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Access Capital gives business owners access to much needed capital. The business lender offers accounts receivable financing, asset-based lending, factoring, and receivables management. Clients include owners of growing service industry businesses such as software developers, manufacturers, maintenance and security guard companies, limousine companies, and temporary agencies. Business owners typically use Access Capital funding for inventory, staffing, payroll, marketing, debt restructuring, and reorganization. Unlike some commercial lenders, Access Capital does not require borrowers to relinquish equity or pledge personal collateral.

Access Group was founded in 1983 to provide funding to law students. As if paying for Albert's undergraduate degree didn't set you back enough, now your little Einstein wants to attend graduate school. It may be time to contact Access Group, a not-for-profit organization that offers graduate and professional student lending. The company issues and services private student loans for continuing education, part-time, and international students, and their parents. It specializes in financing educations in business, dental, law, medical, engineering, and other professional courses of study. Access Group, Inc. also issues specialized loans for bar and dental board exams and medical and dental residencies.

Accord Financial Corp., through its subsidiaries, offers superior financial services to small and medium-sized companies, providing the capital these firms need to grow and succeed. Accord’s services include factoring and other asset-based financial services, including financing, collection services, credit investigation, guarantees and record-keeping. Incorporated in 1978, Accord Financial Ltd. operates as an "old-line" factor specializing in credit protection and collection services. Offices and representatives are located in Toronto and Montreal. Major industries served are apparel, floor covering, furniture, footwear and sporting goods. Clients are mostly Canadian and U.S. companies; approximately 30% of total business is international in nature.Formed in 1990 and acquired by Accord in 1992, Accord Financial Inc. offers factoring services through the purchase of receivables, as well as asset-based lending and purchase order financing. All clients are in Canada. A wide variety of industries are served including automotive, oilfield services, electronics, medical equipment, food processing, furniture manufacturing, logistics, industrial products, telecommunications, apparel and textiles. Factoring for small and medium-sized businesses is one of the fastest growing areas in financial services. Accord Financial Inc. has offices in Montreal and Toronto. Started as a predecessor company in 1977 and acquired by Accord in 1992, Accord Financial, Inc. specializes in factoring services by purchasing receivables for cash from small and medium-sized U.S. companies. Major clients are wholesale distributors, staffing agencies, telecommunication providers, furniture, electronics and chemical manufacturers, and other commercial enterprises. Its head office is located in Greenville, SC, with representative offices in St. Petersburg, FL and Charlotte, NC.

AdvanceMe provides working capital to small and midsized businesses with a minimum of $5,000 in credit and debit card sales per month. Its merchant cash advances range from $6,000 to $150,000 and have no fixed time frame; customers, who may not qualify for conventional bank loans because they lack collateral or have spotty credit, repay AdvanceMe by selling the company a predetermined percentage of credit and debit card sales at a discount. The working capital is typically used to cover expenses, acquire equipment or inventory, renovate facilities, and for business expansion.

AgFirst Farm Credit Bank provides funding and financial services to 22 Agricultural Credit Associations (ACAs) in 15 eastern states and Puerto Rico. These associations, operating as Farm Credit and Ag Credit associations, provide real estate and production financing to more than 80,000 farmers, agribusinesses, and rural homeowners. AgFirst reported assets of $30.08 billion as of September 30, 2009. AgFirst also operates a growing Capital Markets unit that arranges and participates in loans for agribusinesses across the nation, and a Correspondent Lending Market department that buys, sells and services rural home and agricultural loans.

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