FirstRand's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management.

Seacoast Banking Corporation is the holding company for Seacoast National Bank (formerly First National Bank and Trust Company of the Treasure Coast), which has more than 40 branches in Florida, with a concentration on the state's southeastern coast. Serving individuals and areas businesses, the bank offers a range of financial products and services, including deposit accounts, credit cards, trust services, and private banking. Commercial and residential real estate loans comprise most of the bank's lending activities; to a lesser extent, it also originates business and consumer loans. Subsidiary FNB Brokerage Services provides financial planning services in addition to mutual funds and other investments.

Provident Community Bancshares (formerly Union Financial Bancshares) is the holding company for Provident Community Bank, which operates about 10 branches in Laurens, Union, Fairfield, Greenville and York counties in northern South Carolina. The bank attracts deposits from local consumers and businesses by offering checking and savings accounts, money market and NOW accounts, CDs, and IRAs. Its lending activities mainly consist of business loans, commercial mortgages, and consumer and installment loans. The bank also offers investments, brokerage services, retirement planning, and credit cards.

THE BANK OF YOU is for you. Your style. Your personality. Your way of life. That's why North Shore Bank is glad to give you conveniences for every need, and tools to help you confidentially manage your money. We simply provide answers, advice, even words of encouragement to help ensure things go according to your plan.

HSBC France (formerly Credit Commercial de France or CCF) represents the operations of big British bank HSBC in France. Rebranded in 2005, the company entails the former Union de Banque Nationale de Paris, Banque de Picardie, Banque Hervet, and Banque de Baecque Beau, as well as CCF. It offers retail and private banking services through approximately 375 branches throughout the country. HSBC France's corporate, investment banking, and markets division focuses on mergers and acquisitions advice, specialized finance, fixed income products, foreign exchange, equity brokerage, and equity derivatives.

Sun Bancorp revolves around New Jersey. The holding company for Sun National Bank, Sun Bancorp targets individuals and local businesses in central and southern New Jersey through about 70 branch locations. Sun National Bank offers standard retail services, including savings accounts, CDs, and IRAs. The company's primary lending focus is originating industrial and commercial loans (including Small Business Administration (SBA) loans and lines of credit), which account for some 85% of its portfolio. Sun National Bank also makes home equity, residential mortgage, and other consumer loans. The company offers investment services through Sun Financial Services.

Access Capital gives business owners access to much needed capital. The business lender offers accounts receivable financing, asset-based lending, factoring, and receivables management. Clients include owners of growing service industry businesses such as software developers, manufacturers, maintenance and security guard companies, limousine companies, and temporary agencies. Business owners typically use Access Capital funding for inventory, staffing, payroll, marketing, debt restructuring, and reorganization. Unlike some commercial lenders, Access Capital does not require borrowers to relinquish equity or pledge personal collateral.

Aries Capital is a full-service mortgage banker specializing in structured financing for commercial projects including hotels, office buildings, and apartment buildings. Its offerings include fixed and adjustable rate mortgages, typically ranging from $3 million to $100 million, as well interim funds and smaller multifamily residential loans. Through Aries Real Estate Fund, Aries Capital, LLC provides mezzanine and bridge financing; Urban Development Fund finances projects that will benefit underserved communities. Aries Capital, LLC operates nationwide through offices in Chicago, Denver, Houston, and Phoenix. Aries Capital has funded more than $3 billion in real estate developments in the past decade.

LCNB National Bank, which operates some two dozen branches in southwestern Ohio. The bank offers personal and commercial banking services such as checking and savings accounts, money markets, IRAs, and CDs. Residential mortgages account for nearly half of the company's loan book. Other offerings include commercial mortgages, consumer loans including credit cards, and business loans. Trust services are also provided; subsidiary Dakin Insurance Agency sells commercial and personal property/casualty insurance. In 2007 LCNB acquired Sycamore National Bank, which allowed for financial growth and branch expansion.

Credit Suisse (UK) Limited offers private banking services, including deposit accounts, mutual funds, personalized financial planning services, and wealth management. It also manages assets for retail investors, intermediaries, and institutions such as corporations, pension funds, and not-for-profit entities. Other services include alternative investments (private equity, real estate, hedging strategies) and investment banking (mergers and acquisitions advice; debt and equity underwriting, sales, and trading). Credit Suisse (UK) is the London subsidiary of Zurich-based Credit Suisse Group.

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