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Savings & Loans

Carver Bancorp, Inc.

Carver Bancorp, Inc.

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides various consumer and commercial banking services for consumers, businesses, and governmental and quasi-governmental agencies in New York. The company’s deposit products include demand, savings, and time deposits; non-interest-bearing accounts; negotiable order of withdrawal, savings and club, passbook and statement, and money market accounts; and certificates of deposit. Its loan portfolio comprises commercial and residential, multi-family and residential mortgage, one-to four-family residential, construction, and business loans; consumer and other loans, such as credit card, personal, and home improvement loans; non-residential real estate loans, which include commercial real estate; and church loans. The company also offers debit cards, as well as provides telephone banking, online banking, and automated teller machine (ATM) services. As of March 31, 2009, it operated 9 branches in the Brooklyn, Manhattan and Queens boroughs of New York City, as well as 12 ATMs. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.

Integra Bank Corporation

Integra Bank Corporation

Integra Bank, operates about 55 branches and loan production offices serving communities in southern Indiana and Illinois, Kentucky, and southwestern Ohio. The bank offers a variety of traditional deposit products for personal and business customers, including savings and money market accounts, CDs, and IRAs. Its lending activities mainly consist of commercial, industrial, and agricultural loans, construction and development loans, residential mortgages, home equity lines of credit, and consumer loans. In addition, Integra Bank offers annuities, insurance, credit and debit cards, and trust services.

Peoples Bancorp Inc.

Peoples Bancorp Inc.

Peoples Bancorp offers banking for the people, by the people, and of the people. The holding company owns Peoples Bank, which has about 50 branch offices in non-urban markets in Ohio, Kentucky, and West Virginia. Peoples offers traditional retail banking services as well as wealth management, trust, and retirement services through its Peoples Financial Advisors division. Its Peoples Insurance subsidiary sells life, health, and property/casualty coverage. Credit cards and brokerage services are offered through third-party providers. The bank focuses its lending activities on commercial mortgages and business, construction, and residential mortgage loans.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank (ESB) is banking on the fiduciary habits of native Croatians. The Croatia-based bank caters to individuals and small- and medium-sized businesses through more than 120 branches; services include Internet banking for retail and corporate clients. When the bank first opened in 2002, it had few direct competitors, but today as the competitive landscape has changed, the bank's clientele have had more banking choices and have asserted their loyalty to ESB. The company has a more than 10% market share. Erste Bank owns 555% of Erste & Steiermarkische; Steiermarkische Bank und Sparkassen owns about 40%.

Natixis

Natixis

Natixis specializes in corporate banking, asset management, receivables management, and private equity. Its typical customers are corporations and banks in Asia, Europe, the Americas, Africa, and the Middle East. Other business activities include real estate finance, bond underwriting, brokerage, employee benefits planning, and payment processing services. Subsidiary Coface provides credit insurance and credit management services. The company is majority-owned by banking giant Groupe BPCE, which was formed in 2009 through the merger of Banques Populaires (GBP) and Caisses d'Epargne (CNCE).

Lakeland Financial Corporation

Lakeland Financial Corporation

Lakeland Financial is the holding company for Lake City Bank, which serves area business customers and individuals through more than 40 branches scattered across about a dozen northern Indiana counties. Founded in 1872 in Warsaw, Indiana, the bank offers such standard retail services as checking and savings accounts, money market accounts, and CDs. Commercial loans, including agricultural loans and mortgages, make up about 80% of the bank's loan portfolio. Lake City Bank also offers investment products and services such as corporate and personal trust, brokerage, employee benefit plans, and estate planning.

First Bancorp of Indiana, Inc.

First Bancorp of Indiana, Inc.

First Bancorp of Indiana, Inc. operates as the holding company for First Federal Savings Bank, which provides various banking services primarily in Vanderburgh and Daviess counties, Indiana. It offers various deposit products, including checking, certificates of deposit, money market, savings, health savings, education, and individual retirement accounts. The company also provides various financing solutions, such as mortgage loans, consumer loans, home equity loans, and business loans. In addition, it offers Internet banking, telephone banking, and investment services; and a variety of other consumer products, including e-statements, switch kit forms, credit cards, ATM and debit cards, direct deposit, and overdraft protection. First Bancorp of Indiana, Inc. was founded in 1998 and is headquartered in Evansville, Indiana.

Davenham Group plc

Davenham Group plc

Davenham has discontinued its property finance division, which has historically accounted for more than half of the company's sales. Davenham often says "yes" when the banks say "no." The company provides asset-based loans, primarily to small and midsized businesses in the UK. Davenham's trade finance division provides working capital loans, including short-term letters of credit, while its asset finance unit provides loans to buy or lease machinery and equipment. Subsidiary Manor Credit finances commercial vehicles, vans, and fleet cars. Davenham Group plc makes loans primarily to contractors, distributors, importers, manufacturers, and wholesalers who are not able to get financing from traditional lenders.

Alaska Pacific Bancshares, Inc.

Alaska Pacific Bancshares, Inc.

Alaska Pacific Bancshares, Inc. operates as the holding company for Alaska Pacific Bank, which provides various financial services to individuals and small businesses in southeast Alaska. The company offers a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing demand deposits, and certificates of deposits. Its loan portfolio comprises one-to-four-family mortgage, multi family, commercial nonresidential, commercial business, consumer, construction, conventional mortgage, commercial real estate, and land loans. The company offers its banking services through offices in Juneau, Ketchikan, and Sitka, Alaska. It operates 11 automated teller machines, including 6 in Juneau, 2 in Sitka, 2 in Ketchikan, and 1 in Hoonah. Alaska Pacific Bancshares, Inc. was founded in 1935 and is headquartered in Juneau, Alaska.

China Minsheng Banking Corporation Limited

China Minsheng Banking Corporation Limited

China Minsheng Banking Corporation (CMBC) provides standard corporate and personal banking services as well as a broader range of financial services including international financing, wealth management, settlement, factoring, and bond underwriting. The company has some 350 main branches and outlet locations throughout China, including a representative office in Hong Kong. It has relationships with about 750 foreign banks worldwide. CMBC was founded in 1996 and was China's first commercial bank to be owned by mostly non-government entities.

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