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First Pioneer Farm Credit, ACA

First Pioneer Farm Credit, ACA

First Pioneer Farm Credit helps farmers explore the well charted territory of financing. The financial cooperative is part of the national Farm Credit System founded in 1916 to serve the needs of American farmers. It offers mortgages, seasonal loans, lines of credit, equipment leasing, record keeping, tax planning and preparation, appraisals, business consulting, life insurance, and multi-peril crop insurance to country homeowners and agricultural business owners. Most of its patrons are involved in farming, horticulture, forestry, or commercial fishing. First Pioneer Farm Credit serves some 7,000 customers through 15 offices in Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Rhode Island.

Westfield Financial, Inc.

Westfield Financial, Inc.

Westfield Financial is the holding company for Westfield Bank, which serves western Massachusetts' Hampden County and surrounding areas from more than 10 branch locations. Founded in 1853, the bank has traditionally been a community-oriented provider of retail deposit accounts and loans, but it is placing more emphasis on serving commercial and industrial clients. Commercial real estate loans account for approximately 45% of the company's loan portfolio and business loans are more than 25%. The bank also makes a smaller number of consumer and home equity loans.

Community Partners Bancorp

Community Partners Bancorp

Community Partners Bancorp is the holding company for Two River Community Bank and The Town Bank (a division of Two River). Through more than a dozen total branches located in eastern New Jersey , the two banks offer deposit services like checking and savings accounts, as well as a variety of lending services, to consumers and small to midsized businesses. The banks' combined loan portfolio consists mainly of commercial real estate loans (about 40%), commercial and industrial loans (25%), and construction loans (20%). Consumer and residential loans make up only about 10% of the portfolio. Two River's branches are located in Middletown, while Town Bank's are located in Westfield and Cranford.

Barclays Bank PLC

Barclays Bank PLC

Barclays Bank is the flagship subsidiary of financial services group Barclays PLC. The bank is primarily active in the UK, where it has some 1,700 branches, but also has significant retail and commercial operations in 50 countries throughout Europe and in several African nations, as well as the Middle East. It offers standard retail services such as current accounts, savings and investments, mortgages and other loans, insurance (it owns 59% of bancassurance provider Absa Group), credit cards (the Barclaycard), and online banking. Barclays Bank traces its roots to the late 17th century.

Fulton Financial Corporation

Fulton Financial Corporation

Fulton Financial is simply full of banks. The multibank holding company owns eight community banks, which together operate about 270 branches in rural and suburban areas of eastern Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. Most of its banks maintain a local identity. Their products include checking and savings accounts, CDs, IRAs, and credit cards. Commercial loans and mortgages account for about two-thirds of the company's loan portfolio. Home loans are available through its Fulton Mortgage Company subsidiary. Other nonbank units include investment management and trust services provider Fulton Financial Advisors and Fulton Insurance, an agency selling life insurance and related products.

Uwharrie Capital Corp

Uwharrie Capital Corp

Uwharrie Capital Corp operates as the holding company for the Bank of Stanly that provides retail and commercial banking services to individuals and small to medium-sized businesses in North Carolina. It offers various deposit products, including personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also provides various loans, such as commercial loans and various consumer-type loans to individuals, including installment loans, mortgage loans, equity lines of credit, and overdraft checking credit.

Punjab National Bank

Punjab National Bank

Punjab National Bank (PNB) is one of India's largest nationalized banks, with some 5,000 locations. The financial institution offers services in personal and corporate banking, including industrial, agricultural, and export finance, as well as international banking. Its personal lending services include loans for housing, autos, and education. PNB's diverse client list includes Indian conglomerates, small and midsized businesses, non-resident Indians, and multinational companies. The bank was established in Lahore in 1895 more than 50 years before the country was partitioned into India and Pakistan in 1947.

Provident Community Bancshares, Inc.

Provident Community Bancshares, Inc.

Provident Community Bancshares (formerly Union Financial Bancshares) is the holding company for Provident Community Bank, which operates about 10 branches in Laurens, Union, Fairfield, Greenville and York counties in northern South Carolina. The bank attracts deposits from local consumers and businesses by offering checking and savings accounts, money market and NOW accounts, CDs, and IRAs. Its lending activities mainly consist of business loans, commercial mortgages, and consumer and installment loans. The bank also offers investments, brokerage services, retirement planning, and credit cards.

Citizens Equity First Credit Union

Citizens Equity First Credit Union

Citizens Equity First Credit Union (CEFCU) first gained traction in 1937 as the credit union of mammoth equipment manufacturer Caterpillar. Through some 20 branches, CEFCU now serves employees of more than 550 companies and people who live and work in about a dozen counties in central Illinois and portions of northern California. It boasts more than 275,000 members who have access to standard deposit products such as checking and savings accounts and certificates of deposit; loans for education and auto and home purchases; credit cards.

Cornerstone Bancorp

Cornerstone Bancorp

Cornerstone Bancorp has laid the groundwork for three banking branches in northwestern South Carolina. The institution is the holding company for Cornerstone National Bank, which offers traditional products and services, including checking and savings accounts, money market accounts, CDs, and credit cards. Commercial real estate loans comprise the largest portion of its lending portfolio; other offerings include residential mortgages, business and industrial loans, real estate construction, and consumer loans. Cornerstone National Bank has three offices in Easley, Greenville, and Powdersville, South Carolina. Cornerstone Bancorp also has an insurance agency that operates as Crescent Financial Services.

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