Provident wants to be a prominent force in the New Jersey banking scene. Provident Financial Services owns The Provident Bank, which serves customers in about 10 northern and central New Jersey counties. Founded in 1839, the bank offers traditional deposit and lending products, as well as wealth management and trust services, through more than 80 branches. Residential mortgage loans make up about 35% of the bank's loan portfolio; commercial mortgages are around 25%. Business, consumer, and construction loans help to round out its lending activities. The company's Provident Investment Services subsidiary sells life and health insurance and investment products.

Old Line Bancshares is the holding company for Old Line Bank, serving consumers, businesses, and wealthy individuals in the Old Line State and in the Washington, DC, area. From 10 branches in Maryland's Charles and Prince George's counties, the bank offers standard retail products including deposit accounts, CDs, and credit cards. It uses funds from deposits to write business and consumer loans; commercial real estate loans make up about half of its portfolio. The bank also offers luxury boat financing. The company also owns 50% of real estate firm Pointer Ridge Office Investment. The bank will double its branch numbers through its planned $20 million acquisition of Maryland Bankcorp, expected to close in 2011.

West Coast Bancorp is the holding company for West Coast Bank, which has more than 60 branches and offices serving communities in western Oregon and southwestern Washington. The banks offers standard deposit services and products including checking and savings accounts, CDs, and debit cards, as well as merchant services. Funds from deposits are used to originate loans, primarily commercial mortgages as well as residential mortgages, consumer loans, and other types of loans. Another subsidiary, West Coast Trust provides trust and asset management services. The company targets wealthy individuals, small to midsized businesses, and commercial real estate and construction businesses.

OTP Bank provides institutional, commercial, corporate, private, and retail banking in Hungary and beyond. The company and its subsidiaries offer such services as auto financing, real estate, and business loans, as well as investment, asset, and fund management and lending and deposit banking facilities. The company operates a network of about 1,400 banking offices in and around Hungary. Founded in 1949 as The National Savings Bank, OTP was originally a Hungarian state-owned bank; the company was privatized in 1990 and went public in 1995.

Citizens Community Bancorp is the holding company for Citizens Community Federal, a community bank with about two dozen branches in Wisconsin, southern Minnesota, and northern Michigan. Serving consumers and businesses, the bank offers standard deposit services such as savings, checking, money market, and retirement accounts, as well as a variety of loan products. The bank focuses its lending activities on one- to four-family mortgages, which represent more than half of its loan portfolio. The bank also offers consumer loans such as auto and personal loans; it does not routinely make commercial loans. Founded in 1938, Citizens Community was a state-chartered credit union until 2001.

One of the largest banks in Romania, Banca Comerciala Romana (BCR) offers some 4.5 million customers standard retail banking products such as car and home loans, debit and credit cards, and traveler's checks. On the commercial banking side, BCR caters to small and midsized businesses, offering such products and services as foreign currency loans, corporate debit cards, and bank guarantee letters, while its stock market offerings include open investment funds and municipal and corporate bonds. Subsidiary Anglo-Romanian Bank manages the bank's UK operations. Austria's Erste Group Bank owns some 70% of BCR. Tracing its roots back to 1990, BCR operates more than 640 branches across the country.

The Saudi financial services firm,Riyad Bank offers retail and corporate banking services, including credit cards, mutual fund products, electronic trade financing, treasury services, and financing for the oil, gas, and petrochemical sector.It also offers women-only branches for female customers The Riyad Bank network includes around 200 national branches and more than 1,500 automated teller machines, as well as international offices in London, Houston, and Singapore.

Pennsylvania Higher Education Assistance Agency (PHEAA) is set up may require a higher education. The government-related financial aid agency does business under the name American Education Services. It's one of the nation's top guarantors of the US Department of Education's Federal Family Education Loan Program (FFELP), as well as one of the largest student loan servicers and one of the largest student loan holders. PHEAA uses the funds it generates to improve higher education opportunities, lower the cost of financial assistance, and streamline the financial aid process.

Got your eye on a new backhoe or truck fleet, but having trouble scraping together the cash? Wells Fargo Equipment Finance can help. One of the largest bank-owned business finance and leasing outfits in the US, the subsidiary of megabank Wells Fargo courts middle-market businesses, offering equipment financing, vendor financing, and a variety of lease options in the US and Canada. Clients use funding from Wells Fargo Equipment Finance to obtain such durable goods as computers, aircraft, manufacturing equipment, heavy machinery, shipping containers, and vehicles.

Cambridge Savings Bank is proud to be among the largest community banks in Massachusetts. With more than $2 billion in assets, we have the financial strength to deliver a wealth of innovative products and services to a wide range of personal, small business, and commercial banking customers. From deposit and loan products, mortgages and Internet banking, to more sophisticated services such as trust and investment offerings and real estate lending services, we have the capability to offer what you need to meet your financial goals.

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