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Savings & Loans

Alliance Financial Corporation

Alliance Financial Corporation

Alliance Financial Corporation is the holding company for Alliance Bank, which operates about 30 branches in central New York. Targeting individuals and small to midsized businesses, the bank offers such deposit products as checking and savings accounts, IRAs, and CDs. Its loan and lease portfolio mainly contains residential mortgages (about 30%), commercial loans (nearly 25%), and indirect auto loans (around 20%). The company provides commercial equipment leasing in more than 30 states through its Alliance Leasing subsidiary. Alliance Financial also operates a trust department that manages some $1 billion worth of investment assets.

Merchants Bancorp

Merchants Bancorp

Merchants Bancorp operates as a bank holding for MBank that provides various banking services for businesses and individuals in Oregon. It generates demand deposits, fixed term money market and other interest-bearing accounts, time deposits, and certificates of deposit products. The company also provides working capital lines or business loans, short-term financing, and mortgage lending, including home improvements and construction loans.

Aiful Corporation

Aiful Corporation

Aiful Corporation provides consumer, mortgage, and guaranteed loans to individuals and business customers in Japan. Aiful operates via more than 900 domestic branches and specializes in consumer credit, credit cards, and small-to-medium enterprise loans. A network of subsidiaries help shoulder the work, including Life (shopping loans and credit), Businext (small business loans), City's (small business loans), Tryto (unsecured loans), and Wide (unsecured loans). Aiful Corporation got its start in 1978 with four branches offering unsecured consumer loans. Struggling with its own debt repayments, Aiful is working on a restructuring plan which could include branch closures and/or payroll cuts.

Abington Bancorp, Inc.

Abington Bancorp, Inc.

Abington Bancorp, Inc. operates as the holding company for Abington Savings Bank, doing business as Abington Bank that provides various financial products and services in Pennsylvania. It primarily generates deposits and originates loans. Abington Bancorp, Inc. company’s deposit product line comprises interest-bearing and non-interest-bearing checking, savings, money market, and certificate of deposit accounts. Abington Bancorp’s loan portfolio includes one-to four-family residential mortgage loans; commercial real estate and multi-family residential real estate loans; construction loans; home equity lines; commercial business loans; and consumer loans, such as automobile loans. The company also offers securities and annuities through an affiliation with a third-party broker-dealer, as well as provides online banking and telephone banking services. Its banking office network consists of headquarters and main office in Jenkintown, Pennsylvania; 12 additional full service branch offices; and 7 limited service banking offices located in Montgomery, Bucks, and Delaware Counties, Pennsylvania. Abington Bancorp, Inc. was founded in 1867 and is headquartered in Jenkintown, Pennsylvania.

Cornerstone Bancorp

Cornerstone Bancorp

Cornerstone Bancorp has laid the groundwork for three banking branches in northwestern South Carolina. The institution is the holding company for Cornerstone National Bank, which offers traditional products and services, including checking and savings accounts, money market accounts, CDs, and credit cards. Commercial real estate loans comprise the largest portion of its lending portfolio; other offerings include residential mortgages, business and industrial loans, real estate construction, and consumer loans. Cornerstone National Bank has three offices in Easley, Greenville, and Powdersville, South Carolina. Cornerstone Bancorp also has an insurance agency that operates as Crescent Financial Services.

Merchants Bancshares, Inc.

Merchants Bancshares, Inc.

Merchants Bank provides community banking services to the residents of Vermont via about 35 branches throughout the state. Organized in 1849, the bank provides standard retail products including checking, money market, and savings accounts; IRAs; CDs; and ATM and debit cards. Residential mortgages account for nearly 50% of the company's loan portfolio; commercial real estate mortgages account for more than 30%. Merchants Bank also offers business, construction, agricultural, and consumer loans.

China Minsheng Banking Corporation Limited

China Minsheng Banking Corporation Limited

China Minsheng Banking Corporation (CMBC) provides standard corporate and personal banking services as well as a broader range of financial services including international financing, wealth management, settlement, factoring, and bond underwriting. The company has some 350 main branches and outlet locations throughout China, including a representative office in Hong Kong. It has relationships with about 750 foreign banks worldwide. CMBC was founded in 1996 and was China's first commercial bank to be owned by mostly non-government entities.

The Hyakugo Bank, Ltd.

The Hyakugo Bank, Ltd.

The Hyakugo Bank is a Japanese regional bank offering traditional banking services such as electronic, corporate, and consumer banking, as well as international and securities offerings. Hyakugo Bank serves its products through more than 100 branches and 26 sub-branches and also owns foreign offices in Singapore and Shanghai. Listed subsidiaries include Hyakugo Business Service Company, Hyakugo Staff Service Company, and Hyakugo Property Research Company. The bank goes all the way back to 1878, when it was established as The 105th National Chartered Bank.

Nedbank Group Limited

Nedbank Group Limited

Nedbank Group provides commercial and personal financial services in South Africa and other parts of the continent. The company offers a range of wholesale and retail banking services through principal business clusters Nedbank Corporate Banking, Nedbank Retail, Nedbank Business Banking and Nedbank Capital (investment banking). Other services include property finance, private banking, asset management, credit card processing, bancassurance, and foreign exchange and securities trading. Nedbank's 50.1%-owned Imperial Bank subsidiary focuses on motor vehicle finance, but also offers property, professional and supplier asset finance. UK-based insurer Old Mutual owns a controlling stake in Nedbank Group.

Unity Bancorp, Inc.

Unity Bancorp, Inc.

Unity Bancorp wants to keep you and your money united. The institution is the holding company for Unity Bank, a commercial bank that serves small and midsized businesses, as well as individual consumers, through nearly 20 offices in north-central New Jersey and eastern Pennsylvania. Unity Bank's deposit products include checking, savings, money market, and NOW accounts, and CDs. Lending to businesses is the company's life blood: Commercial loans, including Small Business Administration (SBA) and real estate loans, account for about 60% of its loan portfolio, which is rounded out by residential mortgage and consumer loans.

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