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St. Galler Kantonalbank (SGKB) is one of Switzerland's largest cantonal banks, or banks backed by regional governments (in this case, St. Galler and Appenzell Ausserrhoden cantons). Customers include individuals, institutions, and retailers. In the cantonal system, more than 20 banks compete for the 30% of market share not hogged by commercial giants Credit Suisse and UBS. In 2006 SGKB entered into an agreement with Luzerner Kantonalbank for the development of IT for both banks. Founded in 1868, SKGB floated as a public company in 2001. Some 60% of the company is owned by the Canton of St. Galler. It acquired Anglo Irish Bank (Suisse) AG, subsidiary of Anglo Irish Bank in 2008.

South Africa's largest bank, Standard Bank Group Limited offers a variety of retail and commercial banking, corporate and investment banking, investment management, and life insurance services through more than 600 locations in its home country. The bank also has some 400 additional branches in other sub-Saharan African nations, where it operates as Stanbic. Beyond Africa, the bank has offices in more than 15 countries on five continents. It serves individuals and business and corporate customers. Standard Bank holds a controlling stake in South African insurance firm Liberty Group.

Standard Chartered PLC provides consumer and wholesale banking products and services to individuals, small and medium enterprises, corporate, and institutional customers. It offers savings accounts, demand drafts, foreign exchange services, safe deposit boxes, and telegraphic transfers; personal loans and mortgages; credit cards; life, savings and retirement planning, health and medical, home, motor, and travel insurance; and investment advisory and international banking services. The company also provides private and priority banking; cash management, treasury services; trade finance and working capital, including import, export, and cross-border financing services; business installment loans and mortgages; transaction banking, financial markets, and corporate finance services; custody services; and Saadiq Islamic banking services, as well as Internet banking services. As of December 31, 2009, it operated approximately 1,700 branches and outlets, and 5,679 ATMs primarily in India, Hong Kong, Singapore, South Korea, Malaysia, Africa, the Americas, and Europe, as well as in the United Arab Emirates, Bahrain, Qatar, Oman, Jordan, Lebanon, Pakistan, Bangladesh, and Sri Lanka. The company was founded in 1853 and is headquartered in London, the United Kingdom.

Steiermarkische Bank und Sparkassen AG, known among English speakers as Bank Styria, is one of the largest and oldest banks in southern Austria, with more than 140 offices. Bank Styria also has subsidiaries or joint ventures in Bosnia and Herzgovinia, Croatia, Macedonia, Montenegro, Serbia, and Slovenia, as it expands throughout southeast Europe. (It has its sights set on the Czech Republic, Hungary, Romania, and Slovakia.) Steiermarkische bank bought Investbanka in Croatia in 2008. The majority of its lending business is focused on real estate and leasing. Bank Styria has also been growing its pensions business. Erste Bank owns 25% of Bank Styria.

Suncorp-Metway (aka Suncorp Group)wants to be a rising star in Australia's insurance and banking sectors. The group owns Suncorp Insurance, which operates one of the country's largest general insurance companies, as well as a small but growing life insurance and wealth management business. The general insurance business sells personal and commercial property/casualty insurance under its Suncorp, AAMI, GIO, Vero, and Shannons brands. In addition to its insurance business, Suncorp also runs Suncorp Bank, an operator of some 170 branches in eastern Australia. Among other products, the bank offers personal and commercial banking accounts, financial planning, and loans to consumers and small to midsized businesses.

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