Millennium Bankshares Corporation operates as the holding company for Millennium Bank National Association that provides commercial and consumer banking services to individuals, small and medium sized businesses, and professional communities. It accepts a range of short-term and long-term deposits, including statement savings accounts, NOW accounts, money market deposit accounts, checking accounts, fixed-rate certificates with varying maturities, and individual retirement accounts.

MutualFirst Financial is the holding company for MutualFirst Bank, which has more than 30 financial centers and trust offices in northern Indiana and a loan production office in southern Michigan. The bank offers standard products and services such as checking and savings accounts, CDs, IRAs, and credit cards. More than 40% of the company's loan portfolio is devoted to residential mortgages. Consumer loans, including auto, boat, RV home equity, and home improvement loans, account for about 25%. Business loans also make up about a quarter of the MutualFirst's loan portfolio.

The year was 1910 when the men in the photograph at left gathered at the Strawberry Market in Mount Olive, North Carolina. Their local bank, The Bank of Mount Olive, was nine years old at the time, and reflected the values of the day. It was a place where their money was safe and earned good interest. A place where they were treated as friends and respected as individuals.

First Federal Community Bank of Bucyrus was chartered in 1888 as Bucyrus Loan & Building Company. Business was initially conducted from the law offices of D.W. Locke, located in the current FirstMerit Bank building on the square in downtown Bucyrus. Bucyrus Loan & Building Co. soon moved to the rear of the First National Bank building, located in the 100 block of West Rensselaer Street. That office was only open one hour per week, with weekly board meetings held shortly after closing.

ESSA Bancorp, Inc. was founded in 1916 and is based in Stroudsburg, Pennsylvania. ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company’s deposit products include savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit, individual retirement accounts, and other qualified plan accounts, as well as commercial checking accounts for businesses. It offers residential first mortgage loans, including construction mortgage loans; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, as well as various unsecured or secured loans, loans secured by deposits, personal loans, and automobile loans. The company also provides asset management and trust services, as well as investment services through its relationship with PRIMEVEST Financial Services, Inc., a third party broker/dealer and investment advisor. As of September 30, 2009, it operated 13 full-service banking offices located in Monroe and Northampton Counties, Pennsylvania.

First Busey Corporation sure stays busy. It's the holding company for Busey Bank, which has more than 40 branches in Illinois, Florida, and Indiana. The bank offers standard deposit products and services; it uses funds from deposits to originate loans, primarily real estate loans and mortgage. First Busey also owns nonbanking subsidiaries. Busey Wealth Management provides asset management, trust, brokerage, and related services individuals, businesses, and foundations; it has some $3.4 billion under management. Another subsidiary, FirsTech provides payment processing services. Most of Busey Bank's branches are located in central Illinois.

United PanAm Financial flies the choppy skies of subprime lending. Operating through subsidiaries United Auto Credit Corporation (UACC) and United Auto Business Operations (UABO), the specialty finance firm originates, buys, and services auto loan contracts for high-risk customers. The company buys contracts from independent and franchised used car dealers. Most borrowers have less-than-perfect credit histories, which impairs their ability to secure loans. UACC, once heavily localized in California, now has more than 15 offices throughout the country -- a dramatic decrease from what it had only a few years ago. Chairman Guillermo Bron and investment firm Pine Brook Road are buying United PanAm.

Banco Santander, S.A. provides various financial products and services in Spain, the United Kingdom, Portugal, other European countries, Brazil, Latin America, and the United States. It operates through three segments: Retail Banking, Global Wholesale Banking, and Asset Management and Insurance. The Retail Banking segment offers a range of deposit products, including savings, current, demand, time, and notice deposits, as well as international and domestic interbank deposits; and loan products and services, such as auto financing, personal loans, mortgages, and leasing and renting. This segment also offers credit cards, automated cash dispensers, savings books updaters, telephone banking, and electronic and Internet banking.

Deutsche Bank is a leading global investment bank with a strong private clients franchise. Its businesses are mutually reinforcing.A leader in Germany and Europe, the bank is continuously growing in North America, Asia and key emerging markets.With 82,504 employees and 1,977 branches in 73 countries (as of September 30, 2010), Deutsche Bank offers unparalleled financial services throughout the world.

South Africa's largest bank, Standard Bank Group Limited offers a variety of retail and commercial banking, corporate and investment banking, investment management, and life insurance services through more than 600 locations in its home country. The bank also has some 400 additional branches in other sub-Saharan African nations, where it operates as Stanbic. Beyond Africa, the bank has offices in more than 15 countries on five continents. It serves individuals and business and corporate customers. Standard Bank holds a controlling stake in South African insurance firm Liberty Group.

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