FNB Bancorp bank also originates business, consumer, and construction loans.To be or not to FNB? If that's your question, you might want to look into FNB Bancorp. It's the holding company for First National Bank of Northern California, which serves consumers and small to midsized businesses in San Mateo and San Francisco counties. Through about a dozen branches, the bank offers traditional products such as checking and savings accounts, IRAs, CDs, and credit cards. Real estate loans, including commercial and residential mortgages, account for approximately 70% of the company's loan portfolio.

Southern Community Financial is the holding company for Southern Community Bank and Trust, which operates more than 20 branches in the Piedmont Triad region and other parts of North Carolina. Serving area individuals, small and midsized businesses, and homebuilders, the bank offers such retail services as checking and savings accounts, money market accounts, and credit cards. The bulk of Southern Community Financial's loan portfolio is made up of commercial mortgages (about 35%), residential mortgages (25%), construction loans (20%), and commercial and industrial loans (more than 15%). The bank also offers insurance products through an agreement with The Phoenix Companies.

The Metropolitan Bank and Trust Company provides a full range of banking services to individual and commercial clients through around 800 offices in the Philippines, Asia, Europe, and the US. Its services include deposits, savings, loans, credit, investment assistance, life insurance, trade finance, money transfer and remittance, and Internet banking. Its subsidiaries and affiliate companies can be found throughout Asia as well as several major cities in the US. Chairman and majority shareholder George Ty established the Metrobank in 1962 in Manila.

Established in 1957, Hitachi Capital also provides payment and collection services through its outsourcing business and issues credit cards and non-life insurance. Hitachi Capital Corporation, which has nearly 220 locations in Japan, serves some 2 million customers in the medical, agricultural, logistics, and industrial manufacturing sectors, among others. In need of a car, tractor, or personal computer? Hitachi Capital can help. A subsidiary of Hitachi, Ltd., Hitachi Capital Corporation provides a variety of financial services through its group of companies around the globe. The firm's offerings include financing for the lease and rental of industrial machinery and information equipment, as well as for auto and home loans.

Logansport Financial is the holding company for Logansport Savings Bank, which serves customers in Cass County, Indiana. From a single office in Logansport, the bank offers individuals and businesses a variety of financial services, including such deposit products as checking, savings, and NOW accounts, as well as IRAs and certificates of deposit. Logansport Savings Bank uses funds from deposits to originate residential mortgages, which account for almost half of its loan portfolio. The bank, originally chartered in 1925, also offers home equity, home improvement, commercial real estate, business, and consumer loans.

Kinecta Federal Credit Union is one of the nation's leading Credit Unions, with more than $3.5 billion in assets and serving over 220,000 member-owners across the country. From the beginning, we have helped our members fulfill their dreams. In 1940, Hughes Aircraft Employees Federal Credit Union was an idea born from a simple inconvenience: employees of the Hughes Aircraft Company were spending too much lunchtime driving downtown to handle their finances.

Resona Holdings focuses on consumer and small business banking in the greater Tokyo area and Kansai region. Resona Bank provides corporate pension management, banking and trust services. Personal banking services at each bank includes loans for individuals, asset management, and estate planning. The company also provides corporate banking services such as loans, pension management, and real estate services. Altogether, Resona Holdings has about 600 branches throughout Japan.

Northern Star Financial is the holding company for Northern Star Bank, which has two offices in Mankato and St. Cloud, Minnesota. Serving local consumers and small and midsized businesses, the bank offers standard deposit services, including checking and savings accounts, money market accounts, CDs, and IRAs. Real estate loans, including single-family residential, multifamily residential, commercial mortgage, construction, and land development loans, account for most of the company's portfolio. To a lesser extent, the bank makes business, consumer, municipal, and farm loans.

Bank of East Asia provides retail and commercial banking services in Hong Kong and mainland China. Its offerings include deposit accounts, consumer loans, mortgages, business loans, credit cards, private banking, and investment management. Bank of East Asia has some 130 locations in Hong Kong and more than 60 in mainland China; internationally, it has about 30 offices in the British Virgin Islands, Canada, Malaysia, Singapore, the UK, the US, and Vietnam. The bank's subsidiaries include online securities and futures brokerage provider East Asia Securities, Blue Cross (Asia-Pacific) Insurance, and Tricor, which performs outsourced business services.

M&F Bank has deep roots. Since 1890, M&F Bank has served a growing community of clients encompassing parts of four states. From 48 locations and the connected world M&F is delivering a wide array of financial products and services to individuals, businesses, organizations, governments and churches. From our base in Mississippi M&F now serves in Tennessee, Alabama and Florida. Our markets are diverse; our financial services are adapted to the needs of the client. Our mission is built on integrity and focused on exceeding the expectation of our customer. We believe in the basics of traditional banking. We also believe in a menu of related services including insurance, wealth management, investments, mortgage banking and specialized applications of the financial system. M&F is as relational as your best friend and neighbor while being as technologically adept as you require. Stewardship is the means and the end of our mission. As we grow shareholder value through exceptional service we are better able to do good and perpetuate the multiplication of value to customer, community and associate. Our calling is high, our commitment is unswerving and our mission is clear. At M&F Bank the focus is on results.

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