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UniCredit S.p.A. provides various banking and financial services primarily in central and eastern Europe, Italy, Germany, Austria, Poland, and Ukraine. Its Retail segment offers financial services to mass market, affluent and small business customers. This segment provides consumer credit, residential mortgages, and asset gathering services. The company’s Corporate & Investment Banking segment offers financing and advisory services that include investment banking products, such as corporate finance and advisory, syndicated loans, leveraged buy-outs, project and commodity finance, real estate financing, and principal investments. This segment also provides cash management and e-banking solutions; and trade finance products and services, including letters of credit, guarantees and documentary credits, and forfeiting, as well as trade management solutions. Its Private banking segment offers advisory services and solutions for private banking. The company’s Asset Management segment provides a range of financial solutions, including mutual funds, hedge funds, and assets administration, as well as portfolios for institutional investors and structured products. UniCredit S.p.A. operates approximately 9800 branches. The company is based in Milan, Italy.

Union Bank of India has more than 600 branches and a network of more than 1,100 ATMs. In addition to serving consumers, small to medium-sized businesses, and government clients in India, the bank also caters to non-resident Indians living abroad. Its standard offerings include checking and savings accounts, credit and debit cards, and home, education, and business loans. Union Bank of India also provides cash management, life and health insurance, brokerage services, and mutual funds. The government of India owns approximately 55% of the institution.

Unione di Banche Italiane combines several banks under one organization. Known as UBI Banca, it serves individuals and businesses through nine subsidiary banks with some 2,000 branches in Italy (concentrated in the Lombardy region) and offices in about a dozen other countries in Europe, Asia, and South America. The banks offer such standard deposit products as savings and checking accounts and CDs. They also provide asset management, leasing operations, private banking, insurance, corporate banking, and mortgage and other types of lending. The group was formed in 2007 when Banche Popolari Unite acquired rival Banca Lombarda e Piemontese and changed its name to UBI Banca.

United Bank of India provides a variety of retail, deposit, and commercial banking services throughout India. Tracing its roots to 1914, UBI offers a variety of deposit services, such as fixed deposits, reinvestment plans, and stock investment instruments. Its retail credit division provides auto, home, and education loans, as well as consumer loans. UBI operates through about 30 regional offices and more than 1,450 branches and has historically been involved in rural and semi-urban development initiatives. The bank also has international branches located at Kolkata, New Delhi, and Mumbai. The company, nationalized in 1969, plans to go public in 2010.

United Overseas Bank Limited provides financial products and services. The company’s Personal Financial Services segment offers deposits, loans, investments, credit and debit cards, life assurance products, wealth management services, and personal financial and consultation services; and structured notes, funds of hedge funds, and high net worth insurance plans. Its Institutional Financial Services segment offers commercial and corporate banking products and services comprising current accounts, deposits, lending, asset finance, trade finance, structured finance, cash management, and cross-border payments to small enterprises, corporations, and government linked companies and agencies. This segment also provides lead managing and underwriting equity offerings, and corporate advisory services; solution-based structures to meet clients’ financing requirements in the area of structuring, underwriting and arranging syndicated loans, leveraged buy-outs, project and structured finance, and underwriting and lead managing bond issues, as well as manages, advises, and invests in private equity funds on behalf of the company and third-party investors. The company’s Global Markets and Investment Management segment provides a range of treasury products and services, including foreign exchange, money market, fixed income, derivatives, margin trading, futures broking, and gold products, as well as structured products. This segment also offers bank note, asset management, and proprietary investment services, as well as manages excess liquidity and capital funds. Its Other segment engages in property-related activities and insurance businesses. United Overseas Bank has a network of 500 offices in 19 countries and territories in the Asia Pacific, western Europe, and North America. The company was formerly known as United Chinese Bank and changed its name to United Overseas Bank Limited in 1965. United Overseas Bank was founded in 1935 and is headquartered in Singapore, Singapore.

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