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Savings & Loans

RCI Banque S.A.

RCI Banque S.A.

RCI Banque S.A. company provides loans for new and used Renault, Nissan, Dacia, and Renault Samsung Motors vehicles. RCI Banque finances its loans to the general public, its dealerships, and to third-party companies in need of fleet management. The company finances almost 1 million vehicle loans per year from offices in some 35 countries across Europe, Asia, and the Americas.

Woori Finance Holdings Co., Ltd.

Woori Finance Holdings Co., Ltd.

Woori Finance Holdings Co., Ltd., through its subsidiaries, provides various banking and financial products and services in Korea. It offers various commercial banking products and services consisting of demand deposits, installment deposits, certificates of deposit, and repurchase instruments; and working capital loans and facilities loans. The company also provides various consumer banking products and services, including deposit products; and lending products, such as general purpose household loans, mortgage loans, and home equity loans. In addition, it offers various private banking services comprising time deposits, demand deposits, savings deposits, installment deposits, and certificates of deposit; and financial and real estate advisory services to high net worth and mass affluent customers. Further, the company provides credit cards; Internet banking; mobile banking; inter-account fund transfer; and balance, transaction, and customer service enquiry services. Additionally, it offers various capital market services, including securities investment and trading, derivatives trading, asset securitization services, investment banking, and securities brokerage services; securities investment and trading services; and derivative products and services. The company also provides asset securitization services, investment banking, securities brokerage, international banking, asset management, and trust management services. In addition, it offers merchant banking, bancassurance, consumer finance, and life insurance products and services. As of December 31, 2008, it operated 1,180 branches and 8,539 ATMs and cash dispensers in Korea. The company was founded in 2001 and is headquartered in Seoul, South Korea. Woori Finance Holdings Co., Ltd. operates as a subsidiary of Korea Deposit Insurance Corporation.

Cattles plc

Cattles plc

Cattles offers a herd of financial services to the UK's subprime market. Its primary operating unit, Welcome Finance, makes secured and unsecured personal loans ranging from £2,000 to more than £9,000 to borrowers who may have questionable credit or employment histories. Its Shopacheck unit issues smaller short-term loans (around £300) at higher interest rates, collecting weekly payments at the borrowers' homes. Cattles also finances and sells used automobiles (through Welcome Car Finance) and acquires and services consumer debt (The Lewis Group). In the aftermath of the financial crisis, the debt-laden Cattles will undergo a restructuring, through which it will be acquired by newly created vehicle Bovess.

FFD Financial Corporation

FFD Financial Corporation

FFD Financial Corporation operates as a holding company for First Federal Community Bank that provides banking products and services to individual and business customers primarily in Tuscarawas, Holmes, and other adjoining counties in Ohio. FFD Financial Corporation company offers various deposit products, including checking accounts, passbook savings accounts, money market and individual retirement accounts, negotiable order of withdrawal accounts, health savings accounts, and certificate of deposit accounts. It also provides various loan products comprising real estate loans secured by one- to four-family and multifamily residential properties, nonresidential real estate loans, commercial loans, residential and home equity loans, construction loans, business loans, and consumer loans. In addition, FFD Financial Corporation offers various online services. As of June 30, 2009, it operated a main office in Dover, Ohio; and branch offices in Dover, New Philadelphia, and Sugarcreek, Ohio. FFD Financial Corporation company was founded in 1898 and is based in Dover, Ohio.

Charter Financial Corporation

Charter Financial Corporation

Charter Financial is the savings and loan holding company for CharterBank, which operates more than a dozen branches and loan production offices in western Georgia and eastern Alabama. Deposit products include consumer and commercial checking accounts, savings and money market accounts, and CDs. The bank is focused on real estate lending, with residential and commercial mortgages each accounting for more than a third of its loan portfolio. It also makes consumer, business, construction, and land development loans. The bank gives cash awards to high school customers for making straight A's. Mutual holding company First Charter MHC owns more than 80% of Charter Financial.

Bank Leumi le-Israel B.M.

Bank Leumi le-Israel B.M.

Bank Leumi le-Israel B.M., whose name translates as National Bank of Israel, offers retail banking (for consumers and small businesses), commercial banking (middle-market businesses), corporate banking (large companies), and private banking (wealthy clients) through deposits, mortgages and other loans, credit cards, trust services, and investments. It has about 235 branches in Israel and more than 80 locations (including branches, agencies, and representative offices) in some 20 countries, including the US. Subsidiary Leumi Partners provides corporate investment banking services and makes direct investments in nonbanking businesses.

BEO Bancorp

BEO Bancorp

BEO Bancorp began in 1945 as the Gilliam County Bank, Arlington.BEO Bancorp wants to be the bank of choice for rural Oregonians. BEO, which is the holding company for Bank of Eastern Oregon, has about a dozen offices in north central Oregon; it is the state's largest agricultural bank. BEO serves area consumers and businesses, offering standard deposit products such as checking and savings accounts, and lending products including mortgages and commercial loans. Through BEO Financial Services, the company offers customers investment and insurance products.

Skandinaviska Enskilda Banken AB

Skandinaviska Enskilda Banken AB

Skandinaviska Enskilda Banken (SEB) operates through four divisions: merchant banking, retail banking, asset management, and life insurance (Trygg Liv) through some 670 offices in a dozen countries, primarily nations in Northern Europe. SEB also has offices in such money centers as London, Paris, Shanghai, and Singapore. SEB's merchant banking division targets large corporations and other financial institutions. Business offerings include cash management, financing, foreign exchange, leases, credit card services, and payroll administration. SEB offers individuals mortgages, auto loans, credit cards, and other products.

Bank of South Carolina Corporation

Bank of South Carolina Corporation

Bank of South Carolina Corporation is the holding company for The Bank of South Carolina, which was founded in 1987. It operates four branches in and around Charleston. Targeting individuals and small to midsized business customers, the bank offers such standard retail services as checking and savings accounts, credit cards, and money market and NOW accounts. Real estate loans make up more than 70% of the The Bank of South Carolina's loan portfolio, which also includes commercial loans (around 20%) and to a lesser extent, personal loans. President and CEO Hugh Lane and his family control about 12% of the company.

Heritage Commerce Corp

Heritage Commerce Corp

Heritage Commerce Corp operates as a bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. It offers deposit products, including checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, retirement accounts, non-interest-bearing demand accounts, savings accounts, and money market deposit accounts for retail and business banking markets. The company also provides commercial loans for working capital, financing the purchase of equipment, or for other business purposes; real estate term loans, and real estate land and construction loans; consumer loans for the purpose of financing automobiles, various types of consumer goods, and other personal purposes; home equity lines of credit; and small business administration loans. In addition, it offers cashier’s checks, traveler’s checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposits, automated payroll, electronic funds transfers, online banking, and other customary banking services. As of December 31, 2009, the company operated 10 full service branches in San Jose, Los Gatos, Fremont, Danville, Pleasanton, Walnut Creek, Morgan Hill, Gilroy, Mountain View, and Los Altos. It also operated loan production offices in Sacramento, Oakland, and Santa Rosa. The company was founded in 1993 and is based in San Jose, California.

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