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Savings & Loans

Evans Bancorp, Inc.

Evans Bancorp, Inc.

Evans National Bank wants to take care of Buffalo's bills. The subsidiary of Evans Bancorp operates about a dozen branches in western New York (including Buffalo). The bank primarily uses funds gathered from deposits to originate commercial and residential real estate loans (more than 70% of its loan portfolio) and to invest in securities. Subsidiaries include ENB Insurance Agency, which sells property/casualty insurance; ENB Associates, offering mutual funds and annuities to bank customers; and Evans National Leasing, which provides financing for business equipment throughout the US. In 2009 Evans Bancorp aquired the assets and single branch of the failed Waterford Village Bank in Clarence, New York.

Cape Bancorp, Inc.

Cape Bancorp, Inc.

Cape Bank is a permanent fixture serving the ebb and flow of New Jersey's touristy coastal and inland towns. Serving both commercial and residential customers, the bank provides traditional deposit options such as checking and savings accounts, as well as loan services like home equity, lines of credit, and mortgages (both commercial and one- to four-family). It operates about 20 locations and serves customers in Atlantic and Cape May counties. Cape Bancorp was formed in 2007 to be the holding company for Cape Bank and went public the following year; the bank's roots go back to the 1920s.

Astoria Financial Corporation

Astoria Financial Corporation

Astoria Financial Corporation operates as the bank holding company for Astoria Federal Savings and Loan Association that provides various banking services in the United States. It primarily engages in generating deposits and originating loans. Astoria Financial Corporation company’s deposit products include passbook and statement savings accounts, money market accounts, NOW and demand deposit accounts, and liquid certificates of deposit, as well as certificates of deposit, which comprise time deposits. Its loan portfolio consists of one-to-four family mortgage loans; multi-family and commercial real estate loans; construction loans for various residential properties and certain commercial real estate properties; and consumer and other loans, including home equity lines of credit, as well as overdraft protection, commercial loans, and passbook loans. Astoria Financial Corporation, through its other subsidiaries, also operates as a life insurance agency. As of December 31, 2009, it operated 85 full-service banking offices. Astoria Financial Corporation was founded in 1888 and is headquartered in Lake Success, New York.

Brunswick Bancorp

Brunswick Bancorp

Brunswick Bancorp is the holding company for Brunswick Bank and Trust, which serves central New Jersey's Monmouth and Middlesex counties through six branches. The bank attracts customers by offering standard deposit products such as checking and savings accounts in addition to investment options like CDs, IRAs, and 401(k) plans. It mainly originates commercial real estate loans (more than half of its loan portfolio). To a lesser extent, the bank also writes construction, land development, consumer, farm, and residential mortgage loans. In 2007 Brunswick Bancorp voluntarily delisted its stock from the NYSE Amex to save regulatory costs.

Federal Home Loan Bank of Seattle

Federal Home Loan Bank of Seattle

Federal Home Loan Bank of Seattle, we provide liquidity, funding, and services to enhance the success of our members and support the availability of affordable homes and economic development in the communities they serve. The Seattle Bank is a member-owned cooperative, serving approximately 365 community financial institutions. Our members—commercial banks, savings institutions, credit unions, and insurance companies—are our customers. We provide them with access to wholesale funding that they can use to make home mortgages, small business, and other loans to the members of their communities.

First Commerce Bancorp

First Commerce Bancorp

First Commerce Bank was founded as Brentwood Square Savings and Loan in 1984. Grandpoint Capital, the parent of Grandpoint Bank, a financial institution formed in 2010, is buying First Commerce Bancorp.First Commerce Bancorp is the holding company for First Commerce Bank, which serves greater Los Angeles from two branch locations. It attracts deposits from consumers and business customers through traditional offerings such as checking, savings, and money market accounts, CDs, and IRAs. Its lending activities mainly consist of writing commercial mortgages, construction and land development loans, and Small Business Administration (SBA) loans. The bank also provides international banking services.

ESSA Bancorp, Inc.

ESSA Bancorp, Inc.

ESSA Bancorp, Inc. was founded in 1916 and is based in Stroudsburg, Pennsylvania. ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company’s deposit products include savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit, individual retirement accounts, and other qualified plan accounts, as well as commercial checking accounts for businesses. It offers residential first mortgage loans, including construction mortgage loans; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, as well as various unsecured or secured loans, loans secured by deposits, personal loans, and automobile loans. The company also provides asset management and trust services, as well as investment services through its relationship with PRIMEVEST Financial Services, Inc., a third party broker/dealer and investment advisor. As of September 30, 2009, it operated 13 full-service banking offices located in Monroe and Northampton Counties, Pennsylvania.

United Security Bancshares

United Security Bancshares

United Security Bancshares (unrelated to the Alabama-based corporation of the same name) is the holding company for United Security Bank, which operates about 10 branches, loan offices and financial services offices in central California's San Joaquin Valley. The bank attracts deposits from area businesses and individuals by offering checking and savings accounts, NOW and money market accounts, certificates of deposit, and IRAs. In 2007 United Security Bancshares bought Legacy Bank, which had a single branch in Campbell, California. A year later the company purchased ICG Financial and then formed a wealth management, consulting and insurance division, USB Financial Services.

Monarch Community Bancorp, Inc.

Monarch Community Bancorp, Inc.

Monarch Community Bancorp emerged from its chrysalis in 2002 when it was organized to be the holding company for Monarch Community Bank (formerly Branch County Federal Savings and Loan Association). The bank operates more than five branches in southern Michigan's Branch, Calhoun, and Hillsdale counties. Its lending activities mainly consist of one- to four-family residential mortgages (about half of its loan portfolio), commercial mortgages, and home equity loans. To fund its lending, the bank offers such deposit products as checking, savings, and money market accounts, CDs, and IRAs. It provides insurance, mutual funds, annuities, and financial planning services through an agreement with Prudential Financial.

Alaska Pacific Bancshares, Inc.

Alaska Pacific Bancshares, Inc.

Alaska Pacific Bancshares, Inc. operates as the holding company for Alaska Pacific Bank, which provides various financial services to individuals and small businesses in southeast Alaska. The company offers a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing demand deposits, and certificates of deposits. Its loan portfolio comprises one-to-four-family mortgage, multi family, commercial nonresidential, commercial business, consumer, construction, conventional mortgage, commercial real estate, and land loans. The company offers its banking services through offices in Juneau, Ketchikan, and Sitka, Alaska. It operates 11 automated teller machines, including 6 in Juneau, 2 in Sitka, 2 in Ketchikan, and 1 in Hoonah. Alaska Pacific Bancshares, Inc. was founded in 1935 and is headquartered in Juneau, Alaska.

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