FirstFed Bancorp is the holding company for First Financial Bank, which has about 10 branches in central Alabama. The bank offers standard deposit products such as checking, savings, and money market accounts; IRAs; and CDs. With funds from deposits it originates loans in its market area, which includes Bibb, Jefferson, Shelby, and Tuscaloosa counties. First Financial's lending activities primarily consist of commercial real estate loans, single-family residential mortgages, and construction and land development loans. The bank also writes business and consumer loans.

Somerset Hills Bancorp is the holding company for Somerset Hills Bank, which has more than five branches in northern New Jersey. Founded in 1998, the bank focuses on lending to small and midsized businesses: Commercial real estate loans account for more than 40% of the company's loan portfolio and business loans represent some 25%. The bank also serves consumer clients, offering wealth management services in addition to standard deposit products and personal loans. Its residential mortgage lending activities primarily consist of home equity loans and jumbo loans to high-net-worth individuals. Subsidiary Sullivan Financial Services originates home loans for sale into the secondary market.

Signature Bank marks the spot where some professional New Yorkers bank. The institution provides customized banking and financial services to smaller private businesses, their owners, and their top executives through more than 20 locations in the metropolitan area. It attracts deposits by offering money market, savings, and NOW accounts, as well as CDs. Business loans, including commercial mortgages, commercial and industrial loans, and Small Business Administration-guaranteed loans, comprise the bulk of the bank's lending activities. Asset management, financial planning, life and disability insurance, and brokerage services are offered through affiliate Signature Securities Group.

North Valley Bancorp (NASDAQ: NOVB) is the parent company for North Valley Bank. Since 1973, North Valley Bank has become the largest community bank in Shasta and Trinity Counties. In 2000, that market was expanded by the acquisition of Six Rivers Bank, which serves Del Norte, Humboldt, and Mendocino Counties. In August of 2004, this five-county area was again expanded when North Valley Bank acquired Yolo Community Bank, adding locations in Roseville and Woodland. Ukiah and Santa Rosa followed in April 2005. Currently, North Valley Bank has 24 banking locations throughout Northern California.As North Valley Bank continues to grow, we understand that our growth depends on creating synergy by partnering with families, businesses, and communities. We are committed to achieve that end, and the result is a financial institution that not only models financial strength, but also enjoys a depth of customer loyalty that is rare in today's financial environment.

Digital Federal Credit Union (DCU) has more than 15 branch locations in Massachusetts and New Hampshire. Members can also do business online or at some 6,400 credit unions that accept transactions on behalf of DCU. The credit union offers a range of commercial and retail products and services, including savings and checking accounts, Visa credit cards, residential and commercial mortgages, and auto, business, construction, and home equity loans.

Cardinal Financial can help you keep out of the red. The holding company owns Cardinal Bank, which operates about two dozen branches in the Washington, DC metropolitan area. Serving commercial and retail customers, it offers such deposit options as checking, savings, and money market accounts; IRAs; and CDs, as well as trust services. Commercial real estate loans make up more than 40% of Cardinal Financial's loan portfolio; residential mortgages, construction loans, business loans, and home equity lines of credit round out the bank's lending activities. Subsidiary Cardinal Wealth Services provides brokerage and investment services through an alliance with Raymond James Financial.

The Elmira Savings Bank is a community bank that serves individuals and small to midsized businesses through about a dozen branch offices in upstate New York's Cayuga, Chemung, Steuben, and Tompkins counties. The bank offers traditional deposit products such as checking and savings accounts, CDs, and IRAs. With these funds, it mainly originates residential and commercial mortgages, business loans, and auto and other consumer loans. The bank offers investments and financial planning through its ESB Advisory Services subsidiary. Elmira Savings Bank was organized in 1869.

MidSouth Bancorp, Inc. was founded in 1984 and is headquartered in Lafayette, Louisiana. MidSouth Bancorp, Inc. operates as a holding company for MidSouth Bank, N.A. that provides banking services to commercial and retail customers in south Louisiana and southeast Texas. The company’s deposit products and services include interest-bearing and noninterest-bearing checking accounts, investment accounts, credit cards, and cash management services, as well as electronic banking services, including remote deposit capturing services. Its loan portfolio comprises commercial and industrial loans, commercial real estate loans, and loans secured by real estate and consumer loans. As of December 31, 2009, it operated a network of 35 offices and approximately 50 ATMs in south Louisiana and southeast Texas.

Israel Discount Bank of New York (the "Bank"), also known by its registered service mark, "IDB Bank", is a full service commercial bank chartered by the State of New York and a member of the Federal Deposit Insurance Corporation (FDIC). Our liquidity and capital ratios are strong, and we are ranked by Crain's New York Business as the 14th largest commercial bank in the New York area.

Princeton National Bancorp is the holding company for Citizens First National Bank in north-central Illinois. Founded in 1865, the bank serves area residents and businesses through more than 20 branches in nearly as many communities. It offers traditional services such as checking and savings accounts, CDs, IRAs, and credit cards. Business loans account for the largest portion of the company's loan portfolio, followed by commercial and residential mortgages. The bank also writes agricultural, construction, and consumer installment loans. Through Citizens Financial Advisors, it offers insurance, investments, farm management, and fiduciary services.

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