The Federal Home Loan Bank of San Francisco helps meet the borrowing needs of communities by providing wholesale credit products and services to member financial institutions. The Bank is privately owned by its members, which include commercial banks, savings institutions, credit unions, thrift and loan companies, and insurance companies headquartered in Arizona, California, and Nevada. We are part of a network of 12 regional Federal Home Loan Banks chartered by Congress in 1932 to provide low-cost credit to residential housing lenders.

BNP Paribas Lease Group (BNPLG) provides lease financing for commercial equipment ranging from copiers to tractors. Its offerings include equipment outsourcing, flexible leases, and wholesale financing, as well as insurance, repairs, and other support. The group is part of European banking giant BNP Paribas' equipment solutions business. It partners with sister firms Arius, Artegy, and Arval to offer financing options for computers and other office equipment, heavy equipment and vehicles, and corporate and ultra-light vehicles. The group operates throughout Europe and is expanding its presence in the US. BNPLG was created in 2000.

Pennsylvania State Employees Credit Union (PSECU) holds the key to state employee savings in the Keystone State. The largest credit union in Pennsylvania, it provides deposit products, loans, and credit cards to approximately 350,000 members. As its name implies, the credit union serves state workers, teachers, and students. PSECU's offerings include checking and savings accounts, mortgages, auto and personal loans, and IRAs.

American Airlines Federal Credit Union (AA Credit Union) was founded in 1936 by a small group of American Airlines employees with the goal of creating a member-owned, co-operative financial institution where employees could help each other. Today, AA Credit Union welcomes employees of the Air Transportation Industry. We’ve grown to more than 218,00 members with a net worth of over $492 million and assets surpassing $5.0 billion*. We’re ready to help at branches located throughout the U.S. including Hawaii and Puerto Rico.

First Franchise Capital is a subsidiary of First Financial Bancorp, which assumed ownership of the company after acquiring the operations of the failed Irwin Financial in an FDIC-facilitated transaction in 2009. Going loco trying to finance your El Pollo? First Franchise Capital can help ease the franchise-operation crazies. Formerly Irwin Franchise Capital, the company provides conventional and Small Business Administration-backed loans of at least $100,000 to restaurant franchisees to acquire, build, remodel, or refinance new stores. It also offers financing for equipment and real estate. First Franchise Capital Corporation works with more than 50 restaurant brands and deals with franchisees of all sizes throughout the US.

Roma Financial Corporation may have Italian roots, but its branches are in good ol' American capitalism. The holding company owns Roma Bank, which was founded in 1920 by Italian immigrants in New Jersey and now operates about two dozen branches in that state's Burlington, Mercer, and Ocean counties. It offers the usual personal and commercial services, such as checking and savings accounts, CDs, business and consumer loans, and credit and debit cards. The company established RomAsia bank in 2008. Two years later, it added 10 branches to Roma Bank's network through its $14.7 million acquisition of Sterling Banks. Mutual holding company Roma Financial Corporation, MHC, owns some 70% of Roma Financial.

Central Pacific Bank is the primary subsidiary of Central Pacific Financial Corp., a Hawaii based financial institution with $4.2 billion in assets. Central Pacific Financial Corp.’s stocks are publicly traded on the New York Stock Exchange under the symbol “CPF”.Central Pacific Bank provides a full range of banking, investment and trust services. Founded by a small group of World War II veterans in 1954 to help immigrant families build a life away from the plantations, the bank has grown to serve the financial needs of all families and small businesses in the Islands. We are a leading force in supporting homeownership and small businesses in Hawaii as a market leader in residential mortgage and SBA loan riginations.The bank and its employees also have a long and proud history of giving back to the communities in which we work, live and raise our families. Our values and sensibilities are local and focused on our customers and our community, allowing us to help create a better life for everyone in these islands.

Capital Bank Corporation is the holding company for Capital Bank, which capitalizes on the bustling Research Triangle area it serves. Founded in 1997, the bank has about 30 offices in central and western North Carolina. It provides a range of consumer and commercial banking services, including savings, checking, and health savings accounts, as well as CDs, IRAs, and credit cards. Commercial real estate loans, made primarily to small and midsized businesses, make up more than 60% of the bank's loan portfolio; residential mortgages are around 20%. The bank also issues business and consumer loans. It offers investments and insurance through unaffiliated third-party provider Capital Investment Group.

The Mie Bank caters to the Mie and Aichi Prefectures with its some 75 branches and 8 consolidated subsidiaries, offering the conventional array of banking products such as deposits, securities, loans, and other related offerings. Key subsidiary Miegin Sogo-Lease represents all of the bank's leasing operations while other subsidiaries include Miegin Institute of Research, Miegin Card, Miegin Mortgage Service, and Miegin Office Support. The bank was established in 1895 as the Yokkaichi Bank; it eventually changed its name to its current moniker in 1939.

Arbor Commercial Mortgage is a national direct lender that provides debt and equity capital for the multifamily, commercial real estate and health care industries. We have extensive experience in mortgage origination and servicing and have built a reputation for service, quality and flexibility. Arbor’s seasoned management team specializes in debt and equity financing for multifamily, office, retail, hotel and various other commercial real estate properties. We are a Top Ten Fannie Mae DUS® lender and a Top Fannie Mae DUS® Small Loan lender. Arbor offers a vast array of Fannie Mae products including financing for market-rate and affordable apartments, cooperatives, student housing and manufactured housing.Arbor is also licensed by the Department of Housing and Urban Development (HUD) to administer HUD’s FHA mortgage insurance programs for long-term, non-recourse financing for market rate and affordable apartments and cooperatives, assisted living facilities, skilled nursing facilities, and seniors housing. Currently, Arbor services a multi-billion dollar portfolio of over 1,000 commercial real estate loans and is a third-party servicer rated by Standard and Poor’s and Fitch Ratings for both primary and special servicing. Arbor is headquartered in Uniondale, NY and New York, NY, with full-service lending offices nationwide.

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