ACI Worldwide, Inc

ACI Worldwide, Inc., through its subsidiaries, engages in the development, marketing, installation, and support of software products and services to facilitate electronic payments worldwide. The company offers Retail Payment Engines that are designed to route electronic payment transactions from transaction generators to the acquiring institutions; and Proactive Risk Manager, a neural network-based fraud detection system designed to help card issuers, merchants, merchant acquirers, and financial institutions combat fraud schemes. It also offers Payments Management solutions that provides value-added solutions to information captured during online processing; Card Management System, a system for issuing cards, maintaining account information, tracking card usage, and providing customer service; Smart Chip Manager that supports the deployment of stored-value and other chip card applications; and Dispute Management System, which provides issuers the ability to work retail discrepancies caused by processing errors, disputes, charge backs, and fraud. In addition, it offers wholesale payments solutions, including payments processing, bulk payments processing, global messaging, and continuous link settlement processing; and application services solutions that facilitate communication, data movement, transaction processing, systems monitoring, and business process automation. It has strategic alliances with Hewlett-Packard Company; IBM Corporation; Sun Microsystems, Inc.; Stratus Technologies; Microsoft Corporation; Diebold, Incorporated; NCR Corporation; Wincor-Nixdorf; Visa International; MasterCard International Incorporated; and Oracle Corporation. The company sells its products to financial institutions, retailers, and electronic payment processors. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. ACI Worldwide, Inc. was founded in 1993 and is headquartered in New York, New York.