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Nationwide Financial Services (NFS) oversees the life insurance and banking services business of insurance giant Nationwide Mutual. Through Nationwide Life Insurance, it offers long-term savings and retirement products including individual variable annuity contracts. It also offers group and individual protective life insurance policies. Retirement plans are offered to individuals and through employer-sponsored plans. Nationwide Financial Services also provides banking services (savings, mortgage loan origination) while its Nationwide Better Health offers workplace health management products. Its products are sold through direct sales and brokers.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

Ohio National Financial Services sells its products in 47 states, the District of Columbia, Puerto Rico, and through a subsidiary in Chile. The company distributes its products through independent agents, brokers, and banks. Mutual holding company Ohio National Mutual Holdings owns a majority of the firm's stock. What's round on both ends, "hi" in the middle, and covers millions of people? Ohio National Financial Services! That is the marketing name for Ohio National Life Insurance and Ohio National Life Assurance, which sell individual and group life insurance, disability insurance, pension plans, and annuities. Other products and services include wholesale and retail brokerage and mutual funds.

OM Financial Life Insurance is the flagship insurer in the Old Mutual Financial Network (OMFN), which makes up the US life insurance and annuity operations of London-based Old Mutual. Formerly known as Fidelity and Guaranty Life Insurance, the company sells life insurance through a group of master general agents with operations in 49 states and Washington, DC. In the Empire State, though, the company's products are offered through subsidiary OM Financial Life Insurance Company of New York. Its Old Mutual Financial Network Securities subsidiary provides variable annuity products.

Oxford Life Insurance, which was founded in 1965, is a subsidiary of AMERCO, the owner of U-Haul International. Oxford Life Insurance company offers individual life insurance, annuities, and other types of policies targeted to middle income seniors under its own name and through its subsidiaries. Its Christian Fidelity Life Insurance subsidiary focuses on sales of Medicare supplement and funeral insurance to seniors in Arizona, Indiana, Missouri, Oklahoma, and Texas. Subsidiary North American Insurance specializes in third-party administration for Medicare supplement policy holders across the US.

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