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Republic Bancorp, Inc.

Republic Bancorp, Inc.

Republic Bancorp, Inc. was founded in 1974 and is headquartered in Louisville, Kentucky. Republic Bancorp, Inc. operates as the holding company for Republic Bank & Trust Company and Republic Bank, which provides banking, tax refund solutions, and mortgage banking services to individuals and businesses in the United States. The company offers a range of deposit products, including demand deposits, money market accounts, brokered and Internet money market accounts, savings deposits, individual retirement accounts, time deposits, and certificates of deposit. It also provides single family residential real estate loans; commercial loans; residential construction real estate loans; and consumer loans, which consists of home improvement and home equity loans, as well as secured and unsecured personal loans. In addition, the company offers private banking services; treasury management services, such as lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; Internet banking services and products through its Website, republicbank.com; and trust, title insurance, and other financial institution related products and services. Further, it provides tax refund solutions that include the payment of federal and state tax refunds through third party tax preparers. The company facilitates the payment of these tax refunds through refund anticipation loans, electronic refund checks, and electronic refund deposits. Its mortgage banking activities comprise origination and sale of loans in the secondary market, and the servicing of loans for others. As of December 31, 2009, the company had 44 banking centers, including 35 located in Kentucky; 5 located in metropolitan Tampa, Florida; 3 located in southern Indiana; and 1 located in metropolitan Cincinnati, Ohio.

Osage Bancshares, Inc.

Osage Bancshares, Inc.

Osage Federal Bank, founded in 1918, is a federal stock savings bank located in Oklahoma. The original name was National Building & Loan and was changed to Osage Federal Savings & Loan in 1935 when a federal charter was obtained. The savings and loan charter was changed to a stock savings bank charter in 2004 and the name changed to Osage Federal Bank. Osage Federal Bank has been a leader in mortgage lending, and offers a wide variety of loans for the purchase, refinance or improvement of real estate. Osage Federal Bank also makes commercial real estate loans and consumer loans. Osage Federal Bank serves Oklahoma with a staff of dedicated bankers. A wide array of deposit and savings accounts are offered. Our ATM's offer convenience and service 24 hours a day, 7 days a week. Osage Federal Bank has seen tremendous growth the past few years, and we attribute that to a strong local economy, great service, and a reputation for dependability and friendliness. Osage Federal Bank also offers telephone banking named "Call Katy". We have a dedicated Board of Directors who provide strategic planning and direction for the bank. We look forward to the future and intend to continue our banking excellence in the communities that we serve.

CNB Financial Corporation

CNB Financial Corporation

CNB Financial is the holding company for CNB Bank (formerly County National Bank), which provides traditional deposit and loan services through more than 20 branches and two loan production offices in northwestern and central Pennsylvania. In 2005 the company opened ERIEBANK, a division of CNB Bank, in Erie, Pennsylvania. Commercial, financial, and agricultural loans make up more than 35% of CNB Financial's loan portfolio, which also includes residential mortgages (about 30%) and commercial mortgages (more than 25%). Other offerings include credit cards, investments, life insurance, wealth management, and merchant credit card processing.

Monarch Financial Holdings, Inc.

Monarch Financial Holdings, Inc.

Monarch Financial Holdings, Inc. serves the South Hampton Roads area of southeastern Virginia through Monarch Bank, Monarch Mortgage, Monarch Capital, Monarch Investment, and OBXBank. With about 10 offices, Monarch Bank offers standard services, including savings and checking accounts, IRAs, and CDS. Bank subsidiary Monarch Mortgage, formed in 2007, has about a dozen offices. Other divisions sell insurance, title, and investment products. Single-family mortgages make up the largest portion of the company's loan portfolio, which also includes commercial, construction, and land development loans. Monarch Bank division OBX Bank operates in North Carolina's Outer Banks area.

America First Credit Union

America First Credit Union

America First Credit Union? Founded in 1939, the institution offers deposits, loans, credit cards, investments, and other financial services to both business and consumer customers through about 100 branches in Utah and Nevada. With more than 530,000 members, America First ranks among the nation's top 10 credit unions by membership, and is one of the 15 largest credit unions by assets. America First acquired local rival Intermountain Credit Union in 2008. It is also growing by opening new branches.

Anglo-Romanian Bank Ltd.

Anglo-Romanian Bank Ltd.

Anglo-Romanian Bank, founded in 1973, it is the UK operating subsidiary of Banca Comerciala Romana (BCR), the largest bank in Romania. Besides typical banking products such as checking and savings accounts, Anglo-Romanian offers commercial banking services and engages in import-export finance and a variety of related operations including foreign exchange and money market transactions. In addition to its UK offices, the bank owns and operates branches in Germany and Romania. It has been a subsidiary of BCR since 2001.

ABC International Bank plc

ABC International Bank plc

ABC International Bank (ABCIB) focuses on trade finance and investment between Europe and the Arab world. The bank's offerings include trade and commodity finance, lending to small and midsized businesses, treasury management, and Islamic financial services (including banking and asset management that are compliant with Islamic religious principles). It also finances energy and infrastructure projects in the Middle East and North Africa. A subsidiary of Arab Banking Corporation, ABCIB has branches in Frankfurt, London, Milan, and Paris, with additional support offices in Spain, Sweden, Turkey, and the UK.

NB and T Financial Group, Inc.

NB and T Financial Group, Inc.

NB&T Financial Group, Inc. operates as a bank holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. The company offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. Its loan portfolio includes commercial and industrial loans, such as loans to automobile dealers and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. The company also offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. As of December 31, 2009, it operated a main office in Wilmington, as well as 25 full-service branch offices and 1 automated teller machine facility in Brown, Butler, Clermont, Clinton, Highland, Montgomery, and Warren Counties in Ohio. NB and T Financial Group, Inc. was founded in 1859 and is based in Wilmington, Ohio.

Citizens Effingham Bancshares, Inc

	 Citizens Effingham Bancshares, Inc

In 1997, organizers of Citizens Effingham Bancshares, Inc. embarked upon a quest to meet the need in Effingham County, Georgia for a bank committed to promoting economic growth and community involvement. Citizens Bank was organized with the communities that make up Effingham County in mind. Springfield, being centrally located and the county seat, was chosen as the site of the main office, which opened its doors on September 8, 1998. The Rincon office opened November 2, 1998. Rincon is the county's largest municipality. Growth in Effingham County has been phenomenal in recent years.

ESB Financial Corporation

ESB Financial Corporation

ESB Financial Corporation (NASDAQ: ESBF), a publicly traded financial services company, provides a wide range of retail and commercial financial products and services to customers in Western Pennsylvania though its wholly owned subsidiary, ESB Bank. ESB Financial Corporation was founded in 1915 as the Ellwood Federal Savings and Loan Association with a single location in Ellwood City, Pennsylvania. In 1990, the Company became a Public Company through its Initial Public Offering. Growth through acquisition began with the acquisition of ESB Bancorp, Inc in 1994 and continued with Troy Hill Bancorp, Inc. in 1996, SHS Bancorp, Inc. in 1999, WSB Holding Company in 2001 and PHSB Financial Corporation in 2004. Today, ESB Bank conducts business through 24 offices in Allegheny, Beaver, Butler and Lawrence counties, Pennsylvania.

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