With some 400 branches, Siam City Bank is a leading provider of banking and financial services in Thailand. Among the bank's retail offerings are checking and savings accounts, home and personal loans, credit cards, insurance, and investments. Its commercial banking services include these, as well as trade finance, cash management, and foreign exchange. Government officials and members of Thailand's royal family established Siam City Bank in 1941 and took it public in 2003. Thanachart Bank, which is partially owned by Bank of Nova Scotia, bought the remaining shares of Siam City Bank that it already didn't own in 2010. As a result, Siam City will merge with Thanachart.

Nevada State Bank's mission is simple. We will continue to build on the strength and security of our 50‐year heritage by creating financial solutions for Nevada's families and businesses through client‐focused activities, technology and great teamwork.

HSBC France (formerly Credit Commercial de France or CCF) represents the operations of big British bank HSBC in France. Rebranded in 2005, the company entails the former Union de Banque Nationale de Paris, Banque de Picardie, Banque Hervet, and Banque de Baecque Beau, as well as CCF. It offers retail and private banking services through approximately 375 branches throughout the country. HSBC France's corporate, investment banking, and markets division focuses on mergers and acquisitions advice, specialized finance, fixed income products, foreign exchange, equity brokerage, and equity derivatives.

Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $80 billion at September 30, 2010. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 397 banking offices in California, Oregon, Washington and Texas and two international offices, on September 30, 2010.

BCA (officially Bank Central Asia) provides commercial and personal banking services through about 850 branches, more than 6,200 ATMs, and via phone, mobile device or the Web. Its lending activities include home loans and refinancing, apartment and car loans, and loans to corporations and small businesses. The bank also offers insurance, treasury, and international banking services. Through FarIndo Investments (Mauritius) Ltd., members of the Hartono family own more than 50% of the stock of BCA, which was placed under government control in 1998 following a rush on the bank. After restructuring, the government gradually sold off its controlling stake in the bank.

Banco Santander, S.A. provides various financial products and services in Spain, the United Kingdom, Portugal, other European countries, Brazil, Latin America, and the United States. It operates through three segments: Retail Banking, Global Wholesale Banking, and Asset Management and Insurance. The Retail Banking segment offers a range of deposit products, including savings, current, demand, time, and notice deposits, as well as international and domestic interbank deposits; and loan products and services, such as auto financing, personal loans, mortgages, and leasing and renting. This segment also offers credit cards, automated cash dispensers, savings books updaters, telephone banking, and electronic and Internet banking.

The Business Bank is about relationships. We believe that businesses need a banker not just a bank. We work with leading businesses in Northern Virginia and the DC metropolitan area. We offer traditional, old-fashioned personal service along with experienced, knowledgeable bankers who are committed to you. Our bank tellers, lenders and client managers know your name, your business and how valuable your business is to us. We help your business figure out how to succeed.

Bank of India is one of the nation's largest private banks. The bank has around 2,900 branches in India and about 30 foreign offices in the Channel Islands, China, France, Hong Kong, Indonesia, Japan, Kenya, Singapore, the UK, US, West Indies, and Vietnam. International operations account for about 20% of the bank's business. Besides savings, checking, credit cards, and ATM services, the bank offers personal loan services including mortgage, car, and vacation loans. The bank's branches specialize in different areas: corporate banking (credit) overseas branches (foreign exchange), NRI offices (expat Indians). Other branches offer capital markets operations, asset recovery, and agriculture and lease financing.

I am delighted to tell you about Encore, a financial services organization like no other. At Encore, our bankers and financial advisors are dedicated to helping you attain your financial goals. When you work with our professionals, you will be working directly with individuals who are committed to building lasting relationships. We are available to meet with you in your home or workplace, or in our private client offices, to explore how our capabilities in banking, wealth management, trust, mortgage and insurance can serve you, your family and your business. Encore Bank has eleven conveniently located private client offices in greater Houston. To find the nearest location, click here. Encore Bancshares, Inc. is listed on the NASDAQ Global Market under the symbol "EBTX."

First Community Bank Corporation of America is the holding company for First Community Bank of America, which has about 10 branches in the Tampa Bay area of Florida. Catering to consumers, small to midsized businesses, and property management companies, the thrift offers standard services such as checking and savings accounts, CDs, and credit and debit cards. It typically devotes about half of its loan portfolio to real estate loans, about a third to consumer loans, and the remainder to commercial and industrial loans. Chairman Robert M. Menke owns a majority of First Community Bank Corporation of America.

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