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Savings & Loans

Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc. operates as the holding company for The Dime Savings Bank of Williamsburgh that provides financial services and loans primarily for multifamily housing. It accepts various deposit products, including savings accounts, certificates of deposit, money market accounts, interest bearing checking accounts, and non-interest bearing checking accounts. The company’s loan products comprise multifamily residential mortgage loans, commercial real estate loans, one- to four-family residential mortgage loans, construction and land acquisition loans, and consumer loans. In addition, the company, through its other subsidiaries, involves in the management and ownership of real estate; the sale of non-FDIC insured investment products; and investing in multifamily residential, one to four-family, and commercial real estate loans. As of January 26, 2010, the company operated 23 branches located in Brooklyn, Queens, and the Bronx, as well as in Nassau County, New York. Dime Community Bancshares, Inc. was founded in 1864 and is headquartered in Brooklyn, New York.

KB Financial Group, Inc.

KB Financial Group, Inc.

KB Financial Group, holding company for Kookmin Bank, provides commercial and consumer banking services in South Korea. It offers asset management and life insurance through alliances with Netherlands-based ING Groep. The bank's lending activities mainly entail residential mortgages, home equity loans, consumer loans, and corporate loans. Kookmin Bank has more than 1,200 branches in its home country, where it claims some 26 million customers, or about half of the population of South Korea. The bank provides corporate services such as foreign exchange and securities trading from offices at home and abroad in New York, London, Hong Kong, Tokyo, and Auckland, New Zealand.

Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial hopes its customers are happy as peas in a pod. The company is the parent of Peapack-Gladstone Bank, which operates more than 20 branches serving New Jersey's Hunterdon, Morris, Somerset, and Union counties. Founded in 1921, the bank serves area individuals and small businesses by providing such traditional services as checking, savings, and money market accounts; CDs; IRAs; and credit cards. It offers trust and investment management services through its PGB Trust and Investments unit. Mortgages secured by residential properties represent about half of the company's loan portfolio. The bank also originates commercial real estate, construction, consumer, and business loans.

Merrill Lynch Bank (Suisse) S.A.

Merrill Lynch Bank (Suisse) S.A.

Merrill Lynch Bank (Suisse) is a Swiss private bank offering wealth management services such as portfolio advisement, fund management, and financial planning products to the ultra-rich, all with a dash of traditional Swiss banking secrecy and discretion. In addition to Geneva and Zurich, the bank has offices in Dubai, Singapore, Montevideo, and Panama. Merrill Lynch Bank (Suisse) is a subsidiary of Merrill Lynch International Bank Limited and part of the Merrill Lynch International Private Client Group (both are subsidiaries of Merrill Lynch). Banking powerhouse Bank of America acquired Merrill Lynch for some $50 billion in early 2009.

Carolina Trust Bank

Carolina Trust Bank

Carolina Trust Bank serves southwestern North Carolina through about a half-dozen locations. It provides a variety of commercial and personal financial services including checking and savings accounts, IRAs, CDs, and credit cards. The bank is mainly a real estate lender, with one- to four-family residential mortgage, commercial real estate, construction, and land development loans comprising most of its portfolio. The company acquired the single-branch Carolina Commerce Bank in 2009. Carolina Trust was founded in 2000.

People's United Financial, Inc.

People's United Financial, Inc.

People's United Financial is the holding company for People's United Bank (formerly People's Bank). Founded in 1842, the bank has more than 300 locations (including traditional branches, supermarket branches, commercial banking offices, investment and brokerage offices, and equipment leasing offices) in New England and New York. In addition to retail and commercial banking services, the bank offers trust, wealth management, brokerage, and insurance services. Its lending activities mainly consist of commercial mortgages (more than a third of its loan portfolio), commercial and industrial loans, equipment financing, and consumer loans.

GE Facto Holding

GE Facto Holding

GE Facto (which also does business as GE Factofrance or Societe Factofrance) keeps businesses from having to factor in the time it takes customers to pay bills. Companies can avoid the typical 30- to 90-day billing cycle by selling their invoices to Factofrance, which then collects the money. Factofrance also provides accounts receivable management and debt recovery. Subsidiaries include Cofacredit and Factobail, which handle export and IT financing, respectively. Part of GE, Factofrance was formed by the 2002 merger of GE Capital Finance and Heller Financial. (The latter firm was founded in 1966 by Walter Heller, the Banque de l'Indochine, and BNP).

SI Financial Group, Inc.

SI Financial Group, Inc.

SI Financial Group is the holding company for Savings Institute Bank and Trust Company, a community savings bank serving eastern Connecticut from around 20 locations, including branches within retail stores. In addition to traditional deposit services like checking and savings accounts and CDs, the bank and its subsidiaries offer financial services such as trust services, investment management, retirement planning, and life insurance. Residential and commercial mortgages dominate Savings Institute's lending portfolio, which also includes commercial business and consumer loans. Mutual holding company SI Bancorp owns more than 60% of SI Financial Group.

Heritage Bankshares, Inc.

Heritage Bankshares, Inc.

Heritage Bankshares, Inc. is headquartered in Norfolk, Virginia. Heritage Bankshares, Inc. operates as the bank holding company for Heritage Bank that offers commercial and retail banking services to individuals and small to medium sized businesses in Chesapeake, Norfolk, and Virginia Beach, Virginia. Heritage Bankshares, Inc. accepts various deposits, which include noninterest-bearing checking accounts, interest-bearing checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Its loan portfolio consists of construction and real estate loans; loans to individuals for personal, household, and family purposes; working capital loans, financing of facilities, and equipment purchase loans for businesses; commercial business loans; land acquisition and development loans; and home equity, consumer, and residential mortgage loans. In addition, Heritage Bankshares, Inc. offers insurance and investment services. As of December 31, 2009, it operated from seven locations.

Alpha Bank

Alpha Bank

ALPHA BANK A.E., together with its subsidiaries, provides various banking and financial services in Greece and internationally. It offers various deposit products, including savings accounts, working capital/current accounts, investment facilities/term deposits, repos, and swaps; loan facilities, including mortgage loans, consumer loans, corporate loans, and letters of guarantees; and debit and credit cards to individuals and companies. The company also provides leasing and factoring services; asset management services and insurance products; stock exchange, advisory, and brokerage services relating to capital markets; and investment banking services. In addition, it involves in dealing room activities in the inter bank market, which include FX swaps, bonds, futures, IRS, and inter bank placements. Further, the company involves in real estate management and hotel businesses, as well as provides solutions for professional training of adults and developing human resources of companies and institutions. As of December 31, 2008, it operated a network of 1,000 branches. The company was formerly known as Alpha Credit Bank and changed its name to ALPHA BANK A.E. as a result of its merger with the Ionian Bank in April 2000.

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