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Savings & Loans

Southwest Bancorp, Inc.

Southwest Bancorp, Inc.

Southwest Bancorp is the holding company for Stillwater National Bank and Trust Company, which has about 10 branches in Oklahoma and another six in Texas, operating as SNB Bank of Austin, SNB Bank of Dallas, SNB Bank of San Antonio, and SNB McMullen Bank. It also operates the three-branch Bank of Kansas, which it acquired in 2007 and promptly renamed SNB Bank of Kansas. The banks primarily use funds collected from deposits such as CDs and checking, savings, and money market accounts to originate commercial mortgages (more than one-third of the company's loan portfolio), construction loans (about 30%), commercial loans (about 20%), and guaranteed student loans.

BCB Bancorp, Inc.

BCB Bancorp, Inc.

BCB Bancorp be the holding company for BCB Community Bank, which opened its doors in late 2000. The independent bank serves Hudson County and the surrounding area from about 15 offices in New Jersey's Bayonne, Hoboken, Jersey City, and Monroe. The bank offers traditional deposit products and services, including savings accounts, money market accounts, CDs, and IRAs. Funds from deposits are used to originate mortgages and loans, primarily commercial real estate and multi-family property loans (which together account for more than half of the bank's loan portfolio). BCB Bancorp's branch network tripled in size when it added 10 locations through its 2010 acquisition of Pamrapo Bancorp.

Flatbush Federal Bancorp, Inc.

Flatbush Federal Bancorp, Inc.

Flatbush Federal Bancorp, Inc. operates as the holding company for Flatbush Federal Savings & Loan Association, which provides various banking products and services primarily in Brooklyn, New York. Flatbush Federal Bancorp, Inc. offers various deposit products, including demand deposits comprising non-interest bearing and NOW accounts, passbook savings and club accounts, and fixed-term certificates of deposit. Its loan portfolio comprises one-to-four family residential loans, multi-family real estate loans, commercial real estate loans, construction loans, loans secured by deposits, home equity loans, credit cards secured by deposit accounts, unsecured credit cards, and business loans. Flatbush Federal Bancorp offers its services to middle-income households and low-to-moderate-income households through its three locations located in Brooklyn. Flatbush Federal Bancorp, Inc. is based in Brooklyn, New York. Flatbush Federal Bancorp, Inc. operates as a subsidiary of Flatbush Federal Bancorp, MHC.

The Mechanics Bank

The Mechanics Bank

Founded in 1905, Mechanics Bank provides personal banking, business banking, trust and estate services, brokerage and wealth management services through thirty-three offices across Northern California. After four generations, we remain fiercely independent and deeply committed to the bank's founding values of trust, lasting relationships, teamwork, genuine care and pride in what we do.

Santander UK plc

Santander UK plc

Santander UK (formerly Alliance & Leicester) offers deposit and lending services throughout the UK. Its largest segment is its traditional savings and home mortgage business, but the company also offers checking accounts, credit cards, and consumer finance, as well as commercial services such as cash management and asset financing. The firm has alliances with such firms as Legal & General and Zurich to provide investment and insurance products. Its approximately 5.5 million retail customers can access the bank through more than 300 branches, 2,500 ATMs, and 14,000 post offices across the UK. Spanish banking giant Santander bought Alliance & Leicester in 2008. It was rebranded Santander UK in 2010.

Home City Financial Corporation

Home City Financial Corporation

Home City Financial is where the heartland is. Home City is the holding company for Home City Federal Savings Bank of Springfield, a two-branch thrift serving Clark County in southwestern Ohio. The bank offers standard deposit products including checking and savings accounts, NOW accounts, individual retirement accounts, and certificates of deposit. Residential mortgages (nearly half of the company's loan portfolio) and commercial real estate loans (almost a quarter) are its primary lending focus; the bank also makes business, consumer, land, construction, and multifamily real estate loans. The company plans to go private through a reverse stock split.

Oregon Pacific Bancorp

Oregon Pacific Bancorp

Oregon Pacific Bancorp is the holding company owns Oregon Pacific Banking Company, which operates a handful of offices on the state's coastal region west of Eugene. Doing business as Oregon Pacific Bank, it provides standard deposit products including checking, savings, money market accounts, and CDs. The bank primarily uses funds from deposits to originate real estate loans. Oregon Pacific Bank also offers wealth management and corporate trust services.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc., through its bank subsidiaries, provides commercial and retail banking services to businesses and individuals. Its deposit products include checking and other demand deposit, negotiable order of withdrawal, savings, money market, individual retirement, and health savings accounts, as well as certificates of deposits and other time deposits. The company’s loans include commercial and industrial, agricultural, real estate mortgage, consumer, and home equity loans, as well as lines of credit. It also offers other products and services, including VISA debit cards, automated teller machines, online banking, safe deposit boxes, and trust services. In addition, the company engages in investment brokerage activities; and offers vehicle, property and casualty, life, and disability insurance, as well as tax-free annuities. Further, it offers trust and investment services for individuals and corporations. Heartland Financial USA, Inc. has strategic alliance with LPL Financial Institution Services to operate independent securities offices at its bank subsidiaries, as well as offers various investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products. As of December 31, 2009, it operated 61 banking locations in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, and Minnesota. Heartland Financial USA, Inc. was founded in 1993 and is headquartered in Dubuque, Iowa.

Agricultural Bank of China Limited

Agricultural Bank of China Limited

Agricultural Bank of China (ABC) provides a veritable alphabet soup of products and services to customers across China. One of the country's largest state-owned commercial banks, ABC specializes in financing and providing services to agricultural, industrial, commercial, and transportation enterprises in rural areas. The bank also offers personal banking, credit cards, and foreign exchange services. Founded in 1951, ABC operates approximately 31,000 branches and banking offices, as well as more than 30 provincial-level offices, serving every county in China. It also operates branches in Hong Kong and Singapore, and representative offices in London, New York, and Tokyo.

TrustCo Bank Corp NY

TrustCo Bank Corp NY

TrustCo Bank Corp is the holding company for Trustco Bank, which operates in eastern New York, central and western Florida, and parts of Vermont, Massachusetts, and New Jersey. It has about 130 branches, offering individual and business customers a variety of deposit products and trust services. It primarily originates residential and commercial mortgages, which account for about three-quarters of its loan portfolio; it also writes business loans and home equity lines of credit. Since 2003, TrustCo Bank has nearly doubled its branch network in New York and Florida by opening new locations. It plans to continue opening new branches, albeit not as rapidly.

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