Co-operative Insurance Society (CIS) has been watching people's backs-- and their assets-- since 1867. The only co-operative insurance company in the UK, CIS offers and manages life, home, and auto insurance, for individuals as well as businesses. Services may be procured either with the assistance of a CIS broker, or, for simplified transactions, through the company Web site. Together with Co-operative Bank, the company is a part of Co-operative Financial Services, which is the finance arm of Co-operative Group, the world's largest co-operative.

Oxford Life Insurance, which was founded in 1965, is a subsidiary of AMERCO, the owner of U-Haul International. Oxford Life Insurance company offers individual life insurance, annuities, and other types of policies targeted to middle income seniors under its own name and through its subsidiaries. Its Christian Fidelity Life Insurance subsidiary focuses on sales of Medicare supplement and funeral insurance to seniors in Arizona, Indiana, Missouri, Oklahoma, and Texas. Subsidiary North American Insurance specializes in third-party administration for Medicare supplement policy holders across the US.

Americo Life sells insurance to cover American lives. The holding company sells life insurance and annuities to individuals, families, and groups, mainly through its Americo Financial Life and Annuity Insurance unit. Americo Life companies also offer insurance policies that cover funeral expenses and mortgages. Policies are distributed through 15,000 independent agents nationwide to about 850,000 policyholders. The firm is a wholly owned subsidiary of Financial Holding Corporation, which the family of chairman Michael Merriman controls. Other Financial Holding business interests include real estate ventures in the Southeast and a 50% stake in Argus Health Systems, a processor of prescription drug claims.

Aon Corporation is the leading global provider of risk management services, insurance and reinsurance brokerage, and human capital consulting. Through its more than 36,000 colleagues worldwide, Aon delivers distinctive client value via innovative and effective risk management and workforce productivity solutions.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

Got a house clinging to the edge of a cliff in California? Century-National Insurance will talk with you, even if other insurers wouldn't touch your house with a 10-foot pole. The company sells personal and commercial property/casualty insurance and specializes in homeowners coverage. To better serve the California market, it offers a line of earthquake-only policies. It also offers personal and commercial auto insurance. There are many things you can do in the case of an accident, but the first thing is to remain calm. Check all passengers for injuries first, then call the police or paramedics if necessary. If it is safe, move your vehicle away from traffic, then collect the other driver's information. For a detailed list of what to do in case of an accident, select this link ACCIDENT INFORMATION. The LOSS INFORMATION FORM should be kept in your vehicle and completed at the scene of an accident.

By focusing our attention on responsible individuals living in Washington state, PEMCO has earned a national reputation for delivering on its promise. Our claim service is unsurpassed and our rates are highly competitive. We offer protection for your auto, home, boat, and life. You simply won't find a better value for protecting your most valuable assets.In addition to providing our customers with peace of mind, we work diligently enriching the communities we serve.For more information, visit our history page, read the Perspective newsletter, or read our news releases.

The Western Reserve Group sells personal and commercial property/casualty coverage to policyholders in Ohio and Indiana. The group consists of three property/casualty insurers -- Lightning Rod Mutual Insurance, Western Reserve Mutual Casualty, and Sonnenberg Mutual Insurance -- that pool their premiums, expenses, losses, and other liabilities. The Western Reserve companies offer personal auto, homeowners, and umbrella policies, as well as commercial and farm coverage, including workers' compensation. The company sells its products through some 400 independent agents. The Western Reserve Group traces its roots back to 1859, when Sonnenberg Mutual Insurance was founded.

The world's oldest mutual life insurance company isn't aging well. The Equitable Life Assurance Society, founded in 1762, provided life insurance, annuities, pensions, and permanent health insurance to some 650,000 customers in the UK, Germany, and Ireland, until it ceased writing new business in 2000 after a House of Lords ruling that it underpaid some 90,000 guaranteed-annuity policyholders. After losing its court battle, it sought a buyer. Mortgage bank Halifax plc bought much of the troubled company and formed Halifax Equitable (part of Lloyds Banking Group, formerly HBOS plc). Equitable Life has given up hopes of a buyer and intends to just let its business continue until there are no more policy holders.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

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