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Arbor Commercial Mortgage, LLC

Arbor Commercial Mortgage, LLC

Arbor Commercial Mortgage is a national direct lender that provides debt and equity capital for the multifamily, commercial real estate and health care industries. We have extensive experience in mortgage origination and servicing and have built a reputation for service, quality and flexibility. Arbor’s seasoned management team specializes in debt and equity financing for multifamily, office, retail, hotel and various other commercial real estate properties. We are a Top Ten Fannie Mae DUS® lender and a Top Fannie Mae DUS® Small Loan lender. Arbor offers a vast array of Fannie Mae products including financing for market-rate and affordable apartments, cooperatives, student housing and manufactured housing.Arbor is also licensed by the Department of Housing and Urban Development (HUD) to administer HUD’s FHA mortgage insurance programs for long-term, non-recourse financing for market rate and affordable apartments and cooperatives, assisted living facilities, skilled nursing facilities, and seniors housing. Currently, Arbor services a multi-billion dollar portfolio of over 1,000 commercial real estate loans and is a third-party servicer rated by Standard and Poor’s and Fitch Ratings for both primary and special servicing. Arbor is headquartered in Uniondale, NY and New York, NY, with full-service lending offices nationwide.

Hudson City Bancorp, Inc.

Hudson City Bancorp, Inc.

Hudson City Bancorp, Inc. operates as the bank holding company for Hudson City Savings Bank that provides a range of retail banking services. It offers a range of deposit accounts, including passbook and statement savings accounts, interest-bearing transaction accounts, checking accounts, money market accounts, and time deposits, as well as IRA accounts and qualified retirement plans. The company’s loan portfolio primarily comprises one-to four-family first mortgage loans for residential properties; multi-family and commercial mortgage loans; construction loans; and consumer loans, such as fixed-rate second mortgage loans and home equity credit line loans, as well as collateralized passbook loans, overdraft protection loans, automobile loans, and secured and unsecured commercial lines of credit. As of December 31, 2009, it operated 95 branches located in 17 counties throughout the State of New Jersey; 10 branch offices in Westchester County, 9 branch offices in Suffolk County, 1 branch office each in Putnam and Rockland Counties, and 6 branch offices in Richmond County; and 9 branch offices in Fairfield County, Connecticut. Hudson City Bancorp, Inc. was founded in 1868 and is based in Paramus, New Jersey.

The 77 Bank, Ltd

The 77 Bank, Ltd

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2010, The 77 Bank had capital of ¥24.7 billion, 143 domestic branches and 2,767 employees.

Marquette Commercial Finance, Inc.

Marquette Commercial Finance, Inc.

Marquette Commercial Finance, Inc. company provides services to middle-market companies including asset-based transfer facilities and inventory lines of credit. Clients include companies in the health care, consumer products, natural gas, and manufacturing industries. It has operations in Alabama, California, Florida, Georgia, Maryland, and Texas. Marquette Commercial Finance is part of the Marquette Financial Companies family of businesses.

Provident Community Bancshares, Inc.

Provident Community Bancshares, Inc.

Provident Community Bancshares (formerly Union Financial Bancshares) is the holding company for Provident Community Bank, which operates about 10 branches in Laurens, Union, Fairfield, Greenville and York counties in northern South Carolina. The bank attracts deposits from local consumers and businesses by offering checking and savings accounts, money market and NOW accounts, CDs, and IRAs. Its lending activities mainly consist of business loans, commercial mortgages, and consumer and installment loans. The bank also offers investments, brokerage services, retirement planning, and credit cards.

Citizens Bancshares Corporation

Citizens Bancshares Corporation

Citizens Bancshares is the holding company for Citizens Trust Bank, which serves the Atlanta and Columbus, Georgia and Birmingham and Eutaw, Alabama communities from about 10 branch offices. The bank provides standard services such as checking and savings accounts, CDs, IRAs, credit cards, financial planning, and investments. Its lending portfolio mainly consists of loans secured by one- to four-family residences, multifamily dwellings, or commercial or industrial real estate. Former chairman and Atlanta-area entrepreneur and philanthropist Herman J. Russell owns about 30% of Citizens Bancshares' stock.

Community Central Bank Corporation

Community Central Bank Corporation

The communities served by Community Central Bank Corporation are in the Detroit area -- specifically Mt. Clemens, Grosse Pointe, and Rochester Hills. Founded in 1996, Community Central Bank operates branches that attract consumers, small to midsized businesses, and government entities. Standard services offered include checking, savings, NOW, and money market accounts, and CDs. Commercial real estate loans account for nearly 70% of the company's loan portfolio, followed by residential mortgages (about 20%), business loans, home equity lines, and consumer loans. In 2005 Community Central acquired River Place Financial Corp., a private bank previously owned by the descendants of brewery founder Julius Stroh.

Space Coast Credit Union

Space Coast Credit Union

Space Coast Credit Union (SCCU) takes deposits in dollars and moon money. The bank became Florida's third-largest credit union after taking over Eastern Financial Florida Credit Union in 2009. SCCU offers checking and savings accounts, CDs, IRAs, money market accounts, Visa credit cards, mortgages, loans, and investment products to individuals and small businesses. The member-owned cooperative has more than 65 branches and 145 ATMs in eight counties across Central Florida, along the East Coast. SCCU's 360,000 members boast assets of more than $3.2 billion. The credit union was founded in 1951.

American Savings Bank, FSB

American Savings Bank, FSB

American Savings Bank has grown into one of Hawaii’s leading financial institutions. A large network of American Savings Bank branches and automated teller machines – in addition to phone and online banking options – make it easier than ever to address the needs of our customers and our communities.

FirstRand Limited

FirstRand Limited

FirstRand's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management.

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