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Capital BlueCross could be your direct link to health care coverage. A licensee of the Blue Cross and Blue Shield Association, the company provides health insurance products to individuals and employer groups, with a total of more than 1 million members in central and eastern Pennsylvania. It offers traditional, PPO, HMO, and POS health care plans, as well as dental and vision coverage and Medicare Advantage plans. Capital BlueCross' network includes more than 11,000 health care providers and nearly 40 hospitals. The company also provides benefits administration services to self-funded customers through for-profit subsidiary Capital Administrative Services (dba NCAS Pennsylvania).

Celtic Insurance Company tends to shy away from group mentality. With a focus on low-cost individual coverage rather than group coverage, Celtic provides a variety of health insurance products to more than 30,000 policyholders nationwide. The company's products include Celtic Basic Health Plan, a low-cost plan, and CeltiCare Preferred, which provides comprehensive coverage for families, kids, and adults. It also offers a health savings account plan known as CelticSaver HSA. Celtic is licensed in all states except New York and provides coverage in most of them. It sells its insurance online and through direct sales agents. Celtic is a subsidiary of Medicaid health plan provider Centene.

Centene provides managed care programs and related services to individuals and families enrolled in government-assisted health programs. Centene company operates in nearly a dozen states under the names Managed Health Services in Wisconsin and Indiana, Superior HealthPlan in Texas, and Buckeye Community Health Plan in Ohio, among others. Centene provides services to some 1.4 million low-income, elderly, and disabled people receiving Medicaid, Supplemental Security Income, and State Children's Health Insurance Program (SCHIP) benefits. Centene also offers specialty services in areas such as behavioral health, disease management, optical benefit plans, nurse triage, and pharmacy benefits management.

CIGNA manages behavioral health care benefits and employee assistance programs (EAPs) for some 18 million health plan members nationwide. Other services include disability management programs, for employees on short and long-term disability, and referrals to services such as financial and legal services, childcare, and eldercare. The company's network includes more than 75,000 affiliated physicians and roughly 6,100 facilities. Founded in 1974, the company is one of the oldest providers of behavioral health benefits in the US.

Coastal Administrative Services (CAS) has a plan to keep your employees healthy. The third-party administrator (TPA) offers insurance benefits to businesses in the Pacific Northwest that self-fund their health care plans. (A self-funded or self-insured health plan is one in which the employer assumes some or all of the risk for providing health care benefits to its employees.) CAS offers such services as benefit plan design and consultancy, plan administration, and claims processing for businesses with 15 to 500 employees. It partners with Shorman Solutions to provide case management services and Northwest Pharmacy Services to provide pharmacy benefits.

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