Mercantile Bank Corporation is the holding company for Mercantile Bank of Michigan (formerly Mercantile Bank of West Michigan), which operates more than five branches in and around Grand Rapids, Holland, and Lansing. (The latter was the community bank's first foray outside the western part of Michigan, prompting the name change in 2005.) The bank targets local consumers and businesses, offering standard deposit services such as checking and savings accounts, CDs, IRAs, and health savings accounts. Loans for real estate secured by nonresidential properties make up more than half of the company's loan portfolio; business loans are about a quarter.

Lakeland Bancorp is shoring up in the Garden State. It's the holding company for Lakeland Bank, which serves northern New Jersey from about 50 branch offices. Targeting individuals and small to midsized businesses, the bank offers standard retail products such as checking and savings accounts, money market and NOW accounts, and CDs. It also offers financial planning and advisory services for consumers. The bank's lending activities primarily consist of commercial loans (about half of the company's loan portfolio) and residential mortgages (about a third of all loans). Its Lakeland Bank Equipment Leasing Division offers commercial equipment lease financing.

Wainwright Bank & Trust serves musical and non-musical customers alike from about a dozen branches in the Boston area. Serving individuals, businesses, municipalities, and not-for-profits, the bank is dedicated to progressive causes; it provides financing to organizations involved in affordable housing, preservation of natural resources, diversity programs, and health care for the homeless, elderly, and mentally disabled. It also originates "green loans" -- reduced-rate home equity loans for solar energy installations. Wainwright Bank & Trust a division of Eastern Bank Corporation, a mutually owned Massachusetts lender with some 90 branches.

High Country Bancorp are a full-service financial institution delivering banking and investment solutions for both consumers and businesses alike. Chartered in 1886, we have insight based on experience; however, we continue to embrace new opportunities for building futures together. High Country Bank is a state chartered commercial bank. We continue to serve the Chaffee and Fremont counties of Colorado with offices in Salida, Buena Vista, and Canon City.

Citizens First puts the folks of southwestern Kentucky before all else. Founded in 1975 as a small private-investment club, Citizens First is the holding company for Citizens First Bank, which serves consumers and area businesses through about a dozen locations and 20 ATMs. The company's loan portfolio includes primarily commercial and residential mortgages and business loans. The company also provides title insurance services. Through alliances with other firms, it offers its customers trust and investment services as well as insurance products. Fellow Kentucky bank Porter Bancorp withdrew its offer to acquire a controlling stake in Citizens First in late 2009.

First Cherokee Bancshares is the holding company for First Cherokee State Bank, which operates three offices in the Georgia communities of Canton, Marietta, and Woodstock, north of Atlanta. Catering to local businesses and consumers, the bank provides checking, savings, and money market accounts, certificates of deposit, and debit cards. Commercial real estate mortgages account for the largest portion of the company's loan portfolio, followed by construction, land development, and residential mortgage loans. To a far lesser extent, the bank writes consumer, business, and farmland loans.

Home Federal Bank of Tennessee offers a place your cash can call home. The bank operates more than 20 branches in Anderson, Blount, Knox, and Sevier counties in the eastern portion of the state. In addition to offering such traditional deposit services as checking and savings accounts, the bank provides residential and commercial real estate loans, business and consumer loans, trust services, and Visa credit cards. Home Federal Bank of Tennessee also administers employee benefit plans. Its Home Financial Services subsidiary allows customers to buy and sell fixed-income securities.

Banque Cantonale de Geneve (BCGE) offers a range of consumer and business banking services through approximately 25 branches in the Swiss canton of Geneva. It operates in France and other parts of Switzerland, as well. The regional bank offers retail services such as deposit accounts and loans; its corporate banking division specializes in financing for real estate developments and construction. In 2008 BCGE merged subsidiaries Anker Bank and Synchrony Asset Management into the main organization. Together, the canton of Geneva and the city of Geneva control more than three-quarters of BCGE's stock.

Hudson Valley Holding is the parent company of Hudson Valley Bank, which serves individuals, businesses, municipalities, and not-for-profit organizations from more than 35 locations throughout metropolitan New York and lower Connecticut. The bank's focus is on real estate lending, which accounts for more than 80% of the company's loan portfolio. Other products and services include savings, checking, and money market accounts; commercial and industrial loans; consumer loans; credit cards; CDs; and IRAs. Bank subsidiary A.R. Schmeidler & Co. offers money management services.

Liberty Bancorp, Inc. operates as the holding company for BankLiberty that provides banking and related financial services to consumers and businesses. It offers various deposit instruments, including accounts and certificates of deposit, as well as individual retirement, NOW, passbook, and money market deposit accounts. The company’s loan portfolio comprises real estate loans, including real estate construction loans, single-family residential loans, commercial real estate loans, and multi-family real estate loans, as well as commercial business and consumer loans. As of September 30, 2009, it operated a main office in Liberty, Missouri and nine full-service branch offices in the Kansas City, Missouri metropolitan area. Liberty Bancorp, Inc. was founded in 1955 and is based in Liberty, Missouri.

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