First Merchants makes community banking its first priority. The company owns First Merchants Bank, which operates some 80 branches in Indiana and western Ohio. The bank provides standard consumer and commercial banking services, including checking and savings accounts, CDs, and check cards. Loans secured by commercial real estate and farmland account for the largest portion of the company's loan portfolio (more than a third), followed by residential mortgages and business loans. First Merchants Corporation also owns First Merchants Trust Company, which provides trust and asset management services, and First Merchants Insurance Services, which sells personal, property/casualty, and employee benefit coverage.

International Bancshares is leading post-NAFTA banking in South Texas. The institution's International Bank of Commerce (IBC) and Commerce Bank serve residents and businesses of Texas, Oklahoma, and northern Mexico through more than 250 offices. International Bancshares Corporation facilitates trade between the US and Mexico and serves Texas' growing Hispanic population; about 30% of its deposits come from south of the border. In addition to commercial and international banking services, International Bancshares provides retail deposit services, insurance and investment products, and mortgages and consumer loans. The bulk of International Bancshares Corporation company's portfolio is made up of business and construction loans.

BCSB Bancorp, Inc. operates as the holding company for Baltimore County Savings Bank, F.S.B. that provides various banking and financial services for consumers and businesses in the Baltimore Metropolitan Area. The company’s deposit products include checking accounts, money market accounts, statement and passbook savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio comprises single-family residential mortgage loans; real estate loans comprising construction, single-family rental property, and commercial real estate loans; consumer loans, including automobile loans and home equity lines of credit; and commercial lines of credit. BCSB Bancorp, Inc. also offers life and annuity insurance products. As of September 30, 2009, it operated 18 branch offices in Baltimore County, Harford County, Howard County, and Baltimore City, Maryland. BCSB Bancorp, Inc. was founded in 1955 and is based in Baltimore, Maryland.

Popular, Inc., through its subsidiaries, provides a range of retail and commercial banking products and services in Puerto Rico, the United States, Venezuela, the Dominican Republic, El Salvador, and Costa Rica. It also provides vehicle financing, leasing, and daily rental services; mortgage loans; and insurance agency and brokerage, and reinsurance services, as well as offers financial advisory, investment, and security brokerage services for institutional and retail customers. As of December 31, 2008, the company operated 173 branches and approximately 580 automated teller machines in Puerto Rico, 7 branches in the U.S. Virgin Islands, 1 branch in the British Virgin Islands, and 1 branch in New York. In addition, it provides financial transaction processing and information technology solutions and services in the United States, the Caribbean, and Latin America. Further, the company develops financial processing software applications; sells hardware products, such as ATM, POS, and communication products; and provides ATM switching and driving services. Popular was founded in 1917 and is headquartered in Hato Rey, Puerto Rico.

Webster City Federal Bancorp operates as the holding company for Webster City Federal Savings Bank, and Security Title and Abstract, Inc. The bank primarily engages in the business of attracting deposits from the general public in its market area and invests such deposits in mortgage loans secured by one-to-four family residential real estate. Its deposit instruments include NOW accounts, passbook savings, money market deposit, term certificate accounts, and individual retirement accounts.

Alliance Financial Corporation is the holding company for Alliance Bank, which operates about 30 branches in central New York. Targeting individuals and small to midsized businesses, the bank offers such deposit products as checking and savings accounts, IRAs, and CDs. Its loan and lease portfolio mainly contains residential mortgages (about 30%), commercial loans (nearly 25%), and indirect auto loans (around 20%). The company provides commercial equipment leasing in more than 30 states through its Alliance Leasing subsidiary. Alliance Financial also operates a trust department that manages some $1 billion worth of investment assets.

Sberbank is one of the largest banking institutions in Russia. It has more than 20,000 branches throughout the country (crossing 11 time zones) offering banking services ranging from savings to private and investment banking, and a complete range of lending and credit services to more than 1 million corporate and 250 million retail customers. The Central Bank of the Russian Federation, also known as The Bank of Russia, is a majority shareholder of Sberbank, owning about 60% of its ordinary shares.

Rabobank Group is an international financial services provider operating on the basis of cooperative principles. Rabobank Group offers retail banking, wholesale banking, asset management, leasing and real estate services, with emphasis on providing a comprehensive package of fi nancial services in the Netherlands. Internationally the Rabobank Group is focussed on the food and agri sector. Rabobank Group is comprised of 143 independent local Rabobanks plus Rabobank Nederland, their umbrella organisation, and a number of subsidiaries.

Cortland Bancorp is the place to keep your bucks in the Buckeye State. Cortland Bancorp is the holding company for Cortland Savings and Banking Company (aka Cortland Banks), a community-oriented institution serving northeastern Ohio from about 15 banking locations. Cortland Banks offers standard banking services including checking and savings accounts, debit cards, and business and consumer loans. More than half of Cortland's loan portfolio is composed of commercial mortgages. Other offerings include discount brokerage and trust services.

Northern Trust Corporation has been working hard to keep clients' trusts. Flagship subsidiary The Northern Trust Company and other units bearing the Northern Trust name provide banking and trust services to the affluent and to financial institutions and corporations from 85 offices in nearly 20 states and about a dozen countries. Operating in two segments, Corporate and Institutional Services and Personal Financial Services, the corporation is a leading personal trust manager in the US, in addition to specializing in master trust services and catering to corporate pension plans and institutional clients.

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