Independent Bank Corporation is the holding company for Independent Bank, which serves Michigan's Lower Peninsula from more than 100 branches and a handful of loan production offices. Independent Bank provides retail and commercial banking services including mortgage lending and wealth management. Commercial loans account for about a third of its loan portfolio, followed by mortgages and consumer installment loans. The company also owns Mepco Finance, which acquired payment plans for extended automobile warranties, and Independent Title Services.

Great Southern Bank was founded in 1923 with a $5,000 investment, four employees and 936 customers. Today, it has grown to $3.4 billion in total assets, more than 1,000 dedicated associates serving nearly 150,000 households. Headquartered in Springfield, Mo., the Company operates 75 retail banking centers in Missouri, Arkansas. Iowa, Kansas, and Nebraska. Great Southern offers one-stop shopping with a comprehensive line-up of financial services that give customers more choices for their money. Customers can choose from a wide variety of checking accounts, savings accounts and lending options. With the understanding that convenient access to banking services is a top priority, customers can access the bank when, where and how they prefer, whether it’s through a banking center that will have the longest banking hours in town, through an ATM, by telephone or through the Internet.Beyond traditional banking services, customers can also look to Great Southern for help with investment, insurance and travel services through Great Southern Financial Services, Great Southern Insurance and Great Southern Travel. Great Southern’s mission is to build winning relationships with its customers, associates, shareholders and communities. On any given day, we are hard at work helping young families realize the dream of homeownership, helping a business owner expand his or her business, or providing the right product or service to help an individual save for a future goal. We’re also partnering with the community to help make it a better and more prosperous place to live. And, last but not least, we are keeping the interests of our shareholders in mind in every decision we make while also maintaining our commitment to provide a superior long-term return on their investment.

One of the largest insurance premium finance companies in the country, First Insurance Funding is a subsidiary of Illinois-based financial holding company Wintrust Financial. If premium financing is the last thing you need, don't call First Insurance Funding. Working through independent insurance agents and brokers, First Insurance Funding provides loans to businesses to finance the cost of their commercial insurance, including liability and property/casualty coverage. Clients finance their insurance premiums to preserve cash flow, consolidate insurance payments, and to potentially realize a tax deduction on the loan interest.

APLUS was established in 1956 as Osaka Credit Sales, and later changed it name to Daishinpan, and then to APLUS in 1992. With the prices of some goods the way they are in Japan, a line of credit can come in handy. APLUS offers a range of consumer and commercial financing products and services, including credit cards, consumer loans, installment credit, and leasing services, to individuals as well as small and medium-sized buinesses. APLUS company has more than 4 million credit card customers. Shinsei Bank acquired a majority stake in APLUS in 2004; the move diversified the parent company's activities, which had been focused on providing institutional and retail banking services.

The Royal Bank of Scotland Group plc, through its subsidiaries, offers banking and financial services to personal, commercial, corporate, and institutional customers in the United Kingdom, the United States, and internationally. It provides private banking and investment services, and offshore banking services; and debt and equity financing and risk management services, as well as money markets, rates flow trading, currencies and commodities, equities, credit markets and portfolio management and origination services. The company also offers global payments, cash and liquidity management, and trade finance and commercial card products and services; sells and underwrites retail and SME insurance over the telephone and Internet, as well as through brokers and partnerships; and offers general insurance, including motor insurance under the brands of Direct Line, Churchill, Privilege, Green Flag, and NIG. In addition, it provides operational technology, customer support in telephony, account management, lending and money transmission, global purchasing, property, and other services. The company was founded in 1727 and is headquartered in Edinburgh, the United Kingdom. The Royal Bank of Scotland Group plc operates as a subsidiary of HM Treasury.

Established in 1921, the Michinoku Bank is a regional bank offering financial services in the Aamori Prefecture in Japan. With about 120 branches and eight consolidated subsidiaries, Michinoku Bank offers traditional banking products, as well as real estate management and staffing supply services. With its "family bank" business approach, the company targets individual retail customers, as well as small-to-medium-sized businesses. It has key subsidiaries in Hong Kong and Shanghai. Michinoku Bank was also the first Japanese bank to open a subsidiary in Russia when it launched The Michinoku Bank (Moscow) Ltd. in 1999; it is now selling that operation to Mizuho Financial.

Broadway Financial Corporation operates as the holding company for Broadway Federal Bank, f.s.b. that offers savings and loan products principally in California. Its deposits principally include passbook savings accounts, non-interest bearing checking accounts, NOW and other demand accounts, money market accounts, and fixed-term certificates of deposit. The company’s loan products comprise one to four family mortgage loans, commercial loans, construction loans, and consumer loans. It operates four banking offices in Los Angeles, one banking office in the nearby city of Inglewood, and two loan production offices in the cities of Irvine and Torrance. Broadway Financial Corporation was founded in 1995 and is headquartered in Los Angeles, California.

ESL Federal Credit Union was known as Eastman Savings and Loan until 1996 when it changed its charter from a thrift to a credit union. The company has about 20 branches in upstate New York that offer deposit accounts, credit cards, insurance, and investment products. It originates consumer loans and mortgages, including automobile, boat, and home improvement loans. The credit union has some 290,000 members; membership is available to employees and retirees of Eastman Kodak and its subsidiaries as well as a handful of other employer groups and residents of Rochester, New York.

BCA (officially Bank Central Asia) provides commercial and personal banking services through about 850 branches, more than 6,200 ATMs, and via phone, mobile device or the Web. Its lending activities include home loans and refinancing, apartment and car loans, and loans to corporations and small businesses. The bank also offers insurance, treasury, and international banking services. Through FarIndo Investments (Mauritius) Ltd., members of the Hartono family own more than 50% of the stock of BCA, which was placed under government control in 1998 following a rush on the bank. After restructuring, the government gradually sold off its controlling stake in the bank.

Turkiye Garanti Bankasi (Garanti Bank Turkey) provides retail, corporate, and commercial banking services from about 725 domestic branches and more than 2,500 ATMs. Subsidiaries and branches can also be found in Germany, Luxembourg, Romania, and Russia. In addition to traditional deposit products, Garanti Bank provides brokerage, factoring, insurance, leasing, personal pension plans, portfolio management, and other services. The bank serves about 8 million customers. GE Consumer Finance has acquired some 20% of the bank once owned by the Dou Group through the formation of an equitable partnership. Turkiye Garanti Bankasi was founded in 1946.

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