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Credit Saison Co., Ltd. is one of Japan's leading credit card companies, issuing Visa, MasterCard, American Express, and affinity cards carrying its Saison brand to some 26 million cardholders. In addition to issuing plastic, Credit Saison provides financial services and products including insurance and asset management. Subsidiary Saison Fundex issues loans, while Atrium provides loan servicing. Other subsidiaries and affiliates provide ticket sales, and collection and staffing services. Credit Saison was founded in 1951 as a retailer specializing in payment plan sales. Credit Saison is merging its credit card operations with Seven & i Holdings.

DBRS Limited issues credit ratings for corporate, financial, and government bonds throughout the world. Canada's largest credit rating agency, DBRS also operates in the US, Latin America, Europe, and Asia. In the US, DBRS is one of the 10 official Nationally Recognized Statistical Rating Organizations (NRSROs) approved by the SEC; about a dozen European nations have granted the company External Credit Assessment Institution (ECAI) status. DBRS maintains ratings on more than 43,000 companies. DBRS uses a variety of quantitative methodologies based on the various industries and markets it covers. Chairman and owner Walter Schroeder founded the company in 1976.

Dollar Financial Corp. provides retail financial services to unbanked and under-banked consumers. Dollar Financial Corp. offers cash checking, single-payment consumer loans, longer-term installment loans, electronic tax filing, bill payment, foreign currency exchange, pawnbroking, debit cards and gift cards, photo ID, prepaid local and long-distance phone services, gold buying services, and legal document processing. Dollar Financial Corp. provides its services through its stores, which operate under the names of Money Mart, The Money Shop, Loan Mart, Insta-Cheques, The Check Cashing Store, American Payday Loans, American Check Casher, Check Casher, Payday Loans, Cash Advance, Cash Advance USA, and We The People. As of June 30, 2009, Dollar Financial Corp. had a network of 1,206 stores, including 1,031 company-operated financial services stores and 175 franchised and agent locations in the United States, Canada, the United Kingdom, the Republic of Ireland, and Poland. Dollar Financial Corp., formerly known as DFG Holdings, Inc., was founded in 1990 and is headquartered in Berwyn, Pennsylvania.

Encore Capital Group, Inc. purchases and manages charged-off consumer receivable portfolios. Encore Capital Group, Inc receivable portfolios include unsecured, charged-off domestic consumer credit cards, auto loan deficiency, and telecom receivables purchased from national financial institutions, major retail credit corporations, telecom companies, and resellers. Encore Capital Group, Inc, through its subsidiary, Ascension Capital Group, Inc., also provides bankruptcy services to the finance industry, including negotiating bankruptcy plans, monitoring and managing the consumer's compliance with bankruptcy plans, and recommending courses of action to clients. Encore Capital Group, Inc. was founded in 1998 and is headquartered in San Diego, California.

Experian Information Solutions, also known as Experian Americas, is the US-based arm of global credit reporting agency Experian plc. The unit provides credit reporting and lead generation services utilizing its database of more than 215 million US consumers and some 15 million US businesses. Clients include retailers, financial services firms, utilities, not-for-profits, and small businesses. Experian Information Solutions, Inc. also provides addresses for more than 20 billion pieces of promotional mail every year. Services include skip tracing and collections, direct marketing, sales prospecting, demographic information, and more. Experian Americas has about a dozen offices across the US.

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