The Federal Home Loan Bank of Chicago is an $88.1 billion wholesale bank and one of 12 district banks chartered in 1932 by the U.S. Congress to ensure a secure source of mortgage funds to thrifts, insurance companies, and housing finance institutions. In 1989, the charter was expanded to include commercial banks and credit unions through the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA). Today, the FHLB System, which is regulated by the Federal Housing Finance Agency, is over 8,000 members strong.

Community Bank of the Bay is a community bank that was founded in 1996 with offices in Oakland, Danville and San Jose, California. We believe that business starts with an idea; a dream, a vision of what you want to be. Running a business means you need a smart, capable partner in a bank. We believe our approach works best. Outstanding personal service and forward thinking bank professionals who understand business -- because we are entrepreneurs too.To that end, we've created a bank that is going to change the way you look at banks and banking. It's an unprecedented way to look at the customer/banker relationship. It's a bank where outstanding service isn't just a promise. And we know we have one thing in common -- the desire to achieve success.

Bryn Mawr Bank Corporation stands atop a "big hill" in Pennsylvania. It is the holding company for Bryn Mawr Trust, which operates some 25 offices (several being limited-service branches located in retirement communities) in Pennsylvania's Chester, Delaware, and Montgomery counties, including Philadelphia's tony Main Line suburbs. In addition to such traditional services as checking and savings accounts, CDs, mortgages, and business and consumer loans, the bank also provides insurance products, equipment leasing, investment management, retirement planning, tax planning and preparation, and trust services. Bryn Mawr Bank Corporation has approximately $3 billion of assets under administration and management.

Hudson Valley Holding is the parent company of Hudson Valley Bank, which serves individuals, businesses, municipalities, and not-for-profit organizations from more than 35 locations throughout metropolitan New York and lower Connecticut. The bank's focus is on real estate lending, which accounts for more than 80% of the company's loan portfolio. Other products and services include savings, checking, and money market accounts; commercial and industrial loans; consumer loans; credit cards; CDs; and IRAs. Bank subsidiary A.R. Schmeidler & Co. offers money management services.

USE Credit Union was established in 1936 as California State Credit Union #17, with the primary goal of helping employees of the San Diego branch of the Division of Highways. In the 1970's, the Credit Union became known as University & State Employees Credit Union, reflecting USE's expanded legacy of serving the financial needs of university and state employees. And in 1999, when its charter was expanded again to include members of the community at large, the credit union began using the shortened "USE" acronym in most of its business dealings.

Home Loan Financial Corporation operates as the holding company for The Home Loan Savings Bank (bank). The bank’s deposit services include passbook savings accounts, demand deposits, NOW accounts, money market accounts, and certificates of deposit. Its lending activities comprise mortgage loans secured by one- to four-family residential, nonresidential real estate loans, commercial loans, home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards services. The bank conducts business from two offices in Coshocton, Ohio and one office at West Lafayette, Ohio. The bank primarily invests in FHLB stock, U.S. agency securities, obligations of state and political subdivisions, and mortgage-backed and related securities. Home Loan Financial Corporation was incorporated in 1997 and is based in Coshocton, Ohio.

VyStar Credit Union has a rich history of financial and community service to people that began in 1952. Because of our members, we have become one of the largest financial institutions in Northeast Florida and among credit unions today. As a sound and forward-thinking organization, VyStar's Board of Directors generously devotes their time and energy to provide your credit union strategic direction, set policy and oversee its management.

1st Bank is locally owned and operated by Tri-State 1st Banc (TSEO.OB), a holding company. Tri-State also owns MDH Investment Management, Inc., and Gateminder Corporation, a provider of ATM services.In 1986, 1st Bank was conceived by persons concerned about changes that had taken place in the local banking community. Several key banking and business leaders who represented and influenced public opinion in the community were approached to determine whether there was a need for a new community bank dedicated to providing quality banking services at a fair price. The response was overwhelming. Six persons were selected to serve as organizers of the new bank:

Mizuho Corporate Bank, Ltd. offers commercial financial services including deposits, lending, foreign exchange, payment, and settlement. It primarily serves large global corporations and other financial institutions. Mizuho Corporate Bank also counts the government of Japan and other public sector organizations among its clientele. The bank has branches and offices throughout Japan and Asia as well as in major cities in Europe and the US. It is a subsidiary of top global financial institution Mizuho Financial Group.

Credit Suisse (UK) Limited offers private banking services, including deposit accounts, mutual funds, personalized financial planning services, and wealth management. It also manages assets for retail investors, intermediaries, and institutions such as corporations, pension funds, and not-for-profit entities. Other services include alternative investments (private equity, real estate, hedging strategies) and investment banking (mergers and acquisitions advice; debt and equity underwriting, sales, and trading). Credit Suisse (UK) is the London subsidiary of Zurich-based Credit Suisse Group.

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