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The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

2010 marks the twenty second anniversary of ISBA Mutual Insurance Company. However, the factors which created our company go back to the early 1950's. At that time, the Illinois State Bar Association became one of the first state bar associations in the United States to sponsor a program of professional liability insurance for its members. The insurance program was offered through a major commercial insurance company. This sponsored program of lawyers professional liability insurance continued for a period of about 35 years with relative stability.

jardine lloyd are an international group of Risk Specialists and Employee Benefits Consultants and one of the largest companies of its type in the world. We offer a distinctive choice to our clients and partners through our combination of independence, scale and specialism.As an independent business, we are able to operate with autonomy and flexibility. We have the scale to provide solutions to the complex demands of the world's leading companies and to deliver global servicing whilst recognising that the needs of each of our clients are unique. By developing highly specialised services, we provide our clients with a depth of expertise and experience.

Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.KEMI was created in 1994 as the centerpiece of workers’ compensation reform for the Commonwealth. Through exceptional service, competitive pricing, responsible financial management, safety education, responsive claims practices, and a focus on innovation, KEMI brought stability to the workers’ compensation market in Kentucky and continues today as a model for success.

Liberty International Underwriters (LIU)™, a division of Liberty Mutual Group, was formed in 1999 as a global specialty lines business with an emphasis on niche insurance products distributed through the independent broker network.With offices in Atlanta, Boston, Chicago, Dallas, Houston, Los Angeles, New York, Miami, San Juan, Seattle, San Francisco, Toronto, Calgary, Montreal, Vancouver, Dublin, London, Bristol, Manchester, Paris, Madrid, Cologne, Dubai, Zurich, Amsterdam, Hong Kong, Brisbane, Melbourne, Sydney and Singapore, LIU is a major focal point for specialized coverage of complex risks for Liberty Mutual.

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