Flagstar Bancorp, Inc. operates as the holding company for Flagstar Bank, FSB that offers consumer and commercial financial products and services to individuals, and small and middle market businesses in Michigan, Indiana, and Georgia. The company engages in generating deposits and originating loans. Its deposit products include demand deposits, savings and money market accounts, checking deposits, certificates of deposits, municipal deposits, national deposits, and company controlled deposits. The company’s loan portfolio comprises single-family mortgage loans, consumer loans, commercial real estate loans, non-real estate commercial loans, and residential mortgage loans for others. It also originates, acquires, sells, and services one-to-four family residential mortgage loans. Flagstar Bancorp, Inc., through its subsidiaries, acts as an agent for life insurance, health and casualty insurance, and reinsurance companies; and provides online paperless office solutions for mortgage originators. It also engages in holding investment loans, purchasing securities, selling and securitizing mortgage loans, maintaining and selling mortgage servicing rights, developing new loan products, establishing pricing for mortgage loans to be acquired, providing for lock-in support, and managing interest rate risk associated with these activities. As of December 31, 2009, Flagstar Bancorp, Inc. operated 165 banking centers. Flagstar Bancorp was founded in 1987 and is headquartered in Troy, Michigan.

Grupo Financiero Galicia S.A. operates as the holding company for Banco de Galicia y Buenos Aires S.A. that provides financial products and services to large corporations, small and medium-sized companies, and individuals. The company’s Wholesale Banking division provides personalized advise; commercial banking and investment banking products; working capital loans; finance to middle and long term investment projects; transactional services, such as deposit accounts, commercial credit cards, collection and payment services, cash management, international trade services, direct payroll deposit, alternatives in the capital markets, foreign trade solutions, and e-banking services; corporate banking; international factoring; and corporate and real estate business development services to various companies. Its Retail Banking division offers financial products and services, transaction solutions, such as checking and savings accounts, credit and debit cards, and payroll direct deposit; investment products, including certificates of deposit, mutual funds, and life insurance products; Internet banking; personal loans, credit-card loans, overdraft loans, and residential mortgages; securities and foreign exchange brokerage, securities custody, and safety boxes; and private banking services to individuals, businesses, small retailers, and professionals. The company, through its subsidiaries, provides brand credit cards and consumer finance services; property and casualty insurance products; and financial related products. As of December 31, 2008, it had 238 full service banking branches; and 620 automated teller machines and 754 self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

As one of Portugal's largest banks, CGD(Caixa Geral de Depositos,along with its numerous subsidiaries and affiliates) offers a wide range of products and services in addition to commercial banking, including investment banking, venture capital, asset management, insurance, and credit services. In the retail sector, CGD concentrates on such traditional products as savings accounts, mortgage loans, and credit cards. The bank has more than 800 Portuguese offices, as well as about 370 in other countries (including Cape Verde, East Timor, France, Luxembourg, Macao, Mozambique, South Africa, Spain, the UK, and the US).

HF Financial Corp. operates as the holding company for Home Federal Bank that provides consumer and commercial banking services in the United States. The company offers various deposit accounts, such as savings accounts, checking accounts, money market accounts, and certificate accounts. Its loan portfolio includes one-to-four family residential, commercial business, multi-family, commercial real estate, construction, and agricultural loans; and consumer loans comprising automobile loans, home equity loans, loans secured by deposit accounts, and student loans. In addition, the company offers annuities, mutual funds, life insurance, and other financial products, as well as equipment leasing services. As of June 30, 2009, HF Financial Corp. owned 33 banking offices. HF Financial Corp. company was founded in 1929 and is headquartered in Sioux Falls, South Dakota.

1st Franklin Financial Corporation has been engaged in the consumer finance business since 1941, particularly in direct cash loans and real estate loans. As of September 30, 2010 the business was operated through 106 branch offices in Georgia, 39 in Alabama, 38 in South Carolina, 31 in Mississippi, 23 in Louisiana and 13 in Tennessee. Also on that date, the Company had 1,026 employees. As of September 30, 2010 the resources of the Company were invested principally in loans which comprised 67% of the Company's assets. The majority of the Company's revenues are derived from finance charges earned on loans and other outstanding receivables. Remaining revenues are derived from earnings on investment securities, insurance income and other miscellaneous income.

Atlantic Southern Financial Group is Serving central and southeastern Georgia and northern Florida, Atlantic Southern Financial is the holding company for Atlantic Southern Bank, a community bank that offers deposit services such as checking and savings accounts, as well as loan services, to consumers and small to midsized businesses. Its primary lending services include real estate loans for construction and land development (about 40%), as well as commercial real estate loans (30%). To a lesser extent, Atlantic Southern provides consumer and residential real estate loans. The bank operates more than a dozen branches.

University of Texas at Austin, University Federal Credit Union (UFCU) has about 10 branches in Austin, with other locations in the Texas communities of Galveston, Round Rock, and Taylor. Serving UT students, alumni, and employees, as well as other residents around Texas' capital city, the credit union provides such financial services as checking and savings accounts, IRAs, money market accounts, home and consumer loans, credit and debit cards, financial planning, brokerage, and insurance.

Founded in 1960, Cohen Financial, L.P. has nearly 10 offices in major US markets. Cohen Financial is an investment bank that provides capital and other financial services to those in the commercial real estate industry. Cohen funds loans both directly and indirectly through a cadre of capital sources. Borrowers typically use loans to acquire, construct, or renovate industrial, multifamily, office, and retail properties. The firm spun off its investment management unit into a joint venture, Wrightwood Capital, which manages commercial real estate investments on behalf of foundations and endowments, institutions, private investors, and private and public pension funds.

Partners Realty Capital, L.L.C. company offers a range of financing options for commercial and residential properties, including hotels, industrial, office, and retail space, as well as multi-family residences and single-family housing tracts. Options include acquisition, bridge, construction, development, and permanent loans, as well as debt and equity lines of credit. Partners Realty Capital also offers litigation support and pre-acquisition finance support. Clients include Fremont Investment & Loan and UBS Warburg. The firm was established in 1994 by Paul Fruchbom.

Drake Financial is an Export-Import Bank Guaranteed Lender. Perhaps Sir Francis Drake's circumnavigation of the world would have gone a little smoother had Drake Finance Group been involved. Working through a network of private lenders, Drake Financial Group secures trade financing for US exporters and foreign buyers of bulk agricultural products, capital equipment, consumer durables, raw materials, and spare parts. Additionally, Drake Finance Group, Inc facilitates asset-based loans, equipment leasing, factoring, and lines of credit for businesses based in the US and Canada.

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