1st Bank is locally owned and operated by Tri-State 1st Banc (TSEO.OB), a holding company. Tri-State also owns MDH Investment Management, Inc., and Gateminder Corporation, a provider of ATM services.In 1986, 1st Bank was conceived by persons concerned about changes that had taken place in the local banking community. Several key banking and business leaders who represented and influenced public opinion in the community were approached to determine whether there was a need for a new community bank dedicated to providing quality banking services at a fair price. The response was overwhelming. Six persons were selected to serve as organizers of the new bank:

Vestin Group is investin' in commercial real estate. Through subsidiaries, the firm originates, invests in, and services mortgages secured by commercial properties such as apartment complexes, office buildings, shopping centers, and assisted living facilities. Its Vestin Mortgage subsidiary manages two real estate investment trusts (REITs) and a real estate investment fund, all focusing on mortgages and deeds of trust. Vestin Originations issues and services short-term commercial mortgages and construction loans; most are between $2.5 million and $10 million and have one-year terms. The company's portfolio also consists of acquisition, development, land, and bridge loans. CEO Michael Shustek owns Vestin Group.

Agricultural Bank of Greece S.A, known as ATEbank, provides retail and commercial financial services to individuals and businesses. Pursuant to its original mission, it also offers credit and other services to the agricultural community. ATEbank has about 960 ATMs and some 480 offices in Greece and nearly 30 branches abroad in places such as Romania and Germany. Subsidiaries offer credit cards, insurance, leasing, and investment products. The Greek government owns some 77% of the company's shares. The bank's charter requires that the state own at least 51% of its shares.

Marquette Commercial Finance, Inc. company provides services to middle-market companies including asset-based transfer facilities and inventory lines of credit. Clients include companies in the health care, consumer products, natural gas, and manufacturing industries. It has operations in Alabama, California, Florida, Georgia, Maryland, and Texas. Marquette Commercial Finance is part of the Marquette Financial Companies family of businesses.

Bank of Granite Corporation is the holding company for a community bank of the same name that serves individuals and small businesses in about 10 west-central North Carolina counties. From 20 branches, Bank of Granite offers traditional demand and time deposit products mostly for individuals and small businesses. Before the economic downturn , mortgages made up more than half of Bank of Granite's loan portfolio. However, the slowdown deeply affected customers' ability to repay their loans and in 2009 Bank of Granite stopped originating mortgage loans altogether.

F & M Bank has deep roots in Virginia's Shenandoah Valley. Founded in 1908, the holding company operates about 10 Farmers & Merchants Bank branches in the northern Virginia counties of Rockingham and Shenandoah. Farmers & Merchants caters to individuals and businesses. It provides typical deposit products, including checking and savings accounts, CDs, and IRAs. Some 40% of its loans are mortgages; it also writes agricultural, business, construction, and consumer loans. The company offers insurance, brokerage, and financial services through TEB Life Insurance and Farmers & Merchants Financial Services.

With some 400 branches, Siam City Bank is a leading provider of banking and financial services in Thailand. Among the bank's retail offerings are checking and savings accounts, home and personal loans, credit cards, insurance, and investments. Its commercial banking services include these, as well as trade finance, cash management, and foreign exchange. Government officials and members of Thailand's royal family established Siam City Bank in 1941 and took it public in 2003. Thanachart Bank, which is partially owned by Bank of Nova Scotia, bought the remaining shares of Siam City Bank that it already didn't own in 2010. As a result, Siam City will merge with Thanachart.

Brookline Bancorp, Inc. operates as the bank holding company for Brookline Bank, which provides various banking products and services. Brookline Bancorp, Inc. offers various deposit products, such as non-interest-bearing checking accounts and interest-bearing NOW accounts, savings accounts, money market savings accounts, certificate of deposit accounts, and other qualified plan accounts. Its loan portfolio comprises first mortgage loans secured by multi-family, commercial, and one-to-four family residential real estate properties; indirect automobile loans; loans to condominium associations and business entities; and commercial lines of credit, as well as loans to finance equipment used by small businesses. It also offers financing for construction and development projects, home equity and second mortgage loans, and other consumer loans. In addition, it offers finance for coin-operated laundry, dry cleaning, and convenience store equipment and businesses. As of December 31, 2009 it operated 18 full-service banking offices in Brookline, Medford, and adjacent communities in Middlesex County and Norfolk County in Massachusetts. Brookline Bancorp, Inc. was founded in 1871 and is based in Brookline, Massachusetts.

ESSA Bancorp, Inc. was founded in 1916 and is based in Stroudsburg, Pennsylvania. ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company’s deposit products include savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit, individual retirement accounts, and other qualified plan accounts, as well as commercial checking accounts for businesses. It offers residential first mortgage loans, including construction mortgage loans; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, as well as various unsecured or secured loans, loans secured by deposits, personal loans, and automobile loans. The company also provides asset management and trust services, as well as investment services through its relationship with PRIMEVEST Financial Services, Inc., a third party broker/dealer and investment advisor. As of September 30, 2009, it operated 13 full-service banking offices located in Monroe and Northampton Counties, Pennsylvania.

CSB Bancorp is the holding company for The Commercial and Savings Bank, which serves Holmes and Tuscarawas counties and surrounding areas of east-central Ohio from about a dozen branches. Founded in 1879, the bank offers traditional products such as checking and savings accounts and CDs, as well as credit cards, trust services, estate planning, and corporate and individual retirement plans. Its loan portfolio is composed mostly of residential and commercial mortgages; the bank also originates business, construction, and consumer installment loans. CSB Bancorp bought another area community bank, the three-branch Indian Village Community Bank, in 2008.

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