Community Bank of the Bay is a community bank that was founded in 1996 with offices in Oakland, Danville and San Jose, California. We believe that business starts with an idea; a dream, a vision of what you want to be. Running a business means you need a smart, capable partner in a bank. We believe our approach works best. Outstanding personal service and forward thinking bank professionals who understand business -- because we are entrepreneurs too.To that end, we've created a bank that is going to change the way you look at banks and banking. It's an unprecedented way to look at the customer/banker relationship. It's a bank where outstanding service isn't just a promise. And we know we have one thing in common -- the desire to achieve success.

Founded in 1942, the Tochigi Bank offers banking services to the Tochigi Prefecture in Japan (located about 60 miles north of Tokyo). Through more than 90 branches and 4 consolidated subsidiaries, Tochigi Bank offers conventional financial services products such as savings, lending, portfolio advisement, leasing, housing loan guarantees, credit cards, and foreign and domestic exchange services. The Tochigi Prefecture has developed into a production nucleus for agricultural and forestry products; as a result, the bank targets customers residing in these key sectors for assistance.

Taiwan Cooperative Bank, Ltd. was founded in 1946 during the Japanese occupation of Taiwan to foster the country's burgeoning cooperative system. Today the bank still provides financing for economic development, particularly for cooperative enterprises and small and middle-market businesses, with a focus on the fishing and farming sectors. It also provides standard banking services such as deposits and financial management to businesses and consumers. TCB has more than 300 branches in its home country, plus six offices in the US, China, Belgium, and Philippines. The Taiwanese government owns nearly 40% of the bank.

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services primarily in Texas. It offers commercial banking services, which include accepting and holding checking, savings, and time deposits, as well as automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture services, Internet banking, transmitting funds, and other commercial banking services. First Financial Bankshares, Inc. also provides commercial, financial, agricultural, real estate construction, real estate mortgage, and consumer loans to businesses, professionals, individuals, and farm and ranch operations. In addition, it involves in the administration of various types of retirement and employee benefit accounts, which include 401(k) profit sharing plans and IRAs; and offers personal trust services that comprise the administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts. Further, First Financial Bankshares, Inc. offers securities brokerage services. As of December 31, 2009, it operated 48 financial centers in Texas, including 10 locations in Abilene, 2 locations in Cleburne, 3 locations in Stephenville, 3 locations in Granbury, 2 locations in San Angelo, and 3 locations in Weatherford, as well as 1 location each in Mineral Wells, Hereford, Sweetwater, Eastland, Ranger, Rising Star, Southlake, Aledo, Willow Park, Brock, Alvarado, Burleson, Keller, Trophy Club, Boyd, Bridgeport, Decatur, Roby, Trent, Merkel, Clyde, Moran, Albany, Midlothian, and Glen Rose. First Financial Bankshares, Inc. was founded in 1956 and is based in Abilene, Texas.

Central Valley Community Bancorp founded in 1979, offers credit card services and originates a variety of loans, including residential and commercial mortgage, Small Business Administration, and agricultural loans. Through Central Valley Community Insurance Services, it markets health, property, and casualty insurance products primarily to business customers.

Indian Overseas Bank (IOB) is one of India's largest state-controlled banks and provides banking and financial services throughout the country. Established with a focus on foreign exchange and overseas banking, IOB has some 1,800 domestic branches and about a half-dozen international branches. It provides deposit, lending, mortgage, currency transfer, agri-business consultation, and credit card services. Specialized branches offer services related to such concerns as commercial and industrial credit, industrial finance, and high-tech agriculture.

Bridge Capital Holdings has groups devoted to technology banking and international banking. Its Bridge Capital Finance unit provides factoring and asset-based lending services.Bridge Capital Holdings helps its business clients get from here to there. It is the holding company of Bridge Bank, which caters to small, midsized, and emerging businesses in California's Silicon Valley and San Francisco Bay area. The bank has regional branches in Palo Alto and San Jose; it also has Small Business Administration (SBA) loan production offices in Pleasanton and San Francisco. Additional SBA offices are located in Irvine, California; Dallas; and Reston, Virginia.

Aozora (which means blue sky in Japanese) was the second Japanese credit bank nationalized in the wake of Asia's financial crisis after the Long-Term Credit Bank of Japan (now Shinsei Bank). Bad loans and Japan's "Big Bang" financial deregulation added to its troubles. Now a full-service commercial bank, Aozora has some 20 branches in Japan and three offices overseas. In addition to insurance and trust services, Aozora Bank provides a wide range of business loans for medium and large corporations, asset management, investment advisory services and securitization. Aozora and Shinsei called off their plans to merge in 2010.

RHB Bank Berhad, a subsidiary of RHB Capital Berhad, offers a wide range of financial services such as personal and corporate loans, savings accounts, and credit cards. RHB Bank Berhad also provides a variety of Islamic products and online banking. The company operates a network of some 200 offices across Malaysia, as well as branches throughout Singapore, Bangkok, and Brunei. It is purchasing an 80% stake in Indonesian financial institution Bank Mestika. RHB Bank Berhad was established through the merging of DCG Bank Berhad and Kwong Yik Berhad in 1997.

Lubbock National Bank has been a proud part of Texas banking since the early 1900s, in times of war and economic hardship, as well as prosperity and abundance. While the world around us has seemed chaotic at times, LNB has always provided our customers a trusted place to manage and grow their hard-earned money.

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