Sparkasse Dachau,the regional savings bank ("Sparkasse" is German for "savings bank") offers a variety of personal banking services, including savings accounts and real estate financing, as well as auto, accident, health, homeowners', and life insurance. It also operates its own travel agency. The bank traces its roots as far back as the 1880 founding of its predecessor, the Marktsparkasse Dachau; it attained its current form in 2000 when the Kreis- und Stadtsparkasse Dachau-Indersdorf merged with the Marktsparkasse Altomunster. Sparkasse Dachau touts itself as the leading credit instituion in the Dachau administrative region.

The Toronto-Dominion Bank, together with its subsidiaries, provides retail and commercial banking, wealth management, and wholesale banking products and services in North America and internationally. The company operates in four segments: Canadian Personal and Commercial Banking, Wealth Management, U.S. Personal and Commercial Banking, and Wholesale Banking. The Canadian Personal and Commercial Banking segment comprises its Canadian banking and global insurance businesses that serve personal and small business customers. It provides a range of insurance products, such as home and automobile coverage, life and health insurance in Canada and the U.S.; business property and casualty business in the U.S.; and credit protection coverage on lending products. This segment also offers banking solutions through telephone and Internet banking. The Wealth Management segment provides discount brokerage, financial planning, private investment advice, and private client services in Canada; and financial advisory, private banking, and trust and investment management services to the U.S. clients. The U.S. Personal and Commercial Banking segment comprises the retail and commercial banking operations in the United States. It serves through a network of approximately 1,028 branches. The Wholesale Banking segment serves corporate, government, and institutional clients in financial markets worldwide. It provides a range of capital market and investment banking products and services that include underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs. As of October 31, 2009, the company operated approximately 2,600 automated banking machines, and a network of 1,116 branches located in Canada. The company was founded in 1855 and is headquartered in Toronto, Canada.

Parkvale Financial is the holding company for Parkvale Savings Bank (aka Parkvale Bank), which operates about 50 branches in the Pittsburgh metropolitan area, as well as portions of southeastern Ohio and northern West Virginia. The bank offers such retail products as savings, checking, and money market accounts, CDs, and credit cards. Consumer loans, residential mortgages, business loans, and commercial mortgages comprise the bulk of its lending activities. Parkvale Financial Services sells insurance and offers investments through a partnership with LPL Financial. The bank was originally chartered in 1943 as Park Savings and Loan Association.

Hiroshima Bank established in 1878, the bank serves Japan's Chugoku and Shikoku regions through more than 175 offices and 830 ATMs. Hiroshima organizes its business approach into three distinct areas: financial intermediation, risk management assistance, and information provision. It offers the traditional array of financial services, including investment and private banking products, real estate appraisal, banking software, venture capital support, and assistance with corporate restructuring.

Bank for Investment and Development of Vietnam (or BIDV) is one of the country's largest state-owned commercial banks, with more than 100 branches, transaction offices, and subsidiary locations. BIDV was founded in 1957 and converted to a full commercial bank in 1995. The majority of its portfolio is in commercial loans -- primarily construction, manufacturing, and agricultural loans. Most borrowers are state-owned enterprises; the rest of the bank's portfolio also includes loans for state-directed projects. In addition to traditional lending and leasing, BIDV invests in companies, disperses government funds, and performs wholesale banking for World Bank projects.

KfW Bankengruppe is a state-owned development bank designed to assist developing countries and the German economy. The bank lends to small and midsized enterprises (SMEs) and buys securitized SME loan portfolios from German banks in order to keep that area of lending robust. It also provides funds for housing, infrastructure, environmental protection, and venture capital. Additionally, KfW finances telecommunications, transportation, energy infrastructure, and industrial projects around the world. The bank receives funds from the federal budget as well as through investments in the domestic and international capital markets. The German government owns 80% of KfW; the Lender, or German states, own the rest.

First Financial Corporation is the holding company for First Financial Bank, which operates about 50 branches in west-central Indiana and east-central Illinois. With roots dating back to 1834, the banks offer traditional deposit services such as CDs and checking and savings accounts, as well as Internet banking. Residential mortgages account for about half of the company's loan portfolio. First Financial also operates an insurance agency and two investment subsidiaries.

Oneida Savings Bank, which operates about a dozen branches in upstate New York. Founded in 1866, the bank offers savings, checking, NOW, and money market accounts, as well as IRAs and CDs. It specializes in real estate lending. Oneida Savings also owns insurance agency and investment manager Bailey & Haskell Associates. The company's Bank of Chittenango unit accepts municipal deposits. Formerly mutually owned, Oneida Financial Corp. coverted to stock holding company structure in 2010 by selling shares of itself to the public.

Techcombank serves primarily individuals and small to medium businesses. It offers deposit products, loans, leasing, cash management, and other financial services. The company offers insurance through Bao Viet Life. Founded in 1993, Techcombank has more than 130 branches throughout Vietnam -- the second-largest network in the country. It plans to operate 200 locations by 2010. International banking giant HSBC owns 20% of Techcombank; the two banks also have numerous cooperative alliances.

Home Loan Financial Corporation operates as the holding company for The Home Loan Savings Bank (bank). The bank’s deposit services include passbook savings accounts, demand deposits, NOW accounts, money market accounts, and certificates of deposit. Its lending activities comprise mortgage loans secured by one- to four-family residential, nonresidential real estate loans, commercial loans, home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards services. The bank conducts business from two offices in Coshocton, Ohio and one office at West Lafayette, Ohio. The bank primarily invests in FHLB stock, U.S. agency securities, obligations of state and political subdivisions, and mortgage-backed and related securities. Home Loan Financial Corporation was incorporated in 1997 and is based in Coshocton, Ohio.

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