International Bancshares is leading post-NAFTA banking in South Texas. The institution's International Bank of Commerce (IBC) and Commerce Bank serve residents and businesses of Texas, Oklahoma, and northern Mexico through more than 250 offices. International Bancshares Corporation facilitates trade between the US and Mexico and serves Texas' growing Hispanic population; about 30% of its deposits come from south of the border. In addition to commercial and international banking services, International Bancshares provides retail deposit services, insurance and investment products, and mortgages and consumer loans. The bulk of International Bancshares Corporation company's portfolio is made up of business and construction loans.

First Financial Holding Co., Ltd is the holding company for First Commercial Bank, which provides retail and commercial banking to some five million customers in Taiwan and Asia-Pacific region. Originally founded in 1899, the bank has nearly 200 domestic offices and more than 20 international offices, including one in the US. Taiwanese business loans account for about 70% of its loan portfolio; consumer loans make up the remainder. In 2007 the bank joined with European insurer Aviva to create savings and pension products provider First-Aviva. In addition to First Commercial Bank, the holding company owns First Securities, First Venture Capital, and other financial companies.

NBT Bank and its Pennstar Bank division, which together operate about 120 branches in central and upstate New York, northeastern Pennsylvania, and Burlington, Vermont. The community banks offer such standard products and services as checking, savings, and money market accounts; CDs; and trust services. The company's lending activities are dominated by business and commercial real estate loans. Other subsidiaries offer insurance, financial and retirement planning, and investment products. Its NBT Capital subsidiary provides venture funding to area businesses.

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2010, The 77 Bank had capital of ¥24.7 billion, 143 domestic branches and 2,767 employees.

National Australia Bank Limited, through its subsidiaries, provides a range of financial products and services. Its deposit products include term deposits, certificates of deposit, and on-demand and short-term deposits. The company’s lending portfolio consists of home loans, personal loans, car loans, project loans, student loans, personal overdrafts, margin lending, and investment loans. It offers personal banking products and services, including credit cards, savings accounts, and NAB visa debit; insurance products comprising car insurance, home and contents insurance, residential investment, life insurance, income protection, loan protection, travel insurance, and health insurance; and investment products and services consisting of financial planning, superannuation investments, retirement products, and investment funds, as well as online share trading services. The company also provides business banking products and services comprising day to day banking; credit, charge, purchase, and corporate cards for businesses; finance and loan services, including managing cashflow and funding seasonal fluctuations; short and medium term investments; insurance services for businesses, assets, and employees; international trade; and corporate banking services. It has operations in Australia, Europe, New Zealand, the United States, and Asia. National Australia Bank Limited was founded in 1834 and is based in Docklands, Australia.

The Daegu Bank, Ltd,founded in 1967, the regional bank has more than 200 branches and serves 3.5 million customers in and around Daegu (also known as Taegu), one of the largest cities in South Korea. Daegu Bank offers retail banking (deposits), bancassurance, credit cards, consumer finance, electronic banking, capital markets, international banking and foreign exchange, risk management, trust deposits, and corporate banking (commercial loans). Samsung Life Insurance owns approximately 7% of the company.

NB&T Financial Group, Inc. operates as a bank holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. The company offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. Its loan portfolio includes commercial and industrial loans, such as loans to automobile dealers and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. The company also offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. As of December 31, 2009, it operated a main office in Wilmington, as well as 25 full-service branch offices and 1 automated teller machine facility in Brown, Butler, Clermont, Clinton, Highland, Montgomery, and Warren Counties in Ohio. NB and T Financial Group, Inc. was founded in 1859 and is based in Wilmington, Ohio.

Davenham has discontinued its property finance division, which has historically accounted for more than half of the company's sales. Davenham often says "yes" when the banks say "no." The company provides asset-based loans, primarily to small and midsized businesses in the UK. Davenham's trade finance division provides working capital loans, including short-term letters of credit, while its asset finance unit provides loans to buy or lease machinery and equipment. Subsidiary Manor Credit finances commercial vehicles, vans, and fleet cars. Davenham Group plc makes loans primarily to contractors, distributors, importers, manufacturers, and wholesalers who are not able to get financing from traditional lenders.

The Iyo Bank targets customers concentrated in the four prefectures of Shikoku and the Nishi Seto region of Honshu in Japan. The regional bank offers the typical array of retail products, including deposits, leasing services, trusts and pension products, and mergers and acquisitions support services; it even launched its first securities brokerage business arm in March 2005. Its Corporate Consulting Division helps companies galvanize their operations and capital. Established in 1941, the bank owns and operates branch offices in Hong Kong, Shanghai, and New York.

Mid-Wisconsin Financial Services likes to stay in the middle of all things financial in the Badger State. The institution is the holding company for Mid-Wisconsin Bank, which offers traditional time deposit and lending services from some 15 branches in central and northern Wisconsin. The bank also provides wealth management services including administration of pension and profit sharing plans, personal trusts, and estates, as well as securities and annuities brokerage. Commercial and residential mortgages each account for about a third of the company's loan portfolio; other offerings include business, construction, and agricultural loans. Mid-Wisconsin Bank was incorporated in 1890.

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