Punjab and Sind Bank was founded in 1908 to help those economically challenged Indians traditionally underserved by financial institutions. PSB boasts more than 900 branches (about half in the state of Punjab) offering savings and checking accounts, credit cards, loans, and life insurance along with government pension accounts and remittance services. It also has about 100 limited service counters inside other businesses. PSB has been restructuring, closing or relocating underperforming branches to improve profits. It has asked the Indian government, its owner, to grant it an initial public offering.

Chinatrust Financial Holding (CFHC) is one of Taiwan's largest financial services groups. It operates Chinatrust Commercial Bank, which has more than 140 domestic branches and more than 70 overseas. The group provides general banking services including corporate and consumer loans, financial consulting, checking and savings accounts, letters of credit, commercial drafts, collections and payments, and credit cards. It also offers property/casualty insurance, life insurance, investments, and other related financial services. Overseas, the bank operates subsidiaries in the US, Canada, the Philippines, and Indonesia. The predecessor to the family-owned CFHC was founded in 1966.

Credito Emiliano, one of Italy's leading midsized bank holding companies. Through its 20 financial subsidiaries and affiliates, Credito Emiliano (also known as Credem) offers a host of retail, commercial, and institutional banking services through some 590 branches across Italy. In addition to its lending and deposit products, the financial group offers life and liability insurance, pensions, asset management, leasing, and various corporate financial services. Credem Holding, owned by the Maramotti family (known in fashion circles for its design house Max Mara), controls the company.

RiverWood Bank is a network of community banks located in 11 different communities in Northern and Central Minnesota. The original banking charters were formed in the 1920's in Bemidji and Morris as state chartered local building and loan associations. The present charter is a national savings and loan association regulated by the Office of Thrift Supervision. The banks have had a long history of meeting the needs of our communities in both the Consumer Banking and Home Lending Services.

BancorpSouth, Inc. operates as a financial holding company for BancorpSouth Bank that provides commercial banking and financial services to individuals, and small-to-medium sized businesses in Mississippi, Tennessee, Alabama, Arkansas, Texas, Louisiana, Florida, Missouri, and Illinois. It generates interest bearing and noninterest bearing demand deposits, and saving and time deposits. The company provides various commercial loan services, including term loans, lines of credit, equipment and receivable financing, and agricultural loans, as well as a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery. Its residential consumer lending activities consist of the origination of fixed and adjustable rate residential mortgage loans secured by owner-occupied property, construction loans, second mortgage loans, and home equity lines of credit; and non-residential consumer lending activities comprise automobile loans, recreation vehicle loans, boat loans, secured and unsecured personal loans, deposit account secured loans, and student loans. BancorpSouth, Inc. also serves as an agent in the sale of title insurance; commercial lines of insurance; and a line of property and casualty, life, health, and employee benefit products and services. In addition, it offers investment services comprising brokerage, investment advisory, and asset management services; and trust services, including personal trust and estate services, and employee benefit accounts and plans, such as individual retirement accounts and corporate trust functions. As of December 31, 2009, BancorpSouth operated approximately 310 commercial banking, trust, and insurance business offices. BancorpSouth, Inc. was founded in 1876 and is headquartered in Tupelo, Mississippi.

Merchants Bank provides community banking services to the residents of Vermont via about 35 branches throughout the state. Organized in 1849, the bank provides standard retail products including checking, money market, and savings accounts; IRAs; CDs; and ATM and debit cards. Residential mortgages account for nearly 50% of the company's loan portfolio; commercial real estate mortgages account for more than 30%. Merchants Bank also offers business, construction, agricultural, and consumer loans.

HSBC USA, a subsidiary of British banking behemoth HSBC Holdings, operates HSBC Bank USA. With some 375 offices, the bank has one of the largest branch networks in New York State, plus more than 100 additional locations in about a dozen other states and Washington, DC; California, New Jersey, and Florida are its next largest markets. The bank offers personal, commercial, and mortgage banking services, with a loan portfolio dominated by residential mortgages, commercial loans, and credit card loans. HSBC Bank USA's personal financial services segment also provides mutual funds, investments, and insurance.

Banco de Sabadell (also known as BancoSabadell) is one of the top banking groups in Spain offering corporate, commercial, and private banking through more than 1,200 branches. The company operates under five banking brands: SabadellAtlantico and Banco Herrero, for business banking; Solbank, which specializes in providing banking services for tourists and the tourism industry; ActivoBank, for online banking; and BancoUrquijo, for private banking. BancoSabadell also offers bancassurance products, asset management, and securities brokerage. The company has a presence in about 20 countries. It is looking across the Atlantic for growth, especially in Florida, as well as in Mexico.

Jeffersonville Bancorp is the holding company for The First National Bank of Jeffersonville. The bank serves businesses and consumers through about 10 locations in southeastern New York's Sullivan County. First National Bank of Jeffersonville offers such standard retail services as demand deposit, savings, and money market accounts; NOW accounts; CDs; and IRAs to fund a variety of loans. Nearly 40% of the bank's loan portfolio consists of residential mortgages, while commercial mortgages account for another 35%. The bank also provides home equity, business, consumer, construction, and agricultural loans.

Lafayette Community Bancorp operates as the holding company for Lafayette Community Bank, which offers commercial banking services primarily in Tippecanoe County, Indiana. The banks deposit activities consist of noninterest bearing and interest bearing demand deposits, savings accounts, money market accounts, certificates of deposit, time deposits, and individual retirement accounts.

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