Central Bancorp is the holding company for Central Co-operative Bank. Operating as Central Bank, it serves Middlesex County in the northwestern suburbs of Boston through about 10 bank branches and loan centers. The bank's primary business is gathering deposits by offering NOW, money market, checking, and savings accounts; CDs; and retirement savings plans. It primarily uses these funds to originate commercial mortgages (more than half of all loans in the company's portfolio, up from 20% in 2001). Residential mortgages have gone down from around 70% to less than 40% since then. The bank also offers construction, home equity, business, and consumer loans, as well as credit cards.

Boston Private Financial Holdings, Inc. owns 10 independently operated companies that offer private banking, wealth advisory, and investment management to wealthy individuals and institutional clients throughout the US. Boston Private's holdings include Boston Private Bank & Trust, which operates about 10 branches in Massachusetts. In California, the company runs Borel Private Bank & Trust and First Private Bank & Trust. Charter Private Bank serves clients in Washington. The banks offer a range of deposit lending products. Boston Private's advisory and management arms oversee some $19 billion in assets.

Vectra is connected to the lives of Colorado business people, with a “from the ground up” understanding of what it takes to create a thriving enterprise and what matters to today’s entrepreneurs and business leaders. Ready with banking products and services built for Colorado’s businesses, Vectra bankers look for creative approaches that can make a difference for local companies. In line with its focus on Colorado’s business market, the bank has a legal lending limit of $45.3 million and 38 locations geared to serving its target markets.

Flagstar Bancorp, Inc. operates as the holding company for Flagstar Bank, FSB that offers consumer and commercial financial products and services to individuals, and small and middle market businesses in Michigan, Indiana, and Georgia. The company engages in generating deposits and originating loans. Its deposit products include demand deposits, savings and money market accounts, checking deposits, certificates of deposits, municipal deposits, national deposits, and company controlled deposits. The company’s loan portfolio comprises single-family mortgage loans, consumer loans, commercial real estate loans, non-real estate commercial loans, and residential mortgage loans for others. It also originates, acquires, sells, and services one-to-four family residential mortgage loans. Flagstar Bancorp, Inc., through its subsidiaries, acts as an agent for life insurance, health and casualty insurance, and reinsurance companies; and provides online paperless office solutions for mortgage originators. It also engages in holding investment loans, purchasing securities, selling and securitizing mortgage loans, maintaining and selling mortgage servicing rights, developing new loan products, establishing pricing for mortgage loans to be acquired, providing for lock-in support, and managing interest rate risk associated with these activities. As of December 31, 2009, Flagstar Bancorp, Inc. operated 165 banking centers. Flagstar Bancorp was founded in 1987 and is headquartered in Troy, Michigan.

Shore Bancshares sits on the edge of the banking ocean. The institution is the holding company for three bank subsidiaries: The Centreville National Bank of Maryland; The Talbot Bank of Easton, Maryland; and The Felton Bank. Combined, the banks operate about 20 branches serving individuals and businesses in the Maryland counties of Caroline, Dorchester, Kent, Queen Anne, and Talbot, as well as in Kent County, Delaware. The company sells insurance through subsidiaries The Avon-Dixon Agency and Elliott Wilson Insurance. Jack Martin & Associates, acquired in 2007, offers marine insurance products.

Partners Realty Capital, L.L.C. company offers a range of financing options for commercial and residential properties, including hotels, industrial, office, and retail space, as well as multi-family residences and single-family housing tracts. Options include acquisition, bridge, construction, development, and permanent loans, as well as debt and equity lines of credit. Partners Realty Capital also offers litigation support and pre-acquisition finance support. Clients include Fremont Investment & Loan and UBS Warburg. The firm was established in 1994 by Paul Fruchbom.

SinoPac is packing away financial services in Asia and on the US west coast. The holding company owns Bank SinoPac, which has about 130 branches in Taiwan. Bank SinoPac was created in 2006 after the merger of a bank by that name and International Bank of Taipei, or IBT. In the US, SinoPac Bancorp owns Far East National Bank, which serves California's Asian-American community through more than a dozen branches. Other holdings include SinoPac Securities, which offers brokerage services, corporate financing, and underwriting. The company's SinoPac Credit Cards unit has issued more than 1.7 million cards. SinoPac Holdings' subsidiaries also have operations in China, Hong Kong, Macao, the UK, and Vietnam.

PrivateBancorp is the holding company for two PrivateBank subsidiaries that provide commercial and private banking, business and real estate lending, investments, and money management services to middle-market companies, commercial real estate investors, business owners, executives, and wealthy individuals and their families. The banks have some 35 offices in major markets in the Midwest and Southeast. PrivateBancorp is modeled after a traditional European private bank, placing emphasis on personal service in an effort to establish life-long relationships with its clients.

Interamerican Bank provides traditional banking services in ethnically diverse Miami-Dade County, Florida, through five full-service branches. Many of the bank's employees are bilingual, and users of the bank's Web site can choose between English and Spanish versions. Targeting individuals and local businesses, Interamerican Bank offers savings and checking accounts, CDs, IRAs, and loans. Residential mortgages account for more than 30% of the bank's lending portfolio. It also issues multifamily real estate, commercial real estate, construction, business, consumer, and land loans.

Westfield Financial is the holding company for Westfield Bank, which serves western Massachusetts' Hampden County and surrounding areas from more than 10 branch locations. Founded in 1853, the bank has traditionally been a community-oriented provider of retail deposit accounts and loans, but it is placing more emphasis on serving commercial and industrial clients. Commercial real estate loans account for approximately 45% of the company's loan portfolio and business loans are more than 25%. The bank also makes a smaller number of consumer and home equity loans.

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