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The Michinoku Bank, Ltd.

The Michinoku Bank, Ltd.

Established in 1921, the Michinoku Bank is a regional bank offering financial services in the Aamori Prefecture in Japan. With about 120 branches and eight consolidated subsidiaries, Michinoku Bank offers traditional banking products, as well as real estate management and staffing supply services. With its "family bank" business approach, the company targets individual retail customers, as well as small-to-medium-sized businesses. It has key subsidiaries in Hong Kong and Shanghai. Michinoku Bank was also the first Japanese bank to open a subsidiary in Russia when it launched The Michinoku Bank (Moscow) Ltd. in 1999; it is now selling that operation to Mizuho Financial.

Alaska Pacific Bancshares, Inc.

Alaska Pacific Bancshares, Inc.

Alaska Pacific Bancshares, Inc. operates as the holding company for Alaska Pacific Bank, which provides various financial services to individuals and small businesses in southeast Alaska. The company offers a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing demand deposits, and certificates of deposits. Its loan portfolio comprises one-to-four-family mortgage, multi family, commercial nonresidential, commercial business, consumer, construction, conventional mortgage, commercial real estate, and land loans. The company offers its banking services through offices in Juneau, Ketchikan, and Sitka, Alaska. It operates 11 automated teller machines, including 6 in Juneau, 2 in Sitka, 2 in Ketchikan, and 1 in Hoonah. Alaska Pacific Bancshares, Inc. was founded in 1935 and is headquartered in Juneau, Alaska.

First M&F Corporation

First M&F Corporation

M&F Bank has deep roots. Since 1890, M&F Bank has served a growing community of clients encompassing parts of four states. From 48 locations and the connected world M&F is delivering a wide array of financial products and services to individuals, businesses, organizations, governments and churches. From our base in Mississippi M&F now serves in Tennessee, Alabama and Florida. Our markets are diverse; our financial services are adapted to the needs of the client. Our mission is built on integrity and focused on exceeding the expectation of our customer. We believe in the basics of traditional banking. We also believe in a menu of related services including insurance, wealth management, investments, mortgage banking and specialized applications of the financial system. M&F is as relational as your best friend and neighbor while being as technologically adept as you require. Stewardship is the means and the end of our mission. As we grow shareholder value through exceptional service we are better able to do good and perpetuate the multiplication of value to customer, community and associate. Our calling is high, our commitment is unswerving and our mission is clear. At M&F Bank the focus is on results.

Westpac Banking Corporation

Westpac Banking Corporation

Westpac Banking Corporation provides a range of banking and financial products and services to individuals and corporate customers primarily in Australia and New Zealand. The company offers various financial services, such as lending, deposit taking, payments services, investment portfolio management and advice, unit trust and superannuation fund management, insurance services, leasing, general finance, foreign exchange, and money market services. Its deposit products include day to day accounts, savings accounts, term deposits, business transaction accounts, business savings and investment accounts, and trust accounts. The company also offers advances, overdrafts, home loans, credit card and other personal lending services, term loans, leasing receivables, bill financing,

Calvin B. Taylor Bankshares, Inc.

Calvin B. Taylor Bankshares, Inc.

Calvin B. Taylor Bankshares be the holding company for Calvin B. Taylor Banking Company (aka Taylor Bank), which has about 10 branches in southeastern Maryland and another in Delaware. The bank offers standard commercial and retail services including checking and savings accounts, money market accounts, and credit cards. It also offers discount securities brokerage through an affiliation with correspondent bank M&T Securities. Real estate loans account for some 90% of the bank's lending portfolio, including residential and commercial mortgages. The bank is named after its founder, who opened a predecessor to Calvin B. Taylor Banking Company in 1890.

Wake Forest Bancshares, Inc

Wake Forest Bancshares, Inc

Wake Forest Federal, we offer a range of services, whether you need a loan on your home or want to open a checking account. So if your’re looking for personalized service with a friendly smile, they’re your’re bank. We offer both consumer related products as well as services for small businesses and not-for-profit organizations. And we aim to be both flexible and responsive to your needs. All decisions are made locally, which means you’ll get an answer quickly without all the run-arounds.

Center Financial Corporation

Center Financial Corporation

Center Financial Corporation operates as the holding company of Center Bank, which offers financial services for small to medium sized business customers in Southern California. Its deposit products include demand deposit accounts, money market accounts, and savings accounts, as well as time certificates of deposit and fixed maturity installment savings. The company offers small business administration loans, trade finance loans, commercial and real estate secured loans, commercial loans, working capital lines, automobile loans and other personal loans, and construction loans. It also provides international banking services, such as letters of credit, acceptances and wire transfers, merchant deposit services, cash management services, travelers’ checks, debit cards, and safe deposit boxes; and Internet banking services. The company serves small and medium sized Korean-American businesses, professionals, and other individuals in Los Angeles metropolitan area, including Los Angeles, Orange, San Bernardino, and San Diego counties. As of December 31, 2009, it operated 19 full-service branches and 1 loan production office, 16 of which are located in Los Angeles, Orange, San Bernardino, and San Diego counties. Center Financial Corporation was founded in 1985 and is headquartered in Los Angeles, California.

Piedmont Federal Savings Bank

Piedmont Federal Savings Bank

Piedmont Federal Savings Bank focuses on offering sound financial solutions that truly fit people’s lives. We believe in getting to know customers by name, and providing a level of personalized service that just can’t be found at other financial institutions. In addition to our commitment to customer service, we have a wide range of financial products for just about any need, whether it’s a home loan, or a savings plan for college, retirement or medical expenses. Rates on all Piedmont Federal products are extremely competitive, and all our savings programs are safe, secure and backed by the FDIC.

AMMB Holdings Berhad

AMMB Holdings Berhad

AmBank Group, providing financial services to customers throughout Malaysia. AMMB Holdings (which trades as AmBank Group) controls dozens of subsidiaries and affiliates, providing individuals and businesses with a range of financial services and products through some 175 offices. The company operates in several segments: retail, business, and investment banking; insurance; and Islamic financial services. Services include asset management, commercial banking, futures trading, leasing, mortgage lending, offshore banking, property trust management, retail financing, and securities services.

Municipal Mortgage & Equity LLC

Municipal Mortgage & Equity LLC

Municipal Mortgage & Equity (MuniMae) invests in tax-free municipal bonds issued by state and local governments. Those bonds are typically used to build multifamily housing, including units for low-income families, students, and the elderly. The disruption in world credit markets, coupled with a deterioration in the tax-exempt bond market hurt MuniMae. The commercial real estate market also tanked, driving down the values of the company's assets. The company was forced to drastically reduce the size of its business, cut its workforce by 80%, and sell off assets at a loss in order to stay afloat. MuniMae continues to look for ways to reduce debt and raise capital.

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