Sberbank is one of the largest banking institutions in Russia. It has more than 20,000 branches throughout the country (crossing 11 time zones) offering banking services ranging from savings to private and investment banking, and a complete range of lending and credit services to more than 1 million corporate and 250 million retail customers. The Central Bank of the Russian Federation, also known as The Bank of Russia, is a majority shareholder of Sberbank, owning about 60% of its ordinary shares.

MBT Financial is the holding company for Monroe Bank & Trust, which operates some two dozen branches in southeastern Michigan. Serving residents and businesses in Monroe and Wayne counties, the bank offers a range of services including checking and savings accounts, CDs, retirement accounts, personal trust services, employee benefit plans, and investment management. More than 80% of the loans in MBT Financial's portfolio are secured by commercial or residential real estate. The bank also originates business, agricultural, and personal loans.

MutualFirst Financial is the holding company for MutualFirst Bank, which has more than 30 financial centers and trust offices in northern Indiana and a loan production office in southern Michigan. The bank offers standard products and services such as checking and savings accounts, CDs, IRAs, and credit cards. More than 40% of the company's loan portfolio is devoted to residential mortgages. Consumer loans, including auto, boat, RV home equity, and home improvement loans, account for about 25%. Business loans also make up about a quarter of the MutualFirst's loan portfolio.

The First State Bank is a community bank that is dedicated to giving back to the community inwhich we serve. Whether you are a college student, a young married couple starting out or enjoying your retirement years - we have a checking account product that is desiged with your specific needs in mind. Call or come by one of our convenient branch locations in the Henry County area to find out why the majority of residents in Henry County have selected The First State Bank as their financial institution.

United PanAm Financial flies the choppy skies of subprime lending. Operating through subsidiaries United Auto Credit Corporation (UACC) and United Auto Business Operations (UABO), the specialty finance firm originates, buys, and services auto loan contracts for high-risk customers. The company buys contracts from independent and franchised used car dealers. Most borrowers have less-than-perfect credit histories, which impairs their ability to secure loans. UACC, once heavily localized in California, now has more than 15 offices throughout the country -- a dramatic decrease from what it had only a few years ago. Chairman Guillermo Bron and investment firm Pine Brook Road are buying United PanAm.

Founded in 1984, Cash Plus was bought in 1996 by CEO Craig Wells and his wife Julie. Cash Plus can get you cash -- plus money orders, wire transfers, fax services, postage stamps, maybe even a prepaid debit card. Cash Plus runs a network of more than 80 franchises in about a dozen states. Specializing in check-cashing and payday loans, the company's stores also offer bill payment, notary public, and mailbox rental services. Local operators, who must have a minimum net worth of $400,000, pay Cash Plus a franchise fee and are responsible for building costs; Cash Plus provides the training and know-how.

Killbuck Bancshares is the holding company for The Killbuck Savings Bank, which operates about 10 branches in northeast Ohio. It offers traditional retail products to individuals and small to midsized businesses, including checking and savings accounts, credit cards, and IRAs. Residential and commercial mortgages make up about two-thirds of its loan portfolio, which also includes business loans and consumer loans. Killbuck Bancshares is the #1 financial institution in Holmes County, where most of its offices are located. It also has branches in Knox and Tuscarawas counties.

Established in 1817 as Bank of Montreal, BMO Financial Group (TSX, NYSE: BMO) is a highly diversified financial services organization. With total assets of $397 billion as of July 31, 2010, and more than 38,000 employees, BMO provides a broad range of retail banking, wealth management and investment banking products and solutions.

First Keystone Corporation operates as the holding company for First Keystone National Bank that provides commercial banking product and services, and trust services to individuals and small to medium sized businesses in Northeastern and Central Pennsylvania market areas. The company offers various deposit products, which include demand deposits, money market accounts, savings accounts, and time deposits, as well as interest bearing demand deposits, such as NOW accounts. Its loan portfolio comprises commercial, financial, and agricultural loans; real estate mortgage loans; and consumer and other loans. In addition, the company provides personal, corporate, and agency services that include trust investment accounts, investment advisory services, mutual funds, estate planning, management of pension, and profit sharing plans to individuals, corporations, and others. It has 15 branch locations, including 5 branches in Columbia County, 5 branches in Luzerne County, 1 branch in Montour County, and 4 branches in Monroe County, Pennsylvania. The company was founded in 1864 and is headquartered in Berwick, Pennsylvania.

Ballston Spa Bancorp is the holding company for Ballston Spa National Bank, which serves Saratoga County in New York from about 10 branches. It offers traditional deposit products including checking and savings accounts, IRAs, and CDs. The bank also offers investment products, wealth and estate planning, insurance, and trust services. Residential mortgages account for about two-thirds of the company's loan portfolio; the company also writes commercial mortgages, consumer loans, and business loans. Ballston Spa National Bank was established in 1838.

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