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SNS REAAL Groep has a real focus on financial services for Dutch customers, particularly retail clients and small-to-medium businesses. Through several operating units, SNS REAAL offers a wide variety of banking and insurance products in the Netherlands. The group's primary subsidiaries are SNS Bank and REAAL Verzekeringen. SNS Bank provides retail banking services online and through about 150 branch offices throughout the Netherlands. REAAL Verzekeringen offers life and general insurance to retail and business clients through independent financial advisers. In addition, the company operates about a dozen other subsidiaries offering everything from socially responsible banking to sustainable asset management.

Societa Cattolica di Assicurazione - Societ Cooperativa, more commonly called just Cattolica Assicurazioni, offers such products as life insurance, health and medical coverage, and homeowner's and auto insurance, as well as plans for retirement security. The Cattolica Group is comprised of more than a dozen companies, including Duomo Assicurazioni, Verona Assicurazioni, and others. Its products are sold across Italy through nearly 1,500 agencies, affiliated offices, and credit institutions, as well as more than 1,300 private bankers and brokers. More than half the company's brokers are in Northern Italy. Cattolica Assicurazioni has been in business since 1896.

Think of the Society of Lloyd's (dba Lloyd's of London) as a busy market where groups who have risks can meet up with groups who have money to insure risk. As the world's leading insurance exchange, Lloyd's regulates about 80 syndicates run by more than 50 managing agents. Customers include corporate underwriters and wealthy individuals transacting specialty property/casualty insurance business worth billions in premiums each year. Also part of the picture are Lloyd's brokers, who bring business to the market. Lloyd's is a top conduit for aviation and marine insurance, as well as its more specialized specialty insurance covering celebrity body parts or protecting against acts of terrorism.

In Japan, "non-life" isn't creepy, it's just car insurance, and Sompo Japan is one of the biggest players. Voluntary and compulsory automobile insurance combined account for over half of the insurance company's premiums. Though non-life is its largest segment, the company also provides life insurance through its Sompo Japan Himawari Life and Sompo Japan DIY Life Insurance subsidiaries. It also provides fire, accident, and marine insurance, as well as reinsurance, asset management, and venture capital products and services. Sompo Japan formed a joint holding company with smaller property/casualty insurer Nipponkoa in 2010. As NKSJ Holdings, the two companies hope to better compete in their markets.

Southwest Administrators is a third-party administrator (TPA) of union-funded employee benefits plans including health and welfare plans and pensions. The company processes the paperwork --handling claims, billing, and benefits processing -- for numerous southern California- and Nevada-based union trust funds. It services pension trust funds covering some 200,000 members. Participating employer groups include the Southern California Bakery Drivers Trust Fund, the Southern California Soft Drink Industry Health and Welfare Trust Fund, and the Las Vegas Firefighters Health & Welfare Trust Fund. Southwest Administrators has offices in California and Nevada.

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