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Savings & Loans

Rome Bancorp, Inc.

Rome Bancorp, Inc.

Rome Bancorp is the holding company for The Rome Savings Bank. Originally chartered in 1851, the bank serves residents and businesses of central New York's Oneida County through about five branches. One- to four-family mortgages make up more than half of the company's loan portfolio; commercial real estate, consumer, home equity, and business loans round out the bank's lending activities. Rome Savings' deposit products include checking, money market, and savings accounts; certificates of deposit; and IRAs. Rome Bancorp is being acquired by Massachusetts-based Berkshire Hills Bancorp (which is also buying Legacy Bancorp in a separate transaction) for $74 million.

Encore Bancshares, Inc.

Encore Bancshares, Inc.

I am delighted to tell you about Encore, a financial services organization like no other. At Encore, our bankers and financial advisors are dedicated to helping you attain your financial goals. When you work with our professionals, you will be working directly with individuals who are committed to building lasting relationships. We are available to meet with you in your home or workplace, or in our private client offices, to explore how our capabilities in banking, wealth management, trust, mortgage and insurance can serve you, your family and your business. Encore Bank has eleven conveniently located private client offices in greater Houston. To find the nearest location, click here. Encore Bancshares, Inc. is listed on the NASDAQ Global Market under the symbol "EBTX."

Cattles plc

Cattles plc

Cattles offers a herd of financial services to the UK's subprime market. Its primary operating unit, Welcome Finance, makes secured and unsecured personal loans ranging from £2,000 to more than £9,000 to borrowers who may have questionable credit or employment histories. Its Shopacheck unit issues smaller short-term loans (around £300) at higher interest rates, collecting weekly payments at the borrowers' homes. Cattles also finances and sells used automobiles (through Welcome Car Finance) and acquires and services consumer debt (The Lewis Group). In the aftermath of the financial crisis, the debt-laden Cattles will undergo a restructuring, through which it will be acquired by newly created vehicle Bovess.

SI Financial Group, Inc.

SI Financial Group, Inc.

SI Financial Group is the holding company for Savings Institute Bank and Trust Company, a community savings bank serving eastern Connecticut from around 20 locations, including branches within retail stores. In addition to traditional deposit services like checking and savings accounts and CDs, the bank and its subsidiaries offer financial services such as trust services, investment management, retirement planning, and life insurance. Residential and commercial mortgages dominate Savings Institute's lending portfolio, which also includes commercial business and consumer loans. Mutual holding company SI Bancorp owns more than 60% of SI Financial Group.

Bridge Capital Holdings

Bridge Capital Holdings

Bridge Capital Holdings has groups devoted to technology banking and international banking. Its Bridge Capital Finance unit provides factoring and asset-based lending services.Bridge Capital Holdings helps its business clients get from here to there. It is the holding company of Bridge Bank, which caters to small, midsized, and emerging businesses in California's Silicon Valley and San Francisco Bay area. The bank has regional branches in Palo Alto and San Jose; it also has Small Business Administration (SBA) loan production offices in Pleasanton and San Francisco. Additional SBA offices are located in Irvine, California; Dallas; and Reston, Virginia.

Mercantile Bank Corporation

Mercantile Bank Corporation

Mercantile Bank Corporation is the holding company for Mercantile Bank of Michigan (formerly Mercantile Bank of West Michigan), which operates more than five branches in and around Grand Rapids, Holland, and Lansing. (The latter was the community bank's first foray outside the western part of Michigan, prompting the name change in 2005.) The bank targets local consumers and businesses, offering standard deposit services such as checking and savings accounts, CDs, IRAs, and health savings accounts. Loans for real estate secured by nonresidential properties make up more than half of the company's loan portfolio; business loans are about a quarter.

Beacon Federal Bancorp, Inc.

Beacon Federal Bancorp, Inc.

Beacon Federal was founded in 1953 as a credit union serving employees of air conditioner manufacturer Carrier Corporation. Beacon Federal Bancorp was created in 2007 to be the holding company for Beacon Federal, a thrift serving selected markets in Massachussetts, New York, Tennessee, and Texas. Beacon Federal Bancorp, Inc. operates about a half-dozen branches that offer standard retail products and loans, primarily residential mortgages, consumer loans, and home equity loans. Subsidiary Beacon Comprehensive Services provides investment products and tax preparation services.

Partners Realty Capital, L.L.C.

Partners Realty Capital, L.L.C.

Partners Realty Capital, L.L.C. company offers a range of financing options for commercial and residential properties, including hotels, industrial, office, and retail space, as well as multi-family residences and single-family housing tracts. Options include acquisition, bridge, construction, development, and permanent loans, as well as debt and equity lines of credit. Partners Realty Capital also offers litigation support and pre-acquisition finance support. Clients include Fremont Investment & Loan and UBS Warburg. The firm was established in 1994 by Paul Fruchbom.

Taiwan Cooperative Bank, Ltd.

Taiwan Cooperative Bank, Ltd.

Taiwan Cooperative Bank, Ltd. was founded in 1946 during the Japanese occupation of Taiwan to foster the country's burgeoning cooperative system. Today the bank still provides financing for economic development, particularly for cooperative enterprises and small and middle-market businesses, with a focus on the fishing and farming sectors. It also provides standard banking services such as deposits and financial management to businesses and consumers. TCB has more than 300 branches in its home country, plus six offices in the US, China, Belgium, and Philippines. The Taiwanese government owns nearly 40% of the bank.

Kearny Financial Corp.

Kearny Financial Corp.

Kearny Financial is the holding company for Kearny Federal Savings Bank, which has some 40 branches in northern New Jersey. Kearny Federal Savings Bank offers such standard services as checking and savings accounts, CDs, ATM and debit cards, IRAs, and loans. Residential mortgages make up about two-thirds of its loan portfolio; multifamily and commercial mortgages and home equity loans round out most of the rest. Kearny also invests in mortgage-backed securities, government and municipal bonds, and other securities. In 2010 the company acquired Central Jersey Bancorp for $72.3 million, adding 13 branches to its branch network. Mutual holding company Kearny MHC owns some 70% of Kearny Financial.

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