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Ohio Valley Banc Corp.

Ohio Valley Banc Corp.

Ohio Valley Banc Corp. (OVBC) knows when you go to buy groceries, you'll probably need some cabbage. That's why this holding company likes to operate its Ohio Valley Bank branches inside supermarkets. The bank has some 15 branches in Ohio and West Virginia, about half of which are in Wal-Marts and other stores. The bank accepts deposits in checking, savings, time, and money market accounts, and offers standard banking services, such as safe deposit boxes and wire transfers. Commercial and residential real estate loans combine to make up almost three-quarters of the bank's loan portfolio. Business and consumer loans make up the remainder. Also part of OVBC is life insurance agency Ohio Valley Financial Services.

United Security Bancshares, Inc.

United Security Bancshares, Inc.

United Security Bancshares, Inc. was founded in 1999 and is based in Thomasville, Alabama. United Security Bancshares, Inc. operates as the holding company for First United Security Bank, which provides commercial banking products and services to businesses and individuals. It generates various deposit products, including non-interest bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, and time deposits. United Security Bancshares, Inc. also provides commercial, financial, and agricultural loans; consumer loans, including credit cards and other related credit plans; real estate loans comprising construction loans for commercial and residential development, commercial buildings, and apartment complexes; and other loans secured by real estate, such as one-to-four family dwellings, including mobile homes, loans on land only, multi-family dwellings, non-farm, non-residential real estate, and home equity loans. In addition, it involves in underwriting credit life, and credit accident and health insurance policies related to loans; the purchase and sale of government securities; and the provision of safe deposit box services. As of December 31, 2009, United Security Bancshares operated and served its customers through 19 banking offices located in Brent, Bucksville, Butler, Calera, Centreville, Coffeeville, Columbiana, Fulton, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama, as well as provided real estate and consumer loans through 22 branch locations in Alabama and Southeast Mississippi.

First Insurance Funding Corp.

First Insurance Funding Corp.

One of the largest insurance premium finance companies in the country, First Insurance Funding is a subsidiary of Illinois-based financial holding company Wintrust Financial. If premium financing is the last thing you need, don't call First Insurance Funding. Working through independent insurance agents and brokers, First Insurance Funding provides loans to businesses to finance the cost of their commercial insurance, including liability and property/casualty coverage. Clients finance their insurance premiums to preserve cash flow, consolidate insurance payments, and to potentially realize a tax deduction on the loan interest.

Firstbank Corporation

Firstbank Corporation

Firstbank Corporation is the holding company for six separately chartered subsidiary banks offering services under the Firstbank banner; it also owns Keystone Community Bank, which it acquired in 2005. Through more than 50 branches in Michigan's Lower Peninsula, the banks attract deposits from area residents and businesses by providing standard services such as checking and savings accounts and CDs. The company also owns subsidiaries that provide real estate appraisal services, armored car services, and title insurance. Firstbank bought another Michigan-based bank holding company, ICNB Financial, parent of Ionia County Community Bank (now Firstbank - West Michigan), in 2007.

Banco BPI, S.A.

Banco BPI, S.A.

Banco BPI, S.A. is engaged in a wide range of investment banking and commercial banking activities. Investment-related services offered by the bank include corporate finance, equities, treasury and bonds, asset management, private banking, and venture capital. Its commercial business includes banking for individuals, companies, and institutions, and the usual array of lending, leasing and mortgaging, and credit services. Banco BPI serves about 1.5 million customers through some 700 branches across Portugal, as well as about 35 investment centers and various other operations. The company has insurance partnerships in Portugal with Allianz and Cosec.

Landesbank Berlin Holding AG

Landesbank Berlin Holding AG

Landesbank Berlin Holding (LBB Holding) provides comprehensive banking services to its core market of Berlin and adjoining areas. Formerly Bankgesellschaft Berlin, LBB Holding operates through several subsidiaries, namely Berliner Sparkasse, a leading German savings bank for retail customers with about 150 branches, and Landesbank Berlin AG, a regional corporate banking center for small and medium-sized businesses. LBB Holding also offers services in capital markets, which help private investors with trading and sales, and commercial real estate financing, which support institutional investors and residential developers. Erwerbsgesellschaft der S-Finanzgruppe mbH & Co. KG owns 88% of LBB Holding.

Punjab National Bank

Punjab National Bank

Punjab National Bank (PNB) is one of India's largest nationalized banks, with some 5,000 locations. The financial institution offers services in personal and corporate banking, including industrial, agricultural, and export finance, as well as international banking. Its personal lending services include loans for housing, autos, and education. PNB's diverse client list includes Indian conglomerates, small and midsized businesses, non-resident Indians, and multinational companies. The bank was established in Lahore in 1895 more than 50 years before the country was partitioned into India and Pakistan in 1947.

RBS Invoice Finance

RBS Invoice Finance

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

Central Federal Corporation

Central Federal Corporation

Central Federal Corporation is the holding company for CFBank. Traditionally a retail-focused savings and loan, CFBank has added business banking, commercial real estate, and business lending to its foundation. It now serves not only local individuals, but also businesses through five branches in eastern Ohio and the state capital, Columbus. Its deposit products include checking, savings, NOW, and money market accounts, as well as CDs. Commercial, commercial real estate, and multifamily residential mortgages represent nearly 80% of the company's loan portfolio. Single-family mortgages make up about 13% of loans. CFBank traces its roots to 1892.

Banque Cantonale Vaudoise

Banque Cantonale Vaudoise

Banque Cantonale Vaudoise (BCV) provides a variety of financial services, primarily to customers in the canton of Vaud in southwestern Switzerland. With about 70 retail locations, it offers commercial, corporate, and private banking services, as well as wealth management and securities brokerage. The bank is dedicated to the canton's development and in fact does business with some two-thirds of Vaud's small and midsized enterprises. The Vaud government owns more than half of BCV, which was originally founded in 1845.

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