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Pojistovna Ceska sporitelny (PCS) may be daunting, but its product offering is easily whittled into one word: insurance. Originally founded as a business insurer, the company is one of the largest life insurance providers in the Czech Republic. Austria-based Erste Bank, which acquired PCS in 2000, owns the company through savings bank Ceska sporitelna (acquired in the same transaction) and Sparkassen Versicherung. PCS divested its non-life insurance business in 2004. In 2008 Erste Bank announced plans to sell its remaining insurance operations, including PCS, to Vienna Insurance Group.

Power Financial owns about half of IGM Financial, which owns Investors Group and Mackenzie Financial, distributors of mutual funds and other investment products and services. Power Financial gets a charge out of insurance and investments. The holding company seeks controlling stakes in financial services companies in the US, the UK, and Canada. Core investments include 73%-owned Great-West Lifeco (subsidiaries include Great-West Life Assurance, Canada Life, and London Life Insurance, leading providers of insurance in Canada). Lifeco's US subsidiary, Great-West Life & Annuity Insurance, provides employee benefits and retirement plans. Boston-based fund manager Putnam Investments is also part of the family.

Presidential Life Corporation, through its subsidiary, Presidential Life Insurance Company engages in the sale of annuity contracts, life insurance, and accident and health insurance products in the United States. Presidential Life Corporation offers various annuity products, which include single premium annuity, single premium deferred annuities, single premium immediate products, and other annuity products, such as flexible premium annuities and group terminal funding annuities. It also provides life insurance products, such as graded benefit life and simplified issue whole life policies, as well as other life products, including universal life, whole life, and term life products. Further, Presidential Life Corporation offers accident and health insurance policies, including New York statutory disability benefits, which are short-term disability contracts issued to employers of one or more employees in New York State. In addition, Presidential Life Corporation offers ancillary products, which include medical stop loss, group dental insurance, individual impaired risk disability, hospital indemnity products, accident products, and group life insurance products. It distributes its annuity contracts and life insurance policies through independent general agents. Presidential Life Corporation was founded in 1965 and is headquartered in Nyack, New York.

Protective Life and Annuity Insurance is a subsidiary of Protective Life Corporation. Protective Life & Annuity Insurance would like to help. Protective Life and Annuity Insurance markets and sells financial security, in the form of term and universal life insurance and annuity products. Protective Life and Annuity Insurance Company is licensed to sell insurance in New York and it focuses primarily on that state. It sells coverage through independent agents, in partnership with employer groups, and through its own sales division.

Protective Life Corporation and its subsidiaries engage in the production, distribution, and administration of insurance and investment products in the United States. It operates in five segments: Life Marketing, Acquisitions, Annuities, Stable Value Products, and Asset Protection. The Life Marketing segment markets level premium term insurance, universal life, variable universal life, and bank owned life insurance products through various distribution channels, as well as a network of independent personal producing general agents. The Acquisitions segment focuses on acquiring, converting, and servicing life insurance policies and annuity products sold to individuals, which are acquired from other companies. The Annuities segment markets, supports, and sells fixed and variable annuity products through broker-dealers, financial institutions, and independent agents and brokers. Its fixed annuities include modified guaranteed annuities, single premium deferred annuities, single premium immediate annuities, and equity indexed annuities; and variable annuities offer the opportunity to the policyholder to invest in various investment accounts. The Stable Value Products segment sells guaranteed funding agreements to special purpose entities, as well as markets fixed and floating rate funding agreements directly to the trustees of municipal bond proceeds, institutional investors, bank trust departments, and money market funds. It also markets guaranteed investment contracts and other qualified retirement savings plans. The Asset Protection segment primarily markets extended service contracts and credit life and disability insurance to protect consumers’ investments in automobiles, watercraft, and recreational vehicles; and markets a guaranteed asset protection product. It markets its products through a network of approximately 3,750 automobile, marine, and recreational vehicle dealers. Protective Life Corporation was founded in 1907 and is headquartered in Birmingham, Alabama.

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