Woori Finance Holdings Co., Ltd.

Woori Finance Holdings Co., Ltd., through its subsidiaries, provides various banking and financial products and services in Korea. It offers various commercial banking products and services consisting of demand deposits, installment deposits, certificates of deposit, and repurchase instruments; and working capital loans and facilities loans. The company also provides various consumer banking products and services, including deposit products; and lending products, such as general purpose household loans, mortgage loans, and home equity loans. In addition, it offers various private banking services comprising time deposits, demand deposits, savings deposits, installment deposits, and certificates of deposit; and financial and real estate advisory services to high net worth and mass affluent customers. Further, the company provides credit cards; Internet banking; mobile banking; inter-account fund transfer; and balance, transaction, and customer service enquiry services. Additionally, it offers various capital market services, including securities investment and trading, derivatives trading, asset securitization services, investment banking, and securities brokerage services; securities investment and trading services; and derivative products and services. The company also provides asset securitization services, investment banking, securities brokerage, international banking, asset management, and trust management services. In addition, it offers merchant banking, bancassurance, consumer finance, and life insurance products and services. As of December 31, 2008, it operated 1,180 branches and 8,539 ATMs and cash dispensers in Korea. The company was founded in 2001 and is headquartered in Seoul, South Korea. Woori Finance Holdings Co., Ltd. operates as a subsidiary of Korea Deposit Insurance Corporation.