allied lines, auto physical damage, auto liability, dwelling, and other general liabilities insurance, as well as involves in the administration of annuity contracts. In addition, the company provides healthcare advisory services and other health insurance-related services to the health insurance industry. It markets its managed care products to corporate accounts, federal and local government employees, individuals, and Medicare recipients and reform enrollees through internal sales force, and a network of independent agents and brokers. Triple-S Management was incorporated in 1997 and is based in San Juan, Puerto Rico.

Aviva Life Insurance Company India is more India than Aviva. Although it is listed as a joint venture between UK insurance giant Aviva and India-based Dabur, the company's Indian parent -- which owns a collection of health care, personal care, and food concerns -- holds 74% of the company. Aviva Life Insurance Company India (Aviva India) offers a variety of life insurance and investment products under the Aviva brand name, as well as financial planning services. It sells its products through a network of some 225 branch locations and a direct sales force. It also distributes its products through partnerships with Indian bank branches.

At Bituminous, we believe in positioning well qualified insurance decision makers at the point of sale – so we market our programs through some of the best agents in the business. If you rely on your independent insurance agent to help you identify the best fit for your property and casualty insurance needs, be sure you check out Bituminous. The quality of our experience in the industries we have chosen to serve means we are qualified to offer advice in the most specific areas of your concern.

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