Bridge Capital Holdings has groups devoted to technology banking and international banking. Its Bridge Capital Finance unit provides factoring and asset-based lending services.Bridge Capital Holdings helps its business clients get from here to there. It is the holding company of Bridge Bank, which caters to small, midsized, and emerging businesses in California's Silicon Valley and San Francisco Bay area. The bank has regional branches in Palo Alto and San Jose; it also has Small Business Administration (SBA) loan production offices in Pleasanton and San Francisco. Additional SBA offices are located in Irvine, California; Dallas; and Reston, Virginia.

First Franchise Capital is a subsidiary of First Financial Bancorp, which assumed ownership of the company after acquiring the operations of the failed Irwin Financial in an FDIC-facilitated transaction in 2009. Going loco trying to finance your El Pollo? First Franchise Capital can help ease the franchise-operation crazies. Formerly Irwin Franchise Capital, the company provides conventional and Small Business Administration-backed loans of at least $100,000 to restaurant franchisees to acquire, build, remodel, or refinance new stores. It also offers financing for equipment and real estate. First Franchise Capital Corporation works with more than 50 restaurant brands and deals with franchisees of all sizes throughout the US.

Dime Community Bancshares, Inc. operates as the holding company for The Dime Savings Bank of Williamsburgh that provides financial services and loans primarily for multifamily housing. It accepts various deposit products, including savings accounts, certificates of deposit, money market accounts, interest bearing checking accounts, and non-interest bearing checking accounts. The company’s loan products comprise multifamily residential mortgage loans, commercial real estate loans, one- to four-family residential mortgage loans, construction and land acquisition loans, and consumer loans. In addition, the company, through its other subsidiaries, involves in the management and ownership of real estate; the sale of non-FDIC insured investment products; and investing in multifamily residential, one to four-family, and commercial real estate loans. As of January 26, 2010, the company operated 23 branches located in Brooklyn, Queens, and the Bronx, as well as in Nassau County, New York. Dime Community Bancshares, Inc. was founded in 1864 and is headquartered in Brooklyn, New York.

Sandy Spring Bancorp is the holding company for Sandy Spring Bank, which operates more than 40 branches in the Baltimore and Washington, DC, metropolitan areas. One of the largest and oldest banks headquartered in Maryland (it was founded in 1868), Sandy Spring Bank provides standard deposit services, including checking and savings accounts, money market accounts, and CDs. Commercial mortgages account for the largest portion of the company's loan portfolio (about 40%); the remainder is a mix of residential mortgage, consumer, construction, and business loans, as well as equipment leases. The company also offers personal investing services, wealth management, trust services, insurance, and retirement planning.

1st Bank is locally owned and operated by Tri-State 1st Banc (TSEO.OB), a holding company. Tri-State also owns MDH Investment Management, Inc., and Gateminder Corporation, a provider of ATM services.In 1986, 1st Bank was conceived by persons concerned about changes that had taken place in the local banking community. Several key banking and business leaders who represented and influenced public opinion in the community were approached to determine whether there was a need for a new community bank dedicated to providing quality banking services at a fair price. The response was overwhelming. Six persons were selected to serve as organizers of the new bank:

CITIC International Financial Holdings (CIFH) is the flagship company of state-owned investment congomlerate CITIC Group. It owns stakes in commercial banking, investment banking, private equity, and asset management companies. Primary subsidiary CITIC Ka Wah Bank provides retail and wholesale banking as well treasury services. Focused on business and real estate lending and targeting cross-border investors, operates about 30 branches in Hong Kong, mainland China, and the US. Other CIFH holdings include stakes in CITIC International Assets Management and CITIC Capital Holdings. CIFH was formed in 2002 in the reorganization of Ka Wah Bank; it is 70%-owned by CITIC Group through China CITIC Bank.

BNC Bancorp knows the ABCs of the financial world. The firm is the holding company for Bank of North Carolina, which has about 20 locations in both North and South Carolina. The bank offers community-oriented services to local business and retail customers, providing checking, savings, and money market accounts, credit cards, and CDs. Its loan portfolio is mainly composed of residential and commercial mortgages and construction loans. Bank of North Carolina also offers insurance, retirement planning, and other investment products and services. In 2010 BNC Bancorp acquired the failed Beach First National Bank in an FDIC-assisted transaction, expanding Bank of North Carolina's branch network into South Carolina.

First Place Financial is the holding company for First Place Bank, which serves businesses and consumers through some 45 branch offices in northeastern and central Ohio and southwestern Michigan. It also operates about 20 loan production offices in Ohio, Michigan, Indiana, and Maryland. The bank offers standard services such as deposits, investments, and loans. Commercial loans -- primarily mortgages -- make up about half of the company's loan portfolio; residential mortgages account for about another third. First Place Financial also operates insurance and title insurance agencies and a real estate brokerage.

If Old McDonald's farm is in Indiana, Kentucky, Ohio, or Tennessee, he might have a loan-loan-here and a loan-loan-there from Farm Credit Services of Mid-America. The cooperative association, one of the largest in the National Farm Credit System, provides lending and other financial services to these states' farmers and rural homeowners. Borrowers use Farm Credit's products to purchase real estate, homes, livestock, and farming equipment, to fund capital improvements, and to cover operating and living expenses. It has a loan volume of about $12 billion and serves some 85,000 customers through nearly 100 offices located throughout its service area.

One of the largest commercial banks in Thailand, Bangkok Bank provides a variety of banking services to individual and commercial clients, including checking and savings accounts, loans, Internet banking, and treasury and investment banking services. It operates about 850 branches serving 16 million customers throughout Thailand, about a dozen other Southeast Asian countries, the UK, and the US. The bank was founded in 1944 in response to the difficulty Thai businessmen encountered in receiving credit facilities from foreign banks; it has since had a hand in developing its homeland's industry and agriculture.

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