For over 30 years Total Financial has been the primary independent resource for producers who dominate their marketplace. We are one of the nation’s leading experts in developing and underwriting life insurance for wealthy individuals and corporations. The companies we represent, several of whom we lead every year, value our input and consult with us to keep them on the cutting edge of the brokerage world. Today they offer the successful insurance producer a powerful package of skill and selection. You get the most for your clients in this dynamic life insurance marketplace.

Harleysville Group Inc., through its subsidiaries, engages in the property and casualty insurance business primarily in the eastern and midwestern United States. It underwrites personal and commercial property and casualty coverage, including automobile, homeowners, commercial multi-peril, and workers compensation. The company sells its products through independent agents to individuals, and small and medium-sized businesses. The company was founded in 1979 and is based in Harleysville, Pennsylvania. Harleysville Group Inc. is a subsidiary of Harleysville Mutual Insurance Company.

ACMAT Corporation underwrites surety bonds in the United States. It provides surety bonds for prime contractors, specialty trade, environmental remediation, and asbestos abatement contractors. The company also offers miscellaneous surety, such as workers' compensation bonds, supply bonds, subdivision bonds, and license and permit bonds. In addition, it provides general liability insurance; and leases office space. The company is based in New Britain, Connecticut.

UNIQA Versicherungen, a leading insurance provider in Central Europe, holds a group of insurance companies serving some 15 million customers in about 20 European countries. The group offers life, health, and property/casualty insurance and related financial services. Subsidiaries include UNIQA Sachversicherung (property and casualty insurance lines), UNIQA Personenversicherung (personal insurance), and Raiffeisen Versicherung, which covers accident and life insurance lines and distributes through affiliated Raiffeisen bank branches. Its Salzburger Landes-Versicherung subsidiary, which offers property and and casualty insurance, serves regional insurance companies and is Austria's oldest fire insurer.

A-ten-schun! American General Life Companies is still among the top brass of US life insurance and financial services firms. It is the marketing name for the domestic life insurance companies and affiliates group of American International Group. American General Life offers clients a variety of products to build their nest eggs, including fixed and deferred annuities. Life insurance offerings include individual and group policies for families, businesses, and affiliation groups. Other products include accident and health insurance and worksite benefits programs.

Hochheim (pronounced "Hoe Hime") Prairie Insurance provides property/casualty insurance to residents of rural Texas towns. Products include auto, homeowner, farmowner, small business, and machinery coverage, as well as insurance for hay, feed, seed, and fertilizer; water and irrigation systems; and windmills. The company sells its products through a network of some 200 independent agents across the state. Subsidiary Texana Financial provides non-insurance services. Hochheim Prairie Insurance was founded by a group of rural Texans in 1892 to help protect members from property losses due to storms and fires; it is mutually-owned by its 120,000 policyholders.

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. We are the market leader, issuing almost half of the policies in Oregon and providing coverage to more than 600,000 workers. They unique charter, mission, vision, and leadership principles drive our dedication to the people, businesses, and state of Oregon.

All Risks, Ltd. was formed as an excess and surplus lines facility in 1964 in Baltimore, Maryland. While we have since expanded into additional territories and product lines over the past 40 years, our business is written exclusively through retail agents and brokers. We are independent. All Risks has been the fastest growing, and one of the largest privately held wholesale brokers in the country for over 10 years.

Pacific Life & Annuity can turn your wishes into a plan. Along with parent company Pacific Life Insurance, Pacific Life & Annuity (PL&A) offers annuity and life insurance products to individuals and groups. Unlike Pacific Life, however, PL&A is licensed in the state of New York and offers many of its products only in the New York market. In addition to individual life insurance and annuities, PL&A issues structured settlement annuities, which are used to make payments to injured parties in personal injury and workers' compensation cases, and other financial investment products.

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 60 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East.

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