RHB Bank Berhad, a subsidiary of RHB Capital Berhad, offers a wide range of financial services such as personal and corporate loans, savings accounts, and credit cards. RHB Bank Berhad also provides a variety of Islamic products and online banking. The company operates a network of some 200 offices across Malaysia, as well as branches throughout Singapore, Bangkok, and Brunei. It is purchasing an 80% stake in Indonesian financial institution Bank Mestika. RHB Bank Berhad was established through the merging of DCG Bank Berhad and Kwong Yik Berhad in 1997.

The Commerce Bank of Washington has enriched local businesses with highly personalized banking from local, experienced bankers dedicated to long-term relationships.Founders James Hawkanson and Robert Richards joined forces to create a local bank to serve businesses in the Greater Seattle area. They were joined shortly afterwards by Dave Friedenberg who worked to help extend our vision of a bank with strong community ties.

Los Alamos National Bank was established in June 1963 by a group of local investors who saw the need for a convenient, full-service community bank. Now one of the largest and strongest banks in the state, LANB continues to be locally owned and operated by Trinity Capital Corporation, a one-bank holding company. We are committed to our customers and to those activities that foster a better quality of life in the communities they serve.

American Bank is able to provide the timely, personalized service so often lacking in today's large commercial banks. In addition to outstanding customer service, we offer a variety of home finance and banking services geared to meeting the individual customer's needs. Our mortgage loan programs for new home purchases or construction offer competitive interest rates and terms. Also, we offer highly competitive rates on our federally insured Certificate of Deposit accounts as well as our savings accounts. At American Bank, our customers are our priority. We look forward to serving you.

Nara Bank is committed to bringing positive change to the diverse communities we serve, consistent with the requirements of the Community Reinvestment Act (CRA). When it became apparent that low-income communities and individuals were being overlooked by financial institutions, Congress established CRA in 1977 to encourage banks to meet the needs of the entire communities they serve, including low and moderate-income areas. Nara Bank embraces the spirit and intent of CRA and maintains a "Satisfactory" CRA rating issued by the Federal Reserve Bank.Our business strategy is to promote economic growth and create a positive change within the underserved and low-to-moderate income communities we serve. Nara Bank, designated as a "Preferred Lender" by the Small Business Administration, provides SBA 504 and 7a loans in addition to its own lending programs targeted to small and minority-owned businesses. Investments and grants are extended to meet a variety of needs within our communities, including affordable housing, education, financial literacy, and social services. In 2001 Nara Bank made a $1,000,000 ten year commitment to the Nara Scholarship Foundation, whose mission is to provide scholarships to high school seniors demonstrating financial need as well as academic excellence. Working to be an integral part of our community, Nara Bank employees enthusiastically volunteer their time and expertise at bank-sponsored seminars for small businesses, financial literacy workshops, and other local area events

Forget Elsie. S.Y. Bancorp is more interested in a cash cow. It's the holding company of Stock Yards Bank & Trust, which operates about 30 branches primarily in and around Louisville, Kentucky, but also in Indianapolis and Cincinnati. Founded in 1904, the bank targets individuals and regional business customers, offering standard retail services such as checking and savings accounts, credit cards, certificates of deposit, and IRAs. Trust services are also available; brokerage and credit card services are offered through agreements with other banks. Real estate mortgages account for about 50% of the bank's loan portfolio, which also includes commercial (25%), construction, and consumer loans.

Slovenska sporitea (translates as Slovak Savings), the largest commercial bank in Slovakia, provides commercial and international banking services from more than 300 branches throughout the Slovak Republic. It offers its individual customers standard deposit products, credit cards, loans and mortgages, and investment funds. Its private banking arm provides asset management services. Slovenska sporitea also serves commercial clients ranging from entrepreneurs and small businesses to large and multi-national corporations. The bank is a wholly-owned subsidiary of Austria's oldest bank, Erste Bank.

Southside Bancshares operates deep in the heart of Texas. It's the holding company for Southside Bank, which serves East Texas through about 35 branches, with a concentration in the cities of Tyler and Longview. About half of its branches are located in supermarkets (including Albertsons and Brookshire stores), and many offer extended hours. The bank provides traditional services such as savings, money market, and checking accounts, CDs, and other deposit products, as well as trust and investment services. Real estate loans make up more than half of the company's loan portfolio, which also includes business, consumer, and municipal loans.

The Bank of Arizona prefers to bask in The Valley of the Sun. The bank operates a handful branches, as well as lending offices, in the Phoenix metropolitan area. Catering to local small businesses and commercial enterprises, Bank of Arizona offers deposit services such as checking and savings accounts, as well as lines-of-credit, real estate loans, and other lending products; it also offers specialized loans to health care companies. For consumers, the bank offers traditional deposit and loan services, IRAs and other savings products, as well as home equity loans and residential mortgages. Bank of Arizona is a subsidiary of the southwest financial firm BOK Financial.

Wayne Savings Bancshares, Inc. operates as the holding company for Wayne Savings Community Bank, a community-oriented institution that provides consumer and business financial services in northeast Ohio. It accepts various consumer and commercial deposits, which include checking accounts, savings accounts, money market accounts, term certificate of deposit accounts, commercial repurchase agreements, and individual retirement accounts. The company originates one-to four-family residential, multi-family residential, construction, non-residential real estate and land, commercial business, and consumer loans. It also invests in mortgage-backed securities issued or guaranteed by the United States government or agencies. The company offers its services to individuals, business, and other organizations through its main banking office located in Wooster, and other 10 additional full service branch offices in Wayne, Holmes, Ashland, Medina, and Stark counties, as well as the surrounding localities in northeastern Ohio. Wayne Savings Bancshares, Inc. was founded in 1899 and is headquartered in Wooster, Ohio.

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