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Clairvest Group is a merchant bank that invests its own capital and that of third-party investors as well. The bank invests primarily through its Clairvest Equity Partners Limited Partnership subsidiary, in both public and private entrepreneurial corporations. The company acquired a controlling interest in orthopedic back-care products investor Integral Orthopedics in early 2005. Other substantial holdings include N-Brook Mortgage Group, an underwriter of residential real estate mortgages in Canada, and Light Tower Rentals, which leases oil field equipment in the southwestern US.

Clydesdale Bank PLC,founded in 1838, the full-service financial institution has been owned by National Australia Bank since 1987. Along with standard personal and commercial services such as deposit accounts, lending, credit cards, and financial advice, the bank also dabbles in agribusiness and private banking (it has an office on the Isle of Guernsey, the locus of offshore banking). Clydesdale Bank has some 150 retail branches in Scotland and England.

Commerzbank AG provides financial services to private and corporate customers principally in Germany. The company’s retail banking services include wealth management services, money investments, pension products, real estate financing, and advisory services, as well as provides Mastercard, Visa, and American Express credit cards. Its corporate banking services comprise investment banking, information, financing, transaction management, foreign business, risk management, and consulting services. Commerzbank also offers asset based finance services, including asset management and leasing; real estate finance for investors and developers; ship financing; and public finance. In addition, it provides online banking and ATM services. The company operates approximately 1,200 branches. Commerzbank was formerly known as Commerz- und Disconto-Bank and changed its name in 1940. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

Credit Agricole Nord de France provides banking services in the north of France as one of the nearly 40 regional banks that make up the Credit Agricole system. Credit Agricole Nord, which is approximately 25%-owned by Credit Agricole, offers a variety of consumer- and business-oriented services, such as savings accounts, loans, mortgages, credit and debit cards, real estate brokerage, and property and auto insurance. The bank is also active in private equity, taking stakes in local entities such as bottled water firm Eaux de Saint Amand and real estate appraiser Ex'Im Expertises, as well as area real estate projects.

France's largest bank, Credit Agricole owns a 25% stake each in about 40 regional banks, which in turn own more than half of Credit Agricole. It offers retail and business banking, lending, and deposit services at more than 9,000 locations throughout the country, including those of subsidiary Le Credit Lyonnais (LCL). The company also is involved in investment banking and capital markets (through its Credit Agricole CIB unit), in addition to insurance, leasing, and private banking. Credit Agricole combined its asset management operations with those of rival French bank Society Generale to form Amundi.

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