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Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Founded in 1970 as N.E.L. Permanent Health Insurances Limited (a subsidiary of Surrey-based life insurer NEL), in 1990 Unum Limited became a subsidiary of US-based Unum Corporation (now UnumProvident Corporation) after Unum acquired NEL. E pluribus unum is an apt phrase for describing this company. Unum Limited, which operates as UnumProvident, provides short- and long-term income protection or disability insurance to more than 2 million people in the UK. UnumProvident is the leading UK provider of group income protection and also offers critical illness insurance, as well as executive-income replacement insurance. The company's insurance products cover both employer groups and individuals.

USHEALTH is owned by a division of Credit Suisse. USHEALTH (formerly Ascent Assurance) wants to protect YOURHEALTH. The insurance holding company provides medical and supplemental health insurance through its subsidiaries, primarily to the self-employed and small businesses. The company's products include health spending accounts (HSA) and fixed-rate health insurance. USHEALTH also offers indemnity policies for the treatment of specified diseases and lump sum payments upon the diagnosis of catastrophic illness. The company's products are sold through its own network of career agent organizations.

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