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The private company has business interests in both financial services and premium vodka. Its Russian Standard Bank is a leading consumer lender, with more than 380 branches and offices throughout Russia; it holds more than half of the domestic credit card market. The bank's insurance arm offers life and health coverage. The company's Russian Standard Vodka is a growing global spirits brand that is exported to more than 60 countries worldwide. Another subsidiary, Roust, imports and distributes such brands as Campari, Jagermeister, and Remy Martin within Russia.

Sainsbury's Bank is a 50-50 joint venture between UK supermarket operator J Sainsbury and Lloyds Banking Group, Sainsbury's Bank is more than a place to borrow money to buy groceries. Also doing business as Sainsbury Finance, the financial supermarket offers personal loans, MasterCard credit cards, many types of insurance (car, home, life, travel, and pet), and savings and investment accounts. Sainsbury's Bank operates hundreds of banking centers and ATMs inside Sainsbury supermarkets. It also has online operations.

Santander UK (formerly Alliance & Leicester) offers deposit and lending services throughout the UK. Its largest segment is its traditional savings and home mortgage business, but the company also offers checking accounts, credit cards, and consumer finance, as well as commercial services such as cash management and asset financing. The firm has alliances with such firms as Legal & General and Zurich to provide investment and insurance products. Its approximately 5.5 million retail customers can access the bank through more than 300 branches, 2,500 ATMs, and 14,000 post offices across the UK. Spanish banking giant Santander bought Alliance & Leicester in 2008. It was rebranded Santander UK in 2010.

Sapporo Hokuyo Holdings, Inc was formed in 2001 to serve as the holding company for North Pacific Bank and The Sapporo Bank; together the regional banks have some 230 offices in Hokkaido, as well as an office in Tokyo and two offices in China. North Pacific Bank, which is the largest bank in Hokkaido, accounts for most of the holding company's sales; the bank traces its roots to 1917. The company also has subsidiaries active in credit cards and leasing; bank subsidiaries engage in such activities as financing.

Sberbank is one of the largest banking institutions in Russia. It has more than 20,000 branches throughout the country (crossing 11 time zones) offering banking services ranging from savings to private and investment banking, and a complete range of lending and credit services to more than 1 million corporate and 250 million retail customers. The Central Bank of the Russian Federation, also known as The Bank of Russia, is a majority shareholder of Sberbank, owning about 60% of its ordinary shares.

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