In 1960, a group of Whidbey Island business leaders felt the time had come to create an independent community bank — one that would serve the unique banking needs of local businesses and residents of Whidbey Island.Their vision was simple: To build a bank based on strong community values — one that would invest its financial capital locally. One that believed its employees are its most valuable asset. Most importantly, this bank would provide an exceptional level of service, simply by treating people for who they are — our friends and neighbors. We call this style of banking The Whidbey Way and, in spite of our island roots, it doesn’t end at the Clinton ferry terminal or at Deception Pass.Experience the Whidbey Way of banking at 30 branches, throughout 6 counties in Northwest Washington.

Peoples Financial helps people with their money. The company owns The Peoples Bank, which operates more than 15 branches along the Mississippi Gulf Coast. The bank offers traditional checking and savings products. Real estate mortgages make up about nearly 65% of its loan portfolio, which also includes business, construction, and personal loans. Other offerings include fixed-rate mortgages, and asset management and trust services. Peoples caters to individuals and middle-market businesses in industries such as seafood, retail, hospitality, gaming, and construction. Chairman and CEO Chevis Swetman owns about 16% of the bank; his family has had an interest in the bank since its inception in 1896.

Founded in 1892 and now the largest family-owned bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers. We have no outside stockholders or board of directors, no giant corporate headquarters full of concrete and shadows. It’s all here under the wide open skies of Amarillo

Home Federal Bancorp, Inc. operates as the holding company for Home Federal Bank that provides financial products and services to consumers and businesses. The company’s deposit product line includes checking accounts, savings accounts, money market deposit accounts, and certificates of deposits with various rates and terms to maturity. It also offers mortgages on owner-occupied and one-to four-family residences, and construction of one-to four-family residences. In addition, the company provides commercial real estate loans, multi-family loans, consumer loans, home equity and automobile loans, and commercial business loans. Home Federal Bancorp offers its products and services in the Treasure Valley region of southwestern Idaho, including Ada, Canyon, Elmore, and Gem counties; and Tri-County region of central Oregon comprising the counties of Crook, Deschutes, and Jefferson. As of September 30, 2009, it operated 23 branches, 1 loan center, and 24 automated teller machines. Home Federal Bancorp, Inc. was founded in 1920 and is headquartered in Nampa, Idaho.

Centra Financial is the holding company for Centra Bank, which has 15 branches in eastern West Virginia, southwestern Pennsylvania, and western Maryland. The bank, which opened its doors in 2000, offers standard retail services such as checking and savings accounts, money market accounts, residential mortgages, consumer loans, credit cards, and title insurance. It is mainly a business lender, with commercial loans, including operating loans, commercial mortgages, and agricultural loans, comprising some 70% of its loan portfolio.

Farmers Capital Bank Corporation, a bank holding company, provides financial services to individual, business, agriculture, government, and educational customers. Farmers Capital Bank Corporation company’s deposit products include checking, savings, and term certificate accounts. Its lending products comprise residential mortgage, commercial lending and leasing, and installment loans. The company also offers other services, such as cash management, issuing letters of credit, safe deposit box rental, and funds transfer. In addition, it acts as a trustee of personal trusts; an executor of estates; a trustee for employee benefit trusts; and a registrar, a transfer agent, and a paying agent for bond issues. Further, the company serves as an agent in providing credit card loans; offers investments and other services; and performs data processing services for nonaffiliated entities. As of December 31, 2009, it had 36 banking locations in 23 communities in central and northern Kentucky. Farmers Capital Bank Corporation was founded in 1850 and is headquartered in Frankfort, Kentucky.

A state-owned organization, IDBI provides corporate clients funding for expansion, modernization, and diversification of their businesses--including equipment financing, asset credit, corporate loan, and working capital loans. IDBI operates through several subsidiaries: IDBI Bank, IDBI Capital Market Services (financial services), IDBI Intech (information technology), IDBI Gilts Ltd. (bond trading), and IDBI Homefinance (housing financing). Its banking unit also offers traditional deposit and loan services to consumers through a network of more than 680 branches, 450 banking centers, and 1,140 ATMs.

First Financial Holdings, Inc. operates as the holding company for First Federal Savings and Loan Association of Charleston that provides various banking and other related financial services. Its deposit products include demand deposit transaction accounts, time deposit accounts, non-interest-bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposits. The company’s loan portfolio comprises residential real estate mortgage and construction loans, commercial and multifamily real estate mortgage loans, home equity, manufactured housing, and other consumer loans; credit card receivables; and commercial business loans. As of September 30, 2009, it operated 44 full service retail branch sales offices, 18 in-store retail branch sales offices, and 3 limited services branches in Charleston, Berkeley, Dorchester, Hilton Head area of Beaufort, Georgetown, Horry, and Florence Counties, South Carolina; and Brunswick, New Hanover, and Pender Counties, North Carolina. First Financial Holdings, Inc., through its other subsidiaries, engages in full-service brokerage activities; property, casualty, life, and health insurance sales; third party administrative services, including services to retirement plans; trust and fiduciary services; reinsurance of private mortgage insurance; and premium finance activities. First Financial Holdings, Inc. was founded in 1987 and is headquartered in Charleston, South Carolina.

Bank for Investment and Development of Vietnam (or BIDV) is one of the country's largest state-owned commercial banks, with more than 100 branches, transaction offices, and subsidiary locations. BIDV was founded in 1957 and converted to a full commercial bank in 1995. The majority of its portfolio is in commercial loans -- primarily construction, manufacturing, and agricultural loans. Most borrowers are state-owned enterprises; the rest of the bank's portfolio also includes loans for state-directed projects. In addition to traditional lending and leasing, BIDV invests in companies, disperses government funds, and performs wholesale banking for World Bank projects.

Santander UK (formerly Alliance & Leicester) offers deposit and lending services throughout the UK. Its largest segment is its traditional savings and home mortgage business, but the company also offers checking accounts, credit cards, and consumer finance, as well as commercial services such as cash management and asset financing. The firm has alliances with such firms as Legal & General and Zurich to provide investment and insurance products. Its approximately 5.5 million retail customers can access the bank through more than 300 branches, 2,500 ATMs, and 14,000 post offices across the UK. Spanish banking giant Santander bought Alliance & Leicester in 2008. It was rebranded Santander UK in 2010.

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