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At Brown & Brown (B&B®), we know that we must be as agile as the cheetah in order to thrive in the currently very competitive insurance environment. Our unique culture has enabled us to quickly chase down new opportunities, adapt our products and services to best meet market demands, and satisfy our many and varied clients.

Brown & Brown, Inc., together with its subsidiaries, operates as a diversified insurance agency, wholesale brokerage, insurance programs, and service organization in the United States. Its Retail segment provides various insurance products and services to commercial, public and quasi-public entity, professional, and individual customers. It provides insurance relating to physical damage to property, and resultant interruption of business or extra expense caused by fire, windstorm, or other perils; casualty insurance relating to legal liabilities, workers compensation, and commercial and private passenger automobile coverage; and fidelity and surety bonds. This segment also sells and services group and individual life, accident, disability, health, hospitalization, medical, and dental insurance; and provides risk management and loss control surveys and analysis, and consultation services.

Family owned and operated, Burns & Wilcox was founded by Herbert W. Kaufman in 1969. Herbert’s son Alan Jay Kaufman has served as Chairman, President and CEO since 2001. From humble beginnings more than 40 years ago, Burns & Wilcox has grown to become North America’s largest independently owned wholesale broker, with 37 offices stretching across the continent. An autonomous entity not beholden to Wall Street, private equity or any financial institutions, Burns & Wilcox is a privately owned company whose standards of service and depth of underwriting and management talent are unsurpassed in the specialty insurance sector.

California Corporate Benefits Insurance Services offers, oddly enough, benefits insurance services to California corporations. The company also serves government agencies and schools. The brokerage firm provides a variety of services such as asset management and investment advisory services to the retail, manufacturing, and financial services industries, among others.

In the early 1980s, CPAs were faced with a mounting liability insurance crisis. The major insurance carriers, victims of their own rate-cutting war, found themselves with insufficient funds to cover their claims. Most companies discontinued their professional liability insurance coverage for CPAs. Those who continued to offer CPAs liability insurance imposed huge premium increases to cover cash shortfalls. As a result, liability coverage became unaffordable for many CPAs.

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