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Baltimore Life was founded in 1882 and reorganized to a mutual insurance holding company structure in 2001. Baltimore Life keeps its finger on the pulse of citizens in Baltimore and beyond. The company provides a variety of life insurance products and annuities to customers in the US. Products include term and universal life, stewardship annuities, and single premium policies. Independent and affiliated agents sell the company's policies. Licensed in 48 states and Washington, DC, the firm operates primarily in Maryland and Pennsylvania.

The world's oldest mutual life insurance company isn't aging well. The Equitable Life Assurance Society, founded in 1762, provided life insurance, annuities, pensions, and permanent health insurance to some 650,000 customers in the UK, Germany, and Ireland, until it ceased writing new business in 2000 after a House of Lords ruling that it underpaid some 90,000 guaranteed-annuity policyholders. After losing its court battle, it sought a buyer. Mortgage bank Halifax plc bought much of the troubled company and formed Halifax Equitable (part of Lloyds Banking Group, formerly HBOS plc). Equitable Life has given up hopes of a buyer and intends to just let its business continue until there are no more policy holders.

Great-West Life Assurance has a great big array of insurance, benefits, and investment products for individuals and businesses large and small in Canada and Europe. Through its operating subsidiaries Canada Life and London Life, Great-West Life Assurance company provides group and individual life insurance, supplemental health insurance, disability and critical illness insurance, and investment and retirement plans. Its European business is focused on the UK, Ireland, and Germany where it provides asset management, individual insurance, and reinsurance. Great-West Life Assurance is a subsidiary of Great-West Lifeco and part of the Power Financial group of companies.

The Guardian Insurance & Annuity Company stands like a sentinel protecting its clients' retirement savings. The company, a subsidiary of mutually owned life insurer The Guardian Life Insurance Company of America, sells variable annuities and variable life insurance policies to individuals and groups looking to accumulate and manage savings over the long term. Its variable annuities have optional riders, including a Guaranteed Minimum Withdrawal Benefit, that protect a client's investment from market fluctuations. Guardian Insurance & Annuity distributes its products primarily through its sister firm, Guardian Investor Services.

Founded in 1905, Lafayette Life was acquired by Cincinnati-based Western & Southern Financial Group in 2005. Lafayette Life Insurance Company may have the name of a Frenchman, but its business is all American. Licensed throughout most of the US, the Lafayette Life Insurance company sells individual life insurance and annuities, as well as group annuities and retirement services. Its qualified markets division helps small businesses administer their retirement plans, including defined benefit and defined contribution plans. The Lafayette Life Insurance company quit writing group life and disability insurance in 2008 to focus on its core operations.

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