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Savings & Loans

Suffolk Bancorp

Suffolk Bancorp

Suffolk County National Bank, which serves Suffolk County, New York, through about 30 branches. Targeting individuals and small to midsized businesses, the bank offers standard services such as checking, savings, and money market accounts, and trust and asset management. It also provides insurance and investment products, including IRAs, mutual funds, annuities, bonds, and brokerage services. Commercial mortgages account for about a third of the company's loan portfolio; business loans make up another 20%. The portfolio also includes residential mortgages and consumer and construction loans.

West Coast Bancorp

West Coast Bancorp

West Coast Bancorp is the holding company for West Coast Bank, which has more than 60 branches and offices serving communities in western Oregon and southwestern Washington. The banks offers standard deposit services and products including checking and savings accounts, CDs, and debit cards, as well as merchant services. Funds from deposits are used to originate loans, primarily commercial mortgages as well as residential mortgages, consumer loans, and other types of loans. Another subsidiary, West Coast Trust provides trust and asset management services. The company targets wealthy individuals, small to midsized businesses, and commercial real estate and construction businesses.

Southern Michigan Bancorp, Inc.

Southern Michigan Bancorp, Inc.

Southern Michigan Bancorp is the holding company for Southern Michigan Bank & Trust, which operates about 20 branches in a primarily rural area near Michigan's border with Indiana and Ohio. The bank provides standard deposit services, such as checking and savings accounts, money market and heath savings accounts, CDs, and IRAs. It originates commercial, financial, agricultural, consumer, and mortgage loans. The banks also offers trust and investment services. Southern Michigan Bank & Trust got its start in the room of a hotel named Southern Michigan Hotel in 1872.

First Keystone Corporation

First Keystone Corporation

First Keystone Corporation operates as the holding company for First Keystone National Bank that provides commercial banking product and services, and trust services to individuals and small to medium sized businesses in Northeastern and Central Pennsylvania market areas. The company offers various deposit products, which include demand deposits, money market accounts, savings accounts, and time deposits, as well as interest bearing demand deposits, such as NOW accounts. Its loan portfolio comprises commercial, financial, and agricultural loans; real estate mortgage loans; and consumer and other loans. In addition, the company provides personal, corporate, and agency services that include trust investment accounts, investment advisory services, mutual funds, estate planning, management of pension, and profit sharing plans to individuals, corporations, and others. It has 15 branch locations, including 5 branches in Columbia County, 5 branches in Luzerne County, 1 branch in Montour County, and 4 branches in Monroe County, Pennsylvania. The company was founded in 1864 and is headquartered in Berwick, Pennsylvania.

Banco Popular Espanol, S.A.

Banco Popular Espanol, S.A.

One of Spain's top banks (after giants Banco Santander and BBVA), Banco Popular offers commercial and retail banking services through more than 2,200 branches. It operates mainly at home, where it specializes in commercial loans to small and midsized businesses. Non-banking offerings include mutual funds, asset management, life insurance, factoring, and securities brokerage. Banco Popular also owns Banco Popular Portugal and mortgage bank Banco Popular Hipotecario, and it owns a 60% stake in private bank Popular Banca Privada. (Dexia owns the rest.) The bank also sells property/casualty coverage by German insurer Allianz.

VSB Bancorp, Inc.

VSB Bancorp, Inc.

VSB Bancorp is the holding company for Victory State Bank, which serves New York City's Staten Island from about five offices. It collects deposits from local residents and businesses, offering standard products such as checking and savings accounts, money market accounts, and CDs. Commercial real estate, business, and construction loans make up almost all of the bank's loan portfolio. Victory State Bank generally does not write residential mortgages. Merton Corn, CEO of the bank from its 1997 founding until his 2007 retirement, owns approximately 10% of VSB.

Security Service Federal Credit Union

Security Service Federal Credit Union

In 1956, Security Service Federal Credit Union opened its doors with eight members and $25 in deposits. Security Service was founded as a not-for-profit, member-owned financial institution to serve the financial needs of the U.S. Air Force Security Service Command. Since those humble beginnings, it has become the eighth largest credit union in the U.S., serving more than 787,000 members worldwide.Headquartered in San Antonio, the credit union has more than 36 service centers in Texas and 19 locations in Colorado. Service areas in Texas include Central Texas, the Rio Grande Valley, the Coastal Bend, and El Paso. Security Service also serves Colorado with locations in Pueblo, Colorado Springs, Denver, Aurora, Fountain, and Northern Colorado.

BOC Hong Kong (Holdings) Limited

BOC Hong Kong (Holdings) Limited

BOC Hong Kong (Holdings) is the parent of Bank of China (Hong Kong), which has about 300 branches in Hong Kong as well as on mainland China. The bank serves local businesses and consumers, providing loans, deposit accounts, and other standard services, as well as securities brokerage, wealth management, and project financing and syndication. It also prints currency. In addition, Bank of China (Hong Kong) owns Nanyang Commercial Bank and some 70% of Chiyu Banking Corporation (both are also based in Hong Kong), as well as BOC Credit Card (International). Bank of China, which is controlled by the Chinese government, owns about two-thirds of BOC Hong Kong.

The Hokkoku Bank, Ltd.

The Hokkoku Bank, Ltd.

The Hokkoku Bank, Ltd,the regional bank is headquartered in Kanazawa (which translates to marsh of gold), a city noted for its production of gold leaf. The bank serves the Ishikawa, Fukui, and Toyama prefectures, which together are known as Hokuriku. It also has offices in Kyoto, Osaka, Nagoya, and Tokyo, as well as overseas operations in Shanghai. In addition to its traditional deposit banking offerings, Hokkoku bank subsidiaries are active in such areas as leasing and credit guarantee.

Bank of the Ozarks, Inc.

Bank of the Ozarks, Inc.

Bank of the Ozarks, Inc. operates as the bank holding company for Bank of the Ozarks that provides a range of retail and commercial banking services. The company’s deposit products include checking, savings, money market, time deposit, and individual retirement accounts. Its loan portfolio comprises real estate loans, which include loans secured by residential one to four family, non-farm/non-residential, construction/land development, multifamily residential properties, and other land loans; and consumer loans for the purchase of automobiles, recreational vehicles, boats, and mobile homes. The company’s loan portfolio also includes loans for commercial, industrial, and professional purposes, including loans to fund working capital requirements, and purchases of machinery and equipment, as well as term loans, balloon loans, and lines of credit; and agricultural loans for financing agricultural production, such as loans to businesses or individuals engaged in the production of timber, poultry, livestock, or crops. It also provides mortgage lending; treasury management services, including wholesale lock box services; remote deposit capture services; trust and wealth management services, including financial planning, money management, custodial services, and retirement planning; real estate appraisals; credit-related life and disability insurance; ATMs; telephone banking; on-line banking, including on-line bill pay; debit cards; and safe deposit boxes. Further, the company offers credit cards for consumers and businesses; processing of merchant credit card transactions, and full service investment brokerage services. As of December 31, 2009, it had 73 offices, including 65 banking offices in 34 communities throughout northern, western, and central Arkansas; 7 Texas banking offices; and a loan production office in Charlotte, North Carolina. Bank of the Ozarks, Inc. was founded in 1981 and is headquartered in Little Rock, Arkansas.

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