BUPA Health Insurance (Thailand) Ltd. has been established for over thirty years. Formerly known as Blue Cross Health Insurance, Bupa is the leading health insurance specialist in Thailand providing cover for the employees and families of more than 2,000 companies as well as individual policyholders. The parent company, Bupa (British United Provident Association) is one of the largest independent health and care organisations in the world with over 61 years of health care experience. As well as providing insurance to over 10 million people in 195 countries, Bupa also owns and manages hospitals, care for the elderly homes and health assessment and child care centers. Our local knowledge combined with Bupa's world-wide presence ensures that our customers have access to some of the best ideas and innovations in the world as well as global health care expertise.

Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

Scottsdale Insurance Company is the property/casualty insurer specializes in excess and surplus insurance lines (E&S) -- insurance coverage for higher-risk individuals and businesses including alarm contractors, bars, exterminators, and tree trimmers. The company also offers such niche products as pet insurance, professional liability, and products for public entities (cities and counties). E&S providers are not allowed to advertise directly to consumers, so Scottsdale Insurance relies upon wholesale general agents, brokers, and managers to sell its products through local agents. The company is a subsidiary of Nationwide Mutual Insurance.

LWCC is Louisiana's largest workers' compensation carrier, providing coverage to approximately 18,000 policyholders. We are a private, nonprofit mutual insurance company that revitalized a workers' comp system on the verge of collapse and have continued to provide much-needed stability in Louisiana. While other carriers will come and go as market conditions fluctuate, LWCC will always be here to meet the needs of Louisiana businesses and their hard-working employees.

Protective Life Corporation and its subsidiaries engage in the production, distribution, and administration of insurance and investment products in the United States. It operates in five segments: Life Marketing, Acquisitions, Annuities, Stable Value Products, and Asset Protection. The Life Marketing segment markets level premium term insurance, universal life, variable universal life, and bank owned life insurance products through various distribution channels, as well as a network of independent personal producing general agents. The Acquisitions segment focuses on acquiring, converting, and servicing life insurance policies and annuity products sold to individuals, which are acquired from other companies. The Annuities segment markets, supports, and sells fixed and variable annuity products through broker-dealers, financial institutions, and independent agents and brokers. Its fixed annuities include modified guaranteed annuities, single premium deferred annuities, single premium immediate annuities, and equity indexed annuities; and variable annuities offer the opportunity to the policyholder to invest in various investment accounts. The Stable Value Products segment sells guaranteed funding agreements to special purpose entities, as well as markets fixed and floating rate funding agreements directly to the trustees of municipal bond proceeds, institutional investors, bank trust departments, and money market funds. It also markets guaranteed investment contracts and other qualified retirement savings plans. The Asset Protection segment primarily markets extended service contracts and credit life and disability insurance to protect consumers’ investments in automobiles, watercraft, and recreational vehicles; and markets a guaranteed asset protection product. It markets its products through a network of approximately 3,750 automobile, marine, and recreational vehicle dealers. Protective Life Corporation was founded in 1907 and is headquartered in Birmingham, Alabama.

Island Insurance and its Tradewind Insurance and Island Premier Insurance affiliates operate together as the Island Insurance Companies. The insurers offer Hawaiians a range of personal and commercial coverage including auto, homeowners, liability, workers' compensation, umbrella policies, and it also provides loss control and audit services. Among its offerings are automobile, homeowners, flood, workers' compensation, and umbrella policies. Additionally, the group offers surety bonds for private and public contracts and other projects. Island Insurance was founded in 1939.

Hallmark Financial sells insurance to cover risks both general and exceptional. Its Hallmark General Agency unit markets and underwrites general commercial property/casualty insurance, while its Texas General Agency sells specialty property/casualty coverage to businesses that don't fit into standard coverage. Its Aerospace unit provides specialty aviation insurance to both commercial and private pilots and small airports. Other Hallmark Financial units provide personal non-standard auto insurance and specialty commercial auto and umbrella policies. Chairman Mark Schwarz owns about 60% of the company, partially through his investment firm, Newcastle Partners.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

The Farm Family group of insurance companies, headquartered in Glenmont, New York, is part of the American National Family of Companies. Farm Family has been providing insurance protection for families and businesses in rural and suburban areas since the 1950s in the Northeast and Great Atlantic regions. Over the years, Farm Family has earned a solid reputation, with an established tradition built on integrity and trust.

BenefitMall is the complete Broker services company providing products, services and tools to make selling employee benefits to businesses more efficient. Our ability to meet your business needs - and go above and beyond - is what has made BenefitMall the nation's leading General Agency. We have sales and support offices located in 11 states serving 32 markets. BenefitMall offers plans from more than 125 leading insurance carriers, and with more than 175,000 in-force groups, we support nearly two million employees and their dependents.

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