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Commercial National Financial is the holding company for Commercial Bank & Trust of PA, which serves individuals and local businesses through more than five branches in western Pennsylvania's Westmoreland County. Founded in 1934, the bank offers standard deposit services like checking and savings accounts, money market investments, CDs, and IRAs, as well as trust and asset management services. Commercial Bank & Trust of PA's loan portfolio consists mostly of residential mortgages (more than 55%) and commercial mortgages (about 30%), in addition to business, construction, consumer, and municipal loans. Executive officers and board members own more than 20% of Commercial National Financial.

Community Bank Shares of Indiana is the holding company for Your Community Bank and Scott County State Bank. The banks serve customers from about 20 locations in southern Indiana and Louisville, Kentucky. Both banks offer deposit products such as checking, money market, and savings accounts, as well as IRAs and CDs. Their lending activities center on commercial mortgages and residential real estate loans (each around 25% of the company's loan portfolio), but also include business, construction, and consumer (including home equity, home improvement and auto) loans and credit cards. Community Bank Shares of Indiana is focused on organic growth within existing markets.

Cortland Bancorp is the place to keep your bucks in the Buckeye State. Cortland Bancorp is the holding company for Cortland Savings and Banking Company (aka Cortland Banks), a community-oriented institution serving northeastern Ohio from about 15 banking locations. Cortland Banks offers standard banking services including checking and savings accounts, debit cards, and business and consumer loans. More than half of Cortland's loan portfolio is composed of commercial mortgages. Other offerings include discount brokerage and trust services.

Croghan Bancshares is helping to share the wealth in the Buckeye state. The firm is the holding company for Croghan Colonial Bank, which has about 10 branches in northern Ohio. Founded in 1888, the bank provides standard products and services, including checking and savings accounts, money market accounts, certificates of deposit, and credit cards, Its lending activities primarily consist of residential and commercial mortgages and, to a lesser extent, agricultural, business, construction, and consumer loans. In addition, the bank offers wealth management, investments, estate planning, private banking, and trust services.

CSB Bancorp is the holding company for The Commercial and Savings Bank, which serves Holmes and Tuscarawas counties and surrounding areas of east-central Ohio from about a dozen branches. Founded in 1879, the bank offers traditional products such as checking and savings accounts and CDs, as well as credit cards, trust services, estate planning, and corporate and individual retirement plans. Its loan portfolio is composed mostly of residential and commercial mortgages; the bank also originates business, construction, and consumer installment loans. CSB Bancorp bought another area community bank, the three-branch Indian Village Community Bank, in 2008.

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