Bank Leumi USA, operating in the U.S. for more than fifty years, is an FDIC-insured, full-service commercial bank that provides financial services to middle- to upper-middle market firms, and international businesses through offices in New York, Illinois, California, Florida, and an offshore office in the Cayman Islands.

Lake Shore Bancorp is the holding company for Lake Shore Savings Bank, which serves consumers and businesses through about 10 branches in Chautauqua and Erie counties in western New York, near Lake Erie. Founded in 1891, the community oriented savings bank focuses on residential real estate lending, with one- to four-family mortgages accounting for a majority of its loan portfolio. Lake Shore Savings Bank also offers home equity loans and commercial and consumer loans, as well as checking and savings accounts, CDs, and IRAs. Mutual holding company Lake Shore, MHC owns about 60% of Lake Shore Bancorp.

The Shizuoka Bank is one of Japan's largest regional banks. It has about 190 branches in and around Shizuoka prefecture, a major manufacturing region southwest of Tokyo. The bank specializes in commercial and industrial loans to businesses such as manufacturers, wholesalers, and retailers within Shizuoka. Other offerings include deposit accounts, consumer loans, asset management, and investment banking services. Shizuoka Bank also has subsidiaries devoted to leasing, credit cards, mortgages, securities brokerage, and management consulting. It has representative offices and branches in Belgium, China, Singapore, and the US.

Princeton National Bancorp is the holding company for Citizens First National Bank in north-central Illinois. Founded in 1865, the bank serves area residents and businesses through more than 20 branches in nearly as many communities. It offers traditional services such as checking and savings accounts, CDs, IRAs, and credit cards. Business loans account for the largest portion of the company's loan portfolio, followed by commercial and residential mortgages. The bank also writes agricultural, construction, and consumer installment loans. Through Citizens Financial Advisors, it offers insurance, investments, farm management, and fiduciary services.

Northfield Bancorp is the holding company for Northfield Bank. Its retail offerings include checking, savings, and retirement accounts; CDs; mortgage and home equity loans; life insurance; and credit cards. Its commercial offerings include checking and money market accounts, commercial lending, and business credit cards. Bank subsidiary NSB Realty Trust holds mortgage loans and other investments. Founded in 1887, Northfield Bank operates some 20 branches in New York and New Jersey. Currently controlled by a mutual holding company, Northfield Bancorp is undergoing demutualization.

Ohio Valley Banc Corp. (OVBC) knows when you go to buy groceries, you'll probably need some cabbage. That's why this holding company likes to operate its Ohio Valley Bank branches inside supermarkets. The bank has some 15 branches in Ohio and West Virginia, about half of which are in Wal-Marts and other stores. The bank accepts deposits in checking, savings, time, and money market accounts, and offers standard banking services, such as safe deposit boxes and wire transfers. Commercial and residential real estate loans combine to make up almost three-quarters of the bank's loan portfolio. Business and consumer loans make up the remainder. Also part of OVBC is life insurance agency Ohio Valley Financial Services.

The communities served by Community Central Bank Corporation are in the Detroit area -- specifically Mt. Clemens, Grosse Pointe, and Rochester Hills. Founded in 1996, Community Central Bank operates branches that attract consumers, small to midsized businesses, and government entities. Standard services offered include checking, savings, NOW, and money market accounts, and CDs. Commercial real estate loans account for nearly 70% of the company's loan portfolio, followed by residential mortgages (about 20%), business loans, home equity lines, and consumer loans. In 2005 Community Central acquired River Place Financial Corp., a private bank previously owned by the descendants of brewery founder Julius Stroh.

Severn Bancorp is the holding company for Severn Savings Bank, which operates about five bank branches in Anne Arundel County, Maryland. The thrift provides traditional retail products, including checking and savings accounts, CDs, and IRAs. Severn uses funds from deposits to originate loans and mortgages, primarily residential and commercial mortgages, construction loans, and business loans. The holding company also owns SBI Mortgage, which originates riskier loans than Severn Savings Bank does; it also invests in real estate on its own behalf. Severn is working towards recovery after suffering real estate- and mortgage-related losses in the economic recession.

CDC Small Business Finance, founded in 1978 by Arthur H. Goodman, is a not-for-profit organization stimulating economic development by serving the financing needs of small businesses in California, Arizona and Nevada. Specifically, CDC offers fixed-rate, low down-payment, commercial real estate loans for the purchase of office and industrial buildings. CDC also offers an array of community loan programs focusing on women, minority and veteran-owned businesses – those small businesses that face the greatest obstacles to securing capital. Additionally, in 2005 CDC created the Direct Capital loan programs, which provide financing through Community Reinvestment Fund to help small businesses, including nonprofits, in qualified areas. In 33 years CDC has provided more than $8 billion in SBA-504 financing and other funding, resulting in more than 100,000 jobs. We partner with over 60 private lending institutions that consistently choose us for our expertise, reliability, experience and extraordinary service.

Barclays Bank is the flagship subsidiary of financial services group Barclays PLC. The bank is primarily active in the UK, where it has some 1,700 branches, but also has significant retail and commercial operations in 50 countries throughout Europe and in several African nations, as well as the Middle East. It offers standard retail services such as current accounts, savings and investments, mortgages and other loans, insurance (it owns 59% of bancassurance provider Absa Group), credit cards (the Barclaycard), and online banking. Barclays Bank traces its roots to the late 17th century.

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