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The bank was established in 1916 by the two illustrious sons of Karur, the late Shri M.A. Venkatarama Chettiar and the late Shri Athi Krishna Chettiar. Over the years, KVB has emerged as a strong bank with healthy fundamentals. The Bank has crossed several milestones over the past 89 years and enjoys a premier position in the banking industry today.

During these 89 years of its existence, the bank has successfully faced and overcome several challenges through adept and timely response to market and technological changes. The total business of the bank has touched the figure of Rs.11395.55 crores as on 30.09.05. From a humble beginning of Rs. 1 Lakh, the bank's owned funds have crossed Rs.826.00 crores as of 31st September 2005. The Capital Adequacy ratio of the bank is 16.83 percent on the increased asset base for the period ended 30.09.05.

The total deposits of the bank as on 30.09.2005 were Rs.6544.53 crores and the total advances were Rs.4851.02 crores. The profit of the bank stood at Rs.65.12 crores as on 30.09.05. They have been able to meet bank priority sector obligations. They fresh disbursement under agricultural advances has increased by 35.69 % during 2004-05.

Today, KVB has spread its wings across 11 States and two Union territories. As on 30.09.2005, KVB has 233 branches. KVB is one of the early banks to adhere to the norm of Capital Adequacy Ratio stipulated by RBI right from its introduction. The Bank has been maintaining a healthy Capital Adequacy Ratio of over 16% as against the mandatory norm of 9% prescribed by the RBI, which will take care of future asset growth.

Company Website
Contact Address Details
Office Address #Erode Road,
P. B. No. 21,
Karur 639002

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