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Founded in 1863 as a fire insurance company, Baloise-Holding today is a general insurer that sells such standardized products as group and individual life policies and accident, property, and auto insurance to small firms and individuals. Baloise-Holding company is one of the leading insurers in Switzerland, operating primarily there and in Germany; together the countries account for about 80% of its sales. Through subsidiaries, it also operates in six other nearby countries including Croatia and Serbia. Baloise also provides banking, pension plans, and other financial services through its Baloise Bank SoBa. Baloise-Holding company uses its own sales force as well as partner distributors and independent brokers to sell its wares.

UK insurer Legal & General bought Banner Life Insurance company in 1981 and changed its name to Banner Life two years later. Banner Life and its sister company, William Penn Life Insurance Company of New York, are the primary operations of Legal & General America. Is it a banner day everyday at Banner Life? Legal & General subsidiary Banner Life Insurance offers various life insurance products, including term life and fixed universal life, sold through independent brokers in 49 states and in the District of Columbia. Banner Life Insurance company has been in business for about 60 years, having started out as Government Employees Life Insurance Company (GELICO).

Putting life online, Berkshire Hathaway Life Insurance Company of Nebraska peddles insurance over the Internet. As part of a group of affiliated insurers known as BRKDirect.com, Berkshire Hathaway Life provides retirement planning products (single premium deferred annuities and single premium immediate annuities, also known as a lifetime annuity) and personal quotes through its Web site. Berkshire Hathaway Life Insurance is a subsidiary of National Indemnity Company and both are part of the Berkshire Hathaway Group, the insurance operations of Warren Buffett's investment vehicle Berkshire Hathaway.

BMI Financial Group, Inc. was founded in 1973 by chairman Tony Sierra. ¡Habla español! BMI Financial Group specializes in providing life and health insurance and other financial products to businesses and individuals in Latin America, and (to a lesser extent) in Asia and Europe. The company's primary subsidiary is Best Meridian Insurance, which targets Latin American upper-income business professionals through a network of approximately 300 general agencies. Best Meridian Insurance's offerings include life, credit, accident, health, and reinsurance products. Other subsidiaries offer investment products and third-party administration (TPA) services.

Boston Mutual has remained a mutual company since it was founded in 1891. What Boston Mutual knows about life insurance amounts to a whole lot more than a hill of beans. The company sells traditional group and individual life insurance, as well as disability and supplemental accident and illness coverage. The company distributes its products to individuals through its in-house General Agencies division, while its Group and Worksite Divisions distribute to employers. Additional products include employee assistance programs and voluntary supplemental insurance products.

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