County Bank Corp is the holding company for Lapeer County Bank & Trust (LCBT), which operates about 10 branches in southeastern Michigan's Lapeer County, north of Detroit. Founded in 1902, the bank offers traditional services such as checking and savings accounts, CDs, IRAs, and and trust services. LCBT focuses on real estate lending: Commercial and single-family residential mortgages together make up approximately three-quarters of its loan portfolio.

Davenham has discontinued its property finance division, which has historically accounted for more than half of the company's sales. Davenham often says "yes" when the banks say "no." The company provides asset-based loans, primarily to small and midsized businesses in the UK. Davenham's trade finance division provides working capital loans, including short-term letters of credit, while its asset finance unit provides loans to buy or lease machinery and equipment. Subsidiary Manor Credit finances commercial vehicles, vans, and fleet cars. Davenham Group plc makes loans primarily to contractors, distributors, importers, manufacturers, and wholesalers who are not able to get financing from traditional lenders.

Vectra is connected to the lives of Colorado business people, with a “from the ground up” understanding of what it takes to create a thriving enterprise and what matters to today’s entrepreneurs and business leaders. Ready with banking products and services built for Colorado’s businesses, Vectra bankers look for creative approaches that can make a difference for local companies. In line with its focus on Colorado’s business market, the bank has a legal lending limit of $45.3 million and 38 locations geared to serving its target markets.

Oritani Financial could give an oratory on local banking in New Jersey. The holding company owns Oritani Bank (formerly Oritani Savings Bank), which offers retail and commercial deposit and loan banking services from about 20 locations in three Garden State counties. Oritani Financial specializes in multi-family and commercial real estate lending, which make up more than half of its loan portfolio. Oritani Financial also writes one- to four-family and second mortgages, as well as equity and construction loans. It invests in real property through its Hampshire Financial, Oritani LLC, and Ormon divisions; Oritani Asset is a real estate investment trust (REIT).

Banca Monte dei Paschi di Siena (BMPS), which provides consumer, business, and other banking services to 6 million clients through more than 3,000 branches throughout the country. BMPS also has limited operations in several other nations. The bank, which claims to be the oldest in the world, was founded in 1472 to help the poor. It is split into a public institution (chiefly active in benevolent works, grants, and public assistance) and the incorporated banking arm (focused on profits). The Fondazione Monte dei Paschi owns about 49% of the bank, but controls some 60% of it.

Comm Bancorp is the holding company for the Community Bank and Trust Company, which operates about 15 branches in northeastern Pennsylvania. Targeting individuals and small to midsized local businesses, the bank offers standard deposit services such as checking and savings accounts, money market accounts, CDs, and IRAs. Business loans make up the largest portion of the bank's loan portfolio, followed by commercial mortgages and residential mortgages. The bank writes a relatively fewer number of construction and consumer loans. The bank has subsidiaries that offer insurance and asset management, commercial leasing, and title insurance. F.N.B. Corporation is buying Comm Bancorp for some $70 million.

The Toronto-Dominion Bank, together with its subsidiaries, provides retail and commercial banking, wealth management, and wholesale banking products and services in North America and internationally. The company operates in four segments: Canadian Personal and Commercial Banking, Wealth Management, U.S. Personal and Commercial Banking, and Wholesale Banking. The Canadian Personal and Commercial Banking segment comprises its Canadian banking and global insurance businesses that serve personal and small business customers. It provides a range of insurance products, such as home and automobile coverage, life and health insurance in Canada and the U.S.; business property and casualty business in the U.S.; and credit protection coverage on lending products. This segment also offers banking solutions through telephone and Internet banking. The Wealth Management segment provides discount brokerage, financial planning, private investment advice, and private client services in Canada; and financial advisory, private banking, and trust and investment management services to the U.S. clients. The U.S. Personal and Commercial Banking segment comprises the retail and commercial banking operations in the United States. It serves through a network of approximately 1,028 branches. The Wholesale Banking segment serves corporate, government, and institutional clients in financial markets worldwide. It provides a range of capital market and investment banking products and services that include underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs. As of October 31, 2009, the company operated approximately 2,600 automated banking machines, and a network of 1,116 branches located in Canada. The company was founded in 1855 and is headquartered in Toronto, Canada.

The Singer Organization can help you join the chorus of companies seeking debt and equity funding. The commercial brokerage company (which does business as The Singer & Bassuk Organization or SBO) provides debt and equity funding and consulting services for commercial real estate firms, primarily in the New York metropolitan area. The Singer Organization's average deal size is in excess of $50 million. Typically the firm arranges financing for high-rise residential buildings, hotels, retail centers, and offices. Big developers such as the Moinian Group, Rockrose Development, and Douglaston Development are among its clients. Executives Andrew Singer and Richard Bassuk lead the firm, which they founded in 1995.

FHLBank Atlanta is a cooperative bank that offers competitively priced financing, community development grants, and other banking services to help member financial institutions make affordable home mortgages and provide economic development credit to neighborhoods and communities. Established by Congress in 1932 to support mortgage lending, the Federal Home Loan Bank System provides a stable source of funding to federally insured depository institutions. Each FHLBank operates as an independent organization and is governed by a Board of Directors that is elected by member institutions.

Chicopee Bancorp, Inc. operates as the holding company for Chicopee Savings Bank that provides various financial services to individuals and businesses in Western Massachusetts. The company’s deposit products include non-interest-bearing demand accounts, such as checking accounts; interest-bearing accounts, which include NOW and money market deposit accounts; regular savings accounts, such as passbook accounts; and certificates of deposit. Its loan portfolio comprises one-to four-family; multi-family; commercial real estate; commercial business; construction and development; and consumer loans, including home equity lines of credit and automobile loans. In addition, it offers non-deposit investment products, including mutual funds, debt, equity and government securities, retirement accounts, insurance products, and fixed and variable annuities. As of March 31, 2010, the company operated main office; lending and operations center; and seven branch offices located in Chicopee, Ludlow, South Hadley, Ware, and West Springfield. Chicopee Bancorp, Inc. was founded in 1845 and is headquartered in Chicopee, Massachusetts.

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