NB&T Financial Group, Inc. operates as a bank holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. The company offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. Its loan portfolio includes commercial and industrial loans, such as loans to automobile dealers and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. The company also offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. As of December 31, 2009, it operated a main office in Wilmington, as well as 25 full-service branch offices and 1 automated teller machine facility in Brown, Butler, Clermont, Clinton, Highland, Montgomery, and Warren Counties in Ohio. NB and T Financial Group, Inc. was founded in 1859 and is based in Wilmington, Ohio.

Wilmington Trust Corporation owns Wilmington Trust Company, which has about 50 bank branches in Delaware. Its trust and banking operations elsewhere in the US are carried out through its Wilmington Trust FSB subsidiary, which has about two dozen offices. In addition to standard banking services such as deposits and loans, Wilmington Trust has business segments devoted to Corporate Client Services, primarily for private businesses in the US, the Caribbean, and Europe; and to Wealth Advisory Services, which includes trust, asset management, and family office services. Wilmington Trust also owns money managers Cramer Rosenthal McGlynn and Roxbury Capital Management. M&T Bank is buying Wilmington Trust.

Premium Credit can lay claim to being one of the largest insurance premium financiers in the UK simply because it is one of the few such companies. The firm lends money to individuals and small businesses for payments on a range of insurance products such as business insurance, professional indemnity coverage, and motor and household insurance. Premium Credit also handles outsourced collections of recurring annual or monthly payments such as those collected by accountants and lawyers, magazines and newspapers, property managers, and clubs and organizations. Through Holmwood Termtime, a partnership with HSBC, the company collects school fees from parents of students at some 650 schools across the UK.

The Ohio State Bank was founded in 1988 as The Marion Bank. Its mission was “To be a leader in providing quality banking services to all customers, at a fair price, with superior service and profitable growth.” The foundation of the Bank was to provide hometown banking, personalized service, and values you can bank on.

American River Bankshares serves area small to midsized businesses and individuals, offering traditional deposit products such as checking and savings accounts and CDs. It offers commercial and residential mortgages, as well as business, construction, and consumer loans, and lease financing for business equipment.

Delta Community Credit Union is a cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.

Turkiye Garanti Bankasi (Garanti Bank Turkey) provides retail, corporate, and commercial banking services from about 725 domestic branches and more than 2,500 ATMs. Subsidiaries and branches can also be found in Germany, Luxembourg, Romania, and Russia. In addition to traditional deposit products, Garanti Bank provides brokerage, factoring, insurance, leasing, personal pension plans, portfolio management, and other services. The bank serves about 8 million customers. GE Consumer Finance has acquired some 20% of the bank once owned by the Dou Group through the formation of an equitable partnership. Turkiye Garanti Bankasi was founded in 1946.

Heritage Commerce Corp operates as a bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. It offers deposit products, including checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, retirement accounts, non-interest-bearing demand accounts, savings accounts, and money market deposit accounts for retail and business banking markets. The company also provides commercial loans for working capital, financing the purchase of equipment, or for other business purposes; real estate term loans, and real estate land and construction loans; consumer loans for the purpose of financing automobiles, various types of consumer goods, and other personal purposes; home equity lines of credit; and small business administration loans. In addition, it offers cashier’s checks, traveler’s checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposits, automated payroll, electronic funds transfers, online banking, and other customary banking services. As of December 31, 2009, the company operated 10 full service branches in San Jose, Los Gatos, Fremont, Danville, Pleasanton, Walnut Creek, Morgan Hill, Gilroy, Mountain View, and Los Altos. It also operated loan production offices in Sacramento, Oakland, and Santa Rosa. The company was founded in 1993 and is based in San Jose, California.

OceanFirst Financial operates more than 20 branches in the coastal New Jersey counties of Middlesex, Monmouth, and Ocean. The community-oriented bank caters to individuals and small to midsized businesses in the Jersey Shore area, offering standard products such as checking and savings accounts, CDs, and IRAs. It uses funds from deposits mainly to invest in mortgages, loans, and securities. One- to four-family residential mortgages make up nearly 60% of OceanFirst Financial's loan portfolio, which also includes commercial real estate (about 25%), business, construction, and consumer loans.

Jyske Bank is a leading independent Danish bank offering a variety of financial services to private customers and small and medium-sized businesses. The shareholder-owned bank operates a decentralized network of 103 domestic branches that operate separately under a guiding set of policies and goals. Securities and currency transactions, asset management, investment services, and leasing are among Jyske Bank's primary offerings. The bank was established in 1967 as the result of a merger of four Danish banks. It has international branch operations in Switzerland, Gibraltar, France, and Poland.

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