Public Bank Berhad has about 250 branches throughout Malaysia, where it is one of the top lenders and fund operators. Offerings include deposit accounts, credit cards, home loans, and insurance plans. In addition to retail and commercial services, it provides corporate banking, brokerage, investment banking, wealth management, and Islamic banking. Public Bank has more than 100 overseas branches in countries including Cambodia, China, Hong Kong, Laos, Sri Lanka, and Vietnam. The company was founded in 1966 by chairman Tan Sri Dato' Sri Dr. Teh Hong Piow.

Home Bancorp, Inc. operates as the holding company for Home Bank that provides various banking services in Louisiana. Home Bancorp, Inc. offers various deposit products, including interest-bearing and noninterest-bearing checking accounts, money market, savings, demand deposit, negotiable order of withdrawal, and certificate of deposit accounts. It also provides various loan products, such as single-family residential first mortgage loans, commercial real estate mortgage loans, commercial business loans, home equity loans and lines of credit, construction and land loans, and other loans. In addition, the company offers Internet banking, bank debit cards, corporate cash management, remote deposit recapture, and merchant bank card services. As of March 12, 2010, it had 18 full-service banking offices in the south Louisiana market areas of Lafayette, Baton Rouge, and the Northshore. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

United Security Bancshares (unrelated to the Alabama-based corporation of the same name) is the holding company for United Security Bank, which operates about 10 branches, loan offices and financial services offices in central California's San Joaquin Valley. The bank attracts deposits from area businesses and individuals by offering checking and savings accounts, NOW and money market accounts, certificates of deposit, and IRAs. In 2007 United Security Bancshares bought Legacy Bank, which had a single branch in Campbell, California. A year later the company purchased ICG Financial and then formed a wealth management, consulting and insurance division, USB Financial Services.

Ballston Spa Bancorp is the holding company for Ballston Spa National Bank, which serves Saratoga County in New York from about 10 branches. It offers traditional deposit products including checking and savings accounts, IRAs, and CDs. The bank also offers investment products, wealth and estate planning, insurance, and trust services. Residential mortgages account for about two-thirds of the company's loan portfolio; the company also writes commercial mortgages, consumer loans, and business loans. Ballston Spa National Bank was established in 1838.

Univest Corporation of Pennsylvania will keep your money close to its vest. The holding company for Univest National Bank and Trust serves the Keystone State's southeast region. The bank has more than 30 traditional and supermarket branch locations and provides standard retail and commercial banking services. Real estate loans account for nearly 80% of the company's lending portfolio; it also offers business loans, municipal loans, and personal loans. Subsidiaries Univest Capital provides commercial financing, while Univest Investments offers investment advisory services. Univest Insurance offers commercial and personal insurance covering workers' compensation, property, automobiles, life, and health.

Hokuhoku Financial Group's core business is banking, primarily through its chief subsidiaries: The Hokuriku Bank and The Hokkaido Bank. Through both banks' more than 250 branches, the financial services group targets the Toyama, Ishikawa, and Fukui Prefectures. In addition to banking, Hokuhoku Financial Group provides credit cards, leasing services, venture capital, and financing products. Hokuriku Bank got its start in 1877 when it was established as The Kanazawa 12th National Bank. Founded in 1951, Hokkaido Bank caters more to small and midsized corporations.

Jefferson Bancshares is the holding company for Jefferson Federal Bank, which has about a dozen locations in eastern parts of the Volunteer State. Founded in 1963, the bank serves individuals and businesses in Hamblen, Knox, Sullivan, and Washington counties, offering standard services such as checking and savings accounts, CDs, and IRAs. Lending activities primarily consist of commercial real estate loans and one- to four-family residential mortgages, which together account for a majority of the company's loan portfolio. In 2008 Jefferson Bancshares acquired State of Franklin Bancshares, a community bank hurt by the national mortgage crisis.

Macatawa Bank Corporation is the holding company for Macatawa Bank. Since its 1997 founding, the company has grown into a network of about 25 branches serving western Michigan's Allegan, Kent, and Ottawa counties. The bank provides standard services, including checking and savings accounts, CDs, safe deposit boxes, and ATM cards. It also offers investment services and products through an agreement with a third-party provider. With deposit funds, the bank primarily originates commercial mortgages and business loans, which account for approximately 50% and 25% of its loan book, respectively. Macatawa Bank also originates residential mortgages and consumer loans.

Private Export Funding Corporation (PEFCO) wants what's "Made in America" to make it outside of America. The company, established with the help of the U.S. Department of the Treasury and the Export-Import Bank of the United States, supports the export of US-made goods by purchasing loans in the secondary market from commercial lenders that finance US exports. Lenders sell loans to PEFCO to improve profitability, remove low-yielding assets or loans in high-risk countries from their balance sheets, free up credit capacity for other borrowers, and to reduce the size of their loan portfolios. PEFCO shareowners include major commercial banks involved in US export financing, as well as industrial export companies.

Clydesdale Bank PLC,founded in 1838, the full-service financial institution has been owned by National Australia Bank since 1987. Along with standard personal and commercial services such as deposit accounts, lending, credit cards, and financial advice, the bank also dabbles in agribusiness and private banking (it has an office on the Isle of Guernsey, the locus of offshore banking). Clydesdale Bank has some 150 retail branches in Scotland and England.

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