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Republic Bancorp, Inc. was founded in 1974 and is headquartered in Louisville, Kentucky. Republic Bancorp, Inc. operates as the holding company for Republic Bank & Trust Company and Republic Bank, which provides banking, tax refund solutions, and mortgage banking services to individuals and businesses in the United States. The company offers a range of deposit products, including demand deposits, money market accounts, brokered and Internet money market accounts, savings deposits, individual retirement accounts, time deposits, and certificates of deposit. It also provides single family residential real estate loans; commercial loans; residential construction real estate loans; and consumer loans, which consists of home improvement and home equity loans, as well as secured and unsecured personal loans. In addition, the company offers private banking services; treasury management services, such as lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; Internet banking services and products through its Website, republicbank.com; and trust, title insurance, and other financial institution related products and services. Further, it provides tax refund solutions that include the payment of federal and state tax refunds through third party tax preparers. The company facilitates the payment of these tax refunds through refund anticipation loans, electronic refund checks, and electronic refund deposits. Its mortgage banking activities comprise origination and sale of loans in the secondary market, and the servicing of loans for others. As of December 31, 2009, the company had 44 banking centers, including 35 located in Kentucky; 5 located in metropolitan Tampa, Florida; 3 located in southern Indiana; and 1 located in metropolitan Cincinnati, Ohio.

Forget Elsie. S.Y. Bancorp is more interested in a cash cow. It's the holding company of Stock Yards Bank & Trust, which operates about 30 branches primarily in and around Louisville, Kentucky, but also in Indianapolis and Cincinnati. Founded in 1904, the bank targets individuals and regional business customers, offering standard retail services such as checking and savings accounts, credit cards, certificates of deposit, and IRAs. Trust services are also available; brokerage and credit card services are offered through agreements with other banks. Real estate mortgages account for about 50% of the bank's loan portfolio, which also includes commercial (25%), construction, and consumer loans.

At Simmons First, putting the customer first has been our business since 1903. We opened for business in Pine Bluff, Arkansas on March 23, 1903, and since that time Simmons First is committed to the philosophy that people make a difference. In spite of the changes occurring in technology and electronics, banking is still - in fact, more than ever - a "people" business. We believe our philosophy of putting you, our customer, first has been the key to our success. It's a philosophy that stresses the importance of providing our customers with a warm, friendly and competent staff offering the very best in quality services and products. We appreciate this opportunity to serve you, and we want to earn your business and loyalty by pledging to offer the highest level of service to you on a safe, sound and competitive basis. Simmons First National Corporation currently operates eight affiliate banks that conduct financial operations from 80 offices, located in 40 different Arkansas communities and one community in Missouri.Simmons First offers a variety of financial services including: Personal/Commercial Checking and Savings accounts, Personal/Commercial credit cards, as well as various time deposits. Simmons also offers consumer loans, real estate construction loans and single family residential loans; commercial loans; agricultural loans; and loans to financial institutions. Simmons offers a number of cash management products for business customers, as well as credit card processing (merchant services). Further, the company provides trust and investment management services, as well as securities and investment services.

Southcoast Financial Corporation, headquartered in Mt. Pleasant, South Carolina, is the holding company of Southcoast Community Bank. The Bank, which opened for business July 20, 1998, is a state chartered commercial bank operating from its main office at 534 Johnnie Dodds Boulevard in Mt. Pleasant, SC. Southcoast is a locally owned and operated business and has been recognized as one of the top 25 fastest growing companies in South Carolina. Southcoast Financial Corporation's common stock trades on NASDAQ under the symbol SOCB.Southcoast has ten locations in the Greater Charleston market, including offices in Charleston, North Charleston, Mt. Pleasant, Johns Island, Moncks Corner, Summerville, and Goose Creek. The Company's strategic focus is to serve the banking needs of small businesses in the Tri-County area. In addition to traditional consumer and commercial services, Southcoast offers mortgage loan origination services, tax deposits, as well as a variety of other services. Southcoast has also established a 24-hour automated teller network throughout the Tri-County area.

Tennessee Commerce Bancorp, Inc. operates as the bank holding company for Tennessee Commerce Bank that offers various retail and commercial banking services to small to medium-sized businesses, entrepreneurs, and professionals in the Nashville metropolitan statistical area, Tennessee. It offers various deposit products, including checking accounts, savings accounts, money market investment accounts, certificates of deposits, and retirement accounts. The company’s loan portfolio comprises consumer installment loans, various mortgage loans, personal lines of credit, home equity loans, credit cards, real estate construction loans, commercial loans, and letters of credit. In addition, it issues VISA credit cards and serves as a merchant depository for cardholder drafts under VISA credit cards; and offers check cards and debit cards, courier services, access to third-party automated teller machines, and electronic banking services. As of December 31, 2009, Tennessee Commerce Bank provided its services from a single location in the Cool Springs commercial area of Franklin, Tennessee, as well as operated three loan production offices in Birmingham, Alabama; Minneapolis, Minnesota; and Atlanta, Georgia. Tennessee Commerce Bancorp, Inc. was founded in 2000 and is headquartered in Franklin, Tennessee.

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