Indiana Community Bancorp is holding company for Indiana Bank and Trust, which operates around 20 offices in south-central and southern regions of the Hoosier State. The bank offers such standard retail services as checking and savings accounts, NOW accounts, CDs, and IRAs. The bank earns much of its revenues from its lending activities. Commercial real estate loans account for more than half of the company's loan portfolio. Indiana Bank and Trust also writes residential, consumer, auto, construction, and other loans. The bank was founded as New Building and Loan Association in 1908.

BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois. BankFinancial Corporation operates as the holding company for BankFinancial, F.S.B., which provides commercial, family, and personal banking services in Illinois. It accepts deposit accounts, such as savings accounts, NOW accounts, checking accounts, money market accounts, certificates of deposit, and IRAs and other qualified plan accounts. The company’s loan portfolio consists of investment and business loans, including multi-family, nonresidential real estate, commercial, construction and land loans, and commercial leases, as well as one-to-four family residential mortgage loans comprising home equity loans, lines of credit, and other second mortgage loans. It also provides financial products and services consisting of cash management, funds transfers, bill payment and other online banking transactions, automated teller machines, safe deposit boxes, wealth management, and general insurance agency services. In addition, the company offers investment, financial planning, and other wealth management services; and sells life insurance, fixed annuities, property and casualty insurance, and other insurance products on an agency basis. It provides its products and services through banking offices and an Internet Branch. As of December 31, 2009, it operated 18 full-service banking offices and 3 express branch facilities in Cook, DuPage, Lake, and Will Counties, Illinois.

SouthFirst Bancshares, Inc. operates as the holding company for SouthFirst Bank, which provides general banking services in Alabama. The bank primarily generates deposits and originates various loans. Its deposit products include NOW accounts, money-market accounts, passbook savings accounts, and certificates of deposit. The banks loan portfolio comprises one-to-four family, owner-occupied, and residential mortgage; fixed-rate and adjustable-rate-mortgage residential construction loans; consumer loans, including savings account loans; and loans secured by second mortgage on real estate, such as home improvement and home equity loans.

Resona Holdings focuses on consumer and small business banking in the greater Tokyo area and Kansai region. Resona Bank provides corporate pension management, banking and trust services. Personal banking services at each bank includes loans for individuals, asset management, and estate planning. The company also provides corporate banking services such as loans, pension management, and real estate services. Altogether, Resona Holdings has about 600 branches throughout Japan.

Captive Capital capitalizes on clients' captive audiences. Captive Capital Corporation provides turnkey retail financing programs for primarily equipment manufacturers and distributors in the US and Canada. Captive Capital manages the in-house finance programs of equipment manufacturers (including creating and managing customer branded financing Web sites) and matches up lenders with pre-qualified borrowers. Subsidiary Star Capital Group provides direct leasing and financing for commercial equipment acquisitions from $5,000 to $500,000. Internet Capital Group leads investors in Captive Capital, which was founded in 1999 by CEO Jonathan Moran and vice presidents Brian Voland and Jeff Whitcomb.

NB&T Financial Group, Inc. operates as a bank holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. The company offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. Its loan portfolio includes commercial and industrial loans, such as loans to automobile dealers and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. The company also offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. As of December 31, 2009, it operated a main office in Wilmington, as well as 25 full-service branch offices and 1 automated teller machine facility in Brown, Butler, Clermont, Clinton, Highland, Montgomery, and Warren Counties in Ohio. NB and T Financial Group, Inc. was founded in 1859 and is based in Wilmington, Ohio.

Ocean Shore Holding owns Ocean City Home Bank, a community thrift serving New Jersey's Atlantic and Cape May counties where gaming and tourism thrive. Through about 10 locations, the bank offers individuals, businesses, and government entities such standard fare as checking and savings accounts, CDs, and money market accounts. Residential mortgages, including loans secured by second homes and rental properties, account for more than 80% of the company's loan portfolio. Subsidiary Seashore Financial sells investment and insurance products.

Founded in 1942, the Tochigi Bank offers banking services to the Tochigi Prefecture in Japan (located about 60 miles north of Tokyo). Through more than 90 branches and 4 consolidated subsidiaries, Tochigi Bank offers conventional financial services products such as savings, lending, portfolio advisement, leasing, housing loan guarantees, credit cards, and foreign and domestic exchange services. The Tochigi Prefecture has developed into a production nucleus for agricultural and forestry products; as a result, the bank targets customers residing in these key sectors for assistance.

Manx Financial Group (MFG), formerly Conister Financial Group. The Isle of Man, being neither part of the UK nor a member of the EU, is a center for offshore banking. In the past few years, the company has evolved from an asset finance firm to a full-service financial institution, and in 2008 transitioned to a holding company structure. It owns Conister Bank (formerly Consiter Trust) which offers deposits, loans, and wealth management services to personal and business clients. Another subsidiary, TransSend, issues prepaid MasterCards. MFG hasn't neglected its roots, however; in 2010 it bought ECF Asset Finance.

Cattles offers a herd of financial services to the UK's subprime market. Its primary operating unit, Welcome Finance, makes secured and unsecured personal loans ranging from £2,000 to more than £9,000 to borrowers who may have questionable credit or employment histories. Its Shopacheck unit issues smaller short-term loans (around £300) at higher interest rates, collecting weekly payments at the borrowers' homes. Cattles also finances and sells used automobiles (through Welcome Car Finance) and acquires and services consumer debt (The Lewis Group). In the aftermath of the financial crisis, the debt-laden Cattles will undergo a restructuring, through which it will be acquired by newly created vehicle Bovess.

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