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Arrowpoint Capital Corp. was a subsidiary of UK-based insurer Royal & Sun Alliance, but suffered from relentless trimmings when its business was deemed to be noncore. The business was eventually acquired by a group of its management and outside directors. Renamed Arrowpoint Capital, it operates through its Royal Indemnity, Royal Surplus Lines Insurance, and Security Insurance Company of Hartford subsidiaries. The company continues to offer individual and commercial property/casualty coverage under the Royal Care brand.

Through subsidiaries that include Aspen Re, Aspen Bermuda, Aspen UK, and Aspen Specialty, Aspen Insurance Holdings Limited provides property/casualty insurance, specialty insurance, and reinsurance to customers around the world. Its property/casualty reinsurance lines are offered in global markets, as are its specialty insurance products, which include marine, energy and liability, aviation, and specialty reinsurance. Aspen offers commercial property/casualty insurance primarily in the US and UK domestic markets.

Through its three operating subsidiaries, AssuranceAmerica Corporation writes and markets nonstandard (high-risk) auto insurance to customers in 10 southeastern states. Its AssuranceAmerica Insurance subsidiary writes the policies, while its Managing General Agency markets the products and provides services through a network of 2,500 independent agencies. Its TrustWay Insurance Agencies operates retail agencies in Florida, Alabama, and Georgia, which sell nonstandard auto insurance underwritten by AssuranceAmerica and other unaffiliated carriers.

Atrium Underwriters, a Lloyd's of London insurer and reinsurer also provides insurance for cargo, art, and against acts of terrorism. Its Atrium Underwriters Limited subsidiary manages two Lloyd's syndicates -- Syndicate 570 (property & casualty insurance and reinsurance, accident & health, and professional liability) and Syndicate 609 (energy, marine and aviation risks, non-marine property, war, and more). The company provides its services throughout the UK using a direct sales force.

Austin Mutual Insurance sells personal and commercial property/casualty insurance. Products include automobile, homeowners, farmowners, and mobile home and other dwellings coverage. Other offerings include businessowners coverage, commercial and personal umbrella liability, and workers' compensation. The company does business in Arizona, Idaho, Minnesota, Montana, Oregon, South Dakota, Utah, Washington, and Wisconsin. Its policies are distributed through a network of independent insurance agents. Austin Mutual Insurance was founded in 1896 as the Farmers United Township Mutual Hail Association of Minnesota to provide crop insurance.

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