Southwest Bancorp is the holding company for Stillwater National Bank and Trust Company, which has about 10 branches in Oklahoma and another six in Texas, operating as SNB Bank of Austin, SNB Bank of Dallas, SNB Bank of San Antonio, and SNB McMullen Bank. It also operates the three-branch Bank of Kansas, which it acquired in 2007 and promptly renamed SNB Bank of Kansas. The banks primarily use funds collected from deposits such as CDs and checking, savings, and money market accounts to originate commercial mortgages (more than one-third of the company's loan portfolio), construction loans (about 30%), commercial loans (about 20%), and guaranteed student loans.

Flatbush Federal Bancorp, Inc. operates as the holding company for Flatbush Federal Savings & Loan Association, which provides various banking products and services primarily in Brooklyn, New York. Flatbush Federal Bancorp, Inc. offers various deposit products, including demand deposits comprising non-interest bearing and NOW accounts, passbook savings and club accounts, and fixed-term certificates of deposit. Its loan portfolio comprises one-to-four family residential loans, multi-family real estate loans, commercial real estate loans, construction loans, loans secured by deposits, home equity loans, credit cards secured by deposit accounts, unsecured credit cards, and business loans. Flatbush Federal Bancorp offers its services to middle-income households and low-to-moderate-income households through its three locations located in Brooklyn. Flatbush Federal Bancorp, Inc. is based in Brooklyn, New York. Flatbush Federal Bancorp, Inc. operates as a subsidiary of Flatbush Federal Bancorp, MHC.

Alliance Bancorp, Inc. of Pennsylvania is the holding company for Alliance Bank (formerly Greater Delaware Valley Savings Bank). The bank has about 10 branch offices that serve individuals and local businesses in suburban Philadelphia's Delaware and Chester counties. It offers standard deposit products such as checking and savings accounts, money market accounts, CDs, and IRAs. Commercial real estate loans (more than 45% of the company's loan portfolio) and residential mortgages (more than 40%) comprise most of the bank's lending activities. Alliance Bancorp was formed in 2007 when the bank converted from mutual ownership to a mid-tier stock holding company structure.

Capital One hopes it's a car financed through Capital One Auto Finance. A subsidiary of Capital One Financial, the company found its niche in the e-loan market. From its origins of selling loans only through direct mail and auto dealerships, the company has evolved into one of the largest Internet auto lenders in the US. An online decision usually comes within minutes, after which the buyer receives a "blank check" for up to the approved loan amount, thus providing the negotiating power of cash to let the borrower purchase or refinance a new or used vehicle.

Bar Harbor Bankshares is a Maine-stay for communities in the Pine Tree State's Hancock, Knox, and Washington counties. Through about a dozen branches, subsidiary Bar Harbor Bank & Trust offers such deposit products as checking, savings, and money market accounts; NOW accounts; IRAs; and CDs. Real estate mortgages make up some 80% of the bank's loan portfolio, which also includes consumer, commercial, and agricultural loans. About 10% of the bank's lending is focused on the tourist industry associated with nearby Acadia National Park. Bar Harbor Trust Services, a subsidiary of the bank, offers trust and estate planning services.

Boxed in by leasing contracts? Balboa Capital smoothes out the rocky process. With leases that feature "plain English" documentation, the company provides equipment leasing and financing to small and midsized businesses throughout the US, including medical and other professional practices. Equipment includes new and used business machines, furniture, software, and vehicles as well as some medical equipment. Lease amounts range from $150,000 to $50 million; many leases can be applied for online, and are often approved in a few hours. Founder and CEO Patrick Byrne owns Balboa Capital.

ING Lease Holding provides vendor leasing and general leasing services in about a dozen European nations. It also offers asset-specialized leasing of cars through several ING Car Lease affiliates and through Noord Lease in the Netherlands. Part of the Wholesale Banking group of Dutch financial services giant ING Groep, the company writes leases directly, as well as through brokers, vendors, and ING Bank. ING Lease Holding manages a portfolio of nearly E14 billion. The UK and the Benelux countries are the company's two biggest markets.

Community Bank System is right up front about what it is. The holding company owns Community Bank, which operates about 150 branches across nearly 30 counties in upstate New York and five counties in northeastern Pennsylvania, where it operates as First Liberty Bank and Trust. Focusing on small, underserved towns, the bank offers such services as checking and savings, money market, and NOW accounts. The bank's loan portfolio is divided nearly equally among business loans, residential mortgages, and consumer loans. Community Bank System also provides trust services, brokerage services, investment management, insurance products, and employee benefits plan administration.

Xenith Bankshares, formerly First Bankshares, is the holding company of SuffolkFirst Bank, a community bank with three offices in southeastern Virginia. The bank targets commercial customers, wealthy individuals, and investors. It offers traditional products and services including checking and savings accounts, CDs, debit cards, and merchant card processing. Its lending portfolio is primarily made up of real estate loans, namely residential and commercial mortgages. Xenith Bankshares was created in late 2009 through the merger of the six-year-old First Bankshares and Xenith Corporation, which had originally been established to open a new banking institution.

Deutsche Postbank is claiming its post as one of Germany's leading retail banks. Spun off from postal service provider Deutsche Post in 2004, the bank offers deposits, loans and mortgages, asset management, insurance, and commercial finance, including factoring and leasing services, through more than 850 branches; it also offers some services through post office locations. The bank performs payment processing services as well, with rivals including Deutsche Bank among its biggest customers. Outside Germany, Deutsche Postbank offers banking services in Luxembourg and structured finance products to companies in North America. Deutsche Bank controls just over half of the bank.

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