BancWest Corporation is a financial services holding company which was formed in 1998 as a result of a merger between holding companies for Bank of the West, San Francisco and First Hawaiian Bank, Honolulu. In 2001, the public entity became a wholly-owned subsidiary of BNP Paribas (www.bnpparibas.com). As of December 31, 2009, BancWest Corporation had total assets of nearly $74 billion, more than 2 million customer accounts, 727 retail branch banking locations and dozens of commercial banking office locations in 20 states and overseas, an offshore branch in Grand Cayman, British West Indies as well as representative offices in New York, Tokyo, Japan and Taipei, Taiwan.

Organized on June 27, 1911, Home Savings Bank has experienced growth and stability while in financial partnership with the people of Stanly County for nearly a century. From the days when our office was housed in small quarters and only open on Saturdays, to today's operations housed at our Albemarle and Locust locations, excellent customer service to our local community has been the focal point in directing Stanly County's oldest financial institution. Below is a condensed outline highlighting some of the history and development of Home Savings Bank.

Established in 1957, Hitachi Capital also provides payment and collection services through its outsourcing business and issues credit cards and non-life insurance. Hitachi Capital Corporation, which has nearly 220 locations in Japan, serves some 2 million customers in the medical, agricultural, logistics, and industrial manufacturing sectors, among others. In need of a car, tractor, or personal computer? Hitachi Capital can help. A subsidiary of Hitachi, Ltd., Hitachi Capital Corporation provides a variety of financial services through its group of companies around the globe. The firm's offerings include financing for the lease and rental of industrial machinery and information equipment, as well as for auto and home loans.

The banking division of Hong Kong's Dah Sing Group, DSBG operates three subsidiaries (Dah Sing Bank, Banco Comercial de Macau, and MEVAS Bank), a securities trading company, and a joint venture private banking business with SG Hambros Bank, which provides offshore private banking services. The bank's services include savings accounts, credit cards, loans, and e-banking. Dah Sing Bank has nearly 50 branches in Hong Kong, more than a dozen branches in Macau, and a handful of locations in China. It also owns about 20% of China's Bank of Chongqing, with 70 locations. Fellow Dah Sing Group subsidiary Dah Sing Financial Group owns DSBG.

Bank Muamalat Malaysia Berhad, Malaysia's second Islamic bank, has a full range of financial services in compliance with Shariah (Islamic law). It offers consumer and business lending, savings accounts, remittance, and investment services as well as trade financing, offshore banking, and foreign exchange products. Bank Muamalat also helps Muslims meet their zakat (charitable giving) obligations by setting up accounts and providing calculators for that purpose. The bank was formed in 1999 from the Islamic banking components of the then Bank Bumiputra, Bank of Commerce Malaysia, and BBMB Kewangan. Bukhary Capital now owns 70% while Khazanah Nasional owns 30%.

There's nothing half way about HLF, or Hong Leong Finance. The company, with some 30 branches across Singapore, offers personal and business loans, insurance, wealth management, foreign exchange, and corporate financing services. The largest finance company in the country by assets, HLF specializes in financing for small and medium-sized enterprises (SMEs), and it sponsors an annual forum for budding entrepreneurs. Hong Leong Finance Limited company also provides investment banking services including handling IPOs and other public offerings and M&A consulting. Investment firm Hong Leong Group Malaysia owns 73% of HLF.

Wing Hang Bank offers retail banking, with a focus on mortgage lending, as well as consumer finance services, leasing, wealth management, insurance, securities brokerage, corporate banking, and treasury services. Wing Hang Bank has about 60 locations throughout Hong Kong, Macao and mainland China. The bank was founded in 1937 as a money-changing business. Chairman Patrick Fung and his family control Wing Hang Bank. It also is affiliated with The Bank of New York Mellon, which holds a 20% stake.

Shinhan Financial Group Co., Ltd., together with its subsidiaries, provides financial products and services to corporations, governments, institutions, and individuals in Korea and internationally. The company’s deposit products include demand, savings, mutual installment, time, and housing subscription installment savings deposits; certificates of deposit; and time deposits, such as tax savings accounts for high net worth customers, savings accounts for household financing, and foreign currency deposits. Its portfolio of loans comprises mortgage and home equity loans; other consumer loans; working capital loans, which include discounted notes and trade financing; and facilities loans to finance the purchase of equipment and construction of manufacturing plants. The company also offers investment banking services, including initial public offerings, mergers and acquisitions advisory services, bond issuances, underwriting, capital increase, asset-backed securitizations, issuance of convertible bonds and bonds with warrants, structured financing, and issuance of asset-backed commercial papers, as well as project financings involving infrastructure, real estate, and shipbuilding. In addition, it provides leasing and equipment financing services; and brokerage services, including brokerage of stocks, corporate bonds, futures, and options. Further, the company offers treasury and securities investment, trust account management, credit card services, loan collection and credit reporting, asset management, life and non-life insurance, and regional banking services. As of December 31, 2009, it had a network of 925 branches, 942 cash dispensers, and 6,264 ATMs in Korea. The company also operates a network of 52 branches in the United States, Canada, the United Kingdom, Japan, the People’s Republic of China, Germany, India, Hong Kong, Vietnam, Cambodia, Kazakhstan, and Singapore. Shinhan Financial Group Co., Ltd. was founded in 1982 and is headquartered in Seoul, Korea.

Founded in 1952, National Bank of Kuwait (NBK) reigns supreme as the largest and most dominant financial services company in Kuwait (fifth among worldwide Arab banks). Through about 65 branches in Kuwait, the bank offers traditional personal banking services such as money accounts, credit cards, loans, and other related banking packages, and it also caters to businesses and commercial clients. Brokerage services and several different kinds of investment funds are offered by the bank as well. NBK has operations in about a dozen additional countries in places such as London, Paris, New York, and Singapore.

Midwest BankCentre is a fast-growing, progressive community bank with enduring traditions and values. Founded as Lemay Bank & Trust Company, our long history of serving St. Louis began in 1906. Since then, we've maintained our commitment to the community, changed our name to more accurately reflect our regional focus and continually enhanced our products and services to serve the times.

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