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SBLI was founded in 1907. The Savings Bank Life Insurance Company of Massachusetts! Originally selling life insurance only through savings banks, SBLI now sells a variety of life insurance products and annuities directly to consumers. Its products include term life, whole life, group life, and specialty children's life insurance, and it is the top writer of ordinary life insurance in Massachusetts. However, SBLI has expanded to sell its products in more than 35 states. While the company now sells its products directly and through independent brokers and agents, it still sells through banks and has partnership agreements with several regional banking associations.

Founded in 1867, the mutual life insurer operates throughout the US, offering a range of individual and commercial life and disability insurance products. Union Central Life Insurance also provides employee and executive benefit planning, estate planning, and retirement planning. It distributes its products through independent general agencies. Union Central keeps dry under the umbrella of UNIFI Mutual Holding, along with its sister companies Ameritas Life Insurance and Acacia Life Insurance.

The Variable Annuity Life Insurance Company (VALIC) is anything but boring. The firm is a major provider of group retirement plan services to elementary and high schools, colleges, and hospitals. It provides annuities and life insurance to more than 25,000 client groups (representing some 2 million investors) throughout the US. VALIC is part of AIG American General, the domestic life insurance operations of American International Group. AIG has announced that it will sell all of its domestic life insurance operations, including VALIC.

The Western and Southern Life Insurance Company was founded in 1888 and is held by diversified financial services firm Western & Southern Financial Group. Easterners and Northerners need not apply? Nah, The Western and Southern Life Insurance Company offers life insurance, critical illness insurance, annuities, investment funds, and related products in nearly half of the states in the Union (it's also licensed in about 45 states). The Western and Southern Life Insurance company and its Western-Southern Life Assurance (universal and term life and annuity products) subsidiary market their products through W&S Agency Group, its own sales force of more than 2,000 career agents.

Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

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