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Farmers Alliance Mutual and its Alliance Insurance and Alliance Indemnity subsidiaries provide property/casualty insurance in nine midwestern and western states. With a focus on rural markets, the company's largest line of business is farm insurance, but it also writes personal home and automobile insurance and business coverage. A network of more than 650 independent agencies sell Farmers Alliance's products; Kansas is its largest market. The mutual company was established in 1888 by a group of Kansas farmers.

Farmers Mutual Insurance Company of Nebraska is an established provider of insurance in the Midwest. The company provides personal property/casualty insurance to customers in Nebraska and, since 1998, South Dakota. Its products include auto, homeowners, farmowners, and umbrella insurance coverage. It also offers several other types of specialty dwelling and vehicle insurance (such as policies that cover RVs). With roots reaching back to 1891, Farmers Mutual Insurance Company of Nebraska sells its products through a network of some 1,500 independent agents.

FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

Federated Insurance is a mutual firm with a clear focus. The company provides multiple lines of business insurance coverage and risk management to employers in automotive repair and sales, building construction, printers, funeral homes, and jewelers, among others. Its products and services include workers' compensation, automotive, group life and health, and retirement planning. Federated Insurance markets its products both directly and through an independent sales force in 48 states and Washington, DC. It maintains offices in eight states. Since its founding in 1904, the company has worked closely with trade associations to develop and endorse its insurance programs.

A personal auto insurer operating in a dozen states, First Acceptance specializes in providing non-standard auto insurance -- that is, insurance for drivers who have trouble getting coverage because of poor driving records or payment histories, but who must have the minimum coverage required by state laws. First Acceptance sells its policies, branded Acceptance Insurance, through some 400 retail offices staffed by its own employee agents. In the Chicago area it uses the names Yale Insurance and Insurance Plus.

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