Community Trust Bancorp is the holding company for Community Trust Bank, one of the largest banks based in Kentucky. It operates about 75 branches throughout the state, as well as in Tennessee and southern West Virginia. The bank offers standard retail banking services to area businesses and individuals, including checking and savings accounts, NOW accounts, and CDs. Loans secured by commercial properties and other real estate account for more than half of the bank's lending portfolio, which also includes business, consumer, and construction loans. The company provides trust services through subsidiary Community Trust and Investment Company.

Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The company's stock is traded under the symbol "CCFH.OB".

Knightswood provides financing to companies residing in the agricultural, oil and gas, commercial real estate, and personal financing sectors through the issuance of bonds to investors. Subsidiaries include Opus Cranberries Corporation, Ponderosa Ginseng Farms, and Qwest Energy. Knightswood was established in 1987.

Canadian Western Bank offers banking products and services to businesses and individuals through about 40 branch offices in western Canada; more than 80% of its loans are made in British Columbia and Alberta. The bank's consumer services include residential mortgages, consumer loans, and deposit products. Its Canadian Direct Insurance unit offers home, auto, and travel coverage. Canadian Western Trust provides investment and trust services, while Valiant Trust performs corporate trust, stock transfer, and employee benefit plan services.

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Banca Popolare Di Spoleto offers savings accounts, loans, credit cards and debit cards to individuals, families and businesses. The bank has about 70 branches throughout the central Italian regions of Umbria, Lazio, Marche, and Tuscany. BPS Online allows customers to access accounts on the Internet. Through a strategic alliance, Banca Monte dei Paschi di Siena provides bonds, pension funds, property management, project financing and mutual funds to Banca Popolare di Spoleto's customers.

Banco Internacional de Costa Rica, S.A. offers business banking services (its main focus) like checking and money market accounts and foreign trade financing. Personal products include loans, checking and money market accounts, debit cards, and CDs. BICSA can also buy and sell currency, set up and administer trusts, issue credit cards, and conduct foreign currency trading. With offices in Costa Rica, Guatemala, Nicaragua, El Salvador, Panama, and the US (Miami), the bank serves its international clients with checks drawn on foreign accounts. BICSA is owned by the Costa Rican government.

Johnson Capital Group, Inc. company provides commercial real estate advisory services, helping property developers and investors access and structure capital. Johnson Capital Group specializes in debt and equity placement for construction and acquisitions; it participates in transactions for all types of commercial real estate including office, retail, multifamily, industrial, hospitality, and mixed-use properties. It also provides in-house servicing. Established in 1987, the firm has some 20 offices in the US, as well as offices in Mexico and Spain and operations in India and Dubai.

Annapolis Bancorp serves individual and small business customers through about 10 branches in and around the Maryland capital. The bank offers such retail services as checking, savings, and money market accounts; IRAs; and CDs. It also provides private business banking, including cash management and credit products. Its lending activities are composed of commercial mortgages (about 30% of its total loan portfolio), one- to four-family real estate loans (more than 25%), business loans (some 20%), and to a lesser extent, construction and consumer loans.

Mizuho Corporate Bank, Ltd. offers commercial financial services including deposits, lending, foreign exchange, payment, and settlement. It primarily serves large global corporations and other financial institutions. Mizuho Corporate Bank also counts the government of Japan and other public sector organizations among its clientele. The bank has branches and offices throughout Japan and Asia as well as in major cities in Europe and the US. It is a subsidiary of top global financial institution Mizuho Financial Group.

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