CMS Bancorp was formed in 2007 to be the holding company for Community Mutual Savings Bank, which serves the northern suburbs of New York City. Operating through about five branches in Westchester County (one of the richest counties in the country), the bank collects deposits from area consumers and small businesses and uses the funds mainly to originate one- to four-family residential mortgages, which account for more than 85% of its loan portfolio. The bank also issues commercial mortgages, consumer loans, and business loans and lines of credit. Deposit products include checking, savings, and money market accounts; CDs; and IRAs. Community Mutual Savings Bank was founded in 1887.

First Robinson Financial Corporation operates as the holding company for First Robinson Savings Bank, National Association that provides various banking products and services to the residents and businesses. First Robinson Financial Corporation generates various deposit products, including statement savings accounts, money market deposit accounts, NOW accounts, certificate accounts, IRA accounts, limited accounts, and non-interest bearing accounts. Its loan portfolio comprises first mortgage loans secured by one- to four-family residences, consumer loans, commercial and agricultural real estate loans, commercial business and agricultural finance loans, multi-family real estate and construction loans, and state and municipal government loans. It also offers wealth management and trust services. The company operates three full service banking offices and one drive-up facility in Crawford County, Illinois; and one full service banking office in Knox County, Indiana. First Robinson Financial Corporation is incorporated in 1997 and is headquartered in Robinson, Illinois.

The Ehime Bank provides a range of banking and other financial services to residents of the Ehime Prefecture and to the larger Shikoku area. Services offered include savings, loans, credit card issuing, foreign currency exchange, leasing, and more. The Ehime Bank has more than 90 offices, including two in Osaka and one in Tokyo, and the bank focuses on serving individuals and small- to medium-sized businesses. Minority shareholders in the bank include Japan Trustee Services Bank, Mizuho Corporate, and Aozora.

Centinel Bank Shares is the holding company for Centinel Bank of Taos. Catering to the Hispanic community, the bank provides traditional deposit services and products such as checking and savings accounts, as well as loans from four branches in New Mexico. CEO Rebeca Rainey's grandfather, Eliu Romero, founded the bank in 1969. He was motivated to establish a bank that would serve the Hispanic community when he was denied for a loan to help start his law practice

Century Bancorp is the holding company for Century Bank and Trust, which serves Boston and surrounding parts of northeastern Massachusetts from more than 20 branches. The bank offers standard deposit products, including checking, savings, and money market accounts; CDs; and IRAs. More than 40% of the company's loan portfolio is dedicated to commercial real estate. The bank also writes residential mortgages, construction and land development loans, business loans, and home equity loans. It offers brokerage services through an agreement with third-party provider LPL Financial.

Forget Elsie. S.Y. Bancorp is more interested in a cash cow. It's the holding company of Stock Yards Bank & Trust, which operates about 30 branches primarily in and around Louisville, Kentucky, but also in Indianapolis and Cincinnati. Founded in 1904, the bank targets individuals and regional business customers, offering standard retail services such as checking and savings accounts, credit cards, certificates of deposit, and IRAs. Trust services are also available; brokerage and credit card services are offered through agreements with other banks. Real estate mortgages account for about 50% of the bank's loan portfolio, which also includes commercial (25%), construction, and consumer loans.

First Internet Bancorp was formed in 2006 to be the holding company for First Internet Bank of Indiana (First IB). Launched in 1999, the bank was the first state-chartered, FDIC-insured institution to operate solely via the Internet. It now operates two locations in Indianapolis after adding one via its 2007 purchase of Landmark Financial (the parent of Landmark Savings Bank), a deal that also brought aboard residential mortgage brokerage Landmark Mortgage. First IB offers traditional checking and savings accounts in addition to CDs, IRAs, credit and check cards, consumer installment and residential mortgage loans, and lines of credit. It serves customers in all 50 states.

Citizens Community Bancorp is the holding company for Citizens Community Federal, a community bank with about two dozen branches in Wisconsin, southern Minnesota, and northern Michigan. Serving consumers and businesses, the bank offers standard deposit services such as savings, checking, money market, and retirement accounts, as well as a variety of loan products. The bank focuses its lending activities on one- to four-family mortgages, which represent more than half of its loan portfolio. The bank also offers consumer loans such as auto and personal loans; it does not routinely make commercial loans. Founded in 1938, Citizens Community was a state-chartered credit union until 2001.

Southern Michigan Bancorp is the holding company for Southern Michigan Bank & Trust, which operates about 20 branches in a primarily rural area near Michigan's border with Indiana and Ohio. The bank provides standard deposit services, such as checking and savings accounts, money market and heath savings accounts, CDs, and IRAs. It originates commercial, financial, agricultural, consumer, and mortgage loans. The banks also offers trust and investment services. Southern Michigan Bank & Trust got its start in the room of a hotel named Southern Michigan Hotel in 1872.

Banque Cantonale de Geneve (BCGE) offers a range of consumer and business banking services through approximately 25 branches in the Swiss canton of Geneva. It operates in France and other parts of Switzerland, as well. The regional bank offers retail services such as deposit accounts and loans; its corporate banking division specializes in financing for real estate developments and construction. In 2008 BCGE merged subsidiaries Anker Bank and Synchrony Asset Management into the main organization. Together, the canton of Geneva and the city of Geneva control more than three-quarters of BCGE's stock.

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