Luzerner Kantonalbank (LUKB) provides standard retail and corporate banking, loans, small-business financing, and private banking services from about two-dozen branches and offices in the central Swiss canton of Lucerne. Its Adler & Co. subsidiary operates two private banking branches serving high-net-worth individuals and institutional investors in Zurich and Basel. More than 20 cantonal banks today vie for the market share not dominated by UBS or Credit Suisse. Like all contanal banks, the cantonal government provides backing for LUKB's lending products. LUKB was founded in 1850 and began trading publicly in 2001; the canton owns about two-thirds of the bank.

SinoPac is packing away financial services in Asia and on the US west coast. The holding company owns Bank SinoPac, which has about 130 branches in Taiwan. Bank SinoPac was created in 2006 after the merger of a bank by that name and International Bank of Taipei, or IBT. In the US, SinoPac Bancorp owns Far East National Bank, which serves California's Asian-American community through more than a dozen branches. Other holdings include SinoPac Securities, which offers brokerage services, corporate financing, and underwriting. The company's SinoPac Credit Cards unit has issued more than 1.7 million cards. SinoPac Holdings' subsidiaries also have operations in China, Hong Kong, Macao, the UK, and Vietnam.

The company was founded in 1964 in Jackson, Georgia, by a group of local businessmen who wanted to establish a true community bank. They envisioned a bank that would serve the specific needs of the community and all of its citizens. We have experienced strong growth over these many years which is an indication that our founding directors were correct in their assessment that if we served our community and customers well we would succeed.

Millennium Bankshares Corporation operates as the holding company for Millennium Bank National Association that provides commercial and consumer banking services to individuals, small and medium sized businesses, and professional communities. It accepts a range of short-term and long-term deposits, including statement savings accounts, NOW accounts, money market deposit accounts, checking accounts, fixed-rate certificates with varying maturities, and individual retirement accounts.

BTMU Capital is a wholly owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU), which is part of the Mitsubishi UFJ Financial Group (MUFG), and a member of its Global Business Unit. We are a leading provider of leasing and structured asset-based financing and related financial services to U.S. and international organizations. We provide our operating lease services for modern aircraft engines through our subsidiary, Engine Lease Finance Corporation, located in Shannon, Ireland; for marine containers through our subsidiary, Beacon Intermodal Leasing, LLC, located in Boston, MA; and for UK and European based rail equipment through our subsidiary, Beacon Rail Leasing Limited, located in London, England. We have more than $4 billion in total assets under management, and we have arranged approximately $15 billion of financings in the last 5 years. BTMU Capital leverages the power of MUFG and the experience and creativity of its people to develop financial products that meet the specialized needs of its clients for leasing and asset-based financing.

Bank of Virginia helps put the Rich in Richmond. The company serves Chesterfield County from a handful of banking branches in Midlothian, Richmond, and Chester. Bank of Virginia offers standard retail and commercial services including checking and savings accounts, CDs, IRAs, and money market accounts. In 2008, the bank opened its fifth branch in the Richmond area. Commercial mortgages account for about a third of the company's lending portfolio, which also includes business loans, single-family mortgages, and construction loans. Consumer lending accounts for less than 5% of its portfolio. Washington, DC-based Cordia Bancorp bought a majority of Bank of Virginia in 2010.

The Business Bank is about relationships. We believe that businesses need a banker not just a bank. We work with leading businesses in Northern Virginia and the DC metropolitan area. We offer traditional, old-fashioned personal service along with experienced, knowledgeable bankers who are committed to you. Our bank tellers, lenders and client managers know your name, your business and how valuable your business is to us. We help your business figure out how to succeed.

Australia and New Zealand Banking Group (ANZ), one of Australia's Big Four banks and New Zealand's top banks, offers commercial and retail banking and financial services from more than 1,300 branches and offices, primarily in Australia, New Zealand, and the Asia/Pacific region. Offerings include standard deposit and lending services, credit cards, wealth management, agribusiness finance and insurance, and foreign exchange services for other financial institutions. The group is active in more than 30 countries including the US, the US, and China. ANZ traces its roots to the 1835 founding of Bank of Australasia.

United Security Bancshares, Inc. was founded in 1999 and is based in Thomasville, Alabama. United Security Bancshares, Inc. operates as the holding company for First United Security Bank, which provides commercial banking products and services to businesses and individuals. It generates various deposit products, including non-interest bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, and time deposits. United Security Bancshares, Inc. also provides commercial, financial, and agricultural loans; consumer loans, including credit cards and other related credit plans; real estate loans comprising construction loans for commercial and residential development, commercial buildings, and apartment complexes; and other loans secured by real estate, such as one-to-four family dwellings, including mobile homes, loans on land only, multi-family dwellings, non-farm, non-residential real estate, and home equity loans. In addition, it involves in underwriting credit life, and credit accident and health insurance policies related to loans; the purchase and sale of government securities; and the provision of safe deposit box services. As of December 31, 2009, United Security Bancshares operated and served its customers through 19 banking offices located in Brent, Bucksville, Butler, Calera, Centreville, Coffeeville, Columbiana, Fulton, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama, as well as provided real estate and consumer loans through 22 branch locations in Alabama and Southeast Mississippi.

Formed in 1992, borrower-owned AgriBank also provides credit to rural electric, water, and telephone systems. AgriBank serves borrowers in 15 states stretching from Ohio to Wyoming and Minnesota to Arkansas. AgriBank puts the "green" in green acres. A financial intermediary, AgriBank provides wholesale lending and business services to Farm Credit System (FCS) associations in America's heartland. Established by Congress in 1916, the FCS is a nationwide network of cooperatives that provides loans and financial services for farmers, ranchers, agribusiness owners, timber producers, and rural homeowners. Farm Credit System's co-ops write loans for homes, land, equipment, and other farm operating costs.

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