The Derbyshire owns and operates some 50 offices in the UK. Burned by bad money-market investments and subprime mortgages, the company was taken over in late 2008 by Nationwide Building Society, the largest in the world. In the race to savings, Derbyshire Building Society (or, as it is better known, The Derbyshire) evens the odds. The company offers personal financial services such as deposit and savings accounts, mortgages, fixed-rate bonds, and homeowners, mortgage, and term life insurance. Other insurance and investment products are available through an agreement with Norwich Union (now part of Aviva).

PMC Commercial Trust likes lending to little businesses. The real estate investment trust (REIT) makes small business loans, primarily to limited-service hotel franchisees. The loans, ranging from $100,000 to $4 million, are secured by first liens on real estate and written for hotel owner/operators of national franchises such as Comfort Inn and Holiday Inn Express. PMC Commercial Trust also lends to owners of convenience stores, restaurants, and other small businesses. About 20% of its loan portfolio is concentrated in Texas. Subsidiaries are active in Small Business Administration (SBA) lending and in investing (as small business investment companies, or SBICs). The company was founded in 1993.

Songbird Estates has its nest egg in Canary Wharf, London's second-largest financial district. The consortium was founded in 2004 to buy a controlling stake in the real estate developer (a prize it fought Canadian firm Brascan, now Brookfield Asset Management). Songbird's lead investors include Morgan Stanley, British Land, SAP co-founder Hasso Plattner, and Saudi Prince Alwaleed bin Talal. In 2009, investment companies from Qatar and China backed the troubled company to help it pay some 800 million in debt

Sumitomo Corporation of America (SCOA) brings a global perspective to today's business opportunities as the largest subsidiary of Sumitomo Corporation (SC), one of Japan's major integrated trading and investment business enterprises. (Soga Shosha)Established in 1952 and headquartered in New York City, SCOA has offices throughout the United States, and North and South America, and is an investor and business partner in more than 80 subsidiary and affiliate companies.

John L. Scott is no John Doe when it comes to real estate in the Northwest. The company, which does business as John L. Scott Real Estate, is well-known for providing residential real estate brokerage services through some 145 offices (about 100 of which are franchised) and more than 4,000 affiliated agents in Washington, Oregon, and Idaho. In addition to its brokerage offerings, the company partners with others to provide financing, title, escrow, and other services. Scottish immigrant John L. Scott founded the family-owned company in 1931.

New Valley LLC, a Delaware limited liability company, is engaged in the real estate business and is seeking to acquire additional operating companies. New Valley has a 50% ownership interest in Douglas Elliman Realty LLC, which operates the largest residential real estate brokerage company in the New York metropolitan area and is the fourth- largest residential real estate brokerage company in the United States based on closed sales volume by the Real Trends broker survey.

Sperry Van Ness is very big on commercial real estate. The company's services include brokerage, asset management, financial services, and property management. Sperry Van Ness touts its technology-driven method of marketing its clients' real estate assets -- including multifamily, retail, office, industrial, and hospitality properties -- to thousands of outside brokers and investors. Sperry Van Ness has expanded rapidly, from serving some nine US markets in 2001 to more than 150 markets in 2008. It also operates international offices in Costa Rica and Panama.

The management of WHY USA has been working vigorously on maximizing the value of the company by preparing it to become (once again) a fully reporting issuer as per the guidelines set forth by the Securities and Exchange Commission (the “SEC”). Over the past few years the company has not been able to comply with the many new and varied regulatory reporting requirements of Sarbanes-Oxley Act of 2002 or SOX for short. The SOX requirements add significant burdens to small public companies with both additional costs and the additional time that it takes away from the core business for our key personnel. For a small public company like ours we have focused on running the core business. These issues have caused the company to trade on what is commonly called the “Pink Sheets” rather than the Over the Counter Bulletin Board (OTC-BB); both are electronic trading systems, with the Pink Sheets having limited market maker support. The lack of market maker support has made it difficult for the company’s shares to trade, as is apparent by the market for the company’s shares (ticker symbol – WUFG). The Board of Directors together with management began a long and arduous process of restructuring and strategically positioning the company in order to become a compliant and fully reporting company. We believe that we are nearly there and have achieved several significant milestones along the way. Our goal is to once again become a fully reporting company trading on the OTC-BB with market maker support on a fully disclosed basis so that investors can properly value the opportunity we feel WHY USA represents. With that achieved we hope to position the company to obtain a senior exchange listing and roll out our vision to maximize shareholder value. It is critical for our company to have the support of its our shareholders, management team, and Board of Directors.

Delancey is a specialist investment advisor with over 17 years' experience of real estate and asset backed investment opportunities. Working with a wide range of clients, we take a diverse approach to creating value from property. Our innovative investment strategies exploit the potential of every aspect of real estate acquisition and management. As well as sourcing and negotiating direct property and corporate transactions, we advise on appropriate capital structures, procure third party financing and provide pro-active asset management and development services.

Wheelock and Company Limited ("Wheelock"), and chairman of a fellow subsidiary of the Company, namely, Wheelock Properties Limited ("WPL"), both publicly listed in Hong Kong. Furthermore, he is the chairman of another fellow subsidiary of the Company, namely, Wheelock Properties (Singapore) Limited ("WPSL"), which is publicly listed in Singapore. He is also a director of certain subsidiaries of the Company. He has for many years been actively engaged in community and related services, both locally and in the international arena, and has held various Government appointments.Mr Woo serves as a member of the Standing Committee of the Eleventh National Committee of the Chinese People's Political Consultative Conference of the People's Republic of China. He was appointed a Justice of the Peace in 1993 and awarded the Gold Bauhinia Star in 1998 by the Hong Kong SAR Government. He has been appointed a non-official member of the Commission on Strategic Development since June 2007.

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