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United Security Bancshares, Inc.

United Security Bancshares, Inc.

United Security Bancshares, Inc. was founded in 1999 and is based in Thomasville, Alabama. United Security Bancshares, Inc. operates as the holding company for First United Security Bank, which provides commercial banking products and services to businesses and individuals. It generates various deposit products, including non-interest bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, and time deposits. United Security Bancshares, Inc. also provides commercial, financial, and agricultural loans; consumer loans, including credit cards and other related credit plans; real estate loans comprising construction loans for commercial and residential development, commercial buildings, and apartment complexes; and other loans secured by real estate, such as one-to-four family dwellings, including mobile homes, loans on land only, multi-family dwellings, non-farm, non-residential real estate, and home equity loans. In addition, it involves in underwriting credit life, and credit accident and health insurance policies related to loans; the purchase and sale of government securities; and the provision of safe deposit box services. As of December 31, 2009, United Security Bancshares operated and served its customers through 19 banking offices located in Brent, Bucksville, Butler, Calera, Centreville, Coffeeville, Columbiana, Fulton, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama, as well as provided real estate and consumer loans through 22 branch locations in Alabama and Southeast Mississippi.

Central Pacific Financial Corp.

Central Pacific Financial Corp.

Central Pacific Bank is the primary subsidiary of Central Pacific Financial Corp., a Hawaii based financial institution with $4.2 billion in assets. Central Pacific Financial Corp.’s stocks are publicly traded on the New York Stock Exchange under the symbol “CPF”.Central Pacific Bank provides a full range of banking, investment and trust services. Founded by a small group of World War II veterans in 1954 to help immigrant families build a life away from the plantations, the bank has grown to serve the financial needs of all families and small businesses in the Islands. We are a leading force in supporting homeownership and small businesses in Hawaii as a market leader in residential mortgage and SBA loan riginations.The bank and its employees also have a long and proud history of giving back to the communities in which we work, live and raise our families. Our values and sensibilities are local and focused on our customers and our community, allowing us to help create a better life for everyone in these islands.

First Clover Leaf Financial Corp.

First Clover Leaf Financial Corp.

First Clover Leaf Financial Corp. operates as the holding company for First Clover Leaf Bank, a federal savings bank that provides various banking products and services in Illinois. It principally offers retail deposit products and lends loans. First Clover Leaf Financial Corp. company’s deposit products include demand and NOW, money market, savings, and term certificate accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; commercial real estate loans; multifamily mortgage loans; construction and land loans; commercial business loans; and consumer loans, including automobile loans and home equity loans. First Clover Leaf Financial Corp. company also sells credit life and disability insurance policies. It operates through four branch offices located in Edwardsville and Wood River. First Clover Leaf Financial Corp. was founded in 1921 and is headquartered in Edwardsville, Illinois.

The Saudi British Bank

The Saudi British Bank

The Saudi British Bank (SABB) provides personal, private, and corporate banking services to customers across Saudi Arabia. Founded in 1978, SABB operates a network of about 75 branches (including a dozen locations exclusively for women), offering deposits, loans, and Takaful (cooperative insurance that complies with Islamic law). It also issues VISA and MasterCard credit cards, as well as the SABB Amanah card, which offers monthly payment plans that adhere to Islamic principles. Corporate services include cash management, treasury, and investment banking through HSBC Saudi Arabia Limited. British banking giant HSBC owns about 40% of SABB; Saudi nationals own 60%.

HCSB Financial Corporation

HCSB Financial Corporation

HCSB Financial has erased the state lines in the Carolinas. The institution is the holding company for Horry County State Bank, which operates more than a dozen branches that serve Horry and Marion counties in South Carolina, and Columbus and Brunswick counties in North Carolina. Horry County State Bank offers traditional deposit products such as checking and savings accounts, CDs, money market accounts, and IRAs. The bank originates primarily real estate loans (more than half of its loan portfolio), followed by business loans, construction and development loans, consumer loans, and agricultural loans. The bank also offers investment services.

Anchor BanCorp Wisconsin Inc.

Anchor BanCorp Wisconsin Inc.

Anchor BanCorp Wisconsin Inc. was founded in 1919 and is based in Madison, Wisconsin. Anchor BanCorp Wisconsin Inc. operates as the holding company for AnchorBank, fsb, which provides various financial products and services in Wisconsin, Iowa, Minnesota, and Illinois. Its deposit products include passbook savings accounts, demand deposits, interest bearing checking accounts, money market accounts, and certificates of deposit. The company originates single-family residential, multi-family residential, commercial real estate, construction, and land mortgage loans; consumer loans, including second mortgage and home equity, and education loans; and commercial business loans. It also invests in real estate partnerships. In addition, the company provides credit cards, annuities, and related consumer financial services. As of March 31, 2009, it operated 73 branch offices and 2 loan origination offices.

Ally Bank

Ally Bank

The company was renamed Ally Financial in 2010, although it was founded in 1919 as the General Motors Acceptance Corporation (GMAC) to be a provider of financing to automotive customers. Since then, the business has expanded to include insurance, online banking, mortgage operations and commercial finance. See the timeline to trace Ally's evolution.

United Community Banks, Inc.

United Community Banks, Inc.

United Community Banks is the holding company for 27 community banks united in their quest to provide consumer and business banking services in Georgia, western North Carolina, and eastern Tennessee. Operating mainly under the United Community Bank or UCB banners, the banks collectively have more than 100 branches offering deposit products, mortgages, and other services. Residential construction and land development loans account for the largest segment of United Community Banks' loan portfolio (more than 30%); residential mortgages make up about 25%. The company has been growing through acquisitions.

The Royal Bank of Scotland International Limited

The Royal Bank of Scotland International Limited

The Royal Bank of Scotland International is the offshore banking branch of leading financial services provider The Royal Bank of Scotland Group. Established in Jersey in 1996, the bank offers personal and corporate banking services such as property lending, foreign exchange hedging, online banking, portfolio advisement, commercial mortgages, currency loans, investment management, and other related products. The Royal Bank of Scotland International owns and operates facilities in Jersey, Guernsey, and the Isle of Man, plus an affiliated office in Gibraltar.

Greene County Bancorp, Inc.

Greene County Bancorp, Inc.

Founded in 1889 as a building and loan association, the bank offers traditional retail products such as savings, NOW, checking, and money market accounts; IRAs; and CDs. Real estate loans make up about 85% of the bank's lending activities; it also writes business and consumer loans. Through affiliations with Fenimore Asset Management and Essex Corp., Greene County Bancorp offers investment products. Subsidiary Greene County Commercial Bank is a state-chartered limited purpose commercial bank. This company helps put the "green" in upstate New York. Greene County Bancorp is the holding company for The Bank of Greene County, serving New York's Catskill Mountains region from about a dozen branches.

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