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Tower Financial Corporation

Tower Financial Corporation

Tower Financial is the holding company for Tower Bank & Trust, which was formed in 1999 to fill the void in community banking services left in the wake of the consolidation of local banks into national banking companies. Targeting individuals and small to midsized businesses, the bank has some six branches and loan production offices, mainly in and around Fort Wayne. It focuses mainly on commercial lending, with business mortgages and operating loans making up around three-quarters of its loan portfolio. It also issues residential mortgages and personal loans. Deposit products include checking, savings, and money market accounts, and CDs.

Southern Connecticut Bancorp, Inc.

Southern Connecticut Bancorp, Inc.

Southern Connecticut Bancorp is the holding company for The Bank of Southern Connecticut, which serves greater New Haven from about five locations. The bank offers standard deposit products, such as checking and savings accounts, CDs, and IRAs. It is mainly a business lender, with operating loans and commercial loans secured by real estate comprising about 90% of the company's loan portfolio. Construction, consumer installment, and home equity loans round out its lending activities. Southern Connecticut Bancorp and Naugatuck Valley Financial called off plans to merge in 2010.

Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc.

Great Southern Bank was founded in 1923 with a $5,000 investment, four employees and 936 customers. Today, it has grown to $3.4 billion in total assets, more than 1,000 dedicated associates serving nearly 150,000 households. Headquartered in Springfield, Mo., the Company operates 75 retail banking centers in Missouri, Arkansas. Iowa, Kansas, and Nebraska. Great Southern offers one-stop shopping with a comprehensive line-up of financial services that give customers more choices for their money. Customers can choose from a wide variety of checking accounts, savings accounts and lending options. With the understanding that convenient access to banking services is a top priority, customers can access the bank when, where and how they prefer, whether it’s through a banking center that will have the longest banking hours in town, through an ATM, by telephone or through the Internet.Beyond traditional banking services, customers can also look to Great Southern for help with investment, insurance and travel services through Great Southern Financial Services, Great Southern Insurance and Great Southern Travel. Great Southern’s mission is to build winning relationships with its customers, associates, shareholders and communities. On any given day, we are hard at work helping young families realize the dream of homeownership, helping a business owner expand his or her business, or providing the right product or service to help an individual save for a future goal. We’re also partnering with the community to help make it a better and more prosperous place to live. And, last but not least, we are keeping the interests of our shareholders in mind in every decision we make while also maintaining our commitment to provide a superior long-term return on their investment.

Susquehanna Bancshares, Inc.

Susquehanna Bancshares, Inc.

Susquehanna Bancshares rolls down the eastern seaboard. It is the holding company for Susquehanna Bank, which serves individuals and regional businesses through more than 220 branches in south-central and southeastern Pennsylvania, Maryland, New Jersey, and West Virginia. The bank offers standard services such as deposit products, loans, and credit cards, while non-banking subsidiaries provide wealth management, insurance brokerage and employee benefits, commercial finance, and vehicle leasing. Loans secured by commercial real estate account for more than 30% of the bank's portfolio; residential mortgages and business loans are more than 20% apiece.

Emkay, Inc.

Emkay, Inc.

Founded in 1946, Emkay has 10 US offices and is active in Canada, Mexico, and the Caribbean. It operates Unico CarLease in Europe. Emkay is an ehiclevay easerlay. Or for the Pig Latin challenged: Emkay is a vehicle leaser. One of the oldest and largest fleet leasing and management companies in the nation, it leases and manages some 75,000 cars, trucks, and electric vehicles to more than 500 corporate clients. The employee-owned company offers open- and closed-end leasing programs, as well as assistance with fleet purchase and disposal. Other services include maintenance and fuel management, It also operates Emkay Motors, a retail used vehicle outlet in Illinois.

Burdale Financial Limited

Burdale Financial Limited

A Burdale in the hand may be worth a few bushels full of cash to midsized businesses in the UK and continental Europe. Burdale Financial, which was acquired from Wachovia by Bank of Ireland in 2005, provides comprehensive asset-based lending to businesses looking for growth financing. Burdale Financial shuns what it characterizes as piece-meal approaches (receivables lending, factoring) in favor of comprehensive asset-based financing, which typically sees Burdale lending to manufacturing, retail, or distribution clients undergoing a change, such as management-led buyout or turnaround. Officers Dennis Levine and Brian Gitlin founded Burdale Financial in 1992.

Farmers Capital Bank Corporation

Farmers Capital Bank Corporation

Farmers Capital Bank Corporation, a bank holding company, provides financial services to individual, business, agriculture, government, and educational customers. Farmers Capital Bank Corporation company’s deposit products include checking, savings, and term certificate accounts. Its lending products comprise residential mortgage, commercial lending and leasing, and installment loans. The company also offers other services, such as cash management, issuing letters of credit, safe deposit box rental, and funds transfer. In addition, it acts as a trustee of personal trusts; an executor of estates; a trustee for employee benefit trusts; and a registrar, a transfer agent, and a paying agent for bond issues. Further, the company serves as an agent in providing credit card loans; offers investments and other services; and performs data processing services for nonaffiliated entities. As of December 31, 2009, it had 36 banking locations in 23 communities in central and northern Kentucky. Farmers Capital Bank Corporation was founded in 1850 and is headquartered in Frankfort, Kentucky.

First Midwest Bancorp, Inc.

First Midwest Bancorp, Inc.

First Midwest Bancorp, the holding company for First Midwest Bank. Through about 100 branches, the bank mainly serves suburban Chicago, though its market extends into central and western Illinois and neighboring portions of Iowa and Indiana. Focusing on area small to midsized businesses, it offers deposit products, loans, trust services, wealth management, insurance, and retirement plan services; it has approximately $3.5 billion of client trust and investment assets under management. Commercial real estate loans account for more than half of the company's portfolio; commercial and industrial loans are around a third.

Lone Star Bank, S.S.B

Lone Star Bank, S.S.B

Lone Star Bank, S. S. B. has been providing superior banking and financial services to Texans since we opened in Moulton on November 5, 1920. Over the years, we've grown and adapted to meet the changing needs of our customer base. Every step of the way we've worked to provide our neighbors with the banking services they want, the security they need and a friendly small-town atmosphere.

Annapolis Bancorp, Inc.

Annapolis Bancorp, Inc.

Annapolis Bancorp serves individual and small business customers through about 10 branches in and around the Maryland capital. The bank offers such retail services as checking, savings, and money market accounts; IRAs; and CDs. It also provides private business banking, including cash management and credit products. Its lending activities are composed of commercial mortgages (about 30% of its total loan portfolio), one- to four-family real estate loans (more than 25%), business loans (some 20%), and to a lesser extent, construction and consumer loans.

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