Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

Stewart Information Services is happy to have a place in that mountain of papers you sign when buying real estate. The company writes title insurance through its Stewart Title, National Title, and other subsidiaries and distributes policies through more than 8,500 offices and independent agencies in the US and abroad. Unlike most insurance that covers future events or losses, title insurance protects lenders and buyers against past problems with titles. The company also provides real estate information services through its PropertyInfo subsidiary while its Stewart Lender Services offers a variety of mortgage origination process services such as credit reports, property valuations, and tax services.

Radian Asset Assurance backs up bonds. The Radian Group subsidiary, is in the financial guaranty business, meaning that it insures and reinsures state and municipal bonds and provides direct financial guarantees of smaller debt obligations. The company reinsures in the US and Puerto Rico; its UK-based subsidiaries, Radian Asset Assurance Limited and Radian Financial Products Limited, provide financial guaranty products in Europe. As Radian Asset Assurance was heavily involved in insuring collateralized debt obligations and asset-backed securities, in 2008 its ratings were downgraded and the company ceased writing new financial guaranty business.

The Loews Corporation's main interest is insurance through publicly traded subsidiary CNA Financial, which offers commercial property/casualty coverage. Other wholly owned and partially owned holdings include hotels in the US and Canada through its Loews Hotels subsidiary. Its energy holdings include contract oil-drilling operator Diamond Offshore Drilling (which operates roughly 50 offshore oil rigs), interstate natural gas transmission pipeline systems operator Boardwalk Pipelines, and HighMount Exploration & Production (also natural gas)

Southern Farm Bureau Casualty Insurance provides property/casualty insurance in the southern US. The company's products are sold through regional offices and a network of some 2,000 independent contractor agents. Its Farm Bureau Tech training facility offers courses in claims, underwriting, and related insurance areas. The company operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina. Southern Farm Bureau Casualty was established as an automobile insurance provider in 1947 by four state Farm Bureaus.

Operating in the country since 1993, Allianz pojistovna is the Czech Republic insurance branch for one of the largest insurers in the world, Allianz. The company provides property, auto, liability, life, travel, entrepreneurial, and industrial insurance for both individuals and corporations through about 10 branches around the Republic. It operates a sales network of some 1,700 representatives as well as an external network of brokers, banks, and health insurance companies. Allianz pojistovna offers the Allianz Pension Fund, managed by a large network of advisors. It also specializes in retirement savings plans.

Cornerstone National Insurance Company was founded in 1996, by a group of insurance executives with hundreds of years of combined experience in the business. We commenced writing automobile insurance business in March of 1997. Today our insurance brokerage division also provides life, health, property and liability coverage for personal and commercial applicants.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

The IHC Group is an organization of affiliated insurance carriers, marketing and administrative companies and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed of Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc., Independence American Insurance Company and their respective operating subsidiaries. With more than $1.3 billion in total assets, the companies in the IHC Group have been providing life, health, disability and stop-loss insurance for over 25 years.

Heath Lambert is a leading UK independent insurance adviser and broker with over 130 years of experience in the insurance industry. We listen to our clients, and deliver the right insurance and advisory solutions for their needs. In 1997, during what was considered to be the softest market conditions in the history of insurance, a leveraged buy-out by the management was agreed.Lambert Fenchurch, itself a product of an earlier merger between Lowndes Lambert Group plc and Fenchurch plc can trace its origin back over 160 years to the coal factoring business set up by Francis Devereux Lambert, which developed into shipping and insurance broking.

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