F & M Bank has deep roots in Virginia's Shenandoah Valley. Founded in 1908, the holding company operates about 10 Farmers & Merchants Bank branches in the northern Virginia counties of Rockingham and Shenandoah. Farmers & Merchants caters to individuals and businesses. It provides typical deposit products, including checking and savings accounts, CDs, and IRAs. Some 40% of its loans are mortgages; it also writes agricultural, business, construction, and consumer loans. The company offers insurance, brokerage, and financial services through TEB Life Insurance and Farmers & Merchants Financial Services.

First Cherokee Bancshares is the holding company for First Cherokee State Bank, which operates three offices in the Georgia communities of Canton, Marietta, and Woodstock, north of Atlanta. Catering to local businesses and consumers, the bank provides checking, savings, and money market accounts, certificates of deposit, and debit cards. Commercial real estate mortgages account for the largest portion of the company's loan portfolio, followed by construction, land development, and residential mortgage loans. To a far lesser extent, the bank writes consumer, business, and farmland loans.

Monarch Financial Holdings, Inc. serves the South Hampton Roads area of southeastern Virginia through Monarch Bank, Monarch Mortgage, Monarch Capital, Monarch Investment, and OBXBank. With about 10 offices, Monarch Bank offers standard services, including savings and checking accounts, IRAs, and CDS. Bank subsidiary Monarch Mortgage, formed in 2007, has about a dozen offices. Other divisions sell insurance, title, and investment products. Single-family mortgages make up the largest portion of the company's loan portfolio, which also includes commercial, construction, and land development loans. Monarch Bank division OBX Bank operates in North Carolina's Outer Banks area.

Private & Commercial Finance Group provides financing to individuals for new and used cars, motorcycles, light commercial vehicles, and yes, horseboxes, otherwise known as horse trailers. The commercial segment of Private & Commercial Finance Group's business consists of its equipment finance division, providing commercial loans for businesses primarily needing plant equipment and vehicle financing. The company's e-Quote proposal system connects the company to a network of finance sources; the system generates and efficiently processes the high volume of loan applications central to the company's strategy.

In 1960, a group of Whidbey Island business leaders felt the time had come to create an independent community bank — one that would serve the unique banking needs of local businesses and residents of Whidbey Island.Their vision was simple: To build a bank based on strong community values — one that would invest its financial capital locally. One that believed its employees are its most valuable asset. Most importantly, this bank would provide an exceptional level of service, simply by treating people for who they are — our friends and neighbors. We call this style of banking The Whidbey Way and, in spite of our island roots, it doesn’t end at the Clinton ferry terminal or at Deception Pass.Experience the Whidbey Way of banking at 30 branches, throughout 6 counties in Northwest Washington.

Independence Federal Savings Bank operates as a federally chartered stock savings bank in Washington. It offers various deposit products, including money market deposit accounts, commercial deposit accounts, individual retirement accounts, checking accounts, savings accounts, automatic payroll, social security payment deposits, and certificates of deposit. The company also provides loan products, such as real estate loans consisting of mortgage loans secured by single-family dwellings, duplexes, and condominiums; commercial and other consumer loans, including small business, home equity, property improvement, credit card, and deposit account secured loans; and home equity lines of credit.

First National Community Bancorp is the holding company for First National Community Bank, which has about 20 offices in Lackawanna, Luzerne, Wayne and Monroe counties in northeastern Pennsylvania. The bank provides standard retail services such as checking and savings accounts, certificates of deposit, credit cards, mortgages, and other loans. It also offers wealth management services. The bank is mainly a business lender, with commercial mortgages accounting for more than 40% of its loan portfolio and operating loans comprising about another quarter. Chairman Louis DeNaples and his brother Dominick, who is vice chairman, each own around 10% of First National Community Bancorp.

Parke Bancorp is the holding company for Parke Bank, which has three branches in the New Jersey communities of Sewell and Northfield, as well as two loan production offices in the Philadelphia area. The bank provides such traditional products as checking and savings accounts, money market and individual retirement accounts, and certificates of deposit. Parke Bank has a strong focus on business lending -- including operating loans, commercial mortgages, and construction loans -- which accounts for about 90% of the company's loan portfolio. The bank also writes residential real estate and consumer loans.

The Chinese economy would be nothing without the People's Bank of China. The central bank controls monetary policy, sets the exchange rate, regulates the gold market, manages the state treasury, and oversees other financial institutions. Like the Federal Reserve System in the US, the People's Bank of China lends money to commercial banks as necessary. It also issues currency. In mainland China, the reminbi is the name of the currency, and the yuan is the base unit (like the dollar). The People's Bank of China operates nine regional branches in addition to its headquarters in Beijing. The bank was established in 1948, and until 1978 it was the only bank in China. It became the country's central bank in 1983.

Export Development Canada (EDC) is trying to erase borders in a way. EDC provides a variety of financial services, including lending, insurance, and risk management, to help exporters and investors in Canada to expand their international business. It also performs financial reporting and economic analysis. The agency serves more than 8,000 companies annually, a majority of them small businesses. Created in 1944 as an official export credit agency, EDC is wholly owned by the Canadian government. It operates as a self-sustaining commercial entity, but it is accountable to Canada's Minister of International Trade and the Canadian Parliament.

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