
Peapack-Gladstone Financial hopes its customers are happy as peas in a pod. The company is the parent of Peapack-Gladstone Bank, which operates more than 20 branches serving New Jersey's Hunterdon, Morris, Somerset, and Union counties. Founded in 1921, the bank serves area individuals and small businesses by providing such traditional services as checking, savings, and money market accounts; CDs; IRAs; and credit cards. It offers trust and investment management services through its PGB Trust and Investments unit. Mortgages secured by residential properties represent about half of the company's loan portfolio. The bank also originates commercial real estate, construction, consumer, and business loans.

Home Loan Financial Corporation operates as the holding company for The Home Loan Savings Bank (bank). The banks deposit services include passbook savings accounts, demand deposits, NOW accounts, money market accounts, and certificates of deposit. Its lending activities comprise mortgage loans secured by one- to four-family residential, nonresidential real estate loans, commercial loans, home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards services. The bank conducts business from two offices in Coshocton, Ohio and one office at West Lafayette, Ohio. The bank primarily invests in FHLB stock, U.S. agency securities, obligations of state and political subdivisions, and mortgage-backed and related securities. Home Loan Financial Corporation was incorporated in 1997 and is based in Coshocton, Ohio.

Export Development Canada (EDC) is trying to erase borders in a way. EDC provides a variety of financial services, including lending, insurance, and risk management, to help exporters and investors in Canada to expand their international business. It also performs financial reporting and economic analysis. The agency serves more than 8,000 companies annually, a majority of them small businesses. Created in 1944 as an official export credit agency, EDC is wholly owned by the Canadian government. It operates as a self-sustaining commercial entity, but it is accountable to Canada's Minister of International Trade and the Canadian Parliament.

BancorpSouth, Inc. operates as a financial holding company for BancorpSouth Bank that provides commercial banking and financial services to individuals, and small-to-medium sized businesses in Mississippi, Tennessee, Alabama, Arkansas, Texas, Louisiana, Florida, Missouri, and Illinois. It generates interest bearing and noninterest bearing demand deposits, and saving and time deposits. The company provides various commercial loan services, including term loans, lines of credit, equipment and receivable financing, and agricultural loans, as well as a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery. Its residential consumer lending activities consist of the origination of fixed and adjustable rate residential mortgage loans secured by owner-occupied property, construction loans, second mortgage loans, and home equity lines of credit; and non-residential consumer lending activities comprise automobile loans, recreation vehicle loans, boat loans, secured and unsecured personal loans, deposit account secured loans, and student loans. BancorpSouth, Inc. also serves as an agent in the sale of title insurance; commercial lines of insurance; and a line of property and casualty, life, health, and employee benefit products and services. In addition, it offers investment services comprising brokerage, investment advisory, and asset management services; and trust services, including personal trust and estate services, and employee benefit accounts and plans, such as individual retirement accounts and corporate trust functions. As of December 31, 2009, BancorpSouth operated approximately 310 commercial banking, trust, and insurance business offices. BancorpSouth, Inc. was founded in 1876 and is headquartered in Tupelo, Mississippi.

Bank Mutual Corporation operates as the holding company for Bank Mutual that provides various financial products and services primarily in the state of Wisconsin. Bank Mutual Corporation attracts deposits and originates loans. Its deposit portfolio comprises regular savings, interest-bearing and noninterest-bearing demand accounts, money market accounts, certificate of deposits, as well as IRA time deposit accounts and health savings accounts. The companys loan product line includes mortgage loans, which includes loans secured by one-to four-family residences, multi-family properties, and commercial real estate properties, as well as construction loans secured by the same types of properties; consumer loans comprising home equity loans, home equity lines of credit, home improvement loans, automobile loans, recreational vehicle loans, marine loans, deposit account loans, overdraft protection lines of credit, and unsecured consumer loans, as well as unsecured consumer loans through credit card programs; and commercial business loans comprising loans to businesses for equipment purchases, working capital lines of credit, debt refinancing, small business administration loans, and domestic stand-by letters of credit. Bank Mutual Corporation, through its other subsidiaries, provides investment, brokerage, and insurance services; and involves in the development and sale of land. It also offers investment services, including tax deferred and tax free investments, mutual funds, and government securities, as well as provides personal insurance, business insurance, life and disability insurance, and mortgage protection products. As of December 31, 2009, Bank Mutual Corporation operated 78 banking offices in Wisconsin and 1 in Minnesota. Bank Mutual Corporation was founded in 1892 and is headquartered in Milwaukee, Wisconsin.

