Established in 1902, First South Bank is a local community bank located throughout Eastern North Carolina. Over the past 103 years, banking products and services have evolved. However, the Bank's commitment to its community has never wavered. We have always believed it is important to be a significant contributing member of our community. We know that, as a community bank, we have a responsibility to make a positive difference in the place we both live and serve, not because it is good for business, but because it is the right thing to do.

Wilshire Bancorp, Inc. operates as the bank holding company for Wilshire State Bank that offers a range of financial products and services. It accepts various deposit products, including certificates of deposit, regular savings accounts, money market accounts, checking and negotiable order of withdrawal accounts, installment savings accounts, and individual retirement accounts. The company’s loan portfolio comprises commercial real estate loans and home mortgage lending, commercial business loans and trade finance, small business administration loans, consumer loans, and construction loans. It also provides trade finance products that include the issuance and negotiation of commercial and standby letters of credit, as well as handling of documentary collections. In addition, the company offers Internet banking, automatic teller machines, and armored carrier services. As of December 31, 2009, it operated 23 branch offices in California, Texas, New Jersey, and New York; and 5 loan production offices in Dallas, Houston, Atlanta, Denver, and Annandale. Wilshire Bancorp, Inc. was founded in 1980 and is headquartered in Los Angeles, California.

Red Capital Group supplies the green for commercial real estate development. The company specializes in financing for affordable housing, multifamily residential real estate, assisted living facilities, medical office buildings, and community hospitals. It also finances industrial, and retail properties, hotels, and self-storage facilities. Red Capital Group consists of three firms: lender Red Mortgage Capital; Red Capital Markets, which underwrites housing bonds; and asset manager Red Capital Advisors. Red Capital Group has more than 10 offices in the US. ORIX USA bought the firm in 2010 from PNC Financial Services, which had acquired it in a takeover of Red Capital's previous parent, National City, in 2008.

Citizens Equity First Credit Union (CEFCU) first gained traction in 1937 as the credit union of mammoth equipment manufacturer Caterpillar. Through some 20 branches, CEFCU now serves employees of more than 550 companies and people who live and work in about a dozen counties in central Illinois and portions of northern California. It boasts more than 275,000 members who have access to standard deposit products such as checking and savings accounts and certificates of deposit; loans for education and auto and home purchases; credit cards.

Bank of South Carolina Corporation is the holding company for The Bank of South Carolina, which was founded in 1987. It operates four branches in and around Charleston. Targeting individuals and small to midsized business customers, the bank offers such standard retail services as checking and savings accounts, credit cards, and money market and NOW accounts. Real estate loans make up more than 70% of the The Bank of South Carolina's loan portfolio, which also includes commercial loans (around 20%) and to a lesser extent, personal loans. President and CEO Hugh Lane and his family control about 12% of the company.

New York Community Bancorp is the holding company for New York Community Bank (one of the largest thrifts in the US) and New York Commercial Bank. In New York, New York Community Bank operates through four divisions: Queens County Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Roslyn Savings Bank. It also serves customers in New Jersey through its Garden State Community Bank division. Altogether, it has more than 200 branches throughout the two states. Nonbank subsidiaries offer asset management and life insurance. The company expanded into Arizona, Ohio, and Florida with its 2009 FDIC-assisted acquisition of the failed AmTrust Bank.

UBS AG, a financial services firm, provides wealth management, asset management, and investment banking services to private, corporate, and institutional clients worldwide. The company also involves in retail and commercial banking in Switzerland. Its Wealth Management & Swiss Bank divisions wealth management business caters to high net worth individuals worldwide (except the Americas) whether they are investing internationally or in their home country. This division offers these clients a range of tailored advice and investment services.

FedFirst Financial Corporation operates as the holding company for the First Federal Savings Bank, which provides various banking and financial services to individuals and businesses in its market area. FedFirst Financial Corporation company provides deposit products, which include noninterest-bearing demand deposits, such as checking accounts; interest-bearing demand accounts, including NOW and money market accounts; statement savings accounts; and certificates of deposit comprising individual retirement accounts. Its loan products include residential mortgage loans, commercial and multi-family real estate loans, construction loans, commercial business loans, and consumer loans, including home equity lines of credit, home equity installment loans, loans on savings accounts, and personal lines of credit and installment loans. FedFirst Financial Corporation also operates as an insurance agent offering property and casualty, commercial liability, surety, and other insurance products. It operates nine banking offices in Fayette, Washington, and Westmoreland counties, Pittsburgh. FedFirst Financial Corporation was founded in 1922 and is based in Monessen, Pennsylvania. FedFirst Financial Corporation is a subsidiary of FedFirst Financial Mutual Holding Company.

TowneBank is ready to serve you in southeastern Virginia and northeastern North Carolina. The bank, which has more than 25 branches, offers such standard deposit products as checking and savings accounts, certificates of deposit, IRAs, and money market accounts. Subsidiaries provide insurance, investments, residential real estate brokerage, mortgage products, and employee benefit services. Real estate loans, including commercial mortgages, construction loans, and residential real estate loans make up most of the bank's portfolio, which also includes consumer installment and business loans. TowneBank was founded in 1999.

OceanFirst Financial operates more than 20 branches in the coastal New Jersey counties of Middlesex, Monmouth, and Ocean. The community-oriented bank caters to individuals and small to midsized businesses in the Jersey Shore area, offering standard products such as checking and savings accounts, CDs, and IRAs. It uses funds from deposits mainly to invest in mortgages, loans, and securities. One- to four-family residential mortgages make up nearly 60% of OceanFirst Financial's loan portfolio, which also includes commercial real estate (about 25%), business, construction, and consumer loans.

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