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Community Shores Bank Corporation

Community Shores Bank Corporation

Community Shores Bank Corporation is the holding company for Community Shores Bank, which has about five branches that serve western Michigan's Muskegon and Ottawa counties. The bank provides deposit services such as checking and savings accounts, money market accounts, health savings accounts, CDs, and IRAs. Commercial operating and real estate loans to area businesses make up approximately three-quarters of the company's loan portfolio, which also includes residential real estate, consumer, and construction loans. The bank also offers investment products and services through an agreement with a third-party provider.

City National Bancshares Corporation

City National Bancshares Corporation

City National Bank’s (CNB) history started in 1971 when a group of civic leaders recognized an economic void in the City of Newark, New Jersey’s largest city. United to address this challenge, these foresighted individuals believed Newark needed a financial institution that would serve all people and help strengthen local neighborhoods. These civic leaders were determined to establish a bank that would be sensitive to the needs of Black, Hispanic and other minorities whose access to credit and banking services were historically limited.

China Construction Bank Corporation

China Construction Bank Corporation

As one of China's Big Four banks, China Construction Bank (CCB) has historically concentrated on providing medium- and long-term loans to large domestic corporations in the oil and gas, power, telecommunications, and infrastructure industries. As such, corporate banking makes up more than half of revenues. CCB is increasingly lending to small and midsized businesses, foreign multinationals, and consumers (a segment that represents about a fifth of its revenues). The bank operates some 13,600 domestic branches, which offer standard deposit products, credit cards, and home and auto loans. CCB also provides asset management and investment banking services. China's government owns about 58% of CCB.

Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc. operates as the holding company for Prosperity Bank that provides retail and commercial banking services to small and medium-sized businesses and consumers. It generates various deposit products, including interest-bearing demand deposits, savings accounts, money market accounts, time accounts, certificates of deposit, non interest-bearing demand deposits, and interest checking accounts. Prosperity Bancshares, Inc. also provides commercial mortgage loans and multifamily residential loans, one to four family residential mortgage loans, agricultural real estate loans, construction and land development loans, commercial and industrial loans, non-real estate agricultural loans, term loans, loans for automobiles, home equity loans, and lines of credit and loans for working capital, business expansion, and the purchase of equipment and machinery, as well as interim construction loans for builders and owner-occupied commercial real estate loans. In addition, it offers junior subordinated debentures and overdraft protection; check cashing, official check, safe deposit box rental, and currency handling services; and debit cards, Internet banking, cash management, and automated telephone banking services. As of December 31, 2009, Prosperity Bancshares operated 158 full-service banking locations, including 51 in the Houston area; 27 in the South Texas area, including Corpus Christi and Victoria; 27 in the Central Texas area, including Austin and San Antonio; 20 in East Texas; 9 in Bryan/College Station; and 24 in the Dallas/Fort Worth, Texas area. Prosperity Bancshares, Inc. was founded in 1983 and is headquartered in Houston, Texas.

Missouri Higher Education Loan Authority

Missouri Higher Education Loan Authority

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Southside Bancshares, Inc.

Southside Bancshares, Inc.

Southside Bancshares operates deep in the heart of Texas. It's the holding company for Southside Bank, which serves East Texas through about 35 branches, with a concentration in the cities of Tyler and Longview. About half of its branches are located in supermarkets (including Albertsons and Brookshire stores), and many offer extended hours. The bank provides traditional services such as savings, money market, and checking accounts, CDs, and other deposit products, as well as trust and investment services. Real estate loans make up more than half of the company's loan portfolio, which also includes business, consumer, and municipal loans.

UniCredit Bank Austria AG

UniCredit Bank Austria AG

UniCredit Bank Austria AG Company Profile UniCredit Bank Austria is one of the largest banks in the country. Part of the Central and Eastern Europe (CEE) unit of European banking giant UniCredit, Bank Austria is also among the largest in the region, boasting some 3,700 branch offices and 27 million customers in 20 countries. It serves private customers, small to midsized businesses, and large corporations; offerings include commercial banking services, credit cards, investment advice, real estate lending, and savings products. UniCredit acquired the small percentange of Bank Austria (formerly Bank Austria Creditanstalt) it didn't already control in 2008.

First Investors Financial Services Group, Inc.

First Investors Financial Services Group, Inc.

First Investors Financial Services Group, Inc. through its wholly-owned subsidiaries (“First Investors”) is an independent consumer finance company which originates automobile loans indirectly through relationships with franchised automobile dealers in the United States. The Company’s indirect lending business operates in 28 states through relationships with hundreds of automobile dealerships. First Investors specializes in providing financing solutions to consumers who typically do not have access to traditional financing sources. In addition to its automobile finance operations, the Company also engages in the purchase of portfolios of automobile loans from other lenders and the servicing of pools of loans for affiliated and non-affiliated investors. First Investors was founded in 1988 in Houston, Texas by its current President and Chief Executive Officer, Tommy Moore. In October 1995 the Company completed an initial public offering of common stock and trades on the Nasdaq/OTC market under the symbol “FIFS-OB”. First Investors has over 40,000 customers, approximately $600 million in managed auto receivables.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc., through its bank subsidiaries, provides commercial and retail banking services to businesses and individuals. Its deposit products include checking and other demand deposit, negotiable order of withdrawal, savings, money market, individual retirement, and health savings accounts, as well as certificates of deposits and other time deposits. The company’s loans include commercial and industrial, agricultural, real estate mortgage, consumer, and home equity loans, as well as lines of credit. It also offers other products and services, including VISA debit cards, automated teller machines, online banking, safe deposit boxes, and trust services. In addition, the company engages in investment brokerage activities; and offers vehicle, property and casualty, life, and disability insurance, as well as tax-free annuities. Further, it offers trust and investment services for individuals and corporations. Heartland Financial USA, Inc. has strategic alliance with LPL Financial Institution Services to operate independent securities offices at its bank subsidiaries, as well as offers various investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products. As of December 31, 2009, it operated 61 banking locations in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, and Minnesota. Heartland Financial USA, Inc. was founded in 1993 and is headquartered in Dubuque, Iowa.

Consumers Bancorp, Inc.

Consumers Bancorp, Inc.

Consumers Bancorp, Inc. operates as the holding company for Consumers National Bank, which provides various commercial and retail banking services. Consumers Bancorp, Inc. involves in attracting deposits from businesses and individual customers and uses such deposits to originate commercial, mortgage, and consumer loans in its market area, consisting primarily of Stark, Columbiana, Carroll, and contiguous counties in Ohio. Its deposit products include interest and noninterest bearing accounts, such as NOW accounts, savings account, time deposits, and short-term borrowings, as well as federal home loan bank advances. The company’s loan portfolio comprises real estate mortgage and construction loans; commercial, financial, and agricultural loans; and installment loans to individuals. As of June 30, 2009, Consumers Bancorp, Inc. operated 10 branch offices. Consumers Bancorp is headquartered in Minerva, Ohio.

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