OTP Bank provides institutional, commercial, corporate, private, and retail banking in Hungary and beyond. The company and its subsidiaries offer such services as auto financing, real estate, and business loans, as well as investment, asset, and fund management and lending and deposit banking facilities. The company operates a network of about 1,400 banking offices in and around Hungary. Founded in 1949 as The National Savings Bank, OTP was originally a Hungarian state-owned bank; the company was privatized in 1990 and went public in 1995.

WestLB acts as the central institution for the more than 100 "sparkassen," or savings banks, in Germany's largest state, North Rhine-Westphalia, and Brandenburg. The bank also serves midsized companies, public entities, multinational corporations, and individuals in Germany and abroad. A universal bank, WestLB offers a full range of financial services such as loans, asset management, investment banking, transaction processing, private banking, and real estate finance. It has about a dozen branches in Germany, plus more than a dozen in financial capitals in Europe and around the world. WestLB's savings bank partners collectively operate more than 3,000 branches.

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank, N.A. that provides various general banking services to individuals and businesses. It operates in three segments: Consumer, Commercial, and Wealth. The Consumer segment includes the retail branch network, consumer installment lending, personal mortgage banking, consumer debit and credit bank card activities, and student lending. The Commercial segment provides various corporate lending, merchant and commercial bank card products, leasing, and international services, as well as business and government deposit and cash management services. The Wealth segment offers traditional trust and estate tax planning services, brokerage services, and advisory and discretionary investment portfolio management services to personal and institutional corporate customers. This segment also manages a family of proprietary mutual funds, which are available for sale to trust and general retail customers. As of December 31, 2009, the company served customers through a network of branches and ATM machines, online banking, and a central contact center from approximately 370 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado. Commerce Bancshares, Inc. was founded in 1966 and is headquartered in Kansas City, Missouri.

State Employees' Credit Union provides corporate information and publications to our members, as well as the general public. Find out about our involvement in the community and current career opportunities at the Credit Union operates more than 225 offices and has more than 1.5 million members in North Carolina. The member-owned non-profit credit union offers standard deposit products such as checking, savings, and money market accounts; individual retirement accounts; and term certificates. Its lending activities include home mortgages, car loans, and personal loans. SECU, which was founded in 1937 to serve state employees and their families, also sells auto and homeowners insurance, as well as term life, health and long-term care coverage.

Dexia provides retail, commercial, and private banking services in Europe, primarily Belgium, Luxembourg, and Turkey (through DenizBank). The company is a leader in European public and semi-public finance, with a majority of the market in Belgium and about half in France. It funds municipal buildings, social housing, and infrastructure projects and is active in Europe and North America. Dexia also provides asset management and investment services through its RBC Dexia Investor Services joint venture with Royal Bank of Canada; the unit has some $2.3 billion in assets under administration. Dexia was founded in 1996 through the merger of public finance institutions in Belgium and France.

Midland Capital Holdings Corporation operates as the holding company for Midland Federal Savings and Loan Association, which offers banking services in Illinois. It provides regular passbook accounts, NOW accounts, money market deposit accounts, and fixed interest rate certificates of deposits. The company loan portfolio comprises first mortgage real estate loans secured by owner occupied one- to four-family residential property; multifamily residential loans; consumer loans, including educational loans, automobile loans, and loans secured by savings deposits

OneUnited Bank is fulfilling the hundred year old civil rights dream by garnering the savings power of our communities and channeling it back into urban communities for economic development. With your support by simply opening an FDIC insured account with great rates here, we will continue to accomplish this dream everyday.

Crescent Financial is the holding company for Crescent State Bank, which operates some 15 branches in central North Carolina. The community bank offers standard products and services, including checking and savings accounts, certificates of deposit, and credit cards. Commercial mortgages make up about half of its loan portfolio; construction loans make up more than a quarter. The company, which was founded in 1998, also writes business loans, home equity loans, and residential mortgages. Its Crescent Investment Services division offers financial planning products and services, including retirement plans, mutual funds, insurance, and other investments.

HBOS Australia operates a Bank of Scotland Treasury branch as well. A subsidiary Lloyds Banking Group, HBOS Australia holds two financial services companies: asset-based lender Capital Finance and BOS International, which is active in corporate advisory, public-to-private transactions, property lending, and infrastructure, resources, and oil and gas financing in Australia; BOS International also underwrites lending facilities in New Zealand and participates in large syndicated transactions such as leveraged buyouts, acquisitions, and structured corporate finance in Hong Kong.

Charter Financial is the savings and loan holding company for CharterBank, which operates more than a dozen branches and loan production offices in western Georgia and eastern Alabama. Deposit products include consumer and commercial checking accounts, savings and money market accounts, and CDs. The bank is focused on real estate lending, with residential and commercial mortgages each accounting for more than a third of its loan portfolio. It also makes consumer, business, construction, and land development loans. The bank gives cash awards to high school customers for making straight A's. Mutual holding company First Charter MHC owns more than 80% of Charter Financial.

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