The underlying principles that have made Johnson Financial Group so successful are the same values that serve all of the Johnson family's enterprises. A high level of integrity and accountability and the strong belief in the dignity of all people are at the heart of everything we do; and, as a privately-held company, we also maintain the ability to focus on the next quarter century rather than the next quarter's earnings report. This way of doing business has stood the test of time, trends and challenges.

Zions Bancorporation originated as Keystone Insurance and Investment Co., a Utah Corporation, in April 1955. In April 1960, Keystone, together with several individual investors, acquired a 57.5 percent interest in Zions First National Bank from the LDS Church. In 1965, the name of the company was changed to Zions Bancorporation. (However, it operated as Zions Utah Bancorporation from 1966 to 1987.) The first public offering of shares in Zions Bancorporation was made in January 1966. There continued to be some minority shareholders until April 1972, when the company exchanged the remaining minority shares for common shares. Zions Bancorporation's common stock is traded on NASDAQ under the symbol ZION. The company is a member of the S&P 500 Index and the NASDAQ Financial 100 Index.

Hokuhoku Financial Group's core business is banking, primarily through its chief subsidiaries: The Hokuriku Bank and The Hokkaido Bank. Through both banks' more than 250 branches, the financial services group targets the Toyama, Ishikawa, and Fukui Prefectures. In addition to banking, Hokuhoku Financial Group provides credit cards, leasing services, venture capital, and financing products. Hokuriku Bank got its start in 1877 when it was established as The Kanazawa 12th National Bank. Founded in 1951, Hokkaido Bank caters more to small and midsized corporations.

Community Shores Bank Corporation is the holding company for Community Shores Bank, which has about five branches that serve western Michigan's Muskegon and Ottawa counties. The bank provides deposit services such as checking and savings accounts, money market accounts, health savings accounts, CDs, and IRAs. Commercial operating and real estate loans to area businesses make up approximately three-quarters of the company's loan portfolio, which also includes residential real estate, consumer, and construction loans. The bank also offers investment products and services through an agreement with a third-party provider.

Oberbank, which has more than 130 locations, has operations throughout Austria, as well as in the Czech Republic, Germany, Hungary, and Slovakia. The bank serves individual clients, but caters to business, particularly the industrial sector and small and midsized firms. Oberbank units are involved in such activities as investment, leasing, and real estate lending. A unit of Unicredit Bank Austria owns about one-third of Oberbank, which has minority cross-ownership alliances with Bank für Kärnten und Steiermark (BKS) and Bank für Tirol and Vorarlberg (BTV).

Macatawa Bank Corporation is the holding company for Macatawa Bank. Since its 1997 founding, the company has grown into a network of about 25 branches serving western Michigan's Allegan, Kent, and Ottawa counties. The bank provides standard services, including checking and savings accounts, CDs, safe deposit boxes, and ATM cards. It also offers investment services and products through an agreement with a third-party provider. With deposit funds, the bank primarily originates commercial mortgages and business loans, which account for approximately 50% and 25% of its loan book, respectively. Macatawa Bank also originates residential mortgages and consumer loans.

Skandinaviska Enskilda Banken (SEB) operates through four divisions: merchant banking, retail banking, asset management, and life insurance (Trygg Liv) through some 670 offices in a dozen countries, primarily nations in Northern Europe. SEB also has offices in such money centers as London, Paris, Shanghai, and Singapore. SEB's merchant banking division targets large corporations and other financial institutions. Business offerings include cash management, financing, foreign exchange, leases, credit card services, and payroll administration. SEB offers individuals mortgages, auto loans, credit cards, and other products.

ESB Financial Corporation (NASDAQ: ESBF), a publicly traded financial services company, provides a wide range of retail and commercial financial products and services to customers in Western Pennsylvania though its wholly owned subsidiary, ESB Bank. ESB Financial Corporation was founded in 1915 as the Ellwood Federal Savings and Loan Association with a single location in Ellwood City, Pennsylvania. In 1990, the Company became a Public Company through its Initial Public Offering. Growth through acquisition began with the acquisition of ESB Bancorp, Inc in 1994 and continued with Troy Hill Bancorp, Inc. in 1996, SHS Bancorp, Inc. in 1999, WSB Holding Company in 2001 and PHSB Financial Corporation in 2004. Today, ESB Bank conducts business through 24 offices in Allegheny, Beaver, Butler and Lawrence counties, Pennsylvania.

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank, N.A. that provides various general banking services to individuals and businesses. It operates in three segments: Consumer, Commercial, and Wealth. The Consumer segment includes the retail branch network, consumer installment lending, personal mortgage banking, consumer debit and credit bank card activities, and student lending. The Commercial segment provides various corporate lending, merchant and commercial bank card products, leasing, and international services, as well as business and government deposit and cash management services. The Wealth segment offers traditional trust and estate tax planning services, brokerage services, and advisory and discretionary investment portfolio management services to personal and institutional corporate customers. This segment also manages a family of proprietary mutual funds, which are available for sale to trust and general retail customers. As of December 31, 2009, the company served customers through a network of branches and ATM machines, online banking, and a central contact center from approximately 370 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado. Commerce Bancshares, Inc. was founded in 1966 and is headquartered in Kansas City, Missouri.

Vestin Group is investin' in commercial real estate. Through subsidiaries, the firm originates, invests in, and services mortgages secured by commercial properties such as apartment complexes, office buildings, shopping centers, and assisted living facilities. Its Vestin Mortgage subsidiary manages two real estate investment trusts (REITs) and a real estate investment fund, all focusing on mortgages and deeds of trust. Vestin Originations issues and services short-term commercial mortgages and construction loans; most are between $2.5 million and $10 million and have one-year terms. The company's portfolio also consists of acquisition, development, land, and bridge loans. CEO Michael Shustek owns Vestin Group.

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