Citizens Effingham Bancshares, Inc

	 Citizens Effingham Bancshares, Inc

In 1997, organizers of Citizens Effingham Bancshares, Inc. embarked upon a quest to meet the need in Effingham County, Georgia for a bank committed to promoting economic growth and community involvement. Citizens Bank was organized with the communities that make up Effingham County in mind. Springfield, being centrally located and the county seat, was chosen as the site of the main office, which opened its doors on September 8, 1998. The Rincon office opened November 2, 1998. Rincon is the county's largest municipality. Growth in Effingham County has been phenomenal in recent years.

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