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Delphi Financial Group, Inc., together with its subsidiaries, provides integrated employee benefit services. The company operates in two segments, Group Employee Benefit Products and Asset Accumulation Products. The Group Employee Benefit Products segment provides group life, disability, and excess workers’ compensation insurance products to small and mid-sized employers. It also offers travel accident, voluntary accidental death and dismemberment, and group dental and limited benefit health insurance products, as well as assumed workers’ compensation and casualty reinsurance. This segment markets its group products to employer-employee groups and associations in various industries primarily through independent brokers and agents. The Asset Accumulation Products segment offers fixed annuities, such as single premium deferred annuities, flexible premium annuities, and multi-year interest guarantee products. It offers its products and services in the United States and Canada to individuals through networks of independent insurance agents. Delphi Financial Group also provides integrated disability and absence management services, including event reporting, leave of absence management, claims and case management, and return to work management. Delphi Financial Group, Inc. was founded in 1987 and is based in Wilmington, Delaware.

Delta Lloyd is majority-owned (57%) by Aviva, the UK's largest insurance company. Delta Lloyd divides its energies between providing insurance and financial services. The company provides life, health, and other types of insurance, as well as pension, asset management, and banking products and services, to customers in the Netherlands, Belgium, and Germany. Delta Lloyd's operating subsidiaries include Delta Lloyd Insurance, OHRA Insurance, ABN AMRO Insurance, Delta Lloyd Asset Management, Delta Lloyd Banking, and others. Its products are sold through independent insurance brokers and affiliated financial service providers.

Desjardins Financial Security Life Assurance nurtures a garden of insurance and investment products. The subsidiary of the Desjardins Group offers individual and group life and health insurance, as well as a variety of investment products and other financial services, to some 5 million Canadians. The company's products are distributed through the caisses (savings banks) that make up the Desjardins Group network; Desjardins Financial Security also sells through independent agents, brokers, and financial institutions, as well as via direct marketing (online and telephone).

Deutscher Ring sells its products through its own sales force and through German marketing companies OVB and ZEUS. In 2005 the group acquired former AEGON Lebensversicherungs-AG from Dutch insurance group AEGON. The acquisition included the MoneyMaxx brand of the unit, which markets pension and life insurance products to about 112,000 customers. It took Wagner 30 years to write his Ring, but Deutscher Ring can write life insurance policies all day long. Deutscher Ring offers insurance and pension products for private customers, targeting average-income clients. A part of Baloise-Holding's Basler insurance group since 1985, the company is affiliated with Deutscher Ring Sachversicherungs-AG.

Roderick Earl "Doc" Ross founded Equitable Life & Casualty in 1935; the company has remained family owned and operated since then, with his grandson Earl Roderick "Rod" Ross sitting in the CEO seat today. More and more baby boomers are reaching retirement ages, and this firm is working to ensure that they all have insurance protection. Equitable Life & Casualty provides a variety of life and health insurance products that are targeted towards older Americans. Products include Medicare supplemental plans, whole life insurance, and long-term health care (illness) coverage. The company is licensed in nearly all US states and markets its products through independent agents.

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