First Federal Savings & Loan Association was federally chartered January of 1935. First Federal grew in the tradition of the building and loan association and served the savings and loan needs of our area for 60 years.On June 10, 1995, First Federal Savings & Loan changed its savings and loan charter to a state commercial bank charter and our new name became FIRST SOUTHERN BANK. Today, First Southern Bank provides full service banking to individuals, families and businesses through our five offices in Lauderdale and Colbert counties of Alabam

Vestin Group is investin' in commercial real estate. Through subsidiaries, the firm originates, invests in, and services mortgages secured by commercial properties such as apartment complexes, office buildings, shopping centers, and assisted living facilities. Its Vestin Mortgage subsidiary manages two real estate investment trusts (REITs) and a real estate investment fund, all focusing on mortgages and deeds of trust. Vestin Originations issues and services short-term commercial mortgages and construction loans; most are between $2.5 million and $10 million and have one-year terms. The company's portfolio also consists of acquisition, development, land, and bridge loans. CEO Michael Shustek owns Vestin Group.

VSB Bancorp is the holding company for Victory State Bank, which serves New York City's Staten Island from about five offices. It collects deposits from local residents and businesses, offering standard products such as checking and savings accounts, money market accounts, and CDs. Commercial real estate, business, and construction loans make up almost all of the bank's loan portfolio. Victory State Bank generally does not write residential mortgages. Merton Corn, CEO of the bank from its 1997 founding until his 2007 retirement, owns approximately 10% of VSB.

Established in 1957, Hitachi Capital also provides payment and collection services through its outsourcing business and issues credit cards and non-life insurance. Hitachi Capital Corporation, which has nearly 220 locations in Japan, serves some 2 million customers in the medical, agricultural, logistics, and industrial manufacturing sectors, among others. In need of a car, tractor, or personal computer? Hitachi Capital can help. A subsidiary of Hitachi, Ltd., Hitachi Capital Corporation provides a variety of financial services through its group of companies around the globe. The firm's offerings include financing for the lease and rental of industrial machinery and information equipment, as well as for auto and home loans.

Northfield Bancorp is the holding company for Northfield Bank. Its retail offerings include checking, savings, and retirement accounts; CDs; mortgage and home equity loans; life insurance; and credit cards. Its commercial offerings include checking and money market accounts, commercial lending, and business credit cards. Bank subsidiary NSB Realty Trust holds mortgage loans and other investments. Founded in 1887, Northfield Bank operates some 20 branches in New York and New Jersey. Currently controlled by a mutual holding company, Northfield Bancorp is undergoing demutualization.

MDM Bank is the leading financial services provider in Russia, with operations including corporate banking (the largest), investment banking and financial markets, private banking, asset management, and retail banking (the smallest). The bank's corporate clientele, which includes nearly half of the 100 largest companies in Russia, operate mainly in the mining, nuclear energy, oil, transportation, manufacturing, and food processing industries. The bank has more than 160 offices throughout Russia, and has expanded following the merger between MDM Bank and Ursa Bank. The deal created the largest private bank in Russia.

Oregon Pacific Bancorp is the holding company owns Oregon Pacific Banking Company, which operates a handful of offices on the state's coastal region west of Eugene. Doing business as Oregon Pacific Bank, it provides standard deposit products including checking, savings, money market accounts, and CDs. The bank primarily uses funds from deposits to originate real estate loans. Oregon Pacific Bank also offers wealth management and corporate trust services.

Middlesex Savings Bank, with assets of nearly $4 billion, 31 branches, and 5 business-lending centers, is one of the largest and strongest banks in Massachusetts. We are also a mutual form of institution, that is, one without stockholders. We cannot be acquired and are firmly committed to remaining independent.

Punjab National Bank (PNB) is one of India's largest nationalized banks, with some 5,000 locations. The financial institution offers services in personal and corporate banking, including industrial, agricultural, and export finance, as well as international banking. Its personal lending services include loans for housing, autos, and education. PNB's diverse client list includes Indian conglomerates, small and midsized businesses, non-resident Indians, and multinational companies. The bank was established in Lahore in 1895 more than 50 years before the country was partitioned into India and Pakistan in 1947.

Brunswick Bancorp is the holding company for Brunswick Bank and Trust, which serves central New Jersey's Monmouth and Middlesex counties through six branches. The bank attracts customers by offering standard deposit products such as checking and savings accounts in addition to investment options like CDs, IRAs, and 401(k) plans. It mainly originates commercial real estate loans (more than half of its loan portfolio). To a lesser extent, the bank also writes construction, land development, consumer, farm, and residential mortgage loans. In 2007 Brunswick Bancorp voluntarily delisted its stock from the NYSE Amex to save regulatory costs.

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