Community Capital is the holding company for CapitalBank, which operates about 20 branches in western South Carolina. Targeting individuals and small to midsized businesses, the bank provides standard deposit services such as checking and savings accounts, IRAs, and CDs. Residential real estate mortgages account for about 40% of its loan portfolio; construction loans are approximately 25%, as are commercial mortgages. Consumer and business loans round out its lending activities. The bank's Wealth Management Group provides investment management, retirement planning, fiduciary, and estate settlement services.

Apollo Bancorp is the holding company for Apollo Trust Company, a community bank serving Western Pennsylvania's Kiski Valley, northeast of Pittsburgh. Through about five branches, the bank offers checking, savings, and investment accounts to individuals and local businesses. It also offers trust services. One- to four-family residential mortgages and commercial real estate loans make up most of the bank's loan portfolio. It also offers construction and land development loans, consumer loans, and farm loans, in addition to lending to area municipalities. Apollo Trust Company opened in 1871.

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2010, The 77 Bank had capital of ¥24.7 billion, 143 domestic branches and 2,767 employees.

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Harleysville Savings Financial is the holding company of Harleysville Savings Bank, which operates about a half-dozen branches in southeastern Pennsylvania's Montgomery County. The bank offers standard deposit products such as checking and savings accounts, CDs, and IRAs. Its lending activities consist primarily of single-family residential mortgages, which account for more than two-thirds of the company's loan portfolio; home equity loans account for nearly 15%. To a lesser extent, Harleysville Savings Bank also originates commercial mortgages, residential construction loans, and consumer lines of credit.

Juniata Valley Financial may be the place for you. The institution is the holding company for Juniata Valley Bank, which serves central Pennsylvania from about a dozen banking locations. The bank offers standard deposit products and services, including checking and savings accounts, money market accounts, IRAs, and CDs. It also provides credit card services and originates a variety of consumer and business loans. Consumer loans make about 70% of its loan portfolio. Additionally, Juniata Valley Bank sells insurance and investment products. Juniata Valley Bank was established in 1867.

BCA (officially Bank Central Asia) provides commercial and personal banking services through about 850 branches, more than 6,200 ATMs, and via phone, mobile device or the Web. Its lending activities include home loans and refinancing, apartment and car loans, and loans to corporations and small businesses. The bank also offers insurance, treasury, and international banking services. Through FarIndo Investments (Mauritius) Ltd., members of the Hartono family own more than 50% of the stock of BCA, which was placed under government control in 1998 following a rush on the bank. After restructuring, the government gradually sold off its controlling stake in the bank.

Ocean Shore Holding owns Ocean City Home Bank, a community thrift serving New Jersey's Atlantic and Cape May counties where gaming and tourism thrive. Through about 10 locations, the bank offers individuals, businesses, and government entities such standard fare as checking and savings accounts, CDs, and money market accounts. Residential mortgages, including loans secured by second homes and rental properties, account for more than 80% of the company's loan portfolio. Subsidiary Seashore Financial sells investment and insurance products.

The Hokuetsu Bank, Ltd.,the regional bank's nearly 90 offices serve the individuals and businesses of the Niigata prefecture, which is rebounding from a flood and earthquake (in 2004) and a record snowfall (in 2005). The bank primarily operates within Niigata, but also has locations in Gunma, Saitama, and Tokyo. In addition to traditional banking services, Hokuetsu Bank and its subsidiaries are active in credit cards, credit guarantee, data processing, leasing, and economic research.

IBERIABANK Corporation was founded in 1887 and is headquartered in Lafayette, Louisiana. IBERIABANK Corporation operates as the holding company for IBERIABANK that offers commercial and retail banking products and services in the United States. The company’s deposit products primarily include NOW accounts, savings and money market accounts, and certificate of deposits. Its loan portfolio comprises commercial loans, including real estate loans and business loans; mortgage loans consisting of residential one to four family loans and construction loans; and loans to individuals, such as indirect automobile loans and home equity loans. The company also offers brokerage, title insurance, and loan closing services, as well as wealth management services. In addition, the company sells variable annuities, life, health, dental, and accident insurance products. As of December 31, 2009, it operated 209 combined offices, including 136 bank branch offices in Louisiana, Arkansas, Florida, Alabama, Tennessee, and Texas; and 26 title insurance offices in Arkansas and Louisiana.

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