Heartland Financial USA, Inc., through its bank
subsidiaries, provides commercial and retail banking
services to businesses and individuals. Its deposit products
include checking and other demand deposit, negotiable order
of withdrawal, savings, money market, individual retirement,
and health savings accounts, as well as certificates of
deposits and other time deposits. The companys loans include
commercial and industrial, agricultural, real estate
mortgage, consumer, and home equity loans, as well as lines
of credit. It also offers other products and services,
including VISA debit cards, automated teller machines,
online banking, safe deposit boxes, and trust services. In
addition, the company engages in investment brokerage
activities; and offers vehicle, property and casualty, life,
and disability insurance, as well as tax-free annuities.
Further, it offers trust and investment services for
individuals and corporations. Heartland Financial USA,
Inc. has strategic alliance with LPL Financial Institution
Services to operate independent securities offices at its
bank subsidiaries, as well as offers various investment
services, such as mutual funds, annuities, retirement
products, education savings products, brokerage services,
employer sponsored plans, and insurance products. As of
December 31, 2009, it operated 61 banking locations in the
states of Iowa, Illinois, Wisconsin, New Mexico, Arizona,
Montana, Colorado, and Minnesota. Heartland Financial USA,
Inc. was founded in 1993 and is headquartered in Dubuque,
Iowa.