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1st Constitution Bancorp is the parent of 1st Constitution Bank, which serves consumers, small businesses, and not-for-profits through about a dozen branches in Middlesex, Mercer, and Somerset counties in New Jersey. Services and products include demand, savings, and time deposits, as well as loans and mortgages. Commercial mortgages, business loans, and construction loans make up more than 60% of the company's lending portfolio. Directors and executive offices of 1st Constitution Bancorp own about 15% of the company.

Alliance Bancorp, Inc. of Pennsylvania is the holding company for Alliance Bank (formerly Greater Delaware Valley Savings Bank). The bank has about 10 branch offices that serve individuals and local businesses in suburban Philadelphia's Delaware and Chester counties. It offers standard deposit products such as checking and savings accounts, money market accounts, CDs, and IRAs. Commercial real estate loans (more than 45% of the company's loan portfolio) and residential mortgages (more than 40%) comprise most of the bank's lending activities. Alliance Bancorp was formed in 2007 when the bank converted from mutual ownership to a mid-tier stock holding company structure.

Alliance Financial Corporation is the holding company for Alliance Bank, which operates about 30 branches in central New York. Targeting individuals and small to midsized businesses, the bank offers such deposit products as checking and savings accounts, IRAs, and CDs. Its loan and lease portfolio mainly contains residential mortgages (about 30%), commercial loans (nearly 25%), and indirect auto loans (around 20%). The company provides commercial equipment leasing in more than 30 states through its Alliance Leasing subsidiary. Alliance Financial also operates a trust department that manages some $1 billion worth of investment assets.

American Bank Incorporated is the holding company for American Bank, which operates a single branch in Allentown, Pennsylvania. It serves customers throughout the US via its pcbanker.com Web site. The bank's products and services include checking and savings accounts, money market accounts, CDs, credit cards, and discount brokerage. It primarily originates real estate loans; commercial mortgages account for more than 40% of the company's portfolio, while residential mortgages represent approximately one-third. The Jaindl family, including company president and CEO Mark, owns a majority of American Bank Incorporated.

AmeriServ Financial offers up a smorgasbord of banking services for Pennsylvanians. The company owns AmeriServ Financial Bank, which primarily serves the southwestern portion of the state through some 20 branches. Targeting individuals and local businesses, the bank offers standard services such as deposits, credit cards, and loans. Commercial mortgages account for more than half of its loan portfolio; other real estate loans, including residential mortgage and construction loans, make up about 30%. One of a handful of unionized banks in the US, AmeriServ also manages union pension funds through its AmeriServ Trust and Financial Services subsidiary, which provides trust and wealth management services as well.

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