Ridgewood Savings Bank is a royal member of the financial community. in 1920, a group of fourteen local Ridgewood residents got together with the idea of forming a new mutual savings institution to serve the people of their community. Working purely towards the common good and without regard for personal gain, our founders had high hopes for the success of the bank formed "for the people, by the people."

1886 was a year that saw an emergence of new ideas and a growth of new concepts. It had been only twenty-three years since Confederate General John Hunt Morgan and his Raiders had invaded and burned buildings in Salem. Grover Cleveland, the 22nd President of the United States, dedicated the Statue of Liberty in New York Harbor and also became the first president to marry while in office. Baseball player Ty Cobb was born. The novel, Dr. Jeckyll and Mr. Hyde had been published and was fast becoming a classic.

Webster City Federal Bancorp operates as the holding company for Webster City Federal Savings Bank, and Security Title and Abstract, Inc. The bank primarily engages in the business of attracting deposits from the general public in its market area and invests such deposits in mortgage loans secured by one-to-four family residential real estate. Its deposit instruments include NOW accounts, passbook savings, money market deposit, term certificate accounts, and individual retirement accounts.

Lexington B & L Financial Corp. operates as the holding company for B & L Bank, which provides commercial banking services. It accepts various deposit products, including checking accounts, NOW accounts, saving accounts, money market accounts, and certificates of deposit. Its loan portfolio consists of residential mortgage, commercial, agriculture, and consumer loans, as well as other loans, such as home equity, savings loans, and automobile loans. The bank offers its services in Lexington, Wellington, Odessa, and Callao. The company was founded in 1887 and is based in Lexington, Missouri.

First Robinson Financial Corporation operates as the holding company for First Robinson Savings Bank, National Association that provides various banking products and services to the residents and businesses. First Robinson Financial Corporation generates various deposit products, including statement savings accounts, money market deposit accounts, NOW accounts, certificate accounts, IRA accounts, limited accounts, and non-interest bearing accounts. Its loan portfolio comprises first mortgage loans secured by one- to four-family residences, consumer loans, commercial and agricultural real estate loans, commercial business and agricultural finance loans, multi-family real estate and construction loans, and state and municipal government loans. It also offers wealth management and trust services. The company operates three full service banking offices and one drive-up facility in Crawford County, Illinois; and one full service banking office in Knox County, Indiana. First Robinson Financial Corporation is incorporated in 1997 and is headquartered in Robinson, Illinois.

In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association. None of these associations were insured by the Federal Savings and Loan Insurance Corporation, and many were short lived.

NewAlliance Bancshares is the holding company for NewAlliance Bank, a community savings institution that offers personal and business banking through about 90 branches in Connecticut and Massachusetts. It provides standard services such as checking and savings accounts, loans and mortgages, and retirement planning. Trust Company of Connecticut, a division of the bank, provides trust and investment management services to individuals, families, and not-for-profits. Acquisitive Buffalo-based financial services holding company First Niagara Financial, which has expanded into Pennsylvania through recent purchases, is buying New Alliance Bancshares for some $1.5 billion.

Citizens Bancshares is the holding company for Citizens Trust Bank, which serves the Atlanta and Columbus, Georgia and Birmingham and Eutaw, Alabama communities from about 10 branch offices. The bank provides standard services such as checking and savings accounts, CDs, IRAs, credit cards, financial planning, and investments. Its lending portfolio mainly consists of loans secured by one- to four-family residences, multifamily dwellings, or commercial or industrial real estate. Former chairman and Atlanta-area entrepreneur and philanthropist Herman J. Russell owns about 30% of Citizens Bancshares' stock.

Bank Millennium offers brokerage, investment funds, leasing services, and pension and savings plans. The company has nearly 500 locations and more than 500 ATMs around Poland. Bank Millennium is the primary member of the Bank Millennium Group, which also includes Millennium Leasing, Millennium Brokerage House, and Millennium TFI (investment funds). Banco Comercial Portugues owns 66% of the company.

BEO Bancorp began in 1945 as the Gilliam County Bank, Arlington.BEO Bancorp wants to be the bank of choice for rural Oregonians. BEO, which is the holding company for Bank of Eastern Oregon, has about a dozen offices in north central Oregon; it is the state's largest agricultural bank. BEO serves area consumers and businesses, offering standard deposit products such as checking and savings accounts, and lending products including mortgages and commercial loans. Through BEO Financial Services, the company offers customers investment and insurance products.

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