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State of New York Mortgage Agency offers low down payments, below-market interest rates, longer rate lock periods, and various incentives to encourage borrowers to purchase and renovate properties in need of improvements. SONYMA also provides loans to builders and developers to fund community development and neighborhood preservation projects. Since its inception, the agency has helped more than 150,000 New York families afford housing. Can't afford a penthouse in Trump Tower? You're not alone. That's why the State of New York Mortgage Agency (SONYMA), a public benefit corporation, was created by statute in 1970. SONYMA -- pronounced "Sony Mae" -- provides financing for low- and moderate-income New Yorkers looking to buy their first home

The home mortgage lender offers its services throughout Florida from branch locations of Coldwell Banker, providing fixed-rate, adjustable, and balloon mortgages, mortgage refinancing, and home equity loans and lines of credit to first-time and experienced homebuyers alike. Sunbelt Lending Services is part of PHH Corporation's mortgage division.From Alafaya to Zephyrhills, house hunters in the Sunshine State who find their homes with the help of Coldwell Banker Residential Real Estate often arrange for financing through Sunbelt Lending Services.

SunTrust Banks, Inc., with total assets of $174.7 billion on September 30, 2010, is one of the nation's largest financial services holding companies.Through its flagship subsidiary, SunTrust Bank, the company provides deposit, credit, trust, and investment services to a broad range of retail, business, and institutional clients. Other subsidiaries provide mortgage banking, brokerage, investment management, equipment leasing, and investment banking services.Atlanta-based SunTrust enjoys leading positions in some of the most attractive markets in the United States and also serves clients in selected markets nationally.

Synovus is synonymous with financial services. Synovus Mortgage originates and services residential mortgage loans in the Southeast. A subsidiary of multibank holding company Synovus Financial, the mortgage company offers a wide range of products, including fixed- and adjustable-rate mortgages, home renovation and construction loans, and loans backed by the Federal Housing Administration (FHA) and Veterans Administration (VA). It also provides alternative lending products for those southeasterners who may not qualify for conventional financing. Synovus Mortgage operates more than 80 offices in its target markets (Alabama, Arkansas, Florida, Georgia, Mississippi, the Carolinas, and Tennessee).

Universal American Mortgage Company (UAMC) is part of Lennar Financial Services and specializes in supporting the financing needs of Lennar homebuyers. UAMC also operates as Universal American Mortgage Company of California.Whether you are buying your first home or your fifth, our focus is to provide you with the most appropriate financing option to suit your needs. Our mortgage professionals will be with you from the initial application, all the way through the closing on your new home. And because we are part of the Lennar family, we are fully integrated in your homebuying process, working hand-in-hand with Lennar to make closing on your home easy and worry-free.Take the next step toward owning your new home and apply today. Go back to the home page and, from the site map, select the state where you are purchasing, locate a convenient UAMC location and click on the Apply button.

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