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RTW, Inc (RTW) isn't just another look-alike provider offering workers' compensation, disability and absence management solutions. We are a company with a purpose. We attract exceptional people who desire to be the best . . . people who are honest and have unwavering ethics and integrity. We work in an environment where we support, trust, respect and listen to each other. We make and keep our promises and commitments to one another and to our customers. We are innovative, creative and passionate about the difference we make in the world. We exist to help you. That is why you need to get to know us better.At RTW, we transform people from absent or idle to present and productive. Knowing that employees are your greatest assets, we developed a proprietary process to identify potentially high-cost claims within the first forty-eight hours of an injury event. Nobody else can do this. To borrow the old cliche, knowledge is power. Putting knowledge into action, we outperform the industry, hands down. Our average claim cost is 57% better than the industry and we close claims faster, resulting in open claims that are 80% less than our competitors.

Rubin Insurance Agency provides commercial and personal insurance brokerage and risk management services. The company offers a full range of property/casualty products, including liability, workers' compensation, automobile, homeowners, and disability coverage. Rubin Insurance Agency develops niche programs for businesses including contractors, restaurants, and optometrists. It also provides whole and universal life and funeral insurance, as well as retirement planning, estate planning, and financial security analysis. Stuart Rubin founded the company in 1975.

SafeAuto Insurance Company is a property and casualty insurance carrier based in Columbus, Ohio, that was founded in 1993. Today, the company provides the state minimum insurance coverage to automobile drivers in 14 states including Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma and Texas.

When it comes to protecting what matters most, trust matters. From the smallest fender-bender to a storm-damaged home, Safeco has stood ready at the most trying moments for more than 85 years. A member of Liberty Mutual Group with the financial strength to deliver security and value, we offer national reach combined with local market knowledge. We have over 3,000 employees across the country dedicated to meeting the needs of people like you.

Safeway Insurance is dedicated to being a leading provider of insurance products and services. This is achieved through our commitment to principled performance and our high professional standards. Since 1959, Safeway Insurance has reliably served our clients. Our goal, each and every day, is to exceed the expectations of all our stakeholders: policyholders, producers, business partners, regulators, shareholders, the communities we serve and our valued employees.

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