Fidelity Federal is true to its community. It's the holding company for United Fidelity Bank (aka United Bank), which operates about a half-dozen branches in southern Indiana. In addition to traditional products like checking and savings accounts, CDs, and credit cards, the bank offers investments such as IRAs, heath savings accounts, education savings accounts, and savings bonds. One- to four-family residential mortgages account for the largest portion of the company's loan portfolio, followed by commercial real estate, construction and land development, and business loans. United Bank also offers private banking services.

The communities served by Community Central Bank Corporation are in the Detroit area -- specifically Mt. Clemens, Grosse Pointe, and Rochester Hills. Founded in 1996, Community Central Bank operates branches that attract consumers, small to midsized businesses, and government entities. Standard services offered include checking, savings, NOW, and money market accounts, and CDs. Commercial real estate loans account for nearly 70% of the company's loan portfolio, followed by residential mortgages (about 20%), business loans, home equity lines, and consumer loans. In 2005 Community Central acquired River Place Financial Corp., a private bank previously owned by the descendants of brewery founder Julius Stroh.

Impact Holdings (UK) plc company provides short-term loans for legal expenses in personal injury lawsuits. Though the loan is made to the individual claimant, funds are paid to the claimant's law firm to cover expenses such as legal advice, expert medical reports, and engineering studies. Subsidiary Impact Bridging Solutions provides bridge loans secured by residential or commercial property. The loans are made to property developers and investors to cover activities such as renovating a property, buying from auction, and development site purchase.

The Metropolitan Bank and Trust Company provides a full range of banking services to individual and commercial clients through around 800 offices in the Philippines, Asia, Europe, and the US. Its services include deposits, savings, loans, credit, investment assistance, life insurance, trade finance, money transfer and remittance, and Internet banking. Its subsidiaries and affiliate companies can be found throughout Asia as well as several major cities in the US. Chairman and majority shareholder George Ty established the Metrobank in 1962 in Manila.

Pulaski Financial is the holding company for Pulaski Bank, which provides financial services to residents and businesses from about a dozen branches throughout the St. Louis and Kansas City metropolitan areas. The bank offers standard deposit products, including checking and savings accounts, NOW accounts, and money market accounts. Pulaski's loan portfolio includes primarily commercial and residential mortgages, as well as home equity and construction loans. Through subsidiaries, the bank offers title insurance, annuities and insurance, and fixed-income investment and trading.

VSB Bancorp is the holding company for Victory State Bank, which serves New York City's Staten Island from about five offices. It collects deposits from local residents and businesses, offering standard products such as checking and savings accounts, money market accounts, and CDs. Commercial real estate, business, and construction loans make up almost all of the bank's loan portfolio. Victory State Bank generally does not write residential mortgages. Merton Corn, CEO of the bank from its 1997 founding until his 2007 retirement, owns approximately 10% of VSB.

The government-owned Banco de la Nación Argentina (or Bank of the Argentine Nation) is the country's largest bank. Under pressure from the World Bank and the International Monetary Fund to privatize it, the Argentine government moved to sell shares of the bank publicly. Economic chaos slowed that process and even caused the bank to deny that it was nationalizing local subsidiaries it had taken control of after they were abandoned by French bank Crédit Agricole. Banco de la Nación serves Argentina through about 650 branches. The bank provides industrial, agricultural, and export loans with an emphasis on small and midsized businesses.

Barclays Bank is the flagship subsidiary of financial services group Barclays PLC. The bank is primarily active in the UK, where it has some 1,700 branches, but also has significant retail and commercial operations in 50 countries throughout Europe and in several African nations, as well as the Middle East. It offers standard retail services such as current accounts, savings and investments, mortgages and other loans, insurance (it owns 59% of bancassurance provider Absa Group), credit cards (the Barclaycard), and online banking. Barclays Bank traces its roots to the late 17th century.

Banco de Valencia provides banking and financial services to individuals and businesses in Spain, including credit cards, checking, and savings deposits along with a variety of lending, investment, and insurance products. It also offers foreign currency deposits and fund transfers. Banco de Valencia operates a network of some 400 branches, primarily in the provinces of Alicante, Barcelona, Castellón, Murcia, and Valencia on the eastern coast of Spain. Credit group Bancaja, also headquartered in Valencia, owns some 40% of the company. Banco de Valencia was founded in 1900.

Monarch Community Bancorp emerged from its chrysalis in 2002 when it was organized to be the holding company for Monarch Community Bank (formerly Branch County Federal Savings and Loan Association). The bank operates more than five branches in southern Michigan's Branch, Calhoun, and Hillsdale counties. Its lending activities mainly consist of one- to four-family residential mortgages (about half of its loan portfolio), commercial mortgages, and home equity loans. To fund its lending, the bank offers such deposit products as checking, savings, and money market accounts, CDs, and IRAs. It provides insurance, mutual funds, annuities, and financial planning services through an agreement with Prudential Financial.

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