First PacTrust Bancorp was founded in 1941 as Rohr Employees Federal Credit Union; a handful of former Rohr executives remain on First PacTrust's board of directors. Executives, directors, and employees of First PacTrust own about a third of the company's stock.First PacTrust Bancorp is the holding company for Pacific Trust Bank, which offers standard deposit and loan services from about 10 branches in Southern California's Riverside and San Diego counties. Mortgages secured by one- to four-family residences account more than half of its loan portfolio; multifamily residential and commercial mortgages and business, construction, consumer, and land loans round out its lending activities.

Glacier Bancorp is on a Rocky Mountain High. The multibank holding company owns about a dozen community banks in Montana, Idaho, Utah, Washington, Colorado, and Wyoming. Serving individuals, small to midsized businesses, not-for-profits, and public entities, the banks operate a total of about 100 branches. Glacier Bancorp offers traditional deposit products and credit cards, in addition to retail brokerage and investment services through agreements with third-party providers. Its lending activities consist of commercial real estate loans (almost half of the company's loan portfolio), as well as residential mortgages, business loans, and consumer loans.

C. Hoare & Co.,established in 1672 by Sir Richard Hoare, the bank began as a goldsmith under the sign of the golden bottle, where the bank's first lending activities were undertaken. The golden bottle remains a symbol of the bank, which has two London locations. C. Hoare & Co. offers a variety of savings and investment services (such as loans, mortgages, individual savings accounts, personal equity plans, and investment advice) as well as a host of services and consultation for tax and estate planning. The private bank, which caters to the very wealthy, is still run by the descendants of the founder.

Our company was listed on the Hong Kong Stock Exchange in 1981 and renamed as "Allied Properties (H.K.) Limited" in 1987. The core businesses of Allied Properties (H.K.) Limited Company and its subsidiaries and associates consist of property investment, property development, hospitality related activities and financial services. The Company is a subsidiary of Allied Group Limited ("Allied Group"). The Company's interests in property investment and development and hospitality related activities in Hong Kong are mainly held through its wholly owned subsidiaries or the 50% owned Allied Kajima Limited ("Allied Kajima"), and in respect of property investment and development and hospitality related activities in The People's Republic of China ("PRC"), through Tian An China Investments Company Limited ("Tian An"), being an associate held by a wholly-owned subsidiary of the Company. The Company's financial services business is mainly conducted through the Company's 62.47% holding in Sun Hung Kai & Co. Limited ("Sun Hung Kai") as well as Sun Hung Kai's effective 58.18% holding in United Asia Finance Limited ("UAF"). Quality HealthCare Asia Limited ("QHA"), a 69.76% subsidiary of Allied Properties (H.K.) Limited Company, is engaged in the business of provision of healthcare services.

Santander UK (formerly Alliance & Leicester) offers deposit and lending services throughout the UK. Its largest segment is its traditional savings and home mortgage business, but the company also offers checking accounts, credit cards, and consumer finance, as well as commercial services such as cash management and asset financing. The firm has alliances with such firms as Legal & General and Zurich to provide investment and insurance products. Its approximately 5.5 million retail customers can access the bank through more than 300 branches, 2,500 ATMs, and 14,000 post offices across the UK. Spanish banking giant Santander bought Alliance & Leicester in 2008. It was rebranded Santander UK in 2010.

Plumas Bancorp is the holding company for Plumas Bank, which serves individuals and businesses in the northeastern corner of California, from Lake Tahoe to the Oregon border. Through more than a dozen branches, the bank offers deposit products such as checking, savings, and retirement accounts and certificates of deposit. Loans secured by real estate account for more than half of Plumas Bank's loan portfolio; combined, commercial and agricultural loans make up about a quarter. Plumas Bancorp writes consumer loans, as well. It also provides access to investment products and services such as financial planning, mutual funds, and annuities.

Central Bancompany's commitment to the customer starts with our people. Our team is dedicated to providing financial services that help our customers reach their financial goals. We invest in the communities where we live through charitable contributions, employee volunteerism and civic leadership. Our community involvement helps us better understand the needs of our customers. Local management gives us the guidance to react to the needs of our customers quickly and with the flexibility to exceed their expectations.

Oneida Savings Bank, which operates about a dozen branches in upstate New York. Founded in 1866, the bank offers savings, checking, NOW, and money market accounts, as well as IRAs and CDs. It specializes in real estate lending. Oneida Savings also owns insurance agency and investment manager Bailey & Haskell Associates. The company's Bank of Chittenango unit accepts municipal deposits. Formerly mutually owned, Oneida Financial Corp. coverted to stock holding company structure in 2010 by selling shares of itself to the public.

ASB Financial Corp. ("ASB" or the "Corporation"), a unitary savings and loan holding company incorporated under the laws of the State of Ohio, owns all of the issued and outstanding common shares of American Savings Bank, fsb ("American" or the "Savings Bank"), a federal savings bank. Other than investing excess funds, ASB's activities have been limited primarily to holding the common shares of American.

Monarch Financial Holdings, Inc. serves the South Hampton Roads area of southeastern Virginia through Monarch Bank, Monarch Mortgage, Monarch Capital, Monarch Investment, and OBXBank. With about 10 offices, Monarch Bank offers standard services, including savings and checking accounts, IRAs, and CDS. Bank subsidiary Monarch Mortgage, formed in 2007, has about a dozen offices. Other divisions sell insurance, title, and investment products. Single-family mortgages make up the largest portion of the company's loan portfolio, which also includes commercial, construction, and land development loans. Monarch Bank division OBX Bank operates in North Carolina's Outer Banks area.

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