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Sainsbury's Bank is a 50-50 joint venture between UK supermarket operator J Sainsbury and Lloyds Banking Group, Sainsbury's Bank is more than a place to borrow money to buy groceries. Also doing business as Sainsbury Finance, the financial supermarket offers personal loans, MasterCard credit cards, many types of insurance (car, home, life, travel, and pet), and savings and investment accounts. Sainsbury's Bank operates hundreds of banking centers and ATMs inside Sainsbury supermarkets. It also has online operations.

Santander UK (formerly Alliance & Leicester) offers deposit and lending services throughout the UK. Its largest segment is its traditional savings and home mortgage business, but the company also offers checking accounts, credit cards, and consumer finance, as well as commercial services such as cash management and asset financing. The firm has alliances with such firms as Legal & General and Zurich to provide investment and insurance products. Its approximately 5.5 million retail customers can access the bank through more than 300 branches, 2,500 ATMs, and 14,000 post offices across the UK. Spanish banking giant Santander bought Alliance & Leicester in 2008. It was rebranded Santander UK in 2010.

Sapporo Hokuyo Holdings, Inc was formed in 2001 to serve as the holding company for North Pacific Bank and The Sapporo Bank; together the regional banks have some 230 offices in Hokkaido, as well as an office in Tokyo and two offices in China. North Pacific Bank, which is the largest bank in Hokkaido, accounts for most of the holding company's sales; the bank traces its roots to 1917. The company also has subsidiaries active in credit cards and leasing; bank subsidiaries engage in such activities as financing.

Sberbank is one of the largest banking institutions in Russia. It has more than 20,000 branches throughout the country (crossing 11 time zones) offering banking services ranging from savings to private and investment banking, and a complete range of lending and credit services to more than 1 million corporate and 250 million retail customers. The Central Bank of the Russian Federation, also known as The Bank of Russia, is a majority shareholder of Sberbank, owning about 60% of its ordinary shares.

Sekerbank provides banking services for the residents of Turkey and abroad. The company focuses on providing a variety of corporate and commercial, retail, and small business banking services and products. Sekerbank has more than 200 branches and more than 200 ATMs in about 60 cities throughout Turkey. Its subsidiaries include Seker Yatirim (investment banking), Seker Leasing (leasing), Seker Bilisim (information technology services), and Seker Off-Shore (off-shore banking). The company was founded as Seker Pancari Kooperatifleri Bankasi in 1953. Sekerbank's pension fund owns more than 50% of the company. Sekerbank plans to continue to develop new products for its customers.

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