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MainStreet BankShares, Inc.

MainStreet BankShares, Inc.

MainStreet BankShares, Inc. serves southern Virginia from about five offices. Chartered in 2002, Franklin offers such deposit products as checking and savings accounts, money markets, and CDs. The bank primarily uses funds from deposits to write real estate loans, including commercial and residential mortgages, construction loans, and home equity loans. Franklin Community's market is centered in the rural communities of Virginia's Franklin County.

United Community Banks, Inc.

United Community Banks, Inc.

United Community Banks is the holding company for 27 community banks united in their quest to provide consumer and business banking services in Georgia, western North Carolina, and eastern Tennessee. Operating mainly under the United Community Bank or UCB banners, the banks collectively have more than 100 branches offering deposit products, mortgages, and other services. Residential construction and land development loans account for the largest segment of United Community Banks' loan portfolio (more than 30%); residential mortgages make up about 25%. The company has been growing through acquisitions.

Roma Financial Corporation

Roma Financial Corporation

Roma Financial Corporation may have Italian roots, but its branches are in good ol' American capitalism. The holding company owns Roma Bank, which was founded in 1920 by Italian immigrants in New Jersey and now operates about two dozen branches in that state's Burlington, Mercer, and Ocean counties. It offers the usual personal and commercial services, such as checking and savings accounts, CDs, business and consumer loans, and credit and debit cards. The company established RomAsia bank in 2008. Two years later, it added 10 branches to Roma Bank's network through its $14.7 million acquisition of Sterling Banks. Mutual holding company Roma Financial Corporation, MHC, owns some 70% of Roma Financial.

Simmons First National Corporation

Simmons First National Corporation

At Simmons First, putting the customer first has been our business since 1903. We opened for business in Pine Bluff, Arkansas on March 23, 1903, and since that time Simmons First is committed to the philosophy that people make a difference. In spite of the changes occurring in technology and electronics, banking is still - in fact, more than ever - a "people" business. We believe our philosophy of putting you, our customer, first has been the key to our success. It's a philosophy that stresses the importance of providing our customers with a warm, friendly and competent staff offering the very best in quality services and products. We appreciate this opportunity to serve you, and we want to earn your business and loyalty by pledging to offer the highest level of service to you on a safe, sound and competitive basis. Simmons First National Corporation currently operates eight affiliate banks that conduct financial operations from 80 offices, located in 40 different Arkansas communities and one community in Missouri.Simmons First offers a variety of financial services including: Personal/Commercial Checking and Savings accounts, Personal/Commercial credit cards, as well as various time deposits. Simmons also offers consumer loans, real estate construction loans and single family residential loans; commercial loans; agricultural loans; and loans to financial institutions. Simmons offers a number of cash management products for business customers, as well as credit card processing (merchant services). Further, the company provides trust and investment management services, as well as securities and investment services.

Auburn National Bancorporation, Inc.

Auburn National Bancorporation, Inc.

Auburn National Bancorporation, Inc. operates as a holding company for AuburnBank that offers various banking products and services in east Alabama. The company’s deposit products include checking, savings, and transaction deposit accounts, as well as certificates of deposit, NOW accounts, money market accounts, and time deposits. Its loan portfolio comprises commercial, financial, agricultural, real estate construction, and consumer loans. In addition, the company provides automated teller services; Visa Checkcards, which are debit cards with the Visa logo that work where Visa is accepted, including automated teller machines (ATMs); online banking and bill payment services; and safe deposit boxes. As of December 31, 2009, it operated nine branches in Alabama, as well as three mortgage loan offices in Mountain Brook, Phenix City, and Valley, Alabama; and ATM machines in 13 locations. Auburn National Bancorporation, Inc. was founded in 1907 and is headquartered in Auburn, Alabama.

Citizens Equity First Credit Union

Citizens Equity First Credit Union

Citizens Equity First Credit Union (CEFCU) first gained traction in 1937 as the credit union of mammoth equipment manufacturer Caterpillar. Through some 20 branches, CEFCU now serves employees of more than 550 companies and people who live and work in about a dozen counties in central Illinois and portions of northern California. It boasts more than 275,000 members who have access to standard deposit products such as checking and savings accounts and certificates of deposit; loans for education and auto and home purchases; credit cards.

Bridge Capital Holdings

Bridge Capital Holdings

Bridge Capital Holdings has groups devoted to technology banking and international banking. Its Bridge Capital Finance unit provides factoring and asset-based lending services.Bridge Capital Holdings helps its business clients get from here to there. It is the holding company of Bridge Bank, which caters to small, midsized, and emerging businesses in California's Silicon Valley and San Francisco Bay area. The bank has regional branches in Palo Alto and San Jose; it also has Small Business Administration (SBA) loan production offices in Pleasanton and San Francisco. Additional SBA offices are located in Irvine, California; Dallas; and Reston, Virginia.

Steiermarkische Bank und Sparkassen AG

Steiermarkische Bank und Sparkassen AG

Steiermarkische Bank und Sparkassen AG, known among English speakers as Bank Styria, is one of the largest and oldest banks in southern Austria, with more than 140 offices. Bank Styria also has subsidiaries or joint ventures in Bosnia and Herzgovinia, Croatia, Macedonia, Montenegro, Serbia, and Slovenia, as it expands throughout southeast Europe. (It has its sights set on the Czech Republic, Hungary, Romania, and Slovakia.) Steiermarkische bank bought Investbanka in Croatia in 2008. The majority of its lending business is focused on real estate and leasing. Bank Styria has also been growing its pensions business. Erste Bank owns 25% of Bank Styria.

Northfield Bancorp, Inc.

Northfield Bancorp, Inc.

Northfield Bancorp is the holding company for Northfield Bank. Its retail offerings include checking, savings, and retirement accounts; CDs; mortgage and home equity loans; life insurance; and credit cards. Its commercial offerings include checking and money market accounts, commercial lending, and business credit cards. Bank subsidiary NSB Realty Trust holds mortgage loans and other investments. Founded in 1887, Northfield Bank operates some 20 branches in New York and New Jersey. Currently controlled by a mutual holding company, Northfield Bancorp is undergoing demutualization.

OmniAmerican Bancorp, Inc.

OmniAmerican Bancorp, Inc.

OmniAmerican Bancorp, Inc. operates as the holding company for OmniAmerican Bank that provides banking and financial services to individuals and business customers in north central Texas. The company’s deposit products include savings accounts, noninterest-bearing and interest-bearing demand accounts, money market accounts, and certificates of deposit. Its loan portfolio comprises one to four family residential mortgage loans, home equity loans and lines of credit, commercial real estate loans, real estate construction loans, consumer loans, and commercial business loans. The company also offers various insurance and investment products, as well provides wealth management services. It provides services from its main office in Fort Worth, Texas, and 15 full-service branches located in the Dallas/Fort Worth Metroplex and Hood County, Texas. OmniAmerican Bancorp, Inc. was founded in 1956 and is headquartered Fort Worth, Texas.

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