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First Keystone Corporation

First Keystone Corporation

First Keystone Corporation operates as the holding company for First Keystone National Bank that provides commercial banking product and services, and trust services to individuals and small to medium sized businesses in Northeastern and Central Pennsylvania market areas. The company offers various deposit products, which include demand deposits, money market accounts, savings accounts, and time deposits, as well as interest bearing demand deposits, such as NOW accounts. Its loan portfolio comprises commercial, financial, and agricultural loans; real estate mortgage loans; and consumer and other loans. In addition, the company provides personal, corporate, and agency services that include trust investment accounts, investment advisory services, mutual funds, estate planning, management of pension, and profit sharing plans to individuals, corporations, and others. It has 15 branch locations, including 5 branches in Columbia County, 5 branches in Luzerne County, 1 branch in Montour County, and 4 branches in Monroe County, Pennsylvania. The company was founded in 1864 and is headquartered in Berwick, Pennsylvania.

Astoria Financial Corporation

Astoria Financial Corporation

Astoria Financial Corporation operates as the bank holding company for Astoria Federal Savings and Loan Association that provides various banking services in the United States. It primarily engages in generating deposits and originating loans. Astoria Financial Corporation company’s deposit products include passbook and statement savings accounts, money market accounts, NOW and demand deposit accounts, and liquid certificates of deposit, as well as certificates of deposit, which comprise time deposits. Its loan portfolio consists of one-to-four family mortgage loans; multi-family and commercial real estate loans; construction loans for various residential properties and certain commercial real estate properties; and consumer and other loans, including home equity lines of credit, as well as overdraft protection, commercial loans, and passbook loans. Astoria Financial Corporation, through its other subsidiaries, also operates as a life insurance agency. As of December 31, 2009, it operated 85 full-service banking offices. Astoria Financial Corporation was founded in 1888 and is headquartered in Lake Success, New York.

Landesbank Berlin Holding AG

Landesbank Berlin Holding AG

Landesbank Berlin Holding (LBB Holding) provides comprehensive banking services to its core market of Berlin and adjoining areas. Formerly Bankgesellschaft Berlin, LBB Holding operates through several subsidiaries, namely Berliner Sparkasse, a leading German savings bank for retail customers with about 150 branches, and Landesbank Berlin AG, a regional corporate banking center for small and medium-sized businesses. LBB Holding also offers services in capital markets, which help private investors with trading and sales, and commercial real estate financing, which support institutional investors and residential developers. Erwerbsgesellschaft der S-Finanzgruppe mbH & Co. KG owns 88% of LBB Holding.

Lyons Bancorp, Inc.

Lyons Bancorp, Inc.

Lyons Bancorp is king of the financial jungle. It's the holding company for The Lyons National Bank, which serves individuals and businesses from nine locations. Chartered in 1852 as the Lyons Bank of Palmyra, it offers standard retail products and services, including checking and savings accounts, CDs, and IRAs. Residential and commercial mortgages together account for more than half of the bank's loan portfolio; other offerings include agricultural, business, and consumer loans. Subsidiary Lyons Realty is a real estate investment trust that holds a portfolio of mortgages. Subsidiary LNB Life Agency provides financial products and services to bank customers.

Provident New York Bancorp

Provident New York Bancorp

Provident New York Bancorp is the holding company for Provident Bank, a community-based thrift operating some 35 offices in New York's Hudson Valley region and another in New Jersey operating as Towncenter Bank. Founded in 1888, the bank attracts consumers and business clients by offering traditional deposit products such as checking and savings accounts and CDs; its Provident Municipal Bank subsidiary provides deposit services to area municipalities. The bank uses funds from deposits to originate primarily real estate loans and mortgages. Subsidiary Hudson Valley Investment Advisors provides money management services for institutional and individual investors.

Wing Hang Bank

Wing Hang Bank

Wing Hang Bank offers retail banking, with a focus on mortgage lending, as well as consumer finance services, leasing, wealth management, insurance, securities brokerage, corporate banking, and treasury services. Wing Hang Bank has about 60 locations throughout Hong Kong, Macao and mainland China. The bank was founded in 1937 as a money-changing business. Chairman Patrick Fung and his family control Wing Hang Bank. It also is affiliated with The Bank of New York Mellon, which holds a 20% stake.

Value Financial Services, Inc.

Value Financial Services, Inc.

Value Financial Services gives customers bucks for their bling. Founded in 1994 by former CEO John Thedford, the company runs about 70 pawn shops in Florida, Georgia, New Mexico, and Tennessee, operating as Value Pawn and Jewelry and Check Jewelry & Loan. It makes non-recourse loans secured by customers personal items, including jewelry, electronics, and musical instruments. The average amount of the company's pawn loans is about $150; its pawn service charges range from about 188% to 300% annually. At the end of 2008 Texas-based EZCORP acquired the company after initial talks had fallen through.

Hiroshima Bank, Ltd.

Hiroshima Bank, Ltd.

Hiroshima Bank established in 1878, the bank serves Japan's Chugoku and Shikoku regions through more than 175 offices and 830 ATMs. Hiroshima organizes its business approach into three distinct areas: financial intermediation, risk management assistance, and information provision. It offers the traditional array of financial services, including investment and private banking products, real estate appraisal, banking software, venture capital support, and assistance with corporate restructuring.

CITIC International Financial Holdings Limited

CITIC International Financial Holdings Limited

CITIC International Financial Holdings (CIFH) is the flagship company of state-owned investment congomlerate CITIC Group. It owns stakes in commercial banking, investment banking, private equity, and asset management companies. Primary subsidiary CITIC Ka Wah Bank provides retail and wholesale banking as well treasury services. Focused on business and real estate lending and targeting cross-border investors, operates about 30 branches in Hong Kong, mainland China, and the US. Other CIFH holdings include stakes in CITIC International Assets Management and CITIC Capital Holdings. CIFH was formed in 2002 in the reorganization of Ka Wah Bank; it is 70%-owned by CITIC Group through China CITIC Bank.

Salisbury Bancorp, Inc.

Salisbury Bancorp, Inc.

Salisbury Bancorp has a stake in New England's financial market. The holding company owns the Salisbury Bank and Trust Company, which operates seven branches in northwestern Connecticut, southwestern Massachusetts, and southeastern New York. With roots dating to 1848, the bank offers a variety of financial products and services, including checking, savings, and money market accounts, CDs, credit cards, and trust services. Residential real estate mortgages make up the largest portion of the bank's loan portfolio by far; commercial real estate, construction, land development, business, financial, agricultural, and consumer loans round out its lending activities.

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