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Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank, N.A. that provides various general banking services to individuals and businesses. It operates in three segments: Consumer, Commercial, and Wealth. The Consumer segment includes the retail branch network, consumer installment lending, personal mortgage banking, consumer debit and credit bank card activities, and student lending. The Commercial segment provides various corporate lending, merchant and commercial bank card products, leasing, and international services, as well as business and government deposit and cash management services. The Wealth segment offers traditional trust and estate tax planning services, brokerage services, and advisory and discretionary investment portfolio management services to personal and institutional corporate customers. This segment also manages a family of proprietary mutual funds, which are available for sale to trust and general retail customers. As of December 31, 2009, the company served customers through a network of branches and ATM machines, online banking, and a central contact center from approximately 370 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado. Commerce Bancshares, Inc. was founded in 1966 and is headquartered in Kansas City, Missouri.

Community Shores Bank Corporation is the holding company for Community Shores Bank, which has about five branches that serve western Michigan's Muskegon and Ottawa counties. The bank provides deposit services such as checking and savings accounts, money market accounts, health savings accounts, CDs, and IRAs. Commercial operating and real estate loans to area businesses make up approximately three-quarters of the company's loan portfolio, which also includes residential real estate, consumer, and construction loans. The bank also offers investment products and services through an agreement with a third-party provider.

One of the largest independent bank holding companies based in Texas, Cullen/Frost Bankers owns Frost National Bank through a second-tier holding company, the New Galveston Company. The community-oriented bank serves individuals and local businesses, as well as clients in neighboring parts of Mexico, through more than 100 branches in Texas metropolitan areas. It offers commercial and consumer deposit products and loans, trust and investment management services, mutual funds, insurance, capital markets and brokerage services, and correspondent banking. Subsidiaries include Frost Insurance Agency, Frost Brokerage Services, Frost Investment Advisors, and investment banking arm Frost Securities.

I am delighted to tell you about Encore, a financial services organization like no other. At Encore, our bankers and financial advisors are dedicated to helping you attain your financial goals. When you work with our professionals, you will be working directly with individuals who are committed to building lasting relationships. We are available to meet with you in your home or workplace, or in our private client offices, to explore how our capabilities in banking, wealth management, trust, mortgage and insurance can serve you, your family and your business. Encore Bank has eleven conveniently located private client offices in greater Houston. To find the nearest location, click here. Encore Bancshares, Inc. is listed on the NASDAQ Global Market under the symbol "EBTX."

Enterprise Financial Services Corp operates as a financial holding company for the Enterprise Bank & Trust, which provides banking and wealth management services to individuals and business customers in the St. Louis and Kansas City metropolitan markets. It offers deposits products, such as demand deposits, interest-bearing transaction accounts, money market accounts, and savings deposits; and lending services, including commercial, commercial real estate, financial and industrial development, real estate construction and development, residential real estate, and consumer loans. Enterprise Financial Services Corp also provides financial planning, advisory, and trust services; personal advisory services that include estate planning, business succession planning, and retirement planning services; and investment management and fiduciary services for individuals, businesses, institutions, and nonprofit organizations. As of December 31, 2009, it operated four banking facilities in the St. Louis metropolitan area and seven banking facilities in the Kansas City Market. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

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