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National Bankshares is the holding company for National Bank of Blacksburg (National Bank for short), which serves consumers and small business in southwestern Virginia through about two dozen branches. The community bank's services include deposit accounts, credit cards, and personal and corporate trust services. Commercial mortgages, including loans secured by college housing and professional office buildings, account for more than half of National Bankshares' loan portfolio; residential mortgages make up more than a quarter. To a lesser extent, the bank also writes business, construction, and consumer loans. Another subsidiary, National Bankshares Financial Services, provides investments and insurance.

New Century Bancorp is the holding company for the aptly named New Century Bank, which opened for business in 2000. The bank has about 10 branches in central North Carolina's Cumberland, Harnett, Johnston, and Sampson counties. Targeting individuals and small to midsized businesses, New Century Bank offers such services as checking and savings accounts, CDs, IRAs, and loans. Its loan book largely comprises real estate loans (75% of the portfolio); the remaining quarter includes business and consumer loans. The company merged its New Century Bank South subsidiary into New Century Bank in 2008.

NewBridge Bancorp shows a marked preference for "lettuce." Formerly LSB Bancshares, the holding company owns NewBridge Bank (formerly Lexington State Bank and FNB Southeast), which operates about 40 branches and a half-dozen loan production offices in North Carolina and Virginia. The bank offers personal and business banking products and services, including checking and savings accounts and loans. Through a partnership with Raymond James Financial, it offers securities and investment advisory services and insurance products.

North State Bancorp is the holding company for North State Bank, which serves the Raleigh/Durham and Wilmington metropolitan areas of North Carolina through about 10 locations. Targeting professionals, property managers, not-for-profits, community associations, and consumers, the bank offers standard services such as checking and savings accounts, as well as wealth management and brokerage services. It uses funds from deposits mainly to originate commercial real estate and construction loans. Directors and executive officers of North State Bancorp own nearly half of the company, which was established in 2000 by president and CEO Larry Barbour.

Old Line Bancshares is the holding company for Old Line Bank, serving consumers, businesses, and wealthy individuals in the Old Line State and in the Washington, DC, area. From 10 branches in Maryland's Charles and Prince George's counties, the bank offers standard retail products including deposit accounts, CDs, and credit cards. It uses funds from deposits to write business and consumer loans; commercial real estate loans make up about half of its portfolio. The bank also offers luxury boat financing. The company also owns 50% of real estate firm Pointer Ridge Office Investment. The bank will double its branch numbers through its planned $20 million acquisition of Maryland Bankcorp, expected to close in 2011.

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