HSBC USA, a subsidiary of British banking behemoth HSBC Holdings, operates HSBC Bank USA. With some 375 offices, the bank has one of the largest branch networks in New York State, plus more than 100 additional locations in about a dozen other states and Washington, DC; California, New Jersey, and Florida are its next largest markets. The bank offers personal, commercial, and mortgage banking services, with a loan portfolio dominated by residential mortgages, commercial loans, and credit card loans. HSBC Bank USA's personal financial services segment also provides mutual funds, investments, and insurance.