Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $80 billion at September 30, 2010. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 397 banking offices in California, Oregon, Washington and Texas and two international offices, on September 30, 2010.

Captive Capital capitalizes on clients' captive audiences. Captive Capital Corporation provides turnkey retail financing programs for primarily equipment manufacturers and distributors in the US and Canada. Captive Capital manages the in-house finance programs of equipment manufacturers (including creating and managing customer branded financing Web sites) and matches up lenders with pre-qualified borrowers. Subsidiary Star Capital Group provides direct leasing and financing for commercial equipment acquisitions from $5,000 to $500,000. Internet Capital Group leads investors in Captive Capital, which was founded in 1999 by CEO Jonathan Moran and vice presidents Brian Voland and Jeff Whitcomb.

Pacific Continental Corporation is the holding company for Pacific Continental Bank, which has about 15 locations in the metropolitan areas of Eugene and Portland, Oregon, and Seattle. The bank attracts deposits from consumers, local businesses, professional service providers, and not-for-profits by offering such retail products as checking and savings accounts, IRAs, and CDs. Services for commercial clients also include credit card transaction processing and business credit cards. Its lending activities consist mainly of residential and commercial real estate loans (more than three-quarters of its loan portfolio). Pacific Continental Bank also makes consumer and business loans.

Cheviot Financial happily puts the "buck" in "Buckeye State." It is the holding company for Cheviot Savings Bank, which operates more than five branches in and around Cincinnati. The community-oriented thrift offers traditional products such as checking and savings accounts, CDs, IRAs, and credit cards. Its lending activities primarily consist of residential mortgages; construction, consumer, and commercial loans round out its loan book. Cheviot offers investment services through third-party provider Souders Financial. Cheviot Mutual Holding Company owns about 60% of Cheviot Financial, which will nearly double in size through its planned acquisition of First Franklin Corporation.

Randolph-Brooks Federal Credit Union (RBFCU) provides deposit and lending services, including checking and savings accounts and loans for homes, cars, education, and consumer goods. Serving more than 280,000 members, RBFCU has about 30 Texas locations in San Antonio, Austin, and nearby communities. Other products offered by the credit union include business loans, MasterCard credit cards, and term certificates. Through its Randolph Brooks Services Group subsidiary, the credit union offers investment and insurance products such as mutual funds, IRAs, annuities, dental benefits, home warranties, roadside assistance programs, and financial planning services.

Hitachi Capital helps business help customers buy stuff. Hitachi Capital (UK) PLC (HCUK) is a provider of financial services, including business cash flow, commercial asset finance, vehicle finance and management, and retailer finance. Hitachi Capital company, formerly Hitachi Credit, operates through various divisions and subsidiaries, including Hitachi Capital Business Finance, Hitachi Capital Credit Management, and Hitachi Capital Insurance Europe. HCUK provides finance for some 330,000 consumers, 45,000 fleet vehicles and provides asset finance and block discounting for 5,500 companies. Hitachi Capital Corporation, a unit of Japan's Hitachi, Ltd., owns HCUK and operates it as a wholly owned subsidiary.

TCF Banks are affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota.TCF has 440 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota.TCF is now the 11th largest U.S. Visa® Classic debit card issuer ranked by sales volume.

CKF Bancorp, Inc. operates as the holding company for Central Kentucky Federal Savings Bank that provides various banking and financial products and services to individuals and corporate customers. It offers various deposit products, including non-interest bearing demand deposit accounts, NOW accounts, savings accounts, money market deposit accounts, certificates of deposit, passbook and statement savings accounts, and individual retirement accounts. The company also provides real estate mortgage loans, which comprise one-to-four family residential loans, multifamily residential loans, and nonresidential and land loans; construction loans; commercial non-mortgage loans; and consumer loans. In addition, it provides account inquiries, account transfers, after hour depository services, automated teller machine (ATM) services, automatic funds transfers, cashier’s checks, coin processing, credit card cash advances, debit cards/ATM cards, deposit bags, direct deposits, merchant services, money orders, notary services, safe deposit boxes, stop payment services, temporary checks, and wire transfer services. Further, the company offers check reordering, Internet banking, and VoiceMaster telebanking services. It operates three full-service offices and ATM locations in Danville and Lancaster, Kentucky. CKF Bancorp, Inc. was founded in 1886 and is based in Danville, Kentucky.

The Siam Commercial Bank Public Company Limited is the country's oldest bank, established by King Rama V in 1906 in response to the proliferation of foreign financial institutions in Thailand. Today the bank offers an array of financial services that include corporate and personal lending, retail and wholesale banking, foreign currency operations, international trade financing, cash management, custodial operations, credit and charge-card operations, and investment banking. Siam Commercial operates through a network of about 950 branches including offices in Hong Kong, Singapore, and Laos.

American Chartered Bank is the premier bank in the northwest suburban corridor. Our mission is to provide customers with the best value in banking products and services, and to provide superlative customer service at all times. This can only be accomplished by hiring personnel of the highest caliber -- intelligent, adaptable, skilled, and committed to our standards of excellence.

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