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NB&T Financial Group, Inc. operates as a bank holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. The company offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. Its loan portfolio includes commercial and industrial loans, such as loans to automobile dealers and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. The company also offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. As of December 31, 2009, it operated a main office in Wilmington, as well as 25 full-service branch offices and 1 automated teller machine facility in Brown, Butler, Clermont, Clinton, Highland, Montgomery, and Warren Counties in Ohio. NB and T Financial Group, Inc. was founded in 1859 and is based in Wilmington, Ohio.

Pinnacle Bancshares, Inc. was founded in 1935 and is based in Jasper, Alabama. Pinnacle Bancshares, Inc. operates as a holding company for Pinnacle Bank, which provides various commercial banking products and services in central and northwest Alabama. The company’s deposit products include savings deposits, time deposits, money market accounts, checking accounts, certificates of deposit, and interest and noninterest-bearing accounts. Its loan portfolio comprises mortgage, consumer, commercial, residential and commercial real estate mortgage, and real estate construction loans, as well as home equity lines of credit and letters of credit. Pinnacle Bancshares, Inc. also offers automated teller cards, Visa CheckCards, and travelers’ and official checks, as well as provides safe deposit box, notary, overdraft protection, savings transfer, bill payment, telebanking and Internet banking services. As of December 31, 2009, it operated seven branches in Jasper, Haleyville, Sumiton, Vestavia, Trussville, and Gardendale, Alabama.

Pinnacle Financial Partners, Inc. was founded in 2000 and is based in Nashville, Tennessee. Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle National Bank, which provides commercial banking services to individuals, small-to medium-sized businesses, and professional entities in Tennessee. Pinnacle Financial Partners, Inc. engages in generating deposits and originating loans. It accepts various deposit products, including savings, checking, interest-bearing checking, money market, and certificate of deposit accounts. The company’s loan portfolio comprises commercial, real estate, and consumer loans, as well as secured and unsecured installment and term loans, residential first mortgage loans, home equity loans, and home equity lines of credit to individuals for personal, family, investment, and household purposes. It also offers telephone and Internet banking, debit cards, direct deposit, and cash management services, as well as a range of investment products, including mutual funds, variable annuities, money market instruments, treasury securities, bonds, fixed annuities, stocks, financial planning, asset management accounts, and listed options. Pinnacle Financial Partners, Inc. also provides insurance products in the property and casualty area. As of December 31, 2009, it provided its services through 34 banking locations.

Porter Bancorp, Inc. was founded in 1988 and is headquartered in Louisville, Kentucky. Porter Bancorp, Inc. operates as the bank holding company for PBI Bank that provides commercial and personal banking products and services in Kentucky. The company’s deposit products include checking accounts, savings accounts, term certificate accounts, time deposits, money market deposit accounts, NOW accounts, and certificates of deposit. Its loan portfolio comprises residential mortgage, commercial, consumer, and agriculture loans; and real estate loans, including commercial, construction, residential, and home equity loans. The company also provides drive-through banking facilities, automatic teller machines, night depository, personalized checks, credit cards, debit cards, Internet banking, electronic funds transfers, domestic and foreign wire transfers, travelers’ checks, cash management, vault services, loan and deposit sweep accounts, and lock box services. In addition, Porter Bancorp offers personal trust services, employer retirement plan services, and personal financial and retirement planning services. As of May 20, 2010, it operated 18 full service banking offices in 12 counties in Kentucky.

Regions Financial Corporation, with $133 billion in assets, is a member of the S&P 100 Index and one of the nation's largest full-service providers of consumer and commercial banking, trust, securities brokerage, mortgage and insurance products and services. Regions serves customers in 16 states across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,800 banking offices and 2,200 ATMs. Its investment and securities brokerage trust and asset management division, Morgan Keegan & Company Inc., provides services from over 300 offices.

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