Established in 1921, the Michinoku Bank is a regional bank offering financial services in the Aamori Prefecture in Japan. With about 120 branches and eight consolidated subsidiaries, Michinoku Bank offers traditional banking products, as well as real estate management and staffing supply services. With its "family bank" business approach, the company targets individual retail customers, as well as small-to-medium-sized businesses. It has key subsidiaries in Hong Kong and Shanghai. Michinoku Bank was also the first Japanese bank to open a subsidiary in Russia when it launched The Michinoku Bank (Moscow) Ltd. in 1999; it is now selling that operation to Mizuho Financial.

Mizuho Corporate Bank, Ltd. offers commercial financial services including deposits, lending, foreign exchange, payment, and settlement. It primarily serves large global corporations and other financial institutions. Mizuho Corporate Bank also counts the government of Japan and other public sector organizations among its clientele. The bank has branches and offices throughout Japan and Asia as well as in major cities in Europe and the US. It is a subsidiary of top global financial institution Mizuho Financial Group.

The Bank of Thailand (BOT) serves as the central bank for the country. Tracing its roots back to 1939, BOT serves in a variety of central banking functions, including promoting monetary stability and policies, supervising financial institutions, providing banking facilities to the government and financial organizations, managing national reserves, and printing and issuing banknotes. Headquartered in Bangkok, BOT operates three regional offices which manage banking facilities, supervise foreign exchange control, and monitor economic conditions in their respective regional areas. BOT also has international representation in New York and London.

Banque Audi sal provides a range of private, retail, and commercial banking services to customers in Lebanon and the wider Middle East; it offers private banking services through subsidiaries in Europe and the Americas. Banque Audi has more than 130 retail branches, and also serves as a market maker for Lebanese treasury bills. The bank traces its lineage to 1830, when it began as an outgrowth of the Audi family exchange business in the Lebanese city of Sidon; the firm is still headed by members of the Audi family. Egyptian firm EFG-Hermes holds more than a quarter of Banque Audi.

Cheviot Financial happily puts the "buck" in "Buckeye State." It is the holding company for Cheviot Savings Bank, which operates more than five branches in and around Cincinnati. The community-oriented thrift offers traditional products such as checking and savings accounts, CDs, IRAs, and credit cards. Its lending activities primarily consist of residential mortgages; construction, consumer, and commercial loans round out its loan book. Cheviot offers investment services through third-party provider Souders Financial. Cheviot Mutual Holding Company owns about 60% of Cheviot Financial, which will nearly double in size through its planned acquisition of First Franklin Corporation.

Sumitomo Mitsui Financial Group, Inc. (SMFG) provides various consumer, commercial, corporate banking, and other financial services in Japan. The company offers deposit taking, lending, securities retail sales and trading, securities investment, fund transfer, foreign exchange, insourcing of financial futures transactions, corporate bond trustee and custody, trust bank, investment trust sales, and securities intermediary services, as well as engages in retail sale of insurance products. It also provides credit card, credit finance, sales promotion, and payment collection agency services; and operational services, including card issuance, invoicing cardholders, and settlement of accounts of other cards.

Central Bancorp is the holding company for Central Co-operative Bank. Operating as Central Bank, it serves Middlesex County in the northwestern suburbs of Boston through about 10 bank branches and loan centers. The bank's primary business is gathering deposits by offering NOW, money market, checking, and savings accounts; CDs; and retirement savings plans. It primarily uses these funds to originate commercial mortgages (more than half of all loans in the company's portfolio, up from 20% in 2001). Residential mortgages have gone down from around 70% to less than 40% since then. The bank also offers construction, home equity, business, and consumer loans, as well as credit cards.

Agility Capital was founded in 2000 with a clear focus: provide innovative short-term loans to private venture-backed and Small Cap public companies. Our lending strategy is simple: be the most creative and responsive lender for technology companies. We provide services tailored to the immediate needs of our clients. We act fast and precise to provide our clients the service expected in today's competitive marketplace. Our loans include: mezzanine financing, primary bridge loans, lines of credit, factoring lines of credit, non-formula lines of credit, and restructuring debt. We specialize in the type of loans that are necessary to provide an entrepreneur with time and operating capital to successfully achieve the next financing milestone, whether it is a private equity investment, the sale of the company, or public offering. The value we offer our clients is the ability to act fast and be flexible and creative in designing the financing they require. We understand the challenges faced by the entrepreneur and realize that timing is everything. Since we control our funds, we structure credit facilities without restrictive financial covenants and can act quickly to get the client the capital when they need it.

FHL Bank Topeka, a privately owned, federally chartered corporation, promotes housing and home ownership by providing wholesale products and services that help member financial institutions expand the availability of mortgage credit, compete more effectively in their markets and foster strong and vibrant communities. With approximately $38 billion in assets and $1.8 billion in capital, FHLBank serves 837 banks, thrifts, credit unions and insurance companies throughout Colorado, Kansas, Nebraska and Oklahoma. FHL Bank employs approximately 200 people and is located in Topeka, Kan. FHLBank Topeka promotes housing and community development in the public interest by serving as an economical source of credit and by providing the services and rate of return necessary to attract and retain borrowing stockholders.

A financial group with international aspirations, Bank of Cyprus provides banking and financial services on the Mediterranean island of Cyprus (about 145 branches), in Greece (some 160 branches), and through its 80%-owned Uniastrum Bank, in Russia (more than 200 branches). The company also operates in the UK, the Ukraine, Romania, Canada, South Africa, the Channel Islands, and Australia. In addition to retail and commercial banking services, Bank of Cyprus and its subsidiaries offer asset management, investment banking, factoring, leasing, credit card processing, property investment, and insurance services. The bank was founded in 1899.

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