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Value Financial Services, Inc.

Value Financial Services, Inc.

Value Financial Services gives customers bucks for their bling. Founded in 1994 by former CEO John Thedford, the company runs about 70 pawn shops in Florida, Georgia, New Mexico, and Tennessee, operating as Value Pawn and Jewelry and Check Jewelry & Loan. It makes non-recourse loans secured by customers personal items, including jewelry, electronics, and musical instruments. The average amount of the company's pawn loans is about $150; its pawn service charges range from about 188% to 300% annually. At the end of 2008 Texas-based EZCORP acquired the company after initial talks had fallen through.

1st Franklin Financial Corporation

1st Franklin Financial Corporation

1st Franklin Financial Corporation has been engaged in the consumer finance business since 1941, particularly in direct cash loans and real estate loans. As of September 30, 2010 the business was operated through 106 branch offices in Georgia, 39 in Alabama, 38 in South Carolina, 31 in Mississippi, 23 in Louisiana and 13 in Tennessee. Also on that date, the Company had 1,026 employees. As of September 30, 2010 the resources of the Company were invested principally in loans which comprised 67% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income.

China Development Bank

China Development Bank

China Development Bank was established by the Chinese government to support the country's economic development. The institution provides financing for major projects in the nation, including the construction of infrastructure, the advancement of basic industries, and facilitating the growth of rural communities. Customers include government agencies, large industrial concerns, and (increasingly) foreign entities. The bank has more than 30 offices located throughout the country.

Bank of Baroda

Bank of Baroda

Founded two centuries ago by Maharaja Sayajirao III, the Bank of Baroda today operates about 3,000 domestic and another 75 international branches. About a third of its branches are located in rural areas; Bank of Baroda also operates in semi-urban, urban, and metropolitan regions. Offerings include corporate and personal loans, card services, shipping and export financing, and offshore banking. Subsidiaries are active in card issuing, asset management, and capital markets; Bank of Baroda has also sponsored five regional rural banks. The company operates in Europe, the Caribbean, Asia, the Middle East, Africa, and the Americas.

First Northern Community Bancorp

First Northern Community Bancorp

First Northern Community Bancorp is the holding company for First Northern Bank, which operates about 10 branches in the northern California counties of El Dorado, Placer, Sacramento, Solano, and Yolo. Founded in 1910, the bank offers community-oriented services such as checking, savings, and money market accounts, and certificates of deposit. It also offers electronic check depositing. Its loan products include real estate mortgages (which account for about half of the bank's portfolio), commercial and construction loans, and agricultural and installment loans. Investment products and services are available to customers via a pact with Raymond James Financial.

Federal Home Loan Bank of Indianapolis

Federal Home Loan Bank of Indianapolis

The Federal Home Loan Bank of Indianapolis is a wholesale bank that provides loans, grants, and business services to member financial institutions in Indiana and Michigan. We are one of twelve such banks in the Federal Home Loan Bank System established in 1932. FHLBanks are privately capitalized and funded, and receive no Congressional appropriations.

CITIC International Financial Holdings Limited

CITIC International Financial Holdings Limited

CITIC International Financial Holdings (CIFH) is the flagship company of state-owned investment congomlerate CITIC Group. It owns stakes in commercial banking, investment banking, private equity, and asset management companies. Primary subsidiary CITIC Ka Wah Bank provides retail and wholesale banking as well treasury services. Focused on business and real estate lending and targeting cross-border investors, operates about 30 branches in Hong Kong, mainland China, and the US. Other CIFH holdings include stakes in CITIC International Assets Management and CITIC Capital Holdings. CIFH was formed in 2002 in the reorganization of Ka Wah Bank; it is 70%-owned by CITIC Group through China CITIC Bank.

Lockheed Federal Credit Union

Lockheed Federal Credit Union

Founded in 1937 for employees of the Lockheed Aircraft Company (now Lockheed Martin), Lockheed Federal Credit Union (LFCU) serves employees of more than 600 companies, with a focus on the aerospace, technology, and insurance industries. The member-owned credit union has about 10 offices in Southern California and one in New Hampshire, plus two others in Maryland and Virginia that are accessible only to Lockheed Martin employees and their families. LFCU provides standard services such as checking and savings accounts, home mortgages, vehicle loans, and credit cards, as well as investments and insurance. It has approximately 100,000 members.

Landesbank Baden-Wurttemberg

Landesbank Baden-Wurttemberg

Landesbank Baden-Wurttemberg (LBBW) acts as the central bank to savings banks in the German states of Baden-Wurttemberg, Rhineland Palatinate, and Saxony. The bank handles large transactions (wholesale banking, financial securities, foreign exchange) too costly for the smaller state savings banks. Through its regional banks, Baden Wurttembergische Bank, and Sachsen Bank and Rheinland-Pfalz Bank, LBBW also provides traditional retail banking services such as real estate and commercial loans, and portfolio management at more than 200 branches. Other subsidiaries provide leasing, factoring, venture capital, and equity financing services.

Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc. was founded in 1935 and is based in Jasper, Alabama. Pinnacle Bancshares, Inc. operates as a holding company for Pinnacle Bank, which provides various commercial banking products and services in central and northwest Alabama. The company’s deposit products include savings deposits, time deposits, money market accounts, checking accounts, certificates of deposit, and interest and noninterest-bearing accounts. Its loan portfolio comprises mortgage, consumer, commercial, residential and commercial real estate mortgage, and real estate construction loans, as well as home equity lines of credit and letters of credit. Pinnacle Bancshares, Inc. also offers automated teller cards, Visa CheckCards, and travelers’ and official checks, as well as provides safe deposit box, notary, overdraft protection, savings transfer, bill payment, telebanking and Internet banking services. As of December 31, 2009, it operated seven branches in Jasper, Haleyville, Sumiton, Vestavia, Trussville, and Gardendale, Alabama.

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