The First State Bank is a community bank that is dedicated to giving back to the community inwhich we serve. Whether you are a college student, a young married couple starting out or enjoying your retirement years - we have a checking account product that is desiged with your specific needs in mind. Call or come by one of our convenient branch locations in the Henry County area to find out why the majority of residents in Henry County have selected The First State Bank as their financial institution.

BOC Hong Kong (Holdings) is the parent of Bank of China (Hong Kong), which has about 300 branches in Hong Kong as well as on mainland China. The bank serves local businesses and consumers, providing loans, deposit accounts, and other standard services, as well as securities brokerage, wealth management, and project financing and syndication. It also prints currency. In addition, Bank of China (Hong Kong) owns Nanyang Commercial Bank and some 70% of Chiyu Banking Corporation (both are also based in Hong Kong), as well as BOC Credit Card (International). Bank of China, which is controlled by the Chinese government, owns about two-thirds of BOC Hong Kong.

USE Credit Union was established in 1936 as California State Credit Union #17, with the primary goal of helping employees of the San Diego branch of the Division of Highways. In the 1970's, the Credit Union became known as University & State Employees Credit Union, reflecting USE's expanded legacy of serving the financial needs of university and state employees. And in 1999, when its charter was expanded again to include members of the community at large, the credit union began using the shortened "USE" acronym in most of its business dealings.

The Eighteenth Bank, Limited,the bank has more than 90 offices in its home prefecture, as well as about a dozen more in the nearby prefectures of Fukuoka, Kumamoto, and Yamaguchi; it also has a presence in both Osaka and Tokyo. In addition to offering traditional deposit banking services, the Eighteenth Bank and its subsidiaries are active in such business areas as leasing, credit cards, and economic research.

Indian Overseas Bank (IOB) is one of India's largest state-controlled banks and provides banking and financial services throughout the country. Established with a focus on foreign exchange and overseas banking, IOB has some 1,800 domestic branches and about a half-dozen international branches. It provides deposit, lending, mortgage, currency transfer, agri-business consultation, and credit card services. Specialized branches offer services related to such concerns as commercial and industrial credit, industrial finance, and high-tech agriculture.

The Co-operative Bank provides individuals and business with traditional services (checking and savings accounts, mortgages, loans, and credit cards), along with such ethical financial services products as credit cards that benefit charities. The bank also offers insurance (offered through sister firm Co-operative Insurance Society) and investments such as ISAs, unit trusts, pensions, and trust funds. The institution, which has more than 100 branches throughout the UK, also operates Internet banking business smile. Founded in 1872 by what is now Co-operative Group, the bank was incorporated in 1970.

Itaúsa is an umbrella organization for financial services, real estate, building products, chemicals and electronics, and IT firms. The company's financial services arm its largest sector includes Itaú Unibanco, one of Brazil's largest banks. The bank operates more than branches 3,700 branches in Brazil and also has a presence in major markets in Europe, Asia, the US, and elsewhere in Latin America. Itaúsa's other operations include Duratex, which makes medium-density fiberboard and ceramic and metal bathroom fixtures; high-tech company Itautec; and chemical company Elekeiroz. Members of the Egydio de Souza Aranha family own a controlling stake in the company.

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

Union Bank & Trust, part of financial services holding company Farmers & Merchants Investment, operates some 40 branch locations and loan offices throughout Nebraska and in Kansas. The bank offers traditional deposit products and real estate, business, agricultural, and consumer loans in addition to insurance, equipment finance, investment advice, and the Stratus family of mutual funds. Through another Farmers & Merchants affiliate, Nelnet Capital, the bank offers brokerage services. Originally founded in 1917 as Farmer's State Bank, it took on the Union Bank name in 1935 and became Union Bank & Trust in 1959. The company has been controlled by the Dunlap family since 1965.

State Bancorp is the holding company for State Bank of Long Island, which serves individuals and local business customers through more than 15 locations in New York's Queens, Nassau, and Suffolk counties, as well as Manhattan. Emphasizing personalized services, the bank caters to commercial real estate owners and developers, professional service firms, and other small to midsized businesses, as well as municipalities and consumers. It offers standard services such as checking and savings accounts, CDs, and loans. State Bank also provides wealth management and financial planning and sells insurance and investments through agreements with a third-party provider.

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