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Commonwealth Bankshares, Inc.

Commonwealth Bankshares, Inc.

Commonwealth Bankshares was founded in 1970 and is headquartered in Norfolk, Virginia. Commonwealth Bankshares, Inc. serves as a holding company for Bank of the Commonwealth (the Bank). The Bank operates four branches in Norfolk, six branches in Virginia Beach, four branches in Chesapeake, two branches in Portsmouth, one branch in Suffolk, one branch in Powells Point, North Carolina, one branch in Waves, North Carolina, one branch in Moyock, North Carolina and one branch in Kitty Hawk, North Carolina. The Bank conducts all of the business operations of a typical independent, commercial bank, including the acceptance of checking and savings deposits, and the initiating of commercial, real estate, personal, home improvement, automobile and other installment and term loans. The Bank also offers other related services, such as home banking, trust, travelers’ checks, safe deposit, lock box, depositor transfer, customer note payment, collections, notary public, escrow, drive-in facility and other customary banking services.

Asset Acceptance Capital Corp.

Asset Acceptance Capital Corp.

Asset Acceptance Capital tries to help creditors accept the things they cannot change and to have the courage to pay off the debt they can. Asset Acceptance Capital Corp. buys portfolios of written-off consumer debt (credit cards, consumer loans, utilities) at a deep discount, then attempts to collect on them. About half of the value of its portfolio is made up of Visa, MasterCard, and Discover card receivables. Asset Acceptance Capital focuses on debt in the primary, secondary, and tertiary markets, which means between one and three collection agencies have already had a go at them; these portfolios are often the cheapest to acquire but are the hardest to collect on. Tertiary accounts make up about half of its portfolio.

Arcapita Bank B.S.C.

Arcapita Bank B.S.C.

Arcapita Bank B.S.C. was founded in 1997 and is based in Manama, Bahrain. Arcapita Bank B.S.C.(c) provides investment banking services to individuals and institutions in Bahrain and internationally. Arcapita Bank B.S.C. company invests in its own account and providing investment banking services in conformity with Islamic Shari’ah rules and principles. Arcapita offers corporate investment, real estate investment, asset-based investment, and venture capital management services.

Consolidated Mercantile Incorporated

Consolidated Mercantile Incorporated

Consolidated Mercantile Incorporated was founded in 1940 and is headquartered in Toronto, Canada. As of May 10, 2010, Consolidated Mercantile Incorporated was taken private. The company was formerly known as Consolidated Mercantile Corporation and changed its name to Consolidated Mercantile Incorporated in October 1998. Consolidated Mercantile Incorporated does not have significant operations. Previously, the company involved in the manufacture and import of leather and fabric upholstered furniture; and manufacture and distribution of protective packaging products primarily in the United States.

HSBC Card Services Inc.

HSBC Card Services Inc.

HSBC Card Services is the US consumer credit card segment of gigantic British bank HSBC Holdings. One of the top credit card issuers and servicers in the country, HSBC Card Services offers HSBC- and Household Bank-branded plastic from Visa, MasterCard, and American Express with a variety of annual percentage rates and rewards programs. HSBC Card Services Inc. Orchard Bank unit issues cards to consumers looking to establish or re-establish their credit. HSBC Card Services also offers branded cards from General Motors, Sak's Fifth Avenue, and Best Buy, among others.

CITIC Securities International Company Limited

	 CITIC Securities International Company Limited

CITIC Securities International (CSI) finds its security in Chinese securities. CITIC Securities International primarily provides securities brokerage services, including the trading of equities, funds, treasury bills, and corporate bonds. CSI also underwrites securities and distributes equities, convertible bonds, and funds as well as sponsors the listing of various financial products. CITIC Securities International proprietary trading segment offers the trading of equities and funding of treasury bills and corporate bonds. In 2008 CSI became wholly owned by CITIC Securities, a top investment bank in mainland China that is focused on increasing its international capabilities. CITIC Securities' largest shareholder is the state-owned CITIC Group.

Envision Capital Management, Inc.

Envision Capital Management, Inc.

Envision Capital Management, Inc. company manages customized short-term bond portfolios for individual investors, specializing in corporate bonds too small to get the attention of large, multi-billion dollar mutual funds. CEO Marilyn Cohen, who controls the company, personally manages investment portfolios for each one of Envision Capital's clients. She also authored "The Bond Bible", writes a column on bond investing for Forbes magazine, and pens a syndicated financial question and answer column.

Northern Financial Corporation

Northern Financial Corporation

Northern Financial Corporation (Northern) is a Canada-based company. The Company wholly owns Northern Securities Inc. (Northern Securities), a member firm of the Investment Industry Regulatory Organization of Canada (IIROC). It carries on a traditional full service investment dealer business through Northern Securities providing financial advisory services to retail and institutional clients and investment banking services to small capitalization companies. This business generates revenue from commissions and advisory fees earned on investment banking activities, and commissions from institutional sales and trading and retail investment advisors, and from principal trading. Northern also carries on a merchant banking business that supplements the investment dealer business.

Retail Decisions Limited

Retail Decisions Limited

Retail Decisions Limited issues fuel and pre-paid cards in several world markets and provides retailers and financial institutions with services including payment processing, fraud prevention, database development, and IT consulting. ReD operates in Australia, Europe, South Africa, and the US. It also has partnered operations in Japan, India, China, and in South America. Retail Decisions Limited works with banks, oil companies, e-commerce retailers, and telecommunications firms. Corporate customers include Wal-Mart, Tesco, Macy's, Shell, and Virgin Mobile. ReD was founded in 2000.

Cash America International, Inc.

Cash America International, Inc.

Cash America International, Inc. provides specialty financial services to individuals primarily in the United States and Mexico. Cash America International, Inc. operates in three segments: Pawn Lending, Cash Advance, and Check Cashing. The Pawn Lending segment offers pawn loans through its pawn lending locations, which operate under the names Cash America Pawn and SuperPawn in the United States, and Prenda Facil in Mexico. This segment also sells previously-owned merchandise acquired from customers who do not redeem their pawned goods, as well as sells items purchased from third-parties or customers. The Cash Advance segment offers unsecured cash advances in selected lending locations that are operated under the names Cash America Payday Advance and Cashland in the United States; and short-term cash advances over the Internet under the names CashNetUSA in the United States, QuickQuid in the United Kingdom, and DollarsDirect in the Canada and Australia. Cash America International, Inc. was founded in 1984 and is headquartered in Fort Worth, Texas.

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