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Deutsche Bank PBC (DB PBC) is the company's personal banking counterpart to investment arm Deutsche Bank Polska. Its personal and small business services include savings and checking accounts, credit cards, loans, foreign exchange, investments, and asset management. Customers can access their accounts at about 80 branches throughout Poland, by phone, and online. Another 100 shops display the db kredyt name, which is the company's consumer loan brand. DB PBC was formed in 2001 when the parent combined its previous operations with Bank Wspólpracy Regionalnej.

The subsidiary of German financial services firm Deutsche Bank, like its parent, divides its business into two units: corporate and investment banking, and private clients and asset management. In addition to traditional personal and corporate banking services, the company offers asset and wealth management, insurance, and investment and brokerage services. Its nearly 275 branches are concentrated mostly in Lombardy, Liguria, Campania, and Puglia; customers can also conduct their banking business via the phone or the Internet. Deutsche Bank opened its first Italian office in 1977.

Deutsche Postbank is claiming its post as one of Germany's leading retail banks. Spun off from postal service provider Deutsche Post in 2004, the bank offers deposits, loans and mortgages, asset management, insurance, and commercial finance, including factoring and leasing services, through more than 850 branches; it also offers some services through post office locations. The bank performs payment processing services as well, with rivals including Deutsche Bank among its biggest customers. Outside Germany, Deutsche Postbank offers banking services in Luxembourg and structured finance products to companies in North America. Deutsche Bank controls just over half of the bank.

Dexia provides retail, commercial, and private banking services in Europe, primarily Belgium, Luxembourg, and Turkey (through DenizBank). The company is a leader in European public and semi-public finance, with a majority of the market in Belgium and about half in France. It funds municipal buildings, social housing, and infrastructure projects and is active in Europe and North America. Dexia also provides asset management and investment services through its RBC Dexia Investor Services joint venture with Royal Bank of Canada; the unit has some $2.3 billion in assets under administration. Dexia was founded in 1996 through the merger of public finance institutions in Belgium and France.

DnB NOR ASA, together with its subsidiaries, provides various financial services in Norway and internationally. It operates in four segments: Retail Banking, Large Corporates and International, DnB NOR Markets, and Life and Asset Management. The Retail Banking segment offers various financial products and services, including financing and leasing, and deposit and investment alternatives, as well as insurance, real estate broking, and financial advisory services. It also provides information and communication technology equipment leasing, factoring, vehicle financing, and fleet management services; and credit card and consumer finance services, as well as distributes life and pension insurance, non-life insurance, and banking products. This segment offers its services through Internet bank, mobile banking, SMS services, branch offices, in-store banking outlets, in-store postal outlets, and Norway Post. The Large Corporates and International segment provides various financial products and services, including various types of financing solutions, deposits and investments, insurance, e-commerce products, commercial property brokerage, foreign currency, interest rate products, trade finance, and corporate finance services. The DnB NOR Markets segment offers foreign exchange, interest rate, and commodity products; securities and other investment products; debt and equity financing in capital markets; research; and advisory services, as well as custodial and other securities services to corporate clients and the public sector. The Life and Asset Management segment provides individual and group life insurance, pension savings, mutual funds, and discretionary asset management products and services. DnB NOR ASA also owns 51% ownership interest in Bank DnB NORD AS, which offers various banking products to the retail and corporate markets in Denmark, Finland, Estonia, Lithuania, Latvia, and Poland. The company was founded in 1822 and is headquartered in Oslo, Norway.

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