The Reserve Bank of India serves as the Asian nation's central bank. Its primary function is to ensure the country's monetary stability. The bank creates monetary policy and assists in regulating its financial system. The central board of directors, appointed by the government, leads the bank. The Reserve Bank of India was founded as a privately owned bank in 1935; it became government-owned following nationalization in 1949. The bank is headquartered in Mumbai and has 22 regional offices. Its subsidiaries include the National Housing Bank, Deposit Insurance and Credit Guarantee Corporation of India, and the National Bank for Agriculture and Rural Development.

Clarkston Financial, the holding company for Clarkston State Bank, threw its hat into the ring of retail banking in 1998. The community bank serves area consumers and small to midsized businesses from about five locations in Oakland County, Michigan, north of Detroit. The bank offers standard deposit services, including checking, savings, and money market accounts, certificates of deposit, and IRAs. Clarkston Savings Bank uses these funds primarily to originate real estate loans; commercial mortgages account for the largest portion of its portfolio, followed by residential mortgages and construction and land development loans.

One of the largest associations in the Farm Credit System, GreenStone offers FARM CREDIT SERVICES (FCS) provides short, intermediate, and long-term loans; equipment and building leases; appraisal services; and life and crop insurance to farmers in Michigan and Wisconsin. It serves about 15,000 members and has nearly 40 locations. Through an alliance with AgriSolutions, a farm software and consulting company, Greenstone provides income tax planning and preparation services, farm business consulting, and educational seminars. FCS Mortgage provides residential loans for rural properties, as well as loans for home improvement, construction, and refinancing.

The Bank of Nova Scotia, together with its subsidiaries, provides various financial products and services in Canada and internationally. It operates in three segments: Canadian Banking, International Banking, and Scotia Capital. Its Canadian Banking segment provides retail and small business banking products comprising mortgages, loans, savings and retirement products, credit and debit cards, investments, insurance, and day-to-day banking products to individuals and small businesses; wealth management services consisting of personal investment and advisory products and services, which include retail brokerage, mutual funds, investment management, private banking, and estate and trust services; and commercial banking services, such as products for agriculture, franchising, leasing, real estate and automotive lending, and tailored financing solutions medium to large businesses, as well as deposit and cash management services.

Social Investment Scotland is a private partnership with backers that include the country's largest banks -- Clydesdale Bank, Lloyds Banking Group, and the Royal Bank of Scotland -- that provides loan finance and business support to social enterprises and voluntary organizations that do not fit lending criteria of commercial banks. Its main fund, Futurebuilders Plus, supports social economy organizations operating in Scotland; the Edinburgh Fund funnels grants to social enterprises in the city.

Southcoast Financial Corporation, headquartered in Mt. Pleasant, South Carolina, is the holding company of Southcoast Community Bank. The Bank, which opened for business July 20, 1998, is a state chartered commercial bank operating from its main office at 534 Johnnie Dodds Boulevard in Mt. Pleasant, SC. Southcoast is a locally owned and operated business and has been recognized as one of the top 25 fastest growing companies in South Carolina. Southcoast Financial Corporation's common stock trades on NASDAQ under the symbol SOCB.Southcoast has ten locations in the Greater Charleston market, including offices in Charleston, North Charleston, Mt. Pleasant, Johns Island, Moncks Corner, Summerville, and Goose Creek. The Company's strategic focus is to serve the banking needs of small businesses in the Tri-County area. In addition to traditional consumer and commercial services, Southcoast offers mortgage loan origination services, tax deposits, as well as a variety of other services. Southcoast has also established a 24-hour automated teller network throughout the Tri-County area.

The Bank for International Settlements (BIS) is an international organization which fosters international monetary and financial cooperation and serves as a bank for central banks The head office is in Basel, Switzerland and there are two representative offices: in the HongKong Special Administrative Region of the People's Republic of China and in Mexico City. Established on 17 May 1930, the BIS is the world's oldest international financial organization.As its customers are central banks and international organizations, the BIS does not accept deposits from, or provide financial services to, private individuals or corporate entities.

The Commerce Bank of Washington has enriched local businesses with highly personalized banking from local, experienced bankers dedicated to long-term relationships.Founders James Hawkanson and Robert Richards joined forces to create a local bank to serve businesses in the Greater Seattle area. They were joined shortly afterwards by Dave Friedenberg who worked to help extend our vision of a bank with strong community ties.

JPMorgan Chase & Co., a financial holding company, provides various financial services worldwide. The companys Investment Bank segment provides investment banking products and services, including advising on corporate strategy and structure, capital raising in equity and debt markets, risk management, market-making in cash securities and derivative instruments, and prime brokerage and research. This segment serves corporations, financial institutions, governments, and institutional investors.

Established in 2002 to consolidate the operations of E.Sun Bank and other subsidiaries, E.Sun provides commercial banking, venture capital, securities trading, and other financial services to businesses and individuals throughout the country. The group depends on commercial banking services for its bread and butter (90% of annual revenues) and carries out additional financial operations through six subsidiaries. An attempt to acquire Taiwan Business Bank in 2005 broke down amid union protests. A year later the group allied with Singapore's Temasek which would eventually control 6% through Fullerton Financial Holdings.

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