Valley National is high on its New Jersey and New York business banking customers. The holding company owns Valley National Bank, which provides commercial and retail banking services through more than 205 branch offices in northern and central New Jersey and in Manhattan, Brooklyn, and Queens. The bank offers checking and savings accounts, CDs, and trust services. About 60% of the bank's loan portfolio is dedicated to mortgages, split about evenly between residential and commercial property; consumer loans add another 20%. Subsidiaries offer such services as asset-based lending, asset management, mortgage services, title insurance, auto lending, aircraft financing, equipment leasing, insurance products, and title services.

Chinatrust Financial Holding (CFHC) is one of Taiwan's largest financial services groups. It operates Chinatrust Commercial Bank, which has more than 140 domestic branches and more than 70 overseas. The group provides general banking services including corporate and consumer loans, financial consulting, checking and savings accounts, letters of credit, commercial drafts, collections and payments, and credit cards. It also offers property/casualty insurance, life insurance, investments, and other related financial services. Overseas, the bank operates subsidiaries in the US, Canada, the Philippines, and Indonesia. The predecessor to the family-owned CFHC was founded in 1966.

PDS Gaming provides the machinery to do it, one bet at a time. The company is licensed to provide slot machines, video games, and other gambling devices to casinos in Nevada, New Jersey, and eight other states. PDS also serves US Native American jurisdictions. Its clients range from small casinos and truck stops to large resort properties and cruise ships. PDS Gaming offers equipment leasing and financing, in addition to financial services such as project financing, corporate recapitalization, and equity buyouts. A management group, consisting of husband and wife founders Johan and Lona Finley, and president and CFO Peter Cleary, own PDS.

Merrill Lynch Bank (Suisse) is a Swiss private bank offering wealth management services such as portfolio advisement, fund management, and financial planning products to the ultra-rich, all with a dash of traditional Swiss banking secrecy and discretion. In addition to Geneva and Zurich, the bank has offices in Dubai, Singapore, Montevideo, and Panama. Merrill Lynch Bank (Suisse) is a subsidiary of Merrill Lynch International Bank Limited and part of the Merrill Lynch International Private Client Group (both are subsidiaries of Merrill Lynch). Banking powerhouse Bank of America acquired Merrill Lynch for some $50 billion in early 2009.

One of the largest banks in Romania, Banca Comerciala Romana (BCR) offers some 4.5 million customers standard retail banking products such as car and home loans, debit and credit cards, and traveler's checks. On the commercial banking side, BCR caters to small and midsized businesses, offering such products and services as foreign currency loans, corporate debit cards, and bank guarantee letters, while its stock market offerings include open investment funds and municipal and corporate bonds. Subsidiary Anglo-Romanian Bank manages the bank's UK operations. Austria's Erste Group Bank owns some 70% of BCR. Tracing its roots back to 1990, BCR operates more than 640 branches across the country.

Calvin B. Taylor Bankshares be the holding company for Calvin B. Taylor Banking Company (aka Taylor Bank), which has about 10 branches in southeastern Maryland and another in Delaware. The bank offers standard commercial and retail services including checking and savings accounts, money market accounts, and credit cards. It also offers discount securities brokerage through an affiliation with correspondent bank M&T Securities. Real estate loans account for some 90% of the bank's lending portfolio, including residential and commercial mortgages. The bank is named after its founder, who opened a predecessor to Calvin B. Taylor Banking Company in 1890.

The Toronto-Dominion Bank, together with its subsidiaries, provides retail and commercial banking, wealth management, and wholesale banking products and services in North America and internationally. The company operates in four segments: Canadian Personal and Commercial Banking, Wealth Management, U.S. Personal and Commercial Banking, and Wholesale Banking. The Canadian Personal and Commercial Banking segment comprises its Canadian banking and global insurance businesses that serve personal and small business customers. It provides a range of insurance products, such as home and automobile coverage, life and health insurance in Canada and the U.S.; business property and casualty business in the U.S.; and credit protection coverage on lending products. This segment also offers banking solutions through telephone and Internet banking. The Wealth Management segment provides discount brokerage, financial planning, private investment advice, and private client services in Canada; and financial advisory, private banking, and trust and investment management services to the U.S. clients. The U.S. Personal and Commercial Banking segment comprises the retail and commercial banking operations in the United States. It serves through a network of approximately 1,028 branches. The Wholesale Banking segment serves corporate, government, and institutional clients in financial markets worldwide. It provides a range of capital market and investment banking products and services that include underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs. As of October 31, 2009, the company operated approximately 2,600 automated banking machines, and a network of 1,116 branches located in Canada. The company was founded in 1855 and is headquartered in Toronto, Canada.

Fidelity Bancorp is the holding company for Fidelity Bank, which has faithfully served the Greater Pittsburgh area since 1927. The bank caters to individuals and small business customers from about a dozen branch offices in the city and its northern suburbs in Allegheny and Butler counties. Deposit products include checking and savings accounts, CDs, IRAs, and money market accounts. Real estate loans, including single-family residential mortgages, commercial mortgages, and construction loans, make up about two-thirds of the bank's loan portfolio, which also includes consumer installment loans and business loans and leases.

THE BANK OF YOU is for you. Your style. Your personality. Your way of life. That's why North Shore Bank is glad to give you conveniences for every need, and tools to help you confidentially manage your money. We simply provide answers, advice, even words of encouragement to help ensure things go according to your plan.

Intesa Sanpaolo is the result of the mega-merger of the former Banca Intesa and Sanpaolo IMI, which joined forces at the beginning of 2007. The combined institution provides retail and commercial banking services through its Banca dei Territori division. The company operates from approximately 6,300 branches throughout Italy, plus more than 1,900 locations in Central and Eastern Europe, as well as the Mediterranean basin. Intesa Sanpaolo also performs investment banking, public and infrastructure finance, factoring, and trade financing services. The company's Eurizon Financial Group unit includes life insurer Eurizon Vita, asset manager Eurizon Capital, and financial planner Banca Fideuram.

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