Rabobank Group, founded as a cooperative of Dutch agricultural banks in the late 1800s, the company has some 150 member banks that have more than 1,000 branches in the Netherlands and dozens of subsidiaries around the world that focus on the food, agribusiness, and financial industries. The cooperative's wholesale and international retail banking arm, Rabobank International, has offices in some 30 countries. Other global activities include trade and commodity finance. Rabobank Group also owns California-based Rabobank, N.A., US agribusiness lender Rabo AgriFinance, and Swiss private bank Sarasin. Rabobank Group is owned by its member banks.

Standard Chartered PLC provides consumer and wholesale banking products and services to individuals, small and medium enterprises, corporate, and institutional customers. It offers savings accounts, demand drafts, foreign exchange services, safe deposit boxes, and telegraphic transfers; personal loans and mortgages; credit cards; life, savings and retirement planning, health and medical, home, motor, and travel insurance; and investment advisory and international banking services. The company also provides private and priority banking; cash management, treasury services; trade finance and working capital, including import, export, and cross-border financing services; business installment loans and mortgages; transaction banking, financial markets, and corporate finance services; custody services; and Saadiq Islamic banking services, as well as Internet banking services. As of December 31, 2009, it operated approximately 1,700 branches and outlets, and 5,679 ATMs primarily in India, Hong Kong, Singapore, South Korea, Malaysia, Africa, the Americas, and Europe, as well as in the United Arab Emirates, Bahrain, Qatar, Oman, Jordan, Lebanon, Pakistan, Bangladesh, and Sri Lanka. The company was founded in 1853 and is headquartered in London, the United Kingdom.

Cardinal Financial can help you keep out of the red. The holding company owns Cardinal Bank, which operates about two dozen branches in the Washington, DC metropolitan area. Serving commercial and retail customers, it offers such deposit options as checking, savings, and money market accounts; IRAs; and CDs, as well as trust services. Commercial real estate loans make up more than 40% of Cardinal Financial's loan portfolio; residential mortgages, construction loans, business loans, and home equity lines of credit round out the bank's lending activities. Subsidiary Cardinal Wealth Services provides brokerage and investment services through an alliance with Raymond James Financial.

Amboy Bancorporation is the holding company for Amboy National Bank, which serves consumers and businesses through about 25 branches in central New Jersey's Mercer, Middlesex, Monmouth, and Somerset counties. It offers standard products such as checking and savings accounts, money market accounts, and CDs, as well as life and title insurance and annuities. Almost all of Amboy Bancorporation's lending portfolio is secured by real estate, including construction and loan development loans (almost half of its loan book), residential mortgages (around 30%), and commercial mortgages (approximately 20%). The bank also originates business and consumer loans. Amboy National Bank was established in 1888.

First California Financial Group, Inc. (NASDAQ: FCAL) is emerging as a regional force of strength and stability in Southern California banking, celebrating 31 years of business. Operating under the First California Bank brand, the bank specializes in serving the financial needs of the commercial market, particularly small-and middle-sized businesses, professional firms and commercial real estate, development and construction companies. With a commitment to provide the best client service available in the region, First California Bank offers a full line of quality commercial banking products through 18 full-service branch offices in Los Angeles, Orange, Riverside, San Bernardino, San Diego and Ventura counties. For additional information on First California Bank's products and services.

Brunswick Bancorp is the holding company for Brunswick Bank and Trust, which serves central New Jersey's Monmouth and Middlesex counties through six branches. The bank attracts customers by offering standard deposit products such as checking and savings accounts in addition to investment options like CDs, IRAs, and 401(k) plans. It mainly originates commercial real estate loans (more than half of its loan portfolio). To a lesser extent, the bank also writes construction, land development, consumer, farm, and residential mortgage loans. In 2007 Brunswick Bancorp voluntarily delisted its stock from the NYSE Amex to save regulatory costs.

GS Financial Corp. operates as the savings and loan holding company for Guaranty Savings Bank. GS Financial Corp. provides community banking services to commercial, small business, and retail customers in metropolitan New Orleans area. It offers various transaction and savings deposit products, such as noninterest-bearing demand deposits, NOW and MMDA account deposits, savings deposits, and certificates of deposit. The company also provides secured and unsecured loan products, including one to four family residential, commercial real estate, and construction loans, as well as home equity lines of credit; consumer loans; and commercial loans. It operates six branch offices and a mortgage production office serving southeast corner of Louisiana. GS Financial Corp. was founded in 1937 and is based in Metairie, Louisiana.

Provident Financial Holdings is the holding company for Provident Savings Bank, which operates more than a dozen branches in Southern California's Riverside and San Bernardino counties. Catering to individuals and small to midsized businesses, the bank offers such standard retail products as checking and savings accounts, money market accounts, and CDs, as well as retirement planning services. Real estate loans including single-family, multifamily, and commercial mortgages and construction loans make up essentially all of the company's loan portfolio. Single-family residential mortgages make up more than half of all loans.

Bank Muamalat Malaysia Berhad, Malaysia's second Islamic bank, has a full range of financial services in compliance with Shariah (Islamic law). It offers consumer and business lending, savings accounts, remittance, and investment services as well as trade financing, offshore banking, and foreign exchange products. Bank Muamalat also helps Muslims meet their zakat (charitable giving) obligations by setting up accounts and providing calculators for that purpose. The bank was formed in 1999 from the Islamic banking components of the then Bank Bumiputra, Bank of Commerce Malaysia, and BBMB Kewangan. Bukhary Capital now owns 70% while Khazanah Nasional owns 30%.

Fauquier Bankshares, Inc. operates as a holding company for The Fauquier Bank that provides consumer and commercial banking services to individuals, businesses, and industries in Virginia. Its deposit products include demand deposits, interest-bearing and non-interest-bearing deposits, NOW accounts, money market accounts, savings accounts, time deposits, and direct deposits. The company’s loan portfolio comprises real estate loans, such as one to four family residential loans, construction loans, and commercial real estate loans; consumer loans, including installment loans, credit card loans, and other secured and unsecured credit facilities; and commercial loans comprising loans for working capital, equipment purchases, and various other business purposes. Its loan portfolio also consists of stand-by letters of credit and grants for installments, unsecured and secured personal loans, and residential mortgages and home equity loans, as well as automobile and other types of consumer financing. In addition, Fauquier Bankshares, Inc. offers safe deposit services, credit cards, cash management services, direct deposits, notary services, night depository, travel and gift cards, cashier’s checks, domestic collections, savings bonds, bank drafts, automated teller services, drive-in tellers, Internet banking, telephone banking, and banking by mail services. Further, it provides wealth management services that include investment management, trust, estate settlement, retirement, insurance, brokerage, and title insurance services. Fauquier Bankshares, Inc. has 10 full service branch offices located in the Virginia communities of Warrenton, Catlett, The Plains, Sudley Road-Manassas, Old Town-Manassas, New Baltimore, Bealeton, Bristow, and Haymarket. Fauquier Bankshares, Inc. was founded in 1902 and is based in Warrenton, Virginia.

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