Premium Credit can lay claim to being one of the largest insurance premium financiers in the UK simply because it is one of the few such companies. The firm lends money to individuals and small businesses for payments on a range of insurance products such as business insurance, professional indemnity coverage, and motor and household insurance. Premium Credit also handles outsourced collections of recurring annual or monthly payments such as those collected by accountants and lawyers, magazines and newspapers, property managers, and clubs and organizations. Through Holmwood Termtime, a partnership with HSBC, the company collects school fees from parents of students at some 650 schools across the UK.

Itaúsa is an umbrella organization for financial services, real estate, building products, chemicals and electronics, and IT firms. The company's financial services arm its largest sector includes Itaú Unibanco, one of Brazil's largest banks. The bank operates more than branches 3,700 branches in Brazil and also has a presence in major markets in Europe, Asia, the US, and elsewhere in Latin America. Itaúsa's other operations include Duratex, which makes medium-density fiberboard and ceramic and metal bathroom fixtures; high-tech company Itautec; and chemical company Elekeiroz. Members of the Egydio de Souza Aranha family own a controlling stake in the company.

Ocean Shore Holding owns Ocean City Home Bank, a community thrift serving New Jersey's Atlantic and Cape May counties where gaming and tourism thrive. Through about 10 locations, the bank offers individuals, businesses, and government entities such standard fare as checking and savings accounts, CDs, and money market accounts. Residential mortgages, including loans secured by second homes and rental properties, account for more than 80% of the company's loan portfolio. Subsidiary Seashore Financial sells investment and insurance products.

Blue River Bancshares was founded in 1937 and is based in Shelbyville, Indiana. Blue River Bancshares, Inc. operates as the holding company for Shelby County Bank and Paramount Bank, which provide community banking services for individuals and businesses in south central Indiana. Its deposits products include checking, NOW, savings, and time deposits. The company also offers real estate loans for single-family and multi-family properties and medium and short-term loans for commercial, agricultural, and industrial properties, as well as consumer and commercial lines of credit secured by real estate; commercial loans for the purpose of financing equipment, working capital, expansion, and other general business purposes; consumer loans, including automobile loans and equity lines of credit; and agricultural loans. As of March 31, 2007, it operated three full service branches in Shelbyville, Morristown, and St. Paul, Indiana; a loan production office in Fishers, Indiana; and one office in Lexington, Kentucky.

Whitney Holding Corporation was founded in 1883 and is headquartered in New Orleans, Louisiana. Whitney Holding Corporation operates as the bank holding company for Whitney National Bank that provides community banking services to commercial, small business, and retail customers. Whitney Holding Corporation offers various deposit products, such as non interest bearing demand deposits, interest-bearing deposits, NOW account, money market, savings, and other time deposits. Its loan portfolio includes commercial and industrial; commercial real estate; construction, land, and land development; residential mortgage; and consumer loans, as well as secured and unsecured loan products, such as revolving credit facilities. The company also offers letters of credit, financial guarantees, and financing for the development of housing. In addition, it provides treasury management services; trust and investment management services to retirement plans; investment brokerage services; and annuity products, as well as personal and business lines of insurance to customers in northwest Florida and the New Orleans metropolitan area. Whitney Holding Corporation offers its services in Texas, southern Louisiana, coastal region of Mississippi, central and south Alabama, and the western panhandle and the Tampa Bay metropolitan area of Florida, as well as in Grand Cayman in the British West Indies.
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