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Savings & Loans

Southern BancShares (N.C.), Inc

Southern BancShares (N.C.), Inc

The year was 1910 when the men in the photograph at left gathered at the Strawberry Market in Mount Olive, North Carolina. Their local bank, The Bank of Mount Olive, was nine years old at the time, and reflected the values of the day. It was a place where their money was safe and earned good interest. A place where they were treated as friends and respected as individuals.

Alaska USA Federal Credit Union

Alaska USA Federal Credit Union

Alaska USA Federal Credit Union is a federally chartered financial services cooperative with branch offices throughout Alaska, the Puget Sound area of Washington State, and California's High Desert. The credit union is the largest provider of consumer financial services in Alaska, with growing membership in Washington and California. Alaska USA also provides business services, including checking, commercial loans, and insurance.The credit union owns and operates Alaska USA Mortgage Company, Alaska USA Insurance Brokers, Alaska USA Title Agency, and Alaska USA Trust Company.

Cattles plc

Cattles plc

Cattles offers a herd of financial services to the UK's subprime market. Its primary operating unit, Welcome Finance, makes secured and unsecured personal loans ranging from £2,000 to more than £9,000 to borrowers who may have questionable credit or employment histories. Its Shopacheck unit issues smaller short-term loans (around £300) at higher interest rates, collecting weekly payments at the borrowers' homes. Cattles also finances and sells used automobiles (through Welcome Car Finance) and acquires and services consumer debt (The Lewis Group). In the aftermath of the financial crisis, the debt-laden Cattles will undergo a restructuring, through which it will be acquired by newly created vehicle Bovess.

Triodos Bank NV

Triodos Bank NV

Triodos Bank NV performs traditional banking functions by offering savings, loan, and investment products, but it also touts its socially conscious investing policy. The company lends only to "ethical" organizations and businesses (read: environmental charities and liberal political causes). Founded in 1980, Triodos Bank counts Amnesty International, Greenpeace, Friends of the Earth, The Soil Association, and the Quaker Housing Trust among its business partners. Triodos has offices in Belgium, Germany, the Netherlands, and the UK. The bank was established in 1973.

Financiera Independencia, S.A.B. de C.V.

Financiera Independencia, S.A.B. de C.V.

Financiera Independencia, S.A.B. de C.V. provides microcredit loans to self-employed laborers, contractors, and other entrepreneurs. (Microloans are small -- a few thousand pesos, or a few hundred dollars -- and must be invested into a business venture.) Financiera Independencia also extends unsecured credit to mothers and the unemployed, and it offers federally subsidized home improvement loans. It has more than 150 branches in 105 cities, and since being formed in 1993, has loaned some 3 billion pesos to more than 800,000 people.

Capital Finance Australia Limited

Capital Finance Australia Limited

Capital Finance Australia was founded in 1995. Capital Finance Australia capitalizes on Australia's financial needs. Part of Lloyds Banking Group subsidiary HBOS Australia, Capital Finance Australia Limited company provides commercial, property, and personal financing for a wide variety of ventures. Its offerings include mortgages, construction loans, automotive loans, and aviation and marine financing. Capital Finance Australia Limited company operates about a half-dozen offices throughout the country. Loans are also rolled out via telephone application or through networks of automotive, fleet, and other dealers.

Mayflower Bancorp, Inc.

Mayflower Bancorp, Inc.

Mayflower Bank (formerly Mayflower Co-operative Bank) has been proudly progressing like a pilgrim since 1889. It is the primary subsidiary of bank holding company Mayflower Bancorp and operates nearly 10 branches in southeastern Massachusetts. Serving individuals and local businesses, Mayflower Bank provides standard fare such as checking and savings accounts, money market accounts, and certificates of deposit. It primarily uses funds from deposits to originate residential mortgages, commercial real estate loans, and home equity loans and lines of credit. To a far lesser extent, Mayflower Bank also originates business, consumer, and construction loans.

Alpha Bank

Alpha Bank

ALPHA BANK A.E., together with its subsidiaries, provides various banking and financial services in Greece and internationally. It offers various deposit products, including savings accounts, working capital/current accounts, investment facilities/term deposits, repos, and swaps; loan facilities, including mortgage loans, consumer loans, corporate loans, and letters of guarantees; and debit and credit cards to individuals and companies. The company also provides leasing and factoring services; asset management services and insurance products; stock exchange, advisory, and brokerage services relating to capital markets; and investment banking services. In addition, it involves in dealing room activities in the inter bank market, which include FX swaps, bonds, futures, IRS, and inter bank placements. Further, the company involves in real estate management and hotel businesses, as well as provides solutions for professional training of adults and developing human resources of companies and institutions. As of December 31, 2008, it operated a network of 1,000 branches. The company was formerly known as Alpha Credit Bank and changed its name to ALPHA BANK A.E. as a result of its merger with the Ionian Bank in April 2000.

Capital Bank Corporation

Capital Bank Corporation

Capital Bank Corporation is the holding company for Capital Bank, which capitalizes on the bustling Research Triangle area it serves. Founded in 1997, the bank has about 30 offices in central and western North Carolina. It provides a range of consumer and commercial banking services, including savings, checking, and health savings accounts, as well as CDs, IRAs, and credit cards. Commercial real estate loans, made primarily to small and midsized businesses, make up more than 60% of the bank's loan portfolio; residential mortgages are around 20%. The bank also issues business and consumer loans. It offers investments and insurance through unaffiliated third-party provider Capital Investment Group.

Central Bancorp, Inc.

Central Bancorp, Inc.

Central Bancorp is the holding company for Central Co-operative Bank. Operating as Central Bank, it serves Middlesex County in the northwestern suburbs of Boston through about 10 bank branches and loan centers. The bank's primary business is gathering deposits by offering NOW, money market, checking, and savings accounts; CDs; and retirement savings plans. It primarily uses these funds to originate commercial mortgages (more than half of all loans in the company's portfolio, up from 20% in 2001). Residential mortgages have gone down from around 70% to less than 40% since then. The bank also offers construction, home equity, business, and consumer loans, as well as credit cards.

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