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Savings & Loans

Mission Community Bancorp

Mission Community Bancorp

Mission Community Bancorp has about five offices in San Luis Obispo and Santa Barbara counties. Its Mission Community Development arm provides financing for small businesses and affordable housing projects. An affiliated not-for-profit group offers training to the community and small businesses. The Carpenter Community BancFund owns about 25% of Mission.Mission Community Bancorp is on a mission to provide traditional community banking services and foster economic revitalization and community development. Subsidiary Mission Community Bank offers standard checking, savings products, money market accounts, and certificates of deposit. It also focuses on agribusiness, commercial, construction, and consumer loans.

University Federal Credit Union

University Federal Credit Union

University of Texas at Austin, University Federal Credit Union (UFCU) has about 10 branches in Austin, with other locations in the Texas communities of Galveston, Round Rock, and Taylor. Serving UT students, alumni, and employees, as well as other residents around Texas' capital city, the credit union provides such financial services as checking and savings accounts, IRAs, money market accounts, home and consumer loans, credit and debit cards, financial planning, brokerage, and insurance.

Timberland Bancorp, Inc.

Timberland Bancorp, Inc.

Timberland Bancorp is the holding company for Timberland Savings Bank, which operates more than 20 branches in western Washington. The bank targets individuals and regional businesses, offering checking, savings, and money market accounts, and CDs. The bank concentrates on real estate lending, including commercial and residential mortgages, multifamily residential loans, and land develoment loans; it also writes business loans and other types of loans. Timberland Savings Bank was founded in 1915 as a savings and loan.

Ohio Valley Banc Corp.

Ohio Valley Banc Corp.

Ohio Valley Banc Corp. (OVBC) knows when you go to buy groceries, you'll probably need some cabbage. That's why this holding company likes to operate its Ohio Valley Bank branches inside supermarkets. The bank has some 15 branches in Ohio and West Virginia, about half of which are in Wal-Marts and other stores. The bank accepts deposits in checking, savings, time, and money market accounts, and offers standard banking services, such as safe deposit boxes and wire transfers. Commercial and residential real estate loans combine to make up almost three-quarters of the bank's loan portfolio. Business and consumer loans make up the remainder. Also part of OVBC is life insurance agency Ohio Valley Financial Services.

United Security Bancshares

United Security Bancshares

United Security Bancshares (unrelated to the Alabama-based corporation of the same name) is the holding company for United Security Bank, which operates about 10 branches, loan offices and financial services offices in central California's San Joaquin Valley. The bank attracts deposits from area businesses and individuals by offering checking and savings accounts, NOW and money market accounts, certificates of deposit, and IRAs. In 2007 United Security Bancshares bought Legacy Bank, which had a single branch in Campbell, California. A year later the company purchased ICG Financial and then formed a wealth management, consulting and insurance division, USB Financial Services.

Mayflower Bancorp, Inc.

Mayflower Bancorp, Inc.

Mayflower Bank (formerly Mayflower Co-operative Bank) has been proudly progressing like a pilgrim since 1889. It is the primary subsidiary of bank holding company Mayflower Bancorp and operates nearly 10 branches in southeastern Massachusetts. Serving individuals and local businesses, Mayflower Bank provides standard fare such as checking and savings accounts, money market accounts, and certificates of deposit. It primarily uses funds from deposits to originate residential mortgages, commercial real estate loans, and home equity loans and lines of credit. To a far lesser extent, Mayflower Bank also originates business, consumer, and construction loans.

United Overseas Bank Limited

United Overseas Bank Limited

United Overseas Bank Limited provides financial products and services. The company’s Personal Financial Services segment offers deposits, loans, investments, credit and debit cards, life assurance products, wealth management services, and personal financial and consultation services; and structured notes, funds of hedge funds, and high net worth insurance plans. Its Institutional Financial Services segment offers commercial and corporate banking products and services comprising current accounts, deposits, lending, asset finance, trade finance, structured finance, cash management, and cross-border payments to small enterprises, corporations, and government linked companies and agencies. This segment also provides lead managing and underwriting equity offerings, and corporate advisory services; solution-based structures to meet clients’ financing requirements in the area of structuring, underwriting and arranging syndicated loans, leveraged buy-outs, project and structured finance, and underwriting and lead managing bond issues, as well as manages, advises, and invests in private equity funds on behalf of the company and third-party investors. The company’s Global Markets and Investment Management segment provides a range of treasury products and services, including foreign exchange, money market, fixed income, derivatives, margin trading, futures broking, and gold products, as well as structured products. This segment also offers bank note, asset management, and proprietary investment services, as well as manages excess liquidity and capital funds. Its Other segment engages in property-related activities and insurance businesses. United Overseas Bank has a network of 500 offices in 19 countries and territories in the Asia Pacific, western Europe, and North America. The company was formerly known as United Chinese Bank and changed its name to United Overseas Bank Limited in 1965. United Overseas Bank was founded in 1935 and is headquartered in Singapore, Singapore.

Union Bank of India

Union Bank of India

Union Bank of India has more than 600 branches and a network of more than 1,100 ATMs. In addition to serving consumers, small to medium-sized businesses, and government clients in India, the bank also caters to non-resident Indians living abroad. Its standard offerings include checking and savings accounts, credit and debit cards, and home, education, and business loans. Union Bank of India also provides cash management, life and health insurance, brokerage services, and mutual funds. The government of India owns approximately 55% of the institution.

Digital Federal Credit Union

Digital Federal Credit Union

Digital Federal Credit Union (DCU) has more than 15 branch locations in Massachusetts and New Hampshire. Members can also do business online or at some 6,400 credit unions that accept transactions on behalf of DCU. The credit union offers a range of commercial and retail products and services, including savings and checking accounts, Visa credit cards, residential and commercial mortgages, and auto, business, construction, and home equity loans.

Hudson Valley Holding Corp.

Hudson Valley Holding Corp.

Hudson Valley Holding is the parent company of Hudson Valley Bank, which serves individuals, businesses, municipalities, and not-for-profit organizations from more than 35 locations throughout metropolitan New York and lower Connecticut. The bank's focus is on real estate lending, which accounts for more than 80% of the company's loan portfolio. Other products and services include savings, checking, and money market accounts; commercial and industrial loans; consumer loans; credit cards; CDs; and IRAs. Bank subsidiary A.R. Schmeidler & Co. offers money management services.

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