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Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

Transamerica Life Insurance Company (TLIC) gives its American touch to Dutch insurance giant AEGON's life insurance operations. TLIC, which began operations in 1961, is part of the AEGON USA group of companies. Transamerica Life Insurance Company provides individual and group life insurance and annuities. The Transamerica Life Insurance Company is licensed to provide insurance throughout the US, except for New York and Washington DC which are covered by its sister Transamerica Financial Life Insurance Company. Its products are distributed through agents and brokers, as well as via direct marketing efforts.

UNIFI Mutual Holding respects the individuality of its subsidiaries, but likes to keep them all in one place. UNIFI Mutual Holding owns Ameritas Holding, which in turn owns three subsidiaries: Ameritas Life, Acacia Life, and Union Central Life. All three companies provide life insurance and annuity products nationwide. Through its companies, UNIFI also offers such services as financial planning and workplace investing, and has some $30 billion of assets under management. Other companies under its umbrella include socially responsible mutual fund manager Calvert Group, Acacia Federal Savings Bank in Virginia, and Ameritas Group, which offers dental and eye care insurance.

Its Unipol Banca has about 300 branches. The acquisitive company continues to target insurance firms and banks. Holding company Holmo SpA controls Unipol through a second holding company, Finanziaria dell'Economia Sociale (Finsoe). In need of some insurance or financial services? Rally 'round the Unipol! Unipol Gruppo Finanziario (better known simply as Unipol) is transforming itself from a multiline insurance company to a financial services firm. While the company's main focus is offering life, auto, property/casualty, health, and other general insurance, Unipol also has expanded its reach by adding asset management and merchant banking, as well as consumer banking services.

United Investors Life Insurance, which was founded in 1961, markets its products through more than 4,000 representatives across the US. A bad breakup with a significant customer in 2001 reduced revenues, and several of the company's products are operating in run-off. United Investors Life Insurance company is a subsidiary of Torchmark Corporation, but is being sold to Protective Life for $316 million. United Investors Life Insurance presents a united front in the battle for life insurance and a peaceful retirement for middle-income Americans. United Investors Life Insurance company sells a variety of life insurance and annuity products, including variable universal life, variable annuities, term life, whole life, and fixed annuities.

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