Close Brothers Group plc, together with its subsidiaries, provides specialized financial services in the United Kingdom and internationally. It offers investment funds, such as multi-manager, property, and other specialist funds and services to pension funds, banks, insurance companies, private client stockbrokers, wealth managers, independent financial advisors, and private investors, as well as private equity investment services. The company also provides wealth management services, including investment management, strategic advice, financial education, banking, trust, pensions, global custody, and corporate and fund administration. In addition, it offers securities trading services, such as execution services covering UK equities, FTSE 100, AIM, European and US listed equities, and fixed interest securities for a range of clients, including stockbrokers, private asset managers, and institutional investment managers. The company’s securities trading services also comprise floor trading of foreign equities and bonds, OTC trading, and structuring of bond instruments and convertible bonds, as well as investment trust advisory services. Further, it provides lending services, such as asset based lending for corporate and personal customers focusing on various asset classes, including insurance premiums, property, domestic and commercial vehicles, specialist plant and machinery, light aircraft, and invoice receivables. Additionally, the company offers deposits and treasury services. Close Brothers Group plc was founded in 1878 and is based in London, the United Kingdom.

Tompkins Financial, formerly Tompkins Trustco, is the holding company for Tompkins Trust Company, The Bank of Castile, and The Mahopac National Bank, which all offer traditional banking products and services through some 45 offices in upstate New York. Deposit products include checking, savings, and money market accounts. The company offers investment management services through Tompkins Investment Services, and financial planning and wealth management through subsidiary AM&M Financial Services. Tompkins Insurance Agencies sells property/casualty coverage to consumers and businesses in central and western New York.

Lake Shore Bancorp is the holding company for Lake Shore Savings Bank, which serves consumers and businesses through about 10 branches in Chautauqua and Erie counties in western New York, near Lake Erie. Founded in 1891, the community oriented savings bank focuses on residential real estate lending, with one- to four-family mortgages accounting for a majority of its loan portfolio. Lake Shore Savings Bank also offers home equity loans and commercial and consumer loans, as well as checking and savings accounts, CDs, and IRAs. Mutual holding company Lake Shore, MHC owns about 60% of Lake Shore Bancorp.

BCSB Bancorp, Inc. operates as the holding company for Baltimore County Savings Bank, F.S.B. that provides various banking and financial services for consumers and businesses in the Baltimore Metropolitan Area. The company’s deposit products include checking accounts, money market accounts, statement and passbook savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio comprises single-family residential mortgage loans; real estate loans comprising construction, single-family rental property, and commercial real estate loans; consumer loans, including automobile loans and home equity lines of credit; and commercial lines of credit. BCSB Bancorp, Inc. also offers life and annuity insurance products. As of September 30, 2009, it operated 18 branch offices in Baltimore County, Harford County, Howard County, and Baltimore City, Maryland. BCSB Bancorp, Inc. was founded in 1955 and is based in Baltimore, Maryland.

Erste Group Bank is the holding company of Erste Bank which, dating back to 1819, is Austria's oldest and among its largest commercial banks. Together with its Sparkassen subsidiary, Erste Bank has some 1,000 branches and an approximately 20% market share. The company has expanded beyond Austria and owns about 10 banks (approximately 2,000 branches) in Central and Eastern European nations. Erste Group has operating subsidiaries in Austria, Croatia, the Czech Republic, Romania, Serbia, Slovakia, Slovenia, Hungary, and Ukraine. Erste switched to the holding company structure in 2008.

Since our inception in 1923, First Savings Bank Northwest has seen the Great Depression, two World Wars, and then the boom and bust cycles between the 1970s and onward. Our bankers have witnessed the local economy morph and change, from one dominated by natural resources, to aerospace, to high-tech, to what it is today: a healthy mix of all of the above. Through it all, our unwavering focus on customer service has kept us in the highest regard.We look forward to continuing to serve our customers with that same sense of pride and trust. The future has never looked better for First Savings Bank Northwest, as we roll out new products and services, greatly expand our businesses offerings and position ourselves as the Savings Experts. We invite you learn more about the Bank and all it has to offer.

The Neffs National Bank is an independent community bank with a long tradition of quality customer service. They would like to provide you with a brief history of our institution.On February 23, 1923, a group of prominent, civic minded and courageous persons met and enacted The Articles of Association for the incorporation of The Neffs National Bank, providing for the start of urgently needed banking services to the community.

Mackinac Financial Corporation operates as the holding company for mBank that engages in commercial banking business. It offers interest bearing and non-interest bearing deposit products, including commercial and retail checking accounts, negotiable order of withdrawal accounts, money market accounts, individual retirement accounts, regular interest-bearing statement savings accounts, and certificates of deposit. Mackinac Financial Corporation, Inc. company’s loan portfolio comprises commercial real estate loans; commercial, financial, and agricultural loans; one-to-four family residential real estate loans; construction loans; and consumer loans. It operates 6 branch offices in the Upper Peninsula of Michigan, and 4 branch offices in Michigan’s Lower Peninsula; and also operates 10 automated teller machines. Mackinac Financial Corporation, Inc. was founded in 1974 and is headquartered in Manistique, Michigan.

St. Galler Kantonalbank (SGKB) is one of Switzerland's largest cantonal banks, or banks backed by regional governments (in this case, St. Galler and Appenzell Ausserrhoden cantons). Customers include individuals, institutions, and retailers. In the cantonal system, more than 20 banks compete for the 30% of market share not hogged by commercial giants Credit Suisse and UBS. In 2006 SGKB entered into an agreement with Luzerner Kantonalbank for the development of IT for both banks. Founded in 1868, SKGB floated as a public company in 2001. Some 60% of the company is owned by the Canton of St. Galler. It acquired Anglo Irish Bank (Suisse) AG, subsidiary of Anglo Irish Bank in 2008.

Birch Financial Inc. commenced business in August 1994 with the primary intent of providing premium financing to the landscape industry. In July 1995, Automatic Installment Services (AIS) was contracted to administer the loans of their clients with financial oversight resting in the hands of Nelson Colvin, President of Birch Financial, Inc. Birch Financial, Inc. operates with a line of credit from First Bank in St. Louis, MO. The company has over $25,000,000 in Premium Financing Loans and $1,200,000 in Equipment Loans. Birch Financial, Inc. is also doing business in Nevada, Arizona and Utah, providing premium financing primarily to landscape contractors. The company is planning to enter the Texas and Florida markets in the near future. Birch Financial, Inc. has a captive market with a familiar database of clients and a known credit history. It has the advantage of working through affiliated companies that guarantee the loan return.

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