Home City Financial is where the heartland is. Home City is the holding company for Home City Federal Savings Bank of Springfield, a two-branch thrift serving Clark County in southwestern Ohio. The bank offers standard deposit products including checking and savings accounts, NOW accounts, individual retirement accounts, and certificates of deposit. Residential mortgages (nearly half of the company's loan portfolio) and commercial real estate loans (almost a quarter) are its primary lending focus; the bank also makes business, consumer, land, construction, and multifamily real estate loans. The company plans to go private through a reverse stock split.

Korea Exchange Bank (KEB) is Korea's largest foreign exchange bank, providing trades in approximately 40 global currencies. The consumer-oriented bank also offers loans and deposits, credit cards, insurance, investments, and private banking services. Its corporate banking services include futures trading, lease financing, and lending. KEB has some more than 300 domestic branches, plus more than 30 locations abroad. Founded in 1967 as a government-owned institution, the bank is controlled by US-based Lone Star Funds, which acquired a majority stake in 2003. Lone Star, which had been thwarted in two previous attempts, is selling its interest to another Korean financial institution, Hana Bank.

MBT Financial is the holding company for Monroe Bank & Trust, which operates some two dozen branches in southeastern Michigan. Serving residents and businesses in Monroe and Wayne counties, the bank offers a range of services including checking and savings accounts, CDs, retirement accounts, personal trust services, employee benefit plans, and investment management. More than 80% of the loans in MBT Financial's portfolio are secured by commercial or residential real estate. The bank also originates business, agricultural, and personal loans.

The Siam Commercial Bank Public Company Limited is the country's oldest bank, established by King Rama V in 1906 in response to the proliferation of foreign financial institutions in Thailand. Today the bank offers an array of financial services that include corporate and personal lending, retail and wholesale banking, foreign currency operations, international trade financing, cash management, custodial operations, credit and charge-card operations, and investment banking. Siam Commercial operates through a network of about 950 branches including offices in Hong Kong, Singapore, and Laos.

Tower Bancorp is the holding company for Graystone Tower Bank, which has about 50 branches in central and southeastern Pennsylvania and neighboring portions of Maryland. The bank offers standard retail products, including checking and savings accounts, money market accounts, and credit and debit cards. It uses funds from deposits mainly to write residential and commercial mortgage loans, which account for more than three-quarters of its loan portfolio. Wealth management services are offered through an agreement with UVEST Financial Services, a division of LPL Financial.

Aztec Financial Services helps businesses strike gold. The commercial lender and business services provider provides commercial mortgage brokerage services and equipment and software financing. Commercial loans include financing for mobile home parks, retail and industrial properties, golf courses, and hotels. Aztec also helps businesses buy computers, furniture, trucks, and construction equipment. Transactions typically range from $25,000 to $100 million. Its AFS Property Management arm provides services for multifamily residential properties and retail centers. Aztec customers include small to mid-size companies, large corporations, and non-profit organizations.

Auburn National Bancorporation, Inc. operates as a holding company for AuburnBank that offers various banking products and services in east Alabama. The company’s deposit products include checking, savings, and transaction deposit accounts, as well as certificates of deposit, NOW accounts, money market accounts, and time deposits. Its loan portfolio comprises commercial, financial, agricultural, real estate construction, and consumer loans. In addition, the company provides automated teller services; Visa Checkcards, which are debit cards with the Visa logo that work where Visa is accepted, including automated teller machines (ATMs); online banking and bill payment services; and safe deposit boxes. As of December 31, 2009, it operated nine branches in Alabama, as well as three mortgage loan offices in Mountain Brook, Phenix City, and Valley, Alabama; and ATM machines in 13 locations. Auburn National Bancorporation, Inc. was founded in 1907 and is headquartered in Auburn, Alabama.

Northwest Bancorporation focuses on commercial lending, mainly commercial mortgages, construction loans, business operating loans and lines of credit. It also writes residential mortgage, auto, home improvement, and land loans.Who needs a map? Northwest Bancorporation is the holding company for Inland Northwest Bank, which is proud to give directions within its name. The bank has about a dozen locations in eastern Washington and the Idaho panhandle that serve individuals, professionals, and small to midsized businesses. It offers standard services such as checking and savings accounts, money market accounts, CDs, and credit cards

First Busey Corporation sure stays busy. It's the holding company for Busey Bank, which has more than 40 branches in Illinois, Florida, and Indiana. The bank offers standard deposit products and services; it uses funds from deposits to originate loans, primarily real estate loans and mortgage. First Busey also owns nonbanking subsidiaries. Busey Wealth Management provides asset management, trust, brokerage, and related services individuals, businesses, and foundations; it has some $3.4 billion under management. Another subsidiary, FirsTech provides payment processing services. Most of Busey Bank's branches are located in central Illinois.

A financial group with international aspirations, Bank of Cyprus provides banking and financial services on the Mediterranean island of Cyprus (about 145 branches), in Greece (some 160 branches), and through its 80%-owned Uniastrum Bank, in Russia (more than 200 branches). The company also operates in the UK, the Ukraine, Romania, Canada, South Africa, the Channel Islands, and Australia. In addition to retail and commercial banking services, Bank of Cyprus and its subsidiaries offer asset management, investment banking, factoring, leasing, credit card processing, property investment, and insurance services. The bank was founded in 1899.

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