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American River Bankshares

American River Bankshares

American River Bankshares serves area small to midsized businesses and individuals, offering traditional deposit products such as checking and savings accounts and CDs. It offers commercial and residential mortgages, as well as business, construction, and consumer loans, and lease financing for business equipment.

Union First Market Bankshares Corporation

Union First Market Bankshares Corporation

Union First Market Bankshares is the holding company for Union Bank & Trust, which operates approximately 100 branches in central, northern, and coastal portions of Virginia. The bank offers standard services such as checking and savings accounts, credit cards, and certificates of deposit. Union Bank & Trust maintains a diverse loan portfolio: Commercial real estate loans make up about 30%, while one- to four-family residential mortgages and construction loans account for approximately 20% and 15%, respectively. The bank also originates personal and business loans.

People's United Financial, Inc.

People's United Financial, Inc.

People's United Financial is the holding company for People's United Bank (formerly People's Bank). Founded in 1842, the bank has more than 300 locations (including traditional branches, supermarket branches, commercial banking offices, investment and brokerage offices, and equipment leasing offices) in New England and New York. In addition to retail and commercial banking services, the bank offers trust, wealth management, brokerage, and insurance services. Its lending activities mainly consist of commercial mortgages (more than a third of its loan portfolio), commercial and industrial loans, equipment financing, and consumer loans.

State Employees Federal Credit Union

	 State Employees Federal Credit Union

SEFCU member, you’re much more than a customer - you’re an owner. Our members are also shareholders and enjoy all the unique privileges that come with credit union ownership.serves more than 165,000 members through about 30 branches in New York's Capital District region, as well as in Binghamton, Buffalo, and Syracuse. The credit union offers standard products and services such as checking accounts, savings accounts, credit cards, residential mortgages, small business loans, and personal loans, as well as insurance and investment services New York State employees and retirees, employees and volunteers of approximately 800 participating groups, and residents of about 30 New York communities are all eligible to join the member-owned institution.

Home Bancorp, Inc.

Home Bancorp, Inc.

Home Bancorp, Inc. operates as the holding company for Home Bank that provides various banking services in Louisiana. Home Bancorp, Inc. offers various deposit products, including interest-bearing and noninterest-bearing checking accounts, money market, savings, demand deposit, negotiable order of withdrawal, and certificate of deposit accounts. It also provides various loan products, such as single-family residential first mortgage loans, commercial real estate mortgage loans, commercial business loans, home equity loans and lines of credit, construction and land loans, and other loans. In addition, the company offers Internet banking, bank debit cards, corporate cash management, remote deposit recapture, and merchant bank card services. As of March 12, 2010, it had 18 full-service banking offices in the south Louisiana market areas of Lafayette, Baton Rouge, and the Northshore. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Timberland Bancorp, Inc.

Timberland Bancorp, Inc.

Timberland Bancorp is the holding company for Timberland Savings Bank, which operates more than 20 branches in western Washington. The bank targets individuals and regional businesses, offering checking, savings, and money market accounts, and CDs. The bank concentrates on real estate lending, including commercial and residential mortgages, multifamily residential loans, and land develoment loans; it also writes business loans and other types of loans. Timberland Savings Bank was founded in 1915 as a savings and loan.

Eureka Financial Corporation

Eureka Financial Corporation

Eureka Financial Corp. operates as the holding company for Eureka Bank. The bank provides financial services primarily to individuals, families, and small businesses in the Oakland section of Pittsburgh, Pennsylvania. It offers various loan products, including one- to four-family residential loans, multifamily real estate loans, commercial real estate loans, and leasing and commercial lines of credit. Eureka Bank also makes consumer loans, including home equity and second mortgage loans. The bank offers various deposit instruments, including passbook accounts, interest and noninterest checking accounts, and certificate of deposit accounts. Its investment portfolio includes U.S. treasury obligations, U.S. federal agency or federally sponsored agency obligations, local municipal obligations, mortgage-backed securities, and investment grade corporate bonds. Eureka Financial was formed in 2003 and is based in Pittsburgh, Pennsylvania. Eureka Financial Corp. operates as a subsidiary of Eureka Bancorp, MHC.

Citizens Bancshares Corporation

Citizens Bancshares Corporation

Citizens Bancshares is the holding company for Citizens Trust Bank, which serves the Atlanta and Columbus, Georgia and Birmingham and Eutaw, Alabama communities from about 10 branch offices. The bank provides standard services such as checking and savings accounts, CDs, IRAs, credit cards, financial planning, and investments. Its lending portfolio mainly consists of loans secured by one- to four-family residences, multifamily dwellings, or commercial or industrial real estate. Former chairman and Atlanta-area entrepreneur and philanthropist Herman J. Russell owns about 30% of Citizens Bancshares' stock.

Citizens South Banking Corporation

Citizens South Banking Corporation

Citizens South Banking Corporation operates as the holding company for Citizens South Bank that provides savings bank services to local customers in the United States. The company offers various deposit products, including demand deposits, money market deposits, savings accounts, and certificates of deposit. Its loan portfolio comprises residential and nonresidential real estate loans, construction loans, commercial business loans, consumer loans, investment securities, and mortgage-backed securities. In addition, the company acts as a broker in the origination of loans secured by one-to-four family dwellings and in the sale of uninsured financial products. As of May 17, 2010, it operated a network of 21 branch offices. Citizens South Banking Corporation was founded in 1904 and is headquartered in Gastonia, North Carolina.

Accord Financial Corp.

Accord Financial Corp.

Accord Financial Corp., through its subsidiaries, offers superior financial services to small and medium-sized companies, providing the capital these firms need to grow and succeed. Accord’s services include factoring and other asset-based financial services, including financing, collection services, credit investigation, guarantees and record-keeping. Incorporated in 1978, Accord Financial Ltd. operates as an "old-line" factor specializing in credit protection and collection services. Offices and representatives are located in Toronto and Montreal. Major industries served are apparel, floor covering, furniture, footwear and sporting goods. Clients are mostly Canadian and U.S. companies; approximately 30% of total business is international in nature.Formed in 1990 and acquired by Accord in 1992, Accord Financial Inc. offers factoring services through the purchase of receivables, as well as asset-based lending and purchase order financing. All clients are in Canada. A wide variety of industries are served including automotive, oilfield services, electronics, medical equipment, food processing, furniture manufacturing, logistics, industrial products, telecommunications, apparel and textiles. Factoring for small and medium-sized businesses is one of the fastest growing areas in financial services. Accord Financial Inc. has offices in Montreal and Toronto. Started as a predecessor company in 1977 and acquired by Accord in 1992, Accord Financial, Inc. specializes in factoring services by purchasing receivables for cash from small and medium-sized U.S. companies. Major clients are wholesale distributors, staffing agencies, telecommunication providers, furniture, electronics and chemical manufacturers, and other commercial enterprises. Its head office is located in Greenville, SC, with representative offices in St. Petersburg, FL and Charlotte, NC.

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