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Savings & Loans

Peoples Financial Corporation

Peoples Financial Corporation

Peoples Financial helps people with their money. The company owns The Peoples Bank, which operates more than 15 branches along the Mississippi Gulf Coast. The bank offers traditional checking and savings products. Real estate mortgages make up about nearly 65% of its loan portfolio, which also includes business, construction, and personal loans. Other offerings include fixed-rate mortgages, and asset management and trust services. Peoples caters to individuals and middle-market businesses in industries such as seafood, retail, hospitality, gaming, and construction. Chairman and CEO Chevis Swetman owns about 16% of the bank; his family has had an interest in the bank since its inception in 1896.

First Financial Bankshares, Inc.

First Financial Bankshares, Inc.

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services primarily in Texas. It offers commercial banking services, which include accepting and holding checking, savings, and time deposits, as well as automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture services, Internet banking, transmitting funds, and other commercial banking services. First Financial Bankshares, Inc. also provides commercial, financial, agricultural, real estate construction, real estate mortgage, and consumer loans to businesses, professionals, individuals, and farm and ranch operations. In addition, it involves in the administration of various types of retirement and employee benefit accounts, which include 401(k) profit sharing plans and IRAs; and offers personal trust services that comprise the administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts. Further, First Financial Bankshares, Inc. offers securities brokerage services. As of December 31, 2009, it operated 48 financial centers in Texas, including 10 locations in Abilene, 2 locations in Cleburne, 3 locations in Stephenville, 3 locations in Granbury, 2 locations in San Angelo, and 3 locations in Weatherford, as well as 1 location each in Mineral Wells, Hereford, Sweetwater, Eastland, Ranger, Rising Star, Southlake, Aledo, Willow Park, Brock, Alvarado, Burleson, Keller, Trophy Club, Boyd, Bridgeport, Decatur, Roby, Trent, Merkel, Clyde, Moran, Albany, Midlothian, and Glen Rose. First Financial Bankshares, Inc. was founded in 1956 and is based in Abilene, Texas.

Private Export Funding Corporation

Private Export Funding Corporation

Private Export Funding Corporation (PEFCO) wants what's "Made in America" to make it outside of America. The company, established with the help of the U.S. Department of the Treasury and the Export-Import Bank of the United States, supports the export of US-made goods by purchasing loans in the secondary market from commercial lenders that finance US exports. Lenders sell loans to PEFCO to improve profitability, remove low-yielding assets or loans in high-risk countries from their balance sheets, free up credit capacity for other borrowers, and to reduce the size of their loan portfolios. PEFCO shareowners include major commercial banks involved in US export financing, as well as industrial export companies.

Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc. was founded in 1935 and is based in Jasper, Alabama. Pinnacle Bancshares, Inc. operates as a holding company for Pinnacle Bank, which provides various commercial banking products and services in central and northwest Alabama. The company’s deposit products include savings deposits, time deposits, money market accounts, checking accounts, certificates of deposit, and interest and noninterest-bearing accounts. Its loan portfolio comprises mortgage, consumer, commercial, residential and commercial real estate mortgage, and real estate construction loans, as well as home equity lines of credit and letters of credit. Pinnacle Bancshares, Inc. also offers automated teller cards, Visa CheckCards, and travelers’ and official checks, as well as provides safe deposit box, notary, overdraft protection, savings transfer, bill payment, telebanking and Internet banking services. As of December 31, 2009, it operated seven branches in Jasper, Haleyville, Sumiton, Vestavia, Trussville, and Gardendale, Alabama.

Bank of South Carolina Corporation

Bank of South Carolina Corporation

Bank of South Carolina Corporation is the holding company for The Bank of South Carolina, which was founded in 1987. It operates four branches in and around Charleston. Targeting individuals and small to midsized business customers, the bank offers such standard retail services as checking and savings accounts, credit cards, and money market and NOW accounts. Real estate loans make up more than 70% of the The Bank of South Carolina's loan portfolio, which also includes commercial loans (around 20%) and to a lesser extent, personal loans. President and CEO Hugh Lane and his family control about 12% of the company.

Ocean Shore Holding Co.

Ocean Shore Holding Co.

Ocean Shore Holding owns Ocean City Home Bank, a community thrift serving New Jersey's Atlantic and Cape May counties where gaming and tourism thrive. Through about 10 locations, the bank offers individuals, businesses, and government entities such standard fare as checking and savings accounts, CDs, and money market accounts. Residential mortgages, including loans secured by second homes and rental properties, account for more than 80% of the company's loan portfolio. Subsidiary Seashore Financial sells investment and insurance products.

Wake Forest Bancshares, Inc

Wake Forest Bancshares, Inc

Wake Forest Federal, we offer a range of services, whether you need a loan on your home or want to open a checking account. So if your’re looking for personalized service with a friendly smile, they’re your’re bank. We offer both consumer related products as well as services for small businesses and not-for-profit organizations. And we aim to be both flexible and responsive to your needs. All decisions are made locally, which means you’ll get an answer quickly without all the run-arounds.

Community Trust Bancorp, Inc.

Community Trust Bancorp, Inc.

Community Trust Bancorp is the holding company for Community Trust Bank, one of the largest banks based in Kentucky. It operates about 75 branches throughout the state, as well as in Tennessee and southern West Virginia. The bank offers standard retail banking services to area businesses and individuals, including checking and savings accounts, NOW accounts, and CDs. Loans secured by commercial properties and other real estate account for more than half of the bank's lending portfolio, which also includes business, consumer, and construction loans. The company provides trust services through subsidiary Community Trust and Investment Company.

APLUS Co., Ltd.

APLUS Co., Ltd.

APLUS was established in 1956 as Osaka Credit Sales, and later changed it name to Daishinpan, and then to APLUS in 1992. With the prices of some goods the way they are in Japan, a line of credit can come in handy. APLUS offers a range of consumer and commercial financing products and services, including credit cards, consumer loans, installment credit, and leasing services, to individuals as well as small and medium-sized buinesses. APLUS company has more than 4 million credit card customers. Shinsei Bank acquired a majority stake in APLUS in 2004; the move diversified the parent company's activities, which had been focused on providing institutional and retail banking services.

ESL Federal Credit Union

ESL Federal Credit Union

ESL Federal Credit Union was known as Eastman Savings and Loan until 1996 when it changed its charter from a thrift to a credit union. The company has about 20 branches in upstate New York that offer deposit accounts, credit cards, insurance, and investment products. It originates consumer loans and mortgages, including automobile, boat, and home improvement loans. The credit union has some 290,000 members; membership is available to employees and retirees of Eastman Kodak and its subsidiaries as well as a handful of other employer groups and residents of Rochester, New York.

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