Finacity is a world-class expert in accounts receivable securitizations for companies in the U.S. and abroad, specializing in structuring, administration, and reporting. We optimize our clients' working capital by offering competitive liquidity and financing terms, off-balance sheet treatment, state-of-the-art credit management and risk mitigation, and bulk and distressed sale opportunities, and alternative liquidity solutions for non-securitized assets. Finacity has facilitated the funding and reporting for over $30 billion in annual receivables flow with obligors in more than 80 countries.Finacity is an independent company that benefits from the resources and expertise of strategic partners that include leading providers of banking, global trade and risk mitigation services. Founding partners include ABN AMRO Bank, Euler Hermes ACI, Bank of America, AMROC Investments, and Kleiner Perkins Caufield & Byers. Headquartered in Stamford, Connecticut, with offices in New York and London, our sales network extends throughout North America, the European Union, Latin America, emerging Europe, and Asia.

First Northern Community Bancorp is the holding company for First Northern Bank, which operates about 10 branches in the northern California counties of El Dorado, Placer, Sacramento, Solano, and Yolo. Founded in 1910, the bank offers community-oriented services such as checking, savings, and money market accounts, and certificates of deposit. It also offers electronic check depositing. Its loan products include real estate mortgages (which account for about half of the bank's portfolio), commercial and construction loans, and agricultural and installment loans. Investment products and services are available to customers via a pact with Raymond James Financial.

Suncoast Schools Federal Credit Union was chartered January 31,1934 as Hillsborough County Teachers Credit Union based on assets. It serves public and private school employees, municipal workers, students, and those working for a select group of more than 1,000 employers (and their families) in about 15 western Florida counties. The credit union offers standard services such as checking and savings accounts, residential mortgages, credit cards, and consumer loans, in addition to insurance, investment, trust, and real estate services. Founded in 1934 as Hillsborough County Teachers Credit Union, the not-for-profit, member-owned cooperative has about 50 locations and some 500,000 members.

Lexington B & L Financial Corp. operates as the holding company for B & L Bank, which provides commercial banking services. It accepts various deposit products, including checking accounts, NOW accounts, saving accounts, money market accounts, and certificates of deposit. Its loan portfolio consists of residential mortgage, commercial, agriculture, and consumer loans, as well as other loans, such as home equity, savings loans, and automobile loans. The bank offers its services in Lexington, Wellington, Odessa, and Callao. The company was founded in 1887 and is based in Lexington, Missouri.

BOK Financial Corporation, a financial holding company, provides various financial products and services to commercial and industrial customers, and other financial institutions and consumers in the United States. It operates in three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, and cash management services, as well as customer risk management products for small businesses, middle market, and larger commercial customers. The Consumer Banking segment involves in retail lending and deposit services, and mortgage banking activities, as well as offers indirect automobile lending products. The Wealth Management segment provides fiduciary services, brokerage and trading, private bank services, and investment advisory services. BOK Financial Corporation company also provides Internet banking and automated teller machine services (ATM). As of December 31, 2009, it operated 197 consumer banking locations, including branch banking locations and mortgage lending offices, as well as had 1,896 ATM’s. BOK Financial Corporation serves customers in Oklahoma; Northwest Arkansas; Dallas, Fort Worth, and Houston, Texas; Albuquerque, New Mexico; Denver, Colorado; Phoenix, Arizona; and Kansas City, Kansas/Missouri. BOK Financial Corporation was founded in 1910 and is headquartered in Tulsa, Oklahoma.

Piedmont Federal Savings Bank focuses on offering sound financial solutions that truly fit people’s lives. We believe in getting to know customers by name, and providing a level of personalized service that just can’t be found at other financial institutions. In addition to our commitment to customer service, we have a wide range of financial products for just about any need, whether it’s a home loan, or a savings plan for college, retirement or medical expenses. Rates on all Piedmont Federal products are extremely competitive, and all our savings programs are safe, secure and backed by the FDIC.

Home Federal Bank originated in 1920 in Middlesboro, Kentucky as the Peoples Building and Loan Association. In those early years, with modest assets and prudent management, we established a record of dependability. In 1961, we became a federally chartered institution. As a means to better serve our customers' needs and to more effectively compete in today's market place, we converted from a mutual institution to a stockholder owned institution in December 1992.

Textron Financial Corporation company provides customer financing programs for golf carts and aircrafts manufactured by its parent, Textron. It mainly offers loans, finance leases, and operating leases for the purchase of new Cessna airplanes, Bell helicopters, and E-Z-GO golf equipment. Due to poor market conditions in 2008 the company stopped offering asset-based lending, distribution finance, golf course mortgages, resort financing, and structured capital. However, Textron Financial still manages a portfolio of receivables from that business.

Deutsche Bank PBC (DB PBC) is the company's personal banking counterpart to investment arm Deutsche Bank Polska. Its personal and small business services include savings and checking accounts, credit cards, loans, foreign exchange, investments, and asset management. Customers can access their accounts at about 80 branches throughout Poland, by phone, and online. Another 100 shops display the db kredyt name, which is the company's consumer loan brand. DB PBC was formed in 2001 when the parent combined its previous operations with Bank Wspólpracy Regionalnej.

Capital Bank Corporation is the holding company for Capital Bank, which capitalizes on the bustling Research Triangle area it serves. Founded in 1997, the bank has about 30 offices in central and western North Carolina. It provides a range of consumer and commercial banking services, including savings, checking, and health savings accounts, as well as CDs, IRAs, and credit cards. Commercial real estate loans, made primarily to small and midsized businesses, make up more than 60% of the bank's loan portfolio; residential mortgages are around 20%. The bank also issues business and consumer loans. It offers investments and insurance through unaffiliated third-party provider Capital Investment Group.

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