Mid-Wisconsin Financial Services likes to stay in the middle of all things financial in the Badger State. The institution is the holding company for Mid-Wisconsin Bank, which offers traditional time deposit and lending services from some 15 branches in central and northern Wisconsin. The bank also provides wealth management services including administration of pension and profit sharing plans, personal trusts, and estates, as well as securities and annuities brokerage. Commercial and residential mortgages each account for about a third of the company's loan portfolio; other offerings include business, construction, and agricultural loans. Mid-Wisconsin Bank was incorporated in 1890.

ESSA Bancorp, Inc. was founded in 1916 and is based in Stroudsburg, Pennsylvania. ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company’s deposit products include savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit, individual retirement accounts, and other qualified plan accounts, as well as commercial checking accounts for businesses. It offers residential first mortgage loans, including construction mortgage loans; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, as well as various unsecured or secured loans, loans secured by deposits, personal loans, and automobile loans. The company also provides asset management and trust services, as well as investment services through its relationship with PRIMEVEST Financial Services, Inc., a third party broker/dealer and investment advisor. As of September 30, 2009, it operated 13 full-service banking offices located in Monroe and Northampton Counties, Pennsylvania.

At Simmons First, putting the customer first has been our business since 1903. We opened for business in Pine Bluff, Arkansas on March 23, 1903, and since that time Simmons First is committed to the philosophy that people make a difference. In spite of the changes occurring in technology and electronics, banking is still - in fact, more than ever - a "people" business. We believe our philosophy of putting you, our customer, first has been the key to our success. It's a philosophy that stresses the importance of providing our customers with a warm, friendly and competent staff offering the very best in quality services and products. We appreciate this opportunity to serve you, and we want to earn your business and loyalty by pledging to offer the highest level of service to you on a safe, sound and competitive basis. Simmons First National Corporation currently operates eight affiliate banks that conduct financial operations from 80 offices, located in 40 different Arkansas communities and one community in Missouri.Simmons First offers a variety of financial services including: Personal/Commercial Checking and Savings accounts, Personal/Commercial credit cards, as well as various time deposits. Simmons also offers consumer loans, real estate construction loans and single family residential loans; commercial loans; agricultural loans; and loans to financial institutions. Simmons offers a number of cash management products for business customers, as well as credit card processing (merchant services). Further, the company provides trust and investment management services, as well as securities and investment services.

Sierra Bancorp was formed in November 2000 and operates primarily through Bank of the Sierra (the Bank), which it acquired in August 2001. The Bank is a California state-chartered bank headquartered in Porterville, California. It opened for business in January 1978, and has since grown to be the largest independent bank head-quartered in the South San Joaquin Valley. Our growth has primarily been organic, but includes the acquisition of Sierra National Bank in 2000. The Bank is a multi-community financial institution that offers a full range of retail and commercial banking services, primarily in the central and southern sections of the San Joaquin Valley. On the southern end, our footprint extends east through the Tehachapi plateau and into the northwestern tip of the Mojave Desert. At the present time, the Company’s only other direct subsidiaries are Sierra Statutory Trust II and Sierra Capital Trust III, which were formed in March 2004 and June 2006, respectively, solely to facilitate the issuance of capital trust pass-through securities (“TRUPS”).

Westfield Financial is the holding company for Westfield Bank, which serves western Massachusetts' Hampden County and surrounding areas from more than 10 branch locations. Founded in 1853, the bank has traditionally been a community-oriented provider of retail deposit accounts and loans, but it is placing more emphasis on serving commercial and industrial clients. Commercial real estate loans account for approximately 45% of the company's loan portfolio and business loans are more than 25%. The bank also makes a smaller number of consumer and home equity loans.

CBRE | Melody helps commercial real estate owners sing a sweeter tune. A unit of real estate powerhouse CB Richard Ellis, the real estate investment banking and commercial mortgage lending firm offers a variety of debt and equity financing products and related services through more than 35 offices in major cities throughout North America. Loan servicing is provided through GEMSA Loan Services, its joint venture with GE Real Estate. CBRE | Melody offers construction, permanent, mezzanine, and other types of financing for apartment complexes, office buildings, hotels, and industrial and retail properties.

Resona Holdings focuses on consumer and small business banking in the greater Tokyo area and Kansai region. Resona Bank provides corporate pension management, banking and trust services. Personal banking services at each bank includes loans for individuals, asset management, and estate planning. The company also provides corporate banking services such as loans, pension management, and real estate services. Altogether, Resona Holdings has about 600 branches throughout Japan.

Siemens Financial Services GmbH provides investment and risk management, sales, lease, and investment financing, insurance, and treasury and financing services to international and public sector companies as well as to subsidiaries of its parent company. It also invests in energy, telecom, and transportation infrastructure projects around the world. The company's treasury and financing services unit has around E60 billion ($85 billion) in assets under management. Siemens Financial Services operates through a network of companies that are present in about 30 countries in Asia-Pacific, Europe, and North America.

Hudson Valley Holding is the parent company of Hudson Valley Bank, which serves individuals, businesses, municipalities, and not-for-profit organizations from more than 35 locations throughout metropolitan New York and lower Connecticut. The bank's focus is on real estate lending, which accounts for more than 80% of the company's loan portfolio. Other products and services include savings, checking, and money market accounts; commercial and industrial loans; consumer loans; credit cards; CDs; and IRAs. Bank subsidiary A.R. Schmeidler & Co. offers money management services.

PB Capital doesn't know peanuts about sandwiches, but it can help jell your real estate portfolio. A subsidiary of Deutsche Postbank and a member of the Deutsche Post group, the company specializes in commercial real estate services in North America, providing financing for the construction and acquisition of office, retail, industrial, multifamily rental, and residential condominium properties. Its credit investments division deals in the bond, loan, and credit derivatives markets on behalf of large and middle-market corporate clients. PB Capital, which first opened in New York in 1976, also provides interest rate, currency, and asset/liability management services.

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