DnB NOR ASA, together with its subsidiaries, provides various financial services in Norway and internationally. It operates in four segments: Retail Banking, Large Corporates and International, DnB NOR Markets, and Life and Asset Management. The Retail Banking segment offers various financial products and services, including financing and leasing, and deposit and investment alternatives, as well as insurance, real estate broking, and financial advisory services. It also provides information and communication technology equipment leasing, factoring, vehicle financing, and fleet management services; and credit card and consumer finance services, as well as distributes life and pension insurance, non-life insurance, and banking products. This segment offers its services through Internet bank, mobile banking, SMS services, branch offices, in-store banking outlets, in-store postal outlets, and Norway Post. The Large Corporates and International segment provides various financial products and services, including various types of financing solutions, deposits and investments, insurance, e-commerce products, commercial property brokerage, foreign currency, interest rate products, trade finance, and corporate finance services. The DnB NOR Markets segment offers foreign exchange, interest rate, and commodity products; securities and other investment products; debt and equity financing in capital markets; research; and advisory services, as well as custodial and other securities services to corporate clients and the public sector. The Life and Asset Management segment provides individual and group life insurance, pension savings, mutual funds, and discretionary asset management products and services. DnB NOR ASA also owns 51% ownership interest in Bank DnB NORD AS, which offers various banking products to the retail and corporate markets in Denmark, Finland, Estonia, Lithuania, Latvia, and Poland. The company was founded in 1822 and is headquartered in Oslo, Norway.

Prudential Bancorp is the holding company for Prudential Savings Bank, a thrift serving the Philadelphia area from about a half-dozen locations. Established in 1886, the bank offers traditional retail products, including checking and savings accounts, IRAs, and credit cards, as well as investments and insurance. One- to four-family residential mortgages make up about three-quarters of the company's loan portfolio; the bank also originates commercial real estate, construction, and land development loans. Prudential Mutual Holding Company owns a majority of Prudential Bancorp, which converted to a mutual holding structure in 2005.

Middlesex Savings Bank, with assets of nearly $4 billion, 31 branches, and 5 business-lending centers, is one of the largest and strongest banks in Massachusetts. We are also a mutual form of institution, that is, one without stockholders. We cannot be acquired and are firmly committed to remaining independent.

Svenska Handelsbanken is Swedish for universal banking. The group provides corporate and individual clients with deposit products, loans, credit cards, and other banking services. Subsidiaries operate in several related areas, including life insurance, mortgages, pensions, fund management, and Internet banking. The bank has more than 460 branches in Sweden and some 240 branches in the rest of Scandinavia, the UK, and other countries; it has a presence in countries including Austria, China, Hong Kong, Russia, and the US. Subsidiaries include Handelsbanken Finans corporate financing unit, Handelsbanken Asset Management, and Handelsbanken Liv (asset management and pension products).

Captive Capital capitalizes on clients' captive audiences. Captive Capital Corporation provides turnkey retail financing programs for primarily equipment manufacturers and distributors in the US and Canada. Captive Capital manages the in-house finance programs of equipment manufacturers (including creating and managing customer branded financing Web sites) and matches up lenders with pre-qualified borrowers. Subsidiary Star Capital Group provides direct leasing and financing for commercial equipment acquisitions from $5,000 to $500,000. Internet Capital Group leads investors in Captive Capital, which was founded in 1999 by CEO Jonathan Moran and vice presidents Brian Voland and Jeff Whitcomb.

Founded in 1946, Emkay has 10 US offices and is active in Canada, Mexico, and the Caribbean. It operates Unico CarLease in Europe. Emkay is an ehiclevay easerlay. Or for the Pig Latin challenged: Emkay is a vehicle leaser. One of the oldest and largest fleet leasing and management companies in the nation, it leases and manages some 75,000 cars, trucks, and electric vehicles to more than 500 corporate clients. The employee-owned company offers open- and closed-end leasing programs, as well as assistance with fleet purchase and disposal. Other services include maintenance and fuel management, It also operates Emkay Motors, a retail used vehicle outlet in Illinois.

Cornerstone Bancorp has laid the groundwork for three banking branches in northwestern South Carolina. The institution is the holding company for Cornerstone National Bank, which offers traditional products and services, including checking and savings accounts, money market accounts, CDs, and credit cards. Commercial real estate loans comprise the largest portion of its lending portfolio; other offerings include residential mortgages, business and industrial loans, real estate construction, and consumer loans. Cornerstone National Bank has three offices in Easley, Greenville, and Powdersville, South Carolina. Cornerstone Bancorp also has an insurance agency that operates as Crescent Financial Services.

Parke Bancorp is the holding company for Parke Bank, which has three branches in the New Jersey communities of Sewell and Northfield, as well as two loan production offices in the Philadelphia area. The bank provides such traditional products as checking and savings accounts, money market and individual retirement accounts, and certificates of deposit. Parke Bank has a strong focus on business lending -- including operating loans, commercial mortgages, and construction loans -- which accounts for about 90% of the company's loan portfolio. The bank also writes residential real estate and consumer loans.

Community Capital Bancshares, Inc. operates as the holding company for Albany Bank & Trust, N.A. and AB&T National Bank that provide various banking services to individual and corporate customers. Its deposit products include demand deposits, checking accounts, savings accounts, money market deposits, certificates of deposits, and individual retirement accounts.

Jacksonville Bancorp, the holding company for Jacksonville Bank, which has about 10 branches in and around Jacksonville, Florida. The community bank offers standard deposit products, including checking and savings accounts, money market accounts, CDs, and IRAs. Commercial mortgages make up more than half of the bank's loan portfolio; residential mortgages account for most of the rest. Subsidiary Fountain Financial sells insurance and investment products. The company nearly doubled its branch network with its 2010 acquisition of Atlantic BancGroup. Jacksonville Bancorp is unrelated to the Illinois corporation of the same name.

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