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Savings & Loans

Societe Generale

Societe Generale

Societe Generale wants to be top brass in the French banking industry. The bank (familiarly known as SocGen) commands a three-pronged campaign, with operations in global investment management (including SG Private Banking and majority-owned online brokerage Boursorama); retail banking and specialized financial services, including finance, leasing, and insurance; and corporate and investment banking, focusing on European capital markets, derivatives, and structured finance. In the US, the company controls asset manager The TCW Group. SocGen has about 3,000 branches in France (including its Credit du Nord division), and some 5,300 locations worldwide.

Volunteer Bancorp, Inc

Volunteer Bancorp, Inc

The Citizens Bank of East Tennessee is a bank, serving Hawkins, Hancock and surrounding counties since 1906.We are locally owned and managed by citizens you grew up with. At the Citizens Bank of East Tennessee, we form enduring relationships with citizens, their families, and their businesses. We strive to deliver the highest level of personal service in providing a broad range of banking products and services to meet your growing financial needs.

BankAtlantic Bancorp, Inc.

BankAtlantic Bancorp, Inc.

BankAtlantic Bancorp, Inc. operates as the holding company for BankAtlantic that provides retail and commercial banking products and services in Florida. It offers deposit products, including commercial demand deposit accounts, retail demand deposit accounts, savings accounts, money market accounts, certificates of deposit, various negotiable order of withdrawal accounts and individual retirement accounts, and Keogh retirement accounts. The company’s lending portfolio comprises commercial real estate loans, commercial business loans, standby letters of credit and commitments, consumer loans, small business loans, and residential loans. As of December 31, 2009, it offered its services through approximately 100 branches in Florida. BankAtlantic Bancorp, Inc. was founded in 1952 and is based in Ft. Lauderdale, Florida.

1st Franklin Financial Corporation

1st Franklin Financial Corporation

1st Franklin Financial Corporation has been engaged in the consumer finance business since 1941, particularly in direct cash loans and real estate loans. As of September 30, 2010 the business was operated through 106 branch offices in Georgia, 39 in Alabama, 38 in South Carolina, 31 in Mississippi, 23 in Louisiana and 13 in Tennessee. Also on that date, the Company had 1,026 employees. As of September 30, 2010 the resources of the Company were invested principally in loans which comprised 67% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income.

Central Bancorp, Inc.

Central Bancorp, Inc.

Central Bancorp is the holding company for Central Co-operative Bank. Operating as Central Bank, it serves Middlesex County in the northwestern suburbs of Boston through about 10 bank branches and loan centers. The bank's primary business is gathering deposits by offering NOW, money market, checking, and savings accounts; CDs; and retirement savings plans. It primarily uses these funds to originate commercial mortgages (more than half of all loans in the company's portfolio, up from 20% in 2001). Residential mortgages have gone down from around 70% to less than 40% since then. The bank also offers construction, home equity, business, and consumer loans, as well as credit cards.

Emporiki Bank of Greece S.A.

Emporiki Bank of Greece S.A.

Emporiki Bank of Greece offers traditional financing and banking services, including investment banking, housing loans, asset management, securities portfolio management, leasing, venture capital, and insurance products. Founded in 1907, Emporiki has about 370 branches in Greece, plus nearly 90 in Albania, Bulgaria, Cyprus, London, Frankfurt, and Romania. About a dozen subsidiary companies (Emporiki Bank Group) offer a wide array of financial services -- from real estate development and management to consumer credit, insurance, and vehicle leasing -- to customers both private and corporate. France's #1 bank, Credit Agricole, owns more than 80% of Emporiki.

Cortland Bancorp

Cortland Bancorp

Cortland Bancorp is the place to keep your bucks in the Buckeye State. Cortland Bancorp is the holding company for Cortland Savings and Banking Company (aka Cortland Banks), a community-oriented institution serving northeastern Ohio from about 15 banking locations. Cortland Banks offers standard banking services including checking and savings accounts, debit cards, and business and consumer loans. More than half of Cortland's loan portfolio is composed of commercial mortgages. Other offerings include discount brokerage and trust services.

Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc.

Pathfinder Bancorp is the holding company for Pathfinder Bank, which operates seven branches serving upstate New York's Oswego County and surrounding areas. Founded in 1859, the bank provides standard services such as checking and savings accounts, money market accounts, IRAs, CDs, and credit cards. It primarily originates residential real estate loans, which account for the majority of the company's loan portfolio. The bank's Pathfinder Investment Services division provides mutual funds, insurance, brokerage, and financial advisory services. Mutual holding company Pathfinder Bancorp, M.H.C., owns nearly two-thirds of the company.

Joyo Bank, Ltd.

Joyo Bank, Ltd.

Joyo Bank offers regional banking services for Japan's Ibaraki Prefecture and its surrounding regions. Backed by more than 170 branches, Joyo offers deposits, loans, investment portfolios, international business, and other traditional retail banking products. Subsidiaries and affiliated companies include Joyo Computer Service Co. (calculation software), Joyo Lease Co. (machinery and equipment leasing), Joyo Credit Guarantee Co. (housing loans credit), and Joyo Cash Service Co. (ATM and CD management and maintenance).

STEN Corporation

STEN Corporation

STEN Corporation is a diversified holding company with operations in automobile financing and contract manufacturing. Its STEN Financial subsidiary operates subprime auto lender and dealership inventory financing business STEN Credit Corporation and the Arizona-based EasyDrive Cars and Credit used car lots. STEN also owns Stencor, which manufactures products including surgical sterilization containers and filters (for STERIS Corporation, its largest customer), air filtration systems, and pest-control systems. CEO Kenneth Brimmer owns about a quarter of the company, as does former director Gary Copperud, who controls former subsidiary Burger Time.

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