Middlesex Savings Bank, with assets of nearly $4 billion, 31 branches, and 5 business-lending centers, is one of the largest and strongest banks in Massachusetts. We are also a mutual form of institution, that is, one without stockholders. We cannot be acquired and are firmly committed to remaining independent.

The Elmira Savings Bank is a community bank that serves individuals and small to midsized businesses through about a dozen branch offices in upstate New York's Cayuga, Chemung, Steuben, and Tompkins counties. The bank offers traditional deposit products such as checking and savings accounts, CDs, and IRAs. With these funds, it mainly originates residential and commercial mortgages, business loans, and auto and other consumer loans. The bank offers investments and financial planning through its ESB Advisory Services subsidiary. Elmira Savings Bank was organized in 1869.

HSBC is one of the largest banking and financial services organisations in the world. HSBC's international network comprises around 8,000 offices in 87 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 220,000 shareholders in 124 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.

First Citizens Bancorporation is the holding company for First Citizens Bank and Trust Company, which has nearly 200 branches in South Carolina and Georgia, and The Exchange Bank of South Carolina, which has four branches. The banks provide standard products and services for individuals and businesses, including checking and savings accounts, credit cards, investments, and online banking. Residential and commercial mortgages comprise most of First Citizens Bancorporation's loan portfolio. Lease financing and construction, business, land, and consumer loans help to round out the banks' lending activities.

SBV&T knows the ABCs of banking. The corporation is the holding company for Springs Valley Bank & Trust, a community bank with about five locations in southern Indiana. Serving local individuals and businesses, the bank offers checking and savings accounts, loans, and mortgages, as well as trust and investment services. It is mainly a real estate lender, with residential and commercial mortgages making up most of the company's loan portfolio. Business, consumer, farmland, municipal, and construction and land development loans round out the bank's lending activities.

Lubbock National Bank has been a proud part of Texas banking since the early 1900s, in times of war and economic hardship, as well as prosperity and abundance. While the world around us has seemed chaotic at times, LNB has always provided our customers a trusted place to manage and grow their hard-earned money.

Oritani Financial could give an oratory on local banking in New Jersey. The holding company owns Oritani Bank (formerly Oritani Savings Bank), which offers retail and commercial deposit and loan banking services from about 20 locations in three Garden State counties. Oritani Financial specializes in multi-family and commercial real estate lending, which make up more than half of its loan portfolio. Oritani Financial also writes one- to four-family and second mortgages, as well as equity and construction loans. It invests in real property through its Hampshire Financial, Oritani LLC, and Ormon divisions; Oritani Asset is a real estate investment trust (REIT).

Unione di Banche Italiane combines several banks under one organization. Known as UBI Banca, it serves individuals and businesses through nine subsidiary banks with some 2,000 branches in Italy (concentrated in the Lombardy region) and offices in about a dozen other countries in Europe, Asia, and South America. The banks offer such standard deposit products as savings and checking accounts and CDs. They also provide asset management, leasing operations, private banking, insurance, corporate banking, and mortgage and other types of lending. The group was formed in 2007 when Banche Popolari Unite acquired rival Banca Lombarda e Piemontese and changed its name to UBI Banca.

Parkvale Financial is the holding company for Parkvale Savings Bank (aka Parkvale Bank), which operates about 50 branches in the Pittsburgh metropolitan area, as well as portions of southeastern Ohio and northern West Virginia. The bank offers such retail products as savings, checking, and money market accounts, CDs, and credit cards. Consumer loans, residential mortgages, business loans, and commercial mortgages comprise the bulk of its lending activities. Parkvale Financial Services sells insurance and offers investments through a partnership with LPL Financial. The bank was originally chartered in 1943 as Park Savings and Loan Association.

The Chinese economy would be nothing without the People's Bank of China. The central bank controls monetary policy, sets the exchange rate, regulates the gold market, manages the state treasury, and oversees other financial institutions. Like the Federal Reserve System in the US, the People's Bank of China lends money to commercial banks as necessary. It also issues currency. In mainland China, the reminbi is the name of the currency, and the yuan is the base unit (like the dollar). The People's Bank of China operates nine regional branches in addition to its headquarters in Beijing. The bank was established in 1948, and until 1978 it was the only bank in China. It became the country's central bank in 1983.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.