Ballston Spa Bancorp is the holding company for Ballston Spa National Bank, which serves Saratoga County in New York from about 10 branches. It offers traditional deposit products including checking and savings accounts, IRAs, and CDs. The bank also offers investment products, wealth and estate planning, insurance, and trust services. Residential mortgages account for about two-thirds of the company's loan portfolio; the company also writes commercial mortgages, consumer loans, and business loans. Ballston Spa National Bank was established in 1838.

Glacier Bancorp is on a Rocky Mountain High. The multibank holding company owns about a dozen community banks in Montana, Idaho, Utah, Washington, Colorado, and Wyoming. Serving individuals, small to midsized businesses, not-for-profits, and public entities, the banks operate a total of about 100 branches. Glacier Bancorp offers traditional deposit products and credit cards, in addition to retail brokerage and investment services through agreements with third-party providers. Its lending activities consist of commercial real estate loans (almost half of the company's loan portfolio), as well as residential mortgages, business loans, and consumer loans.

Centrix Bank likes to be central in the lives of its customers. Founded in 1998 to serve small to midsized businesses, as well as not-for-profits, municipalities, and professionals, the bank bank operates about a half-dozen branches in southern New Hampshire. It offers such traditional deposit products as checking and savings accounts, money market accounts, and certificates of deposit. Lending is focused on area businesses, with commercial mortgages accounting for more than half of the bank's loan portfolio and other business loans contributing more than a third. Personal loans, residential construction loans, and home equity lines of credit help to round out Centrix Bank's lending activities.

Carrollton Bancorp can baby-sit your money from Babe Ruth's hometown. The institution is the holding company for Carrollton Bank, a commercial bank serving Baltimore and surrounding areas from about a dozen branches. It offers standard retail services such as checking and savings accounts, money market accounts, and IRAs. Commercial real estate and residential mortgages account for about 45% and 20%, respectively, of the bank's loan portfolio. Bank subsidiary Carrollton Financial Services sells stocks, bonds, mutual funds, and annuities; Carrollton Mortgage Services originates and sells residential mortgages.

Access Capital gives business owners access to much needed capital. The business lender offers accounts receivable financing, asset-based lending, factoring, and receivables management. Clients include owners of growing service industry businesses such as software developers, manufacturers, maintenance and security guard companies, limousine companies, and temporary agencies. Business owners typically use Access Capital funding for inventory, staffing, payroll, marketing, debt restructuring, and reorganization. Unlike some commercial lenders, Access Capital does not require borrowers to relinquish equity or pledge personal collateral.

Founded in 1892 and now the largest family-owned bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers. We have no outside stockholders or board of directors, no giant corporate headquarters full of concrete and shadows. It’s all here under the wide open skies of Amarillo

State Street Bank provides custody, shareholder services, brokerage, securities finance, research, and other management services for institutional clients around the world. Customers include mutual funds, pension plans, and investment managers. At the top of the custody-services heap, State Street has about $19 trillion in assets under custody. It also has nearly $2 trillion in assets under administration. Other subsidiaries include asset manager State Street Global Advisors and State Street Alternative Investment Solutions.

Cattles offers a herd of financial services to the UK's subprime market. Its primary operating unit, Welcome Finance, makes secured and unsecured personal loans ranging from £2,000 to more than £9,000 to borrowers who may have questionable credit or employment histories. Its Shopacheck unit issues smaller short-term loans (around £300) at higher interest rates, collecting weekly payments at the borrowers' homes. Cattles also finances and sells used automobiles (through Welcome Car Finance) and acquires and services consumer debt (The Lewis Group). In the aftermath of the financial crisis, the debt-laden Cattles will undergo a restructuring, through which it will be acquired by newly created vehicle Bovess.

Arvest Bank is a regional bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional bank, but with the local commitment and decision-making of a local community bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours, an extensive network of branches, competitive rates and pricing, technological innovation and offering a full line of banking, mortgage, investment, lending and wealth management services.

Suncorp-Metway (aka Suncorp Group)wants to be a rising star in Australia's insurance and banking sectors. The group owns Suncorp Insurance, which operates one of the country's largest general insurance companies, as well as a small but growing life insurance and wealth management business. The general insurance business sells personal and commercial property/casualty insurance under its Suncorp, AAMI, GIO, Vero, and Shannons brands. In addition to its insurance business, Suncorp also runs Suncorp Bank, an operator of some 170 branches in eastern Australia. Among other products, the bank offers personal and commercial banking accounts, financial planning, and loans to consumers and small to midsized businesses.

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