Value Financial Services gives customers bucks for their bling. Founded in 1994 by former CEO John Thedford, the company runs about 70 pawn shops in Florida, Georgia, New Mexico, and Tennessee, operating as Value Pawn and Jewelry and Check Jewelry & Loan. It makes non-recourse loans secured by customers personal items, including jewelry, electronics, and musical instruments. The average amount of the company's pawn loans is about $150; its pawn service charges range from about 188% to 300% annually. At the end of 2008 Texas-based EZCORP acquired the company after initial talks had fallen through.

Pacific City Financial is the holding company for Pacific City Bank. Established in 2003, the bank caters to Korean-Americans from about a half-dozen locations in Southern California. The bank serves consumers, professionals, and minority-owned small and midsized businesses, offering deposit products such as checking and savings accounts, money market accounts, and CDs. Its lending activities mainly consist of commercial real estate and Small Business Administration (SBA) loans. Additionally, the bank offers international trade finance services to small and midsized businesses that have operations overseas. The company called off plans to be acquired by Korean blank-check company North Asia Investment in 2010.

Community Partners Bancorp is the holding company for Two River Community Bank and The Town Bank (a division of Two River). Through more than a dozen total branches located in eastern New Jersey , the two banks offer deposit services like checking and savings accounts, as well as a variety of lending services, to consumers and small to midsized businesses. The banks' combined loan portfolio consists mainly of commercial real estate loans (about 40%), commercial and industrial loans (25%), and construction loans (20%). Consumer and residential loans make up only about 10% of the portfolio. Two River's branches are located in Middletown, while Town Bank's are located in Westfield and Cranford.

Barclays PLC provides financial services in Europe, the United States, Africa, and Asia. It offers retail and commercial banking, credit cards, investment banking, and wealth management services. The companys products include current account and savings products, Woolwich branded mortgages, general insurance, unsecured loan and protection products, commercial loans, installment finance, credit cards, and bancassurance products. It also offers money transmission, asset financing and leasing, wealth management, international and private banking, fiduciary, investment management, brokerage, and investment advisory services.

Lakeland Financial is the holding company for Lake City Bank, which serves area business customers and individuals through more than 40 branches scattered across about a dozen northern Indiana counties. Founded in 1872 in Warsaw, Indiana, the bank offers such standard retail services as checking and savings accounts, money market accounts, and CDs. Commercial loans, including agricultural loans and mortgages, make up about 80% of the bank's loan portfolio. Lake City Bank also offers investment products and services such as corporate and personal trust, brokerage, employee benefit plans, and estate planning.

Sumitomo Mitsui Financial Group, Inc. (SMFG) provides various consumer, commercial, corporate banking, and other financial services in Japan. The company offers deposit taking, lending, securities retail sales and trading, securities investment, fund transfer, foreign exchange, insourcing of financial futures transactions, corporate bond trustee and custody, trust bank, investment trust sales, and securities intermediary services, as well as engages in retail sale of insurance products. It also provides credit card, credit finance, sales promotion, and payment collection agency services; and operational services, including card issuance, invoicing cardholders, and settlement of accounts of other cards.

Lafayette Community Bancorp operates as the holding company for Lafayette Community Bank, which offers commercial banking services primarily in Tippecanoe County, Indiana. The banks deposit activities consist of noninterest bearing and interest bearing demand deposits, savings accounts, money market accounts, certificates of deposit, time deposits, and individual retirement accounts.

Joyo Bank offers regional banking services for Japan's Ibaraki Prefecture and its surrounding regions. Backed by more than 170 branches, Joyo offers deposits, loans, investment portfolios, international business, and other traditional retail banking products. Subsidiaries and affiliated companies include Joyo Computer Service Co. (calculation software), Joyo Lease Co. (machinery and equipment leasing), Joyo Credit Guarantee Co. (housing loans credit), and Joyo Cash Service Co. (ATM and CD management and maintenance).

Malvern Federal Bancorp was formed in 2008 to be the holding company for Malvern Federal Savings Bank, which has been in business since 1887. The bank operates seven financial centers in Chester County in southeastern Pennsylvania, west of Philadelphia. It offers standard deposit services such as checking and savings accounts, certificates of deposit, and retirement plans. The community-oriented institution has traditionally been a leading originator of residential home loans in Chester County, but has been shifting its focus toward issuing more commercial real estate, construction, and consumer loans.

The years following Ashley’s retirement saw rapid growth and expansion as Ashe Federal became AF Bank and opened five additional branch locations in Ashe, Watauga, and Alleghany Counties. A mutual holding company, AsheCo, MHC, was established in 1996. A mid-tier holding company, AF Bankshares, Inc. was created in 1998 and in 2002 the company’s shareholders voted to change its name to AF Financial Group.

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