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Croghan Bancshares is helping to share the wealth in the Buckeye state. The firm is the holding company for Croghan Colonial Bank, which has about 10 branches in northern Ohio. Founded in 1888, the bank provides standard products and services, including checking and savings accounts, money market accounts, certificates of deposit, and credit cards, Its lending activities primarily consist of residential and commercial mortgages and, to a lesser extent, agricultural, business, construction, and consumer loans. In addition, the bank offers wealth management, investments, estate planning, private banking, and trust services.

CSB Bancorp is the holding company for The Commercial and Savings Bank, which serves Holmes and Tuscarawas counties and surrounding areas of east-central Ohio from about a dozen branches. Founded in 1879, the bank offers traditional products such as checking and savings accounts and CDs, as well as credit cards, trust services, estate planning, and corporate and individual retirement plans. Its loan portfolio is composed mostly of residential and commercial mortgages; the bank also originates business, construction, and consumer installment loans. CSB Bancorp bought another area community bank, the three-branch Indian Village Community Bank, in 2008.

DCB Financial is the holding company for The Delaware County Bank and Trust, which serves individual and commercial customers through some 20 branches in central Ohio. The bank offers traditional products and services, such as checking and savings accounts, CDs, IRAs, credit and debit cards, and safe deposit facilities. Its loan portfolio primarily consists of commercial mortgages, residential mortgages, and home equity loans. The bank also writes construction, land development, industrial, and consumer loans. The Delaware County Bank and Trust provides insurance, investments, wealth management, and trust services, as well.

Farmers National Banc is willing to help even nonfarmers grow their seed income into thriving bounties of wealth. The institution is the holding company for Farmers National Bank of Canfield, which provides commercial and personal banking from nearly 20 branches in Ohio. Founded in 1887, the bank offers checking and savings accounts, credit cards, and loans and mortgages. Farmers' lending portfolio is composed of real estate mortgages, consumer loans, and commercial loans. The company also includes Farmers National Insurance and Farmers Trust Company, a non-depository trust bank, which added to its trust services when it acquired wealth management and trust services provider Butler Wick Trust in 2009.

Fentura Financial has its hands full. Fentura Financial is the holding company for Michigan community banks The State Bank, Davison State Bank, and West Michigan Community Bank. From about 20 branch locations, the banks provide commercial and consumer banking services and products, including checking and savings accounts and loans. Commercial loans account for some two-thirds of the bank's combined loan portfolio. The State Bank, Fentura's first subsidiary, traces its origins to 1898.

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