Organized on June 27, 1911, Home Savings Bank has experienced growth and stability while in financial partnership with the people of Stanly County for nearly a century. From the days when our office was housed in small quarters and only open on Saturdays, to today's operations housed at our Albemarle and Locust locations, excellent customer service to our local community has been the focal point in directing Stanly County's oldest financial institution. Below is a condensed outline highlighting some of the history and development of Home Savings Bank.

State Bank of Countryside (SBC) was founded by a group of local businessmen who saw a need for a community-focused, local bank. They implemented their idea of high-quality, personalized service in a warm, inviting atmosphere by opening State Bank of Countryside in 1975. The first office was made up of a few desks in a small, cozy storefront location—our focused growth and vision over the past three decades have moved us a long way from that humble beginning.

ESB Financial Corporation (NASDAQ: ESBF), a publicly traded financial services company, provides a wide range of retail and commercial financial products and services to customers in Western Pennsylvania though its wholly owned subsidiary, ESB Bank. ESB Financial Corporation was founded in 1915 as the Ellwood Federal Savings and Loan Association with a single location in Ellwood City, Pennsylvania. In 1990, the Company became a Public Company through its Initial Public Offering. Growth through acquisition began with the acquisition of ESB Bancorp, Inc in 1994 and continued with Troy Hill Bancorp, Inc. in 1996, SHS Bancorp, Inc. in 1999, WSB Holding Company in 2001 and PHSB Financial Corporation in 2004. Today, ESB Bank conducts business through 24 offices in Allegheny, Beaver, Butler and Lawrence counties, Pennsylvania.

Somerset Hills Bancorp is the holding company for Somerset Hills Bank, which has more than five branches in northern New Jersey. Founded in 1998, the bank focuses on lending to small and midsized businesses: Commercial real estate loans account for more than 40% of the company's loan portfolio and business loans represent some 25%. The bank also serves consumer clients, offering wealth management services in addition to standard deposit products and personal loans. Its residential mortgage lending activities primarily consist of home equity loans and jumbo loans to high-net-worth individuals. Subsidiary Sullivan Financial Services originates home loans for sale into the secondary market.

OceanFirst Financial operates more than 20 branches in the coastal New Jersey counties of Middlesex, Monmouth, and Ocean. The community-oriented bank caters to individuals and small to midsized businesses in the Jersey Shore area, offering standard products such as checking and savings accounts, CDs, and IRAs. It uses funds from deposits mainly to invest in mortgages, loans, and securities. One- to four-family residential mortgages make up nearly 60% of OceanFirst Financial's loan portfolio, which also includes commercial real estate (about 25%), business, construction, and consumer loans.

Camden National Corporation is the holding company for Camden National Bank, which was founded in 1875 and once issued its own US currency. With about 40 branches in 10 Maine counties, the bank provides checking and savings accounts, CDs, and IRAs. Residential mortgages make up more than 40% of its loan portfolio; business loans, including commercial mortgages, make up another 40%; and consumer loans constitute the remainder. Subsidiary Union Trust operates nine branches in the coastal counties of Hancock and Washington, while Acadia Trust provides trust, fiduciary, investment management, and retirement plan administration services and Acadia Financial Consultants offers brokerage and insurance services.

Centrix Bank likes to be central in the lives of its customers. Founded in 1998 to serve small to midsized businesses, as well as not-for-profits, municipalities, and professionals, the bank bank operates about a half-dozen branches in southern New Hampshire. It offers such traditional deposit products as checking and savings accounts, money market accounts, and certificates of deposit. Lending is focused on area businesses, with commercial mortgages accounting for more than half of the bank's loan portfolio and other business loans contributing more than a third. Personal loans, residential construction loans, and home equity lines of credit help to round out Centrix Bank's lending activities.

NCAL Bancorp founded in 1982, the bank offers retail customers checking, savings, and money market accounts, certificates of deposit, and personal lines of credit and loans. For businesses, it provides deposit products, cash management, and real estate, construction, commercial, and Small Business Administration (SBA) loans.NCAL operates in SoCal through its primary subsidiary, National Bank of California. Specifically, NCAL Bancorp is the holding company for National Bank of California which serves professionals, investors, high net-worth individuals, and small to midsized businesses through five branches in Southern California's Los Angeles, Orange, and Ventura counties.

C. Hoare & Co.,established in 1672 by Sir Richard Hoare, the bank began as a goldsmith under the sign of the golden bottle, where the bank's first lending activities were undertaken. The golden bottle remains a symbol of the bank, which has two London locations. C. Hoare & Co. offers a variety of savings and investment services (such as loans, mortgages, individual savings accounts, personal equity plans, and investment advice) as well as a host of services and consultation for tax and estate planning. The private bank, which caters to the very wealthy, is still run by the descendants of the founder.

Trustmark’s history of meeting its customers’ financial needs extends back to 1889. Through the years, Trustmark has broadened its customer base by expanding the markets it serves as well as the products and services it provides. After building a statewide banking system in Mississippi, Trustmark entered the insurance industry in 1999. In 2001, Trustmark expanded into the Tennessee market and then entered the Florida and Texas markets in 2003 and 2004, respectively. Trustmark Corporation, with $9.8 billion in assets, is a diversified financial services company. We provide banking, wealth management and insurance solutions through our subsidiaries including Trustmark National Bank, TRMK Risk Management, Inc., Trustmark Investment Advisors, Inc., The Bottrell Insurance Agency, Inc. and Fisher-Brown, Inc. With locations in Florida, Mississippi, Tennessee and Texas, we have over 2,600 associates working to achieve outstanding customer satisfaction by understanding our customers’ businesses and needs and providing appropriate financial solutions. We believe building strong customer relationships is the result of knowing our customers, understanding their businesses and needs and providing appropriate financial solutions. We realize the inherent trust you place in your financial institution, and we look forward to the opportunity to prove to you the value behind our name. Trustmark is “People you Trust. Advice that Works.”

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