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Desjardins Financial Security Life Assurance nurtures a garden of insurance and investment products. The subsidiary of the Desjardins Group offers individual and group life and health insurance, as well as a variety of investment products and other financial services, to some 5 million Canadians. The company's products are distributed through the caisses (savings banks) that make up the Desjardins Group network; Desjardins Financial Security also sells through independent agents, brokers, and financial institutions, as well as via direct marketing (online and telephone).

Deutscher Ring sells its products through its own sales force and through German marketing companies OVB and ZEUS. In 2005 the group acquired former AEGON Lebensversicherungs-AG from Dutch insurance group AEGON. The acquisition included the MoneyMaxx brand of the unit, which markets pension and life insurance products to about 112,000 customers. It took Wagner 30 years to write his Ring, but Deutscher Ring can write life insurance policies all day long. Deutscher Ring offers insurance and pension products for private customers, targeting average-income clients. A part of Baloise-Holding's Basler insurance group since 1985, the company is affiliated with Deutscher Ring Sachversicherungs-AG.

Roderick Earl "Doc" Ross founded Equitable Life & Casualty in 1935; the company has remained family owned and operated since then, with his grandson Earl Roderick "Rod" Ross sitting in the CEO seat today. More and more baby boomers are reaching retirement ages, and this firm is working to ensure that they all have insurance protection. Equitable Life & Casualty provides a variety of life and health insurance products that are targeted towards older Americans. Products include Medicare supplemental plans, whole life insurance, and long-term health care (illness) coverage. The company is licensed in nearly all US states and markets its products through independent agents.

ERGO is controlled by reinsurance giant Munich Re; the two companies have formed joint venture MEAG MUNICH ERGO AssetManagement to provide financial services. ERGO Insurance Group thinks logically: people need insurance, ergo they sell it! The company comprises a number of firms specializing in life, health, property, casualty, and legal expenses insurance, as well as pensions. Property/casualty and life policies are offered under the ERGO brand, while health, legal, and travel insurance are provided through the DKV, D.A.S., and ERV divisions. ERGO Insurance Group targets individuals and small to midsized businesses.

ERGO Versicherungsgruppe, a German subsidiary of reinsurer Munich Re, owns a majority of the company. I insure, "ergo sum"? ERGO Previdenza (formerly Bayerische Vita) provides life insurance policies to individuals, families, and businesses. The company also provides pension coverage products. ERGO Previdenza sells its products through a network of nearly 300 branch offices and a large sales force throughout Italy. It serves approximately 600,000 customers. Sister company ERGO Assicurazioni provides a wide variety of property/casualty insurance products.

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