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Peoples Bancorp offers banking for the people, by the people, and of the people. The holding company owns Peoples Bank, which has about 50 branch offices in non-urban markets in Ohio, Kentucky, and West Virginia. Peoples offers traditional retail banking services as well as wealth management, trust, and retirement services through its Peoples Financial Advisors division. Its Peoples Insurance subsidiary sells life, health, and property/casualty coverage. Credit cards and brokerage services are offered through third-party providers. The bank focuses its lending activities on commercial mortgages and business, construction, and residential mortgage loans.

Princeton National Bancorp is the holding company for Citizens First National Bank in north-central Illinois. Founded in 1865, the bank serves area residents and businesses through more than 20 branches in nearly as many communities. It offers traditional services such as checking and savings accounts, CDs, IRAs, and credit cards. Business loans account for the largest portion of the company's loan portfolio, followed by commercial and residential mortgages. The bank also writes agricultural, construction, and consumer installment loans. Through Citizens Financial Advisors, it offers insurance, investments, farm management, and fiduciary services.

PrivateBancorp is the holding company for two PrivateBank subsidiaries that provide commercial and private banking, business and real estate lending, investments, and money management services to middle-market companies, commercial real estate investors, business owners, executives, and wealthy individuals and their families. The banks have some 35 offices in major markets in the Midwest and Southeast. PrivateBancorp is modeled after a traditional European private bank, placing emphasis on personal service in an effort to establish life-long relationships with its clients.

Rurban Financial is the holding company for State Bank and Trust, which has more than 20 branches in northwestern Ohio and another in northeastern Indiana. The banks offer products, including checking and savings accounts, money market accounts, credit cards, IRAs, and CDs. Commercial and agricultural loans account for approximately two-thirds of the company's loan portfolio; the bank also writes mortgage and consumer loans. Reliance Financial Services, a unit of State Bank and Trust, offers trust and investment management services, as well as brokerage services through an alliance with Raymond James. Subsidiary RDSI Banking Systems offers commercial bank data processing and item processing services.

Southern Michigan Bancorp is the holding company for Southern Michigan Bank & Trust, which operates about 20 branches in a primarily rural area near Michigan's border with Indiana and Ohio. The bank provides standard deposit services, such as checking and savings accounts, money market and heath savings accounts, CDs, and IRAs. It originates commercial, financial, agricultural, consumer, and mortgage loans. The banks also offers trust and investment services. Southern Michigan Bank & Trust got its start in the room of a hotel named Southern Michigan Hotel in 1872.

